Search found 134 matches

by Copper John
Fri Oct 13, 2017 8:15 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 4556

Re: Which Streaming Service/Live TV?

I am not criticizing people’s choices...to each their own.However,I am 65,just retired and I can afford Directv and want to watch what I want,simply,including all of my sports.I also have Netflix and Amazon Prime.My monthly cost is the same as one nice dinner out. When you look at the cost of going...
by Copper John
Thu Oct 12, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 4556

Re: Which Streaming Service/Live TV?

This article summarizes the streaming services by showing which devices work with each service, the channel availability for each service in a nice side by side table and the DVR capabilities of each service. Note the article does not rate the quality or reliability of the service nor does it point ...
by Copper John
Fri Oct 06, 2017 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone go 100% Ally or another online bank for all banking needs?
Replies: 61
Views: 5011

Re: Anyone go 100% Ally or another online bank for all banking needs?

I can't go 100% online since Ally doesn't do international wire anymore. I have $1500 checking account (minimum balance) with bank of america just to wire money internationally. And, to get their $120/yr free money on better balance rewards credit card. I also like the fact that I have free notary ...
by Copper John
Fri Sep 29, 2017 11:42 pm
Forum: Personal Consumer Issues
Topic: What will happen if I refuse to pay a medical bill?
Replies: 125
Views: 7407

Re: What will happen if I refuse to pay a medical bill?

Have you ever heard the story from each party as to why one thinks it is in the network and the other does not? I would think it would not be in the physician group's interest to blatantly lie to you on purpose to obtain a few hundred dollars in charges. Were they ever in this network? Was the physi...
by Copper John
Fri Sep 29, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: What will happen if I refuse to pay a medical bill?
Replies: 125
Views: 7407

Re: What will happen if I refuse to pay a medical bill?

The posters stating you should have contacted your insurance company may have a valid point and no doubt you will be doing that in the future, but I am with you on this docbrown. Lets say a physician is dealing with say 10-15 insurance companies and lets say on average they all have 3-5 varieties. T...
by Copper John
Mon Sep 25, 2017 9:22 pm
Forum: Personal Consumer Issues
Topic: Favorite small Colorado towns near great fishing?
Replies: 10
Views: 1317

Re: Favorite small Colorado towns near great fishing?

In the front range Lyons would provide you access to all the waters of RMNP without the mass of tourists in Estes Park. You would have the St.Vrain right there with easy access to Boulder Creek and South Boulder Creek 15-30 miles away. An hour and 1/2 drive would get you to the Poudre River near Ft....
by Copper John
Mon Sep 25, 2017 4:35 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Barefoot/Minimalist Running
Replies: 54
Views: 3769

Re: Thoughts on Barefoot/Minimalist Running

The move to minimalism is what made it possible for me to run. I'd tried for years always after being fitted for traditional high stack height/high drop shoes and would end up with severe knee pain after a few weeks or so. When I went minimalist I spent most of an entire year doing nothing but runn...
by Copper John
Sun Sep 24, 2017 8:09 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Barefoot/Minimalist Running
Replies: 54
Views: 3769

Re: Thoughts on Barefoot/Minimalist Running

I am a long distance runner that has been running for over 40 years. For about 32 of those years I averaged 40-80 mile weeks. I wore built up running shoes, ran with a heel strike stride, striking ahead of my core and with an almost straight leg strike. The injuries piled up over the years including...
by Copper John
Sun Sep 17, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 52
Views: 4234

Re: Buying nightguards (teeth grinding)

Bought one from the dentist. $300. Now I never wear it but should. Yes, it remains to be seen if a dentist made guard is comfortable enough to wear either. My dental hygienist strongly advised me not to give up after a couple nights. She said it might take a week or two to get used to wearing it at...
by Copper John
Sun Sep 17, 2017 5:30 pm
Forum: Personal Consumer Issues
Topic: Buying nightguards (teeth grinding)
Replies: 52
Views: 4234

Re: Buying nightguards (teeth grinding)

After buying several generic mouth guards that were never comfortable enough to wear I bought a laboratory made guard online. I bought mine in 2015 from an online company named "Pro Teeth Guard" for $160. My dentist quoted me over $400 at the time. The process involved using the putty they provided ...
by Copper John
Tue Sep 12, 2017 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Freezing Credit Report - Effect on Auto Insurance
Replies: 11
Views: 2960

Re: Freezing Credit Report - Effect on Auto Insurance

Thanks for the feedback guys. I wonder if your insurance companies may still have been able to to do soft credit inquiries even with a credit report freeze because they were businesses that you had a relation with? I did just look at my Experian credit report and I see my insurer State Farm does app...
by Copper John
Mon Sep 11, 2017 11:13 pm
Forum: Personal Finance (Not Investing)
Topic: Freezing Credit Report - Effect on Auto Insurance
Replies: 11
Views: 2960

Freezing Credit Report - Effect on Auto Insurance

I recently froze my credit file at all the credit reporting agencies after the Equifax fiasco. I have since read several reports from people who froze their credit reports in the past and had their auto insurance premiums increase. It seems their premiums were partly based upon their credit scores a...
by Copper John
Sun Sep 10, 2017 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: New Mobile Phone number - Now hounded by Collection Agencies
Replies: 38
Views: 3265

Re: New Mobile Phone number - Now hounded by Collection Agencies

On my Samsung S5 android phone I can go through the settings and enable the blocking mode and set it up so that only numbers on my contact list will ring and all others will go to voicemail. I think the ability to do this will vary on the Android operating system loaded and the manufacturer of the p...
by Copper John
Sun Sep 10, 2017 12:54 pm
Forum: Personal Consumer Issues
Topic: Consider freezing your credit
Replies: 66
Views: 9827

Re: Consider freezing your credit

HIinvestor wrote:
Sun Sep 10, 2017 4:41 am
Equifax charged me and H. Maybe it varies by state.
Yes it varies by state. I just froze mine at all the credit agencies without any charges. The Equifax website provides listing of fees by state:

https://help.equifax.com/s/article/ka13 ... n-my-state
by Copper John
Wed Aug 30, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Hulu w/ Live TV
Replies: 17
Views: 1485

Re: Hulu w/ Live TV

I have Playstation Vue and pay $45 plus $50 per month for internet service from Xfinity. I previously had Xfinity for TV and in comparing interface and reliability I would give Xfinity the edge, but this edge was not sufficient enough for me to pay the price differential as my Xfinity internet & TV...
by Copper John
Wed Aug 30, 2017 1:50 pm
Forum: Personal Consumer Issues
Topic: Hulu w/ Live TV
Replies: 17
Views: 1485

Re: Hulu w/ Live TV

Those of you who are big sports fans and have one of these packages how much is your combined internet and cable bill per month? I assume that if you are a big sports fan that you have one of the larger packages. Hulu TV seems to hit just about all of my needs. Also, is there any compromise in the ...
by Copper John
Tue Aug 29, 2017 10:10 pm
Forum: Personal Consumer Issues
Topic: Hulu w/ Live TV
Replies: 17
Views: 1485

Re: Hulu w/ Live TV

Youtube TV - $35 Has all the local networks but is only available in limited number of cities Major spots networks NOT in this option - MLB Network, NFL Network, Golf Network, ESPN News, Big 10 Network, NBC Sports Network, Pac 12 Network, NBA TV I'm a YouTube TV subscriber. The Golf Network, Big 10...
by Copper John
Tue Aug 29, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: Hulu w/ Live TV
Replies: 17
Views: 1485

Re: Hulu w/ Live TV

From purely a sports perspective Hulu, Sling and Playstation Vue all offer a large amount of sports coverage with Youtube TV lagging behind. A brief summary from looking at their web listings. Hulu - $40 Local networks (ABC, NBC, CBS, FOX) - Availability will vary by market Major Sports Networks NO...
by Copper John
Wed Aug 23, 2017 12:06 am
Forum: Personal Consumer Issues
Topic: DirecTV vs. Dish vs. Cable
Replies: 21
Views: 1717

Re: DirecTV vs. Dish vs. Cable

I personally have been with DirecTV for a long time and have been happy with them. I find the service to be good and they're always willing to work with me when I try to get discounts or lower the price. In fact, I just called them a couple of weeks ago b/c my rates had gone up after some old disco...
by Copper John
Tue Aug 22, 2017 11:35 pm
Forum: Personal Consumer Issues
Topic: Google vs Bing for headline news
Replies: 3
Views: 546

Re: Google vs Bing for headline news

Yes you can get many more news sources than that in Google News. In the top left corner there is an icon with 3 lines. This is the menu link. Clicking this should cause the item "manage sections" to appear in the left bottom corner. Click this and a variety of settings appear including "sources". Cl...
by Copper John
Thu Aug 17, 2017 10:25 pm
Forum: Personal Consumer Issues
Topic: Live TV internet streaming - 30 vs 60 fps
Replies: 10
Views: 1286

Re: Live TV internet streaming - 30 vs 60 fps

I have Playstation Vue with the Amazon Fire TV Box with a direct ethernet cable connection from my Fire TV unit to my router. I am watching sports about 75% of the time and I have not experienced any lag in the movements of the players while viewing the sporting events nor any lag in the guide loadi...
by Copper John
Sat Aug 12, 2017 11:46 am
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 67
Views: 7194

Re: Xfinity Mobile

This has the added advantage of increasing the potential opportunities for me to interact with Comcast customer service. :oops: Seriously, given how notorious Comcast is for billing mistakes with TV and internet equipment, I would keep meticulous records about phone purchases and payments. Also, ch...
by Copper John
Wed Aug 09, 2017 4:59 pm
Forum: Personal Consumer Issues
Topic: 2017’s Best & Worst States for Health Care
Replies: 15
Views: 2177

Re: 2017’s Best & Worst States for Health Care

Outcome measures attributed strictly to healthcare quality and access are very difficult to obtain at the micro level level let alone on a state level. Being able to obtain adequate risk adjustment data is extremely difficult and costly to obtain. For example , in this study the top 4 outcome states...
by Copper John
Wed Jul 19, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: Medical Coverage Outside US
Replies: 45
Views: 3412

Re: Medical Coverage Outside US

You are NOT covered in Canada with only a few exceptions: https://www.medicare.gov/coverage/travel-need-health-care-outside-us.html Consider this scenario which happened to a friend of mine on Medicare. Fly Fishing out of the country and he fractured his ankle and it required rod placement. Incurred...
by Copper John
Mon Jun 26, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: Television Provider Options 2017
Replies: 24
Views: 1653

Re: Television Provider Options 2017

Thanks for the Youtube update Frugal Investor. Interesting on the Fox regional sports networks. I think the ones I see on the $45 tier are different than the Fox Regional sports networks as they are only college sport networks. For Denver at $45 they show Fox College Sports Atlantic, Fox College Spo...
by Copper John
Mon Jun 26, 2017 9:30 pm
Forum: Personal Consumer Issues
Topic: Television Provider Options 2017
Replies: 24
Views: 1653

Re: Television Provider Options 2017

- Fox Sports Go App - This would get you the Fox NFC games broadcast in your area. You would have to provide your TV provider password to be able to access the app. Playstation is listed as an acceptable TV provider for this app. Not sure about Sling or the new Direct TV streaming service. In many ...
by Copper John
Mon Jun 26, 2017 7:26 pm
Forum: Personal Consumer Issues
Topic: Television Provider Options 2017
Replies: 24
Views: 1653

Re: Television Provider Options 2017

I have the Playstation Vue streaming $35 package. I access this from my TV through an Amazon Fire box. This is what you would get for your needs: BBC - Included ESPN - Included as well as ESPN2, EPSNU and ESPN news Packers - As previously posted to get all the Packers games you would have to get the...
by Copper John
Sun Jun 25, 2017 6:44 pm
Forum: Personal Consumer Issues
Topic: [Can I move data from Microsoft to Mac with new computer?]
Replies: 13
Views: 856

Re: [Can I move data from Microsoft to Mac with new computer?]

I was tired of spending hours trying to get various programs and operating system functions to work with every Windows update and I made the move a couple of years ago. If I recall Apple offered a utility upon firing up the Mac to do this, but I did not use it. I simply copied all of my documents in...
by Copper John
Thu Jun 22, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: Google Fi? pros/cons? anyone using it?
Replies: 53
Views: 5014

Re: Google Fi? pros/cons? anyone using it?

Thanks for all the input. Its to the point where there are so many companies, so many plans so many 'deals' (with hidden fine print).....seems like it used to be much simpler to get a phone and a plan. And, "Buying" a phone for $400+ is absurd (to me) but is about where it leaves most of us every f...
by Copper John
Mon Jun 19, 2017 5:38 pm
Forum: Personal Consumer Issues
Topic: For Sale By Owner HOUSE- Advice Please
Replies: 26
Views: 3364

Re: For Sale By Owner HOUSE- Advice Please

Different states require different things. For example some require an attorney for every closing. Become familiar with what your state requires. I did a FSBO without even listing my house a few years ago. There were generic forms on the internet for my state (contract, disclosures, etc.) I believe...
by Copper John
Sun Jun 18, 2017 9:18 pm
Forum: Personal Consumer Issues
Topic: State Farm to Geico
Replies: 13
Views: 1418

Re: State Farm to Geico

I have SF for my auto (2014 Forester XT), condo and $1M umbrella. Just went through this exercise with GEICO online to see how they compare. I matched my current coverages with GEICO. 12 month Coverage SF Auto $1,200 Condo $194 $1M Umbrella $119 Total $1,513 GEICO Auto $710 Condo $840* $1M Umbrella ...
by Copper John
Fri Jun 16, 2017 11:19 am
Forum: Personal Consumer Issues
Topic: Who mixes android and iOS
Replies: 24
Views: 1421

Re: Who mixes android and iOS

Desktop - Long time PC user and recently switched to IMac. Love it and can not ever see going back to a Windows PC Phone - Have always had an android and not compelled to switch to Iphone. I have not any issues in integrating gmail, calendar, chrome bookmarks etc with my IMac. Big plus is I can use ...
by Copper John
Mon Jun 12, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: Vue/Sling tv users--what do you miss?
Replies: 43
Views: 3150

Re: Vue/Sling tv users--what do you miss?

You can get CBS (and any other local broadcast stations) for free just by hooking up an appropriate antenna to your TV. Highly dependent on location. In my neck of the woods, the only "local" station we can pull in is FOX and it is 80 miles away and with a large external antenna! Yes I am in the sa...
by Copper John
Sun Jun 11, 2017 7:08 pm
Forum: Personal Consumer Issues
Topic: Vue/Sling tv users--what do you miss?
Replies: 43
Views: 3150

Re: Vue/Sling tv users--what do you miss?

I recently switched from the very slick X1 platform on Xfinity to Play Station VUE. For me the pluses fare outweigh the negatives and I would do it again in a heartbeat. But to answer your questions as to things I miss: 1) Local sports channel - I live in the Denver area and I do not get the local c...
by Copper John
Sun Jun 11, 2017 6:33 pm
Forum: Personal Consumer Issues
Topic: AAA Cost
Replies: 85
Views: 7584

Re: AAA Cost

AAA Plus $127/year Colorado Note in comparing this plan to plans generally offered by auto insurers for a few bucks year you are comparing apples and oranges. AAA plus will tow you to where ever you want up to 100 miles. Not the case for example with my State Farm insurance plan for $5/year. The SF ...
by Copper John
Fri Jun 09, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 67
Views: 7194

Re: Xfinity Mobile

Okay in my comparison you can get a newer high end phone for about the same monthly price as I clearly stated or as you stated you could get an "equivalent" LG phone for $20 a month cheaper. In my personal analysis I used the higher priced Samsung phone as I would want to stay within the Samsung lin...
by Copper John
Fri Jun 09, 2017 7:14 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile
Replies: 67
Views: 7194

Re: Xfinity Mobile

I have Xfinity for my internet service and recently dumped their cable TV service. I looked at their offer and compared it to my current cell plan over a period of 24 months using 1GB of data. The monthly cost came out very close. The edge on the surface would go to Xfinity as in this plan as I woul...
by Copper John
Tue May 23, 2017 11:20 am
Forum: Personal Consumer Issues
Topic: Need advice from FF miles experts
Replies: 25
Views: 2442

Re: Need advice from FF miles experts

Their real value is always what is worth to you. I calculate their dollar value by dividing the miles by the price of what (fare, etc.) I purchase at the time I make the purchase. For me, I've almost always found that the highest value uses for FF miles are: (1) Long-haul (intercontinental) flights...
by Copper John
Fri May 12, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Yellowstone Itinerary
Replies: 31
Views: 2094

Re: Yellowstone Itinerary

Yellowstone is not an area that you normally need a guide, but if optimizing a chance to see wolves is high on your list you may want to look into getting a guide for a day. Wolves are normally very wary of humans and success in spotting them will require a combination of knowledge, luck and the rig...
by Copper John
Sun May 07, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: Switching Auto Insurance, need advice on Roadside assistant
Replies: 35
Views: 2580

Re: Switching Auto Insurance, need advice on Roadside assistant

As one of the prior posters stated, roadside assistance is a convenience that I am willing to pay for and not a classic self insurance situation where for the amounts involved I would normally self-insure. The free roadside assistance plan for my 3 year old Suburu has just expired and I have chosen ...
by Copper John
Sun May 07, 2017 2:50 pm
Forum: Personal Consumer Issues
Topic: United Mileage Plus CC - worth it?
Replies: 25
Views: 2089

Re: United Mileage Plus CC - worth it?

I have it and have used it as my main card for a number of years. Every few years I will augment it with a 2nd card to gain additional miles/points. For example ,I just obtained the Chase Ink Business card that offered 80K points if you spend $5K within 3 months. These points can be transferred to ...
by Copper John
Sun May 07, 2017 2:04 pm
Forum: Personal Consumer Issues
Topic: United Mileage Plus CC - worth it?
Replies: 25
Views: 2089

Re: United Mileage Plus CC - worth it?

I have it and have used it as my main card for a number of years. Every few years I will augment it with a 2nd card to gain additional miles/points. For example ,I just obtained the Chase Ink Business card that offered 80K points if you spend $5K within 3 months. These points can be transferred to a...
by Copper John
Sun Apr 23, 2017 6:15 pm
Forum: Personal Consumer Issues
Topic: Considering Michelin Premier A/S tires for my Honda Accord. Any thoughts?
Replies: 33
Views: 20400

Re: Considering Michelin Premier A/S tires for my Honda Accord. Any thoughts?

I waited for the Michelin sale at Costco to buy a set of four Premier A/S tires for my 2014 Subaru Forester XT, which has 18 inch wheels. When the sale came, the Costco coupon booklet had a disclaimer: not all models or sizes. Well, my tires size did not qualify for the $70 discount. I bought the t...
by Copper John
Mon Apr 10, 2017 6:41 pm
Forum: Personal Consumer Issues
Topic: Combatting mosquitoes traveling in S. America
Replies: 39
Views: 2551

Re: Combatting mosquitoes traveling in S. America

You will want to get a permethrin-treated mosquito net - if they aren't providing any for you (which they commonly do in that part of the world) you can buy one from a camping store - sea to summit makes a lightweight versatile one but there are plenty out there. You can also light a repelling coil...
by Copper John
Fri Apr 07, 2017 12:21 pm
Forum: Personal Consumer Issues
Topic: I cut the cord a couple years back but think I'm going back to cable
Replies: 47
Views: 8123

Re: I cut the cord a couple years back but think I'm going back to cable

Just note on one of the popular baseball forums I read several users posted that their MLB subscriptions were canceled by MLB after they used VPNs to avoid blackouts for breaking MLBS TOS. I have no idea on the specifics as I know many people use VPNs and proxies seem to have success. One poster pos...
by Copper John
Sun Apr 02, 2017 10:12 pm
Forum: Personal Consumer Issues
Topic: Google Voice as secondary number: pros & cons
Replies: 19
Views: 2627

Re: Google Voice as secondary number: pros & cons

I have used my Google Voice number as a "decoy" number as you describe in your post for years. You have the ability to set it up with a "do not disturb" function and with that turned on calls will not ring your phone and instead go to voice mail. You will get an email with a tran...
by Copper John
Fri Mar 03, 2017 1:39 pm
Forum: Personal Consumer Issues
Topic: Cable and Internet
Replies: 54
Views: 7492

Re: Cable and Internet

Looking at the announcement closely it sure seems like this does include the Cubs for Chicago area residents:

http://blog.sling.com/announcements/the ... ening-day/
by Copper John
Fri Mar 03, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: Cable and Internet
Replies: 54
Views: 7492

Re: Cable and Internet

Sling has just announced it will carry CSN Chicago in the Chicago area beginning April 2nd so that will give you access to the Cubs games in Chicago: Per the Sling website: "Today I’m happy to share that sports fans in the California, Bay Area, Chicago and Mid-Atlantic markets will have access ...
by Copper John
Tue Feb 14, 2017 1:00 pm
Forum: Personal Consumer Issues
Topic: Cable and Internet
Replies: 54
Views: 7492

Re: Cable and Internet

You are right Lindrobe that Directv Now is offering Comcast Sportsnet. I had no idea. But there appears to be a major catch. Looking at the Directv Now channel line up on their website it looks like CSN offerings vary greatly by zipcode. The zipcodes they show for Illinois that offer CSN are all do...
by Copper John
Mon Feb 13, 2017 8:37 pm
Forum: Personal Consumer Issues
Topic: Cable and Internet
Replies: 54
Views: 7492

Re: Cable and Internet

Copper John, I am a huge Cub fan too. If it wasn't for CSN not available on any of the streaming apps, switching right now wouldn't be a problem. I tend to watch at least 5 games a week when the season is in full swing. Maybe I can just stream on their website and use a friend's password to watch. ...