Search found 948 matches

by Colorado13
Wed Nov 13, 2019 10:21 am
Forum: Personal Consumer Issues
Topic: Blankets/Bedding for Cold Winter Nights
Replies: 56
Views: 3497

Re: Blankets/Bedding for Cold Winter Nights

I like a cool bedroom but warm bed. Three options that have worked well for me in the past: 1. Heated mattress pad, set on a timer to warm the bed before bedtime and to turn off after I'm hopefully asleep. 2. Cuddl Duds fleece (not flannel) sheet set from Kohls. I've bought these as gifts and the re...
by Colorado13
Wed Nov 13, 2019 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Should DW go down to 11 month contract?
Replies: 8
Views: 897

Re: Should DW go down to 11 month contract?

Yes. You can afford it (kudos for the good work to get to this point) and the time spent with family is time you can't get back. Go for it!
by Colorado13
Mon Nov 11, 2019 2:35 pm
Forum: Personal Consumer Issues
Topic: Giving away cat that has microship...
Replies: 13
Views: 2002

Re: Giving away cat that has microship...

Is this the cat that is now the Dallas Cowboys mascot?
by Colorado13
Tue Oct 29, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: Anyone have an issue with Corelle plates?
Replies: 38
Views: 3602

Re: Anyone have an issue with Corelle plates?

I've had mine since the 1990s. None have ever broke or been chipped. They're lightweight and stain proof...I believe they are indestructible.
by Colorado13
Thu Oct 17, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 121259

Re: What frugal thing did you do today?

dm200 wrote:
Thu Oct 17, 2019 8:25 am
Colorado13 wrote:
Wed Oct 16, 2019 8:44 pm
Rather than get a free flu shot at work, I got a free flu shot plus a $5 coupon at Target. It probably wasn't worth the time it took to earn the $5 coupon, since it was a slow process. Oh well...
Yes - but $5.00 is $5.00
Right! That's what I thought too. :moneybag
by Colorado13
Wed Oct 16, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 121259

Re: What frugal thing did you do today?

Rather than get a free flu shot at work, I got a free flu shot plus a $5 coupon at Target. It probably wasn't worth the time it took to earn the $5 coupon, since it was a slow process. Oh well...
by Colorado13
Mon Oct 14, 2019 7:57 pm
Forum: Personal Consumer Issues
Topic: Hyundai Tuscon or Nissan Rogue
Replies: 9
Views: 1074

Re: Hyundai Tuscon or Nissan Rogue

I test drove them both a year and a half ago, so my experience is not recent. I didn't care for either of them; they both seemed under powered. However, I drove a Santa Fe for 10 years and absolutely loved that vehicle. So while part of me leans toward recommending the Tucson (due to my positive exp...
by Colorado13
Sun Oct 13, 2019 5:12 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on clothing?
Replies: 38
Views: 2632

Re: How much do you spend on clothing?

For one person: I spent $484 last year, including a new winter coat, which I did not need and in retrospect, should not have purchased. This year I've spent $179. Most of my clothes are from Kohls and the Columbia outlet store. Note that this does not include running shoes, as those are a separate l...
by Colorado13
Wed Oct 09, 2019 8:43 pm
Forum: Personal Consumer Issues
Topic: My mechanic just wrecked my car - advice?
Replies: 101
Views: 8143

Re: My mechanic just wrecked my car - advice?

A couple of my friends claim that their Outbacks are really impressive and safe in snow. I've never driven one, so can't confirm that. But considering tomorrow's forecast of snow (after ~80 degrees outside today!), my advice is to be extra cautious driving the rental in case it's not as good in snow...
by Colorado13
Wed Oct 02, 2019 6:17 am
Forum: Personal Finance (Not Investing)
Topic: Car price ratio to NW
Replies: 140
Views: 9548

Re: Car price ratio to NW

Mine is 1.1% of my net worth, although I exxlude the car from my net worth, which is probably not the typical approach. When I was in my 20s I bought my first new car and it was not a great financial decision because my net worth was minimal and I shouldn't have taken on this much debt on such a low...
by Colorado13
Mon Sep 30, 2019 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off, but going to be OK! A thank you post.
Replies: 16
Views: 4263

Re: Laid off, but going to be OK! A thank you post.

In addition to giving you kudos for not panicking about this, due to being in great financial shape, you deserve kudos for your positive attitude. That attitude should reap rewards as you transition to a different part of the country and seek your next employment opportunity. Keep your chin up. Best...
by Colorado13
Tue Sep 24, 2019 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity
Replies: 48
Views: 8175

Re: Gap Year, Sabbatical, Leave of Absence - Questioning My Sanity

Thanks for the update! Please come back and share your wonderful adventures with us, if you are so inclined, as your plan is inspiring to some of us. Best wishes!
by Colorado13
Sun Sep 15, 2019 12:14 pm
Forum: Investing - Theory, News & General
Topic: Best of Bogleheads - your #1 takeaway
Replies: 151
Views: 15361

Re: Best of Bogleheads - your #1 takeaway

new2bogle wrote:
Tue Aug 27, 2019 2:42 pm
muffins14 wrote:
Tue Aug 27, 2019 2:40 pm
Becoming informed of the existence of the mega-backdoor Roth
Ok this one too - thanks Bogleheads for informing me of such a great feature of the tax code!!

+1
by Colorado13
Sun Sep 15, 2019 12:10 pm
Forum: Personal Consumer Issues
Topic: Switched from Verizon's postpaid plan to prepaid: Saved 38%
Replies: 89
Views: 9313

Re: Switched from Verizon's postpaid plan to prepaid: Saved 38%

I switched to Xfinity Mobile from Verizon. My bill went from ~$90 for 4 GB to ~ $30 for 3 GB. I’m generally always on Wifi, but even if I went over, it is only $12/GB. I switched to Xfinity in late Feb/early March. There's only been one incidence when I had network issues. Customer service was abso...
by Colorado13
Fri Sep 06, 2019 8:56 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6573

Re: What, besides dishes, do you run through your dishwasher?

mrmass wrote:
Fri Sep 06, 2019 11:05 am
A “martial aid” :mrgreen:
Fine, I'll take one for the team and ask... do you mean "marital" aid? If so, maybe that's TMI. :-) Otherwise, I don't know what a martial aid is and am afraid to Google it.
by Colorado13
Wed Sep 04, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Water alarm just saved me a lot of $$$. Do you have them?
Replies: 62
Views: 6916

Re: Water alarm just saved me a lot of $$$. Do you have them?

I turn the water off to the washer after every use. A water alarm is well worth it if you don't turn the washer line off. And of course it's useful for other kinds of leaks. I'm glad you caught the leak early!
by Colorado13
Wed Sep 04, 2019 8:28 am
Forum: Personal Consumer Issues
Topic: Problems with POS System
Replies: 18
Views: 2089

Re: Problems with POS System

samsoes wrote:
Wed Aug 28, 2019 1:51 pm
Sounds like POS stands for something other than Point Of Sale.
Agreed. I'm surprised this title hasn't been changed by the mods...
by Colorado13
Sun Sep 01, 2019 6:34 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1483

Re: Share your Best Barter

I've had an ongoing one with a neighbor for many years. He has a horse or two and hay equipment, but no hay field. I have llamas and a hay field, but no hay equipment. He cuts and bales my field and drops enough bales for my winter needs and keeps the rest for his horses. Works out well for both of...
by Colorado13
Sun Sep 01, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1483

Re: Share your Best Barter

Dontwasteit wrote:
Sat Aug 31, 2019 3:04 pm
Years ago, my best trade...wallet for my life.
Good answer...
by Colorado13
Sun Sep 01, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1483

Re: Share your Best Barter

MathWizard wrote:
Sun Sep 01, 2019 4:40 pm
Traded with my brother.
We both reroofed my house one year, and both reroofed his house the next year.

I have a nephew who owes me some work for helping reroof his house a few years later. No more roofing for me thanks.
That's impressive!
by Colorado13
Sun Sep 01, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1483

Re: Share your Best Barter

TxAg wrote:
Sun Sep 01, 2019 4:49 pm
Does dating count?
As long as it's PG-13. Otherwise... :-)
by Colorado13
Fri Aug 30, 2019 4:08 pm
Forum: Personal Consumer Issues
Topic: Toyota C-HR
Replies: 4
Views: 525

Re: Toyota C-HR

Most of what I know I learn from the internet. It looks good, but the Car and Driver review states "Slower than a sloth with low metabolism." Have you done a test drive? Good luck with your choice.
by Colorado13
Fri Aug 30, 2019 4:03 pm
Forum: Personal Consumer Issues
Topic: Baby Gift Suggestions
Replies: 14
Views: 768

Re: Baby Gift Suggestions

Consider a gift card to DoorDash (or a similar deliver service) so they can have some meals delivered for the entire family.
by Colorado13
Fri Aug 30, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6573

Re: What, besides dishes, do you run through your dishwasher?

pennstater2005 wrote:
Fri Aug 30, 2019 12:29 pm
My hat and shoes. My kids think I’m weird.
Sometimes the kids are right. :D What kind of shoes are you washing? I thought that heat was a shoe killer, so I'm curious if your approach works. I'm not willing to try it myself, but am curious...
by Colorado13
Fri Aug 30, 2019 1:34 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 6573

Re: What, besides dishes, do you run through your dishwasher?

The dish brush, which I use when I manually wash dishes, goes in the dishwasher occasionally. It has never occurred to me to use the dishwasher for most of the items posted so far. I learn something new every day...
by Colorado13
Fri Aug 30, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Share your Best Barter
Replies: 17
Views: 1483

Share your Best Barter

I need: major tree trimming this fall. The cheapest quote I obtained was $500.

Neighbor needs: dog sitter for a week. He has tree trimming equipment/experience and offered to make a trade.

Deal: Tree trimming in exchange for dog sitting.

What's your best barter?
by Colorado13
Fri Aug 30, 2019 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Banks requiring fingerprint on a check for non-customers to receive cash
Replies: 87
Views: 5943

Re: Banks requiring fingerprint on a check for non-customers to receive cash

I cash checks at my own bank, not the bank of the issuer. Never been asked for a fingerprint. This is one reason why I have a brick/mortar bank in addition to an online bank.
by Colorado13
Wed Aug 28, 2019 9:30 am
Forum: Personal Consumer Issues
Topic: Your best deal from Craigslist
Replies: 34
Views: 2486

Re: Your best deal from Craigslist

I've sold 1. Some furniture, which eliminated the hassle of taking items to Goodwill or the consignment store. 2. A high end backpack that was very uncomfortable for me/did not fit me well. I recouped about 80% of the cost of the item, so was pleased about that. 3. My previous car sold within a coup...
by Colorado13
Tue Aug 27, 2019 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Agreeing to part ways at job
Replies: 62
Views: 7922

Re: Agreeing to part ways at job

I don't have any advice other than supporting the recommendations to talk to a lawyer, but wanted to send a note of support. I am sorry you are in this situation and hope this is resolved in a way that is reasonable to you.
by Colorado13
Mon Aug 26, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Should I paint dark brown wainscotting?
Replies: 33
Views: 2197

Re: Should I paint dark brown wainscotting?

That's unfortunate. But out of the flood you gained a brighter/lighter room. It looks like a great transformation.
by Colorado13
Mon Aug 26, 2019 8:53 pm
Forum: Personal Consumer Issues
Topic: Crested Butte, CO, Bh's??
Replies: 14
Views: 1391

Re: Crested Butte, CO, Bh's??

It's a fabulous place to visit but other posters have shared good advice and insights about the pitfalls of living in CB. It seems very small and much too tourist-focused for my tastes, but it might be just what you are looking for. Good luck with your decision.
by Colorado13
Sun Aug 25, 2019 5:47 pm
Forum: Personal Consumer Issues
Topic: Should I paint dark brown wainscotting?
Replies: 33
Views: 2197

Re: Should I paint dark brown wainscotting?

PS I am unsure if your washing machine hose leaked? This happened to me once and I now shut off the water supply to the hose after each use of the washer.
by Colorado13
Sun Aug 25, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Should I paint dark brown wainscotting?
Replies: 33
Views: 2197

Re: Should I paint dark brown wainscotting?

Wow! Looks very nice. Thanks for sharing an update. One additional easy update is to replace the dark colored heat register that is on the ceiling with a register that matches the ceiling color.
by Colorado13
Sun Aug 25, 2019 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: Death in family (not sure how to proceed)...
Replies: 30
Views: 5420

Re: Death in family (not sure how to proceed)...

Very sorry for your loss. If recurring bills (such as mortgage, water, insurance, car payments, and utilities, etc.) are on autopay, identify/make a list of those monthly expenses and ensure they continue to be paid until the estate is settled.
by Colorado13
Sat Aug 24, 2019 7:06 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 121259

Re: What frugal thing did you do today?

I ate store brand cereal with blueberries for supper tonight. Both were purchased on sale. Often I will do the following, mostly for health benefits:

Breakfast like a king/queen
Lunch like a prince/princess
Supper like a pauper
by Colorado13
Fri Aug 23, 2019 7:17 am
Forum: Personal Consumer Issues
Topic: Selling fruits & vegetables from backyard garden at local farmer's markets?
Replies: 13
Views: 1296

Re: Selling fruits & vegetables from backyard garden at local farmer's markets?

Lemonade stands are regulated in some municipalities, so I am sure that selling at a farmer's market is also regulated in some communities. Check with your municipality regarding filing/registration requirements. Others have given good advice re: insurance issues. Good luck!
by Colorado13
Sat Aug 17, 2019 12:56 pm
Forum: Personal Consumer Issues
Topic: Where should we go for a week in November?
Replies: 18
Views: 1421

Re: Where should we go for a week in November?

I've been to Wellington NZ (not Auckland) and Sydney and thought both were incredibly beautiful. We did some hiking, much sight seeing, and spent time on the beach. I honestly don't remember much about the food so hopefully others can chime in about that. You probably can't go wrong with either loca...
by Colorado13
Sat Aug 17, 2019 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Taking a break in your 50s: Is it the kiss of death?
Replies: 86
Views: 8891

Re: Taking a break in your 50s: Is it the kiss of death?

Thanks everyone for such useful feedback. I really appreciate the encouragement and the sharing of real-life experiences; your posts are definitely helpful. Here are answers to questions posed: I'm frugal now, so the 35x expenses is much closer to the $40K annual spend than the $150K that was mentio...
by Colorado13
Fri Aug 16, 2019 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Taking a break in your 50s: Is it the kiss of death?
Replies: 86
Views: 8891

Taking a break in your 50s: Is it the kiss of death?

The post about increasing responsibilities at work with no increase in pay has been on my mind for a few days because it resonates with me a lot. I'm becoming disillusioned with my job and past posts will show this isn't the first time this has occurred. I tend to be the "work before fun" kind of pe...
by Colorado13
Fri Aug 16, 2019 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: How to define "HCOL" (high cost of living) areas?
Replies: 79
Views: 5023

Re: How to define "HCOL" (high cost of living) areas?

(I find it interesting that 8 out of the top 20 are in California) It is also interesting that only Boulder Colorado and Anchorage Alaska are not on the coasts. Denver's not on the coast either. It's a bit land locked. Chicago is on a lake, but not on a coast. I'm highly skeptical of this list, bec...
by Colorado13
Fri Aug 16, 2019 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 8695

Re: No pay increase but increase in responsibility

A lot of the posters seemed to be under the impression working more hours with more responsibilities equate to better pay/promotions later on which is not exactly the case. I've seen it many times in my career where it would pay off and other times it wouldn't pay off. It's not a guaranteed. Agreed...
by Colorado13
Thu Aug 15, 2019 2:15 pm
Forum: Personal Consumer Issues
Topic: Trail running shoes for light hiking
Replies: 48
Views: 3566

Re: Trail running shoes for light hiking

I have heard great things about La Sportivas, but haven't tried them myself.
by Colorado13
Mon Aug 12, 2019 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Help with job decision
Replies: 26
Views: 2004

Re: Help with job decision

What is the cost of living difference in the new location vs. your current location? I am just guessing, but depending on your location, housing in NM is likely to be cheaper than in CT, so the trade off maybe well worth it in exchange for better benefits. A shorter commuute would certainly be a plu...
by Colorado13
Mon Aug 12, 2019 8:41 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3422

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

HawkeyePierce wrote:
Mon Aug 12, 2019 8:35 pm
Ridgway is quite nice. It's also got the Orvis Hot Springs (though those aren't for everyone).

Another advantage of GJ is its proximity to Utah. Hard to beat being two hours from Moab for mountain biking.
+1. Ridgway, Ouray, Gunnison and Telluride are all worth a look.
by Colorado13
Mon Aug 12, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3422

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

What are folks doing for work there? Medical, Tourism, and what else? In addition to what you have listed, both Durango and Grand Junction are home to small universities. Some BLM staff are being located to Grand Junction but I believe the impact will be small. Farming/ranching might be an employme...
by Colorado13
Mon Aug 12, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3422

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

I was in the area recently and it is a gorgeous area. You mentioned active lifestyle and safe, so it certainly meets those criteria. As others have mentioned, it's expensive and a bit isolated. Other than tourism, I don't believe the economy is strong. It's a great place to visit, but smaller than ...
by Colorado13
Mon Aug 12, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 116
Views: 16462

Re: How do you afford to travel?

I have no idea why traveling gets a pass any more than luxury cars or watches (which I also am not into). I enjoyed taking my family to Goblin Valley earlier this year (for like $200 total) WAY more than I did my lovely wife going with me to Bulgaria and Romania last month (several thousand...but c...
by Colorado13
Mon Aug 12, 2019 1:21 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3422

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

I was in the area recently and it is a gorgeous area. You mentioned active lifestyle and safe, so it certainly meets those criteria. As others have mentioned, it's expensive and a bit isolated. Other than tourism, I don't believe the economy is strong. It's a great place to visit, but smaller than I...
by Colorado13
Thu Aug 08, 2019 2:01 pm
Forum: Personal Consumer Issues
Topic: Amazon delivery
Replies: 32
Views: 3654

Re: Amazon delivery

Received 1-day: they likely have the item in the distribution center close to you - they simply throw it in a local truck and drive it over. Multiple Days: The item is far far away. Any more questions? :) I get that, but don't understand the logic between 1-10 day delivery. It just seems strange th...
by Colorado13
Thu Aug 08, 2019 8:06 am
Forum: Personal Finance (Not Investing)
Topic: Taking a graduate data science job offer, or doing a MSc in Statistics
Replies: 34
Views: 2335

Re: Taking a graduate data science job offer, or doing a MSc in Statistics

Take the job. Use your employer's tuition reimbursement benefit (if offered) to pay for the degree. This may not apply to every discipline, but for business/related fields, I don't think anyone should pay for their own master's degree. Employers, universities, military, etc. are all options for payi...