Search found 6491 matches

by Alex Frakt
Tue Feb 06, 2024 12:41 pm
Forum: Investing - Theory, News & General
Topic: Faith-based Investment Options, Tools, and Resources
Replies: 52
Views: 6858

Re: Faith-based Investment Options, Tools, and Resources

After moderator discussion, we are reopening this thread. Please keep comments to the availability and suitability of the various investment options for those that are interested. Discussions on the religious justifications for or necessity of such investments are outside the scope of this forum and will be removed.

To get an idea of what we'll consider acceptable, you can take a look at the wiki page on Sharia Investing. We will likely use the info from this thread to add additional wiki pages.
by Alex Frakt
Mon Jul 10, 2023 9:18 pm
Forum: Personal Consumer Issues
Topic: CBD+THC product store in Boulder (or Denver)
Replies: 19
Views: 3346

Re: CBD+THC product store in Boulder (or Denver)

Thread reopened. The original post is well within the "Acceptable Topics and Subforum Guidelines" of the forum policies.

Reports on the original post will be closed without acknowledgement. However, reporting specific violations within replies are encouraged. This includes any discussions on the policy or politics of marijuana legalization, which are off-topic on this site.
by Alex Frakt
Thu Jun 22, 2023 9:36 pm
Forum: Forum Issues and Administration
Topic: [Usage of forum's knowledge by AI]
Replies: 31
Views: 7003

Re: Monetizing the forum's shared knowledge corpus

Bit surprised that Bard would be using it
Google will not provide precise details about the origin of the training data used by the language model underlying Bard. But they have shared numbers on the types of sources and by far the largest source, at a full 50% of the training corpus, is from forum sites.
by Alex Frakt
Thu Jun 22, 2023 8:51 pm
Forum: Forum Issues and Administration
Topic: [Usage of forum's knowledge by AI]
Replies: 31
Views: 7003

Re: Monetizing the forum's shared knowledge corpus

steadyosmosis wrote: Thu Jun 22, 2023 6:09 pm
jebmke wrote: Thu Jun 22, 2023 1:42 pm At the first sign of monetization, I'm out of here.
+1.
I'm thinking about charging $1 to look the other way when someone posts a "+1".
by Alex Frakt
Thu Jun 22, 2023 5:10 pm
Forum: Forum Issues and Administration
Topic: [Usage of forum's knowledge by AI]
Replies: 31
Views: 7003

Re: Monetizing the forum's shared knowledge corpus

They are already scraping the site, or perhaps more accurately, are trained with data that has been scraped from the site. I've tested both chatGPT and Bard and the responses use phrases that clearly come from the wiki and the forum.

There's not much, if anything, we can do about it. Our situation is different from Reddit or Twitter in that we have no background APIs that allow third parties to extract data. All we provide is the web interface you are looking at. There's no way to stop anyone who wants it badly enough from downloading the site's contents one page at a time.
by Alex Frakt
Sat Jun 03, 2023 10:46 pm
Forum: Investing - Theory, News & General
Topic: [Debt ceiling discussion mega-thread]
Replies: 1286
Views: 128352

Re: [Debt ceiling discussion mega-thread]

LadyGeek wrote: Fri Jun 02, 2023 1:47 pm This thread is now locked. We'll reopen the thread when the debt-ceiling again becomes an investing concern.
If this farce comes up again when the deal expires in two years, I will be sorely tempted to start a new thread only if the following requirements are met a) no one will be allowed to post on the new thread before reading the entirety of this thread (there will be a test) and b) only arguments or points that have not already been made on this thread will be allowed.

:wink:
by Alex Frakt
Sat Jun 03, 2023 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Spending for late 30s retiree
Replies: 55
Views: 6165

Re: Spending for late 30s retiree

topic unlocked

Look folks, where people are asking about long time horizons, you can bring up general concerns. But you cannot ignore our prohibition on discussions of politics, including proposed legislation and regulations.
by Alex Frakt
Sat Jun 03, 2023 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Property taxes in California
Replies: 24
Views: 3663

Re: Property taxes in California

Locked. The actionable portion of the original post has been addressed. The rest of it is off-topic (included 2 removed posts).
by Alex Frakt
Mon May 01, 2023 8:36 pm
Forum: Investing - Theory, News & General
Topic: [Debt ceiling discussion mega-thread]
Replies: 1286
Views: 128352

Re: [Debt ceiling discussion mega-thread]

We are going to reopen this for the moderators' sanity.

The ground rules are unchanged. Politics, policy, and speculating on future legislative activity are off-topic. What you can do is discuss whether you should be doing anything with your investments.

I will encourage everyone to read the 560+ posts above before posting. It's likely your concern has already been addressed.
by Alex Frakt
Mon Mar 27, 2023 4:12 pm
Forum: Forum Issues and Administration
Topic: Bogleheads and ChatGPT
Replies: 325
Views: 44212

Re: Bogleheads and ChatGPT

LadyGeek wrote: Mon Mar 27, 2023 1:02 pm I have created a draft page in the wiki. See: User:LadyGeek/ChatGPT in the Bogleheads forum
...
Comments / questions / corrections / are welcome. Wiki editors can update the page directly.
I'd like to suggest you make the page more generic. I understand the "AI Generated Material (e.g. ChatGPT)" is a little clunky, but I suspect ChatGPT's current dominance in mindshare will be short-lived. Also note the use of "material" rather than "text" because AI generated images and video are already a thing.
by Alex Frakt
Mon Mar 27, 2023 3:54 pm
Forum: Forum Issues and Administration
Topic: Posting AI Generated Materials (e.g. ChatGPT) - allowed, but must be sourced
Replies: 2
Views: 6716

Posting AI Generated Materials (e.g. ChatGPT) - allowed, but must be sourced

I want to remind everyone of our forum policy on Quoting external material . Please limit quotations and reproductions of external materials to the minimum necessary to make your point. You should also provide the source and, where possible, a link to the original work. This also applies to AI generated materials. If you wish to use AI generated text, images, etc. for some reason, you must explicitly state what part of your post is AI generated, must state the website or app from which you obtained it AND must state the search terms or phrase you used to generate the materials. The one partial exception is that for trivial uses where no advice is given - for example, generating an illustrative haiku - it is enough to merely state that the t...
by Alex Frakt
Sat Feb 18, 2023 6:36 pm
Forum: US Chapters
Topic: your favorite quotes & one-liners
Replies: 272
Views: 48662

Re: your favorite quotes & one-liners

Locked. Our off topic rules have changed since 2007 when this thread was created.
by Alex Frakt
Thu Nov 17, 2022 1:22 pm
Forum: Personal Consumer Issues
Topic: 9 year old interest in science and tech
Replies: 43
Views: 3715

Re: 9 year old interest in science and tech

Where do you live? Conroe, Tx First thing that comes to mind is NASA Johnson Space Center - https://spacecenter.org/visitor-information/ Next, Waco Mammoth National Monument Is about 3 hours away. IMO, the National Monuments are really underutilized, they are run by the National Park Service and thus normally have excellent interpretive centers and the fossil ones often have hands on activities. Since they only get a fraction of the traffic of the National Parks, the staff has a lot more time to interact with interested visitors. I'd call ahead and see what they can do for you on a visit. More locally, take a look at what your state and county have to offer. For example, last weekend I took my daughter (who is also 9) on a nature walk in o...
by Alex Frakt
Thu Nov 17, 2022 11:42 am
Forum: Personal Consumer Issues
Topic: teaching math to 5 year old
Replies: 35
Views: 3544

Re: teaching math to 5 year old

Memorization should come only after understanding, not serve as a replacement for it. Forcing memorization too early results in a lifelong dislike for math for many kids. it can also cover up a deeper lack of understanding that will cause problems later.
by Alex Frakt
Wed Nov 16, 2022 12:56 pm
Forum: Personal Consumer Issues
Topic: teaching math to 5 year old
Replies: 35
Views: 3544

Re: teaching math to 5 year old

bhburnsy wrote: Wed Nov 16, 2022 12:43 pm Kumon or AOPS...

https://beastacademy.com/books
The second link states it's for ages 6-13. It also assumes they can read. I sent my kids to a Waldorf preschool and kindergarten because I feel that imagination and outdoor play is far more developmentally appropriate at that age.

It did mean that I had to teach them to read in the summer before 1st grade (they already knew the letters from school). But it wasn't actually that hard and was kind of fun. If you are in that situation, "Go Dog. Go!" is invaluable.
by Alex Frakt
Wed Nov 16, 2022 12:23 pm
Forum: Personal Consumer Issues
Topic: teaching math to 5 year old
Replies: 35
Views: 3544

Re: teaching math to 5 year old

I used shiny pebbles or legos or whatever was on hand that were roughly the same size and easy to handle. The point was to get them to understand that numbers are representations of groups of objects and, more importantly, to show those numbers can be split up and combined in many ways. For example 7 is also 6 and 1, and 5 and 2, and 1 and 1 and 1 and 1 and 1 and 1 and 1.
by Alex Frakt
Tue Nov 15, 2022 7:07 pm
Forum: Forum Issues and Administration
Topic: Site default Search Engine DuckDuckGo?
Replies: 32
Views: 5586

Re: Site default Search Engine DuckDuckGo?

I consider an inability to run stuff like WebAssembly code in my browser to be a feature, not a bug.

Re- this site, the factors driving the addition of software mods are utility, speed and universal accessibility. If it won't run on a potato, we are unlikely to add it.
by Alex Frakt
Tue Nov 15, 2022 11:15 am
Forum: Forum Issues and Administration
Topic: Site default Search Engine DuckDuckGo?
Replies: 32
Views: 5586

Re: Site default Search Engine DuckDuckGo?

So, you can try out my first prototype using duckduckgo: https://bogle.tools/search/duckduckgo/ - If you still want to use google, try: https://bogle.tools/search/google/ - If you are a fan of brave.com: https://bogle.tools/search/brave/ - If you are a fan of bing.com: https://bogle.tools/search/bing/ - If you want to try a different engine, customize the domain and urlPattern here: https://bogle.tools/search/other/ -Rob Doesn't work using Fennec F-Droid browser on Android. This is a fork of Firefox that I use on my phone because I prefer the interface and it works nicely with ublock origin. All I get is a circle with the word "Loading" in it. Can I suggest you do less client side stuff? All you really need to serve is a static h...
by Alex Frakt
Tue Nov 15, 2022 3:26 am
Forum: Personal Investments
Topic: How to invest in Web 3.0/Blockchain (NOT cryptocurrencies)
Replies: 29
Views: 3831

Re: How to invest in Web 3.0/Blockchain (NOT cryptocurrencies)

Blockchain is a category of software, like database or spreadsheet software. The question essentially boils down to, "Who will be the Oracle of blockchain?" or Microsoft of blockchain to the extent you believe that Excel drives its profits. I suspect the answer will be, "No one." For one thing, blockchain by its nature must be open source software. Oracle is still around because it is proprietary software and it became widely adopted by large organizations before there were acceptable open source alternatives and those orgs are loathe to tamper with important computing infrastructure stuff that works. But everyone else uses open source databases like the PostgreSQL that underlies this forum. We pay nothing for the softwa...
by Alex Frakt
Mon Nov 14, 2022 1:44 pm
Forum: Personal Consumer Issues
Topic: When is a good time to buy a car?
Replies: 72
Views: 9724

Re: When is a good time to buy a car?

NerdJock wrote: Mon Nov 14, 2022 10:50 am I can remember looking at the ford fairmont when it came out.
looking at the grills in front of the window and noticing the paint on the grill was already pealing.
The saleman was so distraught he asked me directly well at what price would you buy the car.
I thought about and there was no price I wanted to pay to own that car.
I kept thinking what are they hiding where you can't see it.
You missed out. I had a friend in high school who had a Fairmont. It was the fastest car on the road since the CHP and many local police departments drove them at the time. Everyone who saw that front end in the rearview mirror would scoot right out of the way.
by Alex Frakt
Mon Nov 14, 2022 12:15 pm
Forum: Personal Investments
Topic: How to invest in Web 3.0/Blockchain (NOT cryptocurrencies)
Replies: 29
Views: 3831

Re: How to invest in Web 3.0/Blockchain (NOT cryptocurrencies)

This is on topic. The forum policy is "Discussions of investment strategies based on securities or physical assets that have no underlying value or negative expected long term returns are prohibited." The original post is asking if there is a way to invest in a set of technologies that have uses outside of the crypto world.

For those who posted the soon to be removed "In before the lock" posts, please note that our forum policies also state, "If you feel that someone has ... violated the policies of this forum, do not respond in kind. Instead, please click the report button on the offending post."
by Alex Frakt
Wed Nov 09, 2022 12:28 pm
Forum: Personal Investments
Topic: Can I get a pat on the back, please
Replies: 12
Views: 2172

Re: Can I get a pat on the back, please

Locked. Political discussions are simply not allowed on this forum. In cases where the core is an investing discussion like here, we may try to remove the political sidebar, but I don't see a way to do that here and still have the original post make sense.
by Alex Frakt
Tue Nov 08, 2022 7:05 pm
Forum: Personal Consumer Issues
Topic: Toto washlet/bidet seat
Replies: 33
Views: 5575

Re: Toto washlet/bidet seat

michaeljc70 wrote: Tue Nov 08, 2022 5:14 pm Not only where I am currently vacationing do I not have a washlet, but the TP at local markets is horrible. :oops:
I now travel with a pack of toilet wipes. Great for the destination and a few in a ziploc bag in your pocket makes almost any road bathroom bearable :-)
by Alex Frakt
Tue Nov 08, 2022 1:51 pm
Forum: Personal Consumer Issues
Topic: Toto washlet/bidet seat
Replies: 33
Views: 5575

Re: Toto washlet/bidet seat

I have a bidet toilet seat that has many features but it was an add on to an older Kohler toilet. Is the Toto washlet an add on? They make toilets with it built in. If you got the built in kind I wondered if the bidet part broke if you'd be facing a very expensive replacement. My add on Bidet was around $400. I wish I had outlets behind more of our toilets. I had to have one put in where it was easiest to run. The other bathrooms would be trickier (aka more expensive, more drywall repair and painting work). Toto washlets are add ons. They attach using the standard toilet seat bolt holes and come with a splitter to get the necessary water from the cold water line that feeds the tank. The advantage to using a compatible Toto toilet is there'...
by Alex Frakt
Tue Nov 08, 2022 1:31 pm
Forum: Forum Issues and Administration
Topic: Site default Search Engine DuckDuckGo?
Replies: 32
Views: 5586

Re: Site default Search Engine DuckDuckGo?

I am trying to be Google-free, so I like this change. (I realize that's an impossible task, but every little bit helps.) Not using google search, and even not having google accounts, avoids only a small fraction of your data that gets reported to google. Nearly every webpage you go to (but not our site) includes tracking bugs to various google subsidiaries like doubleclick. It is possible to filter these out, but to be completely effective, it needs to be done at the DNS query level by adding filters to your router. You can also do it through a combination of editing your hosts file and configuring your browser to actually use the hosts file. Or you could filter it at the browser level by using a browser that still supports full filtering ...
by Alex Frakt
Mon Nov 07, 2022 11:26 pm
Forum: Personal Consumer Issues
Topic: Luxury Hotels -- Worth It?
Replies: 101
Views: 10251

Re: Luxury Hotels -- Worth It?

Not worth it unless you are using all the amenities, much of which you'll have to pay even more for.

If not, a high end B&B, VRBO or boutique hotel might be a better choice. It's fun to look.
by Alex Frakt
Mon Nov 07, 2022 11:08 pm
Forum: Forum Issues and Administration
Topic: Site default Search Engine DuckDuckGo?
Replies: 32
Views: 5586

Re: Site default Search Engine DuckDuckGo?

If you dislike google, then most search sites will let you restrict your results to this forum. Or you can use our internal search engine via the little gear icon or go to https://www.bogleheads.org/forum/search.php . However, this doesn't do relevance ranking so is not particularly useful for generic searches. The phpBB search is however fabulous when you know some parameters, like you want to look at posts that mention a specific topic in the first post or you want to look for posts by a specific user in a specific forum on a specific topic. Like just now, I looked up how many times I used the phrase (or quoted another user that used the phrase) "password*" (anything that starts with password) in the Personal Consumer Issues fo...
by Alex Frakt
Mon Nov 07, 2022 11:01 pm
Forum: Personal Consumer Issues
Topic: Toto washlet/bidet seat
Replies: 33
Views: 5575

Re: Toto washlet/bidet seat

We got an S500e and an S550e for our 2 bathrooms in mid-2019 after my wife tried one out when visiting a friend's house. No problems at all and the whole family loves them.

I don't like the heated seat, but my wife and daughter do. We compromise by leaving it in the lowest setting on both toilets except in the summer where it's off. I don't notice any delay in getting heated water.
by Alex Frakt
Mon Nov 07, 2022 9:31 pm
Forum: Forum Issues and Administration
Topic: Site default Search Engine DuckDuckGo?
Replies: 32
Views: 5586

Re: Site default Search Engine DuckDuckGo?

We use Google because it's my experience that they give better search results than the alternatives. Also, we can see how often the various search engines spider the forum and Google is by far the most active which means they incorporate new posts typically within a few minutes. Duckduckgo is among the least active of the major search engines, it can take days for new posts to get incorporated into results there. FWIW, I keep two browsers open. My primary browser is Firefox (actually a Firefox fork called Fennec) with the ublock origin ad blocker extension enabled. I never sign into google in this browser which means I am as anonymous as possible. I also have Chrome which I only use for gmail and sites that I have to access that don't work ...
by Alex Frakt
Mon Nov 07, 2022 8:07 pm
Forum: Personal Investments
Topic: If you could only invest in 5 stocks for the rest of your life
Replies: 20
Views: 2295

Re: If you could only invest in 5 stocks for the rest of your life

Temporary lock while we have the OP flesh this out.
by Alex Frakt
Tue Nov 01, 2022 1:12 am
Forum: Investing - Theory, News & General
Topic: Financial wizards [Where should I get financial advice?]
Replies: 23
Views: 2547

Re: Financial wizards

If these people knew how to get rich by investing, they’d be doing that. They wouldn’t waste their time trying to sell you a system or newsletter. I have an acquaintance who has done exactly this. He graduated from CalTech, got interested in algorithmic trading in the 90s, worked for a big Wall Street firm making hundreds of thousands and moved to Chicago to be closer to the options markets and started his own firm where he now makes millions. I have enough math knowledge to understand some of what he is doing, but it's not making me any money because actually executing his strategies requires a couple dozen full-time programmers and hundreds of thousands of dollars a year in server and telco costs. He refuses to deal with retail investors...
by Alex Frakt
Sat Oct 29, 2022 12:54 am
Forum: Investing - Theory, News & General
Topic: Amazon and Meta Big Earnings Miss!
Replies: 46
Views: 6889

Re: Amazon and Meta Big Earnings Miss!

Reopened.

My apologies for the inconvenience. I had asked the moderators to be more proactive about locking and removing general economics (and economic policy) threads being posted in this subforum, but I apparently wasn't clear enough in communicating where the boundary lies between threads about general investment news and general economics news.
by Alex Frakt
Sat Oct 29, 2022 12:42 am
Forum: Personal Finance (Not Investing)
Topic: Fair spread for line of credit
Replies: 2
Views: 430

Re: Fair spread for line of credit

moved to Personal Finance forum
by Alex Frakt
Wed Oct 26, 2022 1:56 pm
Forum: Personal Consumer Issues
Topic: Advice needed on Car Buying: New Civic 2022 vs Used BMW 320i 2017
Replies: 49
Views: 5057

Re: Advice needed on Car Buying: New Civic 2022 vs Used BMW 320i 2017

adamthesmythe wrote: Wed Oct 26, 2022 12:55 pm Do you want to show that you are a man of wealth and taste?
It's a 320ix. Nobody who knows anything about cars is going to think that.
by Alex Frakt
Wed Oct 26, 2022 2:53 am
Forum: Personal Consumer Issues
Topic: Advice needed on Car Buying: New Civic 2022 vs Used BMW 320i 2017
Replies: 49
Views: 5057

Re: Advice needed on Car Buying: New Civic 2022 vs Used BMW 320i 2017

I've owned both Civics and 3-series. Don't get the BMW. You want a reliable car, not something that is going to give you a ton of headaches. The ongoing costs are going to be much higher for the BMW. Your warranty isn't going to cover consumables like brake pads and tires and batteries, the latter two cost at least double what they do for the Civic and all are going to need to be replaced 5 years sooner.

And since it's a bottom spec engine with xdrive (thus heavy and no RWD shenanigans), it's not even more fun to drive than a Civic.
by Alex Frakt
Wed Oct 26, 2022 1:52 am
Forum: Investing - Theory, News & General
Topic: Nouriel Roubini on Bloomberg
Replies: 7
Views: 1117

Re: Nouriel Roubini on Bloomberg

Locked. Off-topic. Economic speculation is not investing theory or investing news.
by Alex Frakt
Wed Oct 26, 2022 1:51 am
Forum: Investing - Theory, News & General
Topic: Deflation (disinflation) Coming? - Goog\MSFT Earnings Miss
Replies: 19
Views: 2333

Re: Deflation (disinflation) Coming? - Goog\MSFT Earnings Miss

Locked. Off-topic. Economic speculation is not investing theory or investing news.
by Alex Frakt
Sat Oct 22, 2022 1:02 am
Forum: Investing - Theory, News & General
Topic: [Early 2010s interview with] famous investor Paul Tudor Jones [on 200-day moving averages]
Replies: 18
Views: 1803

Re: Interesting interview with famous investor Paul Tudor Jones

ResearchMed wrote: Fri Oct 21, 2022 3:59 pm Where was this interview published? Date of interview?
Published in MONEY Master the Game by Tony Robbins in 2014. Interview date not given, but Robbins does say he did all the interviews from the book over the previous four years, so early 2010s.
by Alex Frakt
Fri Oct 21, 2022 4:48 pm
Forum: Investing - Theory, News & General
Topic: Shipping company that yields 40%+ and returns your money in 3 years (MPCC.Oslo)
Replies: 59
Views: 9830

Re: Shipping company that yields 40%+ and returns your money in 3 years (MPCC.Oslo)

gougou wrote: Fri Oct 21, 2022 4:29 pm MPCC owns and leases ships to companies like ZIM. The lease contracts can last a few years. The $1.8B contracted revenue is firm and company expects to earn $1.4B EBITDA from those contracts already. [emphasis added]

The market apparently does not think those expectations are going to be met or has other concerns about the company. Unless you can articulate why the market is wrong you are basically making a blind bet.
by Alex Frakt
Sun Oct 16, 2022 10:47 pm
Forum: Personal Investments
Topic: Can 401(k) trades trigger a wash sale?
Replies: 86
Views: 10163

Re: Can 401(k) trades trigger a wash sale?

Locked. This has morphed into something outside the boundaries of the Personal Investments forum.
by Alex Frakt
Sun Oct 16, 2022 1:57 am
Forum: Personal Consumer Issues
Topic: Winter getaway for a family with young kids?
Replies: 15
Views: 2364

Re: Winter getaway for a family with young kids?

Because of the kids, I'll strongly recommend any Caribbean/Cancun/Belize all-inclusive (AI) with a beach and pools and decent ratings. I'd look for options with a nonstop flight and easy transfers to the resort. I took my kids to an AI in Jamaica when Southwest added a nonstop from Chicago and it worked out great. It's still their favorite vacation ever. We went to Cancun this spring at a non-AI (the resort stay was a gift). They enjoyed the pools and beach, but it was a pain in the butt dealing with buses and taxis to get groceries and meals. San Diego is great, but it won't necessarily be that warm and it will definitely be too cold to hang out on the beach or swim in the ocean. Which means you will need to rent a car to do outings and fi...
by Alex Frakt
Sun Oct 16, 2022 12:59 am
Forum: Personal Investments
Topic: Stopping BND bleed by temporary move to Tbills.
Replies: 114
Views: 15839

Re: Stopping BND bleed by temporary move to Tbills.

I've had to remove a couple of posts for getting into OT discussion on economic policy. Let's get back to the OP's topic of good old fashioned market timing instead.
by Alex Frakt
Sun Oct 16, 2022 12:50 am
Forum: Personal Finance (Not Investing)
Topic: PayPal 1099-K
Replies: 18
Views: 1354

Re: PayPal 1099-K

nalor511 wrote: Sat Oct 15, 2022 10:07 pmYou owe taxes on your PayPal income (all of it, even the first $599) whether you get the tax form or not.
Locked. That's the answer, there is no need to go farther as discussion of tax evasion strategies are off-topic on this site.
by Alex Frakt
Sat Oct 15, 2022 8:12 pm
Forum: US Chapters
Topic: Forming [an all female] Boglehead Group/Chapter
Replies: 30
Views: 2893

Re: Forming [an all female] Boglehead Group/Chapter

Locked.

For everyone's info. The Bogleheads chapters are completely independent of Bogleheads.org. It's up to the chapter officers to make these kind of decisions. They are aware of the request so there's no need to continue this discussion here.
by Alex Frakt
Sat Oct 15, 2022 12:43 am
Forum: Personal Investments
Topic: TLH/Wash sale question
Replies: 47
Views: 2467

Re: TLH/Wash sale question

CUT IT OUT. Both of you. Don't make me come back there!

[Yes, I have two kids.]
by Alex Frakt
Sat Oct 15, 2022 12:26 am
Forum: Forum Issues and Administration
Topic: Moderators wanted
Replies: 8
Views: 3315

Re: Moderators wanted

Thanks everyone. We have already brought some new folks on board and it appears we are good for now. I'm going to close the thread so we don't waste anyone's time.
by Alex Frakt
Fri Oct 14, 2022 11:05 am
Forum: Personal Investments
Topic: Tax Loss Harvest a Bond Fund [And Carryover]?
Replies: 76
Views: 2418

Re: 20-year treasuries and EE bonds

This is at least the third thread you've posted this week on bond purchases. If you haven't already done so, I would suggest stepping back and considering how you want to structure your overall bond allocation and then asking your questions in one place with that information as context.

Also, as a general note, fiddling around with very small percentages of a portfolio is not going to make a noticeable difference in returns.

viewtopic.php?p=6913188#p6913188
viewtopic.php?p=6911741#p6911741
by Alex Frakt
Mon Oct 10, 2022 4:56 pm
Forum: Personal Consumer Issues
Topic: New EV: Type of Level 2 Charging for Garage?
Replies: 135
Views: 10347

Re: New EV: Type of Level 2 Charging for Garage?

But is doesn’t address the specific issue that I have regarding plugging directly into a 240V outlet (which I can do with the charger that comes with my vehicle) versus adding a wall box to to the 240V outlet and plugging into the box. If you literally mean wiring a wall box from the wiring supplying your 240V outlet, then there is no advantage in terms of charging times for your vehicle. There might be some control advantages (such as charging during times of lower electricity cost), but that will depend on how sophisticated your Volvo's charging app is relative to the wall box's software. If you mean running a separate dedicated circuit to a new wall box then there could be an advantage depending on whether the house wiring can supply hi...
by Alex Frakt
Mon Oct 10, 2022 2:52 pm
Forum: Personal Consumer Issues
Topic: [LG refrigerator compressor failed - DIY replacement?]
Replies: 8
Views: 1275

Re: [LG refrigerator compressor failed - DIY replacement?]

[split into new topic from old LG thread]
by Alex Frakt
Mon Oct 10, 2022 1:06 am
Forum: Personal Finance (Not Investing)
Topic: Home Buying
Replies: 27
Views: 4505

Re: Home Buying

I am planning to live in the 3Bedroom as this will be my first home. Total mortgage is coming around $6125 per month(mortgage 700k, if 725k then little higher), if I rent 2bedroom which can be around $2000 - 2200 per month. Then my monthly mortgage will come around $4125. If, I decide to rent both anytime later (like 1 yr after) then may be total rent could be 2800+2200 = 5000 approx. This makes no sense to me. Best case is you will be paying $4125/month plus taking on all the headaches of being a landlord and the maintenance costs of a 2-unit building to live in a unit that you estimate would rent for $2800 a month. Rent and save the difference. Your savings will build up much faster than your equity would on a place with a 30 year mortga...