Search found 723 matches

by RaleighStClaire
Mon Nov 05, 2012 9:55 am
Forum: Investing - Theory, News & General
Topic: SFILX - Index Change?
Replies: 3
Views: 780

SFILX - Index Change?

SFILX has gone through a name change from "Schwab Fdmtl Intl Sm Mid Co Idx" to "Schwab Fdmtl Intl Sm Co Idx" and I can't find anything on the internet that clarifies if the fund has changed underlying indexes or not. I would love for them to have switched to the small only index,...
by RaleighStClaire
Wed Aug 22, 2012 9:31 am
Forum: Investing - Theory, News & General
Topic: Emerging Markets Small Cap ETF (EEMS)
Replies: 34
Views: 4646

Re: Emerging Markets Small Cap ETF (EEMS)

livesoft: what you say about market orders is semi-accurate but you are ignoring the fact that a lot of size is hidden by the market makers for iShares. There may be 100 shares at 44 but there are almost definitely thousands upon thousands of shares available slightly above that. I've worked with ma...
by RaleighStClaire
Wed Aug 22, 2012 7:11 am
Forum: Investing - Theory, News & General
Topic: Emerging Markets Small Cap ETF (EEMS)
Replies: 34
Views: 4646

Re: Low turnover, but small size concerns

Thanks for bringing this ETF to our attention. Most of the funds/etf's in this area have one or two drawbacks. EWX has really high turnover, like 80% It's 85% according to the current prospectus, and I doubt that the index has that much turnover. GWX, tracking the similar index in developed markets...
by RaleighStClaire
Tue Aug 21, 2012 12:19 pm
Forum: Investing - Theory, News & General
Topic: Emerging Markets Small Cap ETF (EEMS)
Replies: 34
Views: 4646

Re: Emerging Markets Small Cap ETF (EEMS)

Considering they have very similar ERs I tend to favor EEMS based on this data as it's more small and more valuey than the others (what I'm going for). I know the trading volume is terrible for EEMS but I'd be using limit orders so that's not much of an issue imo. Note that EEMS is an emerging-mark...
by RaleighStClaire
Tue Aug 21, 2012 9:30 am
Forum: Investing - Theory, News & General
Topic: Thoughts on WisdomTree SmallCap Div (DLS)?
Replies: 25
Views: 4287

Re: Thoughts on WisdomTree SmallCap Div (DLS)?

Is DLS still the preferred vehicle around these parts for International Small/Value? I've been a little out of the loop recently but this fund used to be among the favorites on this board. I've been using SFILX for a while and while I like it alright I'm not in love with it. In a perfect world I'd b...
by RaleighStClaire
Tue Aug 21, 2012 9:17 am
Forum: Investing - Theory, News & General
Topic: Emerging Markets Small Cap ETF (EEMS)
Replies: 34
Views: 4646

Re: Emerging Markets Small Cap ETF (EEMS)

I'm doing a little rebalancing and want to move into the EM small/value space and it seems like the contest is still between EEMS, EWX and DGS. Has anything changed in the last year or so? From my current screen I see these stats: AMC P/B EEMS 695 .92 EWX 828 1.00 DGS 1163 1.04 Considering they have...
by RaleighStClaire
Mon Aug 06, 2012 1:53 pm
Forum: Investing - Theory, News & General
Topic: New Domestic Small Cap Value Option PXSV
Replies: 63
Views: 7928

Re: New Domestic Small Cap Value Option PXSV

Since I just ran the numbers I felt it necessary to post them in case anyone was interested. Since the strategy change in June of 2011 here are the factor weights for PXSV, DFSVX and IJS for comparison a Mkt SMB HML PXSV 0.49 1.05 0.88 0.78 DFSVX 0.07 1.08 0.96 0.28 IJS 0.44 0.98 0.90 0.05 So, not s...
by RaleighStClaire
Fri Apr 27, 2012 11:43 am
Forum: Investing - Theory, News & General
Topic: Help Finding Efficient Frontier Charts
Replies: 3
Views: 534

Help Finding Efficient Frontier Charts

There used to be someone on here years ago who would often post efficient frontier diagrams using matlab or mathematica and I wanted to try and replicate some of those. Basically I just want to be able to plug in return data and spit out a chart that would show where various portfolio mixes would li...
by RaleighStClaire
Fri Apr 20, 2012 7:19 am
Forum: Investing - Theory, News & General
Topic: The Efficient Frontier of Stocks and Bonds
Replies: 50
Views: 5971

Re: The Efficient Frontier of Stocks and Bonds

Sorry about the hijacking, but does anyone remember the matlab/mathematica efficient frontier charts that someone here used to post several years ago? They would include all portfolios using the funds tested so it would show where all of the non-efficient portfolios wound up as well. I remember ther...
by RaleighStClaire
Thu Apr 19, 2012 7:38 am
Forum: Investing - Theory, News & General
Topic: New Domestic Small Cap Value Option PXSV
Replies: 63
Views: 7928

Re: New Domestic Small Cap Value Option PXSV

grap, thanks for doing the legwork here. From the looks of it, PXSV the first legitimate competition to DFSVX that I've come across. Really hard to argue with that data. More risk, but more compensated return. I like it. I really hope Schwab picks this index up for their line of fundamental index fu...
by RaleighStClaire
Thu Feb 23, 2012 10:12 pm
Forum: Investing - Theory, News & General
Topic: New Domestic Small Cap Value Option PXSV
Replies: 63
Views: 7928

Re: New Domestic Small Cap Value Option PXSV

Someone needs to tell Schwab that this index is available so that they can just make an open-ended fund version of this index for .35 and we all can jump in. I know I would. This index seems a lot more appealing than the current mid-small 1500 index they use for SFSNX.
by RaleighStClaire
Thu Feb 23, 2012 9:01 am
Forum: Investing - Theory, News & General
Topic: New Domestic Small Cap Value Option PXSV
Replies: 63
Views: 7928

Re: New Domestic Small Cap Value Option PXSV

Having done zero investigation I'm just going to ask, what's the big difference between PXSV and SFSNX? Doesn't SFSNX follow the same RAFI SV index or is it a mid-small index that SFSNX follows? Also, those factor loads are definitely incorrect. All of the RAFI funds get around a .4 or more on the H...
by RaleighStClaire
Thu Feb 09, 2012 1:07 pm
Forum: Investing - Theory, News & General
Topic: Simba's backtesting spreadsheet [a Bogleheads community project]
Replies: 1042
Views: 579201

Re: Spreadsheet for backtesting (includes TrevH's data)

Thanks for updating this stuff again simba, but I have found what seems like an error.

Under the compare portfolios tab, cell P77 does not update when you change the starting year in cell P59.
by RaleighStClaire
Sun Jan 01, 2012 10:26 pm
Forum: Investing - Theory, News & General
Topic: 3-Factor Regression Analysis
Replies: 21
Views: 2088

Re: 3-Factor Regression Analysis

What I'd love to see is a site that auto-updated factor loads each month for a whole host of funds. If someone out there had Bloomberg access this should just involve writing a fairly simple macro to dump the data each month. Mornginstar has this information. I've tried to get them to put it on the...
by RaleighStClaire
Sun Jan 01, 2012 11:12 am
Forum: Investing - Theory, News & General
Topic: 3-Factor Regression Analysis
Replies: 21
Views: 2088

Re: 3-Factor Regression Analysis

Great job getting it to work. It's a good feeling when you finally figure it all out and the numbers come out right. The great part is once you get it to work once you'll have no problems plugging in data later to update your findings. What I'd love to see is a site that auto-updated factor loads ea...
by RaleighStClaire
Mon Sep 12, 2011 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: schwab 2% now FIA still 2%?
Replies: 40
Views: 6890

This is terrible. I guess I'll have to start using my PFCU card exclusively now. Is that card still 1.25% on everything and 5% on gas?
by RaleighStClaire
Wed Jun 22, 2011 12:11 pm
Forum: Investing - Theory, News & General
Topic: One View on Small Cap and Value Investing
Replies: 48
Views: 7499

Do you really want to take the risk that history has been wrong? Small doesn't always beat large and value doesn't always been growth but as others have said, by investing in only TSM you are betting against value and small. I'm sticking with small and value. http://i56.tinypic.com/vwwtc7.jpg
by RaleighStClaire
Mon Jun 20, 2011 2:46 pm
Forum: Investing - Theory, News & General
Topic: One View on Small Cap and Value Investing
Replies: 48
Views: 7499

Isn't tracking error everywhere? Look at my brother's big house. Everyone is buying gold. I would love to hear from some BGs who had a 50% or more SCV tilt and bailed on it at the wrong time (late 90s). I think this risk is overstated. I need some evidence, at least testimonial. lol. never thought ...
by RaleighStClaire
Fri Jun 10, 2011 1:18 pm
Forum: Investing - Theory, News & General
Topic: using newer Vanguard ETF's for tax loss harvesting
Replies: 5
Views: 756

natureexplorer wrote:What are the bid-ask spreads for these ETFs?


Right now they are 2 and 4 cents. not bad!

I have gains in IJS but debate selling it and buying VIOV. Decisions, decisions...
by RaleighStClaire
Wed Jun 01, 2011 8:33 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

Your choices are great. Personally, the biggest change I would make would be to switch meal 5 and 3. You want carbs before and after your workouts. A meal with slightly more fats is great before bed to help with satiation over night. That being said, I would also add the same serving size of oats a...
by RaleighStClaire
Wed Jun 01, 2011 10:13 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I created a spreadsheet with the foods that I plan to eat to help keep track of what I'm eating. Here is what I will be eating today: http://s3.postimage.org/o3kbi0gmq/untitled.jpg What do you think? Meal 4 is post-workout. Today was a slight anomaly since there was a lot of extra grilled chicken fr...
by RaleighStClaire
Wed Jun 01, 2011 7:21 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

Time to for a trip to costco to buy 10lbs of sweet potatoes nova: how do you feel about aspartame? I drink a lot of diet coke which I should have probably mentioned before. Obviously water would be better but it's one of my vices, I suppose. I've seen fitness experts suggest using splenda in the pas...
by RaleighStClaire
Tue May 31, 2011 8:59 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

novastepp, Potatoes are not a low GI food. They are a medium to high GI food, depending on how they're cooked. Baked potatoes are extremely high. Boiled is medium. Your talking about the glycemic index, which is inaccurate in determine teh effects of carbohydrates; this is a common misconception pr...
by RaleighStClaire
Tue May 31, 2011 10:59 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I'll try and get it down then, lol.

So 4 scoops/day sounds like a reasonable amount then, in your view?

I was reading some of your comments in the diet advice link that you posted and it seems super important to balance the protein carbs and fat each meal. I'll try and work at that as well.
by RaleighStClaire
Tue May 31, 2011 9:43 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I think the simplest answer is: whenever you plateau, it's because your body has adjusted to what you're doing. Have you try COMPLETELY revamping your workout? I don't think it necessarily even matters exactly what you do so long as it's different from what you've been doing. There are almost alway...
by RaleighStClaire
Fri May 27, 2011 11:22 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

Lots of good advice here and thanks to TDG and kevin for supplying what they're eating. It always helps when I see what others are eating. Taking some of the ideas listed here I think I will add some more fruit like bananas, oranges and apples to my diet (since that's what I like), especially in the...
by RaleighStClaire
Wed May 25, 2011 2:26 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I'm liking the big compound stuff. Squats and deads are supposed be good for your vertical, but I've never trained specifically for that. Doing back work everyday probably isn't a good idea, though. You might consider making your A days legs-only and add hamstring work, then alternate between the w...
by RaleighStClaire
Wed May 25, 2011 2:20 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I don't know, many of my weightlifting sessions get my heart rate up far higher for a longer period of time than running or swimming, even if I run or swim relatively quickly. You can also do intervals with weights. I don't think specific, separate cardio is necessary for most people if their goal ...
by RaleighStClaire
Wed May 25, 2011 1:46 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

Once you're past the newbie stage in lifting, it's nigh impossible to gain muscle and lose fat at the same time, so you'll need to pick one. For me personally, since it's spring and soon to be summer, I'm trying to lean out while keeping whatever muscle I can. That means a cleanish diet with adequa...
by RaleighStClaire
Wed May 25, 2011 1:23 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

@Outside: Crossfit style programs are very appealing. I looked into the local crossfit gyms here and they are too expensive for me to rationalize. I do try some new workouts from their site here and there but nothing that really materializes. You are right, though, in that having no goal makes plate...
by RaleighStClaire
Wed May 25, 2011 12:46 pm
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

I'd like to gain mass and cut fat at the same time but I don't think that I physically put in enough effort to gain much more mass at this point. So, for the sake of this thread, the goal is to become more toned which is going to happen via cutting fat.
by RaleighStClaire
Wed May 25, 2011 12:30 pm
Forum: Personal Consumer Issues
Topic: Does Anyone Else Love Morningstar (Burgers)?
Replies: 44
Views: 4479

I eat a Boca burger a couple of times a week. Toppings include Hunt’s ketchup, slice of Swiss cheese, & onion. Plus a side dish Bush’s baked beans. Morningstar burger? Boca burger? Does one taste better than the other? Mike I thought the Bocas tasted good until I had a Morningstar. Not close, i...
by RaleighStClaire
Wed May 25, 2011 11:42 am
Forum: Personal Consumer Issues
Topic: Workout plateau -- looking to make changes in diet
Replies: 91
Views: 8383

Workout plateau -- looking to make changes in diet

Background : I'm 27. In good to very good shape. Lift weights 5-6 times a week on average at a moderate pace meaning I don't do a set and sit there for several minutes before starting my next set. Instead, I do a lot of supersets where I am doing different exercises back to back and building up a g...
by RaleighStClaire
Wed May 25, 2011 10:36 am
Forum: Personal Consumer Issues
Topic: Does Anyone Else Love Morningstar (Burgers)?
Replies: 44
Views: 4479

FYI, Costco sells them but there version is a lot larger than then normal retail store version. THose are actually the ones I bought. They are 1/4 pound in a box of 12. I just hope I don't eat so many I get tired of them. As a devout carnivore I recently have been turned on to these patties (it doe...
by RaleighStClaire
Wed May 25, 2011 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Schwab asset transfer offer
Replies: 44
Views: 5978

I like Schwab a lot and use them exclusively for all of my investing needs, banking needs and even my credit card. I don't see why you wouldn't move them over since the admiral funds are transferable. You can always open a new account at Vanguard and buy your existing funds commission-free or by Sch...
by RaleighStClaire
Tue May 24, 2011 2:47 pm
Forum: Investing - Theory, News & General
Topic: del
Replies: 19
Views: 2515

I have heard SSD are great for performance, but have much higher failure rates over time. Did you do anything to mitigate that in your design? (Frequent back up, combine a hard drive disk with the SSD) Yeah, I've heard about the performance failures over time as well. I can't comment on that direct...
by RaleighStClaire
Tue May 24, 2011 2:35 pm
Forum: Investing - Theory, News & General
Topic: del
Replies: 19
Views: 2515

list the specs, I'll help find a deal eg I7-960, 24G RAM, 3TB drive + 160g SSD, Nvidia*.*, 800 watt PS mini-tower? I'm positive I'm right too (I hang out on fatwallet) X4 970, 8GB RAM, 2TB hdd, 100gb SSD, ATI 5670, 700W PS. Looks like a similar product w/o SSD on dells site with discounts is 1250. ...
by RaleighStClaire
Tue May 24, 2011 2:10 pm
Forum: Investing - Theory, News & General
Topic: del
Replies: 19
Views: 2515

Those $1500 systems from Dell are now ~$500 building a PC yourself is usually regarding getting the set of components that maximize your utility, and depending on your specifics, maximize your value (eg particular graphics card, drive, processor, better cases, overclocking, etc). Homebuilt PC's hav...
by RaleighStClaire
Tue May 24, 2011 1:00 pm
Forum: Investing - Theory, News & General
Topic: del
Replies: 19
Views: 2515

I recently built a new computer for the first time and it was about 100x easier than I ever imagined. Took about an hour start to finish and I spent $655 for a PC that is superior in almost every way to a $1500 system that you'll buy from Dell. I don't even want to know how much a similar Mac would ...
by RaleighStClaire
Tue May 24, 2011 9:46 am
Forum: Personal Consumer Issues
Topic: Do Bogleheads Gamble Online?
Replies: 47
Views: 4046

Re: Do Bogleheads Gamble Online?

Do you bet the races, boxing, ball games? ? is internet gambling not illegal in the USA? UK gambling firms have been shut down, and their directors arrested in the USA, for allowing US residents to gamble on their sites. If you are American or in the USA you are not playing poker online anymore, th...
by RaleighStClaire
Tue May 24, 2011 9:43 am
Forum: Personal Consumer Issues
Topic: Do Bogleheads Gamble Online?
Replies: 47
Views: 4046

BruDude wrote:Used to play poker until George Bush took care of that...


Same with me. October 2006 was a sad time.
by RaleighStClaire
Fri May 20, 2011 9:27 am
Forum: Investing - Theory, News & General
Topic: How much allocation to Emerging Markets is too much?
Replies: 80
Views: 11962

If you want a risky portfolio then instead of 80% EM or slicing 12 ways I'd rather go with something like:

50% US SCV
35% Intl SCV
15% EM V

There's little reason to slice your portfolio 12 ways. The overlap is ridiculous.
by RaleighStClaire
Thu May 19, 2011 12:01 pm
Forum: Investing - Theory, News & General
Topic: Bond fund Mgr Jeff Gundlach:"I have a gift"
Replies: 38
Views: 4627

I do respect the theory that when lots of people do something, somebody will be successful. It's not a theory. The big problem that I think you aren't taking into account is that he will be very successful until...he isn't. It sounds stupid but look at Bill Miller. Miller was the investment genius ...
by RaleighStClaire
Tue May 17, 2011 10:00 am
Forum: Investing - Theory, News & General
Topic: Fidelity Chart Illustrates Walls of Worries
Replies: 20
Views: 3256

Maybe the graphs are from a parallel universe where both the MSCI EAFE and S&P 500 returned the exact same of the time period!
by RaleighStClaire
Tue May 10, 2011 8:37 am
Forum: Investing - Theory, News & General
Topic: A 2011 Boglehead hedge fund contest
Replies: 123
Views: 17109

Guess you got some work cut out for you in correcting all of the Citigroup starting cost basis considering it just finally split 1 for 10. Took them long enough. Ssshhh! This is probably the only day of the entire contest that I'll be ahead! lol, lock in your gain! quick! Yes....I will lock in my C...
by RaleighStClaire
Mon May 09, 2011 7:34 am
Forum: Investing - Theory, News & General
Topic: M*: Expense Ratios Are Falling
Replies: 6
Views: 1095

Boglenaut wrote:
My personal average well below that.


I would hope that everyone that participates on this forum has an average well below this as well :)
by RaleighStClaire
Thu Mar 31, 2011 12:21 pm
Forum: Investing - Theory, News & General
Topic: Backtesting SCV and Intl SCV
Replies: 10
Views: 1769

Re: Backtesting SCV and Intl SCV

Do you really need to look at 70s data to prove your point? 10 year annualized numbers for Vanguard funds as of 3/30/11: 500 Index 2.51% Small Value Index 8.13% Yeah, it's a big difference, but in line with historical averages? Indeed. And Vanguard Small-Cap Growth had 9.20% CAGR in the same period...
by RaleighStClaire
Thu Mar 31, 2011 11:35 am
Forum: Investing - Theory, News & General
Topic: Backtesting SCV and Intl SCV
Replies: 10
Views: 1769

Re: Backtesting SCV and Intl SCV

Hi all, I've been backtesting a few funds. When you backtest SCV and Intl SCV (both vs S&P500) it's pretty ridiculous. I'm talking off the charts, literally, of the SCV funds. I know we can't expect that kind of performance these days, but what happened back between the 70s and now that made th...