Bogleheads.org

mickens16

Note that Morningstar rates the Global X products as 3 star, the iShares product as 4 star, and the Wisdom Tree products as 4 star. Thanks. But Morningstar ratings are absolute and total garbage. Recent performance based, zero significance. Gosh, I took a lot of time responding to your post, resear...

mickens16

How are people implementing NTSX into this strategy?

mickens16

Running the 20 day backlook procedure: 1: PV website, click on Adaptive Allocation under Timing Models (bottom right) 2: Add your tickers (only use 2 for now) 3: Set Volatility Period to Specify and then manually enter 20 days 4: Monthly rebalance 5: Run the test 6: Under results, click Timing Peri...

mickens16

Equity markets are getting awfully calm right now. Will be an interesting rebalance on Wednesday! To confirm - volatility of TMF is currently higher than UPRO. Using numbers from today (UPRO Vol = 1.32%, TMF Vol = 1.96%), the weightings are basically reversed! 59.8% UPRO and 40.2% TMF. Is this corr...

mickens16

Can one of you fine people explain how you go about doing the 20-day look back?

Thanks!

mickens16

Although there were apparently accusations of “shill”, it does appear that part of the reason is that there were ideas “contradictory to Boglehead philosophy”. I take that as anything different from a TSM or 3 fund approach. I don’t remember it that way in the early-mid 2000’s when I started partic...

mickens16

Although there were apparently accusations of “shill”, it does appear that part of the reason is that there were ideas “contradictory to Boglehead philosophy”. I take that as anything different from a TSM or 3 fund approach. I don’t remember it that way in the early-mid 2000’s when I started partic...

mickens16

This is an investment forum, not the three fund forum. Larry's links fit perfectly in the "Investing - Theory, News & General" section. I urge all moderators to have a group discussion along with the site owner. This just isn't right, and some of the regular attacks on these threads b...

mickens16

I don't know all the details because my wife did all the negotiation (for me, life is too short to deal with Verizon!). We were going on vacation in the summer, so she cancelled the service. There was no equipment to return because we never had TV, just Internet. Actually, she says the cancellation...

mickens16

You can’t get much cheaper than this firm.

https://planvisionmn.com/

mickens16

If you're bearded then you will enjoy DanC Bearded

mickens16

2257.37

mickens16

Everyone should do what they want, but will say there is a DEFINITE cult mentality on this forum. Just because you like the 3 fund and you follow it does NOT make it the ten commandments. Confirmation bias is HUGE on this very forum and would warn EVERY investor from falling into such a trap. The m...

mickens16

I went to Chipotle all the time when they briefly had a really delicious chorizo option. It's not traditional mexican style because it's not greasy but it was still pretty good. All their other meats are bland in comparison. I guess people couldn't handle something different so it was discontinued....

mickens16

I’ve seen advertisements for Stateandliberty who specialize in athletic fit shirts. I also believe Hugh & Crye make athletic fit dress shirts. You could also have one made for you from propercloth. I can attest to their customer service as being the best I’ve come across. I also don’t believe sl...

mickens16

Strongly suggest you swap VBR out for VIOV. S&P600’s median cap size is under half that of Vanguards CRSP index. VBR is more of a mid/small value fund. If you believe in the small premium this will maximize your exposure (and in theory return). Less VIOV mixed with VT(I) wil give you equal expo...

mickens16

Help me understand. Why does Larry write for etf.com but never writes about etf’s?

mickens16

In short, I don't think that "the Bogleheads' investment philosophy" = " the three-fund portfolio and nothing else." Nisi, Excellent post as usual. For the less experienced investor please do NOT confuse being a boglehead with being a ?Taylor-head. Taylor deserves all the kudos ...

mickens16

saltycaper wrote: ↑Sat Mar 17, 2018 4:38 pm
Taylor Larimore wrote: ↑Sat Mar 17, 2018 4:07 pm

I put this Boglehead post in another thread. It belongs here:

Actually, the quote has nothing to do with this thread, which otherwise has been excellent. Let's try not to derail it.

It appears that every thread that deviates from the three fund portfolio gets derailed by this poster.

mickens16

For me I wouldn't take the money for less time off. Than again I have two young kids. Currently, I work four-10 hour evening shifts and one of those days I telework. However, it took me a long time to get this type of schedule to include teleworking. I've had many opportunities to apply for supervis...

mickens16

Chewy.com is by far the best and their customer service is even better. For example, I got my older dog canned food which he didn’t like the flavor. They immediately refunded the money and just asked that we donate the food we had to a local pet shelter.

mickens16

You can also use FNDA at Schwab.

mickens16

Whatever the issues are these days, I hope we can all get to the bottom of it to help new posters. When I began on this board in 2011 I was absolutely clueless. I almost took my mother-in-laws advice and used one of the poor financial advisors that we see posted a lot. If it wasn’t for Retiredjg’s c...

mickens16

As others have eluded to, I would never do business with a company that knocks on my door. I may be overly cautious but I feel as though I will be ripped off as they are using 'used car dealer' tactics to get me to buy something. If I need something done on my house I will reach out to companies for...

mickens16

I've opened Trad ira and Roth IRA but I don't see how you can convert a trad ira to Roth. Ally will also reimburse transfer fees up to $150.

mickens16

Is this still regarding the $50K or is this for your entire retirement money?

mickens16

I don't know if this is something you would consider, but how about Federal Probation/Pretrial?

mickens16

Just to make sure this is accurate. You're in LE and don't get a pension?

mickens16

If you really want to move jobs, you may want to have a discussion with the interviewer as they are probably the hiring manager.

mickens16

QuietProsperity wrote:
ImmigrantSaver wrote:For those of you doing factor based investing but don't have the access to DFA or AQR funds, which funds/ETFs do you use instead? TIA
For me:

iShares
Vanguard
Schwab

Look at Ishares, John Hancock, Goldman Sachs, and I think Fidelity recently released mutli-factor etf's. L

mickens16

You mention that this money is not for retirement or an EF, however, I didn't see what it is for and how soon you will need it. If you won't need to money for at least 5 years I think the Tax Managed Balanced Fund is a great idea. If you wanted to add some diversification you could add 10-15% of the...

mickens16

If this is a portfolio you are really interested in I would suggest reviewing this previous thread.

viewtopic.php?t=184501

mickens16

Have you looked at the Vanguard Tax Managed Balanced Fund? It may be too risky for what you need but it's an idea.

https://personal.vanguard.com/us/funds/ ... undId=0103

mickens16

Why don't you look at FNDC or even ISCF?

mickens16

How big is the TSP in regards to the rest of the portfolio? You could shift the TSP to the G for most of your bond allocations.

mickens16

What's the cost basis for the two value funds and the bond fund? There is also a lot of overlap with S&P fund and the Total Stock Market fund. Other than the overlap and the bond fund in taxable I don't see any problems with your portfolio.

mickens16

May I ask how much money is that 13%?

mickens16

If you choose to live in Phoenix I suggest to rent an apartment for the summer and then make the decision. Not only do you get the heat during the days but also the monsoons during the evenings. Neither are fun in my opinion. I grew up in Phoenix prior to the expansion of the highways. Today, traffi...

mickens16

Check out the responses in the BH 2017 contest, they're all over the place.

viewtopic.php?f=10&t=206949&newpost=3179980

mickens16

Congrats to you!!! I keep an excel sheet that I update every 6 months and happened to be looking at it last night. I started BH's in 2011 and our retirement accounts totaled $75K. Today we are almost at $440K. This site is a gem.

mickens16

2478.09

mickens16

I recall the same discussions regarding BREXIT and after a few days it was all forgotten.

mickens16

Do not meet with any management about your performance plan without a union rep with you.

mickens16

Please look up flexible dieting. Some of the top nutritional experts use some type of flexible dieting. I read folks like Alan Aragon talk about eating 80-90% healthy everyday but can still enjoy that 10-20% of goodness. This type of dieting is slow so your body adjusts, such as your metabolism.

mickens16

I have dealt with a few Honda dealers in NOVA and found Pohanka Honda to be the best.

mickens16

If you were to hold this portfolio would you put all 33% in GLD or keep actual gold? I'm no expert but having that much gold would bother me. If you wanted to do a safer portfolio than maybe the Permanent Portfolio would suffice. If I was to do the Permanent Portfolio with the funds you provided I w...

mickens16

Are you required to retire at 57? If so, then I understand. Also, are you taking an immediate annuity to keep FEHB?

mickens16

And by the way, I am curious if Taylor has remarried. We were all sad when he lost Pat. Ned: Losing Pat, my beautiful, intelligent wife for 62 years, and mother of our three sons, was a terrible loss to everyone who knew her. A major reason I did not fall into deep depression was my participation o...

mickens16

Also, don't forget to get money for a rental as it will probably take several days to fix your car.

mickens16

We only allowed our boys to participate in football, basketball and baseball. I can't tell if this response is real or some type of dig at the OP having a "son" in gymnastics. There are a lot of good sports besides the big 3 in this country. For example, my son has been doing muy thai box...

Search found 335 matches