Search found 2441 matches

by hoops777
Wed Feb 20, 2019 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: Cap gains loss tax question
Replies: 3
Views: 255

Re: Cap gains loss tax question

Thanks for the help.
by hoops777
Wed Feb 20, 2019 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Cap gains loss tax question
Replies: 3
Views: 255

Cap gains loss tax question

First time doing my own taxes now that I am retired.I noticed on last year’s return there was a loss of 11,350 on a stock I gambled on about 5 years ago and finally sold in 2017. On this year’s taxes do I fill out the same info,date bought and sold,etc?Do I now show a loss of 8350 since she did the ...
by hoops777
Mon Feb 18, 2019 4:31 pm
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 924

Re: iPad JPEG photo?

I just downloaded a conversion app and when I was going to convert the photo it said it’s current image is JPEG???
by hoops777
Sun Feb 17, 2019 8:22 pm
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 924

Re: iPad JPEG photo?

You can accomplish this. The following article gives the simple steps to do so. Just reverse the process when done for more efficient storage. https://www.igeeksblog.com/how-to-take-jpeg-photos-instead-of-heif-in-ios-11/ Cheers My iPad does not show the same settings.When I go to camera there is no...
by hoops777
Sun Feb 17, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: iPad JPEG photo?
Replies: 14
Views: 924

iPad JPEG photo?

Trying to fill out application for e visa and they require JPEG photo.I am using an IPad Pro so is this a problem?Thanks.
by hoops777
Sat Feb 16, 2019 5:38 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1108
Views: 113369

Re: Personal favorite TV/cable series

I have cheap regular cable, and most of it is now crap talent shows, the current creepiest being "The Masked Singer". Only worthwhile channels are some of the retro channels: The Fugitive: was a kid when this was current, I still can't watch a full episode, but it was pretty well done. Janssen's un...
by hoops777
Sat Feb 16, 2019 12:01 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1108
Views: 113369

Re: Personal favorite TV/cable series

I have cheap regular cable, and most of it is now crap talent shows, the current creepiest being "The Masked Singer". Only worthwhile channels are some of the retro channels: The Fugitive: was a kid when this was current, I still can't watch a full episode, but it was pretty well done. Janssen's un...
by hoops777
Sat Feb 16, 2019 11:49 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1108
Views: 113369

Re: Personal favorite TV/cable series

Bloodline on Netflix...set in Florida Keys. "We are not bad people we just did a bad thing". I use every opportunity I can to drop that line in a conversation. First season is AMAZING. Not as good after that and hated how they ended, but really a great concept. Good luck. Agree on Bloodline and it ...
by hoops777
Wed Feb 13, 2019 10:04 pm
Forum: Personal Consumer Issues
Topic: Cord Cutting- Hulu Live TV Review and Questions
Replies: 40
Views: 2835

Re: Cord Cutting- Hulu Live TV Review and Questions

If I remember YTTV does not allow you to ff thru commercials Yes. It's one of those things that bugged me too. When I watch recorded stuff, I usually use my Chromebook, except for sports. if you DVR a show/game, you can fastforward thru commercials. YTTV has unlimited DVR. I like YTTV the best of a...
by hoops777
Wed Feb 13, 2019 5:36 pm
Forum: Personal Consumer Issues
Topic: Cord Cutting- Hulu Live TV Review and Questions
Replies: 40
Views: 2835

Re: Cord Cutting- Hulu Live TV Review and Questions

If I remember YTTV does not allow you to ff thru commercials
by hoops777
Wed Feb 13, 2019 12:58 pm
Forum: Personal Consumer Issues
Topic: Cord Cutting- Hulu Live TV Review and Questions
Replies: 40
Views: 2835

Re: Cord Cutting- Hulu Live TV Review and Questions

I did a free trial of Hulu and the quality of the picture for sports was very bad.No thank you.For me,paying more money for Directv is worth it.We have Directv,Netflix and Amazon Prime and the extra cost is definitely worth it.
by hoops777
Tue Feb 12, 2019 1:40 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1108
Views: 113369

Re: [What TV Show Have You Recently Watched?]

Network shows.....!!!
Manifest,This is Us,Sheldon,God Friended Me,The Passage and Gifted.There is a new show,Worlds Best....amazing talents.DVR it and FF through most of the judging nonsense
by hoops777
Sun Feb 10, 2019 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Pay for Grandsons college tuition with Ibonds
Replies: 6
Views: 352

Re: Pay for Grandsons college tuition with Ibonds

Sorry. The tax breaks are only for parents when used for kids college with some income restrictions and other restrictions on their age when bought, how they're titled (parent(s) names ok, kid's name not ok). Grandparents don't get a tax break. https://www.foxnews.com/story/saving-the-bond-between-...
by hoops777
Sun Feb 10, 2019 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Pay for Grandsons college tuition with Ibonds
Replies: 6
Views: 352

Re: Pay for Grandsons college tuition with Ibonds

Oh well....it was a good try.Thanks for the answers.
by hoops777
Sun Feb 10, 2019 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Pay for Grandsons college tuition with Ibonds
Replies: 6
Views: 352

Pay for Grandsons college tuition with Ibonds

I am a bit confused after researching this topic.We have some Ibonds purchased in 2001 that are yielding over 5%.They will mature right before our grandson starts college.They are in our name.We can cash those in and they will be tax free if used for our grandson’s college,correct?We do not need to ...
by hoops777
Sun Feb 10, 2019 11:57 am
Forum: Personal Consumer Issues
Topic: Best way for Grandparent paying for day care
Replies: 23
Views: 1634

Re: Best way for Grandparent paying for day care

My Dil is going back to work and I'm considering covering their day care expenses. My sister and I never had to pay for childcare due to family helping out. I would if I could but my son lives too far away for me to help. I want to pass the gift I received of no cost childcare so I was considering ...
by hoops777
Sat Feb 09, 2019 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: "Living comfortably in retirement"
Replies: 71
Views: 8826

Re: "Living comfortably in retirement"

Living comfortably in retirement is not my goal. My goal encompasses the entirety of what retirement can mean in terms of the potential for my life. So I have intentionally made my "Wildly Important Idea" (per Cal Newport) to make retirement the most financially, materially, emotionally, and psycho...
by hoops777
Sat Feb 09, 2019 5:33 pm
Forum: Personal Consumer Issues
Topic: Best way for Grandparent paying for day care
Replies: 23
Views: 1634

Re: Best way for Grandparent paying for day care

It is under the gift limit so why not?seems simple enough.
by hoops777
Tue Feb 05, 2019 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

hoops777 wrote: Here is where it might get a little bit tricky.I have no children of my own and he is my step grandson and we are very close.I have also earned most of the money we have saved.I believe she will be ok with it as I have mentioned we can use my Roth to help pay for college to no objec...
by hoops777
Tue Feb 05, 2019 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think are (some of) the best states to live in?
Replies: 144
Views: 13143

Re: What do you think are (some of) the best states to live in?

For a state that seems to get beat on the most ,it is amazing how many want to live in California which I believe has the 5th largest economy in the world,or did not long ago. I have lived in California my entire life and see the positive aspects of many other states when we travel,but weather alway...
by hoops777
Tue Feb 05, 2019 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: What does financial peace look like to YOU?
Replies: 64
Views: 5650

Re: What does financial peace look like to YOU?

Financial peace equals no mortgage or debt combined with enough financial assets to live comfortably and worry free without stocks.Never thought I would ever see that day but am living it now and pinch myself almost everyday. :D
by hoops777
Tue Feb 05, 2019 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

This all has given me a lot of food for thought and very helpful.Thanks for all of the input and still accepting any other suggestions :D I’d guess odds are high that you and your wife will leave an estate of some sort to your grandson and other heirs? What not just make provision for your grandson...
by hoops777
Tue Feb 05, 2019 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

You're not ready to make this gift, so don't. "Grandson, I'd love to pay for some or all of your school and maybe even a little something towards your first house, but that's only if I don't need the money or maybe grandma doesn't need the money either for a while" is not actionable by the grandson...
by hoops777
Tue Feb 05, 2019 12:41 am
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

This all has given me a lot of food for thought and very helpful.Thanks for all of the input and still accepting any other suggestions :D
by hoops777
Mon Feb 04, 2019 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

You're not ready to make this gift, so don't. "Grandson, I'd love to pay for some or all of your school and maybe even a little something towards your first house, but that's only if I don't need the money or maybe grandma doesn't need the money either for a while" is not actionable by the grandson...
by hoops777
Mon Feb 04, 2019 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

My grandson is 4 I would like to leave my Roth IRA to him to be used for college or any other large expense post college like buying his first home.I am 67 and may or may not be around at that time,so what is the simplest way to accomplish this?If my wife is still kicking it will go to her with my ...
by hoops777
Sun Feb 03, 2019 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

Look up a 529 account if you haven't already. It wouldn't be usable for a house downpayment (without tax consequences), but a great way to fund a grandkid's future educational expenses. You can do a lump sum contribution of up to 5 years of the annual gift tax maximum at one time (so 5x$30K=$150K i...
by hoops777
Sun Feb 03, 2019 11:19 am
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Re: Best way to leave money to a grandchild

Thank you all for your help.I will read your article bsteiner,really appreciate it.
by hoops777
Sat Feb 02, 2019 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to leave money to a grandchild
Replies: 37
Views: 3730

Best way to leave money to a grandchild

My grandson is 4 I would like to leave my Roth IRA to him to be used for college or any other large expense post college like buying his first home.I am 67 and may or may not be around at that time,so what is the simplest way to accomplish this?If my wife is still kicking it will go to her with my i...
by hoops777
Thu Jan 31, 2019 6:41 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: What Movie Have You Recently Watched?

Good analysis.I get it but I just did not see the circumstances as being so desperate,but it was a very realistic portrayal.
by hoops777
Wed Jan 30, 2019 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire?
Replies: 62
Views: 5332

Re: Can I retire?

Will your high school or college age children have more time because you retire? And will they want to spend their time with you? smitcat, I think the point is that the high school kid still has to go to high school. i.e., the retired parent is home all day, but the kid isn't. So you're still limit...
by hoops777
Wed Jan 30, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: What Movie Have You Recently Watched?

Due to 2 days of rain down here in paradise we just saw Upside and The Green Book. Neither were as brilliant or thought provoking as Roma but I would strongly recommend them. Just curious why you think Roma is brilliant.I think the lead actress lived a life exactly as most people would have expecte...
by hoops777
Tue Jan 29, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: What Movie Have You Recently Watched?

I have now tried twice to watch Roma and have only gotten about 55 minutes in. I can't do it. It is probably the most boring movie I have ever seen. If it takes more than half the movie to start getting remotely watchable, I can't waste my time. I got into a pseudo-argument with a co-worker the oth...
by hoops777
Tue Jan 29, 2019 4:26 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 24977

Re: What lifestyle creep made you happier?

Here is where it starts getting interesting. When is the lifestyle creep worth it? I think that's the whole point of this thread. It's interesting to see the common themes, too--bought time through outsourcing labor; increased comfort through better socks, better coats, better bedclothes; travel; g...
by hoops777
Tue Jan 29, 2019 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3322
Views: 632862

Re: What's Your Credit Card Rewards Strategy?

I think if you travel internationally the Barclays WorldArrival Mastercard is a good card. Not “straight” 2% back but it gives a little over 2% back when you use it for rebate on travel and no foreign transaction fees. The $89 annual fee is pretty easily negated by the no foreign transaction fees. ...
by hoops777
Tue Jan 29, 2019 1:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: Movie Polar on Netflix

Was Polar Oscar worthy? No, but it was entertaining. It is down of the road of John Wick type genre with lots action and violence. While I wouldn't pay for this type of movie at a theater I will watch and enjoy in the privacy of my own home on Netflix. I will give it a thumbs up! Remember it is wha...
by hoops777
Mon Jan 28, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: What Movie Have You Recently Watched?

Brexit: The Uncivil War (HBO) - a scary tech thriller starring Benedict Cumberbatch. Brexit: The Uncivil War (simply Brexit in the US) is a 2019 British television drama film written by James Graham and directed by Toby Haynes. It depicts the lead-up to the 2016 referendum through the activities of...
by hoops777
Mon Jan 28, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Re: Movie Polar on Netflix

Was Polar Oscar worthy? No, but it was entertaining. It is down of the road of John Wick type genre with lots action and violence. While I wouldn't pay for this type of movie at a theater I will watch and enjoy in the privacy of my own home on Netflix. I will give it a thumbs up! Remember it is wha...
by hoops777
Mon Jan 28, 2019 12:22 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4161
Views: 1112224

Movie Polar on Netflix

This topic and its replies merged into existing topic - moderator prudent]

Polar....new movie made by Netflix.Terrible,stupid ridiculously violent and bloody.Zero stars,no make that negative stars.I have no idea why a movie like this would even be made. :confused
by hoops777
Sun Jan 27, 2019 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire?
Replies: 62
Views: 5332

Re: Can I retire?

Compare your situation to the average American family.You have about 1 million in savings and will have 110,000 in pensions with cola and full health care benefits.Of course you can retire.If you are not in a position to retire with the stats you presentedthen God help us all. The only caveat of co...
by hoops777
Sun Jan 27, 2019 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire?
Replies: 62
Views: 5332

Re: Can I retire?

Compare your situation to the average American family.You have about 1 million in savings and will have 110,000 in pensions with cola and full health care benefits.Of course you can retire.If you are not in a position to retire with the stats you presentedthen God help us all. The only caveat of cou...
by hoops777
Sat Jan 26, 2019 8:42 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 24977

Re: What lifestyle creep made you happier?

Flying first class everywhere. A new BMW i8 Buying a vacation home in Paris Netflix :D Just kidding on all,but I got a chuckle out of several posts about Netflix or Amazon Prime as lifestyle creep,at least on this forum. The biggest thing for me was not having to worry or think twice about a small d...
by hoops777
Sat Jan 26, 2019 8:29 pm
Forum: Personal Consumer Issues
Topic: How long does lunch meat last?
Replies: 44
Views: 3618

Re: How long does lunch meat last?

Most of the processed meat laden with chemicals will last for 10 years in the fridge but it will be just as bad for you the first day you open it fresh from the store :D
by hoops777
Sat Jan 26, 2019 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Why doesn't a lot of money feel like a lot of money?
Replies: 205
Views: 21249

Re: Why doesn't a lot of money feel like a lot of money?

I think a lot of it depends on how you grew up.Did you struggle,were you well off,etc. My family had enough to get by,that’s it.When I started working I was making very little for a lot of complicated reasons related to my passion to coach,and barely got by financially. When I was 42 I started my ow...
by hoops777
Fri Jan 25, 2019 11:46 am
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 145
Views: 9165

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Went in to COSTCO and saw some travel pants. Since we were just preparing for a trip I thought I would try them out. For less than $20 they were fantastic. I wish I had bought more than two pair. Wore them on flights from Miami to Singapore. They were comfortable and no wrinkles. They are now my go...
by hoops777
Fri Jan 25, 2019 12:41 am
Forum: Investing - Theory, News & General
Topic: VCIT Rising
Replies: 17
Views: 1307

Re: VCIT Rising

I am trying to get away from owning Corp bonds.The Nav has been rising so I was simply looking to recover a bit more before selling and it is in my IRA.I was going to sell it a couple weeks ago but didn’t.Not a huge deal.Thanks for the replies.
by hoops777
Thu Jan 24, 2019 8:20 pm
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 145
Views: 9165

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Went in to COSTCO and saw some travel pants. Since we were just preparing for a trip I thought I would try them out. For less than $20 they were fantastic. I wish I had bought more than two pair. Wore them on flights from Miami to Singapore. They were comfortable and no wrinkles. They are now my go...
by hoops777
Thu Jan 24, 2019 3:50 pm
Forum: Investing - Theory, News & General
Topic: VCIT Rising
Replies: 17
Views: 1307

Re: VCIT Rising

@SpringMan - Thanks! Wish folk would be more faithful about posting the names of the funds instead of just the ticker. @hoops777 - If it is rising consistently, why do you want out? I do not see the need to post more than the ticker because I was requesting thoughts from people knowledgeable about ...
by hoops777
Thu Jan 24, 2019 3:43 pm
Forum: Investing - Theory, News & General
Topic: VCIT Rising
Replies: 17
Views: 1307

Re: VCIT Rising

VCIT is rising because interest rates have been falling. It appears the FED will not be raising interest rates much over the next year. There is an economic slow down in China and Europe. Some think there is a slow down or even a recession coming in the near future for the US. Steady or lower inter...