Search found 421 matches

by Minot
Sat Oct 13, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 70
Views: 5209

Re: Visiting Parents

... find them an Airbnb. +1. You can probably find something nice within easy walking distance, and it will cost less than a hotel. Since you live near, you can scout it out and meet the host before you rent. Has your husband had any experience with a long commute? What might the two of you do to m...
by Minot
Sun Sep 02, 2018 7:02 pm
Forum: Investing - Theory, News & General
Topic: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings
Replies: 26
Views: 2519

Re: NYT - Caring for Aging Parents, With an Eye on the Broker Handling Their Savings

I'm sure most of you know about this valuable free resource to check on financial advisors' "shenanigans", but just as a reminder, here it is. I checked on the advisor from this great NYT article and it looks like he's still working in the field, out in Southern California. Beware! https://brokerch...
by Minot
Fri Aug 24, 2018 5:41 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with $ 500k
Replies: 12
Views: 1256

Re: What to do with $ 500k

You might find the New York Times article, "Retirement Savings, the Muslim Way," helpful.
by Minot
Fri Aug 24, 2018 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Do you go for annual Medicare preventive tests and screening?
Replies: 84
Views: 5131

Re: Do you go for annual Medicare preventive tests and screening?

Medicare covers one free flu shot per "flu season." For billing purposes, the "season" runs from 8/1/xxxx through 7/31/xxxx+1. It doesn't matter how many days it's been since your last flu shot; there have been years when I've gotten last year's shot late (e.g., in January) and then gotten the follo...
by Minot
Tue Aug 21, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 103
Views: 6416

Re: Co-habitation agreement - ??

She is a widow-of almost 5 years- like me. She is 68 and has been seeing a man 12 years younger for a year. He wants to move in with her and she is considering it. She owns a nice home-free and clear and has a much higher net worth than this man. He is employed in a blue collar job and was never ma...
by Minot
Tue Aug 14, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25196

Re: most compelling TV character ever

palaheel wrote:
Mon Aug 13, 2018 12:52 pm
One more damaged detective: Grace Hanadarko (Holly Hunter) in Saving Grace, and her angel, Earl.
+1, +1.
by Minot
Sat Aug 11, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25196

Re: most compelling TV character ever

The Cookie Monster.
by Minot
Thu Aug 09, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25196

Re: most compelling TV character ever

bearcub wrote:
Fri Aug 03, 2018 6:59 am
Mrs.Howell (Lovie) from Gilligan"s Island. Wonder if the Howells invested their millions in index funds? Hmm...
Unlikely, since Jack Bogle didn't create the first index fund until 1975.
by Minot
Mon Aug 06, 2018 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to lose $200 in taxable income?
Replies: 96
Views: 7240

Re: Best way to lose $200 in taxable income?

If you took a distribution > $200 from either your IRA or your 403b within the last 60 days, I'm pretty sure you can rollover that distribution [back] into the IRA. https://www.investopedia.com/ask/answer ... al-ira.asp
by Minot
Tue Jul 24, 2018 11:22 am
Forum: Investing - Theory, News & General
Topic: Vanguard Paper on Roth Conversion Analysis
Replies: 123
Views: 9543

Re: Vanguard Paper on Roth Conversion Analysis

Eagle33 wrote:
Tue Jul 24, 2018 12:08 am
Miriam2 wrote:
Mon Jul 23, 2018 11:57 pm

Is there a link or window where we can find the Vanguard research or white papers?
link to Vanguard papers
https://investor.vanguard.com/investing ... t-research
The Filter on their Research Library page may also be useful.
by Minot
Sat Jun 30, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: What are you learning or studying?
Replies: 99
Views: 7761

Re: What are you learning or studying?

2015 wrote:
Sat Jun 30, 2018 3:12 pm

On my list next year is learning Tai Chi and taking an improv class for some fun.
I'm currently learning Tai Chi and at age 81 finding it harder than I expected--but worth it so far, even though I'm often tempted to skip practicing.
by Minot
Sat Jun 30, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Dad Needs Help Buying Wedding Liquor
Replies: 76
Views: 9111

Re: Dad Needs Help Buying Wedding Liquor

NOTE: This is a 6 month old thread. The wedding has probably already happened.
by Minot
Sat Apr 21, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 142
Views: 13972

Re: What have you baked recently?

Moussaka.
by Minot
Thu Mar 22, 2018 3:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 868
Views: 94393

Re: Netflix, Your Current Favorite Show

On Acorn TV (via Amazon Prime but you can get it standalone: The Detectorists Detectorists seasons 1 and 2 are on Netflix also I really enjoyed the first season - perfectly executed British village comedy. However, that theme song is wearisome for binge viewing... I also binged watched the 1st two ...
by Minot
Sat Jan 13, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: AirBnB my Van?
Replies: 29
Views: 3176

Re: AirBnB my Van?

Have you asked AirBnB?
by Minot
Tue Dec 26, 2017 5:50 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3330
Views: 1002627

Re: What Book Are You Currently Reading? Part VI

A reminder from the OP of this thread: [emphasis mine] This thread is the continuation of What Book Are You Currently Reading? multi-part megathread: Please remember that this thread is meant for quick (or long) reviews of books you are reading or just finished. Please keep discussions to the works ...
by Minot
Wed Sep 20, 2017 1:54 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 134
Views: 12822

Re: Bogleheads you would most like to meet and why?

an_asker wrote:
Wed Sep 20, 2017 12:53 pm
Toons wrote:
Wed Sep 20, 2017 11:31 am
Thanks All,
If you are EVER in the Tri Cities area of Tn.
send me a message,,,,
Coffee On Me :mrgreen: :mrgreen: :mrgreen:
(Mcdonalds :happy )
Which are the tri-cities of TN?
Google is your friend.
by Minot
Sat Sep 09, 2017 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Protecting moms assets from nursing home expenses
Replies: 96
Views: 10616

Re: Protecting moms assets from nursing home expenses

Is it easy to give me an example of the two options in Seattle, maybe URLs and general costs? I want to try to understand this concept ahead of time in case my parents ever need it. But most people don't want to leave their home until they absolutely must, which may be why I don't understand this "...
by Minot
Thu Sep 07, 2017 7:03 pm
Forum: Personal Consumer Issues
Topic: Name something you had to have and now you regret purchasing it?
Replies: 387
Views: 46431

Re: Name something you had to have and now you regret purchasing it?

verbose wrote:
Tue Sep 05, 2017 7:55 pm
Clothes that seemed to fit in the store but that I can't wear for more than 10 minutes without agony: mostly bras and shoes.
+ about 1000.
by Minot
Sat Sep 02, 2017 12:00 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3330
Views: 1002627

Re: What Book Are You Currently Reading? Part VI

Currently reading various stories featuring Madame Storey, written in the 1920s-1930s by Hubert Fortner. Madame Rosika Storey is beautiful, sophisticated, intelligent, perceptive, courageous, you name it. She's a psychologist and a famous detective, solving crimes involving upper society in New Yor...
by Minot
Thu Aug 31, 2017 1:31 pm
Forum: Personal Consumer Issues
Topic: The Wall Street Journal to close Google loophole entirely
Replies: 169
Views: 35097

Re: The Wall Street Journal to close Google loophole entirely

I'm not sure this accesses all the articles, but some recent articles that I can't get from https://www.wsj.com are easily found on their Facebook page by searching the Posts (go to their Facebook home page and click Posts or click this: https://www.facebook.com/pg/wsj/posts/ , you should see the s...
by Minot
Wed Aug 30, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: QCDs from Vanguard
Replies: 38
Views: 3122

Re: QCDs from Vanguard

FYI--you can write your own QCD checks on your Vanguard or Fidelity IRA account. If you do it this way, VG or Fido won't withdraw the amount from your account until after the check has been cashed.

I also find it a lot simpler to write my own checks, rather than calling VG to do it. YMMV
by Minot
Mon Aug 28, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: What to do when a parent's money runs out?
Replies: 218
Views: 34463

Re: What to do when a parent's money runs out?

I wouldn't help her any further. She needs to get out of that place. Of course, it's easy for me to say that because my parents would never put me in the situation of having to make a difficult choice like this. Sorry, Randomizer, but there's no way you can know this. Dementia can change people's p...
by Minot
Tue Jul 25, 2017 10:23 am
Forum: Investing - Theory, News & General
Topic: Withdrawal rates
Replies: 11
Views: 1739

Re: Withdrawal rates

Unless she has really good long term care insurance, her savings are not only a potential inheritance; they are her self-insurance so that she will not have to burden you with the cost of her care. As an 80 year old myself, I understand your mother's reluctance to commit to an on-going higher cost o...
by Minot
Tue Jul 18, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Books not to read.
Replies: 155
Views: 16078

Re: Books not to read.

"Born on Third Base" by Chuck Collins a story about a guy who was heir to the Oscar Myer family. He gave away his trust fund when he was in his twenties out of guilty. Now spends his time trying to convince people to not to donate to charities but to give your money to the government because they c...
by Minot
Tue Jul 04, 2017 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Just found out my mom is in serious financial crisis. Need help ASAP.
Replies: 58
Views: 10775

Re: Just found out my mom is in serious financial crisis. Need help ASAP.

Looking forward a few years: the max social security benefit for someone who retires at 70 is around $42k. <snip> . That's assuming that she has been reliably paying into Social Security. Since she's in private practice, it's presumably been up to her. It's pretty certain that she hasn't contribute...
by Minot
Sat Jun 24, 2017 7:28 pm
Forum: Forum Issues and Administration
Topic: Revealing Usernames
Replies: 108
Views: 20059

Re: Revealing Usernames

I know members are reading this thread, as I've been contacted by a few already. :) retiredjg - I see your point, but wouldn't your suggestion be better located in the forum policy, specifically in the Usernames (accounts) section? Remember that the registration intro says: You agree to abide by th...
by Minot
Tue Jun 20, 2017 1:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3330
Views: 1002627

Re: What Book Are You Currently Reading? Part VI

ddurrett896 wrote:Control: Exposing the Truth About Guns

<snip>
By Glenn Beck
by Minot
Sun Jun 18, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: So sick of it! [Paying off student loans]
Replies: 42
Views: 8565

Re: So sick of it! [Paying off student loans]

Gang, Your input on finances since I discovered this website has helped a lot. I am blessed with a great income. Let me tell you what is going on and what I am sick of! Let me give you some details first... Yearly investing - I am basically happy with this for now at 34yo. 18.5 k 401k + 25% match 1...
by Minot
Thu Jun 15, 2017 5:09 pm
Forum: Investing - Help with Personal Investments
Topic: Child reaching majority Custodian Acct- fund advice TRowePrice
Replies: 11
Views: 1275

Re: Child reaching majority Custodian Acct- fund advice TRowePrice

My son got control of his custodial account at American Century earlier this year. I wrote about that in this thread last month. <snip> I am having my son research how to get out of his American Century account. He already has a Roth IRA at Vanguard and a Vanguard taxable account to receive gifted ...
by Minot
Thu Jun 15, 2017 11:02 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity IRA charging 5$/mo as fees
Replies: 11
Views: 1963

Re: Fidelity IRA charging 5$/mo as fees

It appears that the OP has monthly automatic investments into non-NTF funds. Fidelity says: "Fidelity does not charge a fee for automatic investments in Fidelity funds or No Transaction Fee (NTF) FundsNetwork funds. After the initial investment, a $5 fee is charged per automatic investment into a F...
by Minot
Thu Jun 01, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Senility: How do you plan on protecting your money when you lose your mental capacities?
Replies: 72
Views: 8482

Re: Senility and Seductresses: How do you plan on protecting your money when you lose your mental capacities?

The real concern, which I have not seen well addressed, is a corporate fiduciary who will do the day to day bill payments, manage insurance and so forth. As a Boglehead, I am not interested in their investing brilliance, but I don't want the power turned off because no one paid the bill. Naturally,...
by Minot
Mon May 29, 2017 7:16 pm
Forum: Investing - Help with Personal Investments
Topic: How exactly does Vanguard's RMD service work? Rebalancing?
Replies: 57
Views: 8979

Re: How exactly does Vanguard's RMD service work? Rebalancing?

IIRC, you need to make sure the QCD is either paid: - directly to the charity - to you via a check made out to the charity which you then forward to the charity. As I understand it, receiving a RMD, putting it in your checking account and then writing a check to the charity doesn't count as a QCD (...
by Minot
Wed May 24, 2017 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: How to calculate tax benefit of owning a home
Replies: 34
Views: 3463

Re: How to calculate tax benefit of owning a home

You may be interested in this New York Times article on the societal effects of the mortgage interest deduction.
by Minot
Mon May 22, 2017 4:43 pm
Forum: Personal Consumer Issues
Topic: What are your priorities for retirement?
Replies: 56
Views: 7016

Re: What are your priorities for retirement?

I certainly had priorities, but some of them went out the window upon retirement, because I found that my priorities changed. For example, and I know this is counter to what everyone says, I've deferred travel for awhile, because I absolutely love just hanging out at home. I don't have to be anywhe...
by Minot
Fri May 12, 2017 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: How specific/specialized is your Living Will?
Replies: 22
Views: 1735

Re: How specific/specialized is your Living Will?

It is difficult for a document to cover the complex issue of end of life care. You may also find this article useful http://www.newyorker.com/magazine/2010/08/02/letting-go-2 IMO, it's just as important to discuss your wishes with family so that they know what you want, not what they think is best ...
by Minot
Sun Apr 16, 2017 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Why do you save?
Replies: 31
Views: 3020

Re: Why do you save?

I saved because I didn't want to have to worry about not having enough.

Now that I'm 80, I've concluded that I have somewhat more than enough, and have been loosening up on the spending a bit.
by Minot
Sat Apr 01, 2017 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 16147

Re: When do you plan to die?

VictoriaF wrote:I am planning to die on April 1st of the year when I run out of money.

Victoria
Badaboom!!
by Minot
Sat Apr 01, 2017 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: When do you plan to die?
Replies: 164
Views: 16147

Re: When do you plan to die?

I am now 67, happy and in good health. Ten to twelve years ago I spent a lot of time in nursing homes watching my parents and the other people there die slowly and miserably. I decided to make my own decision about when it was time to go, rather than just letting nature take it's course. My plan wa...
by Minot
Mon Mar 20, 2017 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Wife going back to school. What financial steps should I take?
Replies: 23
Views: 1814

Re: Wife going back to school. What financial steps should I take?

OP - your situation mirrors my own in almost every aspect. From our income levels and that of our spouses, to your situation regarding having kids, to your wife leaving a job she doesn't like and going back to school full time to expectedly double her income in the end doing something she enjoys, t...
by Minot
Sat Mar 11, 2017 12:15 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3732
Views: 1065609

Re: What Movie Have You Recently Watched?

.....
by Minot
Tue Feb 28, 2017 10:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard LifeStrategy in Taxable Account - exchange?
Replies: 5
Views: 1478

Re: Vanguard LifeStrategy in Taxable Account - exchange?

Hi All, New to Bogleheads and would appreciate some advice. My wife and I have been investing in the Vanguard LifeStrategy Moderate Growth fund in a taxable account for about a year and a half now with approximately $17k in the account currently. I have not taken any money out of the account since ...
by Minot
Tue Feb 21, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3330
Views: 1002627

Re: What Book Are You Currently Reading? Part VI

"The Overlook" by Michael Connelly - the 13th in the Harry Bosch series. I have been glued to this series since early January. All are outstanding, top notch reads. If you love police procedural, look no further. The TV series "Bosch" on Amazon Prime is also excellent. Titus Welliver does a brillia...
by Minot
Mon Feb 13, 2017 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with daughter's $100
Replies: 73
Views: 5770

Re: What to do with daughter's $100

The responses you've gotten so far have focused on what's good for your daughter's future. I've just looked at your previous posts, and I'm concerned about your future. You're over 50, you have a mortgage to pay off and considerable student loan debt. To what degree are you subsidizing your daughter...
by Minot
Mon Dec 12, 2016 12:35 pm
Forum: Investing - Theory, News & General
Topic: Bogle: ETF investors’ returns trailed by 1.6 percent over 12 months.
Replies: 13
Views: 1915

Re: Bogle: ETF investors’ returns trailed by 1.6 percent over 12 months.

The underlying Financial Times article, also written by Bogle, spells it out more clearly. Click on the 1st link (in the box under Top Stories on this Google page to get access to the article. Vanguard’s patented structure for ETFs — in which both its Tifs [traditional index funds] and ETFs are shar...
by Minot
Sat Dec 03, 2016 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: What value should my 401k be at age 54?
Replies: 21
Views: 4646

Re: What value should my 401k be at age 54?

Is this what you're looking for?
by Minot
Fri Nov 11, 2016 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: QCD Mechanics [Qualified Charitable Distribution]
Replies: 40
Views: 3723

Re: QCD Mechanics [Qualified Charitable Distribution]

For what it may or may not be worth: I have twice been told by Vanguard retirement specialists that writing my check on my IRA account to the charity is a valid QCD. Kiplinger's article agrees: "If you have check-writing privileges for your IRA, you can write a check to the charity." I've written h...
by Minot
Fri Nov 11, 2016 1:54 am
Forum: Personal Finance (Not Investing)
Topic: QCD Mechanics [Qualified Charitable Distribution]
Replies: 40
Views: 3723

Re: QCD Mechanics [Qualified Charitable Distribution]

For what it may or may not be worth: I have twice been told by Vanguard retirement specialists that writing my check on my IRA account to the charity is a valid QCD. Kiplinger's article agrees: "If you have check-writing privileges for your IRA, you can write a check to the charity." I've written ha...
by Minot
Wed Nov 09, 2016 11:19 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7350
Views: 1542802

Re: U.S. stocks in freefall

What freefall?