Search found 678 matches

by Colorado13
Sun Jul 30, 2017 7:48 pm
Forum: Personal Consumer Issues
Topic: Colorado Vehicle Registration fees
Replies: 20
Views: 1644

Re: Colorado Vehicle Registration fees

Welcome to CO! Yes, car registration is expensive (relatively.) Car insurance is also pricey because we've had annual hail storms in the Denver metro area for the past few years. I paid $25 for my vehicle emissions test last week, which is required every 2-3 years (I don't recall exactly, but it's n...
by Colorado13
Fri Jul 28, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: TSA Pre-check for free
Replies: 75
Views: 5731

Re: TSA Pre-check for free

I've flown three times since May and have had it for free on one of the three trips.
by Colorado13
Wed Jun 28, 2017 8:28 am
Forum: Personal Finance (Not Investing)
Topic: American Family Insurance
Replies: 3
Views: 416

Re: American Family Insurance

AmFam is very customer oriented. Their service is rated highly, although they do not always offer the cheapest rates. In a recent CO hail storm they brought in teams of people from out of state to help settle claims very quickly. They opened drive up locations for clients with auto claims; these wer...
by Colorado13
Sat Jun 24, 2017 3:45 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Please help me pick a new car
Replies: 81
Views: 7343

Re: Bogleheads: Please help me pick a new car

I have no car advice, but loved your OP and the references to Wilma, Dinoburgers, dinosaurs, etc. I'm easily entertained - thank you!
by Colorado13
Tue May 16, 2017 7:19 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Re: Help convince me it's okay (or not): new vehicle

The OP didn't say he doesn't like the ride and handling of his current SUV/crossover/raised station wagon; he said it is under-powered. Not sure how much more HP a new version has compared to his current one, but most vehicles get more HP every year. "2. The ride is not great compared to newer...
by Colorado13
Tue May 16, 2017 7:12 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Re: Help convince me it's okay (or not): new vehicle

OP If you are still on the fence, I just dropped 37k yesterday on a new Honda Pilot, to replace a 9 year old Honda Pilot that needed a new engine top end. So now you can buy your car and gloat that you spent a lot less than that other idiot (me) on Bogleheads Well, I appreciate you trying to make m...
by Colorado13
Sun May 14, 2017 4:03 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Re: Help convince me it's okay (or not): new vehicle

I appreciate everyone's advice. I still have not decided what to do. IMO hit the nail on the head: the car could last for several years or I could have major repairs in 3 months...that's my dilemma.
by Colorado13
Sun May 14, 2017 11:08 am
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Re: Help convince me it's okay (or not): new vehicle

jharkin wrote:Folks on this board obsess way to much over easy decisions.


Thanks for the feedback. I do tend to obsess, which is why these forums are so helpful. :-)
by Colorado13
Sat May 13, 2017 6:35 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Re: Help convince me it's okay (or not): new vehicle

Why will Insurance and registration increase that much? Maybe it's where you live??? Hi Mortfree. Good questions. I currently do not have full insurance coverage on my car and would need to add the extra insurance coverage to a new vehicle. Registration is expensive for new cars in CO, based on the...
by Colorado13
Sat May 13, 2017 5:03 pm
Forum: Personal Consumer Issues
Topic: Help convince me it's okay (or not): new vehicle
Replies: 30
Views: 2963

Help convince me it's okay (or not): new vehicle

I need encouragement to buy or postpone the purchase of a replacement vehicle, as I'm having some trouble getting my head around spending what (to me) is a large chunk of $$. Pros to new vehicle: 1. Current vehicle is 12-year old Hyundai Santa Fe, 133,000 miles. The only minor problem is that the su...
by Colorado13
Tue May 02, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28980

Re: Where to Live on $60K or Less a Year?

If you're searching in CO, Fort Collins, and Colorado Springs will be difficult, but not impossible, with a $300K housing budget. Denver's median home price is well above $300K. Grand Junction and Durango would fit your budget. I was in SLC for work a month ago. It reminded me a bit of Denver, with ...
by Colorado13
Tue Apr 18, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Droopy sun-visor on honda civic
Replies: 9
Views: 1371

Re: Droopy sun-visor on honda civic

Thank you Bogleheads! I have the same problem (different car) and am going to try the Youtube video suggestions! My velcro solution only works in warm weather but doesn't stick well in the cold weather.

Thanks OP for posting this question.
by Colorado13
Sat Mar 04, 2017 8:23 pm
Forum: Personal Consumer Issues
Topic: Climate and happiness revisited
Replies: 111
Views: 8390

Re: Climate and happiness revisited

I have lived in ND/MN and moving to CO has increased my happiness in ways I can't quantify. So, I moved to combat the winter weather to a four season climate: I'll repeat part of another post I made regarding Denver "We get four seasons of weather - sometimes in a single day. It's currently 66 ...
by Colorado13
Sat Mar 04, 2017 8:08 pm
Forum: Personal Consumer Issues
Topic: Advice on relocation or staying put
Replies: 83
Views: 6479

Re: Advice on relocation or staying put

Denver OK. Why Denver? Why not? We get four seasons of weather - sometimes in a single day. It's currently 66 degrees, and we will have high temps ranging from 42 to 75 next week, depending on the day of the week. We have access to flights to both coasts, a booming tech industry, and good/great sch...
by Colorado13
Thu Jan 26, 2017 9:43 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 12403

Re: Best Places to Live in US?

This thread just highlights what a great country this is! So many awesome choices, just one life to live. My personal list of awesome places to consider: Portland OR Austin TX Boulder CO Seattle WA Bend OR Santa Cruz CA FYI, the average house price in Boulder is ~$800,000, seemingly out of OP's pri...
by Colorado13
Wed Jan 04, 2017 9:08 pm
Forum: Personal Consumer Issues
Topic: How to dress for winter vacation in Alberta
Replies: 45
Views: 2881

Re: How to dress for winter vacation in Alberta

I can't emphasize enough other people's advice to not wear jeans. Just don't do it. I just finished reading Bill Bryson's "A Walk in the Woods" and he writes about people freezing to death in 30 degree temps, due to inadequate clothing. He also writes about walking around in damp jeans - i...
by Colorado13
Tue Jan 03, 2017 8:26 pm
Forum: Personal Consumer Issues
Topic: Large purchase anxiety!
Replies: 24
Views: 3458

Re: Large purchase anxiety!

I have vehicle purchase anxiety. I'm saving cash for my next purchase and I'm not having a hard time saving the $ for the car. I am having trouble wrapping my head around spending more than $20K for a vehicle, even though I plan to keep it for 10 years (current vehicle is 11 years old.) I would have...
by Colorado13
Wed Dec 21, 2016 7:53 pm
Forum: Personal Consumer Issues
Topic: Garage door gets stuck when opening/closing
Replies: 34
Views: 2987

Re: Garage door gets stuck when opening/closing

When my garage door kept getting stuck I increased the motor power with a twist of a knob on the back of the unit. This worked for me but I have no idea if it was the right thing to do! I did try greasing the track and springs first. I figure I'm do for some maintenance eventually. Well, it's worth...
by Colorado13
Tue Dec 20, 2016 8:09 pm
Forum: Personal Consumer Issues
Topic: Garage door gets stuck when opening/closing
Replies: 34
Views: 2987

Re: Garage door gets stuck when opening/closing

This garage door has to be fixed by now. So what was the actual problem? Thanks to all the great advice I received, it seems to be working. I sprayed the garage door lubricant on the moving parts, tightened the bolts, ensured the sensors were not blocked, and requested/received some warmer weather....
by Colorado13
Tue Dec 20, 2016 7:29 am
Forum: Personal Consumer Issues
Topic: Water Heater Install $1,800!
Replies: 50
Views: 6037

Re: Water Heater Install $1,800!

I didn't get quotes, just went with a positively reviewed 50-gallon tank model from Home Depot. The cost was $500, installation was $300, and the inspection fee was $200 (paid to HD, but passed along to the county, which does the inspection.) They installed it a few hours after I made the appointmen...
by Colorado13
Sun Dec 18, 2016 8:10 pm
Forum: Personal Consumer Issues
Topic: Garage door gets stuck when opening/closing
Replies: 34
Views: 2987

Re: Garage door gets stuck when opening/closing

Thanks for the great advice! It doesn't appear that the spring is broke (yet.) The door is ~4 years old, the opener may be ~20 years old (I'm not the original owner of the house.) I'll give your recommendations a try.
by Colorado13
Sun Dec 18, 2016 6:47 pm
Forum: Personal Consumer Issues
Topic: Garage door gets stuck when opening/closing
Replies: 34
Views: 2987

Garage door gets stuck when opening/closing

My google search was of limited use, so I'm asking the experts... My garage door opens about a foot off the ground, then stops. After pressing the button on the remote a few times, it eventually opens, but obviously this is a sign that some maintenance is needed. Before calling the service company, ...
by Colorado13
Sun Dec 04, 2016 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone have experience with Kaiser in Colorado
Replies: 36
Views: 3326

Re: Anyone have experience with Kaiser in Colorado

I'm on the side of not liking Kaiser because I had frustrating experiences with some of the providers. My primary care doctor was not good (impatient, not thorough, not personable) and my eye doctor was not good (not thorough, would not spend time to resolve my problem). My physical therapist was go...
by Colorado13
Sun Oct 30, 2016 7:40 pm
Forum: Personal Consumer Issues
Topic: Grocery Stores Employing Customers
Replies: 59
Views: 5483

Re: Grocery Stores Employing Customers

I prefer to bag my own groceries at the grocery store, because if someone else does it, he/she typically will load my re-usable bags so heavy that I think the bags will break. Where did they learn to overload the bags with heavy items all in one bag, for example? So, I've started asking them to use ...
by Colorado13
Sat Oct 29, 2016 6:41 am
Forum: Personal Consumer Issues
Topic: wanting an mp3 player
Replies: 12
Views: 1407

Re: wanting an mp3 player

I also recommend the Sansa Clip. It will meet your criteria perfectly.
by Colorado13
Thu Oct 27, 2016 8:58 pm
Forum: Personal Consumer Issues
Topic: Declining Service Expectations. Are there any excellent companies still out there?
Replies: 81
Views: 7674

Re: Declining Service Expectations. Are there any excellent companies still out there?

I returned a mail-ordered item to Dillards this evening. I was very impressed with the ease of the return. With so many retail establishments cutting back on staff (and deferring most customers to self checkout lanes, which I despise), I was thankful to have such a pleasant experience.
by Colorado13
Mon Oct 24, 2016 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Over-contribute to 401k to get match: tax implications
Replies: 15
Views: 2326

Re: Over-contribute to 401k to get match: tax implications

Thank you all! Your responses are very helpful. I am thankful for the expertise of my fellow Bogleheads and now have a plan for my November-December contributions.
by Colorado13
Mon Oct 24, 2016 6:38 am
Forum: Personal Finance (Not Investing)
Topic: Over-contribute to 401k to get match: tax implications
Replies: 15
Views: 2326

Re: Over-contribute to 401k to get match: tax implications

Thanks for the additional information. I'll review the supplied links and will request my new plan's documents so that I can get a handle on next steps. I have not yet contributed the 53k limit, so need to explore that option.
by Colorado13
Sat Oct 22, 2016 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: Over-contribute to 401k to get match: tax implications
Replies: 15
Views: 2326

Re: Over-contribute to 401k to get match: tax implications

Thanks for the replies. I have not yet received the plan documents, so probably should request those asap. Otherwise, I get the sense that beginning my contributions in January of 2017 (which was my initial plan) is probably the best option.
by Colorado13
Sat Oct 22, 2016 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Over-contribute to 401k to get match: tax implications
Replies: 15
Views: 2326

Over-contribute to 401k to get match: tax implications

I've maxed out my 401(k) for 2016 and am switching employers. If I don't contribute to the new employer's 401(k), I will lose the match for Oct-Dec. So, I'm wondering if it is worthwhile to participate in the new employer's plan to get the match and then do this: "Excess withdrawn by April 15. ...
by Colorado13
Sat Oct 08, 2016 5:15 pm
Forum: Personal Consumer Issues
Topic: Looking for good mountain scenery near Denver
Replies: 16
Views: 1625

Re: Looking for good mountain scenery near Denver

As others have indicated, you will be arriving too early to ski and much too late to drive the Mt. Evans road and Trail Ridge Road. Here's a list of some free things to do in Denver: http://www.denver.org/travel-trade/itin ... ctivities/ and http://www.denver.org/events/free-denver-events/.
by Colorado13
Fri Sep 30, 2016 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Net Worth Milestone Today - $1.5M
Replies: 128
Views: 19543

Re: Net Worth Milestone Today - $1.5M

I'm TRULY not trying to take away from Meg's or anyone else's accomplishments, but want to add a difference perspective to this discussion. I think that some of these types of posts have the potential to seem elitist, particularly to new members. There have been many posts from forumites who comment...
by Colorado13
Tue Sep 27, 2016 8:42 am
Forum: Personal Consumer Issues
Topic: Conference/Vacation in Colorado Springs in November -- suggestions for things to do? Also, how much/what can I deduct?
Replies: 12
Views: 1251

Re: Conference/Vacation in Colorado Springs in November -- suggestions for things to do? Also, how much/what can I dedu

The Cheyenne Mtn Zoo, mentioned above, is a good place for a two-year old. Just be aware that weather in November could be 70 degrees or there could be a foot of snow on the ground (it will melt quickly.) You could easily experience these conditions on the same day.
by Colorado13
Thu Sep 22, 2016 8:09 am
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 41518

Re: The Bogleheads' "100 Things Worth Every Penny" List

I just bought a new computer to replace my 9-year old computer. You read that correctly - 9 years! Keeping the old computer was one of the strangest things I've done to try to save $$, upgrading was worth every penny and more! Well, I am still using my Dell desktop, using Windows XP, and an Envisio...
by Colorado13
Wed Sep 21, 2016 9:02 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 41518

Re: The Bogleheads' "100 Things Worth Every Penny" List

I just bought a new computer to replace my 9-year old computer. You read that correctly - 9 years! Keeping the old computer was one of the strangest things I've done to try to save $$, upgrading was worth every penny and more!
by Colorado13
Thu Sep 08, 2016 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Need Advice... Girlfriend and I are looking to buy our first home in Denver (super hot seller's market)
Replies: 80
Views: 6560

Re: Need Advice... Girlfriend and I are looking to buy our first home in Denver (super hot seller's market)

I feel for you, because both rent and housing are very expensive in Denver these days. The Denver housing market is sizzling and most/all of the new construction is well above the $250K range. I will echo other's comments: save up the 20% down payment and have a sizeable emergency fund before purcha...
by Colorado13
Fri Aug 26, 2016 7:54 am
Forum: Personal Consumer Issues
Topic: Should I replace my Samsung Galaxy S4?
Replies: 43
Views: 3642

Re: Should I replace my Samsung Galaxy S4?

Maybe emulate Andrew Luck and get a new flip phone? http://www.si.com/extra-mustard/2016/08 ... flip-phone
by Colorado13
Sun Aug 21, 2016 10:15 am
Forum: Personal Consumer Issues
Topic: Western vacation questions
Replies: 40
Views: 3091

Re: Western vacation questions

We may pack our luggage with food too. Any town that is large enough to be on a map will have a grocery store so there is no need to do that. You might want to stock up on groceries in a town outside the parks before you go into them since they will likely be less expensive. One thing we sometimes ...
by Colorado13
Wed Aug 17, 2016 8:22 am
Forum: Personal Consumer Issues
Topic: Bogus "sale" prices and savvy shoppers
Replies: 26
Views: 3035

Re: Bogus "sale" prices and savvy shoppers

Here's my most recent example: It's time for a new timing belt for my car, so I called four places to get quotes. The difference between the highest and lowest quote was $500 and the dealer was not the most expensive. So, for about 15 minutes of my time, I will save $500.
by Colorado13
Sat Aug 13, 2016 5:03 pm
Forum: Personal Consumer Issues
Topic: Do you wash your car yourself, or have it done?
Replies: 96
Views: 7639

Re: Do you wash your car yourself, or have it done?

I go to a place where I wash it myself, but they provide a "stall" that has a brush and a sprayer (both are on a wand sort of thing, for lack of a better descriptor.) They have tire spray, foam wash (with the brush), soapy wash (no brush, just spray), clear coat, and spotless rinse. The di...
by Colorado13
Fri Aug 05, 2016 9:23 am
Forum: Personal Consumer Issues
Topic: Bogus "sale" prices and savvy shoppers
Replies: 26
Views: 3035

Bogus "sale" prices and savvy shoppers

Earlier this week, I ordered a new pair of shoes online. Recently I received a sale notice from the store where I bought the shoes. The "sale" prices are in effect today and the shoes I ordered cost 26% MORE than they did earlier in the week when I purchased them. So much for this weekend'...
by Colorado13
Tue Aug 02, 2016 10:18 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 37
Views: 2908

Re: Expensive car maintenance or allocate to next car fund?

I will be extremely weary of the $200 A/C repair quote. A/C repairs are either trivial or very very expensive. There is nothing in between. That $200 is an odd figure especially from an independent shop. I can provide lots of reasoning for it but this is not a garage forum. Here's the list of charg...
by Colorado13
Tue Jul 26, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: What kind of apartment can $1k get you in your city?
Replies: 80
Views: 8223

Re: What kind of apartment can $1k get you in your city?

Denver metro: average rent is $1,371 for a one-bedroom apartment. http://www.denverpost.com/2016/07/21/de ... time-high/

So, I anticipate that $1K might get you a studio or a room in a private home.
by Colorado13
Fri Jul 22, 2016 1:47 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 37
Views: 2908

Re: Expensive car maintenance or allocate to next car fund?

Mine is an 8yr old car, closing in on $100k miles - I bought it used and we don't drive a ton. My mother and next-door neighbor both have Hyundais with 200k+ miles, and like us, literally zero issues. Would you be willing to share which model you have? I see a lot of Elantras in my neck of the wood...
by Colorado13
Thu Jul 21, 2016 9:36 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 37
Views: 2908

Re: Expensive car maintenance or allocate to next car fund?

Thank you for your insights. Here are answers to some questions: Bolder: The car is a 2005 Hyundai Santa Fe. I purchased it in 2007. It's fantastic in the snow, but gets terrible gas mileage. I bought it prior to taking a job requiring a commute, but am currently averaging about 12,000 miles per yea...
by Colorado13
Thu Jul 21, 2016 4:54 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 37
Views: 2908

Re: Expensive car maintenance or allocate to next car fund?

Thanks for replies so far. Barnacle: $1,800 of the $2,000 cost reflects recommended maintenance at 120,000 miles (according to owner's manual), so spacing out the maintenance is possible, but I don't believe it would be terribly helpful. It's a good idea otherwise. Alf: It has an interference engine...
by Colorado13
Thu Jul 21, 2016 4:09 pm
Forum: Personal Consumer Issues
Topic: Expensive car maintenance or allocate to next car fund?
Replies: 37
Views: 2908

Expensive car maintenance or allocate to next car fund?

My car has 125,000 miles on it and I had planned to drive it until at least 150,000 miles, if not more. I’m faced with a car repair/maintenance bill of ~$2,000, which I can afford, but I am wondering if instead I should skip most of the repairs and add the $2,000 to the next car fund. Original cost ...
by Colorado13
Mon Jul 18, 2016 8:54 pm
Forum: Personal Consumer Issues
Topic: Help Planning Trip to Zion
Replies: 8
Views: 1189

Re: Help Planning Trip to Zion

I was going to post "Don't skip Bryce!" but read your update that you are now able to go there. It's a photographers dream, so have fun.
by Colorado13
Thu Jul 14, 2016 9:28 pm
Forum: Personal Consumer Issues
Topic: Clothing upgrade for professional environment
Replies: 78
Views: 5295

Re: Clothing upgrade for professional environment

This is not in any way intended to be sexist, but if you are not an experienced clothes shopper, I recommend that you invite a female friend to shop with you. She may be able to give advice regarding what looks good on you and can provide feedback on the all important "fit factor" that oth...
by Colorado13
Sun Jul 10, 2016 9:41 am
Forum: Personal Consumer Issues
Topic: Three Days in Colorado Springs (August)
Replies: 28
Views: 2207

Re: Three Days in Colorado Springs (August)

Smoke weed legally ! This is not my area of expertise, but... "The retail purchase and sale of marijuana is not legal in Colorado Springs. Only licensed retail marijuana stores are permitted to sell recreational marijuana. There are no licensed retail marijuana stores in the City." Source...