Search found 49 matches

by jml39
Sat Jan 21, 2012 9:44 am
Forum: Local Chapters and Bogleheads Community
Topic: ORLANDO Chapter Bogleheads
Replies: 48
Views: 5712

Re: ORLANDO Chapter Bogleheads

I am coming!
by jml39
Sun Aug 21, 2011 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Job Hunting Ideas (beyond the obvious)?
Replies: 26
Views: 4261

Try realmatchnetwork.com. Put in your qualifications and see what you get. It's free! Lots of newspapers use it to power their Help Wanted sections.
by jml39
Tue May 24, 2011 1:20 pm
Forum: Personal Consumer Issues
Topic: Hats
Replies: 38
Views: 3814

Here's a link to a hat store which has hats in all price ranges:

http://www.villagehatshop.com/
by jml39
Sun Apr 17, 2011 2:16 pm
Forum: Personal Consumer Issues
Topic: Sanibel Island Trip - Insights Welcome
Replies: 14
Views: 1752

I recommend The Timbers restaurant. Reasonable prices, good seafood and beachy ambiance.
by jml39
Wed Feb 09, 2011 9:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Tampa Bay Bogleheads meeting
Replies: 19
Views: 5177

I wasn't able to attend the Orlando meeting, but am interested in this one.
I'll be in NJ from the 17th to the 24th of Feb, so if it's not between those dates, I'd like to come.
by jml39
Mon Jan 31, 2011 10:57 am
Forum: Investing - Help with Personal Investments
Topic: How do calls and puts work?
Replies: 35
Views: 4322

I am referring to the price which the stock must reach before it would make sense to exercise the option. Does the buyer determine that?
by jml39
Mon Jan 31, 2011 10:44 am
Forum: Investing - Help with Personal Investments
Topic: How do calls and puts work?
Replies: 35
Views: 4322

How is the 'strike' price determined? Is it the current price of the stock, or some other price?
by jml39
Sat Jan 01, 2011 1:58 pm
Forum: Investing - Theory, News & General
Topic: 2011 BOGLEHEAD CONTEST REGISTRATION
Replies: 374
Views: 35521

1392
by jml39
Sun Dec 26, 2010 3:55 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST
Replies: 25
Views: 3606

Harold wrote:Let's hope for an 18% decline this week -- so I can win a book!


NOT!
by jml39
Fri Nov 12, 2010 11:30 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEAD CONTEST REPORT
Replies: 9
Views: 2108

I'm at 44, well positioned for a run at the top ten if the market makes modest gains.
by jml39
Sat Sep 25, 2010 8:46 pm
Forum: Personal Consumer Issues
Topic: Basic Course in Handguns
Replies: 5
Views: 1570

My son who spent time with a SWAT Team in Ohio says a good one is the Tactical Defense Institute in southwest Ohio. Google it.
by jml39
Sun Sep 19, 2010 9:03 am
Forum: Personal Finance (Not Investing)
Topic: The beauty of a traditional pension
Replies: 59
Views: 8974

It took a long time to find your picture. It's number 109 out of 119. You can see it more quickly by scrolling backwards through the pictures. It's nice to associate a real face to Darth Vader. Does your voice sound like his too?
by jml39
Sat Sep 18, 2010 3:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: ORLANDO- Rick Ferri - Nov 17
Replies: 27
Views: 5816

I am also interested in going.
by jml39
Tue Aug 17, 2010 8:23 am
Forum: Personal Consumer Issues
Topic: White wine recommendations
Replies: 35
Views: 5612

My favorite white wine is Schmitt Soehne Liebfraumilch imported from Germany. I get it at my local Publix here in Fla at $9.99 for 1.5 litre. It's like a riesling, not too dry. The price is really good, and so is the taste.
by jml39
Mon Jul 12, 2010 1:36 pm
Forum: Personal Consumer Issues
Topic: Disney Resort Vacation: Are they worth it?
Replies: 19
Views: 3266

I live near Disneyworld and have a season pass. If you can stay at a Disney Hotel and get the meal plan included, it's a great deal, so grab it.
by jml39
Thu Jul 08, 2010 8:40 am
Forum: Investing - Theory, News & General
Topic: deleted
Replies: 37
Views: 4691

Maybe those of us who can't get a friend to read a book could get them to watch the 20 minute interview on Vanguard web site with Malkiel and Ellis. Here they really boil it down for those with 'no time'. And they are so calm and reassuring in the process. A great interview.
https://personal.vanguard.com/us/insigh ... cript=true
by jml39
Mon Jun 28, 2010 10:53 am
Forum: Personal Consumer Issues
Topic: Ford Fiesta
Replies: 10
Views: 1769

Someone just told me they had a Fiesta on order, and were even given the VIN number of their new Fiesta. Then just yesterday or day before, they were told the Fiesta could not be delivered till August. Something about it being made in Mexico and could not be shipped across the Gulf of Mexico due to ...
by jml39
Sun May 30, 2010 2:04 pm
Forum: Personal Consumer Issues
Topic: Starting an Internship Tuesday. Need Advice!
Replies: 32
Views: 3559

Take it very seriously. Try to stay healthy and don't miss work. If you're out a lot they won't give you anything challenging to do. Good Luc k!
by jml39
Sat May 29, 2010 9:47 am
Forum: Investing - Theory, News & General
Topic: Rewards Credit Card
Replies: 42
Views: 10913

The Citicard 5% on restaurants, hotels and rental cars is only good from July 1 till Sept 30. Then the 5% categories change and you have to sign up again. I just got the notice also, and signed up.
by jml39
Sat Feb 06, 2010 6:41 pm
Forum: Forum Issues and Administration
Topic: Amazon affiliate link update
Replies: 19
Views: 9044

I copied the link from Bogleheads to Amazon into my Favorites under the name Amazon. Now whenever I want to go to Amazon I click on Favorites and go to my Amazon category. The link works, because I saw my stuff in that list. Just another way of doing it.
by jml39
Wed Jan 13, 2010 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Donations for Haiti Earthquake Victims
Replies: 41
Views: 7354

Just donated to Catholic Charities today. They have an online site which I googled, and gave a donation via credit card. Received an acknowledgement within minutes via e-mail.
by jml39
Sun Jan 10, 2010 9:54 am
Forum: Forum Issues and Administration
Topic: Question re Donations to Forum
Replies: 85
Views: 14368

Alex' list of contributions (to date) was useful. It should be easy to create a graph with the frequency distribution of donations and periodically post updates. Some advantages are as follows: 1) People will see where they fit on the curve. 2) People will get a snapshot of both the overall contrib...
by jml39
Wed Jan 06, 2010 9:05 am
Forum: Forum Issues and Administration
Topic: Homepage Revamped
Replies: 61
Views: 14192

I just sent a PayPal tip for all the great information I learned on this forum since I retired. Consider it the first installment. I buy all my books on Amazon too, so if that's a help, great. Joan
by jml39
Mon Jan 04, 2010 2:56 pm
Forum: Investing - Help with Personal Investments
Topic: Would you put $20,000 in the market today?
Replies: 12
Views: 2282

I moved $25000 out of the Total Market Index over the weekend. That will put me at my proper asset allocation for the coming year. After 2008 and because of my age (70) I changed my allocation from 50/50 to 45/55. I don't time the market, just rebalance at the beginning of every year. I did it last ...
by jml39
Fri Jan 01, 2010 12:51 pm
Forum: Personal Consumer Issues
Topic: 2010 BOGLEHEAD CONTEST REGISTRATION
Replies: 284
Views: 31536

1219
by jml39
Sun Nov 08, 2009 11:14 am
Forum: Personal Consumer Issues
Topic: Panama Canal cruise
Replies: 13
Views: 2654

Go to the front of the ship rather early so you can get a good position at the rail as the locks open. After you take pictures of that and the ship is in the lock, you can retreat to your cabin and watch how close it is as the ship makes its way through the locks.
by jml39
Sat Nov 07, 2009 10:32 pm
Forum: Personal Finance (Not Investing)
Topic: Met Life Variable Annuity Review - please comment
Replies: 11
Views: 5499

That's exactly how I feel about it. And I didn't make a fuss, just politely disagreed. That's how it stands now. But those expenses are a killer! So I'm concentrating my efforts on my daughter who is studying to be a paralegal so she can reenter the work force with a marketable skill after staying h...
by jml39
Sat Nov 07, 2009 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: Met Life Variable Annuity Review - please comment
Replies: 11
Views: 5499

Nisiprius, thanks for your suggestion. I'll bring it up, but doubt if it will be acted upon. Also, I went to the Met Life site, and found out that the 6% guaranteed payout is a rider and costs .8% per year in addition to the 1.5% annuity expense, plus some added underlying fund expenses. That raises...
by jml39
Sat Nov 07, 2009 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Met Life Variable Annuity Review - please comment
Replies: 11
Views: 5499

Hi Ron, Thanks for responding. He said he was guaranteed 'at least 6%' payout. Since he is only 38 and will be employed a long time, he is assuming the 6% will accrue till he retires. Can't read your suggested reading right now, am going out, but will read later today and get back. Cheers. Joan
by jml39
Sat Nov 07, 2009 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Met Life Variable Annuity Review - please comment
Replies: 11
Views: 5499

This review never mention 'inflation indexed', only guaranteed 'at least 6%' interest annually. So your annuity account will always grow by at least 6% annually. In times of low interest rates and low inflation rates, that sounds good. That's the appeal right now. Not so in times of high interest ra...
by jml39
Sat Nov 07, 2009 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Met Life Variable Annuity Review - please comment
Replies: 11
Views: 5499

Met Life Variable Annuity Review - please comment

I am interested in this annuity because my 38 yr old son has recently closed his Vanguard IRA and that of his wife in favor of this product. He was in an appropriate Target Retirement Fund for his age, which of course dropped in value early this year. So he panicked just about the time he was approa...
by jml39
Wed Oct 21, 2009 1:55 pm
Forum: Personal Consumer Issues
Topic: What's with car rental prices?
Replies: 15
Views: 2812

I recently rented one in San Antonio through Travelocity. Rate was $155 for 8 days for a subcompact. When I got there they tried to sell me lots of extras. Insurance, prepaid gas, upgraded car, extra driver. I didn't bite, so that was the final cost. But it was the only rate that was reasonable. Oth...
by jml39
Mon Oct 19, 2009 10:32 pm
Forum: Personal Consumer Issues
Topic: Best Advice you've ever heard and followed?
Replies: 112
Views: 15365

A word is dead when it is said, some say, I say it just begins to live that day.
—“A word is dead.”
Emily
Dickinson
by jml39
Tue Oct 06, 2009 2:07 pm
Forum: Personal Consumer Issues
Topic: Vanguard Scholarships
Replies: 27
Views: 3651

Facebook Comments

Facebook users are not all threatening to leave Vanguard. Here's another view which is quite common in that thread. I'm one of those who has posted something like this: I can understand some folks' displeasure with this Vanguard policy. However, don't shoot yourself in the foot. Vanguard, with its u...
by jml39
Tue Oct 06, 2009 10:34 am
Forum: Personal Consumer Issues
Topic: Vanguard Scholarships
Replies: 27
Views: 3651

Vanguard Scholarships

Here is a quote from Vanguard to their Facebook page: Vanguard is passionate about education and committed to diversity in the workplace. That's why we offer merit-based college scholarships to women and minorities. College Scholarships from Scholarship America . Source: [url]scholarshipamerica.org[...
by jml39
Wed Jul 08, 2009 8:07 pm
Forum: Personal Consumer Issues
Topic: Cruise - interior, window, balconey difference?
Replies: 44
Views: 6053

The worst thing about an inside cabin is that when you get up in the morning you have to get dressed and go outside to the deck to see the new location where you are docked. With a porthole or window, you can just jump out of bed and look out the window to see the port, and sometimes the view is gre...
by jml39
Wed Jun 10, 2009 8:19 am
Forum: Personal Consumer Issues
Topic: Outdoor grill recommendation
Replies: 56
Views: 9597

After about 40 years of grilling, the best grill I ever had was the Weber Silver Genesis. Not too big, but sturdy and reliable. A digital meat thermometer can be used in the grill as well as in the oven to make sure your meat comes out perfectly every time. Happy grillin'!
by jml39
Sat Jun 06, 2009 5:37 pm
Forum: Personal Consumer Issues
Topic: Computer Languages we have known (and maybe loved)
Replies: 122
Views: 17772

Glad you asked. I started out teaching English for seven years in the 60s. After staying home for thirteen years raising three children, I decided to go back to school in the late 70's. Took computer science as a challenge to the other side of my brain. Got hired by AT&T in their programming cou...
by jml39
Tue Mar 17, 2009 2:26 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 58
Views: 8955

Glenn Close as Patty Hewes on Damages.
by jml39
Tue Mar 10, 2009 9:43 am
Forum: Investing - Theory, News & General
Topic: Locked-in thinking
Replies: 71
Views: 7785

Is this study (D) being funded as a pork project in the economic rescue bill?
by jml39
Wed Jan 28, 2009 5:35 pm
Forum: Personal Consumer Issues
Topic: How language defines us
Replies: 13
Views: 2144

I just looked up the word 'greed' in the Compact Oxford English Dictionary and here's the definition: "noun intense and selfish desire for food, wealth, or power" And greedy is defined as 'having 'greed'. So no help there. Where is the dictionary reference that defines greedy as having to ...
by jml39
Mon Jan 05, 2009 10:18 pm
Forum: Personal Consumer Issues
Topic: What Are Your Favorite Songs About Money?
Replies: 55
Views: 8326

I like this one...

The late Eartha Kitt sang:

Mink Shmink, money shmoney
Think you're hot now dontcha honey,
What have you got,
If you haven't got Love.
by jml39
Fri Jan 02, 2009 12:03 am
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2009 BOGLEHEADS CONTEST
Replies: 296
Views: 46532

S&P 500

1063
by jml39
Mon Oct 20, 2008 8:11 am
Forum: Personal Consumer Issues
Topic: JACK BOGLE'S NEW BOOK GIVEAWAY
Replies: 163
Views: 31091

Please enter me in the drawing. Thanks!
by jml39
Mon Oct 13, 2008 8:14 am
Forum: Investing - Theory, News & General
Topic: DIEHARDS VII REUNION NOTES ARE READY
Replies: 21
Views: 5122

These notes are great! All those knowledgeable people in one place having their brains picked was a real treat. Will reread later today to see what I missed. Thanks to those who synthesized and published the notes.
by jml39
Fri Oct 10, 2008 9:37 am
Forum: Investing - Theory, News & General
Topic: Best to stay the course
Replies: 11
Views: 3094

Sorry, I meant DCA (Dollar Cost Average) not DCI.
by jml39
Fri Oct 10, 2008 9:35 am
Forum: Investing - Theory, News & General
Topic: Best to stay the course
Replies: 11
Views: 3094

But isn't the point to rebalance into equities to reach your target allocation? Even if you just DCI into equities, that would have greatly improved your return over 5 years.
by jml39
Fri Oct 10, 2008 9:02 am
Forum: Investing - Theory, News & General
Topic: Best to stay the course
Replies: 11
Views: 3094

I sent this post to my two sons who are in their thirties and have expressed concern about the markets. I experienced the low of 2002-3 as both a recent widow and new retiree at the time. In early 2003 I gritted my teeth and rebalanced into equities and was very glad I did. Now I'm planning to do th...