Search found 2223 matches

by hoops777
Mon Jun 11, 2018 9:58 pm
Forum: Personal Consumer Issues
Topic: Boulder to Denver one day trip
Replies: 3
Views: 457

Re: Boulder to Denver one day trip

Thanks.It was not a problem.Was a little disappointed in downtown Denver though.Boulder was awesome.
by hoops777
Sun Jun 10, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: Boulder to Denver one day trip
Replies: 3
Views: 457

Boulder to Denver one day trip

We are driving from Loveland to Boulder to downtown Denver and then to our airport hotel tomorrow. Leaving Loveland about 9 and going on 287 to 119 to Boulder.Leave Boulder about 1 and drive to Denver.Uncertain about what time to leave downtown Denver to our hotel which is in or close to Aurora,abou...
by hoops777
Tue Jun 05, 2018 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: CD interest
Replies: 18
Views: 2021

Re: CD interest

Thanks Kevin.I bought the 2 year from WF in a large amount.The 5 year is up to 3.3 but I am sticking with the 2 yr.I guess I will initially put the monthly interest in the 1.6 money fund unless you have a better idea.
by hoops777
Tue Jun 05, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4914

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

1. What do you do? For professionals there are probably more opportunities in Philly. The only SP500 company here is Freeport McMoran. In my situation I am a physician in private practice and Phoenix is less saturated and easier to practice here. Not to nitpick, and I don't live in AZ, but uh, this...
by hoops777
Tue Jun 05, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: CD interest
Replies: 18
Views: 2021

Re: CD interest

Ok.Thanks.
by hoops777
Tue Jun 05, 2018 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: CD interest
Replies: 18
Views: 2021

CD interest

Is it better to buy a brokered CD that pays monthly or semi-annually if you are not spending the interest?If it pays monthly you have to reinvest in something.
Schwab has their money fund paying 1.6.
Wells Fargo has a 2 year paying 2.8 monthly.Another Bank has one also paying 2.8 semi-annually.
by hoops777
Mon Jun 04, 2018 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4914

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

...I wouldn't call the summers here brutal. If you live here you get used to it. My parents typically do not leave their house between 9 and 5 during the summer months unless they have to. This has been the case for pretty much as long as they have been there. So not everyone “gets used to it” as y...
by hoops777
Sun Jun 03, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4914

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

I moved from the heat and humidity of New Orleans to the dry heat of Phoenix over 22 years ago. If I had it to do all over, I'd do it again in a heartbeat. Here's the difference: With heat and humidity, you drip from perspiration all summer. Heat/humidity is an energy drainer. Dry heat combined wit...
by hoops777
Sun Jun 03, 2018 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4914

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

Maybe your wife could accept the job there and try living there for a few months,while you stay in Philly.You can fly there a few times,maybe use up all your vacation time for a longer stay.She can rent very cheaply.Worst case, she decides to go back to Philly and finds another job and you keep the ...
by hoops777
Sun Jun 03, 2018 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4914

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

We moved from the Bay Area to Phoenix area in 2003 and stayed 3 years.We liked it and found the summer heat very tolerable.You have arguably the best weather in the country for the other 8 months.I would have no problem moving back there.Most of it comes down to how you deal with the summer heat.We ...
by hoops777
Sun Jun 03, 2018 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: 125K Spend - Would you do this ?
Replies: 53
Views: 4929

Re: 125K Spend - Would you do this ?

[quote=ResearchMed Or... look for a very high end sofa, one that is very deep (I'm referring to the distance from front edge to back support). You'd want some extra pillows/cushions when it's used for sitting, or it wouldn't be comfortable. This can be almost like a twin bed. We have a corduroy sof...
by hoops777
Sat Jun 02, 2018 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: 125K Spend - Would you do this ?
Replies: 53
Views: 4929

Re: 125K Spend - Would you do this ?

You can fit 2 twin beds in your bedroom easily and just put them next to each other like one larger bed.Pretty simple solution.They also make adjustable beds that go side by side if you need that.Your movements will not disturb your wife in either case.
by hoops777
Wed May 30, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 812

Re: Thinking past results are reliable

Because there was a ref who was tied to gambling does not make the sport corrupt and controlled by evil villains.Do you honestly think professional athletes who put in an unbelievable amount of work to become the best in the world and are already making vast sums of money are throwing games?Do you ...
by hoops777
Wed May 30, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 812

Re: Thinking past results are reliable

That or the NBA puppet masters want another Golden State vs. Lebron matchup. Don't underestimate how rigged the "game" is. No no no.Please do not tell me that you think that is even possible.Were they pulling strings on their arms when they were shooting the ball :D I think they were tired and star...
by hoops777
Tue May 29, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 812

Re: Thinking past results are reliable

That or the NBA puppet masters want another Golden State vs. Lebron matchup. Don't underestimate how rigged the "game" is. No no no.Please do not tell me that you think that is even possible.Were they pulling strings on their arms when they were shooting the ball :D I think they were tired and star...
by hoops777
Tue May 29, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Thinking past results are reliable
Replies: 10
Views: 812

Thinking past results are reliable

You just never really know..I was reminded of that last night watching game 7 of the NBA Western Conf finals.Houston,on their home court missed 27 consecutive 3 point shots and lost to the Warriors.I cannot even fathom the probability of that happening.A good lesson in thinking something could never...
by hoops777
Fri May 25, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: vinyl plank brands, which is best?
Replies: 13
Views: 1363

Re: vinyl plank brands, which is best?

It can be installed on stairs but you need stair nosing.I would not attempt the stairs yourself.The mm is the wearlayer thickness,not the plank.More wearlayer is better.Everyone thinks installing lvt or laminate is easy,but it is not.The middle of the room is easy,but doorways,halls,corners,angles o...
by hoops777
Tue May 22, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

There's a pretty interesting town a few miles east of Newark and easily accessible by train. I forget its name. But if I remember correctly they have a baseball team, and I think Frank Sinatra and Billy Joel wrote songs about it. It's kind of like Albany but bigger. If you are flying from Californi...
by hoops777
Tue May 22, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

There's a pretty interesting town a few miles east of Newark and easily accessible by train. I forget its name. But if I remember correctly they have a baseball team, and I think Frank Sinatra and Billy Joel wrote songs about it. It's kind of like Albany but bigger. If you are flying from Californi...
by hoops777
Mon May 21, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Definitely checking out Woodstock.We love small towns.
by hoops777
Mon May 21, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Should we visit the Berkshires since we have added a couple of days?
by hoops777
Mon May 21, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Thanks.I assumed there must be a lot of bridges which is great since I am a lousy swimmer :D
by hoops777
Mon May 21, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Lots of good suggestions which are worth repeating and confirming. October would be my most favorite month to do this. If you have the time to drive up on Rt. 9 on the east side of the Hudson River and make many stops (with some layovers), you’d be traveling in an area rich in attractions. It seems...
by hoops777
Mon May 21, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 987

Re: Another road trip Denver to Cheyenne

Too bad my grandson will not be with us.Do the trains run frequently?I might go and take a video for the little guy :happy The trains probably run frequently, as it is a big Union Pacific train yard (that might not be the specific or correct term for it) and as I recall the pedestrian bridge crosse...
by hoops777
Mon May 21, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Thanks.I would love to go to the Hall of Fame but my wife hates baseball.We will see how that works out :D I actually brought a book to read, when we went there! Still, it was much more interesting than I thought it would be. I'm still not a baseball fan, but I understand the reverence while viewin...
by hoops777
Mon May 21, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 987

Re: Another road trip Denver to Cheyenne

Laramie is a real small town that you can fly past if you aren't careful. The University of Wyoming is located here and not much else. The Wyoming Territorial Prison makes for an educational stop. And if one is really into trains, they can stand on the pedestrian railroad overpass just west of down...
by hoops777
Mon May 21, 2018 11:48 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 987

Re: Another road trip Denver to Cheyenne

Not much in the way of tourist stops from Denver to Cheyenne. Be mindful of altitude if you are not living at altitude and drink lots and lots of water. Fort Collins has a nice old town with a bit of history. Did you know that Walt Disney used old town Fort Collins as his model for Main Street in D...
by hoops777
Sun May 20, 2018 8:05 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Thanks.I would love to go to the Hall of Fame but my wife hates baseball.We will see how that works out :D
by hoops777
Sun May 20, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

I know I keep changing my mind but I believe I have settled on this after reading all the suggestions. We are flying from Calif to DC and spending 5 nights.We are then flying from DC to Albany and renting a car.We will drive from that area to Newark airport and fly home.I got a good deal on a one wa...
by hoops777
Sun May 20, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

How about flying into Westchester County Airport in White Plains? https://airport.westchestergov.com/airlines/airline-information served by American Airlines and Delta easy in/easy out If you stick with Newark, I'd drive NJ Turnpike up to I-80 then Palisades Parkway north and cross over into NY sta...
by hoops777
Sun May 20, 2018 12:08 pm
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 987

Re: Another road trip Denver to Cheyenne

Not much in the way of tourist stops from Denver to Cheyenne. Be mindful of altitude if you are not living at altitude and drink lots and lots of water. Fort Collins has a nice old town with a bit of history. Did you know that Walt Disney used old town Fort Collins as his model for Main Street in D...
by hoops777
Sat May 19, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

To me the more stops the more potential problems. We have now changed our trip!We are flying to DC and then flying to Albany.We plan on renting a car for a couple days and then take the train to NYC and stay there for a couple days.We leave on Tuesday and return home the following week on Friday. So...
by hoops777
Sat May 19, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 987

Another road trip Denver to Cheyenne

We are flying to Denver for 4 days and are going to drive up to Cheyenne and possibly Laramie,June 8. Any hidden gems we should see?We were going to see Steamboat Springs but I think it is too out of the way.My wife wants no part of driving on high mountain roads that have big drops without barriers...
by hoops777
Sat May 19, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Thanks to all for great suggestions :happy
by hoops777
Fri May 18, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Re: Road trip Newark NJ to Albany

Thanks for the replies.The reason for flying to Newark from Calif is SWA has non stop flights.I could fly to Albany but it takes about 4 more hours and terrible flight times.I also figured there would be something to see on the drive to and from.We may consider the train.We have been to Manhattan a ...
by hoops777
Thu May 17, 2018 11:07 pm
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 76
Views: 3608

Road trip Newark NJ to Albany

Thinking of flying to Newark in October and driving up to the Albany area.We like small towns and nice scenery.Any suggestions would be appreciated.Will spend a week and fly back home from Newark or maybe do a one way car rental and fly home from another airport back to California
by hoops777
Tue May 15, 2018 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Does it make sense to rent as a retiree?
Replies: 83
Views: 8942

Re: Does it make sense to rent as a retiree?

Rentals always seem to be classified as inferior quality which is simply not true.You can rent places you would not want your dog to live in or you can rent luxury properties that dwarf your current home.It depends what and where you want.If you live in a hcol area and are moving to a lcol area you ...
by hoops777
Tue May 15, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Popular Mechanics magazine scam [subscription won't stop]
Replies: 31
Views: 5479

Re: Popular Mechanics magazine scam [subscription won't stop]

I paid for a year of Popular Mechanics by check, and now my year is up. The magazine is so-so, and I don't intend to renew. However, I received a notice that, "as part of our Continuous Service program, your subscription will automatically renew unless you tell us to stop." I don't remember signing...
by hoops777
Sun May 13, 2018 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9232

Re: Retire Internationally for FIRE

I moved to Germany in 2006, not exactly to retire, but in many ways I realize that was what I did because I am no longer doing the work I did in the States. I am working almost fulltime as an English teacher and will do so until my second retirement. Many, many things are cheaper, except for real e...
by hoops777
Sun May 13, 2018 7:29 pm
Forum: Personal Consumer Issues
Topic: Infrared Sauna at home
Replies: 21
Views: 2900

Re: Infrared Sauna at home

That been clinical research studies that are easy to look up.
by hoops777
Sat May 12, 2018 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9232

Re: Retire Internationally for FIRE

Your lifestyle and where you like to live is not worth arguing about.It is totally an individual choice and your paradise might be my hell and vice versa.
As imperfect as the USA is,there is no doubt it is a place many more want to come to than leave.
by hoops777
Wed May 09, 2018 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated tax question
Replies: 21
Views: 1690

Re: Estimated tax question

Thanks.
by hoops777
Wed May 09, 2018 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated tax question
Replies: 21
Views: 1690

Estimated tax question

First year in retirement making estimated taxes.I am assuming I can pay the full years estimated tax in my first payment that was due in April?
by hoops777
Wed May 09, 2018 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Retire Internationally for FIRE
Replies: 78
Views: 9232

Re: Retire Internationally for FIRE

You only have one life.The grass isn’t always greener on the other side.
I think it is easy to find things wrong here and fantasize that all will be wonderful somewhere else.There are reasons that places are cheap or expensive,most of the time very good reasons.
by hoops777
Tue May 08, 2018 10:58 am
Forum: Personal Consumer Issues
Topic: Memory Foam Mattress Recomendations
Replies: 63
Views: 7255

Re: Memory Foam Mattress Recomendations

All I can say is we have had our original tempur-pedic for 15 years and it is still the best mattress I have ever had.All of these new less expensive versions may be as or nearly as good,cannot answer that.
by hoops777
Sat May 05, 2018 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software
Replies: 17
Views: 1194

Re: Tax software

Thank you.
by hoops777
Sat May 05, 2018 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software
Replies: 17
Views: 1194

Re: Tax software

Something else to consider in deciding on a conversion is that without a Roth conversion it appears non of your SS will be taxed. If you convert to the top of the 12% bracket 85% of your SS will be taxed, thus increasing the cost of the conversion. This might argue for an every other year conversio...
by hoops777
Sat May 05, 2018 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 federal tax calculator
Replies: 12
Views: 2187

Re: 2018 federal tax calculator

What I do not get about this calculator and some others is it lists long term capital gains/losses but only takes amount without saying it us a loss or gain Gains are positive and losses are negative? What I meant is there is an input that says cap gains/losses with no way to enter a +/- so how doe...
by hoops777
Sat May 05, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 federal tax calculator
Replies: 12
Views: 2187

Re: 2018 federal tax calculator

What I do not get about this calculator and some others is it lists long term capital gains/losses but only takes amount without saying it us a loss or gain
by hoops777
Sat May 05, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Tax software
Replies: 17
Views: 1194

Re: Tax software

That makes good sense.I would rather have more money in the Roth.Thanks.