Search found 335 matches

by mickens16
Wed Sep 25, 2019 4:16 pm
Forum: Investing - Theory, News & General
Topic: Ex DFA CIO launches competitor which will also have ETFs
Replies: 304
Views: 39733

Re: Ex DFA CIO launches competitor which will also have ETFs

Note that Morningstar rates the Global X products as 3 star, the iShares product as 4 star, and the Wisdom Tree products as 4 star. Thanks. But Morningstar ratings are absolute and total garbage. Recent performance based, zero significance. Gosh, I took a lot of time responding to your post, resear...
by mickens16
Fri Jul 26, 2019 6:53 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 484607

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Running the 20 day backlook procedure: 1: PV website, click on Adaptive Allocation under Timing Models (bottom right) 2: Add your tickers (only use 2 for now) 3: Set Volatility Period to Specify and then manually enter 20 days 4: Monthly rebalance 5: Run the test 6: Under results, click Timing Peri...
by mickens16
Thu Jul 25, 2019 3:46 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 484607

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Equity markets are getting awfully calm right now. Will be an interesting rebalance on Wednesday! To confirm - volatility of TMF is currently higher than UPRO. Using numbers from today (UPRO Vol = 1.32%, TMF Vol = 1.96%), the weightings are basically reversed! 59.8% UPRO and 40.2% TMF. Is this corr...
by mickens16
Sat Jul 20, 2019 8:03 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 484607

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Can one of you fine people explain how you go about doing the 20-day look back?

Thanks!
by mickens16
Sat Jul 06, 2019 7:09 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays [by Random Walker]
Replies: 64
Views: 8125

Re: No More Posts Of Larry Swedroe Essays

Although there were apparently accusations of “shill”, it does appear that part of the reason is that there were ideas “contradictory to Boglehead philosophy”. I take that as anything different from a TSM or 3 fund approach. I don’t remember it that way in the early-mid 2000’s when I started partic...
by mickens16
Sat Jul 06, 2019 6:58 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays [by Random Walker]
Replies: 64
Views: 8125

Re: No More Posts Of Larry Swedroe Essays

Although there were apparently accusations of “shill”, it does appear that part of the reason is that there were ideas “contradictory to Boglehead philosophy”. I take that as anything different from a TSM or 3 fund approach. I don’t remember it that way in the early-mid 2000’s when I started partic...
by mickens16
Sat Jul 06, 2019 6:35 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays [by Random Walker]
Replies: 64
Views: 8125

Re: No More Posts Of Larry Swedroe Essays

This is an investment forum, not the three fund forum. Larry's links fit perfectly in the "Investing - Theory, News & General" section. I urge all moderators to have a group discussion along with the site owner. This just isn't right, and some of the regular attacks on these threads b...
by mickens16
Tue Jun 18, 2019 10:20 am
Forum: Personal Consumer Issues
Topic: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?
Replies: 52
Views: 6562

Re: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?

I don't know all the details because my wife did all the negotiation (for me, life is too short to deal with Verizon!). We were going on vacation in the summer, so she cancelled the service. There was no equipment to return because we never had TV, just Internet. Actually, she says the cancellation...
by mickens16
Sat Jun 08, 2019 10:09 pm
Forum: Personal Investments
Topic: How to find a reputable, fee-only advisor?
Replies: 14
Views: 1698

Re: How to find a reputable, fee-only advisor?

You can’t get much cheaper than this firm.

https://planvisionmn.com/
by mickens16
Fri Feb 22, 2019 9:12 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 111
Views: 12299

Re: Favorite youtube channels?

If you're bearded then you will enjoy DanC Bearded :happy
by mickens16
Wed Sep 12, 2018 8:27 pm
Forum: Investing - Theory, News & General
Topic: [A Boglehead explains the simplest way to manage your money - alternative viewpoint]
Replies: 45
Views: 5271

Re: [A Boglehead explains the simplest way to manage your money - alternative viewpoint]

Everyone should do what they want, but will say there is a DEFINITE cult mentality on this forum. Just because you like the 3 fund and you follow it does NOT make it the ten commandments. Confirmation bias is HUGE on this very forum and would warn EVERY investor from falling into such a trap. The m...
by mickens16
Wed Aug 29, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 5138

Re: Chipotle question

I went to Chipotle all the time when they briefly had a really delicious chorizo option. It's not traditional mexican style because it's not greasy but it was still pretty good. All their other meats are bland in comparison. I guess people couldn't handle something different so it was discontinued....
by mickens16
Mon Aug 20, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 4557

Re: Where to buy white, athletic fit dress shirt?

I’ve seen advertisements for Stateandliberty who specialize in athletic fit shirts. I also believe Hugh & Crye make athletic fit dress shirts. You could also have one made for you from propercloth. I can attest to their customer service as being the best I’ve come across. I also don’t believe sl...
by mickens16
Fri Aug 17, 2018 9:14 pm
Forum: Investing - Theory, News & General
Topic: Massive small cap tilt with low equity AA - anybody do this?
Replies: 33
Views: 3322

Re: Massive small cap tilt with low equity AA - anybody do this?

Strongly suggest you swap VBR out for VIOV. S&P600’s median cap size is under half that of Vanguards CRSP index. VBR is more of a mid/small value fund. If you believe in the small premium this will maximize your exposure (and in theory return). Less VIOV mixed with VT(I) wil give you equal expo...
by mickens16
Wed Jul 11, 2018 9:31 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Look Past Expense Ratios
Replies: 71
Views: 7716

Re: Larry Swedroe: Look Past Expense Ratios

Help me understand. Why does Larry write for etf.com but never writes about etf’s?
by mickens16
Mon Jul 09, 2018 11:16 am
Forum: Investing - Theory, News & General
Topic: Is it contradictory to be a Boglehead and have substantial allocation towards SCV?
Replies: 30
Views: 2726

Re: Is it contradictory to be a Boglehead and have substantial allocation towards SCV?

In short, I don't think that "the Bogleheads' investment philosophy" = " the three-fund portfolio and nothing else." Nisi, Excellent post as usual. For the less experienced investor please do NOT confuse being a boglehead with being a ?Taylor-head. Taylor deserves all the kudos ...
by mickens16
Sat Mar 17, 2018 5:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard New Factor Funds Portfolio Statistics
Replies: 257
Views: 47558

Re: "TRYING TO BEAT THE MARKET"

saltycaper wrote: Sat Mar 17, 2018 4:38 pm
Taylor Larimore wrote: Sat Mar 17, 2018 4:07 pm

I put this Boglehead post in another thread. It belongs here:
Actually, the quote has nothing to do with this thread, which otherwise has been excellent. Let's try not to derail it.
It appears that every thread that deviates from the three fund portfolio gets derailed by this poster.
by mickens16
Fri Mar 16, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: Time/money trade-offs with work and life balance
Replies: 46
Views: 4808

Re: Time/money trade-offs with work and life balance

For me I wouldn't take the money for less time off. Than again I have two young kids. Currently, I work four-10 hour evening shifts and one of those days I telework. However, it took me a long time to get this type of schedule to include teleworking. I've had many opportunities to apply for supervis...
by mickens16
Sun Feb 04, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: What is the best place to buy pet food online?
Replies: 28
Views: 31346

Re: What is the best place to buy pet food online?

Chewy.com is by far the best and their customer service is even better. For example, I got my older dog canned food which he didn’t like the flavor. They immediately refunded the money and just asked that we donate the food we had to a local pet shelter.
by mickens16
Tue Jan 23, 2018 3:11 pm
Forum: Forum Issues and Administration
Topic: Doesn't seem like people respond to portfolio assessments like they did a few years ago.
Replies: 105
Views: 19278

Re: Doesn't seem like people respond to portfolio assessments like they did a few years ago.

Whatever the issues are these days, I hope we can all get to the bottom of it to help new posters. When I began on this board in 2011 I was absolutely clueless. I almost took my mother-in-laws advice and used one of the poor financial advisors that we see posted a lot. If it wasn’t for Retiredjg’s c...
by mickens16
Fri Jun 09, 2017 5:37 pm
Forum: Personal Consumer Issues
Topic: New Roof - Questions
Replies: 16
Views: 2621

Re: New Roof - Questions

As others have eluded to, I would never do business with a company that knocks on my door. I may be overly cautious but I feel as though I will be ripped off as they are using 'used car dealer' tactics to get me to buy something. If I need something done on my house I will reach out to companies for...
by mickens16
Tue May 16, 2017 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Ally & TradeKing - Shared Login Starts Now!
Replies: 2
Views: 990

Re: Ally & TradeKing - Shared Login Starts Now!

I've opened Trad ira and Roth IRA but I don't see how you can convert a trad ira to Roth. Ally will also reimburse transfer fees up to $150.
by mickens16
Sat May 06, 2017 4:00 pm
Forum: Personal Investments
Topic: Signed up with 2 Advisors - Need Feedback, My Questions
Replies: 30
Views: 2455

Re: Signed up with 2 Advisors - Need Feedback, My Questions

Is this still regarding the $50K or is this for your entire retirement money?
by mickens16
Thu May 04, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: LE to MBA for someone new to "corporate" life.
Replies: 10
Views: 1176

Re: LE to MBA for someone new to "corporate" life.

I don't know if this is something you would consider, but how about Federal Probation/Pretrial?
by mickens16
Thu May 04, 2017 4:57 pm
Forum: Personal Consumer Issues
Topic: LE to MBA for someone new to "corporate" life.
Replies: 10
Views: 1176

Re: LE to MBA for someone new to "corporate" life.

Just to make sure this is accurate. You're in LE and don't get a pension?
by mickens16
Mon Apr 24, 2017 10:02 pm
Forum: Personal Consumer Issues
Topic: New job and offer - recruiter sent a wrong $$
Replies: 43
Views: 6471

Re: New job and offer - recruiter sent a wrong $$

If you really want to move jobs, you may want to have a discussion with the interviewer as they are probably the hiring manager.
by mickens16
Tue Apr 18, 2017 8:15 pm
Forum: Investing - Theory, News & General
Topic: Is it necessary to diversify across Factors?
Replies: 126
Views: 10319

Re: Is it necessary to diversify across Factors?

QuietProsperity wrote:
ImmigrantSaver wrote:For those of you doing factor based investing but don't have the access to DFA or AQR funds, which funds/ETFs do you use instead? TIA
For me:

iShares
Vanguard
Schwab
Look at Ishares, John Hancock, Goldman Sachs, and I think Fidelity recently released mutli-factor etf's. L
by mickens16
Tue Apr 18, 2017 10:36 am
Forum: Personal Investments
Topic: Wife's Money - 50K - Her Advisor vs My DIY - Help
Replies: 67
Views: 8354

Re: Wife's Money - 50K - Her Advisor vs My DIY - Help

You mention that this money is not for retirement or an EF, however, I didn't see what it is for and how soon you will need it. If you won't need to money for at least 5 years I think the Tax Managed Balanced Fund is a great idea. If you wanted to add some diversification you could add 10-15% of the...
by mickens16
Mon Apr 10, 2017 5:59 pm
Forum: Personal Investments
Topic: Pulling Ripcord from FA, Advice on Portfolio
Replies: 8
Views: 1541

Re: Pulling Ripcord from FA, Advice on Portfolio

If this is a portfolio you are really interested in I would suggest reviewing this previous thread.

viewtopic.php?t=184501
by mickens16
Fri Apr 07, 2017 11:01 am
Forum: Personal Investments
Topic: Vanguard 1 Fund or 'Own' ETF Portfolio ? Help me Decide
Replies: 12
Views: 1331

Re: Vanguard 1 Fund or 'Own' ETF Portfolio ? Help me Decide

Have you looked at the Vanguard Tax Managed Balanced Fund? It may be too risky for what you need but it's an idea.

https://personal.vanguard.com/us/funds/ ... undId=0103
by mickens16
Sat Mar 25, 2017 7:31 pm
Forum: Personal Investments
Topic: small cap value international etf
Replies: 5
Views: 1125

Re: small cap value international etf

Why don't you look at FNDC or even ISCF?
by mickens16
Wed Mar 22, 2017 9:31 pm
Forum: Personal Investments
Topic: Best way and pace to shift AA?
Replies: 14
Views: 1408

Re: Best way and pace to shift AA?

How big is the TSP in regards to the rest of the portfolio? You could shift the TSP to the G for most of your bond allocations.
by mickens16
Wed Mar 22, 2017 2:38 pm
Forum: Personal Investments
Topic: Value Tilt
Replies: 5
Views: 780

Re: Value Tilt

What's the cost basis for the two value funds and the bond fund? There is also a lot of overlap with S&P fund and the Total Stock Market fund. Other than the overlap and the bond fund in taxable I don't see any problems with your portfolio.
by mickens16
Thu Feb 02, 2017 8:11 pm
Forum: Personal Investments
Topic: Better than regular DCA: ???
Replies: 24
Views: 2269

Re: Better than regular DCA: ???

May I ask how much money is that 13%?
by mickens16
Tue Jan 24, 2017 4:30 pm
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 123
Views: 15001

Re: Best Places to Live in US?

If you choose to live in Phoenix I suggest to rent an apartment for the summer and then make the decision. Not only do you get the heat during the days but also the monsoons during the evenings. Neither are fun in my opinion. I grew up in Phoenix prior to the expansion of the highways. Today, traffi...
by mickens16
Thu Jan 05, 2017 5:52 pm
Forum: Personal Investments
Topic: How will the market perform in 2017?
Replies: 45
Views: 5063

Re: How will the market perform in 2017?

Check out the responses in the BH 2017 contest, they're all over the place.

viewtopic.php?f=10&t=206949&newpost=3179980
by mickens16
Thu Jan 05, 2017 4:33 pm
Forum: Personal Investments
Topic: 500K milestone celebration
Replies: 74
Views: 10082

Re: 500K milestone celebration

Congrats to you!!! I keep an excel sheet that I update every 6 months and happened to be looking at it last night. I started BH's in 2011 and our retirement accounts totaled $75K. Today we are almost at $440K. This site is a gem.
by mickens16
Thu Nov 03, 2016 6:52 pm
Forum: Investing - Theory, News & General
Topic: Slipping last few days- time to buy now or wait until after 11/8?
Replies: 99
Views: 17288

Re: Slipping last few days- time to buy now or wait until after 11/8?

I recall the same discussions regarding BREXIT and after a few days it was all forgotten.
by mickens16
Thu Sep 22, 2016 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Bad Supervisor - Involve Union?
Replies: 41
Views: 5943

Re: Bad Supervisor - Involve Union?

Do not meet with any management about your performance plan without a union rep with you.
by mickens16
Sat Sep 03, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 13004

Re: Frustrated Losing Weight!

Please look up flexible dieting. Some of the top nutritional experts use some type of flexible dieting. I read folks like Alan Aragon talk about eating 80-90% healthy everyday but can still enjoy that 10-20% of goodness. This type of dieting is slow so your body adjusts, such as your metabolism.
by mickens16
Tue Aug 30, 2016 11:18 pm
Forum: Personal Consumer Issues
Topic: New & Used Honda Dealer Recommendations in Northern Virgina/ DC area Wanted
Replies: 4
Views: 564

Re: New & Used Honda Dealer Recommendations in Northern Virgina/ DC area Wanted

I have dealt with a few Honda dealers in NOVA and found Pohanka Honda to be the best.
by mickens16
Tue Aug 30, 2016 12:40 pm
Forum: Personal Investments
Topic: Trident Portfolio
Replies: 25
Views: 7925

Re: Trident Portfolio

If you were to hold this portfolio would you put all 33% in GLD or keep actual gold? I'm no expert but having that much gold would bother me. If you wanted to do a safer portfolio than maybe the Permanent Portfolio would suffice. If I was to do the Permanent Portfolio with the funds you provided I w...
by mickens16
Tue Aug 30, 2016 12:31 pm
Forum: Personal Investments
Topic: Portfolio Retirement Question: Federal Employee
Replies: 12
Views: 1642

Re: Portfolio Retirement Question: Federal Employee

Are you required to retire at 57? If so, then I understand. Also, are you taking an immediate annuity to keep FEHB?
by mickens16
Mon Aug 29, 2016 8:42 pm
Forum: US Chapters
Topic: I think I found Rick Ferri
Replies: 64
Views: 25172

Re: The Second Time Around

And by the way, I am curious if Taylor has remarried. We were all sad when he lost Pat. Ned: Losing Pat, my beautiful, intelligent wife for 62 years, and mother of our three sons, was a terrible loss to everyone who knew her. A major reason I did not fall into deep depression was my participation o...
by mickens16
Thu Aug 11, 2016 7:35 pm
Forum: Personal Consumer Issues
Topic: Suppose one has been rear ended...
Replies: 33
Views: 3999

Re: Suppose one has been rear ended...

Also, don't forget to get money for a rental as it will probably take several days to fix your car.
by mickens16
Mon Aug 08, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: How dangerous is Kids Gymnastics?
Replies: 38
Views: 7230

Re: How dangerous is Kids Gymnastics?

We only allowed our boys to participate in football, basketball and baseball. I can't tell if this response is real or some type of dig at the OP having a "son" in gymnastics. There are a lot of good sports besides the big 3 in this country. For example, my son has been doing muy thai box...