Search found 319 matches

by Info_Hound
Sun Feb 23, 2020 1:17 pm
Forum: Personal Consumer Issues
Topic: Moving Furniture Yourself
Replies: 14
Views: 1268

Re: Moving Furniture Yourself

Furniture sliders AND carpet samples or carpet scraps. Use the carpet samples to move things over smooth surfaces (e.g. hardwood or tile, carpet side down, backing up). Furniture sliders work great for sliding things on a carpeted surface. Agree dollies are best under an item when moving things arou...
by Info_Hound
Wed Jan 15, 2020 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Daycare Provider Wants to Charge $20/week for Receipt
Replies: 145
Views: 9593

Re: Daycare Provider Wants to Charge $20/week for Receipt

I went to submit my first claim for the year to get reimbursed by Infinisource. The website is asking for a receipt of the services. The lady that runs the daycare says she can do this, but will charge me $20 per week. I am not paying this much for a receipt each week. You could tell her, "Nevermin...
by Info_Hound
Wed Jan 01, 2020 12:50 pm
Forum: Investing - Theory, News & General
Topic: OFFICIAL REGISTRATION FOR THE 2020 BOGLEHEAD CONTEST
Replies: 683
Views: 18476

Re: OFFICIAL REGISTRATION FOR THE 2020 BOGLEHEAD CONTEST

3327 Hope this isn't a jinx. Last year I discovered if I guessed high, the S&P went low. If I guessed low (2019) it went high. While I have no expectation of being right, I have spotted a trend in how my guess is always the opposite of reality. If you see me in a checkout line, always pick another, ...
by Info_Hound
Sat Dec 21, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: RESOLVED: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...
Replies: 53
Views: 3402

Re: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...

I found this web site very useful and pricing seemed competitive. I eventually bought a slim (15" wide) 24 bottle free standing cooler from them and slid it into a open spot under the kitchen counter. It's as good a place to start looking as any. Delivered right to the front door. I also keep ginger...
by Info_Hound
Sun Nov 24, 2019 10:59 am
Forum: Personal Consumer Issues
Topic: Garage Door Insulation
Replies: 13
Views: 1539

Re: Garage Door Insulation

I used the Owens Corning set that is sold at Home Depot https://www.homedepot.com/p/Owens-Corning-Garage-Door-Fiberglass-Insulation-Kit-22-in-x-54-in-8-Panels-GD01/202257272 It works well, and is easy to install. If your garage is like mine, each panel has a channel on 3 sides to stuff the insulati...
by Info_Hound
Sun Nov 17, 2019 12:54 pm
Forum: Personal Consumer Issues
Topic: Another Laptop Question
Replies: 31
Views: 2404

Re: Another Laptop Question

The major problem with an old laptop is the battery. After 10 years, that battery is probably shot. A replacement is going to be hard to come by and expensive relative to the benefits. I can find older laptop batteries at this web site - https://www.laptopbatteryexpress.com/Default.asp for a fair p...
by Info_Hound
Wed Nov 13, 2019 4:19 pm
Forum: Personal Consumer Issues
Topic: Anyone had their house repiped?
Replies: 32
Views: 3689

Re: Anyone had their house repiped?

Yup. 1980's two story 3,400 sq house. The copper pipes developed pinhole leaks. We were on well water as everyone else in the neighborhood. Most everyone begin to develop leaks about the same time so there was a lot of pipe replacement going on. Apparently the water acidity corroded copper over time...
by Info_Hound
Tue Nov 05, 2019 10:43 am
Forum: Personal Finance (Not Investing)
Topic: Fed dental plans in 2020: keeping, dropping or switching?
Replies: 30
Views: 2806

Re: Fed dental plans in 2020: keeping, dropping or switching?

I skip dental unless there is thousands of dollars of dental work needed. (Basically never) What I pay out of pocket is almost always less than the cost of the plan. Having the preventative cleanings covered for my family via HDHP is all the coverage we need. I self insure on dental each year. My B...
by Info_Hound
Wed Oct 23, 2019 11:58 am
Forum: Personal Investments
Topic: Fidelity Disclosed Personal Account Information
Replies: 20
Views: 2877

Re: Fidelity Disclosed Personal Account Information

My Fidelity rep would call me once a month asking "how I was doing". I called the 800 number, asked for that rep to be taken off my account and for me to placed on the "do not call list". Five years later, I have yet to receive a phone call from Fidelity nor to be assigned another rep. Ditto. No ca...
by Info_Hound
Wed Oct 23, 2019 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Are federal health benefits worth postponing early retirement?
Replies: 60
Views: 6386

Re: Are federal health benefits worth postponing early retirement?

Yes, the medical insurance is worth its weight in gold. I am the widow of a fed employee and because I and my daughter had been covered under the fed health plan when he passed away at the tender age of 51 we were able to continue without an interruption in medical coverage. I am able to continue co...
by Info_Hound
Wed Oct 23, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: are laser distance measurers /rulers worth it
Replies: 8
Views: 1034

Re: are laser distance measurers /rulers worth it

I was gifted one Christmas with a Bosch GLM 15 laser measurement tool. It fits in a stocking quite nicely. :D I have used it around the house often over several years. I've found it to be quite accurate and since I live alone, find it very handy to have and use. Agree with several other comments tha...
by Info_Hound
Sun Oct 13, 2019 11:46 am
Forum: Investing - Theory, News & General
Topic: How often do you look at your IRA or 401K Balances
Replies: 71
Views: 6275

Re: How often do you look at your IRA or 401K Balances

I have accounts at Fidelity and get alerts from them daily. The evening alert tells me how my holdings did that day (% up or down), the next morning an alert tells me $$ balance in each account. Why do this you ask? Initially I would get anxious on the down days and worry about out living my funds. ...
by Info_Hound
Fri Oct 11, 2019 11:48 am
Forum: Personal Finance (Not Investing)
Topic: FEHB clarifications and open enrollment
Replies: 16
Views: 1583

Re: FEHB clarifications and open enrollment

Jerry55 thanks for the link to the rates page. I was waiting for info and your post was exactly what I was looking for.

I have several changes I need to make insurance wise now that I am also covered by Medicare. Looks like (for once) my health insurance will be cheaper in 2020 than 2019.
by Info_Hound
Tue Oct 08, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: LG Refrigerator/Freezer lack of service saga
Replies: 39
Views: 3116

Re: LG Refrigerator/Freezer lack of service saga

I bought an LG frig for my new home 8 years ago and it died 2 weeks after it was out of factory warranty. Sounds like we both had the same problem, only mine was a failed compressor. What I discovered was LG and Samsung do not have a parts facility in the US, the parts must come from overseas. They ...
by Info_Hound
Sun Sep 08, 2019 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Improving the TSP [for current participants]
Replies: 419
Views: 65643

Re: Improving the TSP [for current participants]

For those who are planning on moving assets from TSP are you still leaving your money in the G fund. My wife has only G fund and she is considering moving her money to an IRA given the rule on that a non spouse beneficiary would have to take all the money in one year, no conversion to Roth in G fun...
by Info_Hound
Thu Aug 08, 2019 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Do you pay for kids college if a non-STEM major?
Replies: 62
Views: 3137

Re: Do you pay for kids college if a non-STEM major?

Yes, two kids. I didn't attach any conditions to paying for college except that I would only spring for four years. That’s exactly what we did plus that they keep good grades. Paid for one kid, saved for her college expenses starting on the day we knew we were going to have a kid. Happiness is foll...
by Info_Hound
Fri Jul 26, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 63
Views: 9141

Re: Frontier or Spirit Airlines

Daughter decided she would take the cheap fare with Frontier for a flight from Denver to DCA (National in DC) this past May. She was doing an overnight with only a small backpack carry on. Outbound flight was delayed by 3 hours due to 'maintenance issues'. It's the return flight that sealed the deal...
by Info_Hound
Tue Jul 23, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Day & Night Shade
Replies: 3
Views: 580

Re: Day & Night Shade

Something you should consider with the automated/battery shades...the batteries will die eventually so how will you get up there and replace them? I have a window I wanted to mount a motorized shade on that is really inaccessible (stairwell beneath and on the top of 2nd story wall) and requires a gy...
by Info_Hound
Mon Jul 22, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Will Tall Fence Lessen Neighboring Dog Bark Noise?
Replies: 54
Views: 3388

Re: Will Tall Fence Lessen Neighboring Dog Bark Noise?

I would walk away from this one. Seems like the dogs have an established pattern of behavior (territorial barking) that will be hard to break. However if you decide to go ahead and buy the property you might want to look into buying a device that discourages barking. Here is one for example, works o...
by Info_Hound
Mon Jun 24, 2019 10:37 am
Forum: Personal Finance (Not Investing)
Topic: PROBLEM RESOLVED! - Buying new construction inventory home. Seemingly standard feature appears missing. What to do?
Replies: 46
Views: 3840

Re: Buying new construction inventory home. Seemingly standard feature appears missing. What to do?

You will win this if a window seat is in the plans that are attached to your contract. You will not win a price concession, but you will get your window seat. Reason being, someone on the framing job forgot the window seat and that means the builder can charge back the entire cost of the window sea...
by Info_Hound
Tue Jun 11, 2019 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Should I buy a house in Nova/DC area?
Replies: 23
Views: 2429

Re: Should I buy a house in Nova/DC area?

First rule of real estate is Location. The second rule is timing. Having lived all but the last 7 years in the metro area I can speak from experience. The election cycle creates a buyers housing market when there is an election in which there is an administration change. It usually lasts for about a...
by Info_Hound
Wed May 15, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: PSA: Do you have working carbon monoxide detectors?
Replies: 44
Views: 2630

Re: PSA: Do you have working carbon monoxide detectors?

Thanks for the reminder to check your CO and smoke detectors! Remember if you already have them installed, those batteries do not last forever, change out the old with fresh batteries at least once a year. My local fire department suggests every 6 months. It's also a good time to get rid of any dust...
by Info_Hound
Wed Apr 17, 2019 11:00 am
Forum: Personal Investments
Topic: Financial Advisor Issues
Replies: 18
Views: 1563

Re: Financial Advisor Issues

You can't change the past, but you can change the future. Ask yourself 'who financially gains the most from this?' Then follow the money. Sounds like you need to pick up the remaining marbles and move to a place you will be able to control your future and your money. You owe them nothing, they have ...
by Info_Hound
Tue Feb 19, 2019 3:09 pm
Forum: Personal Consumer Issues
Topic: KeyHero? Home Depot?
Replies: 28
Views: 3244

Re: KeyHero? Home Depot?

I use an outdoor lock box to store keys needed to get inside. Picked the tip up from a neighbor. It works well, I can give the lock box code to someone who needs to get in if necessary. Much cheaper than a locksmith, ask me how I know. Same neighbor locks his lock box to the gas mainline going into ...
by Info_Hound
Sun Feb 10, 2019 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Father in law died, what did he have? (MetLife Annuity)
Replies: 9
Views: 2196

Re: Father in law died, what did he have? (MetLife Annuity)

One thing you should carefully read up on regarding the TSP is how the account will be distributed upon her death to her beneficiaries, since they will be non-spousal beneficiaries. It is an important piece of information that can be of great impact to her heirs. The thought of rolling money into th...
by Info_Hound
Thu Jan 24, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Waterpik
Replies: 28
Views: 2893

Re: Waterpik

My dentist recommended a setting of no higher than 3. I use 2.

BTW the waterpik can be used for more than just flossing. I use it to clean around the sink stopper from time to time. My dentist uses hers in the shower to clean her grout. :shock: Wish I had thought of that.
by Info_Hound
Wed Jan 16, 2019 12:19 pm
Forum: Investing - Theory, News & General
Topic: When/why have you needed customer service from Fido, VG, Schwab etc.?
Replies: 30
Views: 1893

Re: When/why have you needed customer service from Fido, VG, Schwab etc.?

Been with Fidelity for a number of years. Have a brick and mortar shop about 40 mins away that I use for unusual situations. Office visits have been done: 1) They have provided notarized and medallion signatures for documents when needed, free of charge. 2) Provided needed signatures for TSP withdra...
by Info_Hound
Wed Jan 16, 2019 11:26 am
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 6411

Re: How do I stop jeans from ripping in the thighs?

My daughter has the same issue. She has a physically demanding job that wears out jeans at an alarming rate. The price of decent jeans is nothing to sneeze at. If you are buying the type of jeans that are acid washed or pre-faded, the treatment of the fabric weakens the threads. Avoid buying them an...
by Info_Hound
Wed Jan 02, 2019 1:18 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2019 BOGLEHEAD CONTEST [Entry deadline has passed]
Replies: 701
Views: 20827

Re: REGISTRATION FOR 2019 BOGLEHEAD CONTEST

When I am optimistic, the numbers go down. When I am pessimistic, the numbers go up. I may never 'win' this contest but I might as well be very pessimistic this year and hope the trend continues so I can be pleased with my closing $$$ balance at the end of the year. I was a optimist in 2018, so I am...
by Info_Hound
Wed Dec 19, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 255
Views: 22214

Re: Favorite Purchase of 2018?

I did a series of home improvements this year that I had been putting off for years. I have been trying to alternate between travel and DIY projects here at home. I think of them as my staycations that give me joy for many years. My #1 favorite item was ripping out the old scarred flooring and havin...
by Info_Hound
Tue Dec 11, 2018 12:41 pm
Forum: Personal Investments
Topic: Great Personal Loss – Guidance and Financial Questions
Replies: 36
Views: 5492

Re: Great Personal Loss – Guidance and Financial Questions

My heart goes out to you, I have been in your shoes. The world has stopped spinning and it will take time for it to slowly begin again. Be kind to yourself. Cry if you need to, talk about the love of your life if you want to. Lean on your friends and relatives if needed. They want to help but may no...
by Info_Hound
Wed Dec 05, 2018 1:15 pm
Forum: Personal Consumer Issues
Topic: Exterior Painting Mil Thickness and Coats
Replies: 17
Views: 1540

Re: Exterior Painting Mil Thickness and Coats

The painter walked around the exterior of the house and estimated how many gallons of paint it would take to do the job as I wanted it done. We spent time talking about the various 'tiers' of paint quality (and caulk) as the choice of materials affected the estimate. The walk around also gave him a ...
by Info_Hound
Wed Dec 05, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Has anyone on this board painted over wallpaper?
Replies: 46
Views: 3331

Re: Has anyone on this board painted over wallpaper?

I bought a house where the previous homeowner painted over their wallpaper...it was in every single room. :shock: I spent years getting that mess off. In one room I had to just install new drywall over the existing drywall because the wallpaper and whatever they used as glue kept pulling out huge ch...
by Info_Hound
Wed Dec 05, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Is this normal for an HOA?
Replies: 95
Views: 9382

Re: Is this normal for an HOA?

Name and emergency contact information is reasonable. The rest of it I'd view as none of their business. Comply with what you feel is reasonable and leave the rest blank. The onus is on the HOA to follow-up if they still want more information and can justify it. I'm in an HOA neighborhood and they'...
by Info_Hound
Mon Nov 12, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Exterior Painting Mil Thickness and Coats
Replies: 17
Views: 1540

Re: Exterior Painting Mil Thickness and Coats

Just paid a company to paint the exterior of my home. Used Sherman Williams Emerald paint. That is the top of the line for SW products. Painters sprayed on a primer then two coats of top (color) coat paint. The South and West facings of the house get brutal sun all day, the color fade and caulk (cra...
by Info_Hound
Thu Nov 01, 2018 10:09 am
Forum: Investing - Theory, News & General
Topic: TSP progress on 2-factor authentication announced
Replies: 4
Views: 912

TSP progress on 2-factor authentication announced

News from the TSP, they plan to add 2-factor authentication for TSP participants. However it won't be available until late next year at the earliest. https://federalnewsnetwork.com/tsp/2018/10/2-factor-authentication-is-coming-for-tsp-participants-agency-says/ "The Federal Retirement Thrift Investme...
by Info_Hound
Sat Oct 20, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: Freestanding Wine Fridge Reccomendations
Replies: 9
Views: 1052

Re: Freestanding Wine Fridge Reccomendations

I installed a free standing wine cooler so it looks like a built in this past March. I needed the cooling fan to vent from the front. Mine is much smaller than what you are looking for but has many of the qualities you stated. I have an open concept home and I need the wine cooler to be very quiet ...
by Info_Hound
Fri Oct 19, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: Freestanding Wine Fridge Reccomendations
Replies: 9
Views: 1052

Re: Freestanding Wine Fridge Reccomendations

I installed a free standing wine cooler so it looks like a built in this past March. I needed the cooling fan to vent from the front. Mine is much smaller than what you are looking for but has many of the qualities you stated. I have an open concept home and I need the wine cooler to be very quiet a...
by Info_Hound
Sun Aug 05, 2018 10:06 am
Forum: US Chapters
Topic: How did you become a Boglehead?
Replies: 53
Views: 4548

Re: How did you become a Boglehead?

In Feb 2010 my husband passed suddenly. He and I had always been savers and were like squirrels stashing away nuts for a hard winter. We had no plan, just 'see it, save it'. After his passing I didn't know what to do, so based on a recommendation of a friend, I visited a financial adviser (not!) and...
by Info_Hound
Fri Jul 27, 2018 9:48 am
Forum: Personal Consumer Issues
Topic: Toughest Purchase of my Life. Engagement Ring time
Replies: 229
Views: 15852

Re: Toughest Purchase of my Life. Engagement Ring time

Why must it be a diamond? They are actually a fairly common stone. DeBeers has the market controlled. My personal choice was a natural London Blue Topaz with 1/3 carat diamonds on either side of the very large Topaz with a checkerboard/cushion cut. The Topaz is stunning. Cost less than a large diamo...
by Info_Hound
Tue Jul 24, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Cell phone tip: block callers
Replies: 50
Views: 7436

Re: Cell phone tip: block callers

Been blocking those pesky scammers and robo callers for a long time on my android phone. I moved from MD to CO 7 years ago but kept my MD cell phone number. All of my MD friends are in my contact list. So when I see a MD area code (vs a friend's name) I know what it is. Not hard to tell I don't want...
by Info_Hound
Tue Jul 10, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Crock Pot Recipes
Replies: 19
Views: 2143

Re: Crock Pot Recipes

Hands down my favorite slow cooker cookbook: 'Slow Cooker: The Best Cookbook Ever' More than 400 Easy-to-Make Recipes by Diane Phillips ISBN: 978-0-8118-6657-6 My daughter gave it to me for Christmas a few years back and every recipe I have tried has been a winner. One of my favorites is Tarragon Ch...
by Info_Hound
Thu Jul 05, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Cannot install hardwood on curved floor?
Replies: 14
Views: 1423

Re: Cannot install hardwood on curved floor?

Call real hardwood installers. +1 Currently having hardwood installed on my main level and it's all about the cuts and the skill of the installer. Sounds like HD doesn't pay enough to get quality installers. BTW - when I shopped for flooring, a private flooring company beat the pants off the big bo...
by Info_Hound
Mon Jun 25, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: Best time to travel to Iceland?
Replies: 22
Views: 3311

Re: Best time to travel to Iceland?

I have also wanted to visit Iceland, not to hijack this thread, but are there cruise tours that circle the coastal cities of Iceland? Was thinking of a cost comparison between the cost of cruising (food, room and transportation all in) vs. making arrangements for a land based visit. Are most of the ...
by Info_Hound
Thu Jun 21, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 85
Views: 10131

Re: Surprise - Costco sells - but does not install vehicle batteries

Costco info by others is correct - they sell but do not install batteries. They take back your old battery and the core return fee is refunded. Two things to note - their batteries are not fully charged when sold. So you will have to take a 30min trip out or run your car for 30 mins to fully charge ...
by Info_Hound
Tue May 22, 2018 11:26 am
Forum: Personal Investments
Topic: How do you stop moving the goal posts.
Replies: 62
Views: 6021

Re: How do you stop moving the goal posts.

Keep setting goal posts. However, the new goal posts may be more about personal growth, family and friends and experience etc rather than work and accumulating money. You will also need to continue managing your resources so redefine those goals as appropriate for you. Well said! Just because you r...
by Info_Hound
Tue May 22, 2018 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Chase Savings Account emptied out!
Replies: 77
Views: 14257

Re: Chase Savings Account emptied out!

I hope its faster than 10 days, my local credit union had the money back in my account the next morning after going to their branch after work to sign and notarize a letter saying it was fraudulent. Ditto. My CU had missing funds back in my account within a few hours of filing a report and signing ...
by Info_Hound
Tue May 22, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 2315

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

I have a foodsaver on my kitchen counter and a small freezer in my basement. I bought it at Costco on sale for a bit over a $100 and it's a fairly high end one. We use it mainly for bagging up dinner sized portions of fresh meat and fish which we buy in bulk (usually Costco). Works great, keeps stu...
by Info_Hound
Mon May 21, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 1371

Re: Another road trip Denver to Cheyenne

Not much in the way of tourist stops from Denver to Cheyenne. Be mindful of altitude if you are not living at altitude and drink lots and lots of water. Fort Collins has a nice old town with a bit of history. Did you know that Walt Disney used old town Fort Collins as his model for Main Street in D...
by Info_Hound
Sun May 20, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Another road trip Denver to Cheyenne
Replies: 11
Views: 1371

Re: Another road trip Denver to Cheyenne

Not much in the way of tourist stops from Denver to Cheyenne. Be mindful of altitude if you are not living at altitude and drink lots and lots of water. Fort Collins has a nice old town with a bit of history. Did you know that Walt Disney used old town Fort Collins as his model for Main Street in Di...