Search found 106 matches

by stargazer
Tue Feb 02, 2021 10:52 am
Forum: Personal Consumer Issues
Topic: Miles Davis Concert in Chicago (Early 70's): Date and Venue?
Replies: 9
Views: 876

Re: Miles Davis Concert in Chicago (Early 70's): Date and Venue?

To Skeet, OP here. Thank you for this. The April 1974 performance at the Auditorium Theatre in Chicago rings a bell. So happy that I saw Davis perform at that stage of his career. On a related note, Chicago was a great jazz city back in the day. The London House was a jazz club/supper club that feat...
by stargazer
Mon Feb 01, 2021 11:05 pm
Forum: Personal Consumer Issues
Topic: Miles Davis Concert in Chicago (Early 70's): Date and Venue?
Replies: 9
Views: 876

Miles Davis Concert in Chicago (Early 70's): Date and Venue?

In watching a Netflix film about Miles Davis , I was reminded that I had seen him and his band perform in Chicago sometime between 1969-1975. I believe that the venue was the Civic Theatre (aka, Civic Opera House) on Wacker Drive. I have searched the web for the exact date and place of this performa...
by stargazer
Thu Oct 15, 2020 10:55 am
Forum: Personal Consumer Issues
Topic: Recommendations for an ankle-high, lace-up shoe
Replies: 9
Views: 1035

Recommendations for an ankle-high, lace-up shoe

Am looking to buy an ankle-high, lace-up shoe, preferably an athletic shoe but a leather shoe would be OK as well. Must be able to accommodate a prescription foot orthotic (wide width). The image of the Converse Chuck Taylor All Star High Top Sneaker conjures up in my mind, but am looking for someth...
by stargazer
Wed Jul 29, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Use of Mobile Hotspot for Video Streaming
Replies: 5
Views: 490

Use of Mobile Hotspot for Video Streaming

Live in a remote area with one cable provider with expensive (monopolistic) Internet pricing. Have a basic, bare-bones cellphone package with minimum data usage. Am considering cutting the cord and using a mobile hotspot for Internet access, including video streaming. I mostly watch NFL games (so wh...
by stargazer
Fri Jun 26, 2020 8:13 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Mobile Hotspot
Replies: 4
Views: 323

Recommendations for Mobile Hotspot

I have AT&T cell phone service. Good reception in my home, but spotty reception as I drive about on errands, particularly with respect to data. Am primarily interested in connecting to an out-of-town classical music FM radio station via its app. A friend suggested that I buy a mobile hotspot (an...
by stargazer
Wed May 06, 2020 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Graph of how SS benefits can change with decreases in 2020 national wages for one born in 1960
Replies: 120
Views: 10320

Re: Graph of how SS benefits can change with decreases in 2020 national wages for one born in 1960

My spouse is 67 (born in 1952), and for the last 18 months has been collecting a SS benefit based on my work record (a restricted application for spousal benefits). She will file for benefits based on her own work record when she turns 70.

How will this affect her?

stargazer
by stargazer
Fri Apr 17, 2020 11:06 pm
Forum: Personal Consumer Issues
Topic: Growing Potatoes
Replies: 9
Views: 1051

Growing Potatoes

Commercially grown potatoes typically have very high pesticide residues. Much better to grow your own.

Some varieties have better blight resistance than others. Check with your state agricultural extension service for varieties recommended for your USDA zone.

stargazer
by stargazer
Mon Mar 30, 2020 6:12 pm
Forum: Personal Consumer Issues
Topic: Obtaining a Pennsylvania Birth Certificate After an Informal Name Change
Replies: 11
Views: 696

Re: Obtaining a Pennsylvania Birth Certificate After an Informal Name Change

As regards the so-called "smell test', when I applied for a SS card in the early 1960's, no proof of identity was required. Identity theft was not yet on anyone's radar. At that time I had already been using my non-birth first name. That SS card made it possible for me to use that same name on ...
by stargazer
Mon Mar 30, 2020 3:24 pm
Forum: Personal Consumer Issues
Topic: Obtaining a Pennsylvania Birth Certificate After an Informal Name Change
Replies: 11
Views: 696

Obtaining a Pennsylvania Birth Certificate After an Informal Name Change

Was born in Pennsylvania. Haven't lived there for some time. Many years ago I began using a different first name stemming from the ritual of a religious denomination I had joined (although no longer belong). The surname that I use has not changed since birth. I wish to emphasize that there was no ne...
by stargazer
Wed Feb 19, 2020 4:41 pm
Forum: Personal Consumer Issues
Topic: Aging Potential of 2003 Guigal Cotes du Rhone
Replies: 7
Views: 772

Aging Potential of 2003 Guigal Cotes du Rhone

Came across several bottles of 2003 Guigal Cotes du Rhone . The wine has been stored for 16 years in my unfinished crawl space. The bottles have been undisturbed, with no light exposure. The temperature would have ranged between 55-70 degrees F. My recollection is that this wine is not one that bene...
by stargazer
Wed Feb 19, 2020 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Paying "early" on mortgage may be unwise
Replies: 298
Views: 29376

Paying "early" on mortgage may be unwise

Paid off my 15-year mortgage in less than 12 years. One of the best decisions I ever made.
by stargazer
Tue Feb 11, 2020 7:41 pm
Forum: Personal Consumer Issues
Topic: Starbucks Drink Menu in Beijing
Replies: 5
Views: 939

Starbucks Drink Menu in Beijing

Saw a PBS story that had a video clip with a glimpse of a Starbucks cafe in Beijing.

Am curious. Is the Starbucks drink menu any different in Beijing than in the United States?
by stargazer
Mon Jan 13, 2020 9:40 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1411
Views: 83653

Re: What are you listening to now

The Brandenburg Concertos by JS Bach. These six pieces satisfy my aesthetic sensibilities like no other music, irrespective of genre.

stargazer
by stargazer
Wed Dec 11, 2019 3:54 pm
Forum: Personal Consumer Issues
Topic: Discount Card for Prescription Med: Eligibile or Not?
Replies: 13
Views: 766

Discount Card for Prescription Med: Eligibile or Not?

OP here. The wording that threw me off is "...not valid for any person eligible for reimbursement of prescriptions, in whole or in part..." Since the drug is not on the insurer's formulary, and I am not being reimbursed, I thought that I might be eligible for the discount card. stargazer
by stargazer
Wed Dec 11, 2019 3:09 pm
Forum: Personal Consumer Issues
Topic: Discount Card for Prescription Med: Eligibile or Not?
Replies: 13
Views: 766

Discount Card for Prescription Med: Eligibile or Not?

I have been prescribed a med that is not on my Medicare Part D prescription drug plan formulary. The drug is costly if paid entirely out-of-pocket (>$320.00/month). The manufacturer has a discount card available on its website with the following fine print (which I find opaque): "This offer is ...
by stargazer
Tue Nov 19, 2019 9:37 am
Forum: Investing - Theory, News & General
Topic: market went down in 2018, so why do people forget that
Replies: 48
Views: 5451

Re: market went down in 2018, so why do people forget that

I gauge my retirement investments (a 403 (b) account) by the end-of-year account balance that will determine my RMD for the following year. Even taking into account the different IRS divisor, my RMD for 2019 was less than my RMD for 2018.

stargazer
by stargazer
Mon Oct 07, 2019 1:27 pm
Forum: Personal Consumer Issues
Topic: Clarifying Broadcasting Rights for NFL Games
Replies: 4
Views: 626

Clarifying Broadcasting Rights for NFL Games

(Query is confined to NFL games @ 1:00 PM and 4:00 PM ET on Sundays. I understand that Sunday night games are carried on NBC, Monday night games are carried on ESPN, and Thursday night games are carried on the NFL Network). In previous years, it was easy enough to figure out which network would tele...
by stargazer
Sun Sep 15, 2019 5:57 pm
Forum: Personal Consumer Issues
Topic: Picture Quality of YouTube TV Signal vs. Cable TV Signal
Replies: 3
Views: 676

Picture Quality of YouTube TV Signal vs. Cable TV Signal

As per advice I received on another thread, I am using YouTube TV (via Apple TV) to stream Philadelphia Eagles games out of the team's local broadcast market. Last week's Eagles game was televised nationally, so I was able to compare the cable TV signal with the YouTube TV signal. The picture qualit...
by stargazer
Fri Sep 06, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: Ability to Stream NFL Games (Sundays, Mondays, Thursdays)
Replies: 38
Views: 4470

Ability to Stream NFL Games (Sundays, Mondays, Thursdays)

OP here. Thanks for the responses.

Is NFL Sunday Ticket available as a streaming-only option if one is not a DirectTV satellite subscriber?

stargazer
by stargazer
Tue Sep 03, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: Ability to Stream NFL Games (Sundays, Mondays, Thursdays)
Replies: 38
Views: 4470

Ability to Stream NFL Games (Sundays, Mondays, Thursdays)

Lifelong Philadelphia Eagles fan. I live outside of the broadcast area for the team's games. I have a basic cable TV package (channels 2 through 13). I wish to be able to stream all Eagles games, whether on Sundays, Mondays, or Thursdays. My understanding is that the NFL Sunday Ticket is restricted ...
by stargazer
Fri Aug 30, 2019 5:58 pm
Forum: Personal Consumer Issues
Topic: Several Questions re Microsoft Office 365
Replies: 9
Views: 1498

Several Questions re Microsoft Office 365

I have an older version (~2011) of Microsoft Office installed on my 2012 MacBook Pro. I use Excel extensively ( Word less so, Powerpoint hardly at all), but Excel loads slowly, and I often get error messages ( viz ., this version of Excel is not optimized to your device). Through my former education...
by stargazer
Mon Aug 19, 2019 4:44 pm
Forum: Personal Consumer Issues
Topic: Evaluation of Brave and Opera Web Browsers
Replies: 2
Views: 337

Evaluation of Brave and Opera Web Browsers

I am a Mac user. Am looking for alternatives to the Safari browser. Any ideas re the Brave browser? The Opera browser (with its VPN option)?

Speed, security, ad-blocking ability, and anonymity are important to me.

stargazer
by stargazer
Sun Aug 04, 2019 2:25 pm
Forum: Personal Consumer Issues
Topic: Point of Grammar/Proper Usage re Name of Organization
Replies: 12
Views: 1030

Point of Grammar/Proper Usage re Name of Organization

Am attempting to arrive at the correct name for an association of homeowners that I am trying to organize. Should it be (not the actual community I live in, but a good approximation): Cape May Property Owners Association. Or should it be: Cape May Property Owners' Association. If one uses the Major ...
by stargazer
Tue Jul 09, 2019 9:55 am
Forum: Personal Consumer Issues
Topic: Hair Conditioner Similar to Revlon Flex with Balsam
Replies: 1
Views: 328

Hair Conditioner Similar to Revlon Flex with Balsam

I swim laps in a chlorinated pool. I wear a cap at all times. For many years, I used Revlon Flex with balsam as an after-shampoo, rinse-out hair conditioner; however Revlon discontinued it some time ago. I have not found another product that I like as much. I would welcome any suggestions for an aft...
by stargazer
Thu May 16, 2019 8:50 pm
Forum: Personal Consumer Issues
Topic: About to Adopt an Ausiedor. What Should I Expect?
Replies: 4
Views: 614

About to Adopt an Ausiedor. What Should I Expect?

Am about to adopt a rescue Ausiedor (cross between an Australian Shepherd and a black Lab). She is about one year old, is housebroken, has been spayed, and seems in good health. The only dogs I have lived with for over 30 years are terriers. What should I expect in terms of her temperament? How will...
by stargazer
Tue Apr 23, 2019 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Underassessment by County Assessor
Replies: 29
Views: 2182

Re: Underassessment by County Assessor

OP here. megabad wrote: "Your post is somewhat confusing (and appears to have confused other responders). I assume you are claiming that your assessment is not accurate relative to the assessment of other houses, but you cannot prove this because you can only use sale prices to protest." T...
by stargazer
Tue Apr 23, 2019 1:18 am
Forum: Personal Finance (Not Investing)
Topic: Underassessment by County Assessor
Replies: 29
Views: 2182

Underassessment by County Assessor

Where I live, county/town/school taxes are based on home assessment. Full-value assessment is supposed to be the norm. In the past, when assessments were carried out accurately, it was easy enough to find comps (these must be based on recent sales figures ) to challenge my home's assessment. This ma...
by stargazer
Wed Feb 27, 2019 2:55 pm
Forum: Investing - Theory, News & General
Topic: After-Tax Alternative to TIAA Real Estate Account
Replies: 13
Views: 1694

After-Tax Alternative to TIAA Real Estate Account

As I take my RMDs in retirement, I am forced to liquidate shares that I hold in the TIAA Real Estate Account (QREARX). I use a portion of each RMD to pay my monthly expenses. I would like to use the remaining funds from each RMD to invest in an after-tax vehicle comparable to the TIAA Real Estate Ac...
by stargazer
Fri Dec 21, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: Making Large Purchases with Credit Card and Immediately Paying Off- Bad for Credit Score?
Replies: 44
Views: 4218

Re: Making Large Purchases with Credit Card and Immediately Paying Off- Bad for Credit Score?

A related question. The Citi-2%-cash-back-card posts the first 1% (1% of the dollar amount of the purchases) at the statement closing date, and the remaining 1% (1% of the dollar amount of the payment) at the next closing date. Would this be affected by the strategy described by the OP (multiple pay...
by stargazer
Wed Dec 19, 2018 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Standard Deduction for NYS Personal Income Tax Returns? (2018 Tax Year)
Replies: 2
Views: 345

Standard Deduction for NYS Personal Income Tax Returns? (2018 Tax Year)

Have been unable to find anything definitive online.

What will be the standard deduction for NYS personal income tax returns for the 2018 tax year? Also tax brackets. Married, filing jointly. Please provide link.

Thank you.
by stargazer
Mon Dec 03, 2018 9:00 pm
Forum: Personal Consumer Issues
Topic: Changing the By-laws of a Not-for-Profit to Incorporate Contemporary Usage
Replies: 8
Views: 669

Changing the By-laws of a Not-for-Profit to Incorporate Contemporary Usage

I am on the board of a not-for-profit community organization. Our organization was founded 90 years ago. Its constitution and by-laws were written in the usage common to 1929, using male nouns and pronouns (chairman/he/his/him) to refer to all members, irrespective of sex. The by-laws dictate that a...
by stargazer
Wed Nov 21, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: The Expert's Dilemma - How can I know I'm getting a good physician without being one myself?
Replies: 199
Views: 15295

Physician Credentials: Offshore vs. American Medical Schools

[Thread merged into here, see below (next page) --admin LadyGeek] At the risk of broaching a controversial topic (in the subforum of personal consumer issues)... In searching for a new physician, I take into account several factors: recommendations from other physicians, word-of-mouth from friends,...
by stargazer
Wed Nov 14, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: Dumb question about bedding and comforters
Replies: 20
Views: 1969

Dumb question about bedding and comforters

If you have cats who sleep on the bed, you will need a cover. I say this from experience, from having to remove cat hairs and the contents of cat stomach discharges from our comforters.
by stargazer
Sat Nov 10, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Quick Turnaround for Passport Applications (No Payment for Expedited Processing)
Replies: 18
Views: 1861

Quick Turnaround for Passport Applications (No Payment for Expedited Processing)

My wife and I mailed our passport application paperwork (both renewals) to the TX processing center on a Monday. We received our new passports via Priority Mail on Friday of the NEXT WEEK (11 days later). We did not pay anything extra for expedited processing. Is this the norm? I am very impressed b...
by stargazer
Mon Oct 29, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Is There a Market for Boy Scout Memorabilia? Order of the Arrow Patches
Replies: 2
Views: 458

Is There a Market for Boy Scout Memorabilia? Order of the Arrow Patches

In going through some long-forgotten boxes from my youth, I cam across some Boy Scout memorabilia. These items are uniform patches, from the 1960's and in mint condition. Most are from Unami Lodge ( Order of the Arrow lodge no. 1 ). Some of these were special-issue designs, with a limited number mad...
by stargazer
Tue Oct 02, 2018 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Initial Benefit Amount from a Restricted Application for Spousal Benefits
Replies: 1
Views: 273

Initial Benefit Amount from a Restricted Application for Spousal Benefits

I began collecting Social Security retirement benefits at age 70. My wife is 66 and will soon submit a Restricted Application for Spousal Benefits . If I had begun collecting retirement benefits at age 66 (my FRA), my initial benefit would have been $2200/month. With this information, is it possible...
by stargazer
Sat Sep 22, 2018 11:11 pm
Forum: Personal Finance (Not Investing)
Topic: Non-Filing of IRS Form 990: How to Rectify
Replies: 4
Views: 715

Non-Filing of IRS Form 990: How to Rectify

I recently was elected to the board of the association where our home is located. This association was incorporated as a not-for-profit, voluntary entity. Membership is optional to residents of the community, and provides for certain amenities (beach access) for those who choose to join. Income to t...
by stargazer
Wed Sep 19, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: Do Postal Regulations Allow Me to Learn the Identity of the Holder of a POB?
Replies: 6
Views: 1158

Do Postal Regulations Allow Me to Learn the Identity of the Holder of a POB?

Am trying to track down the chain-of-ownership of an Internet domain name. My search has brought me to a PO Box. I am uncertain of the identity of the holder of that PO Box. Do USPS regulations allow me to learn his/her name? If so, how do I go about this?

stargazer
by stargazer
Fri Sep 07, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Effectiveness of McAfee Anti-Virus Protection
Replies: 10
Views: 1006

Effectiveness of McAfee Anti-Virus Protection

I have McAfee anti-virus protection on my laptop courtesy of my ISP. I NEVER click on any links in my e-mail messages. Indeed, other than e-mail, I use my laptop EXCLUSIVELY to visit conventional news sites (WSJ, NYT, CNN, Bogleheads, etc.), to check my financial accounts online, and to maintain and...
by stargazer
Tue Aug 28, 2018 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)
Replies: 74
Views: 8104

How to Pass on Money Against My Sister's Wishes (Ethics and Finance)

OP here, I do appreciate all who have replied, but there is no consensus among the various posts. Furthermore, there is no clarity to be had by speaking either to my mother (long-deceased) or to my sister (suffering from dementia). In answer to several points raised: ) There is no formal trust, only...
by stargazer
Mon Aug 27, 2018 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)
Replies: 74
Views: 8104

How to Pass on Money Against My Sister's Wishes (Ethics and Finance)

Per vinviz: "And you’re John Smith?"

Yes, I am John Smith.

An additional clarification: My sister is currently living independently, with no reliance on Medicaid funding.

stargazer
by stargazer
Mon Aug 27, 2018 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)
Replies: 74
Views: 8104

How to Pass on Money Against My Sister's Wishes (Ethics and Finance)

To HEDGEFUNDIE:

As per my sister's wishes, the funds are held in a credit union account, titled John Smith ITF Susan Jones. Furthermore, at present only my sister and I have any knowledge of these funds.

stargazer
by stargazer
Mon Aug 27, 2018 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)
Replies: 74
Views: 8104

How to Pass on Money Against My Sister's Wishes (Ethics and Finance)

This query is as much about ethics as it is about finance. My late mother left some money that I hold for my sister in the event she ever has a personal need for it (health care, personal care, etc.). Had my sister received the money directly, her now-deceased husband would have grabbed it and used ...
by stargazer
Tue Jul 31, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Educator Pricing for WSJ Print Edition
Replies: 5
Views: 1398

Re: Educator Pricing for WSJ Print Edition

Thank you all. As always, very helpful advice from fellow Bogleheads.

stargazer
by stargazer
Tue Jul 31, 2018 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Educator Pricing for WSJ Print Edition
Replies: 5
Views: 1398

Re: Educator Pricing for WSJ Print Edition

Is that price available directly from the WSJ, or alternatively, is it available through a subscription service?

stargazer
by stargazer
Tue Jul 31, 2018 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Educator Pricing for WSJ Print Edition
Replies: 5
Views: 1398

Educator Pricing for WSJ Print Edition

For many years I have subscribed to the WSJ print edition through a subscription service that provided preferential pricing for educators (magazineline.com). However, this service no longer offers the WSJ. Can anyone suggest an alternative source for educator pricing? (The WSJ itself offers a discou...
by stargazer
Thu Jul 26, 2018 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: Preliminary Version of Revised Form 1040 Released by IRS
Replies: 10
Views: 1277

Preliminary Version of Revised Form 1040 Released by IRS

The IRS has posted a preliminary version of revised Form 1040, incorporating changes to make that form conform to recent changes in the tax law. Link: https://www.irs.gov/pub/irs-dft/f1040--dft.pdf. There is a 30-day period for the public to comment on this draft form. Have at it.

stargazer
by stargazer
Mon Jul 23, 2018 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: House appraisal by township for property tax
Replies: 13
Views: 1243

Re: House appraisal by township for property tax

I once allowed the assistant assessor into my house for an inspection. I told him that I intended to grieve my assessment based on several structural problems with the house. He did not dispute my claims, but told me that if I prevailed at the grievance hearing (conducted by a town assessment-review...
by stargazer
Sat Jul 21, 2018 5:53 pm
Forum: Personal Finance (Not Investing)
Topic: Mock-Up IRS Forms for 2018 Tax Year
Replies: 25
Views: 2194

Mock-Up IRS Forms for 2018 Tax Year

Given the changes in federal tax law that took effect in 2018, I am having trouble figuring out what my tax liability will be, and what my withholding should be. Can anyone refer me to a source of mock-up IRS forms into which I can plug numbers to get a ballpark idea of what I will owe?
by stargazer
Fri Apr 20, 2018 10:34 am
Forum: Personal Consumer Issues
Topic: Do US Postal Regulations Prohibit Me From Picking Up My Mail At The PO?
Replies: 12
Views: 1752

Do US Postal Regulations Prohibit Me From Picking Up My Mail At The PO?

Sometimes, in leaving home for an overnight trip, I will call my local post office and tell the personnel that I would like to pick up my mail at the PO rather than having it delivered to my home on that day. In most cases, no problem. However one postal clerk ( Ms. By-the-Book Postal Clerk ) routin...