Search found 137 matches

by Calhoon
Wed May 20, 2020 6:58 am
Forum: Investing - Theory, News & General
Topic: Book on financial market history
Replies: 13
Views: 1341

Re: Book on financial market history

Ascent of Money: A financial history of the world was good.
by Calhoon
Sat May 02, 2020 8:15 am
Forum: Investing - Theory, News & General
Topic: Do you keep moving your cash around chasing yield?
Replies: 56
Views: 5304

Re: Do you keep moving your cash around chasing yield?

On the bank bonuses -- on some you indeed have to jump through hoops where it's a hassle. However, some bonuses are very easy. Like others had mentioned I'd hit the big ones that are easy and the way you know they're easy is by quickly skimming through the comments for the bonus on that doctor of cr...
by Calhoon
Tue Apr 28, 2020 10:28 am
Forum: Personal Investments
Topic: Increase international percentage a good idea?
Replies: 19
Views: 881

Re: Increase international percentage a good idea?

I'm in the same place. Am considering buying VTWAX and being done with it.
by Calhoon
Sun Mar 29, 2020 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 279
Views: 27863

Re: College in fall

Thanks everyone.

Monster -- that sounds like a good idea. Will set that up as a plan b for it things aren't looking good in august.
by Calhoon
Sun Mar 29, 2020 8:55 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 279
Views: 27863

College in fall

My daughter is graduating from high school this June and is planning on starting college this coming fall a state over. I know that our state universities have sent students home where they're taking classes remotely online. Sounds like the best guess at this point is that the virus may or may not w...
by Calhoon
Sat Mar 21, 2020 8:15 am
Forum: Personal Investments
Topic: V-shaped recession?
Replies: 16
Views: 1132

V-shaped recession?

In the beginning seemed that most pundits agreed we were looking at a v-shaped recession. Is that still the prevailing sentiment? When people were first talking about how we'd immediately bounce I couldn't see how that would be the case, and now I really can't. If this goes on for any length of time...
by Calhoon
Wed Mar 18, 2020 1:02 pm
Forum: Personal Investments
Topic: VTWAX allocation now
Replies: 5
Views: 262

VTWAX allocation now

Would now in the middle of this tumult be a good time to reshuffle my portfolio into VTWAX? Currently in a hodge-podge mess of van total stock and total international spread scattered across iras, roth iras, wife's iras, wife's roth. Thought that eventhough I'd be selling total stock market at a los...
by Calhoon
Wed Mar 18, 2020 7:00 am
Forum: Investing - Theory, News & General
Topic: vanguard prime money market [FDIC insured alternatives?]
Replies: 26
Views: 1829

Re: vanguard prime money market [FDIC insured alternatives?]

Thanks for the replies.

Wound up going with the VUSXX.

Would have tried for a higher rate outside vanguard at a bank account, but I think I'll be tossing that money back into equities soon.
by Calhoon
Sun Mar 15, 2020 5:38 pm
Forum: Investing - Theory, News & General
Topic: vanguard prime money market [FDIC insured alternatives?]
Replies: 26
Views: 1829

vanguard prime money market [FDIC insured alternatives?]

Had about 500,000 parked temporarily in vanguard prime money market. Was going to put it in equities...but now with all this craziness erupting might wait a little bit. Had never been concerned that the vanguard prime money market was not fdic insured, but should I be given all the what's going on? ...
by Calhoon
Mon Mar 09, 2020 8:11 pm
Forum: Personal Consumer Issues
Topic: St. George, Utah
Replies: 23
Views: 2798

Re: St. George, Utah

zion is awesome. Been there a couple times and wouldn't mind going back. Bryce doesn't do anything for me at all, though I suppose you probably have to check it out. Capitol Reef I liked quite a bit...but mainly because there was one hike that was particularly memorable. Having trouble finding it ri...
by Calhoon
Sat Mar 07, 2020 9:22 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3949
Views: 296686

Re: Coronavirus and the market

My understanding was that there have been limited testing of around 1500 in the US (versus 150000 in south korea for example), but US testing will increase next week. Wonder what the reaction will be when test kits become available and the infected numbers leap through the roof. This keeps getting c...
by Calhoon
Sat Jan 04, 2020 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire checking 1000$ offer
Replies: 155
Views: 22740

Re: Chase Sapphire checking 1000$ offer

Going around in circles with chase customer service trying to get a straight answer. Sounds like here and elsewhere guys are getting the chase sapphire checking 1000 bonus while keeping the funds in a you invest account...but you need to keep the 75k in chase sapphire checking for 90 days. How are t...
by Calhoon
Sun Oct 06, 2019 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Credit Card information stolen
Replies: 12
Views: 1561

Re: Credit Card information stolen

Katietzu -- I wonder if it was the case that the information was somehow grabbed off an online transaction. My wife noted that for one of my daughter's school sports they were using a new online retailer. Here we had the combination of my credit card, my daughter's name, and my wife's phone number. ...
by Calhoon
Fri Oct 04, 2019 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card information stolen
Replies: 12
Views: 1561

Re: Credit Card information stolen

thanks for the input everyone.
by Calhoon
Fri Oct 04, 2019 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card information stolen
Replies: 12
Views: 1561

Credit Card information stolen

Woke up this morning to a text from my credit card company telling me that during the night there had been suspicious activity on my card. Someone had purchased 2000 dollars worth of equipment from a an online retailer. The weird thing was they used my credit card number, my wife's cell number, my d...
by Calhoon
Wed Sep 18, 2019 7:00 am
Forum: Personal Consumer Issues
Topic: What generalist books attempt to explain human nature?
Replies: 39
Views: 2989

Re: What generalist books attempt to explain human nature?

You might want to put Why Buddhism is True on the list. Much of the book deals with evolutionary psychology. Sapiens is also good...but I'd read this one first.
by Calhoon
Sat Sep 14, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: Selling an old player piano and lots of song rolls
Replies: 17
Views: 1455

Re: Selling an old player piano and lots of song rolls

Try Craigslist.

A couple years ago sold an old player piano for a few hundred dollars. Someone drove two states over to pick it up on a trailer.
by Calhoon
Mon Sep 09, 2019 8:19 pm
Forum: Personal Consumer Issues
Topic: Piano keyboard suggestion
Replies: 21
Views: 1986

Re: Piano keyboard suggestion

Really like the feel of the keys on the Yamaha Arius YDP-162 we have.
by Calhoon
Tue Aug 20, 2019 9:37 pm
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1971

Re: Idea for a basic drawing book for granddaughter...

My daughter got pretty good at drawing comic strips/comic books. Had absolutely no interest in art books teaching her how to draw. Instead she'd read Calvin and Hobbes and peanuts and try drawing her own. What really got her into it was Archie comic books -- Betty and Veronica. She'd spend hours pic...
by Calhoon
Sat Aug 17, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Drive to Olympic National Park from Midwest
Replies: 26
Views: 2408

Re: Drive to Olympic National Park from Midwest

Thanks everyone for the replies. Got back the other day. Like I had mentioned in earlier post my only experience in this part of the rockies had been two trips on switchbacking mountain passes that got pretty intense. Both times it was on the way to Yellowstone. Once as a kid and then again ten year...
by Calhoon
Thu Aug 15, 2019 6:58 am
Forum: Personal Consumer Issues
Topic: Book or documentary recommendations on American economic dominance
Replies: 26
Views: 2069

Re: Book or documentary recommendations on American economic dominance

These books aren't about America specifically, but you might find interesting:
Gun, Germs, Steel
Ascent of Money.
by Calhoon
Sat Jul 20, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: How to get rid of a piano?
Replies: 51
Views: 4651

Re: How to get rid of a piano?

A couple years ago I sold an out of tune piano on craigslist. Thought it would never go, but I think it was only on there a few weeks. Someone drove three states over to pick up the thing. Weird. So you could try craigslist. There might be someone out there who's looking for what you're trying to ge...
by Calhoon
Sat Jul 20, 2019 9:36 am
Forum: Personal Finance (Not Investing)
Topic: [Marcus Savings Account - Interest rate is now 1.7%]
Replies: 167
Views: 22688

Re: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)

Am going to do this with vanguard funds...though might have to go the wire route. Thought that verfication was set up with my primary bank, but guess not, and now I'm not sure I'll get the money in time to make this work. Might go the wiring route. Was thinking about signing up wife too, but wasn't ...
by Calhoon
Sat Jul 20, 2019 9:23 am
Forum: Personal Consumer Issues
Topic: Glacier National Park
Replies: 19
Views: 2539

Re: Glacier National Park

Did St Mary's/Virginia falls on the way in, which was a good place to start. Quick one. For sure do Highland pass stands out going from logan pass to the chalet and than down to a loop, where you can pick up a shuttle back to logan pass. Glacier Lake also stands out. The girls swam out to the icebur...
by Calhoon
Wed Jul 10, 2019 9:35 pm
Forum: Personal Consumer Issues
Topic: Drive to Olympic National Park from Midwest
Replies: 26
Views: 2408

Re: Drive to Olympic National Park from Midwest

Thanks everyone for feedback. Exactly what I was looking for. The suggestions were great. If anyone has any other suggestions of what to see/do there or on the way I'd be interested. Mount Reneer was one spot that we were talking about. As for the drive 00 10 years ago wound up on a pretty intense r...
by Calhoon
Wed Jul 10, 2019 7:05 am
Forum: Personal Consumer Issues
Topic: Drive to Olympic National Park from Midwest
Replies: 26
Views: 2408

Drive to Olympic National Park from Midwest

Planning a road trip from Wisconsin to Olympic National Park, along I-90 in Montana/Idaho/Washington. Was never in this part of the Rockies before and am debating whether to rent or drive my own car. In the past we'd usually rent a car, especially in the mountains. Didn't trust them. Got a new car s...
by Calhoon
Fri May 03, 2019 7:08 am
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1658

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

In addition to pulling the battery overnight, you could try bleeding radiator. I had the exact same problem you had -- engine light, radiator fan kicks in right after you turn key. I had bled the radiator in the past, and this helped.
by Calhoon
Fri May 03, 2019 7:01 am
Forum: Personal Consumer Issues
Topic: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.
Replies: 21
Views: 1658

Re: Need help with car 1995 Chevrolet Cavalier service engine light comes on after it runs 20-30 min.

You need to disconnect battery longer than 15 minutes!

Fifteen minutes does not do it.

Disconnect overnight.
by Calhoon
Fri Apr 26, 2019 7:09 am
Forum: Personal Finance (Not Investing)
Topic: [Retiring before 65: How do you deal with health insurance?]
Replies: 88
Views: 12608

Re: [Retiring before 65: How do you deal with health insurance?]

My understanding that in Wisconsin if you meet the poverty limits and therefore get Medicaid assistance AFTER 55 it is a loan in that any assistance received is subject to estate recovery after you die. Meaning the states gets your house/assets versus heirs. Might want to check into this and verify ...
by Calhoon
Sat Mar 16, 2019 1:51 pm
Forum: Personal Consumer Issues
Topic: Smoking tire/wheel/brake one week after wheel alignment
Replies: 24
Views: 1704

Re: Smoking tire/wheel/brake one week after wheel alignment

on my Avalon whenever the brake pads would start getting on the low (not ready to be replaced but getting close) the caliper would hang up and create the same symptoms you're describing.
by Calhoon
Wed Nov 21, 2018 7:58 am
Forum: Personal Consumer Issues
Topic: Good audio book for a family?
Replies: 33
Views: 2285

Re: Good audio book for a family?

True Grit.

Did this on a trip out West with my two daughters. One of those books that are so good you wonder why they'd bother making a movie of it.
by Calhoon
Sat Oct 06, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: Thoughts on Meditation & Subconscious Mind
Replies: 10
Views: 1273

Re: Thoughts on Meditation & Subconscious Mind

Read: Why Buddhism is True. The title is a little misleading in that I wouldn't call it a religious book. More about brain science. Fascinating. Highly recommended. https://www.amazon.com/dp/B01MPZNG63/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1 I'd recommend Ten Percent Happier as well. Memoir of ...
by Calhoon
Mon Oct 01, 2018 8:57 pm
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2822

Re: city water sewer vs well septic

Thanks everybody.

Sounds like it depends upon the situation, but generally it's a wash between the two. Or that city water/sewer is not always but generally an insurance policy of sorts where you pay a quarterly bill to avoid a much larger bill.
by Calhoon
Sun Sep 30, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2822

city water sewer vs well septic

Looking at homes in an area where half the houses we look are well and septic and half aren't. Guessing that in town it would be about a thousand per year with city water and sewer. Family of four. Two daughters. A few blocks over it'd be well and septic at about 100 per year. Community makes you pu...
by Calhoon
Sun Jul 22, 2018 9:17 am
Forum: Personal Finance (Not Investing)
Topic: does beneficiary trump all
Replies: 10
Views: 1428

Re: does beneficiary trump all

Thanks for the replies.

Stan -- think you're right, boils down to if assets can be seized. Her second husband is on Medicaid and will be until he dies, which I'm sure is what the encounter is all about.
by Calhoon
Sat Jul 21, 2018 9:11 am
Forum: Personal Finance (Not Investing)
Topic: does beneficiary trump all
Replies: 10
Views: 1428

does beneficiary trump all

Does the designation on an IRA trump everything else? Have a weird situation where I am the beneficiary of what I think is pretty sizable IRA, however my mom "might have" signed over her life savings to who I'm not exactly sure. This happened about six months ago. While my mom was going in to visit ...
by Calhoon
Thu Jul 12, 2018 7:12 am
Forum: Investing - Theory, News & General
Topic: VMMXX and inflation/interest rates
Replies: 7
Views: 1469

Re: VMMXX and inflation/interest rates

Thanks, that's exactly where I was at, debating between VMMXX and bonds after having took 40 percent of my money out of equities. Had always been 100 percent equities, for thirty years, and never worried about it...but now in the current environment am getting nervous for the first time and decided ...
by Calhoon
Wed Jul 11, 2018 7:12 am
Forum: Investing - Theory, News & General
Topic: VMMXX and inflation/interest rates
Replies: 7
Views: 1469

VMMXX and inflation/interest rates

Does a money market account like the vanguard prime VMMXX do a good job of keeping up with inflation? I know right now it's at about 2 percent, which is in the ball park, but if inflation spiked would this fund keep pace?
by Calhoon
Sat Jun 09, 2018 9:40 am
Forum: Investing - Theory, News & General
Topic: Rising Interest Rate Strategy
Replies: 35
Views: 5576

Re: Rising Interest Rate Strategy

Maybe I'll look at vusfx for short, cds, or vmmxx. Does something like the vmmxx do a good job of tracking interest rates? I was reading about it again last night in History of the united States in five crashes. He was talking about how the federal reserve cut interest rates in 1982 and the lower ra...
by Calhoon
Thu Jun 07, 2018 12:01 pm
Forum: Investing - Theory, News & General
Topic: Rising Interest Rate Strategy
Replies: 35
Views: 5576

Rising Interest Rate Strategy

In a rising interest rate environment where's the best place to be? Know that bonds will decrease in value with an increase in interest rate...at least in the short term. What about stocks? A couple months back when they were talking about interest rates going up I was reading in articles that this ...
by Calhoon
Wed May 16, 2018 7:07 am
Forum: Personal Consumer Issues
Topic: Must See in South Dakota
Replies: 59
Views: 6692

Re: Must See in South Dakota

custer state park
by Calhoon
Fri Mar 16, 2018 7:10 am
Forum: Personal Consumer Issues
Topic: Grand Canyon and Utah Parks
Replies: 16
Views: 2017

Re: Grand Canyon and Utah Parks

zion is a must.

Bryce wildly overrated.

Capitol Reef is worth seeing.
by Calhoon
Thu Dec 07, 2017 9:34 pm
Forum: Personal Investments
Topic: Early Retirement Roth Conversion vs Healthcare Subsidies
Replies: 15
Views: 1876

Re: Early Retirement Roth Conversion vs Healthcare Subsidies

My understanding is that they only look at your 1040 for the year prior. With that in mind, any amount you convert that won't be reflected in that prior tax form they won't see. So any conversion amount a couple years out won't impact your subsidy.
by Calhoon
Fri Oct 27, 2017 9:05 am
Forum: Personal Consumer Issues
Topic: How to get over the fear of traveling without spouse and children?
Replies: 52
Views: 5874

Re: How to get over the fear of traveling without spouse and children?

You're thinking about this way too much. Just do it, and afterwards I'm sure you'll look back and wonder what you were worried about.

When you sit around and worry about stuff like this it distorts reality.
by Calhoon
Wed Sep 27, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: liability of selling used car
Replies: 14
Views: 2687

liability of selling used car

Was thinking about selling a used car on craigslist. The car is driveable -- I had been driving it to and from work -- but there are issues that would need tending to, chief among them are the strut, which I of course would be upfront. While it was old and not in the best shape in the world thought ...
by Calhoon
Sat Aug 26, 2017 8:33 am
Forum: Personal Investments
Topic: Advantages/disadvantages of using roth for nonretirement
Replies: 14
Views: 1718

Advantages/disadvantages of using roth for nonretirement

What are the advantages/disadvantages of using roth for nonretirement savings (where you might want to tap into it before 59) versus a regular savings account? For the last few years haven't been making any contributions to either my roth or traditional ira accounts, while simultaneously my account ...
by Calhoon
Sun Jul 16, 2017 5:18 pm
Forum: Investing - Theory, News & General
Topic: stock market demographics
Replies: 3
Views: 820

Re: stock market demographics

Cool, thanks. That was what I was looking for.
by Calhoon
Sun Jul 16, 2017 8:15 am
Forum: Investing - Theory, News & General
Topic: stock market demographics
Replies: 3
Views: 820

stock market demographics

Where can I find statistics on the stock market as to ownership in every way imaginable -- income, age, education, etc.
by Calhoon
Mon Jun 12, 2017 8:16 pm
Forum: Personal Consumer Issues
Topic: learning Arabic
Replies: 19
Views: 3166

Re: learning Arabic

Thanks again for the replies. After some of the responses on the challenges of Arabic, I thought I had her talked into Mandarin instead but now we're back to Arabic. Think I'm going to start her out on Rosetta Stone through the library, and see how that goes. Would like to try out that italki.com. L...