Search found 92 matches

by bagle
Mon Oct 26, 2020 9:11 am
Forum: Personal Consumer Issues
Topic: Items that are worth the money for the quality
Replies: 417
Views: 29015

Re: Items that are worth the money for the quality

Gourmet shaving gear:

- Razorock Game Changer double edge razor
- Barrister & Mann, Declaration Grooming, Adriana & Evans, and Mike's Natural shaving soaps
by bagle
Mon Oct 19, 2020 6:31 am
Forum: Personal Consumer Issues
Topic: What fun car should I get in the $150k - $200k range?
Replies: 499
Views: 31474

Re: What fun car should I get in the $150k - $200k range?

MortgageOnBlack wrote: Tue Oct 13, 2020 12:46 pm Tesla Model 3 and I'd pocket the rest
That's what I did. I'm not interested in tracking it. I've driven a Porsche 911 in typical traffic, and I think it's sheer frustration.
by bagle
Mon Oct 19, 2020 4:56 am
Forum: Personal Consumer Issues
Topic: Items that are worth the money for the quality
Replies: 417
Views: 29015

Re: Items that are worth the money for the quality

Uniqlo Airism facemask (>99% filitration and relatively breathable) Pilot V5 rollerball pens Point6 merino wool socks (from the founders of Smartwool, whose products aren't the same after they sold it to Timberland) Asics Fujitrabuco light hiking shoes Alden (Horween no. 8) shell cordovan shoes (wil...
by bagle
Mon Oct 19, 2020 2:19 am
Forum: Personal Consumer Issues
Topic: Items that are worth the money for the quality
Replies: 417
Views: 29015

Re: Items that are worth the money for the quality

doob wrote: Sun Oct 18, 2020 11:04 pm
- kamakura men’s shirts
Good choice, though I'll bet very few have heard of them.
by bagle
Thu Oct 08, 2020 6:37 am
Forum: Personal Consumer Issues
Topic: Tesla maintenance cost?
Replies: 167
Views: 10167

Re: Tesla maintenance cost?

I'm not sure if the OP is referring to the out-of-pocket cash maintenance cost or total cost of ownership. I'd say the latter is more complete and Boglehead-ish (just as total expense ratio is more important than just custodial fees). In that case, I think we need to consider the most significant co...
by bagle
Tue Oct 06, 2020 12:39 pm
Forum: Personal Consumer Issues
Topic: Buying a Tesla
Replies: 84
Views: 7560

Re: Buying a Tesla

... I was afraid I would be overwhelmed by the technology. So if that’s not an issue for you, buy it and enjoy your life and money. We've found our Tesla (M3) to be pretty intuitive to use. We're not 70 plus, but yes 60 plus. My wife is very "low tech" and finds it to be easy to use. For her, the t...
by bagle
Tue Oct 06, 2020 2:37 am
Forum: Personal Consumer Issues
Topic: Tesla maintenance cost?
Replies: 167
Views: 10167

Re: Tesla maintenance cost?

Model 3 SR+ owner here over 1.5 years. Zero maintenance/repair cost to date. Electricity/gas cost approx. 1/6 of ICE (currently living in Europe, where gas taxes are much higher than in US, plus I can often charge for free at shared garage). Insurance premium approx. same as for ICE. The most import...
by bagle
Tue Sep 15, 2020 3:16 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 15373

Re: charging an EV

One big downside with an EV right now is this, if you run out of juice, you’re just stuck. You can’t walk up the highway and get more to put in it. You’re gonna need to be towed to a charger..... I'm not likely to ever buy an EV and certainly never a hybrid but I read somewhere recently that Telsla...
by bagle
Thu Sep 03, 2020 11:59 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 15373

Re: charging an EV

Katietsu wrote: Sun Aug 23, 2020 11:37 pm
Whether EV is less polluting than ICE depends partially on how your electric is produced.
We charge our Tesla with certified 100% renewable energy, so we have a pretty good idea as to how much overall pollution we're creating.
by bagle
Thu Sep 03, 2020 3:23 am
Forum: Personal Consumer Issues
Topic: Tesla Full Self Driving Option
Replies: 78
Views: 6560

Re: Tesla Full Self Driving Option

I have EAP only for now. I haven't found FSD to be compelling -- yet. But, with Tesla you have to continually monitor. There is a complete software re-rewrite in alpha phase (Elon Musk has it) that is supposed to be released within a couple of months. It promises to improve urban driving with things...
by bagle
Thu Sep 03, 2020 3:07 am
Forum: Personal Consumer Issues
Topic: NAS (network attached storage) for Sonos
Replies: 20
Views: 1074

Re: NAS (network attached storage) for Sonos

I think the main reason for having a Sonos is that you don't have to worry about all the hassles of a NAS. It's designed to stream seamlessly. Yes, I do understand the sonic advantages of a NAS-based system. I've ripped thousands of CDs to FLAC that I use on our (Synology/Naim/Sonus Faber) audiophil...
by bagle
Wed Aug 26, 2020 11:27 am
Forum: Personal Consumer Issues
Topic: Wifi speaker for streaming music.
Replies: 58
Views: 3795

Re: Wifi speaker for streaming music.

Another vote for Sonos. It just works, although you'll want to add a streaming service such as Spotify. To set up and use, you just need a smartphone and download/configure apps. Then, it keeps tracks of your favorite artists and tunes. Checks off all your boxes. My wife loves it: she tells Alexa to...
by bagle
Wed Aug 26, 2020 10:00 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 15373

Re: charging an EV

I like the idea of reducing pollution so I'm looking at buying an electric vehicle. My main concern is that the small number of charging stations which would limit long-distance trips. Also, having to wait more than 20 min for a full charge is just too much time. Anyone have similar hesitation? The...
by bagle
Mon Aug 24, 2020 11:39 am
Forum: Personal Consumer Issues
Topic: charging an EV
Replies: 250
Views: 15373

Re: charging an EV

To the OP, if you know what long-distance routes you might take, have a look at abetterrouteplanner.com. It will tell you just how many recharging stops you'll need and their duration. You can do this for any EV make and model. Of course, you'll generally have shorter stops if you choose a Tesla due...
by bagle
Mon Aug 17, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: What Car Maintenance Do You Do?
Replies: 162
Views: 8372

Re: What Car Maintenance Do You Do?

Nothing, really, except for changing wiper fluid so far.

I've got a Tesla now. No more oil changes.
by bagle
Mon Jul 20, 2020 4:35 am
Forum: Personal Consumer Issues
Topic: For 60k, a X5 or Tesla model Y?
Replies: 63
Views: 6549

Re: For 60k, a X5 or Tesla model Y?

I've owned nothing but BMWs for the past 25 years, prior to buying a Tesla Model 3 SR+ last year. The BMW is absolutely better in terms of quality of fit and finish, and paint longevity. It's also slightly better in handling high-speed turns (lower weight). To me, the Tesla is better at everything e...
by bagle
Sun Jul 12, 2020 3:56 am
Forum: Personal Consumer Issues
Topic: [Tesla owners - opinions?]
Replies: 36
Views: 3074

Re: [Tesla owners - opinions?]

I've owned a 2019 SR+ for one year. Best car I've ever owned - and I had a decent car before (BMW 3-series). What I like: - Quiet, instant, linear acceleration still puts a smile on my face every time I drive it. - Low center of gravity in turns. - Actually improves over time - OTA software updates ...
by bagle
Fri Jul 10, 2020 10:54 am
Forum: Personal Consumer Issues
Topic: Brooks Brothers Bankruptcy - Quality Issues
Replies: 83
Views: 7719

Re: Brooks Brothers Bankruptcy - Quality Issues

are these the ones made in NC or the lower-priced ones? FWIW, it's not quite the fair comparison if one were to compare the made-in-NC shirts ($110+ per when on sale) to regular shirts from Tyrwhitt (basically $35 per, with its ubiquitous promotions). My original comparison is based on the lowest t...
by bagle
Fri Jul 10, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Brooks Brothers Bankruptcy - Quality Issues
Replies: 83
Views: 7719

Re: Brooks Brothers Bankruptcy - Quality Issues

I usually wear a t-shirt to work while remote working. But, for occasional dressing up, I bought some of their iconic must-iron supima cotton Oxford Collar Button Down (OCBD) shirts on sale prior to bankruptcy. After all, they did invent the thing! IMHO, quality actually improved to decent after Mar...
by bagle
Thu Jul 09, 2020 10:53 am
Forum: Personal Consumer Issues
Topic: Pool Maintenance - The Boglehead Way
Replies: 25
Views: 1450

Pool Maintenance - The Boglehead Way

I'm only a newbie (*) at pool care, but I thought I'd take a stab at enumerating some best Boglehead practices. So here goes... 1) Fire the pool guy (if you have time and inclination) and do it yourself. It's not rocket science. You can learn at Swim Univ (YouTube) or troublefreepool.com (despite th...
by bagle
Mon Jun 22, 2020 9:42 am
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 107
Views: 6741

Re: What kind of sunglasses?

Not an original answer, but... Maui Jims. That advice doesn't come from me, but from a friend who is an optician with 20 years of experience. He also says don't touch Ray Ban after Luxottica bought them.
by bagle
Mon Jun 22, 2020 8:24 am
Forum: Personal Consumer Issues
Topic: Really hard to avoid "Keeping up with the Joneses"!
Replies: 313
Views: 32582

Re: Really hard to avoid "Keeping up with the Joneses"!

FWIW, whenever I feel tempted to keep up with the "Joneses", I go back to these practical evidence-based talks: https://www.coursera.org/learn/the-science-of-well-being So guess what: It's things like being grateful for what you already have, not buying new toys, that really matter. Of course, if yo...
by bagle
Thu May 14, 2020 1:22 pm
Forum: Personal Consumer Issues
Topic: Password vault or generator?
Replies: 110
Views: 7168

Re: Password vault or generator?

I´m no password expert, but it did install Lastpass last year and was very happy for a while that it seemed to work so well. However, one day I logged in with my master password in order to access Vanguard and my nightmare came true. I was able to enter the Lastpass vault with that master key, but c...
by bagle
Thu May 14, 2020 3:15 am
Forum: Personal Consumer Issues
Topic: "Fancy" drip/pour-over coffee makers
Replies: 54
Views: 3511

Re: "Fancy" drip/pour-over coffee makers

I´m an Aeropress user, too, but the world´s coffee god (James Hoffman*) uses the Breville Precision at home. As some have observed, without a good burr grinder, no coffeemaker will produce really good coffee. * Qualifications: Former world Barista champion, author World Atlas of Coffee, co-founder s...
by bagle
Thu Apr 16, 2020 11:46 am
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 25617

Re: IRS Get My Payment up and running

After failed attempts April 15, I have given-up and will await a paper check. No clue if/when that might show up. Ditto. Let´s see if a check shows up within a month. At the same time, a once-backward country called China is rolling out a real-time central bank digital currency (beta version leaked...
by bagle
Thu Apr 16, 2020 6:50 am
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 25617

Re: IRS Get My Payment up and running

"Payment Status Not Available
According to information that we have on file, we cannot determine your eligibility for a payment at this time."

+111111

Am eligible, filed in 2018, no credit freeze, no social security.
by bagle
Thu Apr 16, 2020 5:41 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 21830

Re: What are you doing for haircuts due to coronavirus shutdown?

Watched a few Youtube videos (including above). Watched Emma Lock´s tutorial on FaceBook. Wahl clipper arrived yesterday. Did self cut yesterday using no. 3 guard on bottom, scissors trim on top. Wife touched up back and ears. Turned out better than expected. Key was to make smooth transition from s...
by bagle
Tue Mar 17, 2020 5:33 am
Forum: Personal Consumer Issues
Topic: Coronavirus - Those in Europe that are a few weeks ahead I have a few questions
Replies: 5
Views: 1143

Re: Coronavirus - Those in Europe that are a few weeks ahead I have a few questions

I´m expat living in Madrid, Spain, so we´re approx.1-2 weeks ahead of you. We´ve self-isolated for 9 days now. Mandatory lockdown since last week. We´ve followed CDC/WHO advice in cleaning home. Diluted bleach on hard surfaces, alcohol for electronic devices. 72 hour quarantine for food and Amazon d...
by bagle
Wed Dec 18, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: "Safer" places for Spanish immersion experience?
Replies: 84
Views: 7504

Re: "Safer" places for Spanish immersion experience?

You should be aware, though, that in many places in Barcelona the native language is Catalan, not Spanish. https://www.barcelona.de/en/barcelona-languages.html [/quote] +1. I´d definitely recommend Madrid or Seville over Barcelona for practicing Spanish. Due to current secessionist sentiment, many C...
by bagle
Tue Dec 17, 2019 2:49 am
Forum: Personal Consumer Issues
Topic: "Safer" places for Spanish immersion experience?
Replies: 84
Views: 7504

Re: "Safer" places for Spanish immersion experience?

IMHO, if you´re concerned about safety, you should consider Spain (despite your statement about logistics). It´s murder rate is 33x less than the US (source: NationMaster). As an anecdote, my brother-in-law, who is Spanish, had to surrender a family heirloom shotgun because he had not undergone enou...
by bagle
Fri Nov 22, 2019 2:53 pm
Forum: Personal Consumer Issues
Topic: Year in Europe (location advice)
Replies: 34
Views: 2643

Re: Year in Europe (location advice)

I´d also recommend Spain for many reasons: overall quality of life, cost, generally friendly natives, excellent food, history, culture, infrastructure, access to other European countries and nature. I´ll second Valencia as undervalued. mild climate, beaches, and of course paella. Personally, I´d avo...
by bagle
Sat Aug 10, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: How do you afford to travel?
Replies: 116
Views: 16953

Re: How do you afford to travel?

I've managed to become a sort of brand embassador for a Masters program. They occasionally send me to give a master class in my specialty; for them, it's a way to market their program. They pay my travel and lodging expenses, and I usually stay on and pay a couple of days more as a tourist . So far,...
by bagle
Wed Aug 07, 2019 4:16 am
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 13104

Re: Insane to buy a sports car?

Just do it, though Boglehead groupthink is to buy only a second hand Toyota or Suburu and drive it into the ground. Seriously, given that it's approx. 1/3 of your gross income and approx. 10% of your savings, I'd say you can afford it. Personally, having driven the Boxster, I'd get a Tesla, but that...
by bagle
Thu Aug 01, 2019 4:51 am
Forum: Investing - Theory, News & General
Topic: are TIPS expensive? or are they cheap?
Replies: 204
Views: 22711

Re: are TIPS expensive? or are they cheap?

1) I think Bill Bernstein argues in one of his books that there has been a long term trend toward lower real interest rates. Yes, real interest rates have been declining worldwide since the 80's. In principle, this should been good for TIPS since this is how they're discounted. To see whether this ...
by bagle
Wed Jul 31, 2019 9:51 am
Forum: Investing - Theory, News & General
Topic: are TIPS expensive? or are they cheap?
Replies: 204
Views: 22711

Re: are TIPS expensive? or are they cheap?

Rather than viewing TIPS as cheap or expensive relative to nominal US Treasuries (e.g., BEI vs. consensus inflation estimates) or relative to financial crisis levels (e.g. Lehman bankruptcy illiquidity), let's simply look at the constant maturity real 10-year TIPS yield since, say, 2014. This looks ...
by bagle
Sat Jul 13, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: How to park in northern Europen countries?
Replies: 29
Views: 2563

Re: How to park in northern Europen countries?

Won''t try to dissuade you from renting a car: just don't be surprised that gas costs 2-3 times what you're used to. You might think twice about renting a really large car (e.g., SUV). European highways are generally less pothole laden than ours, but navigating/parking in most city or town centers ...
by bagle
Sat Jul 13, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: How to park in northern Europen countries?
Replies: 29
Views: 2563

Re: How to park in northern Europen countries?

Won''t try to dissuade you from renting a car: just don't be surprised that gas costs 2-3 times what you're used to. You might think twice about renting a really large car (e.g., SUV). European highways are generally less pothole laden than ours, but navigating/parking in most city or town centers c...
by bagle
Mon Jul 08, 2019 1:22 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82751

Re: Talk me out of buying a Tesla Model 3

Really, just getting in the car every day puts a grin on my face. OP here. This pretty much summarizes the entire experience. I sold a Porsche 997.2 to buy my Model 3. The Porsche NEVER made me smile like the Tesla does. Yeah, that pretty much summarizes my experience, too. I took my BMW out for a ...
by bagle
Fri Jul 05, 2019 7:16 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 921
Views: 82751

Re: Talk me out of buying a Tesla Model 3

I won't try, having owned a Model 3 Standard Range Plus for one week. My reference is BMW - have owned 3 series for the past several years. Never thought I would buy an American car! I'm very happy with the instant, linear acceleration when I need it (e.g., entering highway, passing). The handling i...
by bagle
Tue Jun 04, 2019 9:09 am
Forum: Personal Consumer Issues
Topic: Good quality sneakers for someone with foot issues?
Replies: 37
Views: 3446

Re: Good quality sneakers for someone with foot issues?

As a metatarsalgia sufferer, I´ve found this to be a good list of high quality shoes:

https://www.footankle.com/pdf/Shoe_Recommendations.pdf

Personally, for more stylish casual shoes, I find Ecco Soft 8´s with a high-quality orthotic insert (e.g. Powerstep Pinnacle) to be super comfortable.
by bagle
Fri May 10, 2019 5:45 am
Forum: Personal Consumer Issues
Topic: Summer Vacation UK vs. Spain
Replies: 41
Views: 3505

Re: Summer Vacation UK vs. Spain

Having traveled and lived in both, I would absolutely recommend Spain: - Child-friendly: "Children should be seen, but not heard" doesn´t apply. Very latin approach. - Modern, timely, air-conditioned, affordable high-speed train between major urban areas. - WAY better food. UK has better beer, but t...
by bagle
Mon Mar 25, 2019 3:14 am
Forum: Personal Consumer Issues
Topic: Recommend a good SOCK. Yes, I said SOCK!
Replies: 83
Views: 9074

Re: Recommend a good SOCK. Yes, I said SOCK!

Darn Tough are very resilient.

Smartwool have very good support, but their quality has declined since Timberland bought them.

Point 6 are by far the best, IMHO. Amazing quality and support for the same price as the others. This is the company founded by the people who created Smartwool.
by bagle
Fri Mar 01, 2019 3:01 am
Forum: Investing - Theory, News & General
Topic: Peer to Peer (P2P) Lending - What are the realistic returns?
Replies: 30
Views: 3752

Re: Peer to Peer (P2P) Lending - What are the realistic returns?

I would advise you to steer clear of P2P lending at this point. I opened a small account with Lending Club in 2013. I used Nickel Steamroller, which was free at the time, to find a good set of selection criteria for high reward notes, and earned 9.5% returns, which I was very happy with. I then ope...
by bagle
Thu Sep 27, 2018 5:32 am
Forum: Personal Consumer Issues
Topic: Good flip flops
Replies: 46
Views: 3916

Re: Good flip flops

Olukau Ohana Koa´s. Anatomic footbed and very good arch support. Lifesaver for someone like me with metatarsalia and flat feet.
by bagle
Thu Sep 20, 2018 1:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 189
Views: 28671

Re: Vanguard - You'll need to sign up for security codes soon

If you have Google Voice (GV), can´t you just have Vanguard leave a voice mail recording of the security code that GV will record and make a transcript of? You could get both once GV sent you an email (or you were alerted on their Voice app).
by bagle
Wed Sep 19, 2018 3:52 am
Forum: Investing - Theory, News & General
Topic: Why I left Wealthfront
Replies: 72
Views: 25671

Re: Why I left Wealthfront

I assume a VC would expect a 30x return on investment. Right now, Wealthfront (with its $10B AUM) is generating a 1.2x return on investment (the light blue highlight). Sure, the VC hoped ex ante that Wealthfront would be the homerun with the 30x payout. But the investment is a sunk cost. I don't se...
by bagle
Thu Aug 02, 2018 3:01 am
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 16349

Re: Tips for staying active / injury-free into older age

[/quote] the more recent research continues to build evidence about the importance of dynamic stretching, movement prep, and mobility work [/quote] Given your background and the current state of research, can you recommend any practical videos, books or likewise that implement these? Would you recom...
by bagle
Fri Jun 15, 2018 8:41 am
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 189
Views: 28671

Re: Vanguard - You'll need to sign up for security codes soon

Will the security code only be texted to cell phones, or will it also be sent to an email address?
by bagle
Wed Jun 06, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2210
Views: 234348

Re: [What TV Show Have You Recently Watched?]

The ending of "The Americans" was pathetic at best. They made Stan, and by association the FBI a laughingstock. How he could just overlook the recent murder of colleagues and informants, (as well as the penetration of gov't agencies and programs), and just let them escape was beyond absurd and rend...