Search found 58 matches

by Glasgow
Fri Aug 03, 2018 11:59 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2794

Re: Should I roast my own coffee?

If you are going to be a roaster, then you have to also be a high level grinder. I can buy million dollar beans and somehow manage to not quite get the grind right. A couple different grinders (max $70) didn't seem to help. Maybe I need a higher quality grinder. At some point (when work is no longe...
by Glasgow
Fri Jul 27, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 130
Views: 9643

Re: Tips for staying active / injury-free into older age

Question for those above 50s and jogged when you were young:
In retrospect, would you recommend jogging it? If you did, how has it affected your back, knees and joints?
by Glasgow
Wed Jul 25, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Intermittent Fasting
Replies: 50
Views: 3436

Re: Intermittent Fasting

I have been semi IF to help losing 30 lbs from 175 lbs and maintaining the weight. At the start: Morning: * 2 shots of espresso * 1/2 of small apple * (water + pee)^x Afternoon: * Fried, grilled, fried, sauteed fish i.e. salmon, tilapia, catfish, tuna, or meat, etc. Absolutely no processed condiment...
by Glasgow
Wed Jul 25, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Do you like technical conferences?
Replies: 19
Views: 958

Re: Do you like technical conferences?

One of the main reasons that pulls me back from travelling and attending conferences is creating hardship for my wife at home with one young teen and a grade school dude. She must work really hard to catch up works due to company downsizing. Contributed aforementioned reasons sound good to me. It'd ...
by Glasgow
Wed Jul 25, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Do you like technical conferences?
Replies: 19
Views: 958

Do you like technical conferences?

When you're still working and have opportunity to attend conference related to your field, do you like to travel to attend? What do/don't you like about traveling and conference itself? Reading the proceedings would cover the material presented at the conference? How does it help your career advance...
by Glasgow
Tue Jul 24, 2018 6:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Cali Muni Money Market Yield Dropping
Replies: 7
Views: 883

Re: Vanguard Cali Muni Money Market Yield Dropping

moehoward wrote:
Tue Jul 24, 2018 6:42 pm
I sold VG CA fund and intermediate tax free funds a while ago.
What was the reason?
by Glasgow
Fri Jun 29, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: glass cancer?( watermark etching)
Replies: 24
Views: 2793

Re: glass cancer?( watermark etching)

I do it every year for our shower stall with 2 sides are glass. I make sure that I run orthogonal line to the blade, so no scratch. Add a bit of water to lubricate does help.
by Glasgow
Fri Jun 29, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: glass cancer?( watermark etching)
Replies: 24
Views: 2793

Re: glass cancer?( watermark etching)

Have you tried scrapping water stain with utility knife or the like blade?
by Glasgow
Wed Jun 27, 2018 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Lost out on promotion
Replies: 104
Views: 10768

Re: Lost out on promotion

2015 wrote:
Tue Jun 26, 2018 7:53 pm
...There are three ways I've found to accelerate this process above all others: read non-fiction business books, hang out with people who are where you want to be and get a mentor.

...
Can you suggest a handful of book titles?
by Glasgow
Sat Jun 02, 2018 2:52 am
Forum: Personal Finance (Not Investing)
Topic: Have $2.5M at 30, career advice needed
Replies: 49
Views: 5613

Re: Have $2.5M at 30, career advice needed

Umm... I don't understand the question. Please stay where you are. $550k gross, after tax is 330k -40k tuition -30k property tax $270k left. Max out retirement savings -48k (401k, HSA, ROTH) Leaving your with $210k with little mortgage, just pay utilities... You can still live like a king even in S...
by Glasgow
Wed May 02, 2018 3:16 pm
Forum: Investing - Help with Personal Investments
Topic: Incorrect nondeductible IRA cost basis on Form 8606
Replies: 10
Views: 899

Re: Incorrect nondeductible IRA cost basis on Form 8606

The first time I sent three 8606 forms for 2013, 2014 and 2015 by themselves without 1040X, and I got three separate letters from different admins at IRS requesting for 1040X. I'm wondering if I send if 4 8606 forms for 2013, 2014, 2016 and 2016 would prompt IRS admin to request for 1040X.
by Glasgow
Wed May 02, 2018 10:52 am
Forum: Investing - Help with Personal Investments
Topic: Incorrect nondeductible IRA cost basis on Form 8606
Replies: 10
Views: 899

Re: Incorrect nondeductible IRA cost basis on Form 8606

Can I send all years in one package or they have to be in separate envelope?
I also have another’s amendment for 2017 due to unaccounted interest from a CD account.
by Glasgow
Wed May 02, 2018 12:19 am
Forum: Investing - Help with Personal Investments
Topic: Incorrect nondeductible IRA cost basis on Form 8606
Replies: 10
Views: 899

Re: Incorrect nondeductible IRA cost basis on Form 8606

kaneohe wrote:
Tue May 01, 2018 11:32 pm
Just fix it........start w/the earliest and fix each subsequent yr. Send all the 8606s in w/ an explanatory note.
Is 1040-X for corresponding year needed to be sent in as well?
by Glasgow
Tue May 01, 2018 10:36 pm
Forum: Investing - Help with Personal Investments
Topic: Incorrect nondeductible IRA cost basis on Form 8606
Replies: 10
Views: 899

Incorrect nondeductible IRA cost basis on Form 8606

My wife started contributing to Nondeductible IRA in 2013. On form 8606, Year 2013: Line 1: 5500 Line 2: 4800 <==== It started from this number. We mistakenly took this amount from her rollover IRA's balance (rolled over from her 401k from previous company) and entered it here. Line 14: 10300 Year 2...
by Glasgow
Sat Apr 07, 2018 12:38 am
Forum: Personal Consumer Issues
Topic: [When is going out to a restaurant worth it to you?]
Replies: 71
Views: 6096

Re: Restaurants Vs. Cooking?

rosylenm wrote:
Sat Apr 07, 2018 12:00 am

You can dry age steak at home. I’ve done it several times and it’s fairly easy to do...
Could you tell us the procedure to dry-age the steak?
by Glasgow
Thu Jan 25, 2018 11:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Taylor!
Replies: 84
Views: 5622

Re: Happy Birthday, Taylor!

Happy Birthday Grandpa Taylor! :D
With Best Wishes!
I always read your posts to extract wisdom nuggets. ;-)

Respectfully.
by Glasgow
Sun Jan 07, 2018 5:10 am
Forum: Personal Consumer Issues
Topic: Money and Morality
Replies: 5
Views: 1326

Money and Morality

Few days ago, I was looking for the book "Enough" by JB that I though I bought it, but I couldn't find it. Went to library to borrow one carrying along with me on the trip and read while I was on the plane. Also, while browsing topics on Quora, I found someone posted a link to this article talking a...
by Glasgow
Tue Jan 02, 2018 3:43 pm
Forum: Forum Issues and Administration
Topic: Slow loading of pages.
Replies: 27
Views: 3561

Re: Slow loading of pages.

Bosses also wonder why their subordinates are slow and not very productive today. :D
by Glasgow
Tue Dec 19, 2017 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: How much did you contribute to your 401k in 2017?
Replies: 155
Views: 12647

Re: How much did you contribute to your 401k in 2017?

Max + matched amounts.
Age: Less than 100.
by Glasgow
Tue Nov 07, 2017 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: At-fault insurance's estimate different from bodyshop's
Replies: 21
Views: 1472

Re: At-fault insurance's estimate different from bodyshop's

As earlier plan, I asked adjuster and bodyshop to reconcile the difference. Adjuster worked with the shop rep who then agreed to update his estimate to align with adjuster's. It's a 100% that there'll be supplemental work order once shop removing damage parts and more damages will reveal. He sent me...
by Glasgow
Mon Nov 06, 2017 3:35 am
Forum: Personal Finance (Not Investing)
Topic: Why make more money?
Replies: 134
Views: 14835

Re: Why make more money?

Once I'm FI and still have a well-paid job, I can cash flow remodeling kitchen, enhancing back/front yard landscape, buying new car and things I want before I retire. Once retired, spending money on those would be hard to swallow. So if I'm FI, I'll be ready for retirement in the next 5 years.
by Glasgow
Sat Nov 04, 2017 11:49 am
Forum: Personal Finance (Not Investing)
Topic: At-fault insurance's estimate different from bodyshop's
Replies: 21
Views: 1472

Re: At-fault insurance's estimate different from bodyshop's

Thanks all. Your above advices are what I am looking for. Yes, I informed my insurance first right after the accident, and I chose to claim with the other side's insurance. I'll have the adjuster talk to the shop early next week to resolve this and thry together come up with the updated work authori...
by Glasgow
Sat Nov 04, 2017 10:05 am
Forum: Personal Finance (Not Investing)
Topic: At-fault insurance's estimate different from bodyshop's
Replies: 21
Views: 1472

Re: At-fault insurance's estimate different from bodyshop's

I do have collision coverage. Part estimate from insurance is just a few hundreds dollars apart compared to difference in labor amount which is in high $2k. What I can do about that? Should I invite adjuster to the shop so we can have 3-way discussion? Or should I ask the shop to rewrite the estimat...
by Glasgow
Fri Nov 03, 2017 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: At-fault insurance's estimate different from bodyshop's
Replies: 21
Views: 1472

Re: At-fault insurance's estimate different from bodyshop's

Thanks Dan. Did you imply that I can sign the shop's estimate and authorize the work that cost $3k? What I am afraid is insurance wouldn't accept that. Also, both bodyshop and insurance have estimates from both sides.
by Glasgow
Fri Nov 03, 2017 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: At-fault insurance's estimate different from bodyshop's
Replies: 21
Views: 1472

At-fault insurance's estimate different from bodyshop's

Got a rear ended while waiting at traffic light. I've got an estimate from a bodyshop and today from at-fault insurance after they visited me. The estimate from the insurance was $8.3K and the shop was $11.4K. The shop said I could go ahead and sign their work authorization to get the parts in as so...
by Glasgow
Wed Oct 11, 2017 2:53 pm
Forum: Personal Consumer Issues
Topic: equifax security freeze error and no PIN?
Replies: 15
Views: 1134

Re: equifax security freeze error and no PIN?

I experienced the same problem as OP did. What I had to do was sending them a written notice with all my info they state on their website. Few weeks later, they responded and asked me to unlock my credit. :confused I was wondering at first but then I figured perhaps they asked for $10 unfreezing fee...
by Glasgow
Tue Oct 10, 2017 10:47 pm
Forum: Personal Consumer Issues
Topic: WiFi [extender]
Replies: 57
Views: 6138

Re: WiFi

Google Wifi. Easy to set up and pause any device I want remotely from my phone.
Coverage is fantastic.
All in all easy to use and very robust.
by Glasgow
Tue Aug 08, 2017 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: Life at crossroads. What would you do ?
Replies: 198
Views: 21755

Re: Life at crossroads. What would you do ?

I'd take the job with 3-hr drive. Rather grab something available on the table than nothing promised ahead. Once unemployment worrisome and financial matters are taken care of, you can think about looking for job in hometown 12 months from now.
by Glasgow
Fri Jul 07, 2017 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: Paid off the Mortgage!
Replies: 73
Views: 6990

Re: Paid off the Mortgage!

Congratulations!
Fund more to taxable and 529.
by Glasgow
Fri Jul 07, 2017 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Last 80 minutes of my career
Replies: 64
Views: 12129

Re: Last 80 minutes of my career

Congratulations bikechuck!
by Glasgow
Thu Jun 08, 2017 9:46 pm
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Resolved: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

Finally, we asked our new tax preparer to create 1040x for 3 years and sent to IRS. Got letter from IRS saying no action taken. Problem solved.
by Glasgow
Thu Jun 08, 2017 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Internal transfer for similar role
Replies: 6
Views: 882

Re: Mulling the idea applying for similar role with more responsibilities in different division

BogleAlltheWay wrote:In terms of waiting, I meant your different responsibilities at your current position.
I also have this on the plan. I'm current doing assessment, not applying.
by Glasgow
Thu Jun 08, 2017 5:23 pm
Forum: Investing - Theory, News & General
Topic: Does anyone feel they missed out on AMZN, NFLX,TSLA?
Replies: 113
Views: 13975

Re: Does anyone feel they missed out on AMZN, NFLX,TSLA?

No. I don't. The only stock I'd own is BRK. Otherwise, keep contributing to S&P500 fund whether it's up or down. I've heard my co-workers talk about trading on TSLA, AAPL. etc, but I also heard they talk about their loss carryover for the last few years.
by Glasgow
Thu Jun 08, 2017 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Internal transfer for similar role
Replies: 6
Views: 882

Internal transfer for similar role

You might also want to practice being direct, concise, and focused in your professional communications. Yes. I do agree. It exceeded my word count budget by 2 magnitudes :wink: compared to my daily emails. On forum, I really like to write whatever on my mind at the moment. I found it's fun though. ...
by Glasgow
Thu Jun 08, 2017 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Internal transfer for similar role
Replies: 6
Views: 882

Internal transfer for similar role

Post edited to make it short I'm about to finish current project I'm managing and no other project is on the horizon. I see a similar role in a different division with a lot more responsibilities. Pay maybe the same as it's based in LCOL area but I plan to work remote from where I'm now. How do I ap...
by Glasgow
Fri Nov 11, 2016 7:29 pm
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Re: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

It is possible the IRS has gotten so many naked Forms 8606 that they have decided to change their procedure and require the 1040x. I'm not aware of any written IRS policy that ever allowed the separate filing of Form 8606 for a prior year after the 1040 has been filed for that year, suggesting that...
by Glasgow
Fri Nov 11, 2016 7:25 pm
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Re: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

How did you prepare your tax returns for 2013, 2014 and 2015? If you used a tax preparer, the tax questionnaire must have asked if you contributed to IRA. If you prepared returns yourself on paper or using tax software, you may have forgotten to enter the IRA contribution. If IRA contribution is en...
by Glasgow
Fri Nov 11, 2016 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Re: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

Good thinking. I proactively sent in without being asked. Probably they think that it's the amount I owed them because of the change in 1040 filing. Yes. I'll include those $150 in explanation letter as well as the penalty, not due to tax change.
by Glasgow
Fri Nov 11, 2016 2:50 pm
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Re: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

I sent them in July 2016 with $50 penalty for each year 8606. (3 years = $150) :-)
by Glasgow
Fri Nov 11, 2016 1:17 am
Forum: Investing - Help with Personal Investments
Topic: Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x
Replies: 25
Views: 3450

Submitted Form 8606 for Non-deductible IRA and IRS asks for 1040x

In 2014, I opened an after-tax non-deductible IRA account which I had planned to do backdoor Roth IRA conversion (I still have not performed the conversion). I contributed $5500 for the year 2013 and another $5500 for 2014. In 2015 I contributed another $5500 The total is $16500 for year 2013, 2014 ...
by Glasgow
Thu Nov 21, 2013 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: Mailed in my pay off for my home today!
Replies: 26
Views: 2731

Re: Mailed in my pay off for my home today!

Congratulations!
It feels good. :-)
by Glasgow
Sat Nov 16, 2013 12:50 pm
Forum: Personal Consumer Issues
Topic: Help for cleaning my windshield, please!
Replies: 29
Views: 6848

Re: Help for cleaning my windshield, please!

Pray Windex or your favorite glass cleaner on your windshield.
Use single edge razor blade and scrape it.

I clean my glass stall shower every year with this technique and the glass looks as good as new. Give it a try and I'm sure you'll happy with your result.
by Glasgow
Mon Nov 11, 2013 9:57 pm
Forum: Local Chapters and Bogleheads Community
Topic: A thank-you to veterans
Replies: 32
Views: 2072

Re: A thank-you to veterans

Thank you for your service. I'm very grateful.
Sincerely.
by Glasgow
Thu Sep 27, 2012 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Computers & Laptops
Replies: 55
Views: 5094

Re: Apple Computers & Laptops

I have 2011 Lenovo X220 i5 CPU w/ Windows 7 OS (work) and 2009 Unibody MacBook Core2Duo w/ Lion OS (home) which I upgraded to 8GB RAM and 256GB SSD. I like both in terms of hardware build and quality. However, here are the thing I like and don't like on each: Lenovo: Like: - Solid built quality and ...
by Glasgow
Fri Aug 24, 2012 7:21 am
Forum: Personal Consumer Issues
Topic: Factory Extended Warranty for an expensive, unreliable car?
Replies: 37
Views: 3325

Re: Factory Extended Warranty for an expensive, unreliable c

OnFire, Here is BMW Bulletin regarding extended warranty for HPFP: ======= This Service Information bulletin supersedes SI B13 03 09 dated April 2010. designates changes to this revision SUBJECT N54 Special Limited High-pressure Pump (HDP) Emissions Warranty of 10 Years/120,000 Miles MODEL MY 2007, ...
by Glasgow
Fri Aug 17, 2012 12:49 am
Forum: Personal Consumer Issues
Topic: How to deal with hiring tenant's son to do works on rental
Replies: 2
Views: 772

How to deal with hiring tenant's son to do works on rental

I would like to turn to Bogleheads for advise. Here is the situation: My tenant, who is a quite a reasonable lady in the 60, has a son around 40 living with her and he's a general contractor. I asked him to fix the stair and lay the laminate floor, and he did it half way and asked me to come by to t...
by Glasgow
Sat Apr 28, 2012 7:43 pm
Forum: Personal Consumer Issues
Topic: Laptop Advice Needed
Replies: 57
Views: 6116

Re: Laptop Advice Needed

I found this $279 deal at microcenter:
http://www.microcenter.com/single_produ ... id=0386509
by Glasgow
Tue Mar 13, 2012 12:30 am
Forum: Investing - Help with Personal Investments
Topic: Goal: Retire by 50
Replies: 108
Views: 10799

Re: Goal: Retire by 50

Kids without skin in the game are the most likely to be slackers. My parents paid Zero for my college (undergrad and graduate school) and it taught me the value of a dollar and got my non-ambitious arse working part time in my field of expertise. While I think paying Zero is a bit extreme, I think ...