Search found 2222 matches

by bungalow10
Sat Feb 01, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: paying cleaning lady
Replies: 49
Views: 4933

Re: paying cleaning lady

I used to have a man clean my house. Cleaning it's just something "ladies" do. Silly labels. We have a husband/wife team that cleans our house. Both the husband and the wife refer to the husband as a cleaning lady. When we visit New York, we don't pretend we're staying in Personhattan. Bad analogy,...
by bungalow10
Thu Jan 23, 2020 1:32 pm
Forum: Personal Consumer Issues
Topic: What is your favorite consumer product?
Replies: 333
Views: 70282

Re: What is your favorite consumer product?

Peloton (the bike, I don't have the tread)

SavvyRest latex mattress - 10+ years old and still in such good shape that I can't justify getting a new one even though I want to upsize to a king
by bungalow10
Fri Jan 17, 2020 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Realized we made a major mistake and feeling really sick.
Replies: 162
Views: 14317

Re: Realized we made a major mistake and feeling really sick.

What did you do with the money when you sold? Did you invest it? Make sure you include all the gains from the investments in your comparisons.
by bungalow10
Thu Jan 16, 2020 2:42 pm
Forum: Personal Consumer Issues
Topic: Day camps and summer camps
Replies: 23
Views: 1183

Re: Day camps and summer camps

I'm not sure why the OP needs approval from the Bogleheads to do this. We just did it. I don't think I need approval per say, it's more just to reset my level of "normal". Living in a HCOL area, things like luxury vehicles (which we don't have), European vacations (rare), and take out every night (...
by bungalow10
Thu Jan 16, 2020 2:21 pm
Forum: Personal Consumer Issues
Topic: Day camps and summer camps
Replies: 23
Views: 1183

Re: Day camps and summer camps

oldfatguy wrote:
Thu Jan 16, 2020 2:16 pm
Does your school district offer summer classes? Our has 4-5 week classes in all the interest areas you mentioned, plus many many more. There is only a nominal registration fee.
Our fee here isn't nominal, it's about the same cost as day camps.
by bungalow10
Thu Jan 16, 2020 2:15 pm
Forum: Personal Consumer Issues
Topic: Day camps and summer camps
Replies: 23
Views: 1183

Re: Day camps and summer camps

chevca wrote:
Thu Jan 16, 2020 1:52 pm
I don't see you list anything but positives, and you say you can afford it. Why are you asking? :happy
The negative is $3000. I could get a new couch for that... but we I also don't spend money on new couches. I think I've been a Boglehead for over a decade.
by bungalow10
Thu Jan 16, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: Day camps and summer camps
Replies: 23
Views: 1183

Re: Day camps and summer camps

Before shelling out a significant amount for each camp, I would ask if you can see their daily routine. At least from what I have seen, many of them have playtime/swimming/physical activities/eating time in their schedule. Which is fine, but they present this illusion that you'll be doing STEM work...
by bungalow10
Thu Jan 16, 2020 1:41 pm
Forum: Personal Consumer Issues
Topic: Day camps and summer camps
Replies: 23
Views: 1183

Day camps and summer camps

Good day, Bogleheads! I posted a thread six years ago asking a similar question as the one I am today, but my three kids are six years old and my situation has changed. Curious as to the parents of this group's thoughts (and even non-parents) on day camps and summer camps for kids. I have some good ...
by bungalow10
Mon Dec 16, 2019 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Gifts to your employees- how much?
Replies: 113
Views: 7285

Re: Gifts to your employees- how much?

I managed a HQ team of about 25 people. I invited all of them to my house for a holiday party with their spouses and kids. about 1/3 are attending. I'm spending about $1000-1200 total on the party - catering, booze, incidentals. Really low key, kids are all in the 2-12 age range, should be fun. We a...
by bungalow10
Fri Dec 13, 2019 1:27 pm
Forum: Personal Consumer Issues
Topic: Day Trip to Downtown Chicago
Replies: 62
Views: 3646

Re: Day Trip to Downtown Chicago

MSI is worth it, but you won't have time. The Bean, Maggie Daley, and the faces sculptures (no idea what they are called, but right by the Bean) are great. The boat tour is really great, definitely exceeded my expectations. I also love the Warhol exhibit at the Art Institute right now - I took my ki...
by bungalow10
Fri Dec 13, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: Day Trip to Downtown Chicago
Replies: 62
Views: 3646

Re: Day Trip to Downtown Chicago

Giordano's for their deep dish pizza, garrett's popcorn, and the pier, should be added to the list....Also if you like weird hot dogs with odd toppings and no ketchup, they have those in Chicago I would skip all of these with the exception of the Chicago dog. Chicago has much better to offer than N...
by bungalow10
Thu Dec 12, 2019 10:10 am
Forum: Personal Consumer Issues
Topic: Are co-workers afraid of your executive managers?
Replies: 19
Views: 1703

Re: Are co-workers afraid of your executive managers?

I'm left wondering if we all work at the same place... Things are cyclic - bad managers come and bad managers go. The key is what you are contributing and what you are getting back. For me (I'm a low level exec) - I like to know that I'm pushing the agenda on the big picture company goals AND develo...
by bungalow10
Sat Dec 07, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Follow Up: Husband's Surprise Debts
Replies: 370
Views: 37639

Re: Follow Up: Husband's Surprise Debts

What is stopping your husband from taking out a new credit card or line of credit without your knowledge and doing this again?
by bungalow10
Sat Dec 07, 2019 7:14 am
Forum: Personal Investments
Topic: Should I Fix up a Fixer-Upper or Mutual Funds?
Replies: 19
Views: 1160

Re: Should I Fix up a Fixer-Upper or Mutual Funds?

OP - how far is this rental from where you live? Sounds like it might be close. The location/property sounds pretty cool, maybe consider a tear down and build new? Subdivided into two lots, you sell one and build on the other for yourself in the future? It's a cool problem to have, but I can see whe...
by bungalow10
Wed Dec 04, 2019 9:46 am
Forum: Personal Finance (Not Investing)
Topic: URGENT "Retention bonus" question / Check my math!
Replies: 25
Views: 2564

Re: URGENT "Retention bonus" question / Check my math!

If there is any chance you might stay with your current employer, now is the time to make a play for a higher base salary. They have opened negotiations.
by bungalow10
Tue Nov 26, 2019 12:07 pm
Forum: Personal Consumer Issues
Topic: Honda CRV or Toyota RAV4 ?
Replies: 98
Views: 10757

Re: Honda CRV or Toyota RAV4 ?

I have been in multiple Rav4s and they all feel cheap on the inside. I also don't like how Toyotas drive/handle. I used to have a Highlander and it was a bulky slug of a vehicle. Re: Highlander, yeah that's spot on. We have a 2011. But you know what - its about as hard to break as a steel ball. So ...
by bungalow10
Tue Nov 26, 2019 9:31 am
Forum: Personal Consumer Issues
Topic: Honda CRV or Toyota RAV4 ?
Replies: 98
Views: 10757

Re: Honda CRV or Toyota RAV4 ?

I have a used 2014 CRV that I love. Not sure if I got lucky, or if the 2014 is before all the reliability issues. It feels solid and responsive, just like other Hondas I've had. I have been in multiple Rav4s and they all feel cheap on the inside. I also don't like how Toyotas drive/handle. I used to...
by bungalow10
Tue Nov 26, 2019 8:55 am
Forum: Personal Consumer Issues
Topic: HOA Advantage
Replies: 42
Views: 2316

Re: HOA Advantage

There have been a number of posters who said they do not want to own a home with a Home Owners Association (HOA). So, I wanted to share an advantage that our HOA has established. Each year, the HOA publishes a list of service companies that have been used by and recommended by the home owners. This...
by bungalow10
Thu Nov 07, 2019 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage to prepay or not prepay
Replies: 83
Views: 7365

Re: Mortgage to prepay or not prepay

My mortgage is with Chase and they allow as many fee-free recasts as I want. So if I pay down my mortgage principle, I can with a simple online transaction recast my new mortgage balance over the existing life and and get a reduced monthly PI payment amount. To me this is a great option as it solves...
by bungalow10
Sat Oct 05, 2019 8:18 am
Forum: Personal Consumer Issues
Topic: New Honda CR-V vs. 2-3 Year Old CR-V?
Replies: 68
Views: 5801

Re: New Honda CR-V vs. 2-3 Year Old CR-V?

Maybe I got really lucky, but I bought a 4 year old CR-V EX-L AWD (2wd) for $20,000. It had 20,000 miles on it. It seems like a deal to me... I bought it from a deal, certified pre-owned. I agree the new ones are much more attractive and have WAY better bluetooth and audio, but this one has AWD, he...
by bungalow10
Fri Oct 04, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: New Honda CR-V vs. 2-3 Year Old CR-V?
Replies: 68
Views: 5801

Re: New Honda CR-V vs. 2-3 Year Old CR-V?

Maybe I got really lucky, but I bought a 4 year old CR-V EX-L AWD for $20,000. It had 20,000 miles on it. It seems like a deal to me, I am going to pile the miles on it for my daily commute. I bought it from a deal, certified pre-owned. I agree the new ones are much more attractive and have WAY bett...
by bungalow10
Fri Aug 02, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: luxury vehicle: what income/asset range
Replies: 75
Views: 5154

Re: luxury vehicle: what income/asset range

It's all about priorities. If we didn't have 20k in 529 contributions each year, DH and I could drive luxury cars. But we do the 529 and drive an Odyssey ($35k new) and a CRV ($20k used). $40k isn't that big of a budget for luxury. I'd opt for a fully loaded Honda model over a smaller luxury car any...
by bungalow10
Thu Aug 01, 2019 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Why won’t anyone hire me?
Replies: 156
Views: 16403

Re: Why won’t anyone hire me?

I’m 48, female, was a stay at home parent for the past 7 years, but I’m ready to go back in the workforce so I can help contribute to bills and retirement account. I don’t have a college degree but I do have some secretarial experience prior to when my son was born. I have literally applied on Inde...
by bungalow10
Tue Jul 30, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: What's your Uber passenger rating?
Replies: 118
Views: 7461

Re: What's your Uber passenger rating?

4.92 as a passenger. I use Uber about four times/week on average. Two things that I've had Uber drivers comment or, or that I've noticed they care about... 1. Luggage. I do a lot of airport to-and-fro and so many Uber drivers comment positively on the fact that I don't have luggage... they don't nee...
by bungalow10
Tue Jul 30, 2019 10:19 am
Forum: Personal Investments
Topic: Need advice
Replies: 13
Views: 922

Re: Need advice

Thanks for the reply. Cash in bank is not earning any interest. Any recommendations regarding which CDs or High Yield Savings account to choose? Any other advice from other forum members. I was in a very similar situation - same size mortgage, similar cash amount. I put 100k toward my mortgage and ...
by bungalow10
Tue Jul 16, 2019 10:24 am
Forum: Personal Consumer Issues
Topic: For the ladies - menstrual products
Replies: 20
Views: 2665

Re: For the ladies - menstrual products

I've been using cups for 15+ years. I started pre-childbearing and have continued until now (I'm 40). I've had three cups, no fit issues with any of them. I donn't think I've ever had to use a public restroom to clean it. I always do it in my home or hotel bathroom (I travel about 30% for work). A c...
by bungalow10
Tue Jul 09, 2019 5:57 pm
Forum: Personal Consumer Issues
Topic: my best new travel tip only $2 per day more [airport parking]
Replies: 59
Views: 7131

Re: my best new travel tip only $2 per day more

lomarica01 wrote:
Tue Jul 09, 2019 10:54 am
So here is the math, 9 days will be an extra $18. Not even a thought not to park at the better lot.
I haven't parked at the airport in years. Uber or Lyft is more economical almost every time and I'm a good 20-30 minutes away.
by bungalow10
Mon Jun 03, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: Expensive front load washer/dryer worth it?
Replies: 53
Views: 4198

Re: Expensive front load washer/dryer worth it?

Long time front loader user, I've had several, entirely due to moves and not machine longevity. You don't need an expensive front loader, you can get cheap ones. The features I think are critical are listed below... 1. extra rinse 2. prewash 3. sanitize cycle 4. self-clean cycle (my current machine ...
by bungalow10
Mon Jun 03, 2019 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Invited to vacation house then surprised with expenses—what now?
Replies: 64
Views: 4117

Re: Invited to vacation house then surprised with expenses—what now?

This is why my first response to invitations like this is "Thanks for including us, what would our share of the cost be? I'll have to check our calendars and get back to you."
by bungalow10
Tue May 21, 2019 12:49 pm
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5457

Re: Recently promoted - how to match image with title?

Here is what works for me as an executive in a Fortune 500 that is almost entirely men, working in operations... (I'm 40, naturally blond, short and a size 2). 1. I don't do long hair. Long blond hair at my company = HR or admin. I keep it chin length and still youthful. No dye (but I have a great n...
by bungalow10
Mon May 20, 2019 4:21 pm
Forum: Personal Investments
Topic: Convince me that a 529 plan is a good idea.
Replies: 42
Views: 4631

Re: Convince me that a 529 plan is a good idea.

Also from Illinois. I think our state income tax is a flat 5%. By putting $20,000 in a 529, you save $1,000 in state income tax. The Illinois plan has very competitive index funds - I think they are either Vanguard or Fidelity. Do you plan to fund college? I have three kids, 11, 9, and 6, and we hav...
by bungalow10
Fri May 17, 2019 7:37 am
Forum: Investing - Theory, News & General
Topic: Amazon....we all have seen this before :)
Replies: 62
Views: 9586

Re: Amazon....we all have seen this before :)

I canceled my Prime membership. I'm not the only one in my office/friend group doing so. My money is on grocery store pickup/delivery, not Amazon. I've been in Amazon warehouses, they are horribly inefficient. They are passing these inefficiencies back to their suppliers, not fixing the problems. I'...
by bungalow10
Wed May 08, 2019 11:21 am
Forum: Personal Consumer Issues
Topic: Indian cookbooks
Replies: 25
Views: 2886

Re: Indian cookbooks

Vegan Risha
by bungalow10
Tue May 07, 2019 9:38 am
Forum: Personal Finance (Not Investing)
Topic: House selling - modern norms
Replies: 36
Views: 5801

Re: House selling - modern norms

It will depend on the specifics, but this is what we did to my mom's 40 year old house when we sold it. She had the original 1960s kitchen and bathrooms. - Spotlessly clean - Fix any appliances that don't work. Make sure roof will pass inspection. Repair/fix these before listing it. Don't replace t...
by bungalow10
Sun Apr 21, 2019 5:32 am
Forum: Personal Consumer Issues
Topic: Is Crown Molding Out-of-Style?
Replies: 46
Views: 13963

Re: Is Crown Molding Out-of-Style?

Not out of style at all. High quality and tasteful doesn’t have a style.

Custom cabinetry, crown mouldings, finished in place wood floors... they are classic - never in style never out of style. Other things will come and go because they are cheaper.
by bungalow10
Tue Apr 16, 2019 6:36 am
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 94
Views: 6648

Re: Women, How Much Do You Pay for Haircut

Wow, wouldn't the hairstylists be very rich then? Some people here pay $200 for one visit. If the hairstylist just had three clients a day, that would be $600. And over 20 working days a month that would be $12,000. Take away, I don't know ... $3000 for rental/utilities/supplies, and that's like $9...
by bungalow10
Tue Apr 16, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 94
Views: 6648

Re: Women, How Much Do You Pay for Haircut

$35 + $10 tip every five weeks for an inverted bob. It's a deal. I don't color (natural blond - yippee grays don't show!) The flip side is a pay $120 per month for false eyelashes - blond hair = blond eyelashes.
by bungalow10
Mon Apr 15, 2019 7:26 pm
Forum: Personal Consumer Issues
Topic: Newbie international traveler
Replies: 65
Views: 4461

Re: Newbie international traveler

Our Capitol One Venture credit card and Capital One 360 debit both served us well while we lived and traveled in Europe. You have good advice here - let the card do the conversion, not the merchant. Carry minimal cash, no more than 100 Euro. Pickpockets are common. To avoid looking like a tourist, a...
by bungalow10
Sat Apr 13, 2019 6:05 am
Forum: Personal Finance (Not Investing)
Topic: Should you use a real estate agent when buying a house? What are your experiences?
Replies: 72
Views: 4522

Re: Should you use a real estate agent when buying a house? What are your experiences?

Most people who want to do without a buyer's agent want to save money. There are two ways to save money: 1. Buy an FSBO. 2. Buy from a seller's agent who will take less than "usual" if there is no buyer's agent. It appears that to save money you will limit yourself to a fraction of the market. FSBO...
by bungalow10
Sat Apr 13, 2019 6:02 am
Forum: Personal Finance (Not Investing)
Topic: Should you use a real estate agent when buying a house? What are your experiences?
Replies: 72
Views: 4522

Re: Should you use a real estate agent when buying a house? What are your experiencesn

Thanks to everyone for all that info so quickly. So is it true that agents have access to listings that are not in MLS or online anywhere? That's interesting. Is this common? Ask yourself why a listing agent would want to limit the exposure of a house for sale. Even celebrity houses get listed wide...
by bungalow10
Wed Apr 10, 2019 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Should you use a real estate agent when buying a house? What are your experiences?
Replies: 72
Views: 4522

Re: Should you use a real estate agent when buying a house? What are your experiences?

I purchased a house in March 2018, did my search in Jan 2018, in an area I was already familiar with (we had lived there for a year previously). I used an agent I had used before, I knew he was good. Of the 13 houses I saw, only 7 were on the MLS, six were off market or pre-market. I bought one of t...
by bungalow10
Tue Mar 19, 2019 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: College for average kids
Replies: 126
Views: 14927

Re: College for average kids

What does your kid want to do when he grows up? Motivation can easily trump smarts if you can figure it out. A four year university can be job training as much as it can be career training, but there are also community college and skilled fields. Don't neglect things like dental assistant or hygieni...
by bungalow10
Sun Feb 17, 2019 8:54 am
Forum: Personal Consumer Issues
Topic: using uber versus buying a car
Replies: 54
Views: 3982

Re: using uber versus buying a car

Do you have parking nearby and does it cost anything? Is it covered/sheltered from the elements?

Also, what is the weather like where you are? Are there conditions that would rule out a bike or walk?
by bungalow10
Sat Feb 16, 2019 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Layoff Rehire and Career Options
Replies: 12
Views: 1420

Re: Layoff Rehire and Career Options

Take the money to stay on the condition that you also have severance at the end, which can be initiated by you OR the company at any time (if things are going well, you might stay a few extra months or even years). They cannot rescind the offer of severance unless agreed to by you. Work your six mon...
by bungalow10
Thu Dec 27, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: What common everyday inconvenience have you intentionally suffered for frugality?
Replies: 152
Views: 10519

Re: What common everyday inconvenience have you intentionally suffered for frugality?

I love my Brooks walking shoes, and average over 20,000 steps per day in them (including treadmill time in the morning). After a few months, it seems like the foam in one particular spot in the back of the right shoe wears through, and a hard piece of plastic pokes through and irritates my ankle. I...
by bungalow10
Thu Dec 27, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: What common everyday inconvenience have you intentionally suffered for frugality?
Replies: 152
Views: 10519

Re: What common everyday inconvenience have you intentionally suffered for frugality?

Curious to see some examples. No judgement! Some of mine: -Haven't replaced car battery for few months so instead of having keyless entry/start, now I have to take out manual key from keyfob and insert keyfob that happens to be under the center console every time. A real hassle when you have full h...
by bungalow10
Thu Dec 27, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 8367

Re: Nice jeans for work with lowest average cost of ownership

B4Xt3r wrote:
Thu Dec 27, 2018 7:33 am
OP here with a friendly reminder that the original question was about cost of ownership ($$/years of service).
Jeans you don't wear because they aren't office appropriate or not flattering have a cost/use that is much higher than a pair of jeans you love that you wear everyday.
by bungalow10
Wed Dec 26, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Nice jeans for work with lowest average cost of ownership
Replies: 107
Views: 8367

Re: Nice jeans for work with lowest average cost of ownership

My office also wears almost exclusively jeans with collared shirts. Most men wear Banana Republic jeans, which seem okay but not great. I (female) wear Madewell (expensive) and Everlane (not expensive and surprisingly good quality denim). I did purchase some Everlane for DH last spring and they are ...
by bungalow10
Tue Dec 18, 2018 6:06 pm
Forum: Personal Consumer Issues
Topic: Kitchen refresh/remodel ideas
Replies: 36
Views: 2729

Re: Kitchen refresh/remodel ideas

It's funny how we in America consider 30 years as old. There are many houses/kitchens that are more than 100-200+ years old still being use in Asia and Europe. Good luck with the remodeling. Those kitchens were made of quality materials 100+ years ago. There were also houses built (or kitchens furn...
by bungalow10
Tue Dec 18, 2018 5:16 pm
Forum: Personal Consumer Issues
Topic: Tips for a cold bedroom above a garage?
Replies: 36
Views: 3039

Re: Tips for a cold bedroom above a garage?

Gather some data - how much is the temp difference between the garage and the bedroom? Is the garage itself poorly insulated? Is there opportunity to insulate between the garage and bedroom? Does the bedroom have wood floor? A good subfloor plus insulation? Are the walls and windows insulated well?