I'm sure a lot of us would like more TSP in our Roth IRAs!Petunia wrote:
Perhaps in the future, myRA will offer access to the other TSP funds.
I think I'm going to pass on the myRA since I don't need additional TSP G fund in my Roths.
I'm sure a lot of us would like more TSP in our Roth IRAs!Petunia wrote:
Perhaps in the future, myRA will offer access to the other TSP funds.
So once the myRA hits $15k then all of it has to be rolled over and another myRA can never be opened again? It seems odd that we can't let it cap at $15k and then tell the additional interest where to go.linguini wrote: And I get that $15k may not be life-changing to most bogleheads in the grand scheme of things, but when you reach that $15k you just roll the MyRA into your existing Roth IRA, which doesn't seem like some sort of onerous activity to me when you consider that half the forum is opening and closing a new IRA account every single year to squeeze a few thousand dollars of extra tax advantaged space as part of the backdoor Roth.
I was a co-leader in a financial coaching ministry and I would say that there is a sizeable minority that need this information. Common financial sense and current financial scam prevention advice are not being teached in school or by all parents. It's a small niche advice market he's cornered I think. I think saying huckster is too far, probably more like an energetic common sense salesman (sorry for making it wordy).feh wrote:I consider him a huckster. Stories like the OP's only strengthen that opinion.
All the methods/info people need to get out of debt is available for free. This web site is a fine example.
+1Johm221122 wrote:There is no need for Dave, you have Bogleheads
http://www.bogleheads.org/wiki/Getting_started
John
Kenyan,kenyan wrote:I haven't ever used a TLH strategy, but I know that if/when I position myself to have taxable investments again, I will do so in a manner that will allow me to immediately repurchase a similar but not substantially identical investment. I don't personally like the 'out of the market for 31 days' method.
So I'm trolling through old updated threads I haven't read for awhile.abuss368 wrote:When I read that it makes me feel better about the long term viability of the Roth IRA's in general.
Hmm, health and fitness benefits. I need to think about those too, but I love my gym too much......likegarden wrote:I need exercise, so I do yardwork. My doctor said that walking, bending, digging and lifting is just what my body needs, plus I breathe in fresh air, get some sunshine and do not get exposed to bad air and germs in a gym.
stoptothink wrote: I am not handy at all, but I pretty much refuse to pay anybody to do something I am capable of doing myself even if technically my time is worth more than what I would be spending to have a "professional" handle it.
Sorry to hear you live surrounded by cubs, Go Cardinals!Kevin1989 wrote:Wow, good replies! I live in Chicago, Illinois.
Now to read up on some of these links you've all posted, and research how much Emerging Markets is included within the International fund my 401k plan has.
Nice recommendation. I guess I need to buy a Swedroe book.....ruralavalon wrote:
In my opinion your proposed allocation to Emerging Markets is way too high. Remember that Total Int'l is already 16% Emerging Markets, VTIAX, on Morningstar , (15 X .16 = 2.4), so adding that the amount of Emerging Mkts fund you propose (10%) gives you a total of about 50% of your international in emerging markets (2.4 + 10 = 12.4 emerging mkts; 12.4/25 = 49.6% of int'l in emerging mkts). This is much more than Mr. Swedroe suggests in his Model Portfolios (16% of int'l, p.166) or in his Sample Portfolios (33% of int'l, Appendix I).
I've heard you can't teach old dogs new tricks, but what about cats?htdrag11 wrote:Done, but it's not painless.
It could also be that people who are buying are saying, sell to me at this rate or I'll just wait till the Fed stops buying at low rates.pteam wrote:The fed has said that they will continue buying bonds til at least the fall of this year and not raise interest rates til next year . The drop you are seeing in bonds is from everybody panic selling, not interest rates.
Agreed.mickeyd wrote:After reading hundreds (thousands?) of successful Bogleheads post here over the past half dozen years or so, I think the common thread that occurs in all of their tales of success is that they started saving/investing early and often. It's not magic; just common sense.
+1 for both of y'allofcmetz wrote:Rick Ferri wrote:Darn! My US total stock market index fund is only up 12% for the year now. How can I live on that?
Rick Ferri
Stop putting things in perspective
This thread is about running for the hills to avoid the doom!
Here's one I just found.nisiprius wrote:There are literally thousands of stock indexes, and there must in fact be indexes that have been discontinued... and index funds and ETFs that have been discontinued.
I believe investing is more art than science, because we cannot predict what our investing will do, unlike science/physics where we can accurately predict actions.Abe wrote:I know the author is plugging his fee only service, but I thought this article was interesting regarding the art and science of investing
http://www.centralpennbusiness.com/arti ... ng-be-both?