Search found 182 matches

by Bitzer
Sun Jul 12, 2020 7:09 am
Forum: Personal Consumer Issues
Topic: TV antenna - do I need amplified
Replies: 13
Views: 745

TV antenna - do I need amplified

I am "cutting the cord" and switching to antenna TV. I live in a medium sized city perhaps 15 miles or so from the TV transmission site, without any hills, mountains, etc. between me and the TV transmission site. I'm going to purchase an antenna soon. A regular antenna would probably be fine but I'd...
by Bitzer
Thu Jul 09, 2020 11:28 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 315
Views: 40803

Re: Don't pay full price for SiriusXM radio

I am thinking about purchasing a first time new Sirius subscription for my car and, if possible, to listen on my pc. The least expensive subscription I see on the Sirius website is $10.99/month. Could someone please direct me to the $60/year plan? Also any special tips on setting up my first time ne...
by Bitzer
Thu Jul 02, 2020 8:41 am
Forum: Personal Consumer Issues
Topic: How do HD OTA Antennas work?
Replies: 41
Views: 1791

Re: How do HD OTA Antennas work?

I understand that Tivo requires a device to be installed on each TV, but Tablo does not. Is this correct?
by Bitzer
Thu Jul 02, 2020 8:17 am
Forum: Personal Consumer Issues
Topic: How do HD OTA Antennas work?
Replies: 41
Views: 1791

Re: How do HD OTA Antennas work?

I am looking at Tablo which seems to address your needs (I don't know anything about Philo). Tablo's hardware for antenna TV seems to be old, so I am hoping for an update before I purchase. From what I understand, Tablo also offers a cloud DVR which would allow you to access recorded TV from anywher...
by Bitzer
Mon Jun 29, 2020 8:43 am
Forum: Personal Consumer Issues
Topic: DVR for OTA TV
Replies: 53
Views: 2896

Re: DVR for OTA TV

Can I access recorded programs from the Tablo cloud DVR anywhere? For example, can I access my cloud DVR using my Android phone from the car? Thanks!
by Bitzer
Wed Jun 03, 2020 6:31 pm
Forum: Personal Consumer Issues
Topic: Puzzling problem with outbound calls on Google Voice
Replies: 6
Views: 499

Re: Puzzling problem with outbound calls on Google Voice

I added the apps Google Hangouts and Hangouts Dialer Not sure why they helped, but they did
by Bitzer
Fri May 08, 2020 10:37 am
Forum: Investing - Theory, News & General
Topic: Missing EM in VXUS?
Replies: 11
Views: 1187

Re: Missing EM in VXUS?

If I remember correctly, Canada was underrepresented in VXUS. As much as I like Canadians and visiting Canada, I didn't worry about it. Not suggesting that Canada is an emerging economy, just making an observation.
by Bitzer
Fri May 08, 2020 10:34 am
Forum: Personal Consumer Issues
Topic: New Brake Pads
Replies: 87
Views: 4229

Re: New Brake Pads

I use Honda OEM parts for my brake work. There are a couple of online Honda dealers in the New England area that sell parts at a reasonable price. I've had problems with aftermarket parts not fitting correctly. For me, car parts are like painting my house. The labor is expensive, so I invest in OEM ...
by Bitzer
Fri May 08, 2020 10:27 am
Forum: Investing - Theory, News & General
Topic: 2007 to 2020: The changing advice of "A Random Walk Down Wall Street"
Replies: 67
Views: 10575

Re: The changing advice of "A Random Walk Down Wall Street" - 2007 to 2020

The longer I invest, the more I like the "set it and forget it" three fund type strategy. I realize that things (investing conditions) change over time, but I think there can be some performance chasing involved too.
by Bitzer
Tue Apr 07, 2020 6:54 am
Forum: Investing - Theory, News & General
Topic: [Direxion’s QMJ long short fund]
Replies: 42
Views: 1671

Re: What is the purpose of a Long/Short Equity Fund fund like AQR QLERX?

BTAL has also done well in the past two months. Doesn't mean it will in the future. BTAL and QLEIX have done quite poorly, by many benchmarks, from their inception until about a month or so ago. Most people here will recommend sticking with a 3 or 4 fund portfolio.
by Bitzer
Mon Mar 09, 2020 6:56 pm
Forum: Personal Investments
Topic: Jettison QSPIX?
Replies: 64
Views: 4771

Re: Jettison QSPIX?

QSPIX seems to be finally doing its job...been waiting a lot of years for this :) Oh wait, they rest of my portfolio is way down :oops:

Larry, are you there? :sharebeer
by Bitzer
Tue Mar 03, 2020 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Should wife get LLC or sole proprietorship?
Replies: 7
Views: 465

Re: Should wife get LLC or sole proprietorship?

My experience is that landlords, banks, utility companies etc will require small (ie little or no assets) LLCs to have their obligations personally guaranteed by the operator. Most attorneys would also name the LLC operator personally as a defendant in a lawsuit. Short answer: small LLCs usually don...
by Bitzer
Mon Mar 02, 2020 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Import Fidelity 1099-DIV information for tax return preparer?
Replies: 2
Views: 197

Import Fidelity 1099-DIV information for tax return preparer?

After many years of preparing my own income tax returns, I have decided to hire an accountant for this task. How would I go about giving the preparer Form 1099-DIV information in electronic form (import) without giving the preparer full access to my Fidelity account (ie my user name and password)? T...
by Bitzer
Sat Feb 01, 2020 9:06 am
Forum: Personal Consumer Issues
Topic: LAX Lounges
Replies: 2
Views: 521

Re: LAX Lounges

United lounges at LAX are pretty good and recently renovated. You can buy passes on eBay for much less than United's posted rate
by Bitzer
Wed Jan 29, 2020 8:17 pm
Forum: Personal Consumer Issues
Topic: Computer/internet/DNS(?) problem
Replies: 70
Views: 3045

Re: Computer/internet/DNS(?) problem

Perhaps try a Winsock reset in addition to the DNS flush. "Forget" your Wifi first and do a restart after each step
by Bitzer
Sat Jan 18, 2020 2:58 pm
Forum: Personal Consumer Issues
Topic: Websites for last minute travel deals.
Replies: 8
Views: 1286

Re: Websites for last minute travel deals.

Where is a good place to look for good deals (preferably not too last minute) on packaged tours? We're interested in a 10 day (or so) vacation to see Rome, Florence and Venice. We would be interested in a package that would include hotels in each of the cities, rail or bus transportation between the...
by Bitzer
Thu Jan 16, 2020 9:27 pm
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 9
Views: 1530

Re: Managed Futures Fund...If you must

Uh oh People are talking about managed futures...could this be a sign that the market is topping out?
by Bitzer
Fri Jan 10, 2020 6:55 pm
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 66
Views: 8137

Re: AQR Cuts Staff After a Bad Year (39 out of 41 funds down)

@afan I'm not very agile on this board, so I can't reference your comment here. Very funny!
by Bitzer
Fri Jan 10, 2020 3:21 pm
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 66
Views: 8137

Re: AQR Cuts Staff After a Bad Year (39 out of 41 funds down)

I drank the Kool Aid, as they say, on the first two of these funds, PCRIX and QSPIX. I sold PCRIX at a substantial loss some time ago. At the suggestion of some on this board and as I mentioned in a previous post, I'm holding QSPIX through a complete market cycle (whatever that is for QSPIX) and hop...
by Bitzer
Sun Dec 29, 2019 11:06 am
Forum: Personal Consumer Issues
Topic: New couch
Replies: 10
Views: 899

Re: New couch

Costco has some nice furniture
by Bitzer
Wed Dec 18, 2019 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: About to close on house. Issue just popped up on title. What should I do?
Replies: 22
Views: 2473

Re: About to close on house. Issue just popped up on title. What should I do?

My thought is that the title issue will be eventually resolved, but the question is when. Issues like these often get put on the back burner by attorneys, title companies and mortgagees after the closing. If you choose to close prior to the issue being completely resolved (which could be weeks or mo...
by Bitzer
Mon Dec 16, 2019 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Medigap, Medicare advantage
Replies: 29
Views: 1434

Re: Medigap, Medicare advantage

I have heard that (at least some) Advantage advisors receive a commission. Not sure about Medigap policies. Could that lead to bias by Advantage salespeople? Perhaps
by Bitzer
Thu Dec 12, 2019 11:34 pm
Forum: Personal Investments
Topic: Jettison QSPIX?
Replies: 64
Views: 4771

Re: Jettison QSPIX?

Well, QSPIX has been down approximately 7.5% since the previous post was written. I'm trying to stay the course, as they say, and hold this fund through a complete investment cycle. Does anyone know what a complete investment cycle is for this fund? Thanks!
by Bitzer
Sun Nov 03, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Cell phone service
Replies: 21
Views: 1873

Re: Cell phone service

@friar1610 You can purchase one year of service (without adding any minutes, texts or data) on TracFone for $50

I've been using TracFone for years and never had any problems. Data speeds may have been throttled in the past compared to "real" Verizon service, but I believe they no longer are.
by Bitzer
Wed Sep 11, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3544

Re: Need ideas for NY Upstate Getaway

Canandaigua Lake or Keuka Lake. You might be able to get a good deal as the "season" is largely over.
by Bitzer
Wed Aug 28, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1759

Re: Diesel Chevy Equinox a good idea?

BTW: The commute is 150 miles roundtrip. Sorry if I did not make that clear
by Bitzer
Wed Aug 28, 2019 10:59 am
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1759

Re: Diesel Chevy Equinox a good idea?

Thanks all, for your replies so far. I forgot to add that she lives in a high snowfall area...and I do mean high. The AWD Equinox is her measure of winter driving safety (as opposed to a high MPG sedan), but I guess something like an AWD Subaru didn't deliver the desired MPG. I forgot to add that th...
by Bitzer
Wed Aug 28, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: Diesel Chevy Equinox a good idea?
Replies: 36
Views: 1759

Diesel Chevy Equinox a good idea?

My daughter is starting a new job with a 150 mile daily commute. She wants to buy a diesel Chevy Equinox, primarily with the thought in mind of getting good gas mileage. She lives in a cold cliamte area. My limited knowledge (admittedly from many years ago) is that diesels are noisy, exhaust has tha...
by Bitzer
Thu Aug 22, 2019 2:39 pm
Forum: Personal Investments
Topic: Portfolio tracking tool
Replies: 3
Views: 893

Re: Portfolio tracking tool

I've been using kwanti.com, but its cost is above your budget range.
by Bitzer
Tue Aug 20, 2019 7:48 am
Forum: Personal Consumer Issues
Topic: Replacing brake pads in a Honda CRV 125,000 miles
Replies: 34
Views: 2650

Re: Replacing brake pads in a Honda CRV 125,000 miles

I have a friend who works on my Honda Pilot so I am fortunate. I always buy OEM parts, either on eBay or otherwise online. A few of the online Honda parts dealers in the New England and Philadelphia areas are very reputable. I stay away from aftermarket parts, not only due to quality but also becaus...
by Bitzer
Mon Jul 08, 2019 7:28 am
Forum: Investing - Theory, News & General
Topic: Web-based portfolio allocation service using Lipper classifications?
Replies: 0
Views: 310

Web-based portfolio allocation service using Lipper classifications?

I have made many investing decisions based upon discussions here and Lipper fund screening tools. My use of Lipper fund classifications (such as multi cap core) is just a personal preference and not a suggestion that Lipper classifications are better than those of Morningstar. Does anyone know of a ...
by Bitzer
Mon Jul 08, 2019 7:18 am
Forum: Personal Consumer Issues
Topic: Best deals on MiFi devices / Hot spot - 4th of July hardware sales?
Replies: 20
Views: 1299

Re: Best deals on MiFi devices / Hot spot - 4th of July hardware sales?

I have a situation similar to OP's. Tethering abilities is hit or miss with TracFone phones, even for newer ones. This may be because Verizon wants to save tethering ability for its own direct customers and not for MVNO customers. I'm looking for a MiFi hotspot that has a low monthly cost and rollov...
by Bitzer
Mon Jul 08, 2019 7:09 am
Forum: Personal Finance (Not Investing)
Topic: Tax software to prepare 1041 form
Replies: 15
Views: 8828

Re: Tax software to prepare 1041 form

I prepare a 1041 and similar New York state form for a testamentary trust that distributes all of its income to two beneficiaries. The K-1 information that is issued by the trust to the two beneficiaries then gets incorporated into the federal and New York state personal income tax return of each be...
by Bitzer
Sun Jun 23, 2019 7:43 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 315
Views: 40803

Re: Don't pay full price for SiriusXM radio

Is this $5/month plan indefinite? Like some others participating in this thread, I'd prefer not to deal with a customer service agent every 6 or 12 months.
by Bitzer
Sun Jun 23, 2019 7:01 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer private equity investments? Thoughts?
Replies: 72
Views: 9012

Vanguard to offer private equity investments? Thoughts?

This news item is reported in the online edition of today's Wall Street Journal
by Bitzer
Thu Jun 20, 2019 9:12 pm
Forum: Personal Consumer Issues
Topic: How do I download Spotify to a USB stick to play music in car?
Replies: 10
Views: 1463

Re: How do I download Spotify to a USB stick to play music in car?

May I respectfully suggest that the premise of my question was that DRM removal is illegal? What I was asking was for legal alternatives to DRM removal.
by Bitzer
Thu Jun 20, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: How do I download Spotify to a USB stick to play music in car?
Replies: 10
Views: 1463

How do I download Spotify to a USB stick to play music in car?

I am a Spotify premium subscriber with a PC. How do I download Spotify to a USB stick so that I can play music in my car? I have searched online and see that a DRM remover program seems to be necessary. Is DRM removal legal? Are these programs safe (not sure that I would want to disclose my Spotify ...
by Bitzer
Wed May 22, 2019 9:01 am
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 39
Views: 3453

Re: Getting Ready for Windows 10

Yes, I've had my computer "not responding"...sounds like Norton may be the cause of it. Thanks!
by Bitzer
Wed May 22, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 39
Views: 3453

Re: Getting Ready for Windows 10

@cheese_breath May I ask why you've decided to stop using Norton? I've been using it successfully for many years and find that its set it and forget it feature is worth the $60/year. Maybe I'm missing something, but I believe it's all inclusive with features for novice users such as myself. It's les...
by Bitzer
Sat Mar 23, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: Global Entry Application turnaround times?
Replies: 35
Views: 4692

Re: Global Entry Application turnaround times?

My NEXUS renewal took 2 weeks from the time I applied online to the time the card arrived in my mailbox. No international travel, except visits to Canada, to report since original application 4 years ago. No interview required for renewal. I applied for renewal 51 weeks before expiration. I know thi...
by Bitzer
Wed Jan 16, 2019 7:01 pm
Forum: Personal Consumer Issues
Topic: How to set android phone to send phone solicitors directly to voice mail.
Replies: 27
Views: 1900

Re: How to set android phone to send phone solicitors directly to voice mail.

I use youmail. You have to switch over to their voicemail, but the advantage is that youmail prevents spammers from leaving a voicemail which I find annoying to clear.
by Bitzer
Wed Dec 19, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Spam calls to cell phone...
Replies: 123
Views: 15853

Re: Spam calls to cell phone...

I use youmail. They have access to your contact list, etc and you have to switch your voicemail to theirs, but if they detect a call as spam, they won't allow the spammer to leave a voicemail. That prevents you having to call your voicemail to clear the spam voicemail message.
by Bitzer
Sat Dec 01, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Norton Security Deluxe subscription offer
Replies: 12
Views: 700

Re: Norton Security Deluxe subscription offer

It is possible to easily turn off the auto renew feature of Norton online (without calling customer service). Norton's "set it and forget it" feature along with its excellent customer service makes it well worth $20/year (even though there are many free anti-virus services available).
by Bitzer
Wed Nov 14, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: Mobile cellular hotspot for low data use
Replies: 17
Views: 1405

Re: Mobile cellular hotspot for low data use

I'm interested in a plan that charges a low monthly fee and allows the purchase of blocks of data which don't expire (much like TracFone does). Unfortunately the Tracfones that I've seen do not allow tethering and TracFone does not offer a stand alone mifi device. I tried Karma but their blocks of d...
by Bitzer
Mon Nov 12, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1753
Views: 268290

Re: QSPIX - thoughts on interesting fund

There are some sizable declines across the board in the stock market today. I'll be interested see if QSPIX will be up for the third day in a row.
by Bitzer
Fri Nov 09, 2018 6:47 pm
Forum: Investing - Theory, News & General
Topic: QSPIX - thoughts on interesting fund
Replies: 1753
Views: 268290

Re: QSPIX - thoughts on interesting fund

QSPIX has been up nicely in the last couple of days. I wonder if it will finally do what it is supposed to do? Yes, I know two days doesn't mean much of anything, but it's still nice to see after all these years of waiting.
by Bitzer
Wed Aug 22, 2018 12:44 pm
Forum: Personal Investments
Topic: American Target date funds
Replies: 13
Views: 1327

Re: American Target date funds

I look at expense adjusted performance and I find that many American Funds target date funds are attractive for that reason.
by Bitzer
Wed Jul 04, 2018 6:48 am
Forum: Personal Consumer Issues
Topic: Question about Cutting Cable
Replies: 18
Views: 2088

Re: Question about Cutting Cable

I can successfully simultaneously stream live youtube tv on two devices with 12 mbps at home. I was concerned when I read suggestions that 25 mbps+ was needed, but what I have works fine.
by Bitzer
Fri Jun 01, 2018 6:54 am
Forum: Personal Consumer Issues
Topic: steel cut oats in bulk
Replies: 50
Views: 5393

Re: steel cut oats in bulk

To those who have seen/purchased Bob's oats at Costco, has this been within the past month or so?