Search found 94 matches

by SwampDonkey
Thu Jul 27, 2017 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Living on a boat in HI to save money
Replies: 17
Views: 2920

Re: Living on a boat in HI to save money

If he's anticipating mooring a boat at one of the military marinas, there is a substantial wait list. With that said, I did know a guy who was stationed on Pearl Harbor and lived aboard his (small) sailboat at their marina. He saved a substantial amount of money (and commuting time) during his tour.
by SwampDonkey
Mon Jun 05, 2017 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Timing
Replies: 10
Views: 1369

Re: Refinance Timing

Be careful of basing any decision on Zillow's estimate. I sold a home within the past thirty days. Zestimate: $330k Listing price: $290k (hoping to get a quick sell for at least $280k) Agreed upon selling price: $280k (within two weeks of listing) Appraisal (after agreed upon selling price) came in...
by SwampDonkey
Wed May 31, 2017 2:36 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Timing
Replies: 10
Views: 1369

Re: Refinance Timing

Be careful of basing any decision on Zillow's estimate. I sold a home within the past thirty days. Zestimate: $330k Listing price: $290k (hoping to get a quick sell for at least $280k) Agreed upon selling price: $280k (within two weeks of listing) Appraisal (after agreed upon selling price) came in ...
by SwampDonkey
Wed Mar 29, 2017 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: How to effectively advertise a vacant physican (M.D.) position?
Replies: 12
Views: 1299

Re: How to effectively advertise a vacant physican (M.D.) position?

I'm just curious what kind of job this would be. And how much it pays. I'm sure there is a forum rule preventing active recruitment so I will try and answer your question without making it a recruiting pitch. The position is the Chief Medical Officer (CMO) at the Honolulu MEPS. The M.D. runs a very...
by SwampDonkey
Wed Mar 29, 2017 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: How to effectively advertise a vacant physican (M.D.) position?
Replies: 12
Views: 1299

Re: How to effectively advertise a vacant physican (M.D.) position?

Cruise wrote:Have you reached out to the Hawaii Medical Association for their advice? Also there are physician recruiters specializing in the Hawaii marketplace.


Thanks for the lead; I've sent an email to the HMA to see what they recommend.
by SwampDonkey
Wed Mar 29, 2017 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: How to effectively advertise a vacant physican (M.D.) position?
Replies: 12
Views: 1299

How to effectively advertise a vacant physican (M.D.) position?

Aloha, My government organization currently has a vacant position for a physician (specialty not required; any qualified M.D.) and we have advertised the position on USA Jobs. However, I suspect most M.D.'s don't peruse USA Jobs looking for employment. To achieve max exposure, are there websites or ...
by SwampDonkey
Thu Nov 03, 2016 2:33 am
Forum: Personal Consumer Issues
Topic: Custom suit in Thailand (Bangkok or Phuket) or Hong Kong?
Replies: 15
Views: 2424

Re: Custom suit in Thailand (Bangkok or Phuket) or Hong Kong?

I've had a few suits made in HK and in Thailand. HK- Paid $500 for two suits and they were very high quality. Purchased 10 years ago and I still wear them 1-2x/year. Thailand - Paid $500 for four suits. They fit well but something about them just seemed cheap. Perhaps it was cheaper fabric than what...
by SwampDonkey
Wed Nov 02, 2016 1:59 am
Forum: Personal Consumer Issues
Topic: Reasonable Accommodation (Health Related)
Replies: 20
Views: 2531

Re: Reasonable Accommodation (Health Related)

The key to your wife's situation is to provide her employer's HR with documentation from her doctor that describes her medical condition. Part of the documentation should include the specific factors that trigger her condition. Your wife is within her rights to suggest a reasonable accommodation but...
by SwampDonkey
Wed Sep 14, 2016 3:06 am
Forum: Personal Consumer Issues
Topic: Which city to start early retirement?
Replies: 128
Views: 14672

Re: Which city to start early retirement?

Considered east Tennessee? Specifically the Knoxville area? I've only vacationed to the area once but my family really enjoyed it. Home to the University of Tennessee so there's always going to be activities to enjoy. Great medical center. City zoo. An hour from the Pigeon Forge area which is a lot ...
by SwampDonkey
Tue Aug 16, 2016 4:14 am
Forum: Personal Consumer Issues
Topic: Cordless battery powered yard tools?
Replies: 21
Views: 2951

Re: Cordless battery powered yard tools?

Recently helped my in-laws with a few projects around their house. They had just purchased a full set of battery powered yard tools and I was very impressed with both how powerful they were and how long the battery lasted. After that experience, I decided to make the jump and purchased a few Black a...
by SwampDonkey
Mon Aug 15, 2016 3:23 am
Forum: Personal Consumer Issues
Topic: Building a Pool
Replies: 44
Views: 3800

Re: Building a Pool

Purchased our most recent house in the SE and it came with a 20x40ft pool in the backyard. Wife was transitioning into the stay-at-home mom role so she really wanted a pool to relax in. Lived in the house for two years and am currently renting it (the renters jumped at the rental because of the pool...
by SwampDonkey
Fri Aug 05, 2016 3:56 am
Forum: Personal Consumer Issues
Topic: major remodel: regrets or things you'd do again
Replies: 68
Views: 8295

Re: major remodel: regrets or things you'd do again

We purchased a home that that was recently remodeled and these were a few things we really liked: 1. Instant (super) hot water spigot at the kitchen sink - perfect for tea, cocoa, etc. 2. Lots of shelving in the pantry. 3. The kitchen "cabinets" under the counters weren't cabinets at all -...
by SwampDonkey
Mon Aug 01, 2016 4:28 am
Forum: Personal Consumer Issues
Topic: Timeshares, again
Replies: 57
Views: 5528

Re: Timeshares, again

We purchased a timeshare on ebay a few years ago. So far, we've been very happy with it. We've used their various locations for both vacations and as a home base when across the country on business. The hotels are always much nicer with separate bedrooms from the living rooms (nearly a "must ha...
by SwampDonkey
Mon Jul 25, 2016 5:51 am
Forum: Personal Finance (Not Investing)
Topic: Rate Our Monthly Budget
Replies: 13
Views: 1840

Re: Rate Our Monthly Budget

It looks like there's quite a bit that isn't accounted for in your budget. This may all be captured in your "bills and utilities", however. My wife and I were discussing the ability to early retire and we came up with a budget we think would be realistic for us in about 10 years. There is ...
by SwampDonkey
Tue Jun 28, 2016 2:40 am
Forum: Personal Consumer Issues
Topic: Stand Up PaddleBoard Recommendation?
Replies: 15
Views: 1816

Re: Stand Up PaddleBoard Recommendation?

Let me ask some questions about the Sea Eagle, as I have heard of it and have been thinking about both the "longboard" model and the "needlenose" model. I see that the board is 30" wide. How is the stability, ie, how long was the learning curve before you or your wife could...
by SwampDonkey
Mon Jun 27, 2016 4:27 am
Forum: Personal Consumer Issues
Topic: Stand Up PaddleBoard Recommendation?
Replies: 15
Views: 1816

Re: Stand Up PaddleBoard Recommendation?

I've had this inflatable SUP for about six months: https://www.seaeagle.com/LongBoardSUPs/LB11 I purchased the "deluxe" package on Amazon and got it for a crazy sale price of about $600 (it's been running around $1k ever since). Overall, I'm happy with it. I've used it a few times on open ...
by SwampDonkey
Sat May 07, 2016 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone here work as a pharmacist at a federal prison
Replies: 27
Views: 8268

Re: Anyone here work as a pharmacist at a federal prison

1. I currently have two federal MDs that work for me and although they are maxed on the GS-scale (GS-13s), they both receive substantial bonuses (>$50k) as part of their yearly compensation. This makes their compensation fairly competitive with the local market when you include all of the benefits t...
by SwampDonkey
Mon May 02, 2016 1:42 am
Forum: Personal Consumer Issues
Topic: Spontaneous vehicle purchase online - store it or back out?
Replies: 17
Views: 2876

Re: Spontaneous vehicle purchase online - store it or back out?

Thanks for clarifying. While many on this board may be leery of the rebuilt title, I'm not....... Since we never planned on re-selling the vehicles, we didn't worry about a future buyer balking over the reconstructed title. Stephen Yeah, my experience has been very positive with reconstructed title...
by SwampDonkey
Mon May 02, 2016 1:23 am
Forum: Personal Consumer Issues
Topic: Buying a New Car...Is it Unwise?
Replies: 68
Views: 7677

Re: Buying a New Car...Is it Unwise?

The second though is kids... If you expect to have more it might be worth waiting as once you have 2 you might decide you want a bigger vehicle even than the Accord. Before we had kids I swore we would never be van people, but then reality hit and now my wife drives a pilot and sometimes wishes she...
by SwampDonkey
Wed Apr 27, 2016 6:12 pm
Forum: Personal Consumer Issues
Topic: Spontaneous vehicle purchase online - store it or back out?
Replies: 17
Views: 2876

Re: Spontaneous vehicle purchase online - store it or back out?

Appreciate the frank feedback from everyone. To clarify why the vehicle is priced lower than comparables, it has a rebuilt title. This guy specializes in buying damaged vehicles from online auto auctions, ships them to his facility, repairs them, and flips them on eBay. Our first car from him was/is...
by SwampDonkey
Sat Apr 23, 2016 1:52 pm
Forum: Personal Consumer Issues
Topic: Spontaneous vehicle purchase online - store it or back out?
Replies: 17
Views: 2876

Re: Spontaneous vehicle purchase online - store it or back out?

Appreciate your thoughts.
Yes, family members would enjoy driving it a few times a month.
by SwampDonkey
Sat Apr 23, 2016 3:17 am
Forum: Personal Consumer Issues
Topic: Spontaneous vehicle purchase online - store it or back out?
Replies: 17
Views: 2876

Spontaneous vehicle purchase online - store it or back out?

Here's the situation: 1. Currently stationed overseas; will be transferred back to the US in MAR-JUN of next year. 2. We will need to purchase a vehicle upon our return to the states (most likely a truck). 3. We just won an auction for a vehicle on eBay which is perfect for our family. The seller is...
by SwampDonkey
Thu Dec 31, 2015 3:33 am
Forum: Personal Finance (Not Investing)
Topic: Military and House Buying
Replies: 8
Views: 926

Re: Military and House Buying

Current AD. On my 9th permanent duty station. Have only bought twice. Bought in these areas because the housing market was very depressed in these locations but the rental rates weren't correspondingly low. I was never "all-in" on buying, I just happened to find houses that were exactly wh...
by SwampDonkey
Wed Dec 16, 2015 4:28 am
Forum: Personal Finance (Not Investing)
Topic: New Military Retirement System
Replies: 86
Views: 11573

Re: New Military Retirement System

Retirement pay is just one piece of a complicated system that manages recruiting and retention. It has nothing to do with what is fair or what anyone deserves; it's about how much we need to pay, and when, to recruit and retain enough of the right people. A prime example is that you can't break it ...
by SwampDonkey
Wed Dec 16, 2015 4:12 am
Forum: Personal Finance (Not Investing)
Topic: New Military Retirement System
Replies: 86
Views: 11573

Re: New Military Retirement System

few questions.... 1- When would I be considered Active Duty the day I ship out for basic? or when I graduate? Cause i definitely want to make a career out of the military so I want to opt for the current program. I just don't know how AD works. I don't want to get on the bus thinking i'm active dut...
by SwampDonkey
Sun Nov 01, 2015 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Age 29 & married, how much life insurance?
Replies: 46
Views: 6857

Re: Age 29 & married, how much life insurance?

We were recently in your shoes and this is how we proceeded. We did this several years ago and I am comfortable with our decision. I should also note, we did not insure until my wife became pregnant and long-term childcare costs became relevant. Me: breadwinner; $400k life insurance policy with annu...
by SwampDonkey
Sun Nov 01, 2015 11:17 am
Forum: Personal Consumer Issues
Topic: SUV with "Best Ride"
Replies: 40
Views: 27557

Re: SUV with "Best Ride"

Test drive the Buick Enclave - seats seven, very smooth ride, and a very quiet interior. Overall, a fantastic vehicle.
by SwampDonkey
Sun Nov 01, 2015 11:00 am
Forum: Personal Consumer Issues
Topic: Hawaii vacation questions
Replies: 41
Views: 4151

Re: Hawaii vacation questions

Currently live on Oahu; visited the other islands several times. Oahu is where you go to be a tourist; Maui is where you go to relax. 1. The above comment about the Disney resort having their own beach is not accurate. All beaches in Hawaii are public based on state law. There are several resorts wh...
by SwampDonkey
Thu Oct 15, 2015 1:34 am
Forum: Personal Consumer Issues
Topic: Bicycle commuting
Replies: 91
Views: 8436

Re: Bicycle commuting

Just started a couple months ago and love it. 8 miles rountrip; some bike path, some sidewalk, some street. Takes me about 20 minutes from door to door which is just as quick as my car on the best of car-commuting days. My "Tipping Point" was spending 2.5 hrs in traffic to get home one aft...
by SwampDonkey
Wed Sep 30, 2015 5:07 am
Forum: Personal Consumer Issues
Topic: Washer died. Seeking recommendations for a top loader.
Replies: 65
Views: 6485

Re: Washer died. Seeking recommendations for a top loader.

We just purchased a new LG set; this is the washer we decided on: m. Please, please, please, do not buy this washer. This is far and away the worst purchase of my lifetime. We've only had the washer a couple of months and my wife is already considering selling it for 1/2 of what we paid for it. Bigg...
by SwampDonkey
Thu Aug 06, 2015 5:45 pm
Forum: Personal Consumer Issues
Topic: SUV advice
Replies: 119
Views: 12910

Re: SUV advice

We were recently in your shoes --- purchased a Ford Fusion right before baby #1 arrived. It worked okay but putting the stroller into the trunk was a bit unwieldy (and it took up most of the trunk). When we found out baby #2 was on it's way, we starting researching and test-driving a bigger "fa...
by SwampDonkey
Thu Aug 06, 2015 3:41 pm
Forum: Investing - Theory, News & General
Topic: Energy Sector: Oil and gas
Replies: 50
Views: 4565

Re: Energy Sector: Oil and gas

Great discussion by all. I've decided to holster my good-idea-gun for a while and see how the geopolitics plays out over the next few quarters before allocating any funds to this sector.

Also, thanks for pointing out Vanguard's VDE! Seems like the smartest way to play this. :sharebeer
by SwampDonkey
Thu Aug 06, 2015 10:51 am
Forum: Investing - Theory, News & General
Topic: Energy Sector: Oil and gas
Replies: 50
Views: 4565

Energy Sector: Oil and gas

Just curious to see if anyone is loading up on oil and gas during the recent downturn in the sector. I'm not one for market timing but I'm also not one to ignore the obvious --- the sector is absolutely getting crushed right now. I am thinking about taking small positions in some of the major oil an...
by SwampDonkey
Mon Jul 06, 2015 6:15 pm
Forum: Personal Consumer Issues
Topic: Car rental tip - go directly to the rental company
Replies: 14
Views: 3628

Re: Car rental tip - go directly to the rental company

Wow... Just tried www.autoslash.com for the first time and it was fantastic. 4-day trip to Spokane, WA --- www.hipmunk.com -- $160 was the lowest (economy) www.usaa.com -- $175 was the lowest (several types) www.costcotravel.com -- $150 was the lowest (full-size) www.authoslash.com --- $120 (mid-siz...
by SwampDonkey
Mon Jul 06, 2015 5:29 pm
Forum: Personal Consumer Issues
Topic: Worst financial book you have read (or will admit you have read)
Replies: 94
Views: 14282

Re: Worst financial book you have read (or will admit you have read)

Hands down, "Rich Dad, Poor Dad" -- the worst $15 investment I ever made.
by SwampDonkey
Wed Jul 01, 2015 1:43 am
Forum: Personal Consumer Issues
Topic: Golf in Bangkok and Chiang Mai, Thailand
Replies: 3
Views: 845

Re: Golf in Bangkok and Chiang Mai, Thailand

Haven't golfed in those specific areas but I did a little further south in Pattaya. We were staying at a relatively nice hotel, at least it was nice enough to have an "excursions" desk with agent. We asked him for out options and he showed us approx. 6 different course pamphlets and gave u...
by SwampDonkey
Tue Jun 09, 2015 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Federal Employment
Replies: 86
Views: 11952

Re: Thoughts on Federal Employment

There's nothing to keep you from joining the military for 2-4 years to get an equal status in the hiring process. Besides, the military is "federal employment" ... - Ron Other than the fact that I'm beyond the maximum age -- thanks for reminding me that I'm so old! There's a waiver for ev...
by SwampDonkey
Tue Jun 09, 2015 2:12 am
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 3394

Re: Buying Used Car on eBay

We purchased a '12 Buick Enclave on eBay last fall. The car had 30+ photos and looked immaculate. However, the car had been wrecked and when I emailed the seller, he sent me the salvaged photos (slight damage to the front left of the vehicle). Was the car worth it? So far, yes. I had been closely mo...
by SwampDonkey
Wed Apr 15, 2015 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: Paying off rental with Heloc to move schedule e to schedule
Replies: 26
Views: 2315

Re: Paying off rental with Heloc to move schedule e to sched

OP - Just something to consider - while you enjoy being a LL now, you are still single, child-free (I assume), and young in your career. As you shift from single to married, childless to parent, and mentee to supervisor, the free time and limited stress you are accustomed to at this moment will quic...
by SwampDonkey
Wed Feb 25, 2015 10:57 pm
Forum: Personal Consumer Issues
Topic: Anyone have one of those standing desks?
Replies: 45
Views: 5888

Re: Anyone have one of those standing desks?

I used to use a homemade one for two years and it was wonderful - alertness throughout the day increased, reduced back pain, higher tendency to walk around and see how everyone was doing. I then transferred and used a normal (sit-down) desk for 12 months. It was bad. Back pain returned and felt a sl...
by SwampDonkey
Thu Jan 15, 2015 11:59 pm
Forum: Personal Consumer Issues
Topic: Is this an unreasonable quote for interior home painting?
Replies: 56
Views: 8158

Re: Is this an unreasonable quote for interior home painting

We had two painters spend three hours painting our living room, entryway, and two hallways --- about 800 sq ft and 14ft ceilings. They initially quoted $425, I talked them down to $350. They tried to only apply a single coat and say that was good. It wasn't. They applied the second coat after I tol...
by SwampDonkey
Thu Jan 15, 2015 4:00 pm
Forum: Personal Consumer Issues
Topic: Is this an unreasonable quote for interior home painting?
Replies: 56
Views: 8158

Re: Is this an unreasonable quote for interior home painting

We had two painters spend three hours painting our living room, entryway, and two hallways --- about 800 sq ft and 14ft ceilings. They initially quoted $425, I talked them down to $350. They tried to only apply a single coat and say that was good. It wasn't. They applied the second coat after I told...
by SwampDonkey
Sun Jan 11, 2015 9:24 am
Forum: Personal Consumer Issues
Topic: Help me to understand time shares
Replies: 61
Views: 7907

Re: Help me to understand time shares

My wife and eye viewed timeshares with the same suspect eye that many of the posters on here have already mentioned. However, my folks have had a timeshare with Blue Green for the past 7 years and they have really, really enjoyed being owners. Unfortunately for them, they purchased from the develope...
by SwampDonkey
Sat Aug 16, 2014 10:19 am
Forum: Personal Consumer Issues
Topic: Two days in Little Rock, AR - What to do and see?
Replies: 29
Views: 2394

Re: Two days in Little Rock, AR - What to do and see?

Follow up from our trip: Clinton Library: This was our first presidential library so we weren't really sure what to expect. With that said, we were a little under-impressed. The building was very nice, the workers were very kind and helpful, but overall, the experience was just under-whelming. The t...
by SwampDonkey
Wed Jul 30, 2014 12:21 pm
Forum: Personal Consumer Issues
Topic: Two days in Little Rock, AR - What to do and see?
Replies: 29
Views: 2394

Re: Two days in Little Rock, AR - What to do and see?

Appreciate the response from everyone. I think we're going to focus our energy into the Presidential library, the Big Dam, and Pinnacle mountain. For those that have hiked the mountain, how "toddler" friendly is it? Is it feasible to have a toddler on my back and complete the hike (relativ...
by SwampDonkey
Tue Jul 29, 2014 7:33 pm
Forum: Personal Consumer Issues
Topic: Two days in Little Rock, AR - What to do and see?
Replies: 29
Views: 2394

Two days in Little Rock, AR - What to do and see?

My family will be travelling through Little Rock, AR, in the near future and we thought we'd spend a few days checking out the area. Anyone have any suggestions on what to visit? Where to stay? Local restaurants? Travelers include two adults and a toddler. Any insight would be greatly appreciated!
by SwampDonkey
Mon Mar 17, 2014 12:21 am
Forum: Personal Finance (Not Investing)
Topic: Do you love your job? What do you do?
Replies: 134
Views: 14528

Re: Do you love your job? What do you do?

Naval Officer - started as an Enlisted Sailor out of high school, was selected for NROTC scholarship, currently active duty as a mid-level officer. Pros: Travel; job stability; make enough to provide for my family; health and retirement benefits; management/leadership experience; level of responsibi...
by SwampDonkey
Thu Feb 20, 2014 11:17 pm
Forum: Personal Consumer Issues
Topic: Buying a 'loaded' vs stripped down vehicle
Replies: 52
Views: 6899

Re: Buying a 'loaded' vs stripped down vehicle

Two thoughts: 1. Why not consider an actual pickup truck? Depending on the brand, the "mega" and "crew" cabs are cavernous on the inside. If you buy the bench seat in the front (has the fold down arm rest/junk hider), you can easily fit 6 people in there. Add to that, you have an...
by SwampDonkey
Sat Feb 08, 2014 12:42 am
Forum: Personal Consumer Issues
Topic: $25K Budget for a Fun Car
Replies: 64
Views: 9214

Re: $25K Budget for a Fun Car

http://www.ebay.com/itm/Saturn-Sky-WE-F ... ars_Trucks

2008 Saturn Sky in primo condition. Less than $16k. Only 18k miles.
by SwampDonkey
Thu Jan 23, 2014 8:49 pm
Forum: Personal Consumer Issues
Topic: Best Comfort and Best Workout Clothes
Replies: 28
Views: 4818

Re: Best Comfort and Best Workout Clothes

Most gear doesn't matter - especially when it comes to regular ole' t-shirts and shorts. However, when it's a bit chillier than that, there are two pieces of active wear that I've had for 5 years and I still wear them whenever I get the chance: Running pants from Sporthill: m - they are a little spe...