Search found 7691 matches

by stoptothink
Sun Jul 05, 2020 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Manager vs. Direct report salary issues
Replies: 125
Views: 7341

Re: Manager vs. Direct report salary issues

What does your salary have to do with annual merit increases and other off cycle increases of your reports in the first place? The only outcome may be envy and grudge and frustration. My point is that ALL managers know their salary and the salary of their direct reports. I know, but don't compare y...
by stoptothink
Sun Jul 05, 2020 7:50 pm
Forum: Personal Consumer Issues
Topic: My parents want me to buy them a car... should I?
Replies: 33
Views: 1872

Re: My parents want me to buy them a car... should I?

Actually been in a similar situation with in-laws, we ended up giving them our 2nd vehicle. We have since learned that saying no is really hard the first time, but it gets much easier. At this point, it's really really easy.
by stoptothink
Sun Jul 05, 2020 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Which College degrees are worthwhile?
Replies: 159
Views: 9507

Re: Which College degrees are worthwhile?

This is the best all weather college degree Rhetoric : https://rhetoric.berkeley.edu That department focus seems to be totally different than most "rhetoric" programs I am familiar with. My former editor is currently getting her PhD in rhetoric and composition at the University of Utah https://writ...
by stoptothink
Sun Jul 05, 2020 6:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5552
Views: 1359584

Re: What Movie Have You Recently Watched?

Uncut Gems , on Netflix. ... You were lead on by the main character doing things that you wouldn't expect. I almost turned it off several times, but I stuck through to the end. You’re a tougher person than I am. I found the frenetic pace and anxiety too contagious for my sensibilities. Turned it of...
by stoptothink
Sun Jul 05, 2020 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 454
Views: 40087

Re: College in fall

This. The unfortunate reality is, in this current environment, the chances of a young adult doing anything productive with a gap year are very slim. In most situations , at this time, that's the last thing I would recommend a young college student to do right now. How about a gap year doing public ...
by stoptothink
Sun Jul 05, 2020 10:47 am
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 571
Views: 147878

Re: Pull-ups and Push-ups

Herschel Walker, the greatest college running back in history, only did bodyweight exercises. His family couldn’t afford weights so he worked with what he had. I have only done body weight exercises for years. I can do 15 pull-ups 10 arm push-ups with my hand behind my back. Body weight exercises h...
by stoptothink
Sun Jul 05, 2020 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Which College degrees are worthwhile?
Replies: 159
Views: 9507

Re: Which College degrees are worthwhile?

This is the best all weather college degree Rhetoric : https://rhetoric.berkeley.edu That department focus seems to be totally different than most "rhetoric" programs I am familiar with. My former editor is currently getting her PhD in rhetoric and composition at the University of Utah https://writ...
by stoptothink
Sun Jul 05, 2020 8:54 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 454
Views: 40087

Re: College in fall

A gap year isn't in the cards? There is a Russian phraseologism that perfectly describes taking a gap year under the current circumstances: "waiting for the weather by the sea". Yeah, this is a thing I don't understand. I generally think a gap year is a GREAT idea for a college-bound student, and l...
by stoptothink
Sun Jul 05, 2020 8:49 am
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 571
Views: 147878

Re: Pull-ups and Push-ups

Herschel Walker, the greatest college running back in history, only did bodyweight exercises. His family couldn’t afford weights so he worked with what he had. I have only done body weight exercises for years. I can do 15 pull-ups 10 arm push-ups with my hand behind my back. Body weight exercises h...
by stoptothink
Sat Jul 04, 2020 11:18 am
Forum: Personal Finance (Not Investing)
Topic: Manager vs. Direct report salary issues
Replies: 125
Views: 7341

Re: Manager vs. Direct report salary issues

Good managers know that they are expected to learn how to be managers, that is, take training on leading and motivating people, organizational dynamics, company policy, labor laws, valuing contributions, etc. The worst managers are those who were the "best" IC specialists who were then promoted to ...
by stoptothink
Sat Jul 04, 2020 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 132
Views: 10924

Re: Hopeless Civil Engineer

An engineering degree teaches one how to learn quickly, how to structure thinking and opens a lot of possibilities. Not to mention that an engineer will by definition be very good in math. I have a BSEC and ended up in corporate finance/investment management after getting an MBA. I could also have ...
by stoptothink
Sat Jul 04, 2020 10:48 am
Forum: Personal Finance (Not Investing)
Topic: What to do with all this MONEY ?
Replies: 143
Views: 12986

Re: What to do with all this MONEY ?

Regarding inheritances, I'm not expecting any. Right now I'm supporting my MIL, who'll soon need assisted living. So trying to figure out how to budget/pay for that. Meanwhile, my parents are running out of money and are hinting at financial support. I'm trying to stave that off because I just don'...
by stoptothink
Sat Jul 04, 2020 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Manager vs. Direct report salary issues
Replies: 125
Views: 7341

Re: Manager vs. Direct report salary issues

I've been in both situations. Once where I was promoted to director and now overseeing 14 employees (my former co-workers), 2 of which I found out were making more than me. It was not because they were important or exceptional (they were actually the least productive), but hired by a friend (the for...
by stoptothink
Fri Jul 03, 2020 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: What to do with all this MONEY ?
Replies: 143
Views: 12986

Re: What to do with all this MONEY ?

You have that much money and consider giving one month’s extra pay to your yard guy and cleaning lady “generous”? You should double their pay immediately and then give them six month’s extra pay at Christmas. That money will do them infinitely more good than it is doing for you. The judgment in thi...
by stoptothink
Fri Jul 03, 2020 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Signed a new job contract - realized I could have get a higher salary
Replies: 74
Views: 7286

Re: Signed a new job contract - realized I could have get a higher salary

So it was really the only job offer I didn't want to risk losing with gambling on salary. You do not need to worry about losing an offer by asking for more. I can't emphasize that enough. They may say no, so don't frame it as an ultimatum unless you're actually willing to walk away, but there's abs...
by stoptothink
Fri Jul 03, 2020 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Signed a new job contract - realized I could have get a higher salary
Replies: 74
Views: 7286

Re: Signed a new job contract - realized I could have get a higher salary

(I actually lied in my interviews and said it's 100k instead of 85k). What they can do may vary by state but that could come back and bite you if they do a background check on you. How would a background check reveal your salary history? I don't condone lying, but I'd love to know (as someone who d...
by stoptothink
Fri Jul 03, 2020 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Share your budget
Replies: 92
Views: 4477

Re: Share your budget

OP, I will use your format. Household Situation: single income, 1 kid (I’m a teacher and my wife is a stay-at-home parent; we work a combined 30 hours per week on average) Residence Area: VHCOL (Bay Area) Residence: House value is $850k and we owe $345k on it (4 bedroom/4 bathroom townhouse, 2150 s...
by stoptothink
Fri Jul 03, 2020 11:35 am
Forum: Personal Finance (Not Investing)
Topic: Which College degrees are worthwhile?
Replies: 159
Views: 9507

Re: Which College degrees are worthwhile?

Somewhere up in the replies, it was noted that your working life is a marathon, not a sprint. So, you've really got to like running (or whatever the activity of the field is). If you don't find writing code enjoyable, you probably shouldn't sign up to be a programmer because it's a hot field. I sta...
by stoptothink
Fri Jul 03, 2020 10:48 am
Forum: Personal Finance (Not Investing)
Topic: 529 fairness?
Replies: 42
Views: 3277

Re: 529 fairness?

It seems that you are having a hard time affording kid no. 2, but already planning on no. 3? Title of your post is "fairness"...are you being fair by loading them with debt to pay for college? Another one of these posts. The child actually does have some influence on how much their (future) educati...
by stoptothink
Fri Jul 03, 2020 10:20 am
Forum: Personal Consumer Issues
Topic: Buying house without realtors
Replies: 78
Views: 4147

Re: Buying house without realtors

Sorry if it's a dumb question but - how would one go about finding properties for sale not through a realtor? Looking at Zillow, Redfin, etc. 99% of the listings are posted by realtors. We found our home, which was FSBO, on the "for sale" page of a local newspaper site https://homes.ksl.com/. I bel...
by stoptothink
Fri Jul 03, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 571
Views: 147878

Re: Pull-ups and Push-ups

Herschel Walker, the greatest college running back in history, only did bodyweight exercises. His family couldn’t afford weights so he worked with what he had. I have only done body weight exercises for years. I can do 15 pull-ups 10 arm push-ups with my hand behind my back. Body weight exercises h...
by stoptothink
Fri Jul 03, 2020 8:27 am
Forum: Personal Finance (Not Investing)
Topic: Which College degrees are worthwhile?
Replies: 159
Views: 9507

Re: Which College degrees are worthwhile?

Somewhere up in the replies, it was noted that your working life is a marathon, not a sprint. So, you've really got to like running (or whatever the activity of the field is). If you don't find writing code enjoyable, you probably shouldn't sign up to be a programmer because it's a hot field. I sta...
by stoptothink
Thu Jul 02, 2020 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Share your budget
Replies: 92
Views: 4477

Re: Share your budget

You spend on a babysitter and Housekeeper that nearly matches what we spend on everything for the year. I see. You have kids ? Is it possible for you to elaborate on your situation ? I would love to learn from you. Thanks We're in the same boat; 2 kids and your spend on "other" is quite a bit more ...
by stoptothink
Thu Jul 02, 2020 5:10 pm
Forum: Personal Consumer Issues
Topic: Really hard to avoid "Keeping up with the Joneses"!
Replies: 313
Views: 31919

Re: Really hard to avoid "Keeping up with the Joneses"!

Seems like there are just as many people who like to brag about being thrifty here as there are folks who like to brag about having stuff. At the heart of both is the desire to feel superior to someone else... Definitely. But peoples lifestyles choices do end up having victims. Namely every us city...
by stoptothink
Thu Jul 02, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 571
Views: 147878

Re: Pull-ups and Push-ups

Herschel Walker, the greatest college running back in history, only did bodyweight exercises. His family couldn’t afford weights so he worked with what he had. I have only done body weight exercises for years. I can do 15 pull-ups 10 arm push-ups with my hand behind my back. Body weight exercises h...
by stoptothink
Thu Jul 02, 2020 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 132
Views: 10924

Re: Hopeless Civil Engineer

I never used the s... or f... words in an interview in my life. When I was looking for software jobs about a decade ago with a MS in EE, I had a hard time getting to any tech interviews. It seemed they were looking for people with CS degrees + software internships. Writing C/C++ code was easy. Gett...
by stoptothink
Thu Jul 02, 2020 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 132
Views: 10924

Re: Hopeless Civil Engineer

I never used the s... or f... words in an interview in my life. When I was looking for software jobs about a decade ago with a MS in EE, I had a hard time getting to any tech interviews. It seemed they were looking for people with CS degrees + software internships. Writing C/C++ code was easy. Gett...
by stoptothink
Thu Jul 02, 2020 8:36 am
Forum: Investing - Theory, News & General
Topic: Almost (but not quite) another COVID spending thread
Replies: 31
Views: 2854

Re: Almost (but not quite) another COVID spending thread

This one is about saving. I was browsing through an old post, and found a link to this chart . This really blows my mind: the personal saving rate in the US spiked even more dramatically than unemployment. As one of the ones whose spending dropped by 30%, I see how it can happen. But in combination...
by stoptothink
Thu Jul 02, 2020 8:17 am
Forum: Personal Consumer Issues
Topic: Thought about buying a small motor home, but the market is crazy
Replies: 75
Views: 4874

Re: Thought about buying a small motor home, but the market is crazy

I know the price to rent one has gone through the roof. We rented one (class B) last summer for a week-long trip from an old friend. We considered it again for a trip this August, but she's now charging almost 3x what she was last year. We're going to take the car.
by stoptothink
Wed Jul 01, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 42
Views: 3764

Re: Device for men's haircuts

fundseeker wrote:
Wed Jul 01, 2020 7:18 pm
Would someone share how they clean up their cut hair? Thanks!
With a broom. Haven't paid for a haircut in nearly 25 years, never thought of this as a significant hassle.
by stoptothink
Wed Jul 01, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: Renting an RV for the first time. Any advice?
Replies: 53
Views: 3339

Re: Renting an RV for the first time. Any advice?

Sounds like you want the RV experience, but luxury and space. This. My wife wants to do a cross-country road trip, but she doesn't want to go camping. I said at the beginning that I'm aware that this route is expensive. The driver would stay at a hotel whenever we stop for the night. I'm cringing t...
by stoptothink
Wed Jul 01, 2020 3:22 pm
Forum: Personal Consumer Issues
Topic: FYI - Disney+
Replies: 34
Views: 4806

Re: FYI - Disney+

We got the deal (3yrs for $150), but it is not worth it for us. Even with two young kids, there is so little content that my kids don't really bother to go to it when the TV is turned on. They defer to Netflix/Hulu instead. I don't see us renewing when the 3yrs is up, and I have less than zero inte...
by stoptothink
Wed Jul 01, 2020 3:14 pm
Forum: Personal Consumer Issues
Topic: Buying house without realtors
Replies: 78
Views: 4147

Re: Buying house without realtors

I personally would never do this. As a buyer, you don't pay the 6%, the seller does. There is no financial cost to you as a buyer for using a realtor. We bought a home two and a half years ago that seemed simple from the outset. By the time it was done, our realtor, who we've used before and think ...
by stoptothink
Wed Jul 01, 2020 12:50 pm
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1493

Re: Seeking input on type of family car to purchase and whether to buy new or used

I was very interested in the VW Golf Sportwagen, but learned that VW cars are built to last for 100k miles while the Japanese manufacturers are built to go 200k+. That's a very definitive generalization. Would love to see some sort of evidence that it's true. Who knows how accurate this is, but it'...
by stoptothink
Wed Jul 01, 2020 12:40 pm
Forum: Personal Consumer Issues
Topic: FYI - Disney+
Replies: 34
Views: 4806

Re: FYI - Disney+

I have caught up on the whole Star Wars series, as well. Disney+ also includes National Geographic and DH is enjoying the Marvel movies, in supposed chronological order. With Britbox, I paid for the whole year to bring down the monthly costs, but with Disney, I don't think we will keep it even clos...
by stoptothink
Wed Jul 01, 2020 12:35 pm
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1493

Re: Seeking input on type of family car to purchase and whether to buy new or used

We are a family of four, our kids are 9 months and 7 years old. You may not realize it now, but as your oldest gets older, there is a good chance that one of the parents will end up invited to carpool duty for your kids clubs, teams, etc. In our neighborhood, parents with five passenger vehicles we...
by stoptothink
Wed Jul 01, 2020 12:16 pm
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1493

Re: Seeking input on type of family car to purchase and whether to buy new or used

bucky6225 wrote:
Wed Jul 01, 2020 9:34 am
I was very interested in the VW Golf Sportwagen, but learned that VW cars are built to last for 100k miles while the Japanese manufacturers are built to go 200k+.
That's a very definitive generalization. Would love to see some sort of evidence that it's true.
by stoptothink
Wed Jul 01, 2020 12:03 pm
Forum: Personal Consumer Issues
Topic: Renting an RV for the first time. Any advice?
Replies: 53
Views: 3339

Re: Renting an RV for the first time. Any advice?

I don't think many of us can relate to having a driver, but maybe it will work for you. I think it's really more practical for "destination" RVing than for "touring" where you are moving every day or nearly every day. I did know someone who had a driver take his motorcoach to a campground, then wou...
by stoptothink
Wed Jul 01, 2020 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Sanity Check: Career Gap Year
Replies: 40
Views: 2443

Re: Sanity Check: Career Gap Year

I'd like to see an accounting of living off of $40k a year. I also have no payments of any type and no mortgage and have tallied my expenses to be more like $60k. Family of 4 and we did ~$45k last year; with a mortgage, wife in school, and 1 in childcare. We're probably looking at <$30k this year (...
by stoptothink
Wed Jul 01, 2020 10:44 am
Forum: Personal Finance (Not Investing)
Topic: Sanity Check: Career Gap Year
Replies: 40
Views: 2443

Re: Sanity Check: Career Gap Year

I'd like to see an accounting of living off of $40k a year. I also have no payments of any type and no mortgage and have tallied my expenses to be more like $60k. Family of 4 and we did ~$45k last year; with a mortgage, wife in school, and 1 in childcare. We're probably looking at <$30k this year (...
by stoptothink
Wed Jul 01, 2020 9:52 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 454
Views: 40087

Re: College in fall

A big part of college is learning how to live on your own and transitioning from adolescence to adulthood. I truly do not believe this happens well for those still living with parents. I fear we might be creating a whole new generation of failure to launch children! I completely disagree with this....
by stoptothink
Wed Jul 01, 2020 9:44 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 454
Views: 40087

Re: College in fall

A big part of college is learning how to live on your own and transitioning from adolescence to adulthood. I truly do not believe this happens well for those still living with parents. I fear we might be creating a whole new generation of failure to launch children! I completely disagree with this....
by stoptothink
Wed Jul 01, 2020 8:56 am
Forum: Personal Finance (Not Investing)
Topic: College in fall
Replies: 454
Views: 40087

Re: College in fall

A big part of college is learning how to live on your own and transitioning from adolescence to adulthood. I truly do not believe this happens well for those still living with parents. I fear we might be creating a whole new generation of failure to launch children! I completely disagree with this....
by stoptothink
Tue Jun 30, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: Seeking input on type of family car to purchase and whether to buy new or used
Replies: 37
Views: 1493

Re: Seeking input on type of family car to purchase and whether to buy new or used

If I was buying new today it would be a Tesla Model Y. About 3x the OP's stated budget: "If buying new, I don’t want to spend more than $20-25k". Agreed, but with electric cars they have a non-traditional cost structure I thought it important to put out there as the operating costs are substantiall...
by stoptothink
Tue Jun 30, 2020 3:25 pm
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3609

Re: Job candidate sending messages via LinkedIn

stoptothink, Are you claiming that your HR is so incompetent that they do not have an automated system to send out a rejection email to that 90 applicants? KlangFool They do, even though in my personal experience this isn't common (and as a possible applicant, I am fine with this). It seems this in...
by stoptothink
Tue Jun 30, 2020 3:15 pm
Forum: Personal Consumer Issues
Topic: At what point can you justify a $10k+ flight?
Replies: 75
Views: 4586

Re: At what point can you justify a $10k+ flight?

I have two thoughts: (1) Value perspective: For discretionary expenses, I often think about how much I have to work to pay for the expense, and whether it would worth doing that much extra work to pay for it. My employer has paid for business class flights for me before, and while it was definitely...
by stoptothink
Tue Jun 30, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3609

Re: Job candidate sending messages via LinkedIn

Why would an employer care at all that an interviewee ghosted them? stoptothink, If the employer scheduled 3 interviewers to interview the candidates, then, the candidate never shows up. It wasted the interviewer's time. KlangFool Unless someone's safety is on the line, don't ghost people, ever. If...
by stoptothink
Tue Jun 30, 2020 2:05 pm
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3609

Re: Job candidate sending messages via LinkedIn

:confused You're trolling right? So you're hiring and you get 100+ applicants in a week (this is my normal), you are supposed to send out 100+ responses, even though 90 of the applications are filtered out from HR because they don't meet basic qualifications and you never even see them, and another...
by stoptothink
Tue Jun 30, 2020 1:37 pm
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3609

Re: Job candidate sending messages via LinkedIn

:confused You're trolling right? So you're hiring and you get 100+ applicants in a week (this is my normal), you are supposed to send out 100+ responses, even though 90 of the applications are filtered out from HR because they don't meet basic qualifications and you never even see them, and another...
by stoptothink
Tue Jun 30, 2020 1:32 pm
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3609

Re: Job candidate sending messages via LinkedIn

scophreak, Then, why should the employer be surprised when the candidate ghosting the interviews? What goes around, comes around. KlangFool I don't disagree in principle. However, I choose to live my life by other principles - two wrongs don't make a right. Thus, ghosting wouldn't be an option that...