Search found 9 matches

by travel424
Fri Oct 26, 2018 8:16 am
Forum: Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 61
Views: 10134

Re: Thinking of Retiring at 52, Please Critique Plan

Wanted to provide everyone with an update in case anyone ends up in a similar situation and thank you for helping me think through this process. [*]We are not going the SEPP route. [*]Our attorney will proceed with filing for social security disability insurance. Although the process from applicatio...
by travel424
Sun Sep 16, 2018 8:56 pm
Forum: Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 61
Views: 10134

Re: Thinking of Retiring at 52, Please Critique Plan

Thank you everyone for your kind words and advise. It was more of a relief getting the diagnosis as it explained a lot of the odd behavior instead of me always being wondering why he was late, getting lost, putting syrup in the Keurig, etc. I appreciate the push to get SSDI as I was going with his r...
by travel424
Sun Sep 16, 2018 5:20 pm
Forum: Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 61
Views: 10134

Re: Thinking of Retiring at 52, Please Critique Plan

Love everyone's feedback. I should provide more information to clarify the work situation. I put a lot of information out there though still wanted to stay somewhat anonymous. But It's only the internet. Who reads the internet. :? My husband was diagnosed with early onset of Alzheimer's last year. A...
by travel424
Sun Sep 16, 2018 3:04 pm
Forum: Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 61
Views: 10134

Re: Thinking of Retiring at 52, Please Critique Plan

Thank you for responding so quickly. (I'm not good at the quote thing so I'll just mention names I'm responding too.) @ Quaestner: International stocks is something I had at one time but didn't really like the performance so I just starting dumping everything into Vanguard High Yield Dividend fund. ...
by travel424
Sun Sep 16, 2018 12:58 pm
Forum: Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 61
Views: 10134

Thinking of Retiring at 52, Please Critique Plan

I've been a long time reader and appreciate everyone sharing their valuable knowledge to help others. I'd love to get some critique/insight into my plan. Here goes: My spouse (primary earner) is thinking of retiring at the age of 52. He is just fed up with the stress and office politics. I'd like hi...
by travel424
Mon Mar 21, 2011 12:44 pm
Forum: Personal Investments
Topic: Wrong traditional to roth conversion amount question
Replies: 10
Views: 1467

Now I'm thinking of leaving the full amount rechar., finish my return and call it a day. Perhaps it's a good thing that what I wanted done, wasn't actually done.
by travel424
Sun Mar 20, 2011 8:58 pm
Forum: Personal Investments
Topic: Wrong traditional to roth conversion amount question
Replies: 10
Views: 1467

What does your Vanguard statements or online transaction lists say? Your second post showing the transaction on 3/18/11 seems to indicate that you recharacterized. If you recharacterized the 5K contribution to Roth IRA contribution, then it is like you made a 5K Roth IRA contribution all along. Whe...
by travel424
Sun Mar 20, 2011 2:02 pm
Forum: Personal Investments
Topic: Wrong traditional to roth conversion amount question
Replies: 10
Views: 1467

Oh. Gosh, I'm confused. Perhaps I should have posted here before I made any transactions. okay, I can't carve out the portion of my 2010 contribution that's nondeductible and convert it to a Roth? I guess I'm glad what I thought I wanted, wasn't actually done. Now I'm wondering if it was a "recharac...
by travel424
Sun Mar 20, 2011 10:54 am
Forum: Personal Investments
Topic: Wrong traditional to roth conversion amount question
Replies: 10
Views: 1467

Wrong traditional to roth conversion amount question

I tried searching and think I found the answer but still want to review my case. I’m looking for feedback when a financial firm converts the wrong amount of a traditional IRA to a Roth IRA. I thought I read somewhere that it can be “erased” rather than recharacterized. (Not sure if I have correct te...