Search found 1252 matches

by squirm
Sun Apr 22, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: How long have you been unemployed?
Replies: 49
Views: 3844

Re: How long have you been unemployed?

My friend is unemployed, got laid off a few years ago. complains there's no work but doesn't even look...he'd would rather stay at home and play around...fortunately I've always been employed...
by squirm
Sun Apr 22, 2018 10:10 am
Forum: Personal Consumer Issues
Topic: AAA? What to do in car emergencies?
Replies: 64
Views: 3030

Re: AAA? What to do in car emergencies?

I keep the cars going too. My wife calls me if she breaks down which thankfully isn't often. But I've told her to call the insurance if I can't come out to help her. Last time she broke down was a dead battery in the Wally world parking lot. she called me and I came over and I jumped it and then rep...
by squirm
Sat Apr 21, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Cheap cell phone plans
Replies: 60
Views: 4976

Re: Cheap cell phone plans

theplayer11 wrote:
Sat Apr 21, 2018 4:55 pm
cricket 5 lines for $100, 5gb/line is tough to beat
Sprint has a year free. tough to beat that.
by squirm
Mon Apr 16, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 5432

Re: Costco gas

Our Honda runs fine on just about any gas I buy. I've seen very long lines at Costco. We are members at Sam's, we've never had to wait in line. I've noticed that too. Wonder why. They always have the same price and is the lowest in the area. I think the simple explanation is that Costco has more sh...
by squirm
Sun Apr 15, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 5432

Re: Costco gas

Our Honda runs fine on just about any gas I buy. I've seen very long lines at Costco. We are members at Sam's, we've never had to wait in line.
by squirm
Sun Apr 15, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1557

52 oz, the new orange juice size?

I'm seeing more and more 52oz sizes, simply orange is the new perp using this on us victims.
by squirm
Sun Apr 15, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3126

Re: Dealing with poorly assigned hotel rooms?

This is why we stay at a single family house whenever we go somewhere thru VRBO. I gave up with hotels. Once I had to go outside and physically threaten the piece of garbage that was making noises. Another time the couple next door decided to have super loud indoor sport noises. We've found that at ...
by squirm
Sun Apr 15, 2018 12:51 am
Forum: Personal Consumer Issues
Topic: What percentage of you 2017 income can you account for?
Replies: 49
Views: 3283

Re: What percentage of you 2017 income can you account for?

We don't track anything, really. We put away plenty of money before our paychecks even hit our account and then spend what's left. I could look back at credit card receipts, but there's really no reason to at this point until we need to increase our cash flow. So, zero percent i suppose. Neither do...
by squirm
Thu Apr 12, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: Best Buy, $3k TV, should I buy warranty?
Replies: 24
Views: 1520

Re: Best Buy, $3k TV, should I buy warranty?

It seems like most things I'm buying at home Depot now popup during the checkout so the clerk can ask if I want to buy some stupid extended warranty for it.
by squirm
Tue Apr 10, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 47
Views: 3745

Re: How can I get a passport?

I don't know why the OP is dissing the post office. It was a piece of cake dealing with them to get my passport. Perhaps he just went to one that was overworked, and he should try another one. FedEx and UPS in my area make the post office look like it is run by angels. The post office does not heav...
by squirm
Sun Apr 08, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Home Safe vs Safety Deposit Box
Replies: 84
Views: 16790

Re: Home Safe vs Safety Deposit Box

I discontinued my safe deposit box years ago. I found it inconvenient and costly. I went with a basic 2' x 2' home safe which is anchored to the concrete slab in an inconspicuous corner of the garage with a cardboard box covering it. It is mostly for fire protection but unless a thief is planning t...
by squirm
Sat Apr 07, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: [When is going out to a restaurant worth it to you?]
Replies: 71
Views: 5178

Re: [When is going out to a restaurant worth it to you?]

We don't really enjoy eating out. My wife is allergic to msg and restaurants love that stuff. We generally eat next to our wood burning stove in comfort or looking out our acreage of wooded property instead of eating out. I hate being packed into a room having to watch other people eat. I tell my wi...
by squirm
Sat Apr 07, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Need new bedroom furniture
Replies: 23
Views: 1213

Re: Need new bedroom furniture

We buy good quality furniture, unless I know it will get beaten up. I like the distressed furniture look that way when it gets scratched it's not noticable. We went to a couple of furniture stores, I was very surprised by the crap quality. I even had one salesmen confess they sell garbage. I general...
by squirm
Fri Apr 06, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Is saving 0.5% worth paying in cash?
Replies: 11
Views: 1434

Re: Is saving 0.5% worth paying in cash?

I pay almost everything with credit card, why not? If there's an issue I've got some protection at least and get a little reward for it.
by squirm
Wed Apr 04, 2018 8:20 am
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 2887

Re: Health club memberships

I'd rather go to a more expensive one. Tried the ten buck one years ago, way way too crowded at prime times. Made for terrible workouts.
by squirm
Wed Apr 04, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 2887

Re: Health club memberships

Try your health insurance, see if they have incentives.
by squirm
Tue Apr 03, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Big time home inspection issues
Replies: 44
Views: 5040

Re: Big time home inspection issues

Stuff that you can't see can be a huge issue, esp knob and tube wiring.... Plumbing....
Good call on your home inspector. I agree that agents are nothing but a con artist.

You should gift your inspector some $$$for saving you a huge headache and refer to your friends.
by squirm
Mon Apr 02, 2018 11:42 pm
Forum: Personal Consumer Issues
Topic: Microsoft tech support scam - how to recover?
Replies: 39
Views: 4184

Re: Microsoft tech support scam - how to recover?

The only thing greatly concerns me is when something doesn't seem right with Lastpass.
by squirm
Mon Apr 02, 2018 11:40 pm
Forum: Personal Consumer Issues
Topic: Microsoft tech support scam - how to recover?
Replies: 39
Views: 4184

Re: Microsoft tech support scam - how to recover?

Last week a red screen popped up on my laptop saying I had a virus and should call Microsoft Windows Tech Support. Clearly a scam and I didn't call the number, but the full-page pop-up locked my browser and I couldn't close it. Then the scammers downloaded an audio file telling me I had a virus, my...
by squirm
Mon Apr 02, 2018 11:38 pm
Forum: Personal Consumer Issues
Topic: Microsoft tech support scam - how to recover?
Replies: 39
Views: 4184

Re: Microsoft tech support scam - how to recover?

I'm still waiting for someone to call me so I can play along for a while and have a little fun.
by squirm
Mon Apr 02, 2018 9:52 pm
Forum: Personal Consumer Issues
Topic: Buying laptop with half gift cards and half credit card, what are my card perks?
Replies: 7
Views: 512

Re: Buying laptop with half gift cards and half credit card, what are my card perks?

Read your card benefit terms carefully. Some issuers provide full coverage even if only a part of the purchase is paid for with their card; some exclude coverage altogether; others provide coverage only up to the amount you paid with that card. This. Always confirm by checking the written benefits....
by squirm
Mon Apr 02, 2018 6:32 pm
Forum: Personal Consumer Issues
Topic: Buying laptop with half gift cards and half credit card, what are my card perks?
Replies: 7
Views: 512

Re: Buying laptop with half gift cards and half credit card, what are my card perks?

Hi all just called Chase. They said as as some of it is purchased on the credit card, all perks stay the same.
by squirm
Mon Apr 02, 2018 6:18 pm
Forum: Personal Consumer Issues
Topic: Buying laptop with half gift cards and half credit card, what are my card perks?
Replies: 7
Views: 512

Buying laptop with half gift cards and half credit card, what are my card perks?

I have a bunch of best buy gift cards I can use to buy a laptop, the remaining balance (about 50 percent) I would use my Chase Sapphire. The Sapphire doubles your warranty, how does that work if it did in this situation?
by squirm
Sat Mar 31, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: Getting Furniture into a Basement
Replies: 39
Views: 2653

Re: Getting Furniture into a Basement

Enlarge the door, it's not that big of a deal even if it's load bearing. Pay someone to do it. 28 inches is ridiculously small.
by squirm
Fri Mar 30, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: Oak Tree Roots Heaving Up Driveway
Replies: 5
Views: 959

Re: Oak Tree Roots Heaving Up Driveway

I did it, someone told me the tree would die, it lived. You can put in a root barrier.
by squirm
Fri Mar 30, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Online meals, anyone do these?
Replies: 28
Views: 3093

Online meals, anyone do these?

Some family members swear by these, they send you a package with a complete uncooked meal, usually packaged with ice. Some are about ten bucks per serving. Seems excessive, but perhaps the convenience is worth it? I usually do all the cooking and shopping and pretty picky what we eat. However we're ...
by squirm
Fri Mar 30, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Renting car when you lose your D/L out of state
Replies: 30
Views: 2146

Re: Renting car when you lose your D/L out of state

Not having the document with you is not a big issue. The big issue is not actually having a valid license. I was once stopped for allegedly running a red light. I didn't have any wallet or anything but I knew my D/L number so I got off with a verbal warning. Some jurisdictions may write you a ticke...
by squirm
Fri Mar 30, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 47
Views: 3745

Re: How can I get a passport?

So we did the passport thing today at a post office in a small little town. Got there fifteen minutes early... First guy greeted us, no problem. Then some lady crawls out from under a rock, started out with a complete attitude to my wife... Nobody talks to my sweet wife like that, but my wife mumble...
by squirm
Fri Mar 30, 2018 12:47 am
Forum: Personal Consumer Issues
Topic: Renting car when you lose your D/L out of state
Replies: 30
Views: 2146

Re: Renting car when you lose your D/L out of state

True story.. Back many years ago, before needing ID to board planes, my wife and I (with our then very young son) had a one week trip to/from San Francisco - renting a car and staying at Yosemite. We arethousands of miles from home. Get to the car rental - no drivers license. I then realize my driv...
by squirm
Thu Mar 29, 2018 11:00 pm
Forum: Personal Consumer Issues
Topic: Which of our cars should we use more, old or new?
Replies: 32
Views: 2309

Re: Which of our cars should we use more, old or new?

We don't do a his car and her car. They're our cars...I take care of all our cars and trucks.. But we use to worry about which to drive more, but then thought life is too short to obsess over things like this... Cars are to be driven not stored....
by squirm
Sat Mar 24, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Buying large heavy items from places like Amazon
Replies: 22
Views: 1877

Re: Buying large heavy items from places like Amazon

I'd rather buy bulky items locally, just for this reason.
by squirm
Fri Mar 23, 2018 5:39 pm
Forum: Personal Consumer Issues
Topic: How much do people budget for annual car maintenance?
Replies: 39
Views: 2194

Re: How much do people budget for annual car maintenance?

Zero, if the car needs repairing, I generally do it myself.
by squirm
Thu Mar 22, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: New vs Used Camry vs Accord
Replies: 64
Views: 3717

Re: New vs Used Camry vs Accord

Could you pick a more boring pair of choices? Boring is good. Fun cars are overrated. I have no desire to drive fast anymore, noisy convertibles, etc. +100 I agree, I don't get a car to make a statement, have fun, etc.... I just want to get from point A to point B. In fact I find driving annoying a...
by squirm
Thu Mar 22, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: New vs Used Camry vs Accord
Replies: 64
Views: 3717

Re: New vs Used Camry vs Accord

Just get a slightly used Accord, you can't go wrong and you'll know the options as Honda includes most options per trim.
by squirm
Thu Mar 22, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 47
Views: 3745

Re: How can I get a passport?

Thanks everyone, reading through this was a big help!
by squirm
Thu Mar 22, 2018 2:45 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 21734

Re: Anyone Deleting Facebook?

Never used Facebook. But I'm surprised that people didn't know their information they uploaded was and is being exploited and sold. Really, they didn't know that? Maybe this will teach others that free isn't really free. Who would use their real personal info on Facebook anyways? If I opened a Faceb...
by squirm
Wed Mar 21, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: How can I get a passport?
Replies: 47
Views: 3745

How can I get a passport?

We need to get a password for one our of sons (11). We've been to the post-office, but the service is beyond pathetic. The library is booked for two months. We need it by July. We both work, so spending a day at the armpit post office isn't what we want to do (no wonder why everyone hates the post-o...
by squirm
Wed Mar 21, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: We made the right decision to not purchase a home now, right?
Replies: 47
Views: 3978

Re: We made the right decision to not purchase a home now, right?

As soon as we graduated wife and I bought a house. I was tired if throwing money down the toilet with rent. Not sure how your saving money by renting instead of generating equity. Get 20% down, do a 15 year. Don't try and time the market, it won't work. Why so much % into a 401k? Why not use some of...
by squirm
Sat Mar 17, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Septic Maintenance Routine
Replies: 24
Views: 1522

Re: Septic Maintenance Routine

We work full time, which means that using their toilet and on company time.
by squirm
Sat Mar 17, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: Should I be paying $1300/yr. for under/uninsured motorist protection?
Replies: 99
Views: 7137

Re: Should I be paying $1300/yr. for under/uninsured motorist protection?

Wait a minute, it took a long talk with your insurance guy to find out you were paying $1300 a year for this? I know right away what I'm paying for with my insurance, and frankly I don't think I ever had a long talk with any goon from my insurance company. I vet the statement/policy when it arrives ...
by squirm
Fri Mar 16, 2018 8:05 am
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 187
Views: 18744

Re: Those with high savings rate: why?

We save a good amount. Although we also think it's wise to spend some, such as vacations. I'm not one that wants to save everything and live in a trailer until I'm 75 so I can have 3 million then die the following year... That's just stupid...
by squirm
Thu Mar 15, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: Should I close this Credit Card?
Replies: 11
Views: 944

Re: Should I close this Credit Card?

I have a card I don't user much but I've had it for 25 years, so I'm keeping it for that reason alone.
by squirm
Tue Mar 13, 2018 8:19 am
Forum: Personal Consumer Issues
Topic: As a home buyer, do you use your own realtor or agent?
Replies: 25
Views: 2091

Re: As a home buyer, do you use your own realtor or agent?

I did everything myself for all three of our properties we bought. Real estate agents are worthless.
by squirm
Mon Mar 12, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Should we buy my wife a new car?
Replies: 53
Views: 3526

Re: Should we buy my wife a new car?

I honestly think car questions and answers are over analyzed. Just ask answer yourself this question in honest terms. Can you easily afford a new car by paying cash? If the answer is yes, without any asteriks, then go for it.
by squirm
Mon Mar 12, 2018 8:05 am
Forum: Personal Consumer Issues
Topic: Android (4.3)--app lockers and lending?
Replies: 5
Views: 313

Re: Android (4.3)--app lockers and lending?

I use Norton app locker.
by squirm
Sun Mar 11, 2018 8:07 pm
Forum: Personal Consumer Issues
Topic: Blocking URLs/Sites on home network for kids
Replies: 33
Views: 1600

Re: Blocking URLs/Sites on home network for kids

Just use opendns, you can tell Windows to use that as the DNS. Couldn't the kids just change it back to 8.8.8.8 and 8.8.4.4, or whatever DNS servers they were using before? Kids are savvy these days. Maybe, I use open DNS on our computers so the kids can use them. They dare not change anything. If ...
by squirm
Sun Mar 11, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Chain Saw pruner or Pole Saw?
Replies: 24
Views: 1912

Re: Chain Saw pruner or Pole Saw?

Get a battery chainsaw pole. We have many more acres and most likely many many more trees. I have a 80v, I abuse the snot out of it and it still works great. I've cut 10" oak branches like butter using plunge cuts. Much faster than a manual.
by squirm
Sun Mar 11, 2018 6:23 pm
Forum: Personal Consumer Issues
Topic: Blocking URLs/Sites on home network for kids
Replies: 33
Views: 1600

Re: Blocking URLs/Sites on home network for kids

Just use opendns, you can tell Windows to use that as the DNS.
by squirm
Wed Mar 07, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Thinking of getting an Apple Watch
Replies: 73
Views: 6771

Re: Thinking of getting an Apple Watch

I don't like Apple much anymore and I don't like wearing a watch. The whole smartwatch idea I like even less. I don't need a smartwatch and a smartphone. I want to disconnect and put my phone on silent most of the time anyways. You have to charge it every night and it's not very functional compared...
by squirm
Tue Mar 06, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Is just my smart phone this dumb?!
Replies: 15
Views: 2074

Re: Is just my smart phone this dumb?!

I've never figured out why they call them smartphones, u guess it's marketing 101. I've never used a phone what I would even consider fractionally smart.