Search found 484 matches

by jaj2276
Sun May 03, 2020 12:55 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block PC software not letting me e-file with foreign address
Replies: 13
Views: 686

Re: H&R Block PC software not letting me e-file with foreign address

Not wanting to start another thread on H&R Block and Form 1116, I'll simply add this here in case someone else comes across the same problem and this problem/solution hits in a search. I am using H&R Block PC software as well. Tax year 2018 was my first time with H&R Block and its implementation of ...
by jaj2276
Thu Apr 30, 2020 3:22 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Rebalance day for me today. 1 slice went to 14/86, the other went to 30/70, and the OG remains at 40/60 (has drifted to 46/54 and was not rebalanced). Portfolio is up 71% since Feb 15 '19.
by jaj2276
Mon Apr 20, 2020 2:33 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Hi guys Better late than never. Just some stats regarding my target volatility 25% strategy Here's an update on the end of March rebalancing according to PV: Feb UPRO 42% / TMF 58% March UPRO 9% / TMF 91% I'm still not sure if I understand target volatility correctly as I have the feeling of buying...
by jaj2276
Tue Apr 07, 2020 7:30 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Two points I want to make regarding the past 2-ish months of market action: Seeing the drawdowns in backtesting vs experiencing them with real money is a totally different beast. You can easily convince yourself that a 35% drawdown is no big deal when you know the strategy will deliver 2000% over th...
by jaj2276
Wed Apr 01, 2020 11:47 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Been watching this thread last couple of days and have not gone back to look to see which software you are using (I assume PV) and what are the metrics for the rebalancing? Thanks. Interesting thread. Used PV when it was free but since it went subscription, I'm simply calculating the vols myself in...
by jaj2276
Tue Mar 31, 2020 7:18 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Quarter end rebalance for me today as well as updating the target % of two of my slices. Portfolio is up 55% since I started in Feb '19. 50% of portfolio is in OG 40/60 which has drifted to 15/85. 25% of portfolio is in Tgt 16 vol. This slice is currently at 13/87 and will be going to 6/94 (!). 25% ...
by jaj2276
Sun Mar 15, 2020 7:27 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

My adventure is down 79 bps on the year. My current slices are: OG: 40/60 (50%). Rebalanced end of December, has drifted to 20/80. Tgt 16: 22/78. Rebalanced and targets updated end of Feb. Currently at 18/82. 21-day RP: 33/67. Rebalanced targets updated end of Feb. Currently at 28/82. I'm going to r...
by jaj2276
Wed Mar 11, 2020 3:26 pm
Forum: Personal Consumer Issues
Topic: Things to do - Delaware/Maryland edition
Replies: 7
Views: 448

Things to do - Delaware/Maryland edition

Planning for our next yearly state trip where we pull a state out of a hat and make a week-ish long vacation out of it. Last year we did Indiana and Maine (Maine wasn't pulled from the hat but was where my Mom wanted to go). The year before that we did Iowa/Nebraska. This year we pulled Delaware and...
by jaj2276
Wed Feb 19, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: Moving due to house/location regret?
Replies: 18
Views: 2299

Re: Moving due to house/location regret?

I always wanted to live by the beach. We found an older, smaller 4th row house and moved in. I hated it. I hated the layout due it being an older house and the amount of space we lost (storage, closets, etc.). Took me 2.5 years to accept I made a bad decision but once I did it freed me up to find my...
by jaj2276
Sun Feb 16, 2020 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Lots of big financial decisions to make in short time | please help navigate
Replies: 17
Views: 2187

Re: Lots of big financial decisions to make in short time | please help navigate

I assume you mean wedding. $40k is a bit high, any chance to save on that? Does this include everything like honeymoon or is this simply the wedding day/night? Any idea on whether most people will give cash or registry gifts? Our wedding was around $25k but with all the cash it only cost us about $1...
by jaj2276
Mon Jan 20, 2020 4:04 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1411
Views: 190467

What a decade!

I finally got around to putting in my final year-end account values and man, what a decade! Ten years is a long time so I can't remember exactly how I was feeling but no chance did I think that I'd see the kind of returns on my accounts that I saw over the subsequent 10 years. Thankfully I had just ...
by jaj2276
Wed Jan 15, 2020 2:38 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Is there a good alternative to M1 Finance for a Roth IRA account that allows free buying and selling of leveraged ETFs? I don't mind rebalancing manually. I'm trying to do a backdoor Roth. With M1 Finance, there is no way to do it automatically with a click of a button. I have to go through custome...
by jaj2276
Thu Nov 28, 2019 2:15 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 630
Views: 89774

Re: Flaunt Your High-Mileage Car

2001 Mitsubishi Montero (bought in 2010 for $6k). Currently at 234k. I'm noticing a good amount of oil burn over the past year so my annual maintenance bill will go up as I add oil. I get made fun of at work for the car but I'd love if I could make it to 300k.
by jaj2276
Wed Nov 27, 2019 2:20 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Just took a peek at PV to see what 2 of my 3 slices will get rebalanced to come Friday. The 21-day vol lookback (1/4 of the portfolio) will go to 71% UPRO, 29% TMF. Paired with the 40/60 OG slice (1/2 portfolio and currently drifted to 45/55), this shouldn't be too big of a shift to the portfolio. T...
by jaj2276
Tue Nov 19, 2019 8:16 pm
Forum: Investing - Theory, News & General
Topic: Sharpe/Stanford retirement advice
Replies: 11
Views: 1778

Re: Sharpe/Stanford retirement advice

I read the Baron's article and read (or attempted to) the eBook. With the current investment options available to individuals, I imagine it's a bit too difficult and/or cumbersome to do this on your own. However it might be a product that certain investors might buy with their retirement portfolio. ...
by jaj2276
Fri Nov 01, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Has anyone issued a private mortgage?
Replies: 15
Views: 2161

Re: Has anyone issued a private mortgage?

I (a private citizen) provided a mortgage to my sister-in-law for the purchase of their townhome. The mortgage document looks like other mortgage documents I've seen on the mortgages I've taken out. I know that when my sister-in-law either refinances or sells the townhome, I will give a payoff amoun...
by jaj2276
Sun Oct 13, 2019 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: 2020 Social Security Maximum Taxable Earnings $137,700
Replies: 39
Views: 5416

Re: 2020 Social Security Maximum Taxable Earnings $137,700

There has been a lot of information about the 2020 SS COLA of 1.6%. What has not been mentioned in the SSAs same day release of 2020 SS changes from the CPI-U release on 10/10/2019. Is that those changes also included an increase in the Maximum Taxable Earnings from $132,900 (2019) to $137,700 (202...
by jaj2276
Thu Oct 03, 2019 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Net Investment Income Tax and SALT deduction cap
Replies: 53
Views: 7333

Re: Net Investment Income Tax and SALT deduction cap

I realize most people have already moved on from 2018 taxes but does anyone have an authoritative answer on this? The reason I ask is because I'm using the H&R Block desktop program and it DOES NOT cap Form 8960 Part II, Line 9b. After I enter all the data and answer all the interview questions, I l...
by jaj2276
Mon Sep 30, 2019 10:12 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Completed my quarterly and monthly rebalances this morning. Overall portfolio is now 50/50 (OG, 21-day RP, 16-vol). The OG lost 4.81%, 21-day RP lost 3.17%, and the 16-vol lost 6.52% for September. Portfolio is up 35% since Feb 15.
by jaj2276
Mon Sep 23, 2019 6:47 pm
Forum: Personal Consumer Issues
Topic: Physical activity suggestions for a non athletic youth
Replies: 189
Views: 10444

Re: Physical activity suggestions for a non athletic youth

Not sure how much you can get him to do when you admit yourself that you don't do much. Kids tend to take their cues from their parents. With that said, I would suggest getting a dog, an active one at that (labrador) and take nightly walks (after dinner and before bedtime). A 2-mile walk will take a...
by jaj2276
Mon Sep 16, 2019 11:30 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1411
Views: 190467

Re: Post your Financial Milestone Announcements Here

Paid off my mortgage. Had a very good investment opportunity as an alternative but I've never had a goal of "... investing in a good opportunity" but I have had a goal of paying off my mortgage.
by jaj2276
Mon Sep 09, 2019 2:45 pm
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 892

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

It would be good to ask about these questions to verify how it works. I have an old traditional pension plan that was converted to a cash balance plan, the balance was based on the pension benefits that had been accrued on the date it was terminated. The company does not make any additional contrib...
by jaj2276
Mon Sep 09, 2019 9:29 am
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 892

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

I have $125k in a cash balance plan that is heading for early termination. I have two options for my money: 1) Roll the money in to an IRA 2) Convert the amount to an annuity at "retirement age." If choosing #1, to avoid the pro-rata rule do you have a current or former employer plan like a 401k th...
by jaj2276
Mon Sep 09, 2019 9:15 am
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 892

Re: Cash Balance Pension Early Termination - Lump Sum/Annuity

A couple of things to look into. 1) With the pension option what happens to it if you die before you start it? I'm pretty sure the amount is forfeited as it's not a period certain annuity. Obviously that's a big risk of choosing an annuity. The current proposal says that my estimated monthly annuit...
by jaj2276
Sun Sep 08, 2019 6:03 pm
Forum: Personal Investments
Topic: Cash Balance Pension Early Termination - Lump Sum/Annuity
Replies: 9
Views: 892

Cash Balance Pension Early Termination - Lump Sum/Annuity

I have $125k in a cash balance plan that is heading for early termination. I have two options for my money: 1) Roll the money in to an IRA 2) Convert the amount to an annuity at "retirement age." My marginal tax rate is close to 45% (35% federal, 5% state, 3.8% NIIT, 0.9% medicare tax). If I roll th...
by jaj2276
Fri Aug 30, 2019 8:05 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Big changes to two of my slices today. Both my 21-day vol lookback and 16-vol target slices have swung to major TMF overweight. After today's rebalance, my entire portfolio (which consists of a 50% 40/60 that hasn't been rebalanced since end of June and is currently at 33/67) will be 33% UPRO, 67% T...
by jaj2276
Sat Aug 17, 2019 8:32 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation). Thats a naive way to look at it. He hasn’t defaulted from the overall strategy (using LETFs...
by jaj2276
Thu Aug 15, 2019 7:57 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation). Thats a naive way to look at it. He hasn’t defaulted from the overall strategy (using LETFs...
by jaj2276
Thu Aug 15, 2019 6:45 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4970
Views: 431379

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

First journey was supposed to last somewhere between 20 and 30 years. It lasted approximately 6 months. Let's see how long this next journey lasts (I'm in for 50% 40/60, 25% 16-vol, 25% Adaptive Allocation).
by jaj2276
Fri Aug 09, 2019 7:11 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I hope that the day of reckoning for this strategy comes early so that I can either a) give up once I realize I can't stomach the losses or b) watch the rebalanced portfolio scream to new highs.
by jaj2276
Wed Aug 07, 2019 8:07 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I am about 20 days in on the orig 40/60 upro/tmf. It drifted to 33/67. I am adding some more money to this today and having trouble deciding if I should maintain the 33/67, or use the new money to rebalance it back to 40/60. Since I am only 20 days in, I am leaning toward maintaining the 33/67 (in ...
by jaj2276
Mon Aug 05, 2019 7:47 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

How much UPRO does the vol-lookback strategy dictate right now? Is it actually 80%? To be clear there is the look-back risk-parity, and then there is the target volatility. Target volatility is driven by the target that you choose, so you could have a variant of that strategy with everything from ~...
by jaj2276
Mon Aug 05, 2019 6:35 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

rascott wrote:
Mon Aug 05, 2019 4:39 am
Kind of glad I haven't jumped in with both feet on the volatility lookback..... Things looking pretty ugly this morning if I'd loaded up to 80% UPRO :o :o :shock:
Ya not ideal, ha.
by jaj2276
Wed Jul 31, 2019 8:32 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... ... EDIT: Seems a lot more complicated than anticipated. I would need to either make a new IRA with M1 to totally separate them (not sure if I could transfer funds) or make 2 pies in the same account, but not only manually adjust the allocations within but also the allocation between the two, w...
by jaj2276
Wed Jul 31, 2019 1:31 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Same place you find PV's allocation for the next period: Next period predicted allocation based on market data as of 07/30/2019. Realized annualized volatility is 22.32% over the volatility period(s). The adaptive allocation lists daily volatility but it is the same metric. I actually was chatting ...
by jaj2276
Wed Jul 31, 2019 11:46 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Made my first monthly rebalance on my 16-Target vol slice and my Adaptive Allocation slice today. Given that approx 50% of the portfolio is still in the naive RP of 40/60, my overall RP portfolio is now 53% UPRO, 47% TMF. My 16-target vol is 71/29 while my Adaptive Alloc is 57/43. July ended up bei...
by jaj2276
Wed Jul 31, 2019 11:12 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Made my first monthly rebalance on my 16-Target vol slice and my Adaptive Allocation slice today. Given that approx 50% of the portfolio is still in the naive RP of 40/60, my overall RP portfolio is now 53% UPRO, 47% TMF. My 16-target vol is 71/29 while my Adaptive Alloc is 57/43. July ended up bein...
by jaj2276
Wed Jul 24, 2019 11:06 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

... ... 1. There is no intellectual justification for the quarterly rebalance vs other time periods, so there is even less justification for choosing calendar quarterly vs “whenever you start quarterly” 2. Don’t market time. Just don’t. Not sure if this is intellectual or not, but the justification...
by jaj2276
Thu Jul 18, 2019 7:02 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 7408

Re: Things to do in Maine

I should have added this:

TL;DR Kids too young, parents too old, picked the wrong time of year.

Basically I imagine *we* screwed up in scheduling this vacation.
by jaj2276
Wed Jul 17, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 7408

Re: Things to do in Maine

Got back from our trip. The best day of the trip was the day we left! Just kidding, well not really. If not for a trip to South Padre Island one year during early April when an absurd cold front swept through, sending high temperatures to low 50s with a sustained 30mph wind, this would have been our...
by jaj2276
Fri Jul 12, 2019 8:21 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I really like M1. I currently have 20% of my total portfolio with them - and a quarter of that (5%) devoted to this delightful strategy (experiment?)! I started the transfer of a 3-fund portfolio at Vanguard to M1 on Jun 10th. It's now July 12th and my money is gone from Vanguard and yet not availa...
by jaj2276
Fri Jul 12, 2019 6:24 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

https://www.bloomberg.com/news/articles/2019-07-11/quants-break-records-by-chasing-bonds-and-ramping-up-leverage?srnd=markets-vp From the article. Risk-parity funds are off to their best start since at least 2004 after ramping up exposure to government debt and levering up, while trend followers in ...
by jaj2276
Wed Jul 03, 2019 10:09 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Has anyone figured out a way to do a backdoor roth with m1f w/o having to pay their absurd $25 conversion fee? The existing Roth IRA account that I transferred to M1 from Vanguard has been closed so I would have to open a new Roth IRA account with Vanguard (the traditional IRA account remains open) ...
by jaj2276
Mon Jul 01, 2019 9:30 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 992
Views: 333848

Re: Variable Percentage Withdrawal (VPW)

... Thanks, Jaj2276, for your report. Of course, and THANK YOU for the amount of work you've put in to both creating the idea/spreadsheet and the ongoing enhancements/improvements/discussions about it. I'm curious whether this specific tool is ever used by independent financial planners to come up ...
by jaj2276
Mon Jul 01, 2019 7:56 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 992
Views: 333848

Re: Variable Percentage Withdrawal (VPW)

At the request of OP in another thread, I've been using VPW for 3 years (this year being the 4th) to make some of our yearly charitable giving from a DAF I started in 2016. At that time I was 40 and wanted this lump sum to cover 20 years of charitable contributions. The portfolio started with $107,2...
by jaj2276
Sun Jun 30, 2019 5:41 pm
Forum: Investing - Theory, News & General
Topic: A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)
Replies: 223
Views: 43652

Re: A Simple Bogleheads Retirement Using Variable Percentage Withdrawals (VPW Forward Test)

Love the VPW concept and I like the addition of how to withdrawal the annual amount in the most efficient manner possible. OP details the monthly reasoning in the main VPW thread. I'm not a big fan of the accumulation spreadsheet and thinks it detracts from VPW by making the entire thing more comple...
by jaj2276
Fri Jun 28, 2019 12:26 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Did my second (first full quarter) rebalance today. My portfolio is up 24% since Feb 15, 14% for this quarter. My portfolio had drifted to 62% TMF, 38%UPRO. My rebalance was a bit more complex because I decided to split the portfolio in to three slices: 1) naive risk parity (40/60, qtrly rebalance)...
by jaj2276
Fri Jun 28, 2019 10:44 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 386196

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Did my second (first full quarter) rebalance today. My portfolio is up 24% since Feb 15, 14% for this quarter. My portfolio had drifted to 62% TMF, 38%UPRO. My rebalance was a bit more complex because I decided to split the portfolio in to three slices: 1) naive risk parity (40/60, qtrly rebalance),...
by jaj2276
Fri Jun 28, 2019 10:05 am
Forum: Personal Investments
Topic: Sold one of two houses. Pay off the other house?
Replies: 18
Views: 1742

Re: Sold one of two houses. Pay off the other house?

I am currently in your family member's situation although my dollar amounts are a bit higher than theirs. My current house's payment is 25% less than the one I'm trying to sell so I'm comfortable with my current house's mortgage payment. I could then have this big pot of cash to do things with (like...