Search found 18 matches

by robbierob03
Tue Jan 07, 2020 5:47 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2019 on Amazon
Replies: 347
Views: 37256

Re: Turbotax 2019 on Amazon

Was the December 28th price reduction the only sale typically seen for Deluxe and state? Sam's club and probably costco have it for the same price, just wondering if there's any benefit for holding out from purchasing.
by robbierob03
Tue Jul 11, 2017 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 561
Views: 146745

Re: Bank of America/Merrill Edge - Preferred Rewards

Data Point: Just received my $1,000 bonus from last December's brokerage promotion at Merrill Edge. Took every bit of the 180 day qualifying period + one week in the terms, but it paid on time without any intervention from my end. Still a happy client and pleased with the Preferred Rewards program o...
by robbierob03
Fri Jun 30, 2017 9:25 am
Forum: Personal Investments
Topic: Lackluster ESPP worth contributing?
Replies: 9
Views: 1286

Re: Lackluster ESPP worth contributing?

Thanks for the feedback all! To answer some great questions: How volatile is the stock? Is this a startup - how stable is the company / stock price ? Does it also pay a decent dividend? 15% plus a dividend on a staple company, could be quite worthwhile. Without knowing anything about the company (or...
by robbierob03
Fri Jun 30, 2017 12:40 am
Forum: Personal Investments
Topic: Lackluster ESPP worth contributing?
Replies: 9
Views: 1286

Lackluster ESPP worth contributing?

I'll be starting a new job with the option to enroll in an Employee Stock Purchase Plan during the next offering period. Looking over the plan details it's not the most enticing ESPP: • Employee can contribute up to 20% of salary up to $25,000 per year • Contributions are made through payroll, after...
by robbierob03
Wed Apr 05, 2017 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Best HSA (2017)
Replies: 190
Views: 46353

Re: Best HSA (2017)

I'm curious why there's no discussion of Bank of America's HSA offering in the thread. It's because there are a gazillion other threads on this topic, and BoA HSA has been mentioned in some of those other threads. Fair point. Perhaps a better question is why is BoA's HSA offering not considered a "...
by robbierob03
Wed Apr 05, 2017 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Best HSA (2017)
Replies: 190
Views: 46353

Re: Best HSA (2017)

I'm curious why there's no discussion of Bank of America's HSA offering in the thread. Assuming you're a platinum honors (a LARGE assumption) client, apparently the monthly fees are waived. That would just leave the $25 fee to close the account/trustee to trustee transfer and the $1,000 in uninveste...
by robbierob03
Fri Jan 27, 2017 4:18 pm
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

As promised here is my update with attempting to transfer various Vanguard funds into Merrill Edge. I specifically entered the following funds into the ML securities transfer online form (which is remarkably intuitive and easy to complete): VEXAX Vanguard Extended Market Index Fund Admiral Shares V...
by robbierob03
Thu Jan 12, 2017 10:19 am
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

I wrote in to Merrill Edge customer support saying that two of my friends using Edge had dedicated reps, and asking if I did as well. This is the response I got back:... That response sounds like whoever got your question from Merrill Edge thought you were asking for a dedicated investment advisor ...
by robbierob03
Mon Jan 09, 2017 5:10 pm
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

I transferred all my accounts from Vanguard to Merrill Edge and couldn't be happier. I still get to hold all my vanguard index funds and get a whole ton of other benefits on top of it. My rep has been great too. Doesn't try to sell me anything and is very responsive. I can even text him when I need...
by robbierob03
Mon Jan 09, 2017 11:31 am
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

As promised here is my update with attempting to transfer various Vanguard funds into Merrill Edge. I specifically entered the following funds into the ML securities transfer online form (which is remarkably intuitive and easy to complete): VEXAX Vanguard Extended Market Index Fund Admiral Shares V...
by robbierob03
Wed Dec 28, 2016 10:12 pm
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

As promised here is my update with attempting to transfer various Vanguard funds into Merrill Edge. I specifically entered the following funds into the ML securities transfer online form (which is remarkably intuitive and easy to complete): VEXAX Vanguard Extended Market Index Fund Admiral Shares VF...
by robbierob03
Tue Dec 27, 2016 5:08 pm
Forum: Personal Investments
Topic: Holding Admiral Shares with ML Edge
Replies: 49
Views: 8559

Re: Holding Admiral Shares with ML Edge

Thanks to those of you willing to post data points in this thread! I'll be adding my own shortly once I open a ML Edge account and look to transfer in kind a few Admiral funds. I'm not going to first ask Vanguard to convert them to ETFs as I don't want the headache of making sure it happens timely, ...
by robbierob03
Sat Nov 10, 2012 3:49 pm
Forum: Personal Consumer Issues
Topic: Paying at Costco with gift cards
Replies: 54
Views: 16512

Re: Paying at Costco with gift cards

Well this has certainly been an enlightening thread, who knew I had access to Costco by just using my Discover Rewards on Costco gift cards :D . For anyone who has used the gift cards online without a membership, do you need to have the whole amount for the purchase or were you able to use a credit ...
by robbierob03
Thu May 31, 2012 9:15 am
Forum: Personal Investments
Topic: First time Tax Loss Harvester
Replies: 12
Views: 1163

Re: First time Tax Loss Harvester

Other way around. You bought a fund. It popped. You have a short term gain. You don't want it taxed as ordinary income, so you hold on. It drops back down. The gain is gone. How did this happen? You were afraid to take a short term gain. If you had short term losses sitting around, you wouldn't be ...
by robbierob03
Thu May 31, 2012 8:06 am
Forum: Personal Investments
Topic: First time Tax Loss Harvester
Replies: 12
Views: 1163

Re: First time Tax Loss Harvester

If I was doing this, I would exchange Total International to the FTSE ex-US. That is different enough and I would not bother going back to Total Int'l after 31 days unless the new fund shares had a loss. I would not go to cash now because things are dicey and could pop if Greece and Spain get sorte...
by robbierob03
Fri May 25, 2012 10:25 am
Forum: Personal Investments
Topic: TLH Fail, Please Confirm
Replies: 17
Views: 2365

Re: TLH Fail, Please Confirm

This is pretty funny sad. I would've assumed that someone with over 200 posts would've come across "Wash Sale" earlier since it is a favorite and frequent topic on this forum (about 11,000 results in google search). So I would like to ask: How can we help others in your shoes of May 1 avoid a wash ...
by robbierob03
Wed Feb 23, 2011 7:08 pm
Forum: Personal Investments
Topic: Young investor needs help with unified portfolio theory
Replies: 8
Views: 1257

Thanks for the responses everybody - it certainly makes much more sense reading the various threads here that most posters use "portfolios" as another term for retirement accounts. Paul - That overall view is the piece I think I was having the most trouble with initially, especially with me having t...
by robbierob03
Wed Feb 23, 2011 6:02 pm
Forum: Personal Investments
Topic: Young investor needs help with unified portfolio theory
Replies: 8
Views: 1257

Young investor needs help with unified portfolio theory

Hello all. As a little background on where I am coming from - I'm a 26 year old investor who is starting to take financial planning seriously. I've done a fairly good job saving money for the past two years, but have admittedly done very little in terms of investing. Now onto my dilema - I was sitti...