Search found 75 matches

by SailingAway
Sun Jul 01, 2018 8:37 am
Forum: Local Chapters and Bogleheads Community
Topic: Tampa Bay Local Bogleheads Chapter
Replies: 70
Views: 13389

Re: Tampa Bay Local Bogleheads Chapter

Hi,
Back in the Tampa Area, Wesley Chapel exactly, is the chapter still meeting? If so, details?

Thanks,
by SailingAway
Fri Jan 26, 2018 1:11 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Taylor!
Replies: 84
Views: 5024

Re: Happy Birthday, Taylor!

Happy Birthday Taylor, from Whangerai, New Zealand. Hope all is well with you. We sailed from Tahiti to Rarotonga, (Cook Ilands), then NIUE, then the Kingdom on Tonga for a few months and finally down to Whangarei, NZ. We are really enjoying being in a first world country for the first time in years...
by SailingAway
Sun Oct 30, 2016 11:59 pm
Forum: Personal Consumer Issues
Topic: Passport renewal - old passport
Replies: 22
Views: 3540

Re: Passport renewal - old passport

It varies widely depending on where you are visiting. We have spent the majority of our time in French Polynesia the last 3 years and both my wife and I renewed our passports in that time. Our old passports were returned by separate mail with holes punched in them. But, we have to carry both passpor...
by SailingAway
Fri Oct 07, 2016 1:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hurricane Matthew
Replies: 61
Views: 8087

Re: Hurricane Matthew

I was born in Key West and have been a lifelong resident of Florida (been through a lot of blows in the last 57 years). I won't say I've always followed the direction of the advisories, but I have always appreciated the efforts of the professional weather guessors. Both as a mariner, a pilot and a r...
by SailingAway
Fri Oct 07, 2016 12:36 pm
Forum: Local Chapters and Bogleheads Community
Topic: Hurricane Matthew
Replies: 61
Views: 8087

Re: Hurricane Matthew

Taylor, glad you and Mel and the others along the SE coast just got brushed. Some friends of ours, that just left Tahiti last week stopped in Hawaii on the way home to Melbourne Beach, FL and got to watch the storm coverage from their. They just bought a condo there last year after living aboard for...
by SailingAway
Wed Feb 03, 2016 4:20 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3131
Views: 957392

Re: What Book Are You Currently Reading? Part VI

The Girl in the Spider's Web, a new author David Lagercrantz, picking up the series where Larsson left off at his death.

About a third of the way through and pretty good, similar writing style and form as the first three.
by SailingAway
Wed Feb 03, 2016 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you retire
Replies: 84
Views: 9547

Re: What age did you retire

51, went sailing and never looked back...
by SailingAway
Wed Jan 27, 2016 9:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor!
Replies: 87
Views: 7400

Re: Happy Birthday Taylor!

Happy Birthday Taylor,
Haven't been on much lately, but hope all is well and you're still getting your days out on the water.

All the best and many more :sharebeer
by SailingAway
Wed Jan 27, 2016 6:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Tampa Bay Local Bogleheads Chapter
Replies: 70
Views: 13389

Re: Tampa Bay Local Bogleheads Chapter

I'm not here after February until December again, but if it happens soon I'd be interested in attending if possible. New Tampa would be good for me as well. Can't on 2/19, but other than that I think pretty clear.
by SailingAway
Tue Nov 10, 2015 12:18 pm
Forum: Local Chapters and Bogleheads Community
Topic: Tampa Bay Local Bogleheads Chapter
Replies: 70
Views: 13389

Re: New Tampa, FL Local Bogleheads Chapter

Lived in the Tampa area for years, until 2009 when we went sailing for a while. The last couple years we are around from Nov-Mar, otherwise we're in French Polynesia, but we'd be interested in attending when we are in FL.

Maybe I should start a French Polynesia chapter???
by SailingAway
Tue Oct 06, 2015 1:56 am
Forum: Investing - Theory, News & General
Topic: A meeting with Jack Bogle
Replies: 30
Views: 4313

Re: A meeting with Jack Bogle

Great story Taylor. Thanks for sharing it.
by SailingAway
Tue Jan 27, 2015 4:28 pm
Forum: Investing - Theory, News & General
Topic: Mr. Bogle on CNBC today--International and Bonds
Replies: 50
Views: 8624

Re: Mr. Bogle on CNBC today--International and Bonds

Taylor Larimore wrote:Sailing Away:

Thank you for this excellent video of our mentor, Jack Bogle. It is great to see him so full of vim, vigor and (as always)--sound advice.

Best wishes.
Taylor

He is kind of like the EveReady Bunny isn't he.
Let's be glad we still have him and hope for many more years.
by SailingAway
Tue Jan 27, 2015 4:23 pm
Forum: Investing - Theory, News & General
Topic: Mr. Bogle on CNBC today--International and Bonds
Replies: 50
Views: 8624

Re: Mr. Bogle on CNBC today--International and Bonds

May be I didnt get his point, but VG (founded by him) gave me a 4 fund portfolio: Stock(US:INT = 70:30) and Bond(US:INT = 80:20). I am now confused! Should I change my allocation or ignore his advice? Your answer is in your question. Founded by Jack, no longer run by Jack..... He has been clear all...
by SailingAway
Tue Jan 27, 2015 2:37 pm
Forum: Investing - Theory, News & General
Topic: Mr. Bogle on CNBC today--International and Bonds
Replies: 50
Views: 8624

Mr. Bogle on CNBC today--International and Bonds

Don't know if someone already posted it, didn't see it if so.
:beer

http://www.cnbc.com/id/102369672
by SailingAway
Sun Jan 25, 2015 9:47 pm
Forum: Investing - Theory, News & General
Topic: What Experts Say About Various Investing Topics
Replies: 55
Views: 11996

Re: What Experts Say [about various investing topics]

Taylor, Great to meet you the other day and really enjoyed our lunch with all your friends. Clearly you are an inspiration to many both here on Bogleheads and otherwise as well. Thank you for all you do and the rudder you provide to this board. Your direction here is clearly appreciated by many and ...
by SailingAway
Sun Jan 25, 2015 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much umbrella insurance do I need?
Replies: 20
Views: 4711

Re: How much umbrella insurance do I need?

Whatever your asset level, I would think given the very minor difference in premiums, you'd want as much as you can get without going into bizarro world. We got 5M, but as southerndoc said, the premium difference is nothing. Just make sure you meet all your underlying coverage requirements. Every in...
by SailingAway
Fri Jan 23, 2015 6:30 pm
Forum: Investing - Theory, News & General
Topic: What Experts Say About "Indexing"
Replies: 19
Views: 7047

Re: What Experts Say About "Indexing"

The Cramer quote is classic, but I suppose doesn't pay his bills... :moneybag
by SailingAway
Sat Jan 17, 2015 11:44 am
Forum: Personal Consumer Issues
Topic: Options for calling the U.S. from International ?
Replies: 36
Views: 3721

Re: Options for calling the U.S. from International ?

We live on our boat, presently in French Polynesia and believe we've tried most of the generic options. We finally settled on using skype and magicjack. Magic Jack gives us a fixed phone number, it also has a nice voicemail feature and emails you an audio file of any messages left. It also works wel...
by SailingAway
Wed Jan 07, 2015 7:12 pm
Forum: Investing - Theory, News & General
Topic: A Returns Spreadsheet for Bogleheads
Replies: 238
Views: 52751

Re: A Returns Spreadsheet for Bogleheads

Longinvest, Really appreciate the spreadsheet. Obviously, a lot of work went into it. Would be nice if on all the "what was your return last year posts", we had a common way of calcing the returns for everyone. Anyway, I've tinkered around a little and notice you're not really asking for requests :b...
by SailingAway
Tue Jan 06, 2015 3:15 pm
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 255
Views: 35827

Re: What do you drive, and why?

A 1988 Tayana.....see Avatar.....
by SailingAway
Mon Dec 29, 2014 11:12 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Advice - Will retire and be a Florida resident for 2 yrs
Replies: 10
Views: 1569

Re: Tax Advice - Will retire and be a Florida resident for 2

Lifetime FL resident, but presently spend about 80% of our time floating around somewhere. We use a fantastic mail service from Green Cove Springs, FL to handle our mail while away. They also help a lot of retiring cruisers from all over become FL residents. I have no interest in the company, althou...
by SailingAway
Fri Dec 26, 2014 10:22 pm
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 8250

Re: Any pilots here?

As a local instructor, all the guys building their dream rides in hanger would come by the coffeepot and ask me if I'd like to take their newly built project up for it's first flight. My answer was always the same. NO, why would I fly something you built and you're walking around asking other people...
by SailingAway
Thu Dec 25, 2014 11:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: My Christmas Message To You -- 70 Years Ago.
Replies: 58
Views: 7444

Re: My Christmas Message To You -- 70 Years Ago.

Taylor,

Thank you for your service. We owe you an eternal debt of gratitude.

I plan to be down your way next month and will give you a call as discussed.

Merry Christmas
by SailingAway
Thu Dec 25, 2014 8:22 am
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 8250

Re: Any pilots here?

BeerMoney, Almost everyone that gets the itch tends to put the cart before the horse. They fancy themselves buying an expensive, fast and complex aircraft before they even have a license. The insurance company will generally protect you from yourself in that regard. You need to find a cost effective...
by SailingAway
Sun Dec 21, 2014 7:51 am
Forum: Investing - Help with Personal Investments
Topic: What "actively" managed funds do you own?
Replies: 82
Views: 7717

Re: What "actively" managed funds do you own?

VG Intermediate Tax Exempt VWIUYX
VG Intermediate Investment Grade VFIDX
VG TIPS VAIPX
Baird Intermediate Muni BMBIX

Because I'm at 40/60 and 80% taxable, due to the muni funds I guess I'm predominately active on a dollar basis. All equity is indexed.
by SailingAway
Thu Dec 18, 2014 2:57 pm
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 8250

Re: Any pilots here?

One further thought, make sure you are going to fly enough hours per year to stay proficient. Know your limitations, and as someone else mentioned, don't fly to a hard schedule. Interestingly enough, in our present role as cruisers, we find the same logic applies. Where people tend to get in trouble...
by SailingAway
Thu Dec 18, 2014 11:15 am
Forum: Personal Consumer Issues
Topic: Any pilots here? [advice for prospective pilot]
Replies: 60
Views: 8250

Re: Any pilots here?

Yep, Single/multi commercial, IFR, glider, CFI, CFII, Ground Instructor. Personal airplanes were my baby Mooney 201, Cessna 172. Corp aircraft with the most time. Lockheed Jetstar II-731, King Air B200, Navajo Cheiftan, Cessna 421 uck, Cessna 310, Cessna 210, a little time in a G3. A bunch of others...
by SailingAway
Wed Nov 26, 2014 11:33 pm
Forum: Investing - Help with Personal Investments
Topic: Considering adding corporate bonds to portolio mix
Replies: 2
Views: 698

Re: Considering adding corporate bonds to portolio mix

Thanks for that info Livesoft. For some reason, I assumed that the div reinvestment option was basically automated in ETF's the way I think it is in funds. I had my little spree with ETF's quite a few years ago and realized that I'm better off with something that posts a price once a day rather than...
by SailingAway
Wed Nov 26, 2014 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: Considering adding corporate bonds to portolio mix
Replies: 2
Views: 698

Considering adding corporate bonds to portolio mix

I've been looking at adding some corporate bond weight to the portfolio. Been following Jack's comments about Total Bond for a while concerning the same. Looking at the options available I have a couple of questions that I haven't been able to get clarity on. First, looking at VG VCIT or VICSX, Int-...
by SailingAway
Sun Nov 23, 2014 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 43458

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

Harmony, Agree with everything you said. We follow pretty much the same procedure. But, We are usually out of the US when filing occurs. I remember being in Cartagena, Colombia and inquiring about the possibility of mailing a tax return and a document pertaining to my pension back to the US and all ...
by SailingAway
Sun Nov 23, 2014 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax '14 Deluxe (Desktop) Excludes Schedule D
Replies: 223
Views: 43458

Re: TurboTax '14 Deluxe (Desktop) Excludes Schedule D

Springman, Are you sure about this? That doesn't seem to align with the macaroon's post above that includes the quote from Intuit themselves. It says if you do Sched D you have to use the forms mode and the interview mode is only place you can e-file from. Have you tried it, or did you get different...
by SailingAway
Sun Nov 23, 2014 2:06 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Funds Outperform Peer Group
Replies: 9
Views: 1233

Re: Vanguard Funds Outperform Peer Group

Quite an interesting compilation of data.
Just verifies once again what is preached here.
It works and the longer you let it run, the greater the margin by which it works.

The power of low cost, passive, indexed investing. :beer
by SailingAway
Sat Nov 22, 2014 12:51 pm
Forum: Personal Consumer Issues
Topic: repositioning cruise to Europe?
Replies: 11
Views: 1880

Re: repositioning cruise to Europe?

We live on our boat, so it probably seems a little bit odd. But, year before last when we flew back to our home in Florida for the holidays we heard about one of these cruises from a friend. Our boat had been struck by lightning in the San Blas Islands, so we were doing a major refit/repair in Panam...
by SailingAway
Sat Nov 22, 2014 12:26 pm
Forum: Investing - Theory, News & General
Topic: What percent "Boglehead" are you?
Replies: 125
Views: 13481

Re: What percent "Boglehead" are you?

If it's strictly on the percentage of indexed funds issue, around 40%. All equities indexed. VG tax exempt munis and TIPS, technically both active funds, but as indexy as you can get. If measured on the Nisiprius system and allowed his #6 cheat on the above holdings about 85%. 100% in philosophy for...
by SailingAway
Fri Nov 21, 2014 12:28 am
Forum: Investing - Theory, News & General
Topic: Explaining muni bond spreads
Replies: 40
Views: 5664

Re: Explaining muni bond spreads

Larry and/or Rick, Been a great thread that has been very educational for me about the options of using a fund or a private portfolio. I guess I have just one area that I'm still unclear on. It seems like transparency has gotten much better in the muni market in the recent past. If I understood what...
by SailingAway
Mon Nov 17, 2014 3:14 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 83644

Re: VBS upgrade roll out has started

Well Kevin, you pretty much hit it on the head. Very vague. See below: We are still moving forward with offering our new Vanguard Brokerage Account to Flagship clients. At this point, the upgrade is being offered to clients on a targeted basis, typically first to clients with the least complex accou...
by SailingAway
Sun Nov 16, 2014 2:58 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 83644

Re: VBS upgrade roll out has started

Emailed my Flagship rep on Friday about this. I'll let you know what he has to say.
Seems like they were great guns on this and it somewhat has fizzled away.

Wonder what % of accounts have been migrated over.
by SailingAway
Sat Nov 15, 2014 8:33 pm
Forum: Investing - Theory, News & General
Topic: Explaining muni bond spreads
Replies: 40
Views: 5664

Re: Explaining muni bond spreads

Now that this one is back in action, Larry I have a pretty good investment in VWIUX VG Int Tax-Exp Adm, ex. 0.12. You mentioned above some clients at 10 bp for you to manage just their muni's. I am also a Florida, ie, no state tax resident. How would I go about comparing my current investment to wha...
by SailingAway
Sat Nov 15, 2014 7:13 pm
Forum: Investing - Theory, News & General
Topic: "Three Simple Rules of Investing"
Replies: 14
Views: 5143

Re: "Three Simple Rules of Investing"

Quite an interesting book. Just gets to the heart of the matter and really put's Einstein's famous, "everything should be made as simple as possible, but no simpler." The essence of Occam's razor. Always amazing how we can so complicate things. A good, quick read. Glad I did. Also, if you check out ...
by SailingAway
Fri Nov 14, 2014 4:39 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 400
Views: 83644

Re: VBS upgrade roll out has started

[Thread merged into here, see below (next page), -- admin LadyGeek] Does anyone know what the current status of this is? I checked at the embedded link and got "none of your accounts are eligible" phone home message. Not sure why, don't have any auto anythings set up. It is a flagship account, but ...
by SailingAway
Thu Nov 13, 2014 1:32 am
Forum: Investing - Theory, News & General
Topic: Vanguard web site changes
Replies: 51
Views: 9289

Re: Vanguard web site changes

Really interested to see how they decide to implement this. Cell phones won't work for us as we're off floating around somewhere out of the country. We end up with a different cell company in every country we visit. When we sold the business we had the RSA Fob's from Regions. That worked pretty well...
by SailingAway
Thu Nov 13, 2014 1:22 am
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 73913

Re: If your networth is over $3 million, how did you do it?

Small investment to start with. About 10 years of sweat equity with the approval of a plan with the majority shareholders. Then finally the business coming to fruition and taking off and selling out to the government all those years later. A lot of hard work, small investing in the beginning and a g...
by SailingAway
Thu Nov 13, 2014 12:13 am
Forum: Personal Finance (Not Investing)
Topic: If your networth is over $3 million, how did you do it?
Replies: 322
Views: 73913

Re: If your networth is over $3 million, how did you do it?

Bought into a business, worked it hard for 34 years. Lived well below our means and then sold it and went sailing/cruising at 51.

Writing this from Tahiti.
by SailingAway
Tue Nov 11, 2014 3:32 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 230
Views: 188816

Re: Please Try Out Test Posts Here

Testing
by SailingAway
Thu Jun 06, 2013 1:30 pm
Forum: Personal Consumer Issues
Topic: Capital One Card - No Foreign Transaction Fees
Replies: 13
Views: 2238

Re: Capital One Card - No Foreign Transaction Fees

We use our Capital One rewards card for all purchases abroad for the last 4 years. We live on a sailboat and have been to all the islands/countries in the BVI's, Eastern and Western Caribbean, Colombia and Panama. We use it for all our local purchases. To eliminate the problems of being in and out, ...
by SailingAway
Thu Jun 14, 2012 4:35 pm
Forum: Investing - Help with Personal Investments
Topic: Received IRS CP2000 for Child Care Credit
Replies: 25
Views: 4546

Re: Received IRS CP2000 for Child Care Credit

Received a CP2000 re: wife's spousal IRA. Just called the Atlanta office yesterday in reference to the $750 + interest they wanted per this form. Spoke to a pleasant young lady and it took about 2 minutes for her to announce it was their error. She said, that for whatever reason they didn't pickup a...
by SailingAway
Thu Jan 19, 2012 1:35 pm
Forum: Investing - Theory, News & General
Topic: Monthly TIPS update for those interested
Replies: 2
Views: 457

Re: Monthly TIPS update for those interested

Thanks Larry.....same old, same old.
by SailingAway
Wed Jul 13, 2011 6:20 pm
Forum: Investing - Theory, News & General
Topic: Moody's warns it may downgrade US credit rating
Replies: 11
Views: 1375

Yep, it's almost like everyone is sitting around trying to figure out how they can inject more volatility into the market.

It would be nice if they would focus on the earnings season instead.

Anything to get your eye off the ball I guess. :annoyed