Search found 12978 matches

by Mel Lindauer
Tue Nov 20, 2018 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: My Name is Paul, and I am a Larimore Boglehead
Replies: 5
Views: 1420

Re: My Name is Paul, and I am a Larimore Boglehead

Hi Paul:

Thank you for the kind words. You've been a valuable contributor to the Bogleheads Community for a long, long time. Here's hoping you'll continue to help those who come here seeking a road map to their financial success.

Happy Thanksgiving!

Best regards,

Mel
by Mel Lindauer
Tue Nov 20, 2018 9:22 am
Forum: Investing - Help with Personal Investments
Topic: Let's Talk About Annuities
Replies: 11
Views: 1212

Re: Let's Talk About Annuities

May I ask a silly question? If I have no heirs, is an annuity (the normal kind, SPIA) a better investment than bonds? (not really comparing to MM or treasuries 'cause I know they're lower). In other words, if I don't care what happens after I die, annuity beats bonds, right? If I understand correct...
by Mel Lindauer
Mon Nov 19, 2018 2:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard lowering Admiral level to $3,000?
Replies: 194
Views: 11456

Re: Vanguard lowering Admiral level to $3,000?

Outafter20 wrote:
Mon Nov 19, 2018 9:47 am
The million dollar question - will the LifeStrategy and Target Retirement funds use the Admiral shares now?
I've been pushing for that for years. Let's hope they get around to doing it.
by Mel Lindauer
Sun Nov 18, 2018 2:34 pm
Forum: Investing - Help with Personal Investments
Topic: Comment from Bogleheads book about future market gains
Replies: 10
Views: 1270

Re: Comment from Bogleheads book about future market gains

Greetings, Bogleheads, my name is Casey and this is officially my first post/question. I am an Air Force colonel stationed overseas with my family. I just finished reading The Bogleheads Guide to Investing, and a few times in the book (I wish I could find where) it mentions that we probably won't e...
by Mel Lindauer
Thu Nov 15, 2018 5:24 pm
Forum: Investing - Help with Personal Investments
Topic: Northwestern Mutual nightmare - help needed
Replies: 53
Views: 4571

Re: Northwestern Mutual nightmare - help needed

How ridiculous is it to try to justify placing a high-cost tax-deferred product like an annuity inside an already tax-deferred IRA? IMO, it's totally unethical and it should be against the law.
by Mel Lindauer
Wed Nov 14, 2018 10:49 pm
Forum: Investing - Theory, News & General
Topic: "Bogleheads On Investing" podcast stats and more
Replies: 21
Views: 1548

Re: "Bogleheads On Investing" podcast stats and more

Turning the tables on Christine, who's usually hosting and asking the questions should be a real treat for all of us, Rick. She's one of my very favorite people and we're fortunate to have her at the annual Bogleheads Conferences as an Expert Panel member. Keep up the good work, Rick. Looking forwar...
by Mel Lindauer
Wed Nov 14, 2018 10:42 pm
Forum: Investing - Help with Personal Investments
Topic: i-bonds vs muni bond
Replies: 11
Views: 2336

Re: i-bonds vs muni bond

The primary purpose of I Bonds is to.protect the future spending power of your curent assets in a risk-free way. They're also tax-deferred for up to 30 years and are free from state and local taxes. Finally, they can be used tax-free for qualifying educational expenses. One needs to understand the ...
by Mel Lindauer
Wed Nov 14, 2018 10:37 pm
Forum: Investing - Help with Personal Investments
Topic: Northwestern Mutual nightmare - help needed
Replies: 53
Views: 4571

Re: Northwestern Mutual nightmare - help needed

Call the Annuity folks at Vanguard (800-462-2391) and the Vanguard Retirement Group (800-284-7245). If this is in an IRA, you can transfer it into non-annuity investments at Vanguard. Fill out the proper IRA transfer paperwork and then let them do all the work for you. Other than the surrender fees,...
by Mel Lindauer
Wed Nov 14, 2018 2:16 pm
Forum: Investing - Theory, News & General
Topic: Treating I-Bonds as Long-term Bond Holdings
Replies: 30
Views: 4435

Re: Treating I-Bonds as Long-term Bond Holdings

It seems very few talk about "long term" returns of I Saving Bonds. https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_iratesandterms.htm I did a quick math from 11/1/1998 - 10/31/2018 - Ibonds returned 3.2% annual return - and its Tax free!! VBMFX (vanguard total bond fund) ha...
by Mel Lindauer
Wed Nov 14, 2018 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Northwestern Mutual nightmare - help needed
Replies: 53
Views: 4571

Re: Northwestern Mutual nightmare - help needed

In addition to the possible tax hit for cashing in the annuity, there probably are high surrender fees since you've only had your relationship for three years. Surrender fees normally are in place for five to seven years and sometimes even longer, so be sure to check that out before making your fina...
by Mel Lindauer
Tue Nov 13, 2018 12:56 pm
Forum: Investing - Help with Personal Investments
Topic: Selling I Bonds/Buying New I Bonds?
Replies: 9
Views: 1258

Re: Sell old I-bonds to buy new ones?

Does it make sense to sell I-bonds purchased in April 2012 (0%) to buy new I-bonds at 0.5%, rather than just buying more I bonds this year? And if I do would I have to pay tax on the sale, or can I just "flip" them? Thanks in advance. It sounds like you have the money to buy more, so that's what I'...
by Mel Lindauer
Mon Nov 12, 2018 12:57 pm
Forum: Investing - Help with Personal Investments
Topic: i-bonds vs muni bond
Replies: 11
Views: 2336

Re: i-bonds vs muni bond

Actually, if one redeems I Bonds and puts the entire proceeds into a 529 Plan, that qualifies for the tax-free treatment on the I Bond interest, since the 529 is a qualifying educational expense. I didn't know that, thanks. Honestly I'm still struggling with the real point of i-bonds, aside from em...
by Mel Lindauer
Sat Nov 10, 2018 12:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: U. S. Marine Corps Birthday
Replies: 31
Views: 2301

Re: U. S. Marine Corps Birthday

Yeah Happy Birthday! Just curious as I have never asked before as I don't talk about my Marine experience. But my recent visit to Vietnam was healing. Anybody served in the 3rd Amtrac Battalion 1st Marine Division at Marble Mountains during the 1968 Tet offensive? I visited the Marble Mountains, wh...
by Mel Lindauer
Sat Nov 10, 2018 12:08 pm
Forum: Local Chapters and Bogleheads Community
Topic: U. S. Marine Corps Birthday
Replies: 31
Views: 2301

Re: U. S. Marine Corps Birthday

Dontwasteit wrote:
Sat Nov 10, 2018 7:49 am
Sorry for the double post...Maybe here it"s worth it.
I took care of it. Semper Fi to all my fellow Marines.

Mel
USMC 1956-60
by Mel Lindauer
Thu Nov 08, 2018 10:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Special DC Bogleheads Meeting with Steve Goss, Chief Actuary of Soc Security
Replies: 8
Views: 788

Re: Special DC Bogleheads Meeting with Steve Goss, Chief Actuary of Soc Security

The next meeting of DC Bogleheads will be Sunday, December 9, from 2:30-4:30 in the auditorium of the Arlington Central library in Ballston. Our special guest speaker will be Stephen Goss, the Chief Actuary of Social Security. The Office of Chief Actuary plans and directs a program of actuarial est...
by Mel Lindauer
Wed Nov 07, 2018 10:49 pm
Forum: Investing - Help with Personal Investments
Topic: Mid and Small Caps?
Replies: 38
Views: 3133

Re: Mid and Small Caps?

We’re 1/3 each S&P 500, 400, and 600. Play around with portfoliovisualizer and read the “midcaps anyone?” thread https://www.bogleheads.org/forum/viewtopic.php?t=34838 paying extra special attention to what poster Trev H says. If you get lucky, Mel might show up and grace us with His Presence. Stil...
by Mel Lindauer
Wed Nov 07, 2018 10:18 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 366
Views: 19928

Re: COMING SOON: BOGLEHEADS PODCASTS

There are two more now: Dr. David Blitzer, head of the S&P Dow Jones Index Committee Jonathan Clements, founder of Humble Dollar, author and former Wall Street Journal columnist. Click HERE I've listened to your first three podcasts, Rick, and I must say that you're extremely well prepared and a ve...
by Mel Lindauer
Wed Nov 07, 2018 6:50 pm
Forum: Investing - Theory, News & General
Topic: October "Bogleheads On Investing" podcast with Dr. David Blitzer
Replies: 26
Views: 3307

Re: October "Bogleheads On Investing" podcast with Dr. David Blitzer

Another great podcast, Rick. You're a well-prepared, natural host.
by Mel Lindauer
Tue Nov 06, 2018 11:12 pm
Forum: Investing - Theory, News & General
Topic: November "Bogleheads On Investing" podcast with guest Jonathan Clements
Replies: 18
Views: 2398

Re: November "Bogleheads On Investing" podcast with guest Jonathan Clements

Another great podcast, Rick. Well done; keep 'em coming.

Best regards,

Mel
by Mel Lindauer
Mon Nov 05, 2018 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: i-bonds vs muni bond
Replies: 11
Views: 2336

Re: i-bonds vs muni bond

The I Bonds are tax-deferred for up to 30 years. Depending on your current age, that 30 years might well take you into retirement and a much lower tax rate. They're also free from state and local taxation and can be used, tax-free, for qualifying educational expenses. Aren't 529 plans better for ed...
by Mel Lindauer
Sun Nov 04, 2018 7:56 pm
Forum: Investing - Theory, News & General
Topic: [WSJ: The New Retirement Plan: Save Almost Everything, Spend Virtually Nothing]
Replies: 74
Views: 8475

Re: [WSJ: The New Retirement Plan: Save Almost Everything, Spend Virtually Nothing]

Full disclosure - I am the Seattle attorney mentioned in the article. I’ve been a long-time BH lurker and have attended several local BH meet ups. This forum has helped me assist my parents with their retirement (or lack thereof) and helped me to achieve a cost and tax efficient portfolio. Taylor, ...
by Mel Lindauer
Sun Nov 04, 2018 1:49 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18321

Re: Vanguard website "unavailable during weekend of Nov 3"

When I sign in, I'm immediately taken to the page informing me that I've signed off and that I should close my browser just in case it retains any information about my session, so that's nice. That happened to us first thing today. Try clearing any Vanguard-related cookies. That fixed it for us. RM...
by Mel Lindauer
Sun Nov 04, 2018 1:44 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18321

Re: Vanguard website "unavailable during weekend of Nov 3"

ResearchMed wrote:
Sun Nov 04, 2018 7:21 am
Deleting all "vanguard" type cookies allowed the login.

Never had to do that before.

No idea if it will continue to work, or not.

or will I need to manually delete Vanguard cookies again before all future logins...

RM
Once you've deleted the old cookies once, you're in business.
by Mel Lindauer
Sat Nov 03, 2018 2:39 pm
Forum: Investing - Help with Personal Investments
Topic: i-bonds vs muni bond
Replies: 11
Views: 2336

Re: i-bonds vs muni bond

I have $10k to invest. I want to de-risk my taxable account a bit more, so I'm considering adding to my VWIUX holding (2.75%), or buying some i-bonds (2.83%). What are the typical things I should consider here? Just how much risk I'm willing to absorb? Does this question become kind of redundant wh...
by Mel Lindauer
Sat Nov 03, 2018 11:58 am
Forum: Investing - Help with Personal Investments
Topic: When to redeem EE savings bond?
Replies: 7
Views: 869

Re: When to redeem EE savings bond?

I don't know what "tax penalty for interest" you mean. To get the maximum redemption value, an EE Savings Bond purchased in Jan. 1989 should be redeemed in Jan. 2019. The last interest payment will be for Dec. 2018, but because interest accrues on the 1st day of the next month, the savings bond nee...
by Mel Lindauer
Wed Oct 31, 2018 4:28 pm
Forum: Investing - Theory, News & General
Topic: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio
Replies: 220
Views: 38205

Re: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio

Don't forget to post your positive reviews on Amazon since that helps other readers decide if Taylor's book is right for them. Bogleheads: Every sale results in a donation to The John C. Bogle Center For Financial Literacy which helps support this forum. Thank you and best wishes. Taylor As Preside...
by Mel Lindauer
Sat Oct 27, 2018 1:38 pm
Forum: Investing - Help with Personal Investments
Topic: Series I Savings Bonds
Replies: 35
Views: 3825

Re: Series I Savings Bonds

A few reasons to own I Bonds in one's taxable account: 1. That's the only place you can own them. 2. They expand one's tax-deferred space. (Additional tax-deferral for up to 30 years.) 3. They're risk-free. 4. They offer guaranteed INflation protection. 4. They also offer DEflation protection. (The ...
by Mel Lindauer
Thu Oct 25, 2018 7:52 pm
Forum: Investing - Theory, News & General
Topic: Question about the book Bogleheads' Guide to Investing
Replies: 6
Views: 1099

Re: Question about the book Bogleheads' Guide to Investing

I have this book in my library and have read it.(I have the 2006 edition). I was looking on Amazon today and see that there is a 2014 edition too. Has anyone read both of the editions and is there enough additional information to justify buying the new one. If yes can you kindly specify at a macro ...
by Mel Lindauer
Tue Oct 23, 2018 4:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: 2019 BOGLEHEADS CONFERENCE DATES
Replies: 12
Views: 2413

2019 BOGLEHEADS CONFERENCE DATES

Hello Everyone: We have selected the dates for our 2019 Bogleheads Conference and wanted to give everyone a heads up, so you can block off the dates if you plan to register to attend. The Conference dates are October 16, 17 and 18, 2019. THIS IS NOT THE REGISTRATION NOTICE AND THERE IS NO PRE-REGIST...
by Mel Lindauer
Tue Oct 23, 2018 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Advise on term vs whole life
Replies: 31
Views: 2244

Re: Advise on term vs whole life

Tell your friend not to mix insurance and investments. They're two different animals and are best purchased separately. Buy term and invest the rest. Avoid the sharks who prey on unsuspecting investors -- especially doctors who have lots of money and not lots of time to study these things.
by Mel Lindauer
Sun Oct 21, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: Question about the book Bogleheads' Guide to Investing
Replies: 6
Views: 1099

Re: Question about the book Bogleheads' Guide to Investing

I have this book in my library and have read it.(I have the 2006 edition). I was looking on Amazon today and see that there is a 2014 edition too. Has anyone read both of the editions and is there enough additional information to justify buying the new one. If yes can you kindly specify at a macro ...
by Mel Lindauer
Sun Oct 21, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 22
Views: 3625

Re: BOGLEHEADS 2018 VIDEOS

To All: Another Bogleheads 2018 video has been posted! This time, the Panel of Experts featuring Rick Ferri, Jonathan Clements, Jason Zweig, Bill Bernstein, Christine Benz, and Allan Roth and hosted by Mel Turner (T.O.M.)!! Bogleheads 2018 Panel of Experts https://vimeo.com/channels/bogleheads/2962...
by Mel Lindauer
Sat Oct 20, 2018 8:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

I'm glad that it worked out well for you, Doc. However, that's not the case for the vast majority of folks I've talked to and who've posted here with their complaints. Maybe those that like the new platform don't complain so they don't post. You sample is biased. :D For those people who only had Va...
by Mel Lindauer
Sat Oct 20, 2018 2:50 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

The probability of Vanguard changing part of their new system to the old arcane system is iffy despite some people's wishes. It just seems very strange to print a statement that says YTD when the data is not YTD. Certainly they have the data, so why not print it. It is even more strange if you have...
by Mel Lindauer
Sat Oct 20, 2018 2:23 pm
Forum: Investing - Help with Personal Investments
Topic: My Edward Jones IRA is out performing my Vanguard 401K
Replies: 76
Views: 9990

Re: My Edward Jones IRA is out performing my Vanguard 401K

You're probably not comparing apples to apples. When doing so, over time, high-cost active funds lose to low-cost index funds the overwhelming majority of time. You can take that to the bank.
by Mel Lindauer
Sat Oct 20, 2018 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: Do Any Annuities Offer a "Free Lunch"?
Replies: 21
Views: 1965

Re: Do Any Annuities Offer a "Free Lunch"?

Because of the high costs associated with the Variable Annuity, you'd actually be DELAYING your retirement. You'd do much better by simply investing in low-cost, tax-efficient mutual funds, such as those offered by Vanguard. The only "free lunch" would be enjoyed by that shark trying to sell you the...
by Mel Lindauer
Sat Oct 20, 2018 2:18 pm
Forum: Investing - Help with Personal Investments
Topic: Do Any Annuities Offer a "Free Lunch"?
Replies: 21
Views: 1965

Re: Do Any Annuities Offer a "Free Lunch"?

Because of the high costs associated with the Variable Annuity, you'd actually be DELAYING your retirement. You'd do much better by simply investing in low-cost, tax-efficient mutual funds, such as those offered by Vanguard. The only "free lunch" would be enjoyed by that shark trying to sell you the...
by Mel Lindauer
Sat Oct 20, 2018 1:32 pm
Forum: Investing - Theory, News & General
Topic: 20 yr review of Mel's Unloved Midcaps
Replies: 23
Views: 5708

Re: 20 yr review of Mel's Unloved Midcaps

. Perhaps Mel will see this thread and provide some additional perspective as to why he invested in Midcaps? Mel's earlier reasons: "My contention is that midcaps do, indeed, have some of the nice return characteristics of the small-caps and large-caps, but, IMO, they eliminate two of the potential...
by Mel Lindauer
Sat Oct 20, 2018 1:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

The probability of Vanguard changing part of their new system to the old arcane system is iffy despite some people's wishes. It just seems very strange to print a statement that says YTD when the data is not YTD. Certainly they have the data, so why not print it. It is even more strange if you have...
by Mel Lindauer
Sat Oct 20, 2018 11:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

Wish Vanguard would bring that great feature back to the brokerage platform (hint, hint). <My Accounts> <Transaction History> (choose Account) (choose YTD) <Update Table> <Right Click> <Print> All done. No hint needed. :D We're talking about the printed statements that Vanguard sends out monthly th...
by Mel Lindauer
Fri Oct 19, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 22
Views: 3625

Re: "Potpourri"

Mel: You are a sly one. :twisted: I wasn't sure because I did find it necessary to check Google for spelling and the meaning of "Potpourri" before posting. Best wishes Taylor You never cease to amaze me, dear friend. Still learning new things at your advanced age. You're a role model for me and so ...
by Mel Lindauer
Fri Oct 19, 2018 8:36 am
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

I called Vanguard years ago and made each statement (i.e. quarter and year end) and true year to date statement. This was reflected in the statement name in the upper left hand corner. Are you on the brokerage platform or mutual fund only platform? Mutual fund platform. The mutual fund platform sta...
by Mel Lindauer
Thu Oct 18, 2018 10:25 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 2018 VIDEOS
Replies: 22
Views: 3625

Re: BOGLEHEADS 2018 VIDEOS

Taylor Larimore wrote:
Thu Oct 18, 2018 7:19 pm
Bogleheads:

Thanks to our wonderful and skilled volunteers at the Boglehead Conference, our Boglehead Wiki contains this wonderful potpourri of video delights.

Thank you guys and gals!

Best wishes
Taylor
Potpourri? You never cease to amaze me, Taylor! Did Taffy write that? :beer
by Mel Lindauer
Thu Oct 18, 2018 4:19 pm
Forum: Investing - Theory, News & General
Topic: Top stocks of 2000 trail the market over the next 18 years
Replies: 39
Views: 3028

Re: Top stocks of 2000 trail the market over the next 18 years

The largest by market-cap don't beat the market aggregate. The smallest by market-cap don't beat the market aggregate. Mel's Mid-Caps For The Win ? < Morningstar Chart Wilshire Large-Cap v. Micro-Cap v. Mid-Cap > 2000 was when I first started calling attention to Mel's Unloved Mid-Caps in a discuss...
by Mel Lindauer
Thu Oct 18, 2018 12:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: Boglehead 2018 Conference Photos
Replies: 5
Views: 949

Re: Boglehead 2018 Conference Photos

jmsaway wrote:
Thu Oct 18, 2018 11:50 am
Was the roundtable of experts videotaped like it was in past years?
Yes, I'm pretty sure it was. We just need to be patient (pun intended), since our videographer has a real job (he's a cardiologist).
by Mel Lindauer
Wed Oct 17, 2018 10:13 am
Forum: Local Chapters and Bogleheads Community
Topic: metro Denver Bogleheads?
Replies: 45
Views: 6232

Re: metro Denver Bogleheads?

Would like to get a sense of how many folks are interested in a regular meeting? I'm willing to take the lead....... I was thinking about quarterly meetings ( to start) at the Louisville Public Library, Louisville Colorado - I can reserve a room on an ongoing basis. I'll through out some food for t...
by Mel Lindauer
Tue Oct 16, 2018 10:19 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

The "year-to-date" refers to the totals. The "transaction" section is only for the current quarter. I think on the old platform the reports might have had year-to-date transactions. Yes, the old platform was actually a REAL YTD because it showed all transactions YTD. Therefore, you only had to reta...
by Mel Lindauer
Tue Oct 16, 2018 10:17 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

My Vanguard brokerage statements are "Year to Date". Not sure why others seem to be having problems getting their statements that way. Call Vanguard and tell them your preference. Mel - Your "year to date statement" at year end (i.e. December statement) will show the transactions for all 12 months?...
by Mel Lindauer
Tue Oct 16, 2018 6:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

The pages of the statement that show the brokerage account say "year-to-date" on them. However, the data is not YTD. You might be mis-interpreting the report. The "year-to-date" refers to the totals. The "transaction" section is only for the current quarter. I think on the old platform the reports ...
by Mel Lindauer
Mon Oct 15, 2018 10:52 pm
Forum: Investing - Theory, News & General
Topic: Vanguard has switched to brokerage only accounts
Replies: 175
Views: 39334

Re: Vanguard has switched to brokerage only accounts

It's called "YTD", but in only shows "Income" YTD and the current month's transactions. I checked last year's Dec. statement and it did not include the full year's transactions like it used to do before the conversion to their Brokerage system; it only included the Dec. transactions. That means you...