Search found 1473 matches

by squirm
Tue Nov 13, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Recommend Chrome ad-blocker
Replies: 58
Views: 3264

Re: Recommend Chrome ad-blocker

Cnet has really gone down the toilet, it's just an ad fest there I used to visit it daily for many years until about a few years ago, mainly due to too many ads and the overhyping Apple products. I stopped alltoghther when they went with autostart video ads.
by squirm
Tue Nov 13, 2018 10:03 pm
Forum: Personal Consumer Issues
Topic: Upgrade from Moto G5+ to Moto X4?
Replies: 6
Views: 482

Re: Upgrade from Moto G5+ to Moto X4?

catdude wrote:
Tue Nov 13, 2018 9:31 pm
Oh jeez let's not get into an android vs. iPhone debate...
I remember the Windows vs OS/2 debates.
by squirm
Mon Nov 12, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: 20th Anniversary vacation ideas wanted
Replies: 29
Views: 1850

Re: 20th Anniversary vacation ideas wanted

Hawaii, wife and I do it every year.
by squirm
Mon Nov 12, 2018 4:13 pm
Forum: Personal Consumer Issues
Topic: How long have you had, or did you have, your HP-12C calculator?
Replies: 72
Views: 2685

Re: How long have you had, or did you have, your HP-12C calculator?

I studied with a hp 48g, I still have the calculator but use the virtual version on my phone.
by squirm
Mon Nov 12, 2018 11:42 am
Forum: Personal Consumer Issues
Topic: Wanting to move my family but where to begin?
Replies: 21
Views: 2340

Re: Wanting to move my family but where to begin?

Probably should just rent first than figure out which area to move to.
by squirm
Sun Nov 11, 2018 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 132
Views: 15806

Re: Habits of the Rich

Understand sometimes people just get lucky. The area where I grew up, home prices have give up about 100x in the past forty years. Some of my family members are very rich because of that. That's just being lucky. My wife and I work as a team and live under our means to some degree. We are pretty wel...
by squirm
Sun Nov 11, 2018 1:39 am
Forum: Personal Consumer Issues
Topic: Looking for computer suggestions
Replies: 17
Views: 1352

Re: Looking for computer suggestions

I have a surface book 2, very nice computer.
by squirm
Sun Nov 04, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Buy house without agent
Replies: 28
Views: 2308

Re: Buy house without agent

Call the number that you called to get the key and ask them how to proceed. The way that said in your original post that you wanted to use a lawyer to make the offer makes sense. You will likely hear that there is another buyer that is also bidding on the house, there is almost always another buyer...
by squirm
Sun Nov 04, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: My credit id has been stolen
Replies: 8
Views: 1154

Re: My credit id has been stolen

I also got a prepaid American Express card I never applied for. I called AE, they closed the account.
by squirm
Sun Nov 04, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Buy house without agent
Replies: 28
Views: 2308

Re: Buy house without agent

Ok, thanks everyone. My next question is, do I contact the listing agent and say "we're interested"?
We were at the house last night, builder gave us the key, spent a couple hours there, were pretty much sold.

What do we do?
by squirm
Sun Nov 04, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: My credit id has been stolen
Replies: 8
Views: 1154

Re: My credit id has been stolen

Hi, actually I tried online Friday night when I found out what was going on. Equifax, got all the way to the end then told me to call them on Monday. TransUnion, no problem. Experian, told me to call them on Monday. So I don't understand, I have to unfreeze my account to get a credit karma account b...
by squirm
Sun Nov 04, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: My credit id has been stolen
Replies: 8
Views: 1154

Re: My credit id has been stolen

Thank you. Do I have to unfreeze my credit to do this? I froze my credit at the agencies over the phone yesterday while watching our kids play soccer, so it wasn't exactly easy. It was amazing the difference between the three. Equifax, big pain. Talked to the rep who had a very heavy accent, eventua...
by squirm
Sun Nov 04, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: Buy house without agent
Replies: 28
Views: 2308

Re: Buy house without agent

Well, I just lost everything I wrote. Anyways, quickly, this is a local small one man builder. We have meant him face to face a few times because I wanted him to build on a raw lot I was going to buy, but we like the house he built. Our agent is useless and most of our shopping around was from Zillo...
by squirm
Sun Nov 04, 2018 1:45 am
Forum: Personal Consumer Issues
Topic: My credit id has been stolen
Replies: 8
Views: 1154

Re: My credit id has been stolen

Freezing credit was the smart thing to do. You want to go to annualcreditreport.com.com and pull your credit report reports. Check that you recognize all accounts. You might consider opening a credit karma account, but you will need to unfreeze your credit to do this. You also might freeze your Che...
by squirm
Sat Nov 03, 2018 11:56 pm
Forum: Personal Consumer Issues
Topic: Buy house without agent
Replies: 28
Views: 2308

Buy house without agent

Sorry doing this from phone. There's a house wife and I like, it's new construction. The builder let us go there and told us where the key was hidden. We like the place. We found it via open house. My question, we've sorta have been working with an agent off and on but in the other hand we haven't s...
by squirm
Sat Nov 03, 2018 11:48 pm
Forum: Personal Consumer Issues
Topic: My credit id has been stolen
Replies: 8
Views: 1154

My credit id has been stolen

Sorry doing this from phone. In the past few days I have received documents on the mail about credit accounts that have been tried to been open. Today I got over from PayPal, I called PayPal and they were able to successfully open an account. I had them f close it, fortunately no charges. I contacte...
by squirm
Fri Nov 02, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: Model 3 Mid-Range or Volt
Replies: 21
Views: 1604

Re: Model 3 Mid-Range or Volt

Look at the plug in clarity. Personally I'd rather have a plug-in, I'd rather not be held hostage with EV only if there isn't a charger, if the charger is over iced or doesn't work.
by squirm
Fri Nov 02, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Got a letter from WebBank c/o Dell Financial Services
Replies: 5
Views: 462

Re: Got a letter from WebBank c/o Dell Financial Services

I called 800-283-2210 and got a recording and then finally a person, but almost the first question was what is your SSN. I didn't proceed any further as if yet.
by squirm
Fri Nov 02, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Got a letter from WebBank c/o Dell Financial Services
Replies: 5
Views: 462

Re: Got a letter from WebBank c/o Dell Financial Services

I did call that number, all I get is a recording that sounds extremely fake. I also googled Dells financial services phone, I tried calling multiple times just now (10:30 Central) no answer, not even a recording, for the size of Dell I'd expect a recording. Something is fishy. Is there really a Dell...
by squirm
Fri Nov 02, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Got a letter from WebBank c/o Dell Financial Services
Replies: 5
Views: 462

Got a letter from WebBank c/o Dell Financial Services

It says to please contact them at 866-228-9620 within 21 days to verify the information I submitted and complete the application process for credit. I never did anything related to any of this. What should I do? Also, wife and I just pre-qualified for another mortgage a few days ago we have yet to f...
by squirm
Mon Oct 29, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: Getting depressed with all this saving. :-(
Replies: 38
Views: 6377

Re: Getting depressed with all this saving. :-(

Maybe invest in therapy sessions, otherwise I really don't understand the post.
by squirm
Wed Oct 24, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 25618

Re: PSA: Don't buy a big house

One nice thing about a big house is hosting parties and out of town guests. But with that said I think the biggest house I would want is 2,500 - 3,000 sqft for a family of 4 or 5. You could put every one of your out-of-town guests up in the Four Seasons, W, Omni, take your pick, and never come clos...
by squirm
Sun Oct 21, 2018 12:31 am
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6031

Re: Pull kids from school for vacations?

We do. We're only get to see them grow once.
by squirm
Fri Oct 19, 2018 8:09 pm
Forum: Personal Consumer Issues
Topic: What time do you get up in the morning?
Replies: 160
Views: 12963

Re: What time do you get up in the morning?

4am is too early, also I can't do cardio in the morning, I get too tired afterwards. Wife and I are up at 5 than get ready for work. I'm also up around 5 weekends, my tinnitus usually gets me out of bed. I make breakfast for my wife almost everyday. If I stay home I still get up with her make her br...
by squirm
Wed Oct 17, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: Sister buying house FIL want to give money for downpayment
Replies: 10
Views: 1742

Sister buying house FIL want to give money for downpayment

Sister and BIL is buying a house, her FIL wants to help with downpayment ($100K or so). What is the best way? She said she will have her FIL on the title so he can just make contribution to the downpayment, then sometime afterwards he can be removed, makes sense to me. If it doesn't go to the downpa...
by squirm
Mon Oct 15, 2018 12:05 am
Forum: Personal Consumer Issues
Topic: Maui - Ka'anapali Beach Hotel
Replies: 15
Views: 2046

Re: Maui - Ka'anapali Beach Hotel

We stayed there a few times years and years ago. Last time we could clearly hear the couple in the next room going at it. We haven't stayed there since.
by squirm
Sun Oct 14, 2018 11:35 pm
Forum: Personal Consumer Issues
Topic: $34k Volt vs $54k Model 3?--help me decide??
Replies: 107
Views: 10711

Re: $34k Volt vs $54k Model 3?--help me decide??

Personally, I'd rather have a Volt if I was given the two options. I like Telsa's but in reality I know there would be many times I would need a charge and would have to go out of my way to get one, on top of that have to wait 30 minutes. I know the counter argument is it's a bathroom break, but we'...
by squirm
Sun Oct 14, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: $34k Volt vs $54k Model 3?--help me decide??
Replies: 107
Views: 10711

Re: $34k Volt vs $54k Model 3?--help me decide??

I'd rather have the Honda Clarity plug in.
by squirm
Sun Oct 14, 2018 10:52 pm
Forum: Personal Consumer Issues
Topic: $34k Volt vs $54k Model 3?--help me decide??
Replies: 107
Views: 10711

Re: $34k Volt vs $54k Model 3?--help me decide??

With the Volt there is no range anxiety.
However, isn't Barra killing the Volt?
by squirm
Sat Oct 13, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: Need new email address. Gmail or ???
Replies: 70
Views: 5287

Re: Need new email address. Gmail or ???

Personally, I like Hotmail.
by squirm
Sat Oct 13, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7290

Re: My life saved by New subaru. Almost died.

Op, glad you came out ok.
I should be dead, I had a very very close call many many years ago. Too long to describe but I do thank my lucky stars.
by squirm
Tue Oct 09, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: What are your strategies when shopping for a house?
Replies: 38
Views: 3458

Re: What are your strategies when shopping for a house?

We had someone try this third and fourth (and even a fifth) showing business. I get looking at a house two times, and I can even buy into the third showing if you come ready to leave an offer on the kitchen table. But never again will we allow more than 3 showings. Our experience: we indulged a fou...
by squirm
Mon Oct 08, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: What are your strategies when shopping for a house?
Replies: 38
Views: 3458

Re: What are your strategies when shopping for a house?

Yup, buying a home is always about compromise. The used homes we looked at, some are pretty appalling. Our first priority is location. Honestly, my wife and I don't like being around people when were home, frankly we don't want to see or hear them...We deal with people enough at work, that's why we ...
by squirm
Mon Oct 08, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Refinace house but how?
Replies: 26
Views: 1693

Re: Refinace house but how?

Personally I'd to a HELOC...refi into another 30 year loan? How many years to pay off the loans in totality? My parents kept refi'ing when it was in vogue as rates were falling. Their original mortgage was in 1970, mom is still paying a mortgage (Although good for her the home is worth millions). Do...
by squirm
Sun Oct 07, 2018 3:16 pm
Forum: Personal Consumer Issues
Topic: What are your strategies when shopping for a house?
Replies: 38
Views: 3458

What are your strategies when shopping for a house?

Wife and I are shopping around for another house. I'm thinking we're probably buying at the top, but who knows. Anyway, we're not even sure if we want to move or not, wife says it's up to me, she'll support my decision whichever way I decide. Anyways, we have an agent, but as usual, they seem useles...
by squirm
Sun Oct 07, 2018 2:36 pm
Forum: Personal Consumer Issues
Topic: Garage Shelving?
Replies: 31
Views: 3398

Re: Garage Shelving?

Just build your own, I've done that at both houses we own. Overbuilt, so it will last longer than me.
by squirm
Fri Oct 05, 2018 8:15 am
Forum: Personal Consumer Issues
Topic: Simple, free way to send photos to people?
Replies: 15
Views: 1030

Re: Simple, free way to send photos to people?

You can share them with a OneDrive account.
by squirm
Tue Oct 02, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: Landlord wants to raise rent, but is asking if he can?
Replies: 54
Views: 5559

Re: Landlord wants to raise rent, but is asking if he can?

having a good tenant is good, i wouldn't say priceless. You might be pushing your luck, honestly 2.5% is hardly an increase. I just raised my tenants rent by 5%. Is your rent under the market rate? if so, you should perhaps let him raise it, or offer a compromise. oh, just wanted to add, my tenant g...
by squirm
Tue Oct 02, 2018 8:03 am
Forum: Personal Consumer Issues
Topic: Tipping
Replies: 55
Views: 3998

Re: Tipping

Yes tip.
by squirm
Mon Oct 01, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2424

Re: city water sewer vs well septic

We have a well and septic. That's my preference too. I like very long hot showers, zero water cost.
by squirm
Mon Oct 01, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: New Apartment, city noise
Replies: 43
Views: 3335

Re: New Apartment, city noise

I disagree with the others that you get use to it. No you don't. Wife and I never did. We have a house in the city, it's noisy with cars, sirens, alarms, neighbors, etc. We live in the country now, a lot less noise. We never got use to the noise in the city, in fact we hated it more and more. The no...
by squirm
Mon Oct 01, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: Bose Noise Cancelling Headphones
Replies: 77
Views: 8845

Re: Bose Noise Cancelling Headphones

Are these good if you have intrusive tinnitus?
by squirm
Sat Sep 29, 2018 10:54 pm
Forum: Personal Consumer Issues
Topic: College Student Performance Issues
Replies: 83
Views: 4653

Re: College Student Performance Issues

I rented a house far away from college in a upscale area, didn't want to be around partiers, focused on studying with lots of math. Girlfriend moved in with me, she went to same college and focused on classes with business. We both graduated, got married and are doing very well. College isn't playti...
by squirm
Sat Sep 29, 2018 10:42 pm
Forum: Personal Consumer Issues
Topic: College Student Performance Issues
Replies: 83
Views: 4653

Re: College Student Performance Issues

I only skipped classes if I the professor was terrible and I would get more out of studying for that time than going to class. I'm not sure what others mean by saying they learn more outside of class. I basically went to college, than went to the library to study the rest of the day. Not much social...
by squirm
Sat Sep 29, 2018 11:17 am
Forum: Personal Consumer Issues
Topic: Which type of Primary Care Physician?
Replies: 54
Views: 4231

Re: Which type of Primary Care Physician?

I like my PCP, I just hate the three minute appointments. I guess they have their schedule packed with managed care.
by squirm
Thu Sep 27, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: solar panels with payback of 8-10 years?
Replies: 24
Views: 2292

Re: solar panels with payback of 8-10 years?

Didn't notice you're in a non-nem area. Make sure you'll be able to take advantage of the production during the day. We're in a NEM area, without that, I very much doubt it would be worthwhile to have solar...
by squirm
Wed Sep 26, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Vacation without saving adequately?
Replies: 70
Views: 5188

Re: Vacation without saving adequately?

He says they're in a comfortable position, to me that sounds like they're not strapped for cash. I say go for it, keep an eye on expenses and have a great time and make memories, before you know it, you're old and wish you did these things. Just be realistic with the money. My wife and I have an acc...
by squirm
Wed Sep 26, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Vacation without saving adequately?
Replies: 70
Views: 5188

Re: Vacation without saving adequately?

How do you usually save for your vacations? We just pull it out of savings and then put the money back in during paydays, how else would it be done? What's the difference between saving up for it now, wouldn't that money just go into savings? I agree, memories mean more to me than making sure I've g...
by squirm
Wed Sep 26, 2018 11:33 am
Forum: Personal Consumer Issues
Topic: How to buy a mattress
Replies: 46
Views: 3420

Re: How to buy a mattress

You need to go to the mattress stores and lie on the mattresses, that's what I do. I noticed most people just sit on it which isn't the best way imo. Last time mattress shopping my wife and I went, took our shoes off and laid down on many of the mattresses, then negotiated with the sales dude on the...