Search found 711 matches

by Colorado13
Sun Apr 22, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Hyundai Kona
Replies: 17
Views: 2073

Re: Hyundai Kona

I went to the dealer today to take a look at the Kona. Since it's Sunday, I avoided having to talk to salespeople, but of course also did not have a chance to sit in the car/check it out. However, I liked what I saw, as the front seats appeared to be roomy. I liked the size of the vehicle and the ga...
by Colorado13
Sun Apr 22, 2018 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination - Update

I'm really happy to hear that! I'm sure you'll do it without my saying - - - but work your tail off on the new job and keep learning and expanding your skill base. Congratulations and best wishes!!!!! :D :sharebeer Thank you so much! That's a great reminder of what I need to do next! I'm excited fo...
by Colorado13
Fri Apr 20, 2018 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination - Update

Hello Bogleheads. Here's an update: I have received two job offers and am happy to report that one of the offers was a good offer, so I have given notice of resignation to my current employer. I will begin my new job in May. I am thrilled that I avoided termination and will continue to be fully empl...
by Colorado13
Sat Apr 07, 2018 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 91
Views: 8100

Re: Effect of spending money on appearance in career

Just a quick update. Not sure why it happened but I did get a more professional hair cut and wore suits since I posted this. Got my promotion effective the 1st. No one mentioned appearance as being a determining factor and I suspect it was a combination of feeling more confident that helped but fig...
by Colorado13
Fri Apr 06, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: How often do you replace your office shoes?
Replies: 58
Views: 3456

Re: How often do you replace your office shoes?

Quit wearing "office" shoes and dopey business attire 10+ years ago. Jeans and skate shoes FTW. Thank god millennials have helped to change how we must dress at mega-corp. I do have to wear long sleeves though because of sleeves of tattoos which can be a drag in the summer. I'm mid 30s and think th...
by Colorado13
Wed Apr 04, 2018 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Laid Off/Termination/Downsizing survival strategies...
Replies: 53
Views: 5365

Re: Laid Off/Termination/Downsizing survival strategies...

I sympathize with your situation. While I am in a slightly different (although similar) boat, I was thankful to receive amazing advice and support at https://www.bogleheads.org/forum/viewtopic.php?f=2&t=245664. This is a challenging situation to be facing and I am sending best wishes to you. You see...
by Colorado13
Sun Apr 01, 2018 8:17 pm
Forum: Personal Consumer Issues
Topic: Towel Warmers - worthwhile luxury or useless?
Replies: 39
Views: 3046

Re: Towel Warmers - worthwhile luxury or useless?

I think these are a fabulous idea, but have only experienced them in Europe. My master bath does not have a heat vent in it, so that room is typically cold. I think a towel warmer and heated floors would be nice.
by Colorado13
Sun Apr 01, 2018 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination

Financial independence is the best revenge. How quickly can you get there? Well, if I die young, I'm FI now. (My sense of humor is still intact...somewhat) I am many years away from Medicare, so healthcare/Cobra will be a major expense. I have minimal debt (I could pay off the mortgage tomorrow, bu...
by Colorado13
Sun Apr 01, 2018 3:11 am
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination

cherijoh wrote:
Fri Mar 30, 2018 8:04 pm

Do you know SAS or one of the BI tools like Tableau? How about SQL? Check out Coursera for some free/low cost data science classes on line.
I work with Tableau, although am not an expert, and do useSQL. Coursera is a great idea - thank you!
by Colorado13
Sat Mar 31, 2018 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination

Thanks for the flex spending advice. Yesterday I spent my entire allocation for the year on new contacts and glasses. :-)
by Colorado13
Fri Mar 30, 2018 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination

Ah, the "toxic work environment" that impacts your personal health. Been there, done that, visited the theme park and have the T-shirt to remind me every single solitary day of the experiences. My current gig is 100% this way and I've also lived it for roughly the past 10 or so years at multiple co...
by Colorado13
Fri Mar 30, 2018 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Re: Resign from job or possible termination

Thanks to everyone for the wonderful advice and support. Some additional information/answers to questions: The job I received an offer for was a Federal Gov't job with a very wide salary range and I was offered at the very low end of the range, which was about $50K lower than the upper end of the sa...
by Colorado13
Fri Mar 30, 2018 5:34 am
Forum: Personal Finance (Not Investing)
Topic: Resign from job or possible termination
Replies: 76
Views: 8830

Resign from job or possible termination

UPDATE: I am happy to report that I recently accepted a job offer for a job I am very interested in and plan to leave my current employer on the best terms possible. I learned long ago to not burn bridges, so that's my plan. Thanks VERY much to everyone who offered advice and support - I appreciate ...
by Colorado13
Sat Mar 24, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: Hyundai Kona
Replies: 17
Views: 2073

Re: Hyundai Kona

I'm also interested in other's feedback after a test drive. I plan to test drive one after they become available.
by Colorado13
Sun Mar 11, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: DW lost wedding ring -- file police report?
Replies: 28
Views: 2453

Re: DW lost wedding ring -- file police report?

This is probably a long shot...but my gym has cameras outside the doors to the locker rooms. If your DW knows the time of the loss, maybe she could ask the gym management to look at the video to see who left the locker room around that time? This could be of help to the police or a waste or time, I'...
by Colorado13
Sun Feb 04, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Is LinkedIn premium worth it?
Replies: 18
Views: 1920

Re: Is LinkedIn premium worth it?

Thanks for the feedback so far. I'm going to postpone activating LinkedIn premium for now and continue my job search for other avenues.
by Colorado13
Sat Feb 03, 2018 9:23 am
Forum: Personal Consumer Issues
Topic: Is LinkedIn premium worth it?
Replies: 18
Views: 1920

Is LinkedIn premium worth it?

I have a LinkedIn profile and occasionally (but not frequently) receive solicitations from head hunters. I'm seeking a new job and wondering if Bogleheads recommend LinkedIn premium for job leads? Is it worth the cost? Does it *really* provide value to job seekers beyond the non-premium version?
by Colorado13
Thu Jan 11, 2018 9:26 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 483
Views: 40793

Re: What frugal thing did you do today?

I used a 30% off coupon at Kohls and bought slippers for $3.08. Then I came home, put the slippers on, and turned the thermostat down.
by Colorado13
Tue Jan 02, 2018 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed messed up my mortgage payment - again
Replies: 8
Views: 1157

Re: PenFed messed up my mortgage payment - again

Thank you for all of your feedback. I put more than 20% down and called PenFed today and they said they would adjust the escrow in March (sigh.) At that time, I will switch to self pay rather than having taxes as part of my mortgage payment.
by Colorado13
Mon Jan 01, 2018 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: PenFed messed up my mortgage payment - again
Replies: 8
Views: 1157

PenFed messed up my mortgage payment - again

So, I paid two years of property tax to Penfed this year: one year was withdrawn via escrow as part of my monthly payment and one year was paid in December to the county. I provided Penfed with proof of the December payment in mid-December and was assured they would honor my request to adjust my pay...
by Colorado13
Mon Jan 01, 2018 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: So, how was the year ? Gains made and Lessons learnt ?
Replies: 76
Views: 7417

Re: So, how was the year ? Gains made and Lessons learnt ?

Here's an analysis of spending for 2017. The table below shows the proportion of total spending that each category represents. Income taxes, medicare taxes, etc. and investments are excluded from this. My logic is that income taxes and investing are non-negotiable expenses while employed. Below are ...
by Colorado13
Sat Dec 30, 2017 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: State Farm - Letter Received today
Replies: 15
Views: 3843

Re: State Farm - Letter Received today

I received one of these letters a couple of weeks ago. My new policy arrived and the biggest change that I noticed is that the deductible has increased from $1,000 to $1,187. FYI, I live in/near areas that have been devastated by hail in recent years.
by Colorado13
Fri Dec 29, 2017 5:56 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 3614

Re: Hyundai quality and reliability

I drive a 2005 Santa Fe GLS AWD and my father owns a 2014 Santa Fe. I would recommend either vehicle without hesitation. Mine does not have a zippy engine, otherwise I have no complaints. I've test driven newer (2016 and 2017) models such as CX-5, Rav4, Crosstrek, Tucson, and Rogue and haven't purch...
by Colorado13
Sat Dec 16, 2017 6:11 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on food per month, per person?
Replies: 151
Views: 9768

Re: How much do you spend on food per month, per person?

I bought groceries today and spent $52, with savings of $24 by purchasing sale items and using coupons. It averages to ~$150 per month. I spend more in the summer (due to supporting the farmer's market) and spend less in winter (due to having more time to cook and less focus on purchasing convenienc...
by Colorado13
Sat Dec 16, 2017 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Are you prepaying real-estate taxes this year?
Replies: 16
Views: 2344

Re: Are you prepaying real-estate taxes this year?

Yes. Every other year I bundle my real estate tax payments because I no longer have enough deductions to itemize every year.
by Colorado13
Sun Dec 03, 2017 4:26 pm
Forum: Personal Consumer Issues
Topic: Target Gift Cards are 10% Off Today (Sunday 12/3/17)
Replies: 17
Views: 2127

Target Gift Cards are 10% Off Today (Sunday 12/3/17)

I have not seen this posted yet.... Today is the day: Target gift cards are 10% off today.
by Colorado13
Mon Nov 20, 2017 7:49 pm
Forum: Personal Consumer Issues
Topic: Drive it till it dies. It died.
Replies: 54
Views: 6594

Re: Drive it till it dies. It died.

soupcxan wrote:
Mon Nov 20, 2017 11:51 am
Why on earth would you buy another Murano given this lack of reliability?
That's exactly my reaction too!
by Colorado13
Sun Nov 19, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: Are expensive tires worth it?
Replies: 42
Views: 2950

Re: Are expensive tires worth it?

I have been called frugal many times, and cheap a few. But I would never ever skimp on tires. It doesn't matter how great of a car you have, how much power, what brand, what the handling performance or stopping distance are, etc. -- if the tires are crap, they are the only thing actually touching t...
by Colorado13
Fri Oct 27, 2017 9:47 pm
Forum: Personal Consumer Issues
Topic: What is going on with the home insurance rates?
Replies: 53
Views: 5989

Re: What is going on with the home insurance rates?

Think about the recent weather: hurricanes, floods, fires, hail, etc. Insurance companies have to price for these events, which are becoming more frequent and more severe. Many (maybe all?) of us will bear the cost of these events by paying higher premiums. In Colorado, the answer is simple: 1. Lot...
by Colorado13
Wed Oct 25, 2017 8:27 pm
Forum: Personal Consumer Issues
Topic: What is going on with the home insurance rates?
Replies: 53
Views: 5989

Re: What is going on with the home insurance rates?

Think about the recent weather: hurricanes, floods, fires, hail, etc. Insurance companies have to price for these events, which are becoming more frequent and more severe. Many (maybe all?) of us will bear the cost of these events by paying higher premiums. In Colorado, the answer is simple: 1. Lots...
by Colorado13
Fri Oct 20, 2017 7:55 pm
Forum: Personal Consumer Issues
Topic: Wife New Car Recommendations - SUV
Replies: 59
Views: 6616

Re: Wife New Car Recommendations - SUV

Another vote for the cx 5. Had it a month and she loves it. Zoom zoom! Very quiet unless under hard acceleration. How interesting... During one of my test drives of the CX-5, the salesperson said he had received a few complaints that it was loud. I thought it was very quiet (so I'm happy to read th...
by Colorado13
Fri Oct 20, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Wife New Car Recommendations - SUV
Replies: 59
Views: 6616

Re: Wife New Car Recommendations - SUV

My wife loves her Nissan Rogue. Take one for a test drive. I test drove the Rogue and was very underwhelmed by it, so crossed it off my list of contenders. Maybe I should have driven a different trim level though. The CX-5 was a lot more fun to drive and is much more stylish, but that's just my two...
by Colorado13
Thu Oct 19, 2017 8:45 pm
Forum: Personal Consumer Issues
Topic: Wife New Car Recommendations - SUV
Replies: 59
Views: 6616

Re: Wife New Car Recommendations - SUV

I test drove the CX-5 and the Tuscon, but won't even consider the Jeep because Consumer Reports gives the Jeep very low ratings. I agree with other posters that you won't get any of these vehicles new for $20K. The handling and look of the CX-5 are very appealing to me, but the seats are firmer than...
by Colorado13
Sun Jul 30, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Colorado Vehicle Registration fees
Replies: 20
Views: 2601

Re: Colorado Vehicle Registration fees

Welcome to CO! Yes, car registration is expensive (relatively.) Car insurance is also pricey because we've had annual hail storms in the Denver metro area for the past few years. I paid $25 for my vehicle emissions test last week, which is required every 2-3 years (I don't recall exactly, but it's n...
by Colorado13
Fri Jul 28, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: TSA Pre-check for free
Replies: 75
Views: 7056

Re: TSA Pre-check for free

I've flown three times since May and have had it for free on one of the three trips.
by Colorado13
Wed Jun 28, 2017 8:28 am
Forum: Personal Finance (Not Investing)
Topic: American Family Insurance
Replies: 3
Views: 583

Re: American Family Insurance

AmFam is very customer oriented. Their service is rated highly, although they do not always offer the cheapest rates. In a recent CO hail storm they brought in teams of people from out of state to help settle claims very quickly. They opened drive up locations for clients with auto claims; these wer...
by Colorado13
Sat Jun 24, 2017 3:45 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Please help me pick a new car
Replies: 81
Views: 9317

Re: Bogleheads: Please help me pick a new car

I have no car advice, but loved your OP and the references to Wilma, Dinoburgers, dinosaurs, etc. I'm easily entertained - thank you!
by Colorado13
Tue May 16, 2017 7:19 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Re: Help convince me it's okay (or not): new vehicle

The OP didn't say he doesn't like the ride and handling of his current SUV/crossover/raised station wagon; he said it is under-powered. Not sure how much more HP a new version has compared to his current one, but most vehicles get more HP every year. "2. The ride is not great compared to newer vehi...
by Colorado13
Tue May 16, 2017 7:12 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Re: Help convince me it's okay (or not): new vehicle

OP If you are still on the fence, I just dropped 37k yesterday on a new Honda Pilot, to replace a 9 year old Honda Pilot that needed a new engine top end. So now you can buy your car and gloat that you spent a lot less than that other idiot (me) on Bogleheads :sharebeer Well, I appreciate you tryin...
by Colorado13
Sun May 14, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Re: Help convince me it's okay (or not): new vehicle

I appreciate everyone's advice. I still have not decided what to do. IMO hit the nail on the head: the car could last for several years or I could have major repairs in 3 months...that's my dilemma.
by Colorado13
Sun May 14, 2017 11:08 am
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Re: Help convince me it's okay (or not): new vehicle

jharkin wrote:Folks on this board obsess way to much over easy decisions.
Thanks for the feedback. I do tend to obsess, which is why these forums are so helpful. :-)
by Colorado13
Sat May 13, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Re: Help convince me it's okay (or not): new vehicle

Why will Insurance and registration increase that much? Maybe it's where you live??? Hi Mortfree. Good questions. I currently do not have full insurance coverage on my car and would need to add the extra insurance coverage to a new vehicle. Registration is expensive for new cars in CO, based on the...
by Colorado13
Sat May 13, 2017 5:03 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 3297

Help convince me it's okay (or not): new vehicle

I need encouragement to buy or postpone the purchase of a replacement vehicle, as I'm having some trouble getting my head around spending what (to me) is a large chunk of $$. Pros to new vehicle: 1. Current vehicle is 12-year old Hyundai Santa Fe, 133,000 miles. The only minor problem is that the su...
by Colorado13
Tue May 02, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 32958

Re: Where to Live on $60K or Less a Year?

If you're searching in CO, Fort Collins, and Colorado Springs will be difficult, but not impossible, with a $300K housing budget. Denver's median home price is well above $300K. Grand Junction and Durango would fit your budget. I was in SLC for work a month ago. It reminded me a bit of Denver, with ...
by Colorado13
Tue Apr 18, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Droopy sun-visor on honda civic
Replies: 9
Views: 2310

Re: Droopy sun-visor on honda civic

Thank you Bogleheads! I have the same problem (different car) and am going to try the Youtube video suggestions! My velcro solution only works in warm weather but doesn't stick well in the cold weather.

Thanks OP for posting this question.
by Colorado13
Sat Mar 04, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Climate and happiness revisited
Replies: 111
Views: 9137

Re: Climate and happiness revisited

I have lived in ND/MN and moving to CO has increased my happiness in ways I can't quantify. So, I moved to combat the winter weather to a four season climate: I'll repeat part of another post I made regarding Denver "We get four seasons of weather - sometimes in a single day. It's currently 66 degre...
by Colorado13
Sat Mar 04, 2017 8:08 pm
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 7085

Re: Advice on relocation or staying put

Denver OK. Why Denver? Why not? :-) We get four seasons of weather - sometimes in a single day. It's currently 66 degrees, and we will have high temps ranging from 42 to 75 next week, depending on the day of the week. We have access to flights to both coasts, a booming tech industry, and good/great...
by Colorado13
Thu Jan 26, 2017 9:43 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 13133

Re: Best Places to Live in US?

This thread just highlights what a great country this is! So many awesome choices, just one life to live. My personal list of awesome places to consider: Portland OR Austin TX Boulder CO Seattle WA Bend OR Santa Cruz CA FYI, the average house price in Boulder is ~$800,000, seemingly out of OP's pri...
by Colorado13
Wed Jan 04, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: How to dress for winter vacation in Alberta
Replies: 45
Views: 3072

Re: How to dress for winter vacation in Alberta

I can't emphasize enough other people's advice to not wear jeans. Just don't do it. I just finished reading Bill Bryson's "A Walk in the Woods" and he writes about people freezing to death in 30 degree temps, due to inadequate clothing. He also writes about walking around in damp jeans - it's very u...
by Colorado13
Tue Jan 03, 2017 8:26 pm
Forum: Personal Consumer Issues
Topic: Large purchase anxiety!
Replies: 24
Views: 4276

Re: Large purchase anxiety!

I have vehicle purchase anxiety. I'm saving cash for my next purchase and I'm not having a hard time saving the $ for the car. I am having trouble wrapping my head around spending more than $20K for a vehicle, even though I plan to keep it for 10 years (current vehicle is 11 years old.) I would have...