Search found 415 matches

by Minot
Sat Aug 11, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 254
Views: 23160

Re: most compelling TV character ever

The Cookie Monster.
by Minot
Thu Aug 09, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 254
Views: 23160

Re: most compelling TV character ever

bearcub wrote:
Fri Aug 03, 2018 6:59 am
Mrs.Howell (Lovie) from Gilligan"s Island. Wonder if the Howells invested their millions in index funds? Hmm...
Unlikely, since Jack Bogle didn't create the first index fund until 1975.
by Minot
Mon Aug 06, 2018 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to lose $200 in taxable income?
Replies: 95
Views: 6319

Re: Best way to lose $200 in taxable income?

If you took a distribution > $200 from either your IRA or your 403b within the last 60 days, I'm pretty sure you can rollover that distribution [back] into the IRA. https://www.investopedia.com/ask/answer ... al-ira.asp
by Minot
Tue Jul 24, 2018 11:22 am
Forum: Investing - Theory, News & General
Topic: Vanguard Paper on Roth Conversion Analysis
Replies: 123
Views: 9042

Re: Vanguard Paper on Roth Conversion Analysis

Eagle33 wrote:
Tue Jul 24, 2018 12:08 am
Miriam2 wrote:
Mon Jul 23, 2018 11:57 pm

Is there a link or window where we can find the Vanguard research or white papers?
link to Vanguard papers
https://investor.vanguard.com/investing ... t-research
The Filter on their Research Library page may also be useful.
by Minot
Sat Jun 30, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: What are you learning or studying?
Replies: 99
Views: 7313

Re: What are you learning or studying?

2015 wrote:
Sat Jun 30, 2018 3:12 pm

On my list next year is learning Tai Chi and taking an improv class for some fun.
I'm currently learning Tai Chi and at age 81 finding it harder than I expected--but worth it so far, even though I'm often tempted to skip practicing.
by Minot
Sat Jun 30, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 76
Views: 8715

Re: Dad Needs Help Buying Wedding Liquor

NOTE: This is a 6 month old thread. The wedding has probably already happened.
by Minot
Sat Apr 21, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 136
Views: 12675

Re: What have you baked recently?

Moussaka.
by Minot
Thu Mar 22, 2018 3:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 767
Views: 82191

Re: Netflix, Your Current Favorite Show

On Acorn TV (via Amazon Prime but you can get it standalone: The Detectorists Detectorists seasons 1 and 2 are on Netflix also I really enjoyed the first season - perfectly executed British village comedy. However, that theme song is wearisome for binge viewing... I also binged watched the 1st two ...
by Minot
Sat Jan 13, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: AirBnB my Van?
Replies: 29
Views: 3032

Re: AirBnB my Van?

Have you asked AirBnB?
by Minot
Tue Dec 26, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3161
Views: 965573

Re: What Book Are You Currently Reading? Part VI

A reminder from the OP of this thread: [emphasis mine] This thread is the continuation of What Book Are You Currently Reading? multi-part megathread: Please remember that this thread is meant for quick (or long) reviews of books you are reading or just finished. Please keep discussions to the works ...
by Minot
Wed Sep 20, 2017 1:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 12035

Re: Bogleheads you would most like to meet and why?

an_asker wrote:
Wed Sep 20, 2017 12:53 pm
Toons wrote:
Wed Sep 20, 2017 11:31 am
Thanks All,
If you are EVER in the Tri Cities area of Tn.
send me a message,,,,
Coffee On Me :mrgreen: :mrgreen: :mrgreen:
(Mcdonalds :happy )
Which are the tri-cities of TN?
Google is your friend.
by Minot
Sat Sep 09, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting moms assets from nursing home expenses
Replies: 96
Views: 10325

Re: Protecting moms assets from nursing home expenses

Is it easy to give me an example of the two options in Seattle, maybe URLs and general costs? I want to try to understand this concept ahead of time in case my parents ever need it. But most people don't want to leave their home until they absolutely must, which may be why I don't understand this "...
by Minot
Thu Sep 07, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 45442

Re: Name something you had to have and now you regret purchasing it?

verbose wrote:
Tue Sep 05, 2017 7:55 pm
Clothes that seemed to fit in the store but that I can't wear for more than 10 minutes without agony: mostly bras and shoes.
+ about 1000.
by Minot
Sat Sep 02, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3161
Views: 965573

Re: What Book Are You Currently Reading? Part VI

Currently reading various stories featuring Madame Storey, written in the 1920s-1930s by Hubert Fortner. Madame Rosika Storey is beautiful, sophisticated, intelligent, perceptive, courageous, you name it. She's a psychologist and a famous detective, solving crimes involving upper society in New Yor...
by Minot
Thu Aug 31, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 169
Views: 34155

Re: The Wall Street Journal to close Google loophole entirely

I'm not sure this accesses all the articles, but some recent articles that I can't get from https://www.wsj.com are easily found on their Facebook page by searching the Posts (go to their Facebook home page and click Posts or click this: https://www.facebook.com/pg/wsj/posts/ , you should see the s...
by Minot
Wed Aug 30, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: QCDs from Vanguard
Replies: 38
Views: 3076

Re: QCDs from Vanguard

FYI--you can write your own QCD checks on your Vanguard or Fidelity IRA account. If you do it this way, VG or Fido won't withdraw the amount from your account until after the check has been cashed.

I also find it a lot simpler to write my own checks, rather than calling VG to do it. YMMV
by Minot
Mon Aug 28, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: What to do when a parent's money runs out?
Replies: 218
Views: 33807

Re: What to do when a parent's money runs out?

I wouldn't help her any further. She needs to get out of that place. Of course, it's easy for me to say that because my parents would never put me in the situation of having to make a difficult choice like this. Sorry, Randomizer, but there's no way you can know this. Dementia can change people's p...
by Minot
Tue Jul 25, 2017 10:23 am
Forum: Investing - Theory, News & General
Topic: Withdrawal rates
Replies: 11
Views: 1707

Re: Withdrawal rates

Unless she has really good long term care insurance, her savings are not only a potential inheritance; they are her self-insurance so that she will not have to burden you with the cost of her care. As an 80 year old myself, I understand your mother's reluctance to commit to an on-going higher cost o...
by Minot
Tue Jul 18, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 15749

Re: Books not to read.

"Born on Third Base" by Chuck Collins a story about a guy who was heir to the Oscar Myer family. He gave away his trust fund when he was in his twenties out of guilty. Now spends his time trying to convince people to not to donate to charities but to give your money to the government because they c...
by Minot
Tue Jul 04, 2017 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Just found out my mom is in serious financial crisis. Need help ASAP.
Replies: 58
Views: 10553

Re: Just found out my mom is in serious financial crisis. Need help ASAP.

Looking forward a few years: the max social security benefit for someone who retires at 70 is around $42k. <snip> . That's assuming that she has been reliably paying into Social Security. Since she's in private practice, it's presumably been up to her. It's pretty certain that she hasn't contribute...
by Minot
Sat Jun 24, 2017 7:28 pm
Forum: Forum Issues and Administration
Topic: Revealing Usernames
Replies: 108
Views: 18714

Re: Revealing Usernames

I know members are reading this thread, as I've been contacted by a few already. :) retiredjg - I see your point, but wouldn't your suggestion be better located in the forum policy, specifically in the Usernames (accounts) section? Remember that the registration intro says: You agree to abide by th...
by Minot
Tue Jun 20, 2017 1:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3161
Views: 965573

Re: What Book Are You Currently Reading? Part VI

ddurrett896 wrote:Control: Exposing the Truth About Guns

<snip>
By Glenn Beck
by Minot
Sun Jun 18, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: So sick of it! [Paying off student loans]
Replies: 42
Views: 8338

Re: So sick of it! [Paying off student loans]

Gang, Your input on finances since I discovered this website has helped a lot. I am blessed with a great income. Let me tell you what is going on and what I am sick of! Let me give you some details first... Yearly investing - I am basically happy with this for now at 34yo. 18.5 k 401k + 25% match 1...
by Minot
Thu Jun 15, 2017 5:09 pm
Forum: Investing - Help with Personal Investments
Topic: Child reaching majority Custodian Acct- fund advice TRowePrice
Replies: 11
Views: 1223

Re: Child reaching majority Custodian Acct- fund advice TRowePrice

My son got control of his custodial account at American Century earlier this year. I wrote about that in this thread last month. <snip> I am having my son research how to get out of his American Century account. He already has a Roth IRA at Vanguard and a Vanguard taxable account to receive gifted ...
by Minot
Thu Jun 15, 2017 11:02 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity IRA charging 5$/mo as fees
Replies: 11
Views: 1894

Re: Fidelity IRA charging 5$/mo as fees

It appears that the OP has monthly automatic investments into non-NTF funds. Fidelity says: "Fidelity does not charge a fee for automatic investments in Fidelity funds or No Transaction Fee (NTF) FundsNetwork funds. After the initial investment, a $5 fee is charged per automatic investment into a F...
by Minot
Thu Jun 01, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Senility: How do you plan on protecting your money when you lose your mental capacities?
Replies: 72
Views: 8330

Re: Senility and Seductresses: How do you plan on protecting your money when you lose your mental capacities?

The real concern, which I have not seen well addressed, is a corporate fiduciary who will do the day to day bill payments, manage insurance and so forth. As a Boglehead, I am not interested in their investing brilliance, but I don't want the power turned off because no one paid the bill. Naturally,...
by Minot
Mon May 29, 2017 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 57
Views: 8815

Re: How exactly does Vanguard's RMD service work? Rebalancing?

IIRC, you need to make sure the QCD is either paid: - directly to the charity - to you via a check made out to the charity which you then forward to the charity. As I understand it, receiving a RMD, putting it in your checking account and then writing a check to the charity doesn't count as a QCD (...
by Minot
Wed May 24, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: How to calculate tax benefit of owning a home
Replies: 34
Views: 3394

Re: How to calculate tax benefit of owning a home

You may be interested in this New York Times article on the societal effects of the mortgage interest deduction.
by Minot
Mon May 22, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: What are your priorities for retirement?
Replies: 56
Views: 6928

Re: What are your priorities for retirement?

I certainly had priorities, but some of them went out the window upon retirement, because I found that my priorities changed. For example, and I know this is counter to what everyone says, I've deferred travel for awhile, because I absolutely love just hanging out at home. I don't have to be anywhe...
by Minot
Fri May 12, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: How specific/specialized is your Living Will?
Replies: 22
Views: 1678

Re: How specific/specialized is your Living Will?

It is difficult for a document to cover the complex issue of end of life care. You may also find this article useful http://www.newyorker.com/magazine/2010/08/02/letting-go-2 IMO, it's just as important to discuss your wishes with family so that they know what you want, not what they think is best ...
by Minot
Sun Apr 16, 2017 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Why do you save?
Replies: 31
Views: 2962

Re: Why do you save?

I saved because I didn't want to have to worry about not having enough.

Now that I'm 80, I've concluded that I have somewhat more than enough, and have been loosening up on the spending a bit.
by Minot
Sat Apr 01, 2017 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 15530

Re: When do you plan to die?

VictoriaF wrote:I am planning to die on April 1st of the year when I run out of money.

Victoria
Badaboom!!
by Minot
Sat Apr 01, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 15530

Re: When do you plan to die?

I am now 67, happy and in good health. Ten to twelve years ago I spent a lot of time in nursing homes watching my parents and the other people there die slowly and miserably. I decided to make my own decision about when it was time to go, rather than just letting nature take it's course. My plan wa...
by Minot
Mon Mar 20, 2017 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Wife going back to school. What financial steps should I take?
Replies: 23
Views: 1764

Re: Wife going back to school. What financial steps should I take?

OP - your situation mirrors my own in almost every aspect. From our income levels and that of our spouses, to your situation regarding having kids, to your wife leaving a job she doesn't like and going back to school full time to expectedly double her income in the end doing something she enjoys, t...
by Minot
Sat Mar 11, 2017 12:15 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3650
Views: 1037228

Re: What Movie Have You Recently Watched?

.....
by Minot
Tue Feb 28, 2017 10:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard LifeStrategy in Taxable Account - exchange?
Replies: 5
Views: 1440

Re: Vanguard LifeStrategy in Taxable Account - exchange?

Hi All, New to Bogleheads and would appreciate some advice. My wife and I have been investing in the Vanguard LifeStrategy Moderate Growth fund in a taxable account for about a year and a half now with approximately $17k in the account currently. I have not taken any money out of the account since ...
by Minot
Tue Feb 21, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3161
Views: 965573

Re: What Book Are You Currently Reading? Part VI

"The Overlook" by Michael Connelly - the 13th in the Harry Bosch series. I have been glued to this series since early January. All are outstanding, top notch reads. If you love police procedural, look no further. The TV series "Bosch" on Amazon Prime is also excellent. Titus Welliver does a brillia...
by Minot
Mon Feb 13, 2017 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with daughter's $100
Replies: 73
Views: 5538

Re: What to do with daughter's $100

The responses you've gotten so far have focused on what's good for your daughter's future. I've just looked at your previous posts, and I'm concerned about your future. You're over 50, you have a mortgage to pay off and considerable student loan debt. To what degree are you subsidizing your daughter...
by Minot
Mon Dec 12, 2016 12:35 pm
Forum: Investing - Theory, News & General
Topic: Bogle: ETF investors’ returns trailed by 1.6 percent over 12 months.
Replies: 13
Views: 1897

Re: Bogle: ETF investors’ returns trailed by 1.6 percent over 12 months.

The underlying Financial Times article, also written by Bogle, spells it out more clearly. Click on the 1st link (in the box under Top Stories on this Google page to get access to the article. Vanguard’s patented structure for ETFs — in which both its Tifs [traditional index funds] and ETFs are shar...
by Minot
Sat Dec 03, 2016 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: What value should my 401k be at age 54?
Replies: 21
Views: 4581

Re: What value should my 401k be at age 54?

Is this what you're looking for?
by Minot
Fri Nov 11, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: QCD Mechanics [Qualified Charitable Distribution]
Replies: 40
Views: 3380

Re: QCD Mechanics [Qualified Charitable Distribution]

For what it may or may not be worth: I have twice been told by Vanguard retirement specialists that writing my check on my IRA account to the charity is a valid QCD. Kiplinger's article agrees: "If you have check-writing privileges for your IRA, you can write a check to the charity." I've written h...
by Minot
Fri Nov 11, 2016 1:54 am
Forum: Personal Finance (Not Investing)
Topic: QCD Mechanics [Qualified Charitable Distribution]
Replies: 40
Views: 3380

Re: QCD Mechanics [Qualified Charitable Distribution]

For what it may or may not be worth: I have twice been told by Vanguard retirement specialists that writing my check on my IRA account to the charity is a valid QCD. Kiplinger's article agrees: "If you have check-writing privileges for your IRA, you can write a check to the charity." I've written ha...
by Minot
Wed Nov 09, 2016 11:19 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6714
Views: 1462973

Re: U.S. stocks in freefall

What freefall?
by Minot
Sat Nov 05, 2016 11:08 pm
Forum: Personal Consumer Issues
Topic: Honey
Replies: 27
Views: 4457

Re: Honey

Buckwheat honey is quite flavorful. I haven't eaten it in years, so can't recommend a particular source, but Google comes up with a number of choices.
by Minot
Thu Nov 03, 2016 11:09 am
Forum: Investing - Help with Personal Investments
Topic: Opened a Roth this year, lost money-- what can I do tax-wise?
Replies: 10
Views: 1865

Re: Opened a Roth this year, lost money-- what can I do tax-wise?

I have some "play" money that I use to invest and this year decided that it made more sense to do it inside a Roth account (I have all of my retirement savings in 401k and Trad IRA) so that I wouldn't keep getting hit with capital gains. Unfortunately I lost some money, about $700. I think I can ta...
by Minot
Sun Oct 16, 2016 4:06 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!!!
Replies: 100
Views: 15536

Re: Bogleheads is back!!!

For those of us who (finally, in my case) figured out to check Morningstar's Bogleheads Unite! forum, a big thank you to Taylor, Mel, and Lady Geek for keeping us updated.
by Minot
Sun Oct 16, 2016 4:00 pm
Forum: Forum Issues and Administration
Topic: Bogleheads is back!!!
Replies: 100
Views: 15536

We're baaack!

Looks like we're back online at last!! Let's see if I can be 1st to post.

[Nope, see below. --admin LadyGeek]
by Minot
Sat Oct 08, 2016 12:14 am
Forum: Personal Consumer Issues
Topic: Hurricane Matthew: Evacuation advice
Replies: 40
Views: 5250

Re: Hurricane Matthew: Evacuation advise

LadyGeek wrote: I also changed the spelling in the thread title "advise" to advice".
Thanks for scratching my itch. :wink: