Search found 426 matches

by jaj2276
Tue Apr 16, 2019 7:19 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Regarding the bitcoin argument, I feel the same holds true for bitcoin as it does for gold. If it does save the portfolio you'll need a lot of it. And if it's never needed then a lot of it will likely kill the long-term performance of the strategy.
by jaj2276
Mon Apr 15, 2019 11:05 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

Forgot to mention the one unexpected thing that happened to us on this trip. We were in Bloomington and were looking for a place to eat. My wife suggested Thai (she never suggests Thai) so we went to Siam House. I lived in NYC for three years and really got in to the curries (especially Red) and eve...
by jaj2276
Mon Apr 15, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

While at the Tippecanoe battlefield museum, did you take the trip to Prophets rock? As a side note, when I was an engineering student at Purdue I worked for a contstruction company that renovated the museum. This was back in the eighties. Glad you enjoyed the trip. We did as we're big hiking fans.
by jaj2276
Fri Apr 12, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience?
Replies: 52
Views: 8610

Re: Alliant 3/2.5% card - any experience?

Just got an email that says the annual fee is going up to $99/year from $59/year.
by jaj2276
Fri Apr 12, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

A bit late but my wife and I finished our Indiana trip. Here are our comments: Indiana Dunes National Park - Honestly I can't see why this is a national park. Completely underwhelmed although I imagine much of that has to do with the time of year. I suppose that during the summer when it's hot out t...
by jaj2276
Tue Apr 09, 2019 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: $20k day care...how is it taxed?
Replies: 85
Views: 5254

Re: $20k day care...how is it taxed?

... Correct, so the max is $3,000 my multiplier is 20%, so I get a $600 credit for my $15K in daycare costs.... Yes this was my exact situation the last two years. I had $15k in daycare expenses for 1 kid and my credit was $600 since we earned over $43k. This year I'm contributing $5k to a DC FSA b...
by jaj2276
Sat Apr 06, 2019 7:51 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 702
Views: 88527

Re: Post your Financial Milestone Announcements Here

2 commas used to be a badge of honor around here - a mark of "we've arrived". Not any more. Now it's $2M or above. :sharebeer A lot of that can be attributed to the absurd bull market we've been in. I started tracking my NW in 2009. I graduated college in 1999. Here is my yearly progression: 2009 -...
by jaj2276
Thu Apr 04, 2019 8:13 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 702
Views: 88527

Re: Post your Financial Milestone Announcements Here

Passed the 3m net worth mark. This includes real estate carried at purchase price w/ no appreciation (or depreciation). I have 3 RE accounts in my net worth. One is a mortgage my wife and I wrote to my sister-in-law that decreases each month that a payment is made on it. The other is a house we just...
by jaj2276
Fri Mar 29, 2019 1:55 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

My first rebalance occurred in M1. Out of an original ~$54k investment, I rebalanced $315. Nothing to really make or break the strategy either way. There was a small discussion much earlier in the thread about how M1 trades for you. I thought I'd give you my details to show what kind of prices that ...
by jaj2276
Thu Mar 28, 2019 3:47 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Hit the rebalance button in M1 today so the rebalance will take place during the trading window tomorrow. Funded the strategy on Feb 15 and have a gain of 7.5%. The bonds are about 61.5% right now so I feel good with this rebalance as I’m getting to buy more equities which ultimately drives the ret...
by jaj2276
Thu Mar 28, 2019 11:13 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Hit the rebalance button in M1 today so the rebalance will take place during the trading window tomorrow. Funded the strategy on Feb 15 and have a gain of 7.5%. The bonds are about 61.5% right now so I feel good with this rebalance as I’m getting to buy more equities which ultimately drives the retu...
by jaj2276
Thu Mar 28, 2019 7:43 am
Forum: Personal Consumer Issues
Topic: How will you spend your retirement money?
Replies: 86
Views: 9514

Re: How will you spend your retirement money?

My plan is to attend a lot of charity galas and bid on trips they offer that we can't a) afford now and b) take during their non-blackout periods while we both work and/or have kids in school. I feel this way we're checking off the charitable box and we get to take trips for good value. All this is ...
by jaj2276
Sat Mar 16, 2019 11:04 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: Split from: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... I want to know EXACTLY what people are doing. Not what they are THINKING about doing. Not how many times they flip-flop in their head what the strategy is about. But EXACTLY what they did. That is called the principle of revealed preferences. I'm not sure what you're trying to glean out of aski...
by jaj2276
Thu Mar 14, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 48
Views: 3010

Re: Things to do in Maine

... Believe it or not you might have trouble booking this late. A lot of the best house rentals in Maine are gone in January. I could be wrong in that I've only done this once or twice (and only in certain coastal areas). I was worried about this too but if you're willing to look at an area (50 sq ...
by jaj2276
Wed Mar 13, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 48
Views: 3010

Re: Things to do in Maine

Thanks for all the replies. What I'm thinking of doing is to maybe rent a house and then do day trips from there. If the house could be on a lake, all the better. I know a lot of houses (probably especially during this period) will want you to rent for an extended period but if I could get two house...
by jaj2276
Mon Mar 11, 2019 11:59 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Any thoughts on using momentum in conjunction with quarterly rebalances? Seems like we have hypothesized rebalancing less frequently allows for equities to run a bit before taking gains. What if shortly after a quarter rebalance equities has a rough period and the portfolio gets to 35/65. For the re...
by jaj2276
Fri Mar 08, 2019 8:59 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 48
Views: 3010

Re: Things to do in Maine

Have you considered flying into Portland, Bangor or Manchester NH instead of Boston? Easier on the nerves. We are flying from Charleston SC so it's a direct flight from here to Boston. With two kids the least amount of time spent in airplanes/airports is worth the little bit of additional road time...
by jaj2276
Thu Mar 07, 2019 8:13 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 48
Views: 3010

Re: Things to do in Maine

Have you considered flying into Portland, Bangor or Manchester NH instead of Boston? Easier on the nerves. I never had a bad visit to Maine. Have been to Portland, Rockland, Vinalhaven, Freeport, Bangor. Best for me was Baxter State Park (Mt. Katahdin, north end of the AT). Lots of scenic drives an...
by jaj2276
Thu Mar 07, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 48
Views: 3010

Things to do in Maine

I've asked for and received wonderful suggestions on Things to do in Indiana as well as Things to do in Iowa/Nebraska . My wife, two young daughters (ages 3 and 1), and my mother (age 70) are taking a trip to Maine this summer (early July). Normally the state trips have been just my wife and I so we...
by jaj2276
Sun Mar 03, 2019 4:24 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

But back to the original point, if you could be kind enough to show me how to simulate developed markets for this strategy, I might add this to my mix. I started the strategy in early Feb and will be rebalancing end of this month. I'm early enough in this strategy that adding international won't ch...
by jaj2276
Sun Mar 03, 2019 8:31 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... Understood. I would be uncomfortable if for example we didn't have good data for decades on LTT, but dev-market is similar enough in behavior to US equities (volatility etc...) that I am feeling fine . It also scratches my itch for more moving pieces in a more reasonable manner than TQQQ or som...
by jaj2276
Sat Mar 02, 2019 9:47 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... Understood. I would be uncomfortable if for example we didn't have good data for decades on LTT, but dev-market is similar enough in behavior to US equities (volatility etc...) that I am feeling fine . It also scratches my itch for more moving pieces in a more reasonable manner than TQQQ or som...
by jaj2276
Fri Mar 01, 2019 9:56 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... I would add that this strategy may even be of interest to those that are more risk-averse and are currently in a 60/40 portfolio. With a 2X 40/60 portfolio, you could potentially achieve the long-term returns of a 100/0 portfolio with a similar downside risk to that of a 60/40 portfolio. At lea...
by jaj2276
Wed Feb 27, 2019 1:51 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

Slick8503 wrote:
Wed Feb 27, 2019 12:29 pm
If you are a basketball fan or fan of the movie “Hoosiers” the “Hoosier Gym” at knightstown would be worth a visit. Did not see it mentioned.
I was just humming the tune the other day. Is the gym open to the public? Does the gym serve another purpose? I definitely want to check this out.
by jaj2276
Wed Feb 27, 2019 1:49 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

Lincoln Boyhood home in Lincoln City, IN (Southern, IN) & Holiday World, Santa Claus, IN. Others have mentioned French Lick and West Baden, IN - only 45 minutes away from these two spots. All good options. Whats so great about French Lick other than the fact its where Larry Bird is from? Correct, a...
by jaj2276
Tue Feb 26, 2019 3:57 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

OP here. We aren't retired (late 30s/early 40s) but simply take 5-7 days out of the year to go and visit a state we haven't been to yet. We went to Iowa/Nebraska last year and had a great time even though a lot of the attractions weren't "world class." Due to us closing on a house, we have to go a b...
by jaj2276
Sat Feb 23, 2019 9:19 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

anna_indiana wrote:
Sat Feb 23, 2019 8:44 pm
Notre Dame campus, if you're up north around South Bend.

Edit to add: and make sure to order pork tenderloin at some point (if you eat pork/meat).
Eat pork tenderloin on the Notre Dame campus? Or eat sometime during the trip? Any suggestions on where to order it?
by jaj2276
Sat Feb 23, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Re: Things to do in Indiana

Thanks for all these suggestions! We are road trip people so we tend to try and visit all parts of a state or at least enough to get a representative sample.
by jaj2276
Sat Feb 23, 2019 5:21 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4137

Things to do in Indiana

Last year my wife and I visited Iowa/Nebraska for our yearly trip. I asked the forum for things to do and was not disappointed. Things to do in Iowa/Nebraska This year we have to do our trip over my wife's spring break so our trip will take place in late March instead of the summer. This year we pic...
by jaj2276
Thu Feb 21, 2019 11:38 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Ooof, today is not a great day for this trade. Currently down > 2% as TMF is down 2.66% and UPRO is down 1.11%!
by jaj2276
Mon Feb 18, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Slightly related topic, I’ve been blown away so far with the ease of setup and customer service (even over the weekend) of M1 finance. That is great to hear. I was going to use them, but think I will use fidelity instead. Trades are $5 so maybe $40/ year (first 2 year trades free though with curren...
by jaj2276
Sun Feb 17, 2019 7:02 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Add some UGLD...really, it will help. As OP replied, it doesn't show up in the numbers. And really you would need to hold way more gold than you might imagine to save your portfolio in the high inflationary environment (assuming negative returns for both bonds and stocks). And if the high inflation...
by jaj2276
Sun Feb 17, 2019 4:03 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block tax preparation software and Form 1116
Replies: 15
Views: 933

Re: H&R Block tax preparation software and Form 1116

Printed out instructions for Form 1116 and crossed out all sections that I believe do not pertain to me. This made it MUCH MUCH easier to read and understand, thank you to all for the suggestion. I am going to pay foreign tax on my Vanguard mutual fund holdings (1099-DIV) and an investment company i...
by jaj2276
Sat Feb 16, 2019 7:33 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... Sure but they are not the one's taking the risk nor is it their money. Good luck. Not sure where it was stated otherwise. If my father, their grandfather, would like to leave them a gift that would change their lives and would also bring enjoyment for him while trying to achieve that then I don...
by jaj2276
Sat Feb 16, 2019 5:54 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Call me crazy, but I am going to play this game even though I do not need to. I allocated 3 accounts with $30k in each account for the kids. The kids can have a nice little easter egg that they will discover in the will when we are gone. It might be worth a lot or it might not be worth anything. Ti...
by jaj2276
Sat Feb 16, 2019 5:12 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Call me crazy, but I am going to play this game even though I do not need to. I allocated 3 accounts with $30k in each account for the kids. The kids can have a nice little easter egg that they will discover in the will when we are gone. It might be worth a lot or it might not be worth anything. Ti...
by jaj2276
Sat Feb 16, 2019 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block tax preparation software and Form 1116
Replies: 15
Views: 933

Re: H&R Block tax preparation software and Form 1116

Ok good to know that I'm not the only one that has had trouble with it and good to know that others have fought through it. I'll do the suggestion of crossing out all sections that don't pertain to me and then see if that turns on any lightbulbs for me. Here are a few of my questions. 1) If I'm subj...
by jaj2276
Sat Feb 16, 2019 11:39 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block tax preparation software and Form 1116
Replies: 15
Views: 933

Re: H&R Block tax preparation software and Form 1116

You could take a look at: https://www.greenbacktaxservices.com/blog/expat-taxes-explained-form-foreign-tax-credit/ Ahh, this is a good place to start, thanks! Even though it's not my income (passive vs general category), I think I might be able to follow along and substitute my values/situation in ...
by jaj2276
Sat Feb 16, 2019 11:19 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block tax preparation software and Form 1116
Replies: 15
Views: 933

Re: H&R Block tax preparation software and Form 1116

HueyLD wrote:
Sat Feb 16, 2019 10:33 am
You can switch back to TaxAct or switch to TurboTax.
Thanks.

Related question, why do you think people feel the need to post clearly unhelpful suggestions?
by jaj2276
Sat Feb 16, 2019 10:29 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block tax preparation software and Form 1116
Replies: 15
Views: 933

H&R Block tax preparation software and Form 1116

I am attempting to make a switch to H&R Block this year from TaxAct. I've used TaxAct for the past 5 years and it's been good but their price increases are annoying. I choose to voice my displeasure by not giving TaxAct my dollars but maybe I've made a mistake because H&R Block seems to completely p...
by jaj2276
Sat Feb 16, 2019 10:22 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... Which brings up a good question: for those of you trying this, where’d the money come from? Was it in an S&P 500 allocation? TSM? Newly found cash? Mine was sitting in IJR (S&P 600) only because that’s what I was mainly invested in at the Fidelity account this is running in. My wife's Roth IRA ...
by jaj2276
Sat Feb 16, 2019 10:09 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Why not go 100% UPRO? If you’re willing to treat this as a lottery ticket, doesn’t that stand a better chance of reaching the $10M? I answered someone else with this exact same question earlier in the thread. Here is my answer to his similar (if not exact) question. Why not go 100% UPRO? Being able...
by jaj2276
Sat Feb 16, 2019 9:49 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

That being said I wouldn't buy or sell these ETNs ETFs without a limit price, like any stock because a large order can execute at weird prices but then get back to equilibrium within a half second. This may be a valid reason to avoid M1 and use a discount brokerage like Fidelity or Schwab that allo...
by jaj2276
Thu Feb 14, 2019 5:53 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Since I plan to use this thread share in the joy and despair (hopefully more joy) of this strategy, I wanted to easily be able to get back to my initial investment. $54,741 Roth IRA. I will continue to direct future Roth IRA contributions to this strategy. Edit 1: Trade has been completed. I bought ...
by jaj2276
Thu Feb 14, 2019 12:59 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

My M1 Finance Roth IRA was opened and funded yesterday. Auto invest triggered the buy orders this morning in the portfolio. Very small part of the portfolio but I'm in :sharebeer How long from when you emailed them your statement to when the transactions occurred? I'm trying to clean up some accoun...
by jaj2276
Wed Feb 13, 2019 4:14 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

For those using M1 Finance, a couple of questions: 1) Any concern about the company going belly up in the future? Something like MF Global (commingling company and investor funds). Not sure how it works with securities held in book form so might not be relevant. 2) When you rebalance your pie, when ...
by jaj2276
Tue Feb 12, 2019 8:36 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I have read some of links of other sites that analyzed the same approach and when it came to rebalancing I only saw test done by set frequency, i.e. annual, semi, quarterly, etc... Has anyone run the rebalancing using a standard boglehead 5% drift method? Good luck. I've run it but the bands look m...
by jaj2276
Mon Feb 11, 2019 8:02 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1607
Views: 99592

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I see above that AlohaJoe has completed the LTT magnum opus , and I'm really interested to see the results. Before I do, I'm going to make a bet that it's going to change the results on the optimum (depending on your point of view I suppose) historical rebalancing timing. It dawned on me while fall...