Search found 1693 matches

by squirm
Sat Jun 22, 2019 7:00 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads buy cars?
Replies: 111
Views: 16245

Re: How do Bogleheads buy cars?

I would rather buy Total Market Index Fund from Vanguard than an expensive car so I have bought 2 Ford Fusions and 1 Silverado work Truck for my current 3 vehicles. I have never had a car payment other than for 3 months when Ford knocked 1000 off one of my Fusions if I would finance it. I figure if...
by squirm
Sat Jun 22, 2019 6:58 pm
Forum: Personal Consumer Issues
Topic: Tree stump, can't use a stump grinder. Solution?
Replies: 64
Views: 5348

Re: Tree stump, can't use a stump grinder. Solution?

Did we ever find out why a small stump grinder can't be used? As the OP has never responded, no. If people can't be bothered to read and follow-up, I can't see any reason to put forth any effort to help. I figure it could help others, such as me. I've done my fair share of stumps, so always looking...
by squirm
Sat Jun 22, 2019 6:52 pm
Forum: Personal Consumer Issues
Topic: Tree stump, can't use a stump grinder. Solution?
Replies: 64
Views: 5348

Re: Tree stump, can't use a stump grinder. Solution?

Simple question but got some interesting replies that won't help the OP. OP said space is an issue, not sure how bringing in a hoe, excavator or pickup truck will work.

OP try the coal, or as was suggested call for another opinion.

Good luck.
by squirm
Sat Jun 22, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: How do you approach tipping at carry-out restaurants
Replies: 111
Views: 7122

Re: How do you approach tipping at carry-out restaurants

WSJ had an article about this over the tipping via credit card terminals.
by squirm
Wed Jun 19, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 23871

Re: Don't pay full price for SiriusXM radio

Does XM have lifetime subscriptions anymore? I have one for my Inno from 2005. Don't use it much except for once in a while. Someone told me you can't get lifetime for vehicle radios. No......they ended the "lifetime" plan(s) several years ago. Thanks, maybe I can transfer the subscription from the...
by squirm
Wed Jun 19, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 23871

Re: Don't pay full price for SiriusXM radio

ponyboy wrote:
Wed Jun 19, 2019 5:56 am
I cant believe people still listen to sirius radio. Podcasts are free, you actually learn stuff, and it makes whatever drive or commute you have much more enjoyable.
We have xm because my wife wants to push a button and have music, not deal with cell phone Bluetooth etc.
by squirm
Tue Jun 18, 2019 11:06 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 23871

Re: Don't pay full price for SiriusXM radio

Does XM have lifetime subscriptions anymore? I have one for my Inno from 2005. Don't use it much except for once in a while. Someone told me you can't get lifetime for vehicle radios.
by squirm
Tue Jun 18, 2019 11:04 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 23871

Re: Don't pay full price for SiriusXM radio

Another way to avoid needing a reminder or having the automatic renewal at full price: I use CapitalOne's "virtual" card numbers. I have one set up just for SiriusXM, and turn it off right after renewing. Then if/when they get around to trying to renew me, the card comes back as invalid. They then ...
by squirm
Tue Jun 18, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 160
Views: 23871

Re: Don't pay full price for SiriusXM radio

Another way to avoid needing a reminder or having the automatic renewal at full price: I use CapitalOne's "virtual" card numbers. I have one set up just for SiriusXM, and turn it off right after renewing. Then if/when they get around to trying to renew me, the card comes back as invalid. They then ...
by squirm
Sun Jun 16, 2019 5:31 pm
Forum: Personal Consumer Issues
Topic: Airbnb in LA
Replies: 4
Views: 446

Airbnb in LA

Doesn't look like Airbnb is allowed in LA for rentals under 30 days. This stinks as we like to rent a condo for a week and visit Disney Land etc. Am I correct or missing something here?
by squirm
Sun Jun 16, 2019 5:25 pm
Forum: Personal Consumer Issues
Topic: 70th Birthday Party Ideas
Replies: 11
Views: 722

Re: 70th Birthday Party Ideas

I did a family reunion in Hawaii.
by squirm
Sun Jun 16, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Is it a waste of money having your furnace checked every year?
Replies: 75
Views: 10753

Re: Is it a waste of money having your furnace checked every year?

Yep. Had a service contract in place from the previous owner when we moved in so when they called I had them come out since it was already paid for. Followed him around while he performed "annual service" on 2 furnaces and 2 AC condensers. Tried not to laugh until he left. When the time came to ren...
by squirm
Fri Jun 14, 2019 9:45 pm
Forum: Personal Consumer Issues
Topic: Durable non-stick cookware suggestions?
Replies: 30
Views: 2682

Re: Durable non-stick cookware suggestions?

Seasoned cast iron.
by squirm
Wed Jun 12, 2019 10:39 pm
Forum: Personal Consumer Issues
Topic: Which shaving cream / oil?
Replies: 58
Views: 3501

Re: Which shaving cream / oil?

bar soap works for me. surprised I'm the only one here.
by squirm
Sun Jun 09, 2019 12:15 pm
Forum: Personal Consumer Issues
Topic: Southwest credit card, bonus points question
Replies: 4
Views: 308

Re: Southwest credit card, bonus points question

My credit is also locked, I haven't applied for anything since locking it. How do I apply for credit with it locked? Just unlock it for a day or two?
by squirm
Sun Jun 09, 2019 12:08 pm
Forum: Personal Consumer Issues
Topic: Southwest credit card, bonus points question
Replies: 4
Views: 308

Southwest credit card, bonus points question

I have the standard Southwest credit card that I received two years so along with with bonus points. I also have a small business, is it possible to apply for their business card and receive the bonus points for that too?
by squirm
Sat Jun 08, 2019 5:53 pm
Forum: Personal Consumer Issues
Topic: 240v inverter generator?
Replies: 9
Views: 843

240v inverter generator?

Anytime know of a decent quality generator? Perhaps about 7kw, I need to run a 2hp well pump too. Prefer dual fuel too.
by squirm
Sat Jun 08, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: Toaster ovens - safe? better alternative?
Replies: 50
Views: 3573

Re: Toaster ovens - safe? better alternative?

I think that the internet age has basically turned all our information sources into a global scale version of the "telephone game". Toaster ovens are unsafe.. Said who? why/how? based on what data/research? perfect example: They use 10-12 AMPS of current so they stress your power systems. 12 amps d...
by squirm
Sat Jun 08, 2019 9:54 am
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8247

Re: Costco or Sam's Club?

Maybe it's just the bias against the more likely demographic shopping at Sam's vs. Costco. Pretty much the bias of Target vs. Walmart. For most people this right here is the real issue but they won't admit it. It is a valid issue though considering how shopping experience will include one's comfort...
by squirm
Sat Jun 08, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8247

Re: Costco or Sam's Club?

I buy a lot of produce at Sam's and have yet to be disappointed.
The Sam's we go is nice and clean and the shoppers don't resemble an armpit unlike the Wally World. Yeah, I know, it's owned by Wally's.
by squirm
Sat Jun 08, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: Toaster ovens - safe? better alternative?
Replies: 50
Views: 3573

Re: Toaster ovens - safe? better alternative?

I think that the internet age has basically turned all our information sources into a global scale version of the "telephone game". Toaster ovens are unsafe.. Said who? why/how? based on what data/research? perfect example: They use 10-12 AMPS of current so they stress your power systems. 12 amps d...
by squirm
Fri Jun 07, 2019 8:20 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 3357

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

So what did people do in the old days when homes didn't have an a/c? They sweated and opened their windows and used fans. I remember well when my dad bought a Philco-Ford window banger. My mother had asthma and dad was able to deduct the cost as a medical expense. Before the AC he installed a huge ...
by squirm
Wed Jun 05, 2019 11:54 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 3357

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

So what did people do in the old days when homes didn't have an a/c?
by squirm
Tue Jun 04, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8247

Re: Costco or Sam's Club?

The parking spaces are the same widths at the Costco and Sams near us, or at least I can't tell the difference. But there is a madness in parking at Costco vs Sams. I thought I was going to get hit when I was at Costco just due to all the cars all over the place. The employees at Sams, I have never ...
by squirm
Tue Jun 04, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8247

Costco or Sam's Club?

I drove to Costco on Sunday to pickup a some pills from the pharmacy for our dogs. When I got there there was no parking except for behind the building, so that's where I parked and trekked inside. There was a wall of people just waiting at the registers. Funny enough I walked to the pharmacy and th...
by squirm
Tue Jun 04, 2019 10:58 am
Forum: Personal Consumer Issues
Topic: Any Mint Mobile customers here?
Replies: 37
Views: 2049

Re: Any Mint Mobile customers here?

wife and i have Mint. No issues, except the voice over Wifi doesn't work very well, at least not on our phones. In fact, one morning my wife couldn't get a hold of me...she spent the night at her dads, she knew I was out doing field work on our tractor but was worried I got crushed (rollover)...but ...
by squirm
Sun Jun 02, 2019 8:15 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 2511

Re: Efficient Disneyland visit for family 1-2 days

VIP ticket is the way to go. The one we did was for 10 people so with 3 it might not be worth it. It’s like $400/hr with a 6hr minimum. Doesn’t include tickets. So $100 ticket + $250/person in VIP. They pick you up in a van (car seats provided and ready) and drive you into the park - 20 steps until...
by squirm
Sun Jun 02, 2019 8:13 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 2511

Re: Efficient Disneyland visit for family 1-2 days

Funny enough, my wife and I enjoyed it more than our kid.

I suggest just going in the morning until maybe 2PM. After that we went back to our VRBO, took a nap than headed out to the beach.
by squirm
Tue May 21, 2019 8:26 pm
Forum: Personal Consumer Issues
Topic: Another Honda maintenance thread
Replies: 44
Views: 3433

Re: Another Honda maintenance thread

When I was young and broke I'd change the oil on my parents car for them and put the used oil in my awesome/pathetic (whichever way you see it) Ford Courier. That thing wouldn't die.
by squirm
Tue May 21, 2019 10:30 am
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 28
Views: 1958

Re: Getting Ready for Windows 10

This will be a HP computer so what bloatware will it be safe to get rid of, and are there any special conditions I need to be aware of when doing it? Depending on how "clean" you want your system, you might consider just nuking the system out of the box with a clean install of Win 10. That is what ...
by squirm
Tue May 21, 2019 10:28 am
Forum: Personal Consumer Issues
Topic: Another Honda maintenance thread
Replies: 44
Views: 3433

Re: Another Honda maintenance thread

I probably drive the most here, 35k/year. I can't always get to changing the fluids right on schedule. Sometimes there's a 10,000 or 20,000 mile gap for the tranny before I get to it. Then you've got guys that pound their fist and stay awake all night worrying that the fluids have to be changed exac...
by squirm
Tue May 21, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Dealing with construction noise
Replies: 27
Views: 1778

Re: Dealing with construction noise

I've seen people put insulation batting over their windows next to road construction. Probably the biggest bang for next to nothing in cost.
by squirm
Tue May 21, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: Another Honda maintenance thread
Replies: 44
Views: 3433

Re: Another Honda maintenance thread

I think your overthinking this. Just follow the manufacture recommendation.
by squirm
Sat May 18, 2019 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Amending 2017 Taxes - Mortgage Interest
Replies: 3
Views: 342

Amending 2017 Taxes - Mortgage Interest

My mortgage loan was sold in late 2017, I forgot to add the interest from the new lender. It will result in a $1000 extra in returns. As far as I know, I fill out 1040X and insert the two interest statements from both lenders? I use H&R block software for my taxes, but it looks like there's noting I...
by squirm
Tue May 14, 2019 2:52 pm
Forum: Personal Consumer Issues
Topic: Frugality regret: What thing do you regret not spending on?
Replies: 208
Views: 46747

Re: Frugality regret: What thing do you regret not spending on?

My wife and I would like to do European vacations with the kids, but the flight time is the impossible part. Five hours in a plane and I'm totally done. I can't imagine twelve hours. But we drop several grand a year on vacations... But the flight limits us.
by squirm
Sun Apr 28, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 705

Re: How do I use digit prepaid "card"?

Then the cashier needs to type in the numbers or you can use it for an online purchase. Yes, it is for online use only. The directions don't really tell you how, or even where, it can be used. Same here, all it says is too use it at your favorite restaurants with their app, whatever that means.
by squirm
Sun Apr 28, 2019 6:55 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 705

Re: How do I use digit prepaid "card"?

Mike Scott wrote:
Sun Apr 28, 2019 6:18 pm
it's a loaded debit card. Swipe it in the card reader and you may need to use the pin #.
There is no card, only a number, I guess it's online only.
by squirm
Sun Apr 28, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 705

Re: How do I use digit prepaid "card"?

It has a digital "token", which consist of 14 alpha numerics and a regular card number"Visa" so I guess I can use that?
by squirm
Sun Apr 28, 2019 6:05 pm
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 705

How do I use digit prepaid "card"?

I bought contact lenses, they gave me a $100 digital Visa prepaid virtual card? How am I suppose to use that? They sent me the code, but clueless on how to use it their "instructions" aren't that great either.
by squirm
Sun Apr 28, 2019 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Credit is frozen, how do I apply for credit card?
Replies: 16
Views: 1426

Credit is frozen, how do I apply for credit card?

My credit is frozen cause it was hacked last year. I want to apply for a couple credit cards (for the bonus) how do I do that?
by squirm
Fri Apr 26, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Noise-canceling headphones.
Replies: 19
Views: 1714

Re: Noise-canceling headphones.

I've tried a variety of sound-cancelling headphones in the $150-$300 range. None of them gives me the performance I want. Most noise-canceling headphones are better at canceling out noise that comes from a constant, non-changing, lower frequency source, like jet engines. Performance is much lower w...
by squirm
Fri Apr 26, 2019 1:51 am
Forum: Personal Consumer Issues
Topic: Noise-canceling headphones.
Replies: 19
Views: 1714

Re: Noise-canceling headphones.

I bought Ankers. $95, very good headphones.
by squirm
Wed Apr 24, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Pros/Cons of Condo Living?
Replies: 83
Views: 10885

Re: Pros/Cons of Condo Living?

Condos, yuck, now you'll have to hear your neighbors all the time. Frankly, I don't know how anyone could live in a condo.
by squirm
Tue Apr 23, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: Mechanic mishap - able to stop significant damage - how to avoid in future?
Replies: 59
Views: 3592

Re: Mechanic mishap - able to stop significant damage - how to avoid in future?

I think you are way over-doing it changing the diff fluid on a 2015 Subaru. I would scale back your ambitions to the things that really need to be done and make a difference. Yes, you need to watch your mechanic in order to know you have a good one, but I personally think you are coming off wrong a...
by squirm
Mon Apr 22, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on food per month, per person?
Replies: 190
Views: 15530

Re: How much do you spend on food per month, per person?

I never added it up, i don't care what we spend on what we eat. Generally I buy everything and I'm usually pretty good at selection and price, so I don't worry about it. I won't go out of my way to save a few bucks. Most of our shopping is at Sams Club and the local grocery store. a couple of things...
by squirm
Sun Apr 21, 2019 6:26 pm
Forum: Personal Consumer Issues
Topic: update 70s kitchen or nah?
Replies: 49
Views: 3679

Re: update 70s kitchen or nah?

Depends. FIL had a neighbor sell his home. It was straight out of the early 70's including the carpeting. When you walk through it, it was like reliving the Brady Bunch era. They sold it, the new owner tore it down and built new.
by squirm
Fri Apr 19, 2019 8:44 pm
Forum: Personal Consumer Issues
Topic: In search of a dishwasher that dries plastics well...
Replies: 54
Views: 2115

Re: In search of a dishwasher that dries plastics well...

We just open the door and pull out the dish drawers, in half and hour everything is dry.
by squirm
Fri Apr 19, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: How far would you commute?
Replies: 104
Views: 4885

Re: How far would you commute?

DVMResident wrote:
Fri Apr 19, 2019 6:03 pm
squirm wrote:
Fri Apr 19, 2019 5:58 pm
You guys are light weights. We do 55 mile commutes one way. We come home to scenic, rural area though. Totally worth it.
Commute time the primary factor. Distance alone tells you very little.
Typical commute traffic, mix in some stop and go. Nothing to enjoy until your out of the metro crap.
by squirm
Fri Apr 19, 2019 5:58 pm
Forum: Personal Consumer Issues
Topic: How far would you commute?
Replies: 104
Views: 4885

Re: How far would you commute?

You guys are light weights. We do 55 mile commutes one way. We come home to scenic, rural area though. Totally worth it.
by squirm
Tue Apr 16, 2019 3:14 pm
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 145
Views: 12215

Re: What Are Your Simple Pleasures?

Tetris