Looks like Betterment has decided to remove their value tilts in their Core Portfolio. You can still have a value tilted portfolio, it's just a separate portfolio and not the default. They state their reason is to get more in line with the MSCI All Country World Index and to become more "benchmark aware".
https://www.betterment.com/resources/20 ... e_planPart
Search found 108 matches
- Tue Jan 02, 2024 8:09 pm
- Forum: Investing - Theory, News & General
- Topic: Betterment removes value from Core Portfolio
- Replies: 7
- Views: 1896
- Thu Mar 23, 2023 8:26 pm
- Forum: Investing - Theory, News & General
- Topic: Morgan Housel's 30 principals of money
- Replies: 8
- Views: 2103
Re: Morgan Housel's 30 principals of money
I loved it too.Carol88888 wrote: ↑Thu Mar 23, 2023 3:05 pm I absolutely loved this. It's Morgan Housel illustrating 30 important principles https://open.spotify.com/episode/1ELrw8BuYVfEh3xHAZof0q
- Tue Mar 02, 2021 1:40 pm
- Forum: Investing - Theory, News & General
- Topic: Buzz ETF
- Replies: 7
- Views: 1053
Re: Buzz ETF
bzargarcia wrote: ↑Tue Mar 02, 2021 9:33 am I believe Barstool is just promoting the ETF. They have nothing to do with the creation of the index or management of the fund. I was going to post links, but the site is being hammered.
https://investwithbuzz.com
I need to correct myself....
https://www.sportico.com/personalities/ ... 234623909/
"It appears he is part owner and director of Buzz Holding ULC, that licenses the strategy to VanEck."
Bart
- Tue Mar 02, 2021 9:33 am
- Forum: Investing - Theory, News & General
- Topic: Buzz ETF
- Replies: 7
- Views: 1053
Re: Buzz ETF
I believe Barstool is just promoting the ETF. They have nothing to do with the creation of the index or management of the fund. I was going to post links, but the site is being hammered.
https://investwithbuzz.com
https://investwithbuzz.com
- Tue Nov 17, 2020 12:14 pm
- Forum: Investing - Theory, News & General
- Topic: Six more ETFs from DFA (Dimensional Fund Advisors)
- Replies: 131
- Views: 23527
Re: Six more ETFs from DFA (Dimensional Fund Advisors)
Interesting. Thanks for posting
- Fri Oct 30, 2020 2:25 pm
- Forum: Investing - Theory, News & General
- Topic: [William Bernstein: The Delusions Of Crowds: Why People Go Mad in Groups]
- Replies: 45
- Views: 14735
[William Bernstein: The Delusions Of Crowds: Why People Go Mad in Groups]
[Title was "New William Bernstein book". The book is out, see below --admin LadyGeek]
It looks like William Bernstein has a new book coming out February 23, 2021.
https://smile.amazon.com/gp/product/B08 ... r_ea_title
This one looks very interesting.
Bart
It looks like William Bernstein has a new book coming out February 23, 2021.
https://smile.amazon.com/gp/product/B08 ... r_ea_title
This one looks very interesting.
Bart
- Tue Aug 11, 2020 7:02 pm
- Forum: Investing - Theory, News & General
- Topic: SigFig wins 2020 Q2 Robo Report ranking
- Replies: 5
- Views: 1039
Re: SigFig wins 2020 Q2 Robo Report ranking
Comparing robo-advisors performance over the short-term is no different than saying the QQQ is better than VOO this year so QQQ is a better ETF.
- Fri Aug 07, 2020 9:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Access to e-bills in joint checking: separate logins
- Replies: 24
- Views: 1675
Re: Access to e-bills in joint checking: separate logins
This! USAA has an option to provide access to the bills of the joint account holder. Mine is turned on, so when my wife logs in she can toggle a switch that allows her to see my bills. The interesting question would be if I passed away would USAA turn off my profile and thus delete my bills anyway.
- Tue Jun 16, 2020 9:10 am
- Forum: Investing - Theory, News & General
- Topic: New "Money In Excel"
- Replies: 50
- Views: 12865
Re: New "Money In Excel"
If you have a subscription through work, enter your work email address to see if you are eligible for a 30% discount through the Home Use Program: https://www.microsoft.com/en-us/home-use-program I really wanted to kick the tires on this! Unfortunately my "home" subscription is the "enterprise" version, because there were a few features I wanted so chose to purchase a one-seat "work" account. So Money doesn't work for me at home. :) I don't think I want to pay $50/year for another personal licence. Although, that's cheaper than quicken, which I currently use. :? This was exactly my case. I was excited to give it a try and realized my work 365 account is a business account. I don’t think I need this enough to a...
- Mon Jun 15, 2020 4:19 pm
- Forum: Investing - Theory, News & General
- Topic: New "Money In Excel"
- Replies: 50
- Views: 12865
Re: New "Money In Excel"
I just received an email from MSFT saying it is available. I haven’t tried it myself yet.
- Sun Apr 12, 2020 11:39 am
- Forum: Investing - Theory, News & General
- Topic: Bob Brinkers Marketimer Alert
- Replies: 25
- Views: 7100
Re: Bob Brinkers Marketimer Alert
Market timing is hard. And Brinker has proven that he doesn’t do it very well - no matter what the title of his newsletter is. I’m surprised no one has mentioned the QQQ call. After the 2000 crash, Brinker recommended subscribers buy the QQQ at $80 to take advantage of a quick bounce back. Problem was the bounce never happened and he never closed out the recommendation. Here’s a recap: https://honeysbobbrinkerbeehivebuzz3.blogspot.com/2011/12/december-27-2011-bob-brinkers-worst.html Just read some of the comments on the QQQ call. Wow! Do people today have the same exceptions for market timing? Maybe I'll request a free issue, but I can't fathom anything of value coming from it. Website is crazy too, like a time machine to the 90s.
- Wed Apr 01, 2020 7:04 pm
- Forum: Investing - Theory, News & General
- Topic: New "Money In Excel"
- Replies: 50
- Views: 12865
New "Money In Excel"
Looks like Microsoft is teaming with Plaid to offer downloading of your financial transactions into Excel. Looks very similar to Tiller Money. Article says premium spreadsheet will be a downloadable in Office/Microsoft 365 soon.
Money in Excel
Bart
[edited title and OP to correct the name of the product - moderator prudent]
Money in Excel
Bart
[edited title and OP to correct the name of the product - moderator prudent]
- Sat Oct 12, 2019 12:23 am
- Forum: Personal Finance (Not Investing)
- Topic: Discover It card change
- Replies: 2
- Views: 788
Re: Discover It card change
Thanks. This is exactly what I was looking for. Most of my Discover card spending happens in November and December when the 5% category is on Amazon.
I'm going to try to get them to switch it back.
bg
I'm going to try to get them to switch it back.
bg
- Fri Oct 11, 2019 11:59 pm
- Forum: Personal Finance (Not Investing)
- Topic: Discover It card change
- Replies: 2
- Views: 788
Discover It card change
I have a Discover It card I use occasionally when the rotating category is useful to me. Today I received an email saying: "A new rewards card is on the way to you. Accepted at more than 11 million merchants nationwide that take credit cards*, this Discover it® Miles card replaces your old one and comes with new rewards to look forward to." I don't really travel so I really wasn't in the market for a travel rewards card.
Anyone else receive this from Discover? Trying to figure out if this is something related to how I used the card.
Thanks,
bg
Anyone else receive this from Discover? Trying to figure out if this is something related to how I used the card.
Thanks,
bg
- Thu Jul 25, 2019 4:39 pm
- Forum: Investing - Theory, News & General
- Topic: [Schwab acquires USAA's Investment Management Company]
- Replies: 6
- Views: 1067
- Mon Jul 15, 2019 7:26 pm
- Forum: Investing - Theory, News & General
- Topic: Schwab in talks to buy USAA Wealth/Brokerage
- Replies: 5
- Views: 1267
- Mon Jul 15, 2019 12:25 pm
- Forum: Investing - Theory, News & General
- Topic: Schwab in talks to buy USAA Wealth/Brokerage
- Replies: 5
- Views: 1267
- Sun Jun 16, 2019 12:07 am
- Forum: Personal Investments
- Topic: Should I leave Betterment?
- Replies: 38
- Views: 12703
Re: Should I leave Betterment?
Betterment founder, Jonathan Stein, is guest on Bloomberg's 'Masters in Business' podcast. https://ritholtz.com/2019/06/mib-jonathan-stein/?utm_source=dlvr.it&utm_medium=twitter This week, we speak with Jonathan Stein, founder and CEO of Betterment, an online automated firm with $16.4 billion dollars under management. He explains how the industry has changed over time, and how acquisition costs shift as the firm grew. We also discuss the competition and some of their foibles: We discuss Wealthfront’s Risk Parity problem; Schwab portfolio’s outsize cash position, and Vanguard’s Personal Advisor product. Stein’s position is that online advice is built into his firm’s DNA while it is an add-on for all of these other firms. Thanks for post...
- Tue May 28, 2019 9:13 pm
- Forum: Investing - Theory, News & General
- Topic: USAA getting out of mutual fund biz
- Replies: 51
- Views: 12477
Re: USAA getting out of mutual fund biz
Banking products don't appear to be affected by the Victory transaction. The message from USAA is basically telling individuals to ensure their banking ACH information is set up within the USAA/Victory mutual fund itself. USAA's funds transfer tool (tool for internal USAA account transfers) will no longer work to move money to and from USAA/Victory funds
- Wed Mar 13, 2019 7:16 pm
- Forum: Investing - Theory, News & General
- Topic: Rick and Larry on Bloomberg 3/13
- Replies: 12
- Views: 2442
- Tue Mar 12, 2019 10:16 pm
- Forum: Investing - Theory, News & General
- Topic: Rick and Larry on Bloomberg 3/13
- Replies: 12
- Views: 2442
Rick and Larry on Bloomberg 3/13
FYI: Eric Balchunas from Bloomberg tweeted that both Rick Ferri and Larry Swedroe will appear on ETF IQ show at 1 pm Eastern 3/13/19.
Bart
Bart
- Sat Mar 09, 2019 10:32 pm
- Forum: Personal Investments
- Topic: USAA
- Replies: 18
- Views: 3637
Re: USAA
I have been a USAA member since 1984. Up until a month ago, I had everything there: auto ins, home ins, umbrella ins, checking, savings, credit card, taxable brokerage, my Roth, wife's Roth. No complaints except their brokerage service. They are a good bank, but a terrible brokerage house. Terrible organic funds, ok ER's but not great, and any time I wanted to do something it required a phone call. It was nice that I could buy FIDO funds without a fee, so I had all FIDO funds in my accounts. With the announcement of the sale of their brokerage arm, I decided maybe I should just move everything to FIDO since all my funds were FIDO and they are a real brokerage house. I did that this month and so far, life is much better. My MM accounts now ...
- Tue Feb 05, 2019 6:52 pm
- Forum: Investing - Theory, News & General
- Topic: Episode 006: "Bogleheads on Investing" with guest Dan Egan
- Replies: 26
- Views: 4712
Re: Episode 006: "Bogleheads on Investing" with guest Dan Egan
Looking forward to this one. I really like Egan’s work.
- Sat Jan 19, 2019 11:05 pm
- Forum: Investing - Theory, News & General
- Topic: Why is index investing better than other quantitative strategies?
- Replies: 38
- Views: 4621
Re: Why is index investing better than other quantitative strategies?
An individual have "free" commissions, but institutions don't. Those free commissions still pay the cost of bid/ask spreads (made worse by the brokerage offering the "free" commission selling the order flow).
In our made up cap weighted index, if the 499th and 500th largest companies grow to the 1st and 2nd largest company there is 0 cost to the index fund. If the 1st and 2nd largest company become the 499th and 500th largest also 0 cost.
Like I said cost.
In our made up cap weighted index, if the 499th and 500th largest companies grow to the 1st and 2nd largest company there is 0 cost to the index fund. If the 1st and 2nd largest company become the 499th and 500th largest also 0 cost.
Like I said cost.
- Sat Jan 19, 2019 10:32 pm
- Forum: Investing - Theory, News & General
- Topic: Why is index investing better than other quantitative strategies?
- Replies: 38
- Views: 4621
Re: Why is index investing better than other quantitative strategies?
Cost. Both in initial implication and continuing management.
- Tue Jan 15, 2019 10:14 pm
- Forum: Investing - Theory, News & General
- Topic: Betterment's Egan Cashflow
- Replies: 7
- Views: 888
Re: Betterment's Egan Cashflow
Agreed. It does make me feel like I'm missing something. I do really like the automatic checking sweep and the idea of investing a small portion of your emergency fund. But since I enjoy using Quicken and Betterment doesn't download into Quicken, tracking account there became a part time job.
- Tue Jan 15, 2019 9:58 pm
- Forum: Investing - Theory, News & General
- Topic: Betterment's Egan Cashflow
- Replies: 7
- Views: 888
Betterment's Egan Cashflow
I thought personal finance junkies here would find this article interesting. It's from Betterment's Director of Behavioral Finance Dan Egan on how he manages his monthly cashflow. Of course, it promotes Betterment services.
Nevertheless, I really like Egan's (Betterment's) work. He also answered a couple of questions on Twitter regarding his set-up.
https://www.betterment.com/resources/be ... dedContent
https://twitter.com/daniel_egan/status/ ... 7991833605
Enjoy
Bart
Nevertheless, I really like Egan's (Betterment's) work. He also answered a couple of questions on Twitter regarding his set-up.
https://www.betterment.com/resources/be ... dedContent
https://twitter.com/daniel_egan/status/ ... 7991833605
Enjoy
Bart
- Wed Oct 24, 2018 10:42 pm
- Forum: Personal Investments
- Topic: Got charged 3 brokerage fees for one sell transaction is that normal ?
- Replies: 17
- Views: 1805
Re: Got charged 3 brokerage fees for one sell transaction is that normal ?
Add up the three commissions and compare that number to that brokerage commission rate for that trade. My bet is the commission is split between the three lots.
- Wed Aug 22, 2018 8:10 pm
- Forum: Personal Finance (Not Investing)
- Topic: Vanguard app, mobile check deposits and all-in-one accounts
- Replies: 11
- Views: 2788
Re: Vanguard app, mobile check deposits and all-in-one accounts
Vanguard should be able to get mobile deposit fixed, but the OP had another problem. Mobile deposit was never going to work with a check made out to Vanguard FBO the OP. I've had several bank and investment accounts and none of them ever allowed a FBO deposit over mobile. Technically the check isn't made out to you so you can't deposit it electronically.
- Thu Aug 09, 2018 10:01 pm
- Forum: Investing - Theory, News & General
- Topic: AQR Podcasts - The Curious Investor
- Replies: 5
- Views: 1117
Re: AQR Podcasts - The Curious Investor
I listened to the first two episodes yesterday. Its already one of my favorite podcasts.
bg
bg
- Mon Jul 30, 2018 7:36 pm
- Forum: Personal Investments
- Topic: American Funds expense ratios held in IRA through Mass Mutual
- Replies: 6
- Views: 864
Re: American Funds expense ratios held in IRA through Mass Mutual
Looks like a Dave Ramsey portfolio...
- Tue Jul 03, 2018 8:30 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard to offer non-Vanguard ETFs commission-free
- Replies: 245
- Views: 32249
Re: Vanguard to offer non-Vanguard ETFs commission-free
Interesting take on the subject from the advisor point of view from Michael Kitces on Periscope.
https://www.pscp.tv/MichaelKitces/1mnxeoDYaPrGX
Enjoy,
Bart
https://www.pscp.tv/MichaelKitces/1mnxeoDYaPrGX
Enjoy,
Bart
- Mon Jul 02, 2018 11:32 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard to offer non-Vanguard ETFs commission-free
- Replies: 245
- Views: 32249
More commission free ETFs coming to Vanguard
[merged into existing thread - moderator prudent]
FYI.
https://investornews.vanguard/coming-in ... investors/
FYI.
https://investornews.vanguard/coming-in ... investors/
- Tue Apr 24, 2018 7:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: [Vanguard account locked out due to deceased owner]
- Replies: 73
- Views: 11588
Re: Customer Service with Vanguard
+1
I've worked at 3 banks. Same rule with all of them. I never understood why people leave usernames and passwords for next of kin. Also, joint account owners don't "share" one log in. If the primary person that manages the finances passes, the other owner will need to create their own log in.
- Sun Apr 22, 2018 8:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: Vanguard Web Site Down?
- Replies: 121
- Views: 13051
Re: Vanguard Web Site Down?
Just checked and worked fine for me
- Thu Mar 22, 2018 5:11 pm
- Forum: Personal Investments
- Topic: USAA- limited options for investments w/ high ER's, but I still feel loyal. Help!
- Replies: 43
- Views: 4693
Re: USAA- limited options for investments w/ high ER's, but I still feel loyal. Help!
FYI: You can buy all Fidelity's funds (including their index funds) for no transaction fee through their brokerage platform.
- Tue Jan 02, 2018 11:39 pm
- Forum: Personal Investments
- Topic: Vanguard completely messed up my cost basis..big problem
- Replies: 25
- Views: 3175
Re: Vanguard completely messed up my cost basis..big problem
Well technically the balance at that time was 0. How about the month before you converted?
- Tue Jan 02, 2018 11:31 pm
- Forum: Personal Investments
- Topic: Vanguard completely messed up my cost basis..big problem
- Replies: 25
- Views: 3175
Re: Vanguard completely messed up my cost basis..big problem
Ignore the completed transaction section of the statement. Scroll up to the balances and holdings section. My MFs show average price per share there. What does yours say? If it doesn't show for the converted shares there, look at the month before the conversion.
Bart
Bart
- Fri Sep 15, 2017 6:19 pm
- Forum: US Chapters
- Topic: San Antonio TX Chapter - Master Thread
- Replies: 66
- Views: 27160
Re: San Antonio Local Chapter Established
I had a blast. See everyone Nov 16.
Bart
Bart
- Wed Sep 13, 2017 6:17 pm
- Forum: Investing - Theory, News & General
- Topic: New Betterment Portfolio Strategies
- Replies: 13
- Views: 5297
New Betterment Portfolio Strategies
A few weeks ago Betterment starting offering their Socially Responsible Investing strategies. Looks like today they are adding two more strategies.
BlackRock Target Income
https://www.betterment.com/resources/in ... -strategy/
Goldman Sachs Smart Beta
https://www.betterment.com/resources/in ... -strategy/
I didn't find an example of these new portfolios, but for those that enjoy reading about Smart Beta, the article has some good info.
Bart
BlackRock Target Income
https://www.betterment.com/resources/in ... -strategy/
Goldman Sachs Smart Beta
https://www.betterment.com/resources/in ... -strategy/
I didn't find an example of these new portfolios, but for those that enjoy reading about Smart Beta, the article has some good info.
Bart
- Mon Aug 14, 2017 8:12 pm
- Forum: US Chapters
- Topic: San Antonio TX Chapter - Master Thread
- Replies: 66
- Views: 27160
Re: San Antonio Local Chapter Established
Count me in. I'd prefer Saturday or week night. 281 and 1604 would be good for me. I'm near Helotes.
Bart
Bart
- Thu Jul 20, 2017 7:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: Maxifi planner
- Replies: 60
- Views: 21740
Re: Maxifi planner
Thanks for posting. I was just talking to someone today about moving assets to Betterment because I am a fan of their planning tools.
- Wed Jul 05, 2017 12:55 pm
- Forum: Investing - Theory, News & General
- Topic: William Bernstein on Meb Faber's podcast
- Replies: 54
- Views: 14698
William Bernstein on Meb Faber's podcast
I haven't listened yet, but Bill Bernstein is a guest on Meb Faber's podcast.
http://mebfaber.com/2017/07/05/episode- ... ent-going/
Bart
http://mebfaber.com/2017/07/05/episode- ... ent-going/
Bart
- Fri Jun 30, 2017 7:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: How to change banking and credit card periods to end of month?
- Replies: 12
- Views: 1938
Re: How to change banking and credit card periods to end of month?
Yes you can for some credit cards. I changed the due date of 4 credit cards (Discover and USAA) to the same day. Those companies allowed the change on their websites. USAA did not let me change the close out date for my checking/saving accounts. They said close out dates were determined by type of account.
BTW: Moving my credit cards to the same date really improved my ability to manage my personal finances.
Bart
BTW: Moving my credit cards to the same date really improved my ability to manage my personal finances.
Bart
- Tue Jun 27, 2017 5:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: Any Reason to Stay With USAA?
- Replies: 21
- Views: 3723
Re: Any Reason to Stay With USAA?
I love USAA for banking and insurance. For investments? It is important to keep in mind that their investment service is actually run by.....Fidelity. So you can buy/sell Fidelity funds/etfs cost free. I have my Roth IRA at USAA but it is entirely invested in a Fidelity fund (FUSVX). I may one day move it to Vanguard just for simplicity (my taxable account is at Vanguard) and have only delayed because of the pain of getting a Medallion Signature for the transfer. Either way Fidelity and Vanguard index funds are more or less the same. Both very cheap, both faithfully tracking their indexes. So perhaps if you want to keep your SEP and 403(b) in one location for simplicity you can just use Fidelity funds instead of Vanguard. Just to be clear,...
- Tue Jun 27, 2017 4:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Any Reason to Stay With USAA?
- Replies: 21
- Views: 3723
Re: Any Reason to Stay With USAA?
For DIY investors you can always by NTF Fidelity index funds at USAA.
- Thu Jun 15, 2017 8:51 pm
- Forum: Investing - Theory, News & General
- Topic: Wealthfront: Factor based "Advanced Indexing"
- Replies: 3
- Views: 1548
Wealthfront: Factor based "Advanced Indexing"
Looks like Wealthfront is making some very big changes....
https://research.wealthfront.com/whitep ... -indexing/
Enjoy....
Bart
https://research.wealthfront.com/whitep ... -indexing/
Enjoy....
Bart
- Tue Jun 13, 2017 6:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: Tracking TIAA-CREF accounts with Vanguard Portfolio Watch?
- Replies: 12
- Views: 2163
Re: Tracking TIAA-CREF accounts with Vanguard Portfolio Watch?
I emailed Vanguard about getting access to the "automatic" portfolio watch. They didn't mention 1 million dollars for access, but they did say I would get access if I signed up for Vanguard Personal Advisor Services.
Oh well.
Bart
Oh well.
Bart
- Mon Jun 05, 2017 9:02 pm
- Forum: Personal Finance (Not Investing)
- Topic: USAA's New (Irritating) Security Protocol
- Replies: 19
- Views: 6394
Re: USAA's New (Irritating) Security Protocol
Weird that getting downloads would be different Mac vs Windows version. Quicken on Mac ONLY requires member number and pin to get downloads.
Bart
Bart
- Mon Jun 05, 2017 8:24 pm
- Forum: Personal Finance (Not Investing)
- Topic: USAA's New (Irritating) Security Protocol
- Replies: 19
- Views: 6394
Re: USAA's New (Irritating) Security Protocol
Are you auto downloading on Quicken for Mac? I'm using Quicken for Mac 2017. Try to change your USAA Quicken connection type to "Direct Connect". I have several USAA accounts and use 2FA and I never have to enter a pin on Quicken.
Bart
Bart