Search found 1350 matches

by wilked
Tue Dec 18, 2018 7:16 am
Forum: Investing - Help with Personal Investments
Topic: Made Big mistake timing the market - help
Replies: 25
Views: 2713

Re: Made Big mistake timing the market - help

I’m a very new to investing and I bought tqqq when it was around $60 not knowing anything about leveraged etfs. Now it’s down to $40. I came to know about Bogle heads recently.I know it’s too late and made a mistake. But now should I sell everything and follow the bogle principles or hold to tqqq t...
by wilked
Sun Dec 09, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: Electric bill with LED
Replies: 102
Views: 6880

Re: Electric bill with LED

If I remember right changing a house full of CFL to a house full of LED might have a payback of about 3-5 years.

Your energy savings will be on the order of $20/month at most
by wilked
Fri Dec 07, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 95
Views: 8657

Re: Is this normal for an HOA?

If an uninterested observer were to read this thread... not the most ringing endorsement for an HOA
by wilked
Thu Dec 06, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 95
Views: 8657

Re: Is this normal for an HOA?

If anyone thinks in the case of a fire that someone is going to run to the office, open files, figure out how many people were written on the paper, run back to the firefighters and then tell them 3 people are on the paper so get someone back in the burning building until 3 people are found.... you ...
by wilked
Thu Dec 06, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Has anyone on this board painted over wallpaper?
Replies: 46
Views: 3029

Re: Has anyone on this board painted over wallpaper?

Golf maniac wrote:
Thu Dec 06, 2018 9:11 am
We were redoing a bath in our house and it had wallpaper. The contractor told us it is easier and cheaper to remove the drywall and replace instead of removing the wallpaper.
were you also moving plumbing? Electrical changes / upgrades? That may have factored in the decision
by wilked
Wed Dec 05, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: Dishwasher stopped working well
Replies: 16
Views: 1498

Re: Dishwasher stopped working well

1. Clean screen, pull all rotating arms off and clean them. Look for particualtes in the arms. Some screens have to be 'twist-fit' in. I found once mine was not twist fit in and particulates were getting past it. 2. When running, make sure the arms can spin freely before starting. Sometimes a piece ...
by wilked
Wed Dec 05, 2018 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Home Question, What Would You Do?
Replies: 21
Views: 2133

Re: Home Question, What Would You Do?

Me reading your post

....analyzing information
....debating pros / cons
....considering alternative
[Get to the part where your income is 450K]
Clear answer - move to better neighborhood that meets your requirements
by wilked
Tue Dec 04, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Another Home Affordability Thread
Replies: 13
Views: 1485

Re: Another Home Affordability Thread

My advice is don’t buy a 4500 sq ft house. Aim for about half that, see if you can knock the price down by half
by wilked
Tue Dec 04, 2018 5:31 pm
Forum: Investing - Help with Personal Investments
Topic: Will we make it saving only in employer plans?
Replies: 58
Views: 4129

Re: Will we make it saving only in employer plans?

OP have you accounted for every dollar spent over a month and put each into categories? You might find that eye opening
by wilked
Tue Dec 04, 2018 6:40 am
Forum: Personal Finance (Not Investing)
Topic: What to negotiate in offers
Replies: 45
Views: 3202

Re: What to negotiate in offers

I have no idea why you are comparing your old job and new job. It’s not relevant. The only thing with relevance are industry standards / comps. Going line by line is not productive. Things that can be measured in dollars you should look at via the lens “total compensation”. For example, if you have ...
by wilked
Mon Dec 03, 2018 10:02 pm
Forum: Investing - Help with Personal Investments
Topic: Will we make it saving only in employer plans?
Replies: 58
Views: 4129

Re: Will we make it saving only in employer plans?

You are in the top 5% of household incomes ine US. If you can’t reliably retire comfortably then who can?

Keep maxing 401k. Soon daycare drops off, put that into savings, and keep rolling it
by wilked
Sun Dec 02, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Quality Kitchen Faucet Recommendations?
Replies: 36
Views: 2768

Re: Quality Kitchen Faucet Recommendations?

Mown or Delta.

Use build.com and you can see a ton of ratings
by wilked
Sun Dec 02, 2018 8:37 pm
Forum: Personal Consumer Issues
Topic: First Triathlon. What bike to buy?
Replies: 34
Views: 1833

Re: First Triathlon. What bike to buy?

Ride the race on the hybrid. You’re getting way ahead of yourself spending $1300 when she is clearly saying to slow down... Once she starts putting 100+ miles on a bike in a year it’s time to upgrade to a nice road bike. For now let her have fun with the bike she’s got, first triathlon is all about ...
by wilked
Sun Dec 02, 2018 7:57 am
Forum: Personal Consumer Issues
Topic: Has anyone on this board painted over wallpaper?
Replies: 46
Views: 3029

Re: Has anyone on this board painted over wallpaper?

You know the right thing to do. Don’t paint over wallpaper if you at all care about a nice finished product
by wilked
Wed Nov 28, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Experience selling car to Carmax?
Replies: 105
Views: 176991

Re: Experience selling car to Carmax?

Went to Carmax for my 2008 Nissan Rogue, 102k miles, good condition. They offered $1600

Sold it 5 days later on craigslist for $4k
by wilked
Wed Nov 28, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: Broken Sewer pipe - $10,000-$20,000 to fix
Replies: 58
Views: 6224

Re: Broken Sewer pipe - $10,000 to fix

Haven't seen it mentioned, but be sure to understand 'why' the break occurred so you don't have to do the same thing in 6 more months
by wilked
Wed Nov 28, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Leveling basement floor
Replies: 15
Views: 1090

Re: Leveling basement floor

This is a pretty easy DIY project. Watch some youtubes if you need to gain experience, but it does pretty much self-level
by wilked
Tue Nov 27, 2018 5:17 pm
Forum: Personal Consumer Issues
Topic: Car advice - new attending - what to buy?
Replies: 37
Views: 3752

Re: Car advice - new attending - what to buy?

Definitely get the snow tires

Best analogy I have heard is to ask yourself if you only use one shoe type year-round for all weather?
by wilked
Tue Nov 27, 2018 9:51 am
Forum: Personal Finance (Not Investing)
Topic: Should I go back to my 6 figure job?
Replies: 20
Views: 2398

Re: Should I go back to my 6 figure job?

Hey everyone, back in 2017 I left my 6 figure job (approx $115,000 comp per year but can easily make 140K) for a job that pays about $77,000 My rationale for leaving this was I would have more time to work on side income which I have and do make money on the side. Also, going back to my old positio...
by wilked
Tue Nov 27, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Why is the Honda Fit so hard to find?
Replies: 63
Views: 5894

Re: Why is the Honda Fit so hard to find?

Be sure to test drive the Subaru Impreza hatchback. Very fun car, reliable, safe
by wilked
Tue Nov 27, 2018 5:52 am
Forum: Personal Consumer Issues
Topic: Car advice - new attending - what to buy?
Replies: 37
Views: 3752

Re: Car advice - new attending - what to buy?

Agree with the others, get a Subaru. Maybe an outback
by wilked
Mon Nov 26, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 4807

Re: Robot Vacuum Cleaner?

Get the top of the line Roomba. It's worth it The new dust bin looks awesome. We have the 980 and I would definitely pay a couple hundred right now to eliminate having to empty it each day. We have a cat and two kids. The roomba bin is nearly full each and every day - absolutely amazes me the amount...
by wilked
Mon Nov 26, 2018 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Negotiating salary when you know you're underpaid
Replies: 16
Views: 2053

Re: Negotiating salary when you know you're underpaid

I recently received information that my base salary is well below market for my current job... like 20% below the midpoint for the pay grade. There are a couple of logical reasons for this. ......... One year in, the business unit is turning around I'm going to pretend I am your boss. Here's my per...
by wilked
Mon Nov 26, 2018 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Real Estate upon death
Replies: 33
Views: 2037

Re: Real Estate upon death

how is your wife and sister's relationship?
by wilked
Mon Nov 26, 2018 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Federal Job Offer - Should I take it?
Replies: 58
Views: 3860

Re: Federal Job Offer - Should I take it?

No way....

Even if they doubled the salary still not a slam dunk, though you probably take it then
by wilked
Sun Nov 25, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: Purchasing a Bathroom Vanity
Replies: 6
Views: 589

Re: Purchasing a Bathroom Vanity

https://www.build.com/miseno-mv745036r/ ... id=2940709

One example after a quick query

Plus 20% off cyber Monday

I highly recommend getting solid wood. Never understood the idea of buying a product that is not compatible with water / moisture for a bathroom.
by wilked
Sun Nov 25, 2018 11:21 am
Forum: Personal Consumer Issues
Topic: Purchasing a Bathroom Vanity
Replies: 6
Views: 589

Re: Purchasing a Bathroom Vanity

Use www.build.com

They have a ton of filters so you can narrow in on exactly what you want
by wilked
Fri Nov 23, 2018 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Should I sell my house?
Replies: 59
Views: 4785

Re: Should I sell my house?

You wrote that you would service your $800k house with your husbands salary ($180k). This is WAY beyond my comfort level. Then you wrote that you would stretch into a million dollar house with additional funds from the sale. I live in Boston area and know the real estate fairy well. There are only a...
by wilked
Thu Nov 22, 2018 6:40 pm
Forum: Personal Finance (Not Investing)
Topic: What financial information do you share with your family and relatives?
Replies: 112
Views: 9717

Re: What financial information do you share with your family and relatives?

I’m surprised at how sensitive people are over the questions. I think typically they are well intentioned and someone is asking for a reason
by wilked
Sun Nov 18, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: New Crossover Confusion.....
Replies: 26
Views: 2175

Re: New Crossover Confusion.....

Based off what you wrote, no brainer - Subaru Forester
by wilked
Fri Nov 16, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: My experience with iPhone6s battery replacement
Replies: 34
Views: 3058

Re: My experience with iPhone6s battery replacement

I just had it done last week. Took about 2 hrs start to finish, which felt about twice as long as it needed to be. I sent them feedback indicating as such
by wilked
Thu Nov 15, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 58
Views: 3548

Re: which snow blower ?

Two stage Ariens 24 inch

If it were me I’d buy an older 824 in good shape.
by wilked
Tue Nov 13, 2018 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing New Home - Down Payment 20 or 25%??
Replies: 19
Views: 1160

Re: Purchasing New Home - Down Payment 20 or 25%??

20%. This is one of those "if you have to ask, then you can't afford it", especially since you're talking about a 5% difference. Keep your liquidity, and if you want to pay it toward the mortgage in a few years when y'all have settled in, then go for it. This is about it Also, show me the homeowner...
by wilked
Thu Nov 08, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: Oil Painting Restoration
Replies: 3
Views: 212

Re: Oil Painting Restoration

PoppyA wrote:
Thu Nov 08, 2018 10:26 am
Good museum should be able to point you in the right direction.
yes, contact a couple local museums
by wilked
Wed Nov 07, 2018 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: 1/3 of Baby Boomers have no retirement savings...
Replies: 77
Views: 8299

Re: 1/3 of Baby Boomers have no retirement savings...

Baby Boomers, as a rule, bought their houses in the 70s / 80s. http://4.bp.blogspot.com/-RHk84Mq9_48/Te2EJsaePsI/AAAAAAAABE8/ELksE6qfhrc/s1600/U.S.%2BHousing%2BPrice%2BIndex%2BSince%2B1900.jpg For a big portion of them, their houses are a big part of their nest egg. Without accounting for that and p...
by wilked
Mon Nov 05, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: African Safari: Worth it or Hype?
Replies: 61
Views: 6557

Re: African Safari: Worth it or Hype?

Amazing We did safari / Kili / Zanzibar. Best traveling I have ever done I’m looking at doing something similar soon - what company did you go through etc? Where did you go? Where you there long? Any details would be great! We did a 21 day trip or so...week-long safari (Tarangire, Ngorongoro, Manya...
by wilked
Thu Nov 01, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: Fine Dining Cape Cod
Replies: 14
Views: 1249

Re: Fine Dining Cape Cod

Two good options that fit what you are asking:

Ocean House - amazing views, great food. Reservations can be tough, may not be an option
Clean Slate Eatery - Get the tasting menu. Food is unsurpassed on the Cape
by wilked
Mon Oct 29, 2018 8:05 pm
Forum: Personal Consumer Issues
Topic: Highlander or Murano 2018 ..
Replies: 36
Views: 2388

Re: Highlander or Murano 2018 ..

We just went shopping for similar cars. Did extensive analysis, test drives, etc. ultimately we decided to get a 2019 Subaru Ascent. The Highlander is a bit dated and the Subaru drives a lot better
by wilked
Sat Sep 29, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: For real liquid cod liver oil.........?
Replies: 16
Views: 1220

Re: For real liquid cod liver oil.........?

Carlson’s.

It should be pretty easy to find
by wilked
Tue Sep 25, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: How to watch baseball playoffs without cable
Replies: 36
Views: 2382

Re: How to watch baseball playoffs without cable

ADower wrote:
Mon Sep 24, 2018 4:30 pm
Super easy!

If you have an iPhone you need to buy an HDMI to DVR cable. They're ~40$. Next, go buy a gold tip HDMI Cord.

Search on reddit for live feeds of the game on your phone. Plug the phone into the HDMI to dvr cable and the HDMI cord into the tv and you've got free games.
not legal
by wilked
Sun Sep 23, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Don't try this at home?
Replies: 8
Views: 2057

Re: Don't try this at home?

What I do : I own a table saw (gasp) and have removed or disabled many of the "safety" features (double gasp) after concluding they interfered with my sight lines and made me less safe. I tend to agree with you. The blade guard prevents my left hand from lining up the cut, I dealt with it for a few...
by wilked
Sun Sep 23, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: NYC weekend house: your experiences?
Replies: 18
Views: 2849

Re: NYC weekend house: your experiences?

gasman wrote:
Sun Sep 23, 2018 9:44 pm
If I had a choice, I would do the reverse. Live in Westchester or Long Island and keep an apartment in the city for weekends.
Exactly. No brainer here
by wilked
Wed Sep 19, 2018 6:11 am
Forum: Personal Consumer Issues
Topic: How to watch baseball playoffs without cable
Replies: 36
Views: 2382

Re: How to watch baseball playoffs without cable

YouTube tv

You can have like 5 people on the account, so share the price with a few other cord cutters and it’s wicked cheap
by wilked
Tue Sep 18, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Is this a potentially dangerous electrical issue that needs to be addressed?
Replies: 19
Views: 2161

Re: Is this a potentially dangerous electrical issue that needs to be addressed?

Just want to be fully clear on working safely with electricity: -Turn off the breaker before working on the outlet -Test and verify that it is off using one of these https://cloudfront.zoro.com/product/full/Z1wJItocpEx_.JPG . You do this by first confirming the tester works (go to a known live circu...
by wilked
Mon Sep 17, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Dilemma: Add room to current house or buy new house?
Replies: 93
Views: 4950

Re: Dilemma: Add room to current house or buy new house?

Unless this is your house
https://cdn.nashvillepost.com/files/bas ... .04_pm.jpg

I would suggest that you re-evaluate. 6000 sq ft house is bigger than probably 90% of this board's houses
by wilked
Mon Sep 17, 2018 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Delaying SS? How Long It Will Take for It to Pay Off?
Replies: 53
Views: 5343

Re: Delaying SS? How Long It Will Take for It to Pay Off?

Breakevens depends on what rates you use. Personally, I see delaying SS simply as longevity insurance . The only reasons I would it take earlier than 70 is if I thought I would die earlier than average or if I needed the money before 70. This If you guess wrong you won't be around to second-guess a...
by wilked
Sat Sep 15, 2018 8:10 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 5623

Re: [Wearing] Shorts in Egypt

As to the shorts debate in the US, I would offer a reasonable compromise. Wearing shorts, no problem so long as the sun is in the sky. But for humanity’s sake, switch to pants once the sun is down. This is roughly what you look like wearing shorts after sundown https://media-cdn.tripadvisor.com/medi...