Search found 2131 matches

by bungalow10
Thu Jun 21, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: HVAC installer just asked to borrow money..
Replies: 9
Views: 1419

Re: HVAC installer just asked to borrow money..

I had something similiar happen, and I've never had this happen before, in all my ~15 years of home ownership. We got four bids on wood floors and choose one based on quality, communication, and price. Entire install went absolutely perfect - quality, timeliness, cleanliness. I was thrilled. We paid...
by bungalow10
Thu Jun 14, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: How do you celebrate (potty trained kid) milestone with your spouse?
Replies: 93
Views: 4736

Re: How do you celebrate (potty trained kid) milestone with your spouse?

New underwear for the whole family?

Wine?

Make another baby?

In that order.
by bungalow10
Tue Jun 12, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Another home thread: 2mil / 40K in taxes
Replies: 59
Views: 5367

Re: Another home thread: 2mil / 40K in taxes

Of course you can afford it. DW & I just bought a house for $1.8M and we only make $300k combined. This. I bought a $800k house on $200k. Put a little extra down, cutting the budget back quite a bit. There are many parts of the country where houses are $700,000-$1M and households don't have the ben...
by bungalow10
Fri Jun 01, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Renter Insurance for Collage student living in Dorm?
Replies: 6
Views: 644

Re: Renter Insurance for Collage student living in Dorm?

I think things like theft and water/fire damage are much more likely in a dorm environment. A friend of mine (back in the day) had her belongings in storage between college dorm moves and the storage unit burned down. All her stuff was replaced under her parents' insurance - including clothing, comp...
by bungalow10
Fri Jun 01, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Affresh or Clorox?
Replies: 10
Views: 1030

Re: Affresh or Clorox?

Clean the pump filter. The smell is the water that gets stuck in the pump. It gets musty, mustier the longer you go between loads. Bleach is temporary and will get stuck in the pump and potentially ruin the next load. Keeping the door open only lets the smell dissipate over time, rather than hittin...
by bungalow10
Tue May 22, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Babymoon - Hawaii Recommendations/Expected Costs
Replies: 27
Views: 1848

Re: Babymoon - Hawaii Recommendations/Expected Costs

Where are you flying from? Being from Chicago - the last thing I'd want to do while pregnant is a 7+ hour flight to Hawaii.
by bungalow10
Mon May 21, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a Vacation Rental Property as an Investment
Replies: 53
Views: 4461

Re: Buying a Vacation Rental Property as an Investment

Every new person I seem to meet these days is buying up vacation rental properties. Most have appreciated more than the rest of the market in recent years and they are seen as a "sure thing" from investment standpoints - which is a clue that we are at the top of the cycle. I met a couple this weeken...
by bungalow10
Mon May 21, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: International travel for Christmas
Replies: 26
Views: 1475

International travel for Christmas

I have a lot of United miles that I'd love to use for a Christmas/Holiday 2018 international trip for me, DH, and our three kids (10, 8, 5). We briefly lived in Europe and find European travel easy, but wondering if there is somewhere else we should go. We all have passports and are good travelers, ...
by bungalow10
Thu May 17, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3084

Re: Hot food flavoring (sauces, spices and peppers)

We love spicy food. Some of my favorite hot seasonings are ... - Yuzu from Trader Joes (condiment) - Harissa (can get this anywhere - great for roasted foods and in soups) - Canned chipotles (great for meats and bean soups for a low, slow heat that builds in your mouth) - Korean red chili paste (coo...
by bungalow10
Wed May 09, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5770

Re: How to handle problem employee

SrGrumpy wrote:
Wed May 09, 2018 3:15 pm
davebo wrote:
Tue May 08, 2018 10:08 pm
She pauses and says "I'm sorry, I don't understand".
#I'mWithHer
Best comment of the thread. I'm just happy I'm not her.
by bungalow10
Wed May 09, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5770

Re: How to handle problem employee

I'm a relatively new manager, just 6 months into the job. I inherited an employee and I think I'm seeing that we have a personality conflict. She has a fair amount of experience at other companies, but is pretty new to our company. I think you may not appreciate her experience, especially if proces...
by bungalow10
Fri May 04, 2018 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Moving downtown Chicago. Should I sell my car?
Replies: 41
Views: 2687

Re: Moving downtown Chicago. Should I sell my car?

Sell the car. I live in the 'burbs and work downtown. Most of my downtown friends with cars complain their cars don't even start when they need them because they drive so infrequently. I would not want the hassle of a car ( we were car-free for 8 months recently) if I didn't have to have one.
by bungalow10
Fri Apr 27, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Wedding - financial burden on couple and attendees
Replies: 168
Views: 10596

Re: Wedding - financial burden on couple and attendees

I always thought destination weddings were less expensive for the couple - I tried to talk DH into one years ago and it was very reasonable.
by bungalow10
Tue Apr 24, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Kitchen Faucet & Sink recommendations?
Replies: 55
Views: 5132

Re: Kitchen Faucet & Sink recommendations?

Kraus sink, Delta faucet. Can't go wrong.
by bungalow10
Tue Apr 24, 2018 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Salary Negotiation gone sour
Replies: 98
Views: 10303

Re: Salary Negotiation gone sour

This doesn't sound like it went sour. You just didn't close the deal. Don't burn bridges, reach back out to the recruiter in 60-90 days to see if other opportunities are out there.

You passed the interview process, keep your name at the top of the list.
by bungalow10
Wed Apr 18, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 11652

Re: Quitting job - what to do if getting walked to the door

He should change his email out of office notice just prior to giving his notice, both internal and external. Just give whatever basic information needed and contact info.... nothing cute.
by bungalow10
Fri Apr 13, 2018 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Job change - how to approach
Replies: 4
Views: 359

Job change - how to approach

I've been with my current employer 15+ years and had a great run. I'm interested in changing companies, maybe even fields (slightly). How does one go about finding a recruiters/headhunter that will help with finding the right opportunities?

Word of mouth is good, but also a little dangerous.
by bungalow10
Thu Apr 12, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 38873

Re: Name something you bought that wasn't cheap and glad you did

Peloton. LOVE the bike, the experience, the results.
by bungalow10
Thu Apr 12, 2018 2:28 pm
Forum: Personal Consumer Issues
Topic: Does it make sense to buy new appliances when there's a good sale before you need them?
Replies: 28
Views: 1845

Re: Does it make sense to buy new appliances when there's a good sale before you need them?

No. Unless you have a need (or a strong want and extra cash) for a refrigerator upgrade (ie - water in the door, more capacity, etc). I would wait. There are literally always sales. We used to own apartment buildings and never had issues finding appliance sales even when appliances broke at the wors...
by bungalow10
Thu Apr 12, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Mid-40s in tech - how to pass off as acceptably young
Replies: 111
Views: 10684

Re: Mid-40s in tech - how to pass off as acceptably young

Slim cut clothing, minimalism style (try Everlane.com for clothes appropriate for all ages - high quality). Update shoes. High quality leather loafers with white soles is a good look. Try a color like navy, dark gray, dark pine, or just go with brown. No black. Watch. Doesn't have to be high end, bu...
by bungalow10
Mon Apr 09, 2018 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 13650

Re: Ivy school education. Is it worth it?

I work in Operations at a Fortune 500 CPG. I work with many, many Ivy league grads, some super smart people - Harvard and MIT are big recruiting pools for us. All a ton of Penn State grads. All super bright and hard working. But what grads make up the majority of the top of the org chart.... Michiga...
by bungalow10
Wed Apr 04, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: College freshman shopping—what don’t we need?
Replies: 45
Views: 2963

Re: College freshman shopping—what don’t we need?

Post the list. As someone who recently moved overseas with her husband and three kids, and is living without our "stuff" for five weeks, I can weigh in on what is essential :)
by bungalow10
Fri Mar 23, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 2977

Re: Coffee maker recommendations

My wife bought me a Cuisanart 5 years ago where you can adjust the heat and strength of the coffee. Best tasting coffee I've ever had and even thought of buying an extra one because company's change models often. Haven't yet. However by coincidence Consumers Reports rated it the best also. May be t...
by bungalow10
Fri Mar 23, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 2977

Re: Coffee maker recommendations

No offense, but this sounds absurd to me. The only thing different you would be doing to make your morning coffee is go down a flight of stairs and wait for it to brew since you have to make it either way in either location. Just get the exercise go downstairs and make your coffee. Also, do you wan...
by bungalow10
Thu Mar 22, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 2977

Re: Coffee maker recommendations

robebibb wrote:
Thu Mar 22, 2018 2:30 pm
Pourover with electric kettle, burr grinder, and freshly roasted beans.
Too much stuff for my bedroom, that would be a better kitchen setup (and is very close to what I have).
by bungalow10
Thu Mar 22, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 2977

Coffee maker recommendations

I want a coffee maker in the master suite. Going down to the kitchen to make coffee in the morning, at least that first cup, takes up way too much of my time... maybe I was spoiled by hotels or by the small pantry I used to have off my bedroom in our last place. Does anyone else have a bedroom coffe...
by bungalow10
Tue Mar 13, 2018 8:51 am
Forum: Personal Consumer Issues
Topic: As a home buyer, do you use your own realtor or agent?
Replies: 25
Views: 2226

Re: As a home buyer, do you use your own realtor or agent?

I close on a house in a little over a week. Of the 13 (I think?) houses I went through, only half were active listings on the MLS. Had I not had a realtor, I would never have known the house I'm buying was even a possibility. Of the four houses we liked, the one on the MLS sold immediately for it's ...
by bungalow10
Fri Mar 09, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: What do you pay for your phone/cable/internet? REAL total with tax?
Replies: 48
Views: 2950

Re: What do you pay for your phone/cable/internet? REAL total with tax?

wow!

Do they provide a breakout? I wonder how many are local?
by bungalow10
Fri Mar 09, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 45
Views: 4166

Re: Need Help Solving A House Smell Mystery

Repaint the closets. Also (not knowing just how strong the smell is), I've had good luck with vinegar. I have taken a musty-smelling dresser (it had athletic shoes in it) and put a bowl of white vinegar in it (being careful not to spill) and let it sit for a few days. Musty smell gone. No idea why i...
by bungalow10
Fri Mar 09, 2018 6:51 am
Forum: Personal Finance (Not Investing)
Topic: How can I provide rental references as a longtime homeowner?
Replies: 17
Views: 1868

Re: How can I provide rental references as a longtime homeowner?

DH and I owned a four unit rental for seven years. We were more concerned with outstanding judgements and ontime payments to things like utility companies, cable, cell phone, etc. I never rented to anyone that owed a utility company a back payment or had been evicted or sued for back rent. As long ...
by bungalow10
Fri Mar 09, 2018 6:44 am
Forum: Personal Finance (Not Investing)
Topic: How can I provide rental references as a longtime homeowner?
Replies: 17
Views: 1868

Re: How can I provide rental references as a longtime homeowner?

No, you won't. We rented in for ten months 2016-2017 after being homeowners for ~13 years. The landlord ran a credit report, verified income. Didn't care that we still had our mortgage payment out of state. No biggie. We are also renting right now, but in Europe. Similar deal - verify employment. We...
by bungalow10
Fri Mar 09, 2018 3:28 am
Forum: Investing - Help with Personal Investments
Topic: Can I take an 85+% pay cut for fun?
Replies: 80
Views: 9367

Re: Can I take an 85+% pay cut for fun?

If it were me, I would spend the next 12 months setting up expenses to be on a path to hit ~80k per year (60% of current spend, your house is paid off - this should be doable). If you can do that and in 12 months still want to bail, you will have a much more likely chance of success and happiness. Y...
by bungalow10
Fri Mar 09, 2018 3:12 am
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 45
Views: 4166

Re: Need Help Solving A House Smell Mystery

This thread sounds like it could get fun! OP - can you answer a few questions? 1. Does the house have carpet? Did you put it in or the flipper? Can you peel up a corner to see what is underneath? 2. Do all drains have proper traps? Have you had them unclogged by a pro - something may be in there tha...
by bungalow10
Thu Mar 08, 2018 2:19 pm
Forum: Personal Consumer Issues
Topic: Is this too much for a kitchen?
Replies: 69
Views: 6939

Re: Is this too much for a kitchen?

You have the money and you plan to stay. I don't think the cost is out of line with what a good kitchen does cost nor the value of the house. I say go for it. The most heartbreaking thing I see house hunting is when someone does all the updates and then moves :( Do them while you plan to stay to enj...
by bungalow10
Thu Mar 08, 2018 12:05 pm
Forum: Investing - Help with Personal Investments
Topic: Stuck - what to do with lump sum severance
Replies: 11
Views: 1136

Re: Stuck - what to do with lump sum severance

Another vote for paying down that primary residence. You will thank yourself later when you wipe it out a substantial number of years early!!
by bungalow10
Thu Mar 08, 2018 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford a 760K home
Replies: 32
Views: 3026

Re: Can we afford a 760K home

No, you can't afford it. Here's why: 200 cash 410 + brokerage 230 + 401k 770 + zillow's value 390 - current mortgage -------------------------- 1,220 = tentative net worth. Of this amount, your liquid assets is 610k. Let's say you buy 760k house and put 20% down, your liquid assets will become 458k...
by bungalow10
Thu Mar 08, 2018 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford a 760K home
Replies: 32
Views: 3026

Re: Can we afford a 760K home

I'm buying an $800k house with $18,000 in taxes in the midwest in about two weeks. My income (one income family) is about $200,000/year. We are putting 25% down (600k mortgage) and the one opportunity we have that you probably don't is we are going to contest our property taxes as soon as we close. ...
by bungalow10
Wed Mar 07, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Car Subscriptions
Replies: 22
Views: 2441

Re: Car Subscriptions

They do this in the Netherlands. You can do car leases in terms as short as 90 days, and they often have 30 day out clauses. The cost per month includes insurance and taxes. It's not a horrible deal. If someone needs a car for just a month (say they are moving) or just during the winter or summer, o...
by bungalow10
Mon Mar 05, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: Rome-Florence-Venice-Prague summer vacation
Replies: 54
Views: 3435

Re: Rome-Florence-Venice-Prague summer vacation

I'm surprised at all the comments saying you won't need cash. I live in Amsterdam and have recently been in Sicily, Belgium, Germany, Prague, and Dublin and in the major cities I find Euros are needed. We use our chip and pin a lot, but many places, especially street vendors, are cash only. Czech Re...
by bungalow10
Mon Mar 05, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: Converting old home to open plan layout?
Replies: 45
Views: 4141

Re: Converting old home to open plan layout?

Be conservative on the open kitchen. It is much less popular today than it was a decade ago. Separate dining rooms are also being utilized more.

Open floor plans photograph well.. think HGTV, but they don't rank as high when it comes to usability - especially if you have kids.
by bungalow10
Sat Mar 03, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: 2014 Honda CR-V Certified
Replies: 10
Views: 785

Re: 2014 Honda CR-V Certified

Thanks for the advice and input! The price on this one is neck-and-neck (or better) with non-certified CR-Vs around the area, and about $1500 less than it's nearest Carmax counterpart. That's a good price if well under $20k (2WD, no NAV). https://www.carmax.com/car/15522310 https://www.carmax.com/c...
by bungalow10
Sat Mar 03, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: 2014 Honda CR-V Certified
Replies: 10
Views: 785

Re: 2014 Honda CR-V Certified

Thanks for the advice and input! The price on this one is neck-and-neck (or better) with non-certified CR-Vs around the area, and about $1500 less than it's nearest Carmax counterpart. I saw the recommendation for the Pilot.. I just don't like the Pilot. I don't know why. DH wanted a Pilot instead o...
by bungalow10
Sat Mar 03, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: 2014 Honda CR-V Certified
Replies: 10
Views: 785

2014 Honda CR-V Certified

We are in the process of moving back to the US and that means we need to buy two vehicles (oh joy!). We loved our 2015 Odyssey EX-L, so we are buying a new 2018 model of almost the exact same specs. That one was easy-peasy. The same dealership, which has been great to work with from 4000 miles away,...
by bungalow10
Sat Mar 03, 2018 2:20 am
Forum: Personal Finance (Not Investing)
Topic: What was your % pay raise?
Replies: 179
Views: 19597

Re: What was your % pay raise?

No bonus, no raise. Fortune 500.
by bungalow10
Fri Mar 02, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7952

Re: Kitchen features

Stuff we didn't use - wine/beverage refrigerator. I was excited, but we hardly used it. - second sink - rarely used it - over stove microwave - DANGEROUS - built in soap dispenser - we never filled it The second sink is mainly used at parties. So if OP isn't an entertainer then there really is no p...
by bungalow10
Fri Mar 02, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7952

Re: Kitchen features

Stuff we didn't use - wine/beverage refrigerator. I was excited, but we hardly used it. - second sink - rarely used it - over stove microwave - DANGEROUS - built in soap dispenser - we never filled it The second sink is mainly used at parties. So if OP isn't an entertainer then there really is no p...
by bungalow10
Fri Mar 02, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7952

Re: Kitchen features

Wow! You guys really put a lot of thought into your kitchens! We need to remodel our kitchen, and I never would have thought of any of these things. I have just had a lot of kitchens... 1912 Craftsman house kitchen, post-war military Colonial kitchen (nice house, just small), nice Chicago-suburb ki...
by bungalow10
Fri Mar 02, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 108
Views: 7952

Re: Kitchen features

I've been moving a lot these last three years (six kitchens, 2.5 years) and here are the features I have loved (and not loved) ... Loved - under-cabinet lights. Must do. - pull out faucet - stainless steel sink (cost effective and durable). get a deep one. - counter seating - tons of drawers - I lov...
by bungalow10
Fri Mar 02, 2018 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage Pre-approval needed 3+ credit card accounts to show credit history
Replies: 17
Views: 1182

Re: Mortgage Pre-approval needed 3+ credit card accounts to show credit history

1. You need a lender that does full underwriting. Most credit unions (PenFed is a good example) do full underwriting.

2. You can (and should) apply and borrow jointly.
by bungalow10
Fri Feb 23, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: Help! Buying my first sofa/couch
Replies: 27
Views: 1677

Re: Help! Buying my first sofa/couch

Costco furniture is crap. I've purchased two couches, neither lasted beyond four years, a patio set (two years - returned it), and my kids bedroom furniture (finish looks horrible). I am buying two couches when returning to the US in a few weeks... IKEA. I've started shopping here in Europe and love...