Search found 2153 matches

by bungalow10
Fri Oct 05, 2018 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Mr. Money Mustache is the BOMB!
Replies: 32
Views: 5195

Re: Mr. Money Mustache is the BOMB!

DH and I have been extremely happy when struggling to get by (struggling more than I think we even realized at the time). We have been happy when flush with cash. We have been happy when the decisions to be frugal have given us options... we have managed to be happy when the results of those decisio...
by bungalow10
Sun Aug 26, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8733

Re: Ladies: bra shopping question

I highly highly highly recommend A Bra That Fits - https://www.reddit.com/r/ABraThatFits/wiki/beginners_guide I found out two years ago (via that site) I'm a 30C. I didn't even know that size existed, even Nordstroms doesn't even carry it. Now that I know, I can easily buy high quality, attractive a...
by bungalow10
Mon Aug 20, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Establishing Residency as College Tuition Strategy
Replies: 16
Views: 901

Re: Establishing Residency as College Tuition Strategy

I would never move solely in order to attempt to reduce tuition costs. Your need is too far off, and things change far too quickly and far too often for this to be a reasonable strategy, IMHO. Put money in a 529, and deal with the college choice (if any) when the time comes. I didn't say I was movi...
by bungalow10
Mon Aug 20, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Establishing Residency as College Tuition Strategy
Replies: 16
Views: 901

Establishing Residency as College Tuition Strategy

I live in a state with expensive in-state tuition costs (Illinois) and many of my friends with college age kids are sending them out of state to Iowa or Wisconsin and telling me OOS tuition is cheaper than in-state Illinois tuition. I looked up one school that I think my youngest will be interested ...
by bungalow10
Mon Jul 30, 2018 1:38 pm
Forum: Personal Consumer Issues
Topic: Home audio - what do I need
Replies: 3
Views: 549

Home audio - what do I need

I purchased a house with in-ceiling speakers. Set up is below, I need advice specifically on what equipment to buy for the Living Room - it looks like I would need three different receivers? Unless there is an amp/switch type arrangement? The previous owners had Sonos, but I'm not sure exactly what ...
by bungalow10
Sat Jul 28, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

Lol, or those with three kids that combined out weigh their mom by 50% (75 lbs plus 60 lbs plus 45 lbs, I weigh 120).

You are making this harder than it needs to be. Peloton is a one stop exercise shop. It fits in any schedule, any weather, takes away the excuses.
by bungalow10
Sat Jul 28, 2018 9:46 am
Forum: Personal Finance (Not Investing)
Topic: House purchase - Can I afford? (not what you think)
Replies: 2
Views: 656

Re: House purchase - Can I afford? (not what you think)

An alternative would be to subtract your monthly savings from your income.
by bungalow10
Sat Jul 28, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: negative comments about "Brazil nuts"
Replies: 32
Views: 3885

Re: negative comments about "Brazil nuts"

I've been burned by Amazon by things that need to be fresh too many times. Rancid or stale food, even lotions and cosmetics. I still buy coffee sometimes and RxBars, but everything else edible gets purchased from the grocery store. I would not buy any nuts, nuts are best purchased frequently in smal...
by bungalow10
Sat Jul 28, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: House purchase - Can I afford? (not what you think)
Replies: 2
Views: 656

House purchase - Can I afford? (not what you think)

I've had a few opportunities to do the "can I afford?" house exercise in recent years :oops: due to lots of relocating. One tip I have for anyone who is posting threads and is a Boglehead is to use the online calculators but include your monthly outlay for savings/investing in the "debt" field (Roth...
by bungalow10
Sat Jul 28, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

Honestly, I have been more thoughtful about my health and exercising and considered one of these bikes. The problem I had was you would have to buy shoes, other accessories, etc on top of it. I bought a NordicTrack treadmill on Prime Day instead. $550 delivered to the door. It is compatible with iF...
by bungalow10
Sat Jul 28, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

Cycle wrote:
Sat Jul 28, 2018 4:29 am
Not worth it IMO. Other low cost alternatives are available.
There are alternatives to anything, but there is not anything of comparable quality of both equipment and classes that I have found.
by bungalow10
Sat Jul 28, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 6169

Re: Talk to me about Le Creuset

I have a Le Creuset big set plus three one-off pans plus some bakeware. Family of five, lots of cooking, one boy is 10 and eats like a grown man already :moneybag .... We have moved five times in two years, twice overseas, so I feel I have a REALLY good feel for what I need/use and what I don't for ...
by bungalow10
Fri Jul 20, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Wine chiller
Replies: 11
Views: 931

Wine chiller

It's Friday late afternoon, I have been on the road all week for work. I don't have a bottle of wine chilled. Does anyone have a recommendation for a product or process to quickly chill a single bottle of wine to ~55F? I used to have a built in wine refrigerator, but that is overkill for what I need.
by bungalow10
Mon Jul 16, 2018 1:35 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

Likelihood that someone finds practicing yoga in a third world setting attractive? Not very high. Likelihood that someone is drawn to practicing yoga with a glossy shoot done in a well-lit post industrial loft, in the company of the lithe and limber? Much higher. Same thing is going on here. YMCA h...
by bungalow10
Mon Jul 16, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Why own a bed?
Replies: 140
Views: 10132

Re: Why own a bed?

We slept on these for six weeks when we first moved back to the US. They are $119 each, the size of a twin bed. Two together is a king. They were tough to get used to, but by the end I found them pretty comfy (VERY FIRM). They are currently in the kids' bedrooms as spare bed/couches. https://www.ike...
by bungalow10
Mon Jul 16, 2018 9:52 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

I think you hit on the one big, key difference between the two and it likely is only relevant for those of us that are cyclists as well as spin bike users. Cycling and spinning are two completely different things. To get an indoor cycling workout that benefits your outdoor cycling I think something...
by bungalow10
Mon Jul 16, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

I think you hit on the one big, key difference between the two and it likely is only relevant for those of us that are cyclists as well as spin bike users. Cycling and spinning are two completely different things. To get an indoor cycling workout that benefits your outdoor cycling I think something...
by bungalow10
Mon Jul 16, 2018 8:23 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 10690

Re: Peloton spin bike worth the high cost?

YES! I bought one in early April and love it. I have 60+ bike rides in and 40+ floor (core, arms, whole body) classes in. DH rides it too. Pros - I love the classes. There are about 9000 in the on-demand library and 5-15 new classes every day. The instructors are great, I have my favorites, DH has h...
by bungalow10
Sat Jul 14, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 71
Views: 6387

Re: are mccormick gourmet spices better

hello, are mccormick gourmet spices better than the regular mccormick spices? how about compare with simply organic? or 365 brand? i enjoy finding good spices to cook. but i am also curious why mccormick stock has gone up so much recently. thanks. Penzey's. They have some stores, but their online s...
by bungalow10
Thu Jul 05, 2018 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Closing Thursday but new house wall damaged by seller’s mover
Replies: 16
Views: 2487

Re: Closing Thursday but new house wall damaged by seller’s mover

It is an old house (1930s) not sure if it has anything to do with the drywall finishing? What issues I may encounter down the road because of drywall finishing? Ask them for $100-$200 to have someone come out fix it. If they don't agree I wouldn't sweat it. It looks easy enough to repair. More conc...
by bungalow10
Tue Jul 03, 2018 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Closing Thursday but new house wall damaged by seller’s mover
Replies: 16
Views: 2487

Re: Closing Thursday but new house wall damaged by seller’s mover

Ask them for $100-$200 to have someone come out fix it. If they don't agree I wouldn't sweat it. It looks easy enough to repair. More concerning is that there doesn't appear to be any type of finish on top of the drywall ... I'd be more concerned about the lack of plaster skim coat on the entire wal...
by bungalow10
Sat Jun 23, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: Garage refrigerator
Replies: 22
Views: 2956

Garage refrigerator

We just got rid of the garage refrigerator that came with our house. It wasn’t staying consistently cold and we think it was an electricity hog. It was about 27 years old. We want to replace it, but have had several people tell us we need a refrigerator specifically made for garages.. the Whirlpool ...
by bungalow10
Thu Jun 21, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: HVAC installer just asked to borrow money..
Replies: 10
Views: 2212

Re: HVAC installer just asked to borrow money..

I had something similiar happen, and I've never had this happen before, in all my ~15 years of home ownership. We got four bids on wood floors and choose one based on quality, communication, and price. Entire install went absolutely perfect - quality, timeliness, cleanliness. I was thrilled. We paid...
by bungalow10
Thu Jun 14, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: How do you celebrate (potty trained kid) milestone with your spouse?
Replies: 93
Views: 5617

Re: How do you celebrate (potty trained kid) milestone with your spouse?

New underwear for the whole family?

Wine?

Make another baby?

In that order.
by bungalow10
Tue Jun 12, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Another home thread: 2mil / 40K in taxes
Replies: 59
Views: 5927

Re: Another home thread: 2mil / 40K in taxes

Of course you can afford it. DW & I just bought a house for $1.8M and we only make $300k combined. This. I bought a $800k house on $200k. Put a little extra down, cutting the budget back quite a bit. There are many parts of the country where houses are $700,000-$1M and households don't have the ben...
by bungalow10
Fri Jun 01, 2018 9:10 am
Forum: Personal Consumer Issues
Topic: Renter Insurance for Collage student living in Dorm?
Replies: 6
Views: 734

Re: Renter Insurance for Collage student living in Dorm?

I think things like theft and water/fire damage are much more likely in a dorm environment. A friend of mine (back in the day) had her belongings in storage between college dorm moves and the storage unit burned down. All her stuff was replaced under her parents' insurance - including clothing, comp...
by bungalow10
Fri Jun 01, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Affresh or Clorox?
Replies: 10
Views: 1141

Re: Affresh or Clorox?

Clean the pump filter. The smell is the water that gets stuck in the pump. It gets musty, mustier the longer you go between loads. Bleach is temporary and will get stuck in the pump and potentially ruin the next load. Keeping the door open only lets the smell dissipate over time, rather than hittin...
by bungalow10
Tue May 22, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Babymoon - Hawaii Recommendations/Expected Costs
Replies: 27
Views: 2055

Re: Babymoon - Hawaii Recommendations/Expected Costs

Where are you flying from? Being from Chicago - the last thing I'd want to do while pregnant is a 7+ hour flight to Hawaii.
by bungalow10
Mon May 21, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a Vacation Rental Property as an Investment
Replies: 53
Views: 4947

Re: Buying a Vacation Rental Property as an Investment

Every new person I seem to meet these days is buying up vacation rental properties. Most have appreciated more than the rest of the market in recent years and they are seen as a "sure thing" from investment standpoints - which is a clue that we are at the top of the cycle. I met a couple this weeken...
by bungalow10
Mon May 21, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: International travel for Christmas
Replies: 26
Views: 1723

International travel for Christmas

I have a lot of United miles that I'd love to use for a Christmas/Holiday 2018 international trip for me, DH, and our three kids (10, 8, 5). We briefly lived in Europe and find European travel easy, but wondering if there is somewhere else we should go. We all have passports and are good travelers, ...
by bungalow10
Thu May 17, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3663

Re: Hot food flavoring (sauces, spices and peppers)

We love spicy food. Some of my favorite hot seasonings are ... - Yuzu from Trader Joes (condiment) - Harissa (can get this anywhere - great for roasted foods and in soups) - Canned chipotles (great for meats and bean soups for a low, slow heat that builds in your mouth) - Korean red chili paste (coo...
by bungalow10
Wed May 09, 2018 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 6230

Re: How to handle problem employee

SrGrumpy wrote:
Wed May 09, 2018 3:15 pm
davebo wrote:
Tue May 08, 2018 10:08 pm
She pauses and says "I'm sorry, I don't understand".
#I'mWithHer
Best comment of the thread. I'm just happy I'm not her.
by bungalow10
Wed May 09, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 6230

Re: How to handle problem employee

I'm a relatively new manager, just 6 months into the job. I inherited an employee and I think I'm seeing that we have a personality conflict. She has a fair amount of experience at other companies, but is pretty new to our company. I think you may not appreciate her experience, especially if proces...
by bungalow10
Fri May 04, 2018 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Moving downtown Chicago. Should I sell my car?
Replies: 41
Views: 2992

Re: Moving downtown Chicago. Should I sell my car?

Sell the car. I live in the 'burbs and work downtown. Most of my downtown friends with cars complain their cars don't even start when they need them because they drive so infrequently. I would not want the hassle of a car ( we were car-free for 8 months recently) if I didn't have to have one.
by bungalow10
Fri Apr 27, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Wedding - financial burden on couple and attendees
Replies: 168
Views: 11679

Re: Wedding - financial burden on couple and attendees

I always thought destination weddings were less expensive for the couple - I tried to talk DH into one years ago and it was very reasonable.
by bungalow10
Tue Apr 24, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Kitchen Faucet & Sink recommendations?
Replies: 55
Views: 5887

Re: Kitchen Faucet & Sink recommendations?

Kraus sink, Delta faucet. Can't go wrong.
by bungalow10
Tue Apr 24, 2018 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Salary Negotiation gone sour
Replies: 98
Views: 11004

Re: Salary Negotiation gone sour

This doesn't sound like it went sour. You just didn't close the deal. Don't burn bridges, reach back out to the recruiter in 60-90 days to see if other opportunities are out there.

You passed the interview process, keep your name at the top of the list.
by bungalow10
Wed Apr 18, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 12426

Re: Quitting job - what to do if getting walked to the door

He should change his email out of office notice just prior to giving his notice, both internal and external. Just give whatever basic information needed and contact info.... nothing cute.
by bungalow10
Fri Apr 13, 2018 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Job change - how to approach
Replies: 4
Views: 429

Job change - how to approach

I've been with my current employer 15+ years and had a great run. I'm interested in changing companies, maybe even fields (slightly). How does one go about finding a recruiters/headhunter that will help with finding the right opportunities?

Word of mouth is good, but also a little dangerous.
by bungalow10
Thu Apr 12, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 41516

Re: Name something you bought that wasn't cheap and glad you did

Peloton. LOVE the bike, the experience, the results.
by bungalow10
Thu Apr 12, 2018 2:28 pm
Forum: Personal Consumer Issues
Topic: Does it make sense to buy new appliances when there's a good sale before you need them?
Replies: 28
Views: 2094

Re: Does it make sense to buy new appliances when there's a good sale before you need them?

No. Unless you have a need (or a strong want and extra cash) for a refrigerator upgrade (ie - water in the door, more capacity, etc). I would wait. There are literally always sales. We used to own apartment buildings and never had issues finding appliance sales even when appliances broke at the wors...
by bungalow10
Thu Apr 12, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Mid-40s in tech - how to pass off as acceptably young
Replies: 111
Views: 11799

Re: Mid-40s in tech - how to pass off as acceptably young

Slim cut clothing, minimalism style (try Everlane.com for clothes appropriate for all ages - high quality). Update shoes. High quality leather loafers with white soles is a good look. Try a color like navy, dark gray, dark pine, or just go with brown. No black. Watch. Doesn't have to be high end, bu...
by bungalow10
Mon Apr 09, 2018 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Ivy school education. Is it worth it?
Replies: 238
Views: 15257

Re: Ivy school education. Is it worth it?

I work in Operations at a Fortune 500 CPG. I work with many, many Ivy league grads, some super smart people - Harvard and MIT are big recruiting pools for us. All a ton of Penn State grads. All super bright and hard working. But what grads make up the majority of the top of the org chart.... Michiga...
by bungalow10
Wed Apr 04, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: College freshman shopping—what don’t we need?
Replies: 45
Views: 3206

Re: College freshman shopping—what don’t we need?

Post the list. As someone who recently moved overseas with her husband and three kids, and is living without our "stuff" for five weeks, I can weigh in on what is essential :)
by bungalow10
Fri Mar 23, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 3228

Re: Coffee maker recommendations

My wife bought me a Cuisanart 5 years ago where you can adjust the heat and strength of the coffee. Best tasting coffee I've ever had and even thought of buying an extra one because company's change models often. Haven't yet. However by coincidence Consumers Reports rated it the best also. May be t...
by bungalow10
Fri Mar 23, 2018 10:00 am
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 3228

Re: Coffee maker recommendations

No offense, but this sounds absurd to me. The only thing different you would be doing to make your morning coffee is go down a flight of stairs and wait for it to brew since you have to make it either way in either location. Just get the exercise go downstairs and make your coffee. Also, do you wan...
by bungalow10
Thu Mar 22, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 3228

Re: Coffee maker recommendations

robebibb wrote:
Thu Mar 22, 2018 2:30 pm
Pourover with electric kettle, burr grinder, and freshly roasted beans.
Too much stuff for my bedroom, that would be a better kitchen setup (and is very close to what I have).
by bungalow10
Thu Mar 22, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: Coffee maker recommendations
Replies: 41
Views: 3228

Coffee maker recommendations

I want a coffee maker in the master suite. Going down to the kitchen to make coffee in the morning, at least that first cup, takes up way too much of my time... maybe I was spoiled by hotels or by the small pantry I used to have off my bedroom in our last place. Does anyone else have a bedroom coffe...
by bungalow10
Tue Mar 13, 2018 8:51 am
Forum: Personal Consumer Issues
Topic: As a home buyer, do you use your own realtor or agent?
Replies: 25
Views: 2630

Re: As a home buyer, do you use your own realtor or agent?

I close on a house in a little over a week. Of the 13 (I think?) houses I went through, only half were active listings on the MLS. Had I not had a realtor, I would never have known the house I'm buying was even a possibility. Of the four houses we liked, the one on the MLS sold immediately for it's ...
by bungalow10
Fri Mar 09, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: What do you pay for your phone/cable/internet? REAL total with tax?
Replies: 48
Views: 3433

Re: What do you pay for your phone/cable/internet? REAL total with tax?

wow!

Do they provide a breakout? I wonder how many are local?