Search found 2296 matches

by hoops777
Mon Aug 20, 2018 4:44 pm
Forum: Investing - Theory, News & General
Topic: "75 Must Know Statistics About Long-Term Care: 2018 Edition"
Replies: 9
Views: 1064

Re: "75 Must Know Statistics About Long-Term Care: 2018 Edition"

We are 66/68 and have had a Genworth Calif Partnership policy for 4 or 5 years.So far they have not raised it and we are paying about 3500 per year.We will see what happens if they raise the rates.
by hoops777
Mon Aug 20, 2018 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Is a million really the benchmark for retirement
Replies: 64
Views: 5916

Re: Is a million really the benchmark for retirement

What other people need or do is meaningless.Focus on yourself and your unique circumstances.I see people post here all of the time needing 3 or 4 million and others who have there expenses covered by SS.The majority of posters on this forum are obviously not the typical American in terms of wealth a...
by hoops777
Tue Aug 14, 2018 9:18 am
Forum: Personal Finance (Not Investing)
Topic: How to have “what if” discussion with retired parents?
Replies: 48
Views: 4384

Re: How to have “what if” discussion with retired parents?

I agree that clear documentation of where the money is and how surviving spouse can access it if need be should be available to spouse. On the other hand, the kids have no such presumptive right to a roadmap of assets, account numbers, passwords etc. All these threads and articles one sees popping ...
by hoops777
Wed Aug 08, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Let’s think about this. A lot depends on your interests. In south Berkshire county you could spend time wandering around the 3 towns of Great Barrington, Lenox, and Stockbridge. There’s touristy independent shops and good restaurants. There’s the Norman Rockwell museum, Naumkeg, the Red Lion Inn, a...
by hoops777
Tue Aug 07, 2018 9:49 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Thank you very much for the great suggestions.I am limited a bit because we stay in Marriotts because of points.Kingston had a couple Marriotts so I picked that simply as a place to sleep.Same with Albany. Regarding Lake Placid,The problem is it almost 150 miles in the wrong direction and it looks ...
by hoops777
Tue Aug 07, 2018 9:47 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Regarding the Catskills, there has been a recent resurgence in interest in some of the small farming towns in the Western Catskills (e.g. Delhi, Roscoe, Andes, Bovina, etc.) Specifically, millennials escaping NYC are opening artisanal restaurants, breweries/distilleries, hotels/inns, and generally ...
by hoops777
Tue Aug 07, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Thank you very much for the great suggestions.I am limited a bit because we stay in Marriotts because of points.Kingston had a couple Marriotts so I picked that simply as a place to sleep.Same with Albany. Regarding Lake Placid,The problem is it almost 150 miles in the wrong direction and it looks ...
by hoops777
Tue Aug 07, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Thank you very much for the great suggestions.I am limited a bit because we stay in Marriotts because of points.Kingston had a couple Marriotts so I picked that simply as a place to sleep.Same with Albany. Regarding Lake Placid,The problem is it almost 150 miles in the wrong direction and it looks l...
by hoops777
Mon Aug 06, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Rent the car next morning.The airport is about 1 1/2 miles and has shuttle.
by hoops777
Mon Aug 06, 2018 5:50 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

Since we changed our trip and are coming in from Boston I have a couple questions.I think we are going to stay probably 3 nights in Albany as a base.Since we are going to Cooperstown in seems a waste to drive back to Albany so I guess we will head to Kingston from Cooperstown.Any suggestions on that...
by hoops777
Sun Aug 05, 2018 9:51 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 95
Views: 5002

Re: Road trip Newark NJ to Albany

We made a change and will be flying into Boston and flying home from a Newark,spending 8 nights..So we will definitely spend a night in the Berkshires and also go see Saratoga Springs. We are also going to Cooperstown and wondering where else to go in that area coming from Albany.Hamilton?We will sp...
by hoops777
Sun Aug 05, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Marriott Points and Cash options
Replies: 5
Views: 649

Re: Marriott Points and Cash options

So I just booked a 3 night stay in Chicago.The Marriott was 35,000 points per night.It gave me an option to customize a cash/points option.The hotel was $205 the first night and about 325 each other night. I chose to pay the 205 for one night with my venture card,using 20,050 venture points.That sav...
by hoops777
Sat Aug 04, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Marriott Points and Cash options
Replies: 5
Views: 649

Marriott Points and Cash options

So I recently retired and will no longer be able to rack up those reward points through my business purchases....now how to best make them last. I seem to have a mental block regarding this so looking fir some feedback. We have a lot of Marriott and Venure reward points. For anyone familiar with bot...
by hoops777
Mon Jul 30, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

I can make some KC recommendations. My favorite BBQ joints in no particular order: Joe's KC Arthur Bryant Jack Stack Q39 If you are a baseball fan, Kauffman Stadium is wonderful. It has recently been redone in the last few years and has a lot going for it other than the on-field action. Plus, you s...
by hoops777
Mon Jul 30, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

This isn't quite between Des Moines and Omaha, but is nearby -- the future birthplace of James T Kirk. https://www.roadsideamerica.com/story/2081 I imagine if you are the sort to be interested in visiting this, you'd already have it on your list, though. Enjoy the trip! That is pretty cool.I will c...
by hoops777
Mon Jul 30, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

New question.... Is it worth a trip to go out of the way to see Iowa City,the Amana colonies and Cedar Rapids Or Pella? If you are wanting to get the essence of Iowa, I would say the answer is no. All four places are great to go to but in giving you the essence of what Iowa is like, that can be fou...
by hoops777
Sun Jul 29, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

A long time ago (mid - late 70s) I lived in Ames and worked at ISU for 3 yrs. Didn't own a car so admittedly didn't get out & about much. But going through the above questions & responses here is my take: You are trying ultimately to visit all 50 states and have identified a key event as your Iowa ...
by hoops777
Sat Jul 28, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

New question....
Is it worth a trip to go out of the way to see Iowa City,the Amana colonies and Cedar Rapids Or Pella?
by hoops777
Sat Jul 28, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

Did you read Bill Bryson's "The Lost Continent: Travels in Small-Town America" ?? You're suggesting that to discourage the trip? When hoops777 wrote "Mostly enjoy nice small towns along the way" I wanted to figure out why. I thought perhaps the book inspired him since it also starts in Des Moines, ...
by hoops777
Fri Jul 27, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

Should we go see Topeka?
by hoops777
Fri Jul 27, 2018 7:24 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

LeonTugworthy wrote:
Fri Jul 27, 2018 6:50 pm
Do you have kids? The Henry Doorly Zoo in Omaha is one of the best in the country (seriously).

BBQ in KC is outstanding, with Joe's Kansas City (formerly Oklahoma Joe's) being the best of the bunch.

Don't know much about small towns in the area.
No kids with us.
by hoops777
Fri Jul 27, 2018 7:22 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

Northwest Mo small towns Jamesport (Amish country, watch out for buggies on narrow blacktop roads) Gallatin (Jesse James robbed the bank; last remaining squirrel cage jail. Added bonus, Adam-ondi-Ahman is a few miles east of town) Chillicothe (Home of Sliced Bread and town is filled with beautiful ...
by hoops777
Fri Jul 27, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Re: Road trip Des Moines to Omaha to Kansas City

No but I will check it out.I doubt it is better than the suggestions and info you get on this forum though :D
We are trying to see all 50 states which is the reason for this trip.
by hoops777
Fri Jul 27, 2018 5:38 pm
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2063

Road trip Des Moines to Omaha to Kansas City

Yet another trip...... :D
Landing in Des Moines Aug 8 and flying home from KC Aug 15.Only plan now is one day at Iowa State fair.Mostly enjoy nice small towns along the way.Any suggestions are appreciated.
by hoops777
Fri Jul 27, 2018 11:02 am
Forum: Investing - Theory, News & General
Topic: Facebook stock in freefall! (20% drop in 1-day)
Replies: 120
Views: 10769

Re: Facebook stock in freefall! (20% drop in 1-day)

This is why I didn't chase the high tech and the internet craze in the 1990's and why I don't chase the FAANG stocks today. When expectations for certain companies gets too high, these kinds of things happen. So are you saying you are glad that you never invested in the FAANG stocks?I sure wish I h...
by hoops777
Tue Jul 24, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Re: Tornadoes in Iowa,Nebraska,KC In August

Op here....I expected a couple replies and never thought this many people would weigh in.Thanks for all the reality checks and I am certain a lot more people than just me learned something here.Before I posted here I honestly thought everyone who lives in the Midwest probably had seen or experienced...
by hoops777
Mon Jul 23, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Re: Tornadoes in Iowa,Nebraska,KC In August

I'm a severe weather meteorologist. The vast majority of tornadoes are relatively short-lived and their damage is more 'inconvenient' than deadly/devastating. That is especially usually the case by late July into August for much of the U.S., although the recent pattern (tornadoes in states such as ...
by hoops777
Mon Jul 23, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Re: Tornadoes in Iowa,Nebraska,KC In August

hoops777 - You are more likely to be caught at the airport with a bag of pancake mix and be subject to two full body searches by the TSA than you are to be caught in a tornado during a random August day in Iowa. :twisted: Ahh,you saw my other post :D What happened at the airport is why with my luck...
by hoops777
Mon Jul 23, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: TSA Pancake Mix Drama
Replies: 22
Views: 2532

Re: TSA Pancake Mix Drama

VictoriaF wrote:
Mon Jul 23, 2018 7:52 pm
My take-away is the existence of a "Paleo pancake mix". I thought that Paleo pancakes were an oxymoron.

Victoria
Look it up.Birch Blenders paleo pancake mix.They are good and no sugar.
by hoops777
Mon Jul 23, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Re: Tornadoes in Iowa,Nebraska,KC In August

Lol. No. Even IF there was a storm that day, the odds of it producing a tornado are very small. And even if it produces a tornado, tornados affect a very small area for a very short amount of time. The odds of you being in the exact location of a tornado at the exact time it hits is awfully small. ...
by hoops777
Mon Jul 23, 2018 5:58 pm
Forum: Personal Consumer Issues
Topic: TSA Pancake Mix Drama
Replies: 22
Views: 2532

TSA Pancake Mix Drama

So we are flying home this a.m. from Utah and I am TSA precheck approved.The agent scans my bag and pulls it aside for inspection.The other agent opens the tightly,perfectly packed bag,done by my wife,and my first thought is this is going to really be a pain in the butt to repack,because it was jamm...
by hoops777
Mon Jul 23, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Re: Tornadoes in Iowa,Nebraska,KC In August

I was reading that the tornado season is usually about done by August so just asking.We live in Calif so no experience with them.I was thinking they would probably not schedule the Iowa state fair during this time if tornadoes were very likely,or maybe they never occur in that area of the state.
by hoops777
Mon Jul 23, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2497

Tornadoes in Iowa,Nebraska,KC In August

We are headed to Des Moines on Aug 8 and then driving to Omaha and Kansas City,flying home on the 15th.Should we be worried about tornadoes?Thanks.
by hoops777
Thu Jul 19, 2018 3:21 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Re: Passport expiration time rules for France

Well hopefully a lot of people learned something about passports and expiration dates :D
by hoops777
Wed Jul 18, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Re: Passport expiration time rules for France

OP here....everything has been mailed.Thanks for all the replies.
by hoops777
Mon Jul 16, 2018 6:23 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Re: Passport expiration time rules for France

I just filled out the renewal forms and will mail it tomorrow after we get our new pictures.Thanks for the help.
by hoops777
Mon Jul 16, 2018 5:15 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Re: Passport expiration time rules for France

It is so annoying and illogical.First of all,my passport is valid and has not expired,so why can’t I get on the plane?Gee,my CA.drivers license expires in January,so I can’t drive in December? Are there any other examples where a person cannot use a valid license or card because it expires at a futu...
by hoops777
Mon Jul 16, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Re: Passport expiration time rules for France

US state department web site says "Passports must be valid for at least three months beyond your planned date of departure from the Schengen area." This is the exact wording so the 6 month makes no sense. The renewal takes 6 to 8 weeks and our flight would be 9/27.Do I trust that I will have it bac...
by hoops777
Mon Jul 16, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2418

Passport expiration time rules for France

We are thinking of going to France for a week in October but just noticed out passports expire in February.The info is very confusing concerning that the passport must be valid for 3 months beyond departure date or 6 months.The wording says 3 months but some are saying it is 3 months plus an additio...
by hoops777
Fri Jul 13, 2018 2:29 pm
Forum: Investing - Theory, News & General
Topic: Sell ECA?
Replies: 2
Views: 182

Re: Sell ECA?

You know,the main reason I am not selling it after so much time is exactly that....as soon as I sell it I will see it at 20 in a few months :D
I think I am going to do it though and put it to rest.
by hoops777
Fri Jul 13, 2018 11:59 am
Forum: Investing - Theory, News & General
Topic: Sell ECA?
Replies: 2
Views: 182

Sell ECA?

I have one individual stock that I have held for about 5 or 6 years...ECA.The last year it has ranged from 8 to 14.It is currently at 13.25 and I am thinking of just ridding myself of it.It is in my HSA which I will not touch for at least 4 years until I turn 70.It is about 10,000 of my HSA total 32...
by hoops777
Mon Jul 09, 2018 1:46 pm
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

Thanks everyone for the stats on this subject. It's funny, but if you read the comments on the many Yahoo Finance articles on Social Security (and other sites) , it seems like 99% of the people are vehemently in favor of taking it as early as possible (62). You almost never see a comment about wait...
by hoops777
Mon Jul 09, 2018 9:53 am
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

My underlying point is that this doesn't seem to be a 'husbands don't care about their wives' situation as put forward by someone else above. Both genders seem to be very often desirous to start benefits as soon as they can, females apparently more so than males. I don't think the claiming age deci...
by hoops777
Sun Jul 08, 2018 12:59 pm
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

My wife is 68 and I am 66 and retired last year.After research and some help on this awesome forum,I determined it was optimal for us to have my wife start at 68 and myself claim spousal benefits at the same time,then my full at 70.
by hoops777
Fri Jul 06, 2018 9:15 pm
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

Jane Bryant Quinn said all too often the man decides when he wants to take SS without any regard for the spouse. Talking to my (male) friends, I agree with Jane Quinn completely. Also, they calculate break-even and consider only the benefits paid to them while they are alive, not the benefits on th...
by hoops777
Fri Jul 06, 2018 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 5228

Re: How do normal people afford the Bay Area?

Yes all of us suffering in California should be pitied for developing the FIFTH largest economy in the world.It is just a different place in soooo many ways.I am retired,live in one of the nicest cities in the Bay Area,have a paid off home and never even sniffed a tech job.Believe it or not,there ar...
by hoops777
Fri Jul 06, 2018 8:55 pm
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

Maybe it will be enough to offset the Medicare premium and out of pocket expenses being discussed on another thread. :? That's why I'm maxing out our family HSA and no longer withdrawing anything from it unless we absolutely have to. We're saving receipts for eligible expenses. We expect to have be...
by hoops777
Fri Jul 06, 2018 6:27 pm
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 5228

Re: How do normal people afford the Bay Area?

I hope you all realize that the Bay Area is much more than SV and SF. There are many nice places you can buy for in the 800,000’s both single family homes or nice townhomes in good areas. If you want to live real close to SV or in the heart of SF,well then you are talking bigger bucks which is your ...
by hoops777
Fri Jul 06, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 5228

Re: How do normal people afford the Bay Area?

Anyone who thinks 200,000 is not enough income to live a nice life in the Bay Area is mistaken.Yes,you cannot live in the more expensive areas if you need a big place and have 4 kids,but people are getting a bit carried away with all the hyperbole,or they simply have expectations that are too high.
by hoops777
Thu Jul 05, 2018 9:08 pm
Forum: Investing - Theory, News & General
Topic: SS taken at 62 vs. 70, but measured from 70+
Replies: 189
Views: 11664

Re: SS taken at 62 vs. 70, but measured from 70+

So it's either 75% to everyone (even existing people) or something 100% to all people already on it, and 50% to all new retirees (which would make taking it at 62 for me even MORE imperative to get grandfathered in). I think it would be way worse than that if they tried to only hit new retirees. Wh...