Search found 23 matches
- Tue Feb 21, 2017 8:34 am
- Forum: Personal Finance (Not Investing)
- Topic: Tracking progress to $1M portfolio and no mortgage by 40
- Replies: 112
- Views: 31672
Re: Tracking progress to $1M portfolio and no mortgage by 40
Amazing to see so many with similar goals. We are currently 30 (Him) and 31 (Her) with a 3yo and 1yo. Our current portfolio is currently just past the 650k mark but we have no mortgage. We plan to use part of our portfolio to purchase our first home either all in cash or with 50% down and set aside ...
- Fri Jul 15, 2016 8:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Where were you financially when you were at 30?
- Replies: 226
- Views: 45626
Re: Where were you financially when you were at 30?
I'll be 30 next month so this is a bit early but my wife is already 30 so what the heck. Graduated in '08 with only 15k in loans thanks to my parents; which was paid off by end of that year, if not early '09. Married in 2012, first child in 2013 and second one born beginning of this year. Right now ...
- Thu Jul 31, 2014 8:55 am
- Forum: Personal Investments
- Topic: Upcoming changes to my 401K - Please help me adjust my AA
- Replies: 6
- Views: 976
Re: Upcoming changes to my 401K - Please help me adjust my A
Thank you for the reply retiredjg, I'm sorry that it has taken me so long to respond. I've been busy at work and with our almost 8 month old son I hardly have much time to get online and actually work on solving this. Yes I'm afraid it is very confusing and I'm hoping to find a way to make it less s...
- Sat Jul 26, 2014 9:13 am
- Forum: Personal Investments
- Topic: Upcoming changes to my 401K - Please help me adjust my AA
- Replies: 6
- Views: 976
Re: Upcoming changes to my 401K - Please help me adjust my A
davidlukewilcox: Thank you for your response. I appreciate your input and will try to further clarify my admittedly confusing post. Again I really appreciate your input as I know it can be difficult finding solid rest when trying to raise a newborn. Regarding #1, I agree that the risk should be kept...
- Fri Jul 25, 2014 7:49 pm
- Forum: Personal Investments
- Topic: Upcoming changes to my 401K - Please help me adjust my AA
- Replies: 6
- Views: 976
Re: Upcoming changes to my 401K - Please help me adjust my A
Looking for some help still!
- Thu Jul 24, 2014 11:31 pm
- Forum: Personal Investments
- Topic: Upcoming changes to my 401K - Please help me adjust my AA
- Replies: 6
- Views: 976
Upcoming changes to my 401K - Please help me adjust my AA
This August my company is making some changes to our 401k which will eliminate one of the holdings I currently have and I would like to try and find a more suitable option than the one automatically selected in the changeover. Also I am looking for input as to how best to go about adjusting my AA to...
- Mon Jul 22, 2013 11:39 pm
- Forum: Personal Consumer Issues
- Topic: Deleted
- Replies: 161
- Views: 17453
Re: [Can you recommend]A spectacular movie, and a terrible m
+1 for Into the Wild and Grizzly Man Lots of bad movies get made every year, so its hard to keep up with them all. I'll watch most anything at least once but only the good ones get watched multiple times. I'm going to have to go watch Man on Wire now since its gotten so many recommendations. That be...
- Fri Jul 19, 2013 3:12 am
- Forum: Personal Finance (Not Investing)
- Topic: Coming to a crossroad. Looking for advice.
- Replies: 3
- Views: 1064
Re: Coming to a crossroad. Looking for advice.
Thank you both for the responses. It is a difficult decision and one what I've put off making for a while now. We've talked about going back for the past year or two and 2014 was always our original plan. But as we are fast approaching that year its become less and less clear what reasons are left t...
- Thu Jul 18, 2013 1:30 am
- Forum: Personal Finance (Not Investing)
- Topic: Coming to a crossroad. Looking for advice.
- Replies: 3
- Views: 1064
Coming to a crossroad. Looking for advice.
Hello everyone! We've come looking for advice regarding our current situation and foreseeable future decisions. Age: Both 27 yrs Income: 120k* Assets: 117k Taxable (all through Vanguard ETF/indexes) 104k Retirement split roughly 25/75 between Roth IRA & 401k 118k Cash** Future Savings: 5.5k Roth...
- Wed Jun 26, 2013 2:58 am
- Forum: Personal Finance (Not Investing)
- Topic: What age did you reach 100K networth?
- Replies: 433
- Views: 95185
Re: What age did you reach 100K networth?
Age 23 in May 2010. Lucky enough to have only had 10k in student loans out of college and a well paying job.
Three years later I'm at a little above 300k, but saving at the same rate will be difficult in the future since I'm now married and expecting our first child.
Three years later I'm at a little above 300k, but saving at the same rate will be difficult in the future since I'm now married and expecting our first child.
- Tue Sep 25, 2012 11:59 pm
- Forum: Personal Consumer Issues
- Topic: Most underrated band of all time [that you listen to]?
- Replies: 342
- Views: 22332
Re: Most underrated band of all time [that you listen to]?
Don't know if they qualify in the category "of all time" but here are my two from the past ten years or so.
Built to Spill
The Weakerthans
Built to Spill
The Weakerthans
- Tue Jun 14, 2011 7:32 pm
- Forum: Forum Issues and Administration
- Topic: Of all the sites...
- Replies: 7
- Views: 3757
- Tue Jun 14, 2011 7:27 pm
- Forum: Personal Investments
- Topic: Back Door Roth Mistakes - Please Help!
- Replies: 8
- Views: 1440
Alan S. - Once again thank you for your help and great insight into my situation. I realize it is a messy one and yet somehow you've managed to make it understandable for me. I may be sending you a pm or message come next January or February when I do receive the 1099R from Vanguard if your still ar...
- Mon Jun 13, 2011 8:01 pm
- Forum: Personal Investments
- Topic: Back Door Roth Mistakes - Please Help!
- Replies: 8
- Views: 1440
- Fri Jun 10, 2011 10:01 am
- Forum: Personal Investments
- Topic: Back Door Roth Mistakes - Please Help!
- Replies: 8
- Views: 1440
- Thu Jun 09, 2011 10:20 pm
- Forum: Personal Investments
- Topic: Back Door Roth Mistakes - Please Help!
- Replies: 8
- Views: 1440
Thank you Alan S. The answer to your questions is yes. I did file the form 8606 for both 2009 and 2010 and they were non-deductible contributions made with after-tax dollars. I have read other places about an implication concerning converting my recently recharacterized 2009 contribution (plus earni...
- Thu Jun 09, 2011 8:54 pm
- Forum: Personal Investments
- Topic: Back Door Roth Mistakes - Please Help!
- Replies: 8
- Views: 1440
Back Door Roth Mistakes - Please Help!
I'll try and make this post as clear and understandable as possible but the situation is a little confusing (at least for me). In June 2009 I made a $5000 contribution through Vanguard and opened my first Roth IRA. Only much much later, due mostly in part to my own lack of attention and knowledge, I...
- Thu May 12, 2011 4:21 am
- Forum: Personal Investments
- Topic: I-Bond for expat?
- Replies: 20
- Views: 3009
- Tue Apr 26, 2011 10:13 am
- Forum: Personal Investments
- Topic: I Bond or not?
- Replies: 28
- Views: 4690
I Bond or not?
Here's my situation briefly: Age: 24 Current Allocation: 75% Stocks (Intl. 22%), 25% Bonds Allocation incl. cash 48% Stocks, 16% Bonds, 36% Cash I would like to lower my cash holdings while maintaining my desired allocation of 75% Stocks, 25% Bonds. However, I have already maxed out my 2011 TIRA con...
- Fri Apr 01, 2011 5:09 am
- Forum: Forum Issues and Administration
- Topic: Of all the sites...
- Replies: 7
- Views: 3757
Yeah its strange. I can get the website just fine on my home laptop but from anyones laptop at my office its blocked. Oh well I guess it just means I'll have to use a mirror or vpn at lunchtime. It's just a bit more of a hassle but its probably for the best. I wouldn't mind starting a Boglehead's Ch...
- Wed Mar 30, 2011 3:41 am
- Forum: Forum Issues and Administration
- Topic: Of all the sites...
- Replies: 7
- Views: 3757
Of all the sites...
Well today I came upon a problem. It seems that the Bogleheads website has been blocked by the Great Firewall of China. I am still able to visit through free vpn services but it really is a hassle and not to mention the annoying ads. I really hope its only a temporary block and not something like th...
- Mon Feb 28, 2011 8:05 pm
- Forum: Personal Investments
- Topic: EmergDoc's Investing Plan Thread [White Coat Investor]
- Replies: 41
- Views: 28294
EmergDoc, Thank you so much for this post. I'll admit that I'm one of those posters (if not the poster) who asked the question of how to invest a lump of cash I've saved. This is a great post and one that is coherently written with great examples. I really appreciate all the people who post regularl...
- Mon Feb 28, 2011 9:18 am
- Forum: Personal Investments
- Topic: Cash to Invest
- Replies: 4
- Views: 1076
Cash to Invest
So I have a bunch of cash saved up and ready to invest. I'm looking to purchase a house within the next five years therefore I'm looking for a relatively safe investment with a decent return i.e. greater than 5% (asking too much? lol). Here are the details: Emergency funds: 25k Debt: 15.5k (I have t...