Search found 888 matches

by Colorado13
Thu Jul 11, 2019 6:12 pm
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 13041

Re: Is Hyundai the value sweet spot?

Congrats on the new vehicle! I previously drove a Santa Fe and loved it; I kept it for 12 years and it's still my favorite of the cars I've owned. Repair costs were minimal and I've heard the quality has improved in recent years, so I think you've made a wise choice.
by Colorado13
Thu Jul 11, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: Recommendations for binoculars
Replies: 34
Views: 1614

Re: Recommendations for binoculars

Thanks again for the great advice! I have never owned binoculars so everyone's advice is very helpful at narrowing down the options.
by Colorado13
Thu Jul 11, 2019 6:04 pm
Forum: Personal Finance (Not Investing)
Topic: Aftertax Earnings 401k Rollover to Roth Question
Replies: 10
Views: 531

Re: Aftertax Earnings 401k Rollover to Roth Question

I rollover my after tax earnings to my Traditional IRA at Vgrd and rollover my after tax contributions to my Roth IRA at Vgrd. Vanguard and my employer told me this was the best approach, as it keeps the two contribution types separate. I send Vgrd two separate checks and they seem to have no proble...
by Colorado13
Tue Jul 09, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: Recommendations for binoculars
Replies: 34
Views: 1614

Re: Recommendations for binoculars

Thanks for the suggestions! It's helpful to narrow down the many options that exist...
by Colorado13
Tue Jul 09, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: Recommendations for binoculars
Replies: 34
Views: 1614

Recommendations for binoculars

I am seeking affordable/cheap binoculars that would be decent for hiking and concert attendance. I don't need high quality for birding or anything similar, but also don't want junk. What do you recommend?
by Colorado13
Tue Jul 02, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 51
Views: 3009

Re: Frontier or Spirit Airlines

I've only flown 3 times this year and have had delayed flights every single time, supposedly due to Denver weather. I try to avoid Frontier (which lost my luggage on a direct flight; I only checked the bag because it was cheaper than the carry on fee) and have never flown Spirit. I recently had limi...
by Colorado13
Mon Jun 24, 2019 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: How did you lower your annual expenses?
Replies: 145
Views: 12737

Re: How did you lower your annual expenses?

I spend a lot on the yard and garden; it's one of my hobbies. The book "The $64 Tomato" is not too far fetched... I am not ready for condo life and expect that I will get some return on my investment if/when I ever sell the house. To lower expenses, this year I am scaling back on spending in this ca...
by Colorado13
Mon Jun 24, 2019 8:45 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3844
Views: 1105186

Re: What Book Are You Currently Reading? Part VI

I just finished "The River" by Peter Heller and recommend it if you are interested in outdoor adventure. I was concerned it might be similar to "Deliverance" but that wasn't the case.
by Colorado13
Sat Jun 22, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

Toyota Prius my spouse bought after graduate school. It has the style of a suppository and the driving dynamics of a coffin filled with snot. We just advertised it for sale. Last weekend we leased a new BMW 750i, so it's time to move on and try to forget this ever happened. I've never owned one, bu...
by Colorado13
Sat Jun 22, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15826

Re: what was your worst major purchase? mine is a 2019 mazda3

The Chevy Cavalier that I had in college had an engine that imploded, leaving me stranded, alone, on a highway in the pre-cell phone days.
by Colorado13
Sat Jun 22, 2019 9:05 am
Forum: Personal Consumer Issues
Topic: Anyone moved cross country. How did you manage to do it without going nuts??
Replies: 47
Views: 4259

Re: Anyone moved cross country. How did you manage to do it without going nuts??

I need to do a road trip from Houston to SCal, so if you want someone to drive your car, send me a PM. I have to go to Big Bend NP, Guadalupe Mountains NP, Gila National Forest, Superstition Wilderness, Joshua Tree NP, and somehow end up in Pasadena, CA. I'll take my GPS tracker with me, so you can...
by Colorado13
Sat Jun 22, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: Anyone moved cross country. How did you manage to do it without going nuts??
Replies: 47
Views: 4259

Re: Anyone moved cross country. How did you manage to do it without going nuts??

Have wife's employer pay your relocation expenses. Large employers may have relocation specialists who are pros at eliminating the hassle factor, so you don't have the deal with many of the details yourself. If that ship has sailed, seek this from your new employer as part of the employment negotiat...
by Colorado13
Sat Jun 15, 2019 8:11 pm
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 53
Views: 4200

Re: how is Home Depot's contractor service (for a water heater)?

I bought my water heater at HD and installation was quick and trouble free. That wasn't the case for my dishwasher installation but the water heater puchase and installation was flawless.
by Colorado13
Sat Jun 15, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44147

Re: What lifestyle creep made you happier?

This goes back a long time, but I can remember when we got an automatic garage door opener. In Minnesota that was a big deal! Also in MN years ago, remote auto start so I could warm up the car before leaving work at the end of the day. This was also a big deal; literally some of the best money I ha...
by Colorado13
Thu Jun 13, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Ordering custom t-shirts (for a team)
Replies: 5
Views: 471

Re: Ordering custom t-shirts (for a team)

Thank you for the suggestions. I will do additional research.
by Colorado13
Thu Jun 13, 2019 8:59 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44147

Re: What lifestyle creep made you happier?

Parking at the airport during short trips rather than taking the shuttle, bus or train.
by Colorado13
Wed Jun 12, 2019 11:29 am
Forum: Personal Consumer Issues
Topic: Ordering custom t-shirts (for a team)
Replies: 5
Views: 471

Ordering custom t-shirts (for a team)

Has anyone designed and ordered custom t-shirts online? There are many websites that print t-shirts; I don't know which one to use. I need to design ~10 team t-shirts (all one design) and welcome advice from anyone who has done this. Thanks!
by Colorado13
Thu Jun 06, 2019 10:15 pm
Forum: Personal Consumer Issues
Topic: Prius vs. Ioniq (Toyota vs. Hyundai)
Replies: 10
Views: 1160

Re: Prius vs. Ioniq (Toyota vs. Hyundai)

I'd get the Ioniq primarily because I also could not warm up to the Prius styling. I find the older Prius models to be very unattractive. I drove a Hyundai for many years and it was a great vehicle with no problems/unexpected repairs despite high mileage, so that's another vote for Hyundai.
by Colorado13
Thu Jun 06, 2019 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Questions for account executives and sales people?
Replies: 17
Views: 1261

Re: Questions for account executives and sales people?

I previously worked in sales; the bonuses were fabulous. It can be a very lucrative career. I quit primarily because I grew to hate traveling. When I was in my 20s, work travel was fun; it's not fun any more and actually is exhausting. I had to travel Sunday through Thursday, then work a full day on...
by Colorado13
Wed Jun 05, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Are we downsizing too much?
Replies: 63
Views: 4786

Re: Are we downsizing too much?

According to Google, the average new single family home size in the U.S. = 2,600 square feet. So I would suggest that 1,800 is small. Also, it is 1,200 feet smaller than OP's current house, so it will feel small. Too small? Only the OP can determine that...
by Colorado13
Wed Jun 05, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Resort vacation w/ 6 month old...?
Replies: 30
Views: 1715

Re: Resort vacation w/ 6 month old...?

I just wanted to chime in with congratulations on the upcoming arrival of the little one! :D
by Colorado13
Wed Jun 05, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: Are we downsizing too much?
Replies: 63
Views: 4786

Re: Are we downsizing too much?

A functional layout is just as important as square footage. Your 1,800 square foot goal seems like the sweet spot for size, particularly if has the open concept space that you are seeking. Some bogleheads take a lot of pride in saying they live in that size house (or smaller) with 4-5 people but tha...
by Colorado13
Wed Jun 05, 2019 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Would you buy a house without a garage?
Replies: 95
Views: 6045

Re: Would you buy a house without a garage?

Garage is a must have and I would not buy a house without a garage. I keep my cars for a long time, so having them in the garage keeps them free from sun, hail, etc.
by Colorado13
Wed May 29, 2019 8:26 pm
Forum: Personal Consumer Issues
Topic: Home buying
Replies: 50
Views: 2570

Re: Home buying

Here's a tangent from the topic at hand: There are some great usernames on these forums; OP's username is one of the best. I wish I had thought of it!

Now I'm hungry. :-)
by Colorado13
Wed May 29, 2019 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to pay for our kid's college (at all)?
Replies: 234
Views: 14871

Re: Can we afford to pay for our kid's college (at all)?

So go to a cheaper college in that state or go to a college in a different state. This is not a difficult concept. Colorado Mountain College has an in-state tuition of $4,320 per year (two semester of twelve credits each). https://coloradomtn.edu/tuition-costs/, for example. Colorado Mountain Colle...
by Colorado13
Fri May 17, 2019 7:52 am
Forum: Personal Consumer Issues
Topic: Bigger car, less economical but more safe.. Get used to smaller car over time?
Replies: 106
Views: 7234

Re: Bigger car, less economical but more safe.. Get used to smaller car over time?

Sample of 1: I did the opposite: drove a small/midsize SUV and no longer like driving cars. I prefer sitting up higher and having better visibility of traffic around me, which feels safer to me when so many other vehicles are also larger/not small-car sized. There is minimal trade-off vs. a car in t...
by Colorado13
Sat May 11, 2019 8:43 pm
Forum: Personal Consumer Issues
Topic: What non frugal things save money?
Replies: 84
Views: 10706

Re: What non frugal things save money?

Xrayman69 wrote:
Sat May 11, 2019 6:52 am
Using your gym membership or activities that get your body or keep yourself fit. I know there are cheaper and “free” methods but seems physically going to a gym or walking 9 holes of golf pushing my bag is at least also enjoyable to an extent.
+100
by Colorado13
Sat May 11, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: Which US city would you move to?
Replies: 74
Views: 7280

Re: Which US city would you move to?

Family tends to be the most important factor in determining where to live. Although I spent time living elsewhere, I moved back to Houston because that is where family is. However, it does have the advantage of offering good jobs and relatively reasonable cost of living compared to other major coas...
by Colorado13
Sat May 11, 2019 8:34 pm
Forum: Personal Consumer Issues
Topic: Which US city would you move to?
Replies: 74
Views: 7280

Re: Which US city would you move to?

Maybe slightly off topic but has anyone considered a move triggered by a kid going to college? Our only son will graduate and is considering colleges in CO next year (might be subliminal suggestions from DW, she fell in love with CO). I have lived in Minneapolis all my adult life and love it here b...
by Colorado13
Sun May 05, 2019 7:15 pm
Forum: Personal Consumer Issues
Topic: Summer Vacation UK vs. Spain
Replies: 41
Views: 2918

Re: Summer Vacation UK vs. Spain

How old are the kids?
by Colorado13
Fri May 03, 2019 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Car shopping advice (sanity check)
Replies: 56
Views: 5102

Re: Car shopping advice (sanity check)

Yes, it’s foolish. Twenties and living at home, it is much smarter to keep saving like a mad man. The gravy train you are one probably won’t last forever. Can you do it? Yes. But I wish I saved more at your age when I could have. JT +1000 I wish in similar shoes at your age; keep saving. Trust me, ...
by Colorado13
Thu May 02, 2019 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for an open position (with a twist)
Replies: 12
Views: 1457

Re: Applying for an open position (with a twist)

What is the reason for the delay ? Are you a new employee ? Or are they saving the advance opportunity for someone else ? Good questions. The reason for the delay is that my employer requires 12 month tenure in a position before becoming eligible to apply for other roles. I am a couple of weeks fro...
by Colorado13
Wed May 01, 2019 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for an open position (with a twist)
Replies: 12
Views: 1457

Re: Applying for an open position (with a twist)

Thanks for the feedback. Your suggestions are helpful.
by Colorado13
Wed May 01, 2019 7:44 pm
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5601

Re: Toilets that never get used

JupiterJones wrote:
Tue Apr 30, 2019 9:14 am
Unhandled wrote:
Mon Apr 29, 2019 2:52 pm
F150HD wrote:
Mon Apr 29, 2019 5:24 am
I thought I read somewhere (?) there's a business you can hire where people come to your home and use the unused restrooms for you.
Airpnp?
That's it, we can all go home now. Unhandled has won the Bogleheads forum.
Agreed! Best BH laugh of the day.
by Colorado13
Wed May 01, 2019 7:43 pm
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5601

Re: Toilets that never get used

nedsaid wrote:
Tue Apr 30, 2019 12:19 am
Oh man, the stuff you learn here on the Bogleheads. You might say we are going to pot or going to the pot around here. :wink:
Yes! Keep in mind that these phrases may mean something very different in CO, WA, and several other states. :D
by Colorado13
Wed May 01, 2019 7:40 pm
Forum: Personal Consumer Issues
Topic: EXTREMELY frugal things from our parents and grandparents
Replies: 110
Views: 9597

Re: EXTREMELY frugal things from our parents and grandparents

Maybe this explains why I save glass salsa, jelly, etc. jars? I have a shelf full of clean, empty, previously used jars. I also save empty yogurt and cottage cheese containers and probably should give mom credit for that, at least until I achieve hoarder status... :D
by Colorado13
Wed May 01, 2019 7:35 pm
Forum: Personal Consumer Issues
Topic: Should we go out of state during a painting project?
Replies: 14
Views: 1130

Re: Should we go out of state during a painting project?

Do both you and spouse work outside the home? I'm guessing the painters will paint when you are at work (if you work typical 8-5 jobs.) If so, I envision more disadvantages than advantages to not being there during the project. My theory is that by being there, you are not an anonymous couple that t...
by Colorado13
Wed May 01, 2019 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for an open position (with a twist)
Replies: 12
Views: 1457

Applying for an open position (with a twist)

My employer posted an open position that is of interest to me and aligns with my skills, so I would like to submit an application. Due to company policy, I am not eligible to apply for the position for two more weeks and am concerned I may miss out on the opportunity. There is no "apply by" date on ...
by Colorado13
Wed May 01, 2019 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone down-shifted in their career?
Replies: 59
Views: 6957

Re: Has anyone down-shifted in their career?

I downshifted from manager to individual contributor. IC is more structure, less flexibility, less creative and overall less rewarding. Like you, I am a striver. This is just a sample of one, however. I also dream of a 40-hour work week, but do not have that, yet. Your financial situation suggests t...
by Colorado13
Tue Apr 30, 2019 7:59 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 95
Views: 7798

Re: Gardening 2019

I plan to plant the peas this weekend, I should have done it a week or two ago since we are receiving moisture this week... I'm going to skip the cucumbers and eggplant this year and focus on tomatoes, carrots, strawberries, beans and peas since those have done well in the past couple of years.
by Colorado13
Tue Apr 30, 2019 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice - Getting Laid off
Replies: 34
Views: 4633

Re: Need Advice - Getting Laid off

I don't have specific advice about the leave, but did want to share a note of support. There are several good posts about how to prepare for a layoff; hopefully these will be of use to you. Sending you best wishes; don't despair, there are brighter days ahead.
by Colorado13
Tue Apr 30, 2019 7:53 pm
Forum: Personal Consumer Issues
Topic: EXTREMELY frugal things from our parents and grandparents
Replies: 110
Views: 9597

Re: EXTREMELY frugal things from our parents and grandparents

I grew up in the cold of North Dakota. Lots of ketchup sandwiches. Simply white bread with ketchup. Kim I grew up in the cold of rural Minnesota and my parents made ketchup hotdish. Ketchup (a substitute for pasta sauce), macaroni noodles, ground beef (a luxury), and ground pepper. Not as bad as ke...
by Colorado13
Sun Apr 28, 2019 8:22 pm
Forum: Personal Consumer Issues
Topic: Toilets that never get used
Replies: 38
Views: 5601

Re: Toilets that never get used

I have a shower that didn't get used for ~9 months. The nearby plumbing made some strange noises (kind of a knocking sound in the pipes.) Dumb me called a plumber to diagnose the strange noise. I paid $85 ( :oops: ) to learn that I need to run the shower for a couple minutes every few months because...
by Colorado13
Wed Apr 24, 2019 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Lifestyle creep
Replies: 73
Views: 7631

Re: Lifestyle creep

OP, I am in a similar situation and could have written your post. My rationale for spending more than usual on vacation was 1. I can afford it, 2. I meet/exceed all of my other investing goals and 3. The future is not promised to anyone, so I want to travel now when I'm able to in case something unf...
by Colorado13
Wed Apr 24, 2019 1:31 pm
Forum: Personal Finance (Not Investing)
Topic: Whats the Point of Climbing the Corporate Ladder?
Replies: 164
Views: 17189

Re: Whats the Point of Climbing the Corporate Ladder?

My father is aging and the light bulb of "I need my family and should have spent more time with my family" has lit up for him. Not surprisingly, his kids are not as on board with his realization. It's too late, in some ways, to make up for lost time. Not on board with his realization? What does tha...
by Colorado13
Wed Apr 24, 2019 1:16 pm
Forum: Personal Finance (Not Investing)
Topic: Whats the Point of Climbing the Corporate Ladder?
Replies: 164
Views: 17189

Re: Whats the Point of Climbing the Corporate Ladder?

Here's a perspective from a child of a parent who worked so much when I was young that he never had time to attend my basketball games, college graduation ceremony, etc. My father is aging and the light bulb of "I need my family and should have spent more time with my family" has lit up for him. Not...
by Colorado13
Wed Apr 03, 2019 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Anxiety about car/house purchase
Replies: 28
Views: 2915

Re: Anxiety about car/house purchase

My post about anxiety related to spending money was locked, so you may want to rephrase your concerns to something like "adjusting to spending for car/house purchase."
by Colorado13
Wed Apr 03, 2019 8:50 pm
Forum: Personal Consumer Issues
Topic: Help me plan 3 days in Vancouver
Replies: 15
Views: 1232

Re: Help me plan 3 days in Vancouver

I will echo other's recommendations: spend some time in Stanley Park. There's plenty to see/do there and it's within walking distance of restaurants.
by Colorado13
Tue Apr 02, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Folks in their 60s and above. What early investment on health do you recommend.
Replies: 193
Views: 13720

Re: Folks in their 60s and above. What early investment on health do you recommend.

There are a number of great suggestions. Here is one I havent seen and may bring disagreement - if you run (workout), transition to another form of cardio. I see a number of folks in their 60s who were big mileage runners that have issues now. I transitioned to biking about 15 years ago and it has ...
by Colorado13
Tue Apr 02, 2019 7:10 am
Forum: Personal Consumer Issues
Topic: "The best and worst U.S. states for retirement"
Replies: 278
Views: 27655

Re: "The best and worst U.S. states for retirement"

Colorado looks interesting, but has black ice and snow in the winter. It seems most houses in populous Colorado areas are two story and the nice houses are huge. A one story house with no winter black ice would seem to be good features for retirement. Actually there is very little black ice here, a...