Search found 462 matches

by jaj2276
Mon Sep 09, 2019 2:45 pm
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 780

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

It would be good to ask about these questions to verify how it works. I have an old traditional pension plan that was converted to a cash balance plan, the balance was based on the pension benefits that had been accrued on the date it was terminated. The company does not make any additional contrib...
by jaj2276
Mon Sep 09, 2019 9:29 am
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 780

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

I have $125k in a cash balance plan that is heading for early termination. I have two options for my money: 1) Roll the money in to an IRA 2) Convert the amount to an annuity at "retirement age." If choosing #1, to avoid the pro-rata rule do you have a current or former employer plan like a 401k th...
by jaj2276
Mon Sep 09, 2019 9:15 am
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 780

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

A couple of things to look into. 1) With the pension option what happens to it if you die before you start it? I'm pretty sure the amount is forfeited as it's not a period certain annuity. Obviously that's a big risk of choosing an annuity. The current proposal says that my estimated monthly annuit...
by jaj2276
Sun Sep 08, 2019 6:03 pm
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 780

Cash Balance Pension Early Termination - Lump Sum/Annuity

I have $125k in a cash balance plan that is heading for early termination. I have two options for my money: 1) Roll the money in to an IRA 2) Convert the amount to an annuity at "retirement age." My marginal tax rate is close to 45% (35% federal, 5% state, 3.8% NIIT, 0.9% medicare tax). If I roll th...
by jaj2276
Fri Aug 30, 2019 8:05 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 859
Views: 45650

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Big changes to two of my slices today. Both my 21-day vol lookback and 16-vol target slices have swung to major TMF overweight. After today's rebalance, my entire portfolio (which consists of a 50% 40/60 that hasn't been rebalanced since end of June and is currently at 33/67) will be 33% UPRO, 67% T...
by jaj2276
Sat Aug 17, 2019 8:32 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 859
Views: 45650

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation). Thats a naive way to look at it. He hasn’t defaulted from the overall strategy (using LETFs...
by jaj2276
Thu Aug 15, 2019 7:57 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 859
Views: 45650

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation). Thats a naive way to look at it. He hasn’t defaulted from the overall strategy (using LETFs...
by jaj2276
Thu Aug 15, 2019 6:45 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 859
Views: 45650

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation).
by jaj2276
Fri Aug 09, 2019 7:11 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I hope that the day of reckoning for this strategy comes early so that I can either a) give up once I realize I can't stomach the losses or b) watch the rebalanced portfolio scream to new highs.
by jaj2276
Wed Aug 07, 2019 8:07 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I am about 20 days in on the orig 40/60 upro/tmf. It drifted to 33/67. I am adding some more money to this today and having trouble deciding if I should maintain the 33/67, or use the new money to rebalance it back to 40/60. Since I am only 20 days in, I am leaning toward maintaining the 33/67 (in ...
by jaj2276
Mon Aug 05, 2019 7:47 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

How much UPRO does the vol-lookback strategy dictate right now? Is it actually 80%? To be clear there is the look-back risk-parity, and then there is the target volatility. Target volatility is driven by the target that you choose, so you could have a variant of that strategy with everything from ~...
by jaj2276
Mon Aug 05, 2019 6:35 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

rascott wrote:
Mon Aug 05, 2019 4:39 am
Kind of glad I haven't jumped in with both feet on the volatility lookback..... Things looking pretty ugly this morning if I'd loaded up to 80% UPRO :o :o :shock:
Ya not ideal, ha.
by jaj2276
Wed Jul 31, 2019 8:32 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... ... EDIT: Seems a lot more complicated than anticipated. I would need to either make a new IRA with M1 to totally separate them (not sure if I could transfer funds) or make 2 pies in the same account, but not only manually adjust the allocations within but also the allocation between the two, w...
by jaj2276
Wed Jul 31, 2019 1:31 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Same place you find PV's allocation for the next period: Next period predicted allocation based on market data as of 07/30/2019. Realized annualized volatility is 22.32% over the volatility period(s). The adaptive allocation lists daily volatility but it is the same metric. I actually was chatting ...
by jaj2276
Wed Jul 31, 2019 11:46 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Made my first monthly rebalance on my 16-Target vol slice and my Adaptive Allocation slice today. Given that approx 50% of the portfolio is still in the naive RP of 40/60, my overall RP portfolio is now 53% UPRO, 47% TMF. My 16-target vol is 71/29 while my Adaptive Alloc is 57/43. July ended up bei...
by jaj2276
Wed Jul 31, 2019 11:12 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Made my first monthly rebalance on my 16-Target vol slice and my Adaptive Allocation slice today. Given that approx 50% of the portfolio is still in the naive RP of 40/60, my overall RP portfolio is now 53% UPRO, 47% TMF. My 16-target vol is 71/29 while my Adaptive Alloc is 57/43. July ended up bein...
by jaj2276
Wed Jul 24, 2019 11:06 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... ... 1. There is no intellectual justification for the quarterly rebalance vs other time periods, so there is even less justification for choosing calendar quarterly vs “whenever you start quarterly” 2. Don’t market time. Just don’t. Not sure if this is intellectual or not, but the justification...
by jaj2276
Thu Jul 18, 2019 7:02 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6186

Re: Things to do in Maine

I should have added this:

TL;DR Kids too young, parents too old, picked the wrong time of year.

Basically I imagine *we* screwed up in scheduling this vacation.
by jaj2276
Wed Jul 17, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6186

Re: Things to do in Maine

Got back from our trip. The best day of the trip was the day we left! Just kidding, well not really. If not for a trip to South Padre Island one year during early April when an absurd cold front swept through, sending high temperatures to low 50s with a sustained 30mph wind, this would have been our...
by jaj2276
Fri Jul 12, 2019 8:21 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I really like M1. I currently have 20% of my total portfolio with them - and a quarter of that (5%) devoted to this delightful strategy (experiment?)! I started the transfer of a 3-fund portfolio at Vanguard to M1 on Jun 10th. It's now July 12th and my money is gone from Vanguard and yet not availa...
by jaj2276
Fri Jul 12, 2019 6:24 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

https://www.bloomberg.com/news/articles/2019-07-11/quants-break-records-by-chasing-bonds-and-ramping-up-leverage?srnd=markets-vp From the article. Risk-parity funds are off to their best start since at least 2004 after ramping up exposure to government debt and levering up, while trend followers in ...
by jaj2276
Wed Jul 03, 2019 10:09 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Has anyone figured out a way to do a backdoor roth with m1f w/o having to pay their absurd $25 conversion fee? The existing Roth IRA account that I transferred to M1 from Vanguard has been closed so I would have to open a new Roth IRA account with Vanguard (the traditional IRA account remains open) ...
by jaj2276
Mon Jul 01, 2019 9:30 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 889
Views: 294777

Re: Variable Percentage Withdrawal (VPW)

... Thanks, Jaj2276, for your report. Of course, and THANK YOU for the amount of work you've put in to both creating the idea/spreadsheet and the ongoing enhancements/improvements/discussions about it. I'm curious whether this specific tool is ever used by independent financial planners to come up ...
by jaj2276
Mon Jul 01, 2019 7:56 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 889
Views: 294777

Re: Variable Percentage Withdrawal (VPW)

At the request of OP in another thread, I've been using VPW for 3 years (this year being the 4th) to make some of our yearly charitable giving from a DAF I started in 2016. At that time I was 40 and wanted this lump sum to cover 20 years of charitable contributions. The portfolio started with $107,2...
by jaj2276
Sun Jun 30, 2019 5:41 pm
Forum: Investing - Theory, News & General
Topic: A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)
Replies: 113
Views: 15019

Re: A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)

Love the VPW concept and I like the addition of how to withdrawal the annual amount in the most efficient manner possible. OP details the monthly reasoning in the main VPW thread. I'm not a big fan of the accumulation spreadsheet and thinks it detracts from VPW by making the entire thing more comple...
by jaj2276
Fri Jun 28, 2019 12:26 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Did my second (first full quarter) rebalance today. My portfolio is up 24% since Feb 15, 14% for this quarter. My portfolio had drifted to 62% TMF, 38%UPRO. My rebalance was a bit more complex because I decided to split the portfolio in to three slices: 1) naive risk parity (40/60, qtrly rebalance)...
by jaj2276
Fri Jun 28, 2019 10:44 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Did my second (first full quarter) rebalance today. My portfolio is up 24% since Feb 15, 14% for this quarter. My portfolio had drifted to 62% TMF, 38%UPRO. My rebalance was a bit more complex because I decided to split the portfolio in to three slices: 1) naive risk parity (40/60, qtrly rebalance),...
by jaj2276
Fri Jun 28, 2019 10:05 am
Forum: Personal Investments
Topic: Sold one of two houses. Pay off the other house?
Replies: 18
Views: 1671

Re: Sold one of two houses. Pay off the other house?

I am currently in your family member's situation although my dollar amounts are a bit higher than theirs. My current house's payment is 25% less than the one I'm trying to sell so I'm comfortable with my current house's mortgage payment. I could then have this big pot of cash to do things with (like...
by jaj2276
Mon Jun 24, 2019 7:05 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... deleted ... I get the same value in the first example. I get 0.0849 for the second. Sqrt((0.1*0.6)^2 + (0.15*0.4)^2). Yes, I got 0.0849 as well (I missed a significant 0). Ok that makes me feel better that I at least understand the math. I was worried because the vols were different, the correl...
by jaj2276
Mon Jun 24, 2019 3:40 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I'm wondering if someone can help me out. The talk of the variants of the naive risk parity portfolio made me want to look a bit further into the details of my portfolio. If I take the data from July 30 2002 for SPY and TLT, I get annualized volatility of 0.184 and 0.132. The correlation is -0.405. ...
by jaj2276
Fri Jun 21, 2019 10:19 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I'm coming up on my next rebal window and am thinking of splitting my portfolio in to two. One the standard 40/60 portfolio that it's been in since Feb and one where the target weights are adjusted quarterly. However I'm a little unclear as to how I should adjust those weights using the inverse vola...
by jaj2276
Sun Jun 09, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6186

Re: Things to do in Maine

3 1/2 weeks out, still a bit nervous as I have my 3.5 yr old, 1 yr old, and a 70 yr old mother. My wife and I usually do active vacations but not sure how much activity we're going to really get in. I do like the Popham State Park/tides suggestion.

Josh
by jaj2276
Fri Jun 07, 2019 9:15 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

This portfolio/strategy is incredible. I'm sure it will eventually be unincredible but right now it's incredible.
by jaj2276
Thu Jun 06, 2019 3:40 pm
Forum: Personal Consumer Issues
Topic: Any Mint Mobile customers here?
Replies: 37
Views: 2328

Re: Any Mint Mobile customers here?

Former Verizon customer, former Cricket customer, now Mint Mobile. At $20/month it's a great deal. The data speeds are way better on Mint than Cricket (Cricket caps theirs at 8mbps while with Mint I can get 75mbps). My wife works in an older school and could never get signal using Verizon or Cricket...
by jaj2276
Wed May 01, 2019 11:59 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

First quarterly rebalance update. Up 15% since Feb, compared to 9% for S&P 500. Is that exactly 2/1 or 2/1 ish? Did you rebalance by selling equities and buying FI? What had your portfolio moved to pre-rebalance? My return is 11.23% counting today's 1%ish gain. When I rebalanced end of Q1 (even tho...
by jaj2276
Tue Apr 23, 2019 9:13 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120077

Re: Post your Financial Milestone Announcements Here

Just wait until the next market correction hits. All these people who have crossed the $2M goal post will get to cross them again.
by jaj2276
Tue Apr 16, 2019 7:19 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Regarding the bitcoin argument, I feel the same holds true for bitcoin as it does for gold. If it does save the portfolio you'll need a lot of it. And if it's never needed then a lot of it will likely kill the long-term performance of the strategy.
by jaj2276
Mon Apr 15, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4624

Re: Things to do in Indiana

Forgot to mention the one unexpected thing that happened to us on this trip. We were in Bloomington and were looking for a place to eat. My wife suggested Thai (she never suggests Thai) so we went to Siam House. I lived in NYC for three years and really got in to the curries (especially Red) and eve...
by jaj2276
Mon Apr 15, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4624

Re: Things to do in Indiana

While at the Tippecanoe battlefield museum, did you take the trip to Prophets rock? As a side note, when I was an engineering student at Purdue I worked for a contstruction company that renovated the museum. This was back in the eighties. Glad you enjoyed the trip. We did as we're big hiking fans.
by jaj2276
Fri Apr 12, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience?
Replies: 52
Views: 9553

Re: Alliant 3/2.5% card - any experience?

Just got an email that says the annual fee is going up to $99/year from $59/year.
by jaj2276
Fri Apr 12, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4624

Re: Things to do in Indiana

A bit late but my wife and I finished our Indiana trip. Here are our comments: Indiana Dunes National Park - Honestly I can't see why this is a national park. Completely underwhelmed although I imagine much of that has to do with the time of year. I suppose that during the summer when it's hot out t...
by jaj2276
Tue Apr 09, 2019 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: $20k day care...how is it taxed?
Replies: 85
Views: 5568

Re: $20k day care...how is it taxed?

... Correct, so the max is $3,000 my multiplier is 20%, so I get a $600 credit for my $15K in daycare costs.... Yes this was my exact situation the last two years. I had $15k in daycare expenses for 1 kid and my credit was $600 since we earned over $43k. This year I'm contributing $5k to a DC FSA b...
by jaj2276
Sat Apr 06, 2019 7:51 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120077

Re: Post your Financial Milestone Announcements Here

2 commas used to be a badge of honor around here - a mark of "we've arrived". Not any more. Now it's $2M or above. :sharebeer A lot of that can be attributed to the absurd bull market we've been in. I started tracking my NW in 2009. I graduated college in 1999. Here is my yearly progression: 2009 -...
by jaj2276
Thu Apr 04, 2019 8:13 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120077

Re: Post your Financial Milestone Announcements Here

Passed the 3m net worth mark. This includes real estate carried at purchase price w/ no appreciation (or depreciation). I have 3 RE accounts in my net worth. One is a mortgage my wife and I wrote to my sister-in-law that decreases each month that a payment is made on it. The other is a house we just...
by jaj2276
Fri Mar 29, 2019 1:55 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

My first rebalance occurred in M1. Out of an original ~$54k investment, I rebalanced $315. Nothing to really make or break the strategy either way. There was a small discussion much earlier in the thread about how M1 trades for you. I thought I'd give you my details to show what kind of prices that ...
by jaj2276
Thu Mar 28, 2019 3:47 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Hit the rebalance button in M1 today so the rebalance will take place during the trading window tomorrow. Funded the strategy on Feb 15 and have a gain of 7.5%. The bonds are about 61.5% right now so I feel good with this rebalance as I’m getting to buy more equities which ultimately drives the ret...
by jaj2276
Thu Mar 28, 2019 11:13 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 272047

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Hit the rebalance button in M1 today so the rebalance will take place during the trading window tomorrow. Funded the strategy on Feb 15 and have a gain of 7.5%. The bonds are about 61.5% right now so I feel good with this rebalance as I’m getting to buy more equities which ultimately drives the retu...
by jaj2276
Thu Mar 28, 2019 7:43 am
Forum: Personal Consumer Issues
Topic: How will you spend your retirement money?
Replies: 86
Views: 10045

Re: How will you spend your retirement money?

My plan is to attend a lot of charity galas and bid on trips they offer that we can't a) afford now and b) take during their non-blackout periods while we both work and/or have kids in school. I feel this way we're checking off the charitable box and we get to take trips for good value. All this is ...