Search found 94 matches

by Matigas
Thu Nov 21, 2019 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: College for average kids
Replies: 102
Views: 9930

Re: College for average kids

My oldest daughter fits the "average kid" definition. She graduated with a mix of As and Bs and was about in the 70th percentile in her large HS graduating class so above the median but not top 10%. She had about an 1100 SAT so about median scores. We were living in TX at the time and she went to a...
by Matigas
Fri Oct 04, 2019 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: What Benefits to Expect for new Fed employee?
Replies: 72
Views: 5258

Re: What Benefits to Expect for new Fed employee?

Expect to be rewarded for mediocrity.
by Matigas
Wed Sep 18, 2019 5:23 pm
Forum: Investing - Theory, News & General
Topic: Don't confuse strategy with outcome:
Replies: 94
Views: 6126

Re: Don't confuse strategy with outcome:

Never confuse motion with action.
by Matigas
Tue Aug 27, 2019 7:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's "Bogle Site" gone, but most material available at johncbogle.com
Replies: 59
Views: 12087

Re: Vanguard's "Bogle Site" gone? Hopefully just a glitch.

. Here's a list of the speeches and op-eds on the Vanguard site. Yes, it's sorted in a dumb way. I figured I could sort the titles from the johncbogle.com site the same dumb way, but the moment, I find that it's not as easy as I thought to assemble a comparable list from the johncbogle.com site. 1 ...
by Matigas
Sun Aug 18, 2019 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Selective Colleges
Replies: 339
Views: 19802

Re: Selective Colleges

\I wouldn't waste any time applying anywhere one's scores put them below average unless they were legacy, recruited athlete, or an URM. Urm, what? :confused Don't bother applying to CalTech with ACT 34 or SAT 1500 URM is under represented minority if that is what you were asking about? Pretty sure ...
by Matigas
Mon Jul 29, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: Do you buy the highest trim car ?
Replies: 120
Views: 8110

Re: Do you buy the highest trim car ?

The cost of high dollar trim can be deceiving, often better to just rent, as the long term maintenance cost can be overwhelming. :beer
by Matigas
Wed Jul 24, 2019 5:57 pm
Forum: Personal Consumer Issues
Topic: Car Check Engine Light
Replies: 29
Views: 1548

Re: Car Check Engine Light

Kenkat wrote:
Wed Jul 24, 2019 2:15 pm
A yellow check engine light is an emission control issue, not a mechanical issue with the engine. It could be as simple as your gas cap is not on tight or doesn’t seal well anymore. Next most likely thing is usually an oxygen sensor.
This statement is wrong.
by Matigas
Mon Jul 22, 2019 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Cost of children
Replies: 49
Views: 2151

Re: Cost of children

Reference daycare expense, children need, and are supposed to be raised by their parents.
Anything else is detrimental to their wellbeing, and will cost exponentially in the long run.
by Matigas
Tue Jun 11, 2019 4:03 pm
Forum: Personal Consumer Issues
Topic: Luxembourg--worth visiting?
Replies: 31
Views: 2656

Re: Luxembourg--worth visiting?

To keep it economics related, Karl Marx house and museum is located in Trier also. Frankfurt is close enough for a day trip. London is easily reachable by car, Zeebrugge Belgium to Dover. Definitely visit Patton’s grave. Across from American cemetery is a cemetery for German soldiers. No politics, j...
by Matigas
Wed May 29, 2019 7:04 pm
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3637

Re: Its a Jeep thing?

The Jeep and the Toyota 4Runner are the only traditional body on frame 4x4 off road "real" SUVs left... and of them the Jeep is considered the more hardcore as its the only one that still has a solid front axle and I believe dual locking diffs. But either can handle more than most of the people who...
by Matigas
Wed May 29, 2019 7:02 pm
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3637

Re: Its a Jeep thing?

You showed your ignorance by not taking the offer.
by Matigas
Tue May 28, 2019 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: For Sale by Owner or RE Agent???
Replies: 38
Views: 2396

Re: For Sale by Owner or RE Agent???

You can get listing agents/services for a very small percentage or flat fee. The value here is getting your property into the MLS for all other R/E sales folks to see. Try this first. You can always get an R/E agent at higher percentage/commision later if it doesn't work out. Nothing to lose by try...
by Matigas
Thu May 23, 2019 7:39 pm
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 5037

Re: 3 Alpine passes in 3 days by bicycle

It is a beautiful sunny day in Bourg d’Oisans, a tourist town in a valley surrounded by snow-covered peaks. Think Lake Tahoe without the lake and only 3,500 people. It is a famous stop on the Tour de France as it is just below the Alpe d’Heuz and the road to the Galibier pass and other high peaks. ...
by Matigas
Sun May 05, 2019 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: College Tours and Open Houses
Replies: 40
Views: 2584

Re: College Tours and Open Houses

In regard to the disparagement of fraternities on this thread, may I put in a dissent. My kids are middle aged now. My sons were both in fraternities as was I, though not the same one. I finished undergrad 49 years ago. During undergrad we helped each other academically and practically. The great m...
by Matigas
Sat Mar 23, 2019 3:02 pm
Forum: Investing - Theory, News & General
Topic: Why past performance does not predict future?
Replies: 70
Views: 3171

Re: Why past performance does not predict future?

I like how people use past performance to prove past performance is irrelevant.
by Matigas
Wed Feb 27, 2019 9:21 pm
Forum: Investing - Theory, News & General
Topic: Current expected return of stocks
Replies: 71
Views: 4979

Re: Current expected return of stocks

That is just the average, so we just need to wait.
by Matigas
Wed Feb 27, 2019 9:16 pm
Forum: Investing - Theory, News & General
Topic: Current expected return of stocks
Replies: 71
Views: 4979

Re: Current expected return of stocks

Dave Ramsey says we can expect a 12% return on stocks.
by Matigas
Mon Feb 25, 2019 8:34 pm
Forum: Investing - Theory, News & General
Topic: "Warren Buffett says if you invested $10,000 in the S&P 500 in 1942, you'd have $51 million today"
Replies: 110
Views: 8176

Re: "Warren Buffett says if you invested $10,000 in the S&P 500 in 1942, you'd have $51 million today"

Bogleheads: I was born in 1924. I wish I had invested in the S&P 500 Index Fund in 1942. Young investors can do it now. Warren Buffett says if you invested $10,000 in the S&P 500 in 1942, you'd have $51 million today Best wishes. Taylor What company offered ‘the S&P 500 Index Fund’ in 1942?
by Matigas
Fri Jan 18, 2019 5:08 pm
Forum: Personal Consumer Issues
Topic: bathroom vent condensation moisture
Replies: 23
Views: 2342

Re: bathroom vent condensation moisture

RUN THE FAN WHEN YOU SHOWER!

:oops: :oops: :oops: :oops:
by Matigas
Tue Jan 08, 2019 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to estimate health insurance costs in case of job loss?
Replies: 22
Views: 1264

Re: Best way to estimate health insurance costs in case of job loss?

https://www.kff.org/interactive/subsidy-calculator/

Kaiser Family Foundation has a calculator you can use to estimate ACA cost.

Simple and accurate.
by Matigas
Mon Mar 13, 2017 5:49 pm
Forum: Investing - Theory, News & General
Topic: What makes an individual an Expert?
Replies: 62
Views: 5106

Re: What makes an individual an Expert?

An expert is someone who can tell you tomorrow, the reason why what they predicted yesterday, did not happen today.
by Matigas
Wed Jun 08, 2016 3:00 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 3407

Re: Bulk handgun ammo 9x18 mm

No hidden agenda implied in this comment, but what would you do with 1,000 rounds? Do you target shoot, hunt, feel more secure with significant amounts of ammo, or is it something else? I own several guns and have done quite a bit of target shooting in the past but have never had 1,000 round of any...
by Matigas
Tue Jun 07, 2016 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: leadership buzzwords
Replies: 14
Views: 2157

Re: leadership buzzwords

Cheese wrote:Try your best to not use buzzwords. I immediately classify someone using buzzwords as out of touch and trying too hard.

Actions speak louder than words!
True. Cliche's are much more important than buzzwords.
by Matigas
Tue Jun 07, 2016 7:29 pm
Forum: Personal Finance (Not Investing)
Topic: leadership buzzwords
Replies: 14
Views: 2157

Re: leadership buzzwords

To enhance my career, and in career advancement, I am now invited to alot of meetings amongst senior leaders in our 6 Billion dollar organization. I have seen over the last year that there is a lot of "leadershuip lingo" Here is a short list of words, which are often used amongst leaders in various...
by Matigas
Mon Jun 06, 2016 3:17 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 3407

Re: Bulk handgun ammo 9x18 mm

Any fans of Makarov in 9x18 here? Buds Gun Shop currently has a 1,000 rd lot of Wolf 95 grain FMJ to feed your pistol. $258.00 and free shipping, I have used, and recommend them. Currently have a Bulgarian Mak, and a Polish P 83, both great little guns. You should get a CZ-82 to complete the trifec...
by Matigas
Sun Jun 05, 2016 7:36 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 3407

Re: Bulk handgun ammo 9x18 mm

They are great little guns. I had one for years and years and sold it 3 or 4 yrs ago. Kinda wish I still had it. As nice as the polymer pistols are these days, the all steel mak had a nice feel to it. I agree, the Bulgarian Mak was unissued, packed in cosmaline, came with two mags and holster for $...
by Matigas
Sun Jun 05, 2016 7:28 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 3407

Re: Bulk handgun ammo 9x18 mm

I've never owned anything in that caliber, but good to know. If you aren't already a customer of freedom munitions, you should give them a look too. They'll often offer free or flat rate shipping on any amount of ammo. I haven't had a problem with their remanufactured or new ammo yet. I've only ord...
by Matigas
Sun Jun 05, 2016 4:22 pm
Forum: Personal Consumer Issues
Topic: Bulk handgun ammo 9x18 mm
Replies: 23
Views: 3407

Bulk handgun ammo 9x18 mm

Any fans of Makarov in 9x18 here? Buds Gun Shop currently has a 1,000 rd lot of Wolf 95 grain FMJ to feed your pistol. $258.00 and free shipping, I have used, and recommend them. Currently have a Bulgarian Mak, and a Polish P 83, both great little guns.
by Matigas
Thu Apr 28, 2016 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Physician Specialists Looking for career advice
Replies: 42
Views: 8676

Re: Physician Specialists Looking for career advice

Join the Air Force. You can count on a sign on bonus, and loan repayments.
by Matigas
Wed Dec 30, 2015 6:19 pm
Forum: Personal Consumer Issues
Topic: Which other 'must-read' websites and blogs do YOU read?
Replies: 42
Views: 8472

Re: Which other 'must-read' websites and blogs do YOU read?

Please include the name of your first pet, the street you grew up on, and your favorite teacher. :oops:
by Matigas
Thu Dec 03, 2015 9:07 pm
Forum: Investing - Theory, News & General
Topic: why do investors keep buying actively managed funds?
Replies: 106
Views: 11610

Re: why do investors keep buying actively managed funds?

Matigas wrote:
larryswedroe wrote:http://www.cbsnews.com/news/why-do-inve ... ged-funds/

One of the great puzzles in finance (:-))
Piece covers two papers on the subject
Best wishes
Larry
The same reason people buy books, marketing. Next question please.

:moneybag
by Matigas
Sat Jun 13, 2015 6:25 pm
Forum: Personal Consumer Issues
Topic: How to securely dispose old computer?
Replies: 43
Views: 13995

Re: How to securely dispose old computer?

For denial procedures, we used bleach.
by Matigas
Sat Apr 18, 2015 8:12 pm
Forum: Investing - Theory, News & General
Topic: Baby boomers bad for stock market?
Replies: 27
Views: 4100

Re: Baby boomers bad for stock market?

[off topic comment deleted by admin alex]
by Matigas
Fri Feb 27, 2015 8:35 pm
Forum: Personal Consumer Issues
Topic: Guns for hunting/defense
Replies: 159
Views: 45843

Re: Guns for hunting/defense

And VERY importantly here are the 4 rules of gun safety: EVERY GUN IS ALWAYS LOADED! NEVER POINT A GUN AT ANYTHING YOU DO NOT WISH TO DESTROY. ALWAYS KNOW YOUR TARGET. ALWAYS KNOW WHAT IS BEYOND YOUR TARGET. Several years ago, automatically following the above rules drilled into my head since I was...
by Matigas
Fri Feb 27, 2015 6:03 pm
Forum: Investing - Theory, News & General
Topic: International increase in Target Retirement & LifeStrategy
Replies: 235
Views: 46116

Re: International increase in Target Retirement & LifeStrate

For the LifeStrategy Funds, it is just like having the Asset Allocation fund added back in.

Active management using low cost index funds...maybe a small value tilt is coming next.

DFA on the cheap!
by Matigas
Thu Feb 26, 2015 7:36 pm
Forum: Personal Consumer Issues
Topic: Subaru and Consumer Reports ratings
Replies: 100
Views: 29113

Re: Subaru and Consumer Reports ratings

There is no cost to repair for anyone with a 2013 that is still under warranty. I'm not sure how you know that "tens of thousands" of vehicles are affected - maybe that's the case, but I haven't seen anything documenting the numbers. Some vehicles from 2013 are having excessive oil consumption prob...
by Matigas
Wed Feb 25, 2015 7:30 pm
Forum: Personal Consumer Issues
Topic: Cell phones at high end restaurants. Should be a rule.
Replies: 10
Views: 1413

Re: Cell phones at high end restaurants. Should be a rule.

Did you say anything to the individuals being loud? No, I think it was an issue that a high end restaurant should address. If they expect repeat customers. Or perhaps they prefer the repeat customers who use cell phone incessantly. It does not matter what you think, only what you do. Just venting.
by Matigas
Sat Feb 14, 2015 10:20 am
Forum: Investing - Theory, News & General
Topic: Future Stock Returns in an Aging World?
Replies: 25
Views: 4196

Re: Future Stock Returns in an Aging World?

I will stand alongside Sisyphus, and continue to roll my stone up the hill.
by Matigas
Sun Nov 23, 2014 8:03 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 180
Views: 41878

Re: Bogleheads, tell me about your 40's?

It does not matter what you think, it only matters what you do.
by Matigas
Wed Sep 24, 2014 7:47 pm
Forum: Personal Consumer Issues
Topic: Cast Iron Skillet Cooking
Replies: 127
Views: 34272

Re: Cast Iron Skillet Cooking

Cast Iron and lard, everything else is just a fad.
by Matigas
Wed Aug 13, 2014 1:28 pm
Forum: Investing - Theory, News & General
Topic: How to ensure military members don't get ripped off
Replies: 71
Views: 6899

Re: How to ensure military members don't get ripped off

Personally, I think that there should be more financial education made available on base. The OP should talk to someone in his Congressional critters offices. Please, Jeebus, NO! I get less and less time to do my actual job or spend time with family because I've got to sit through more and more man...
by Matigas
Sat Aug 09, 2014 6:57 pm
Forum: Personal Consumer Issues
Topic: Oldest age to start medical school?
Replies: 44
Views: 8370

Re: Oldest age to start medical school?

Not like it is rocket science or anything. A well paid profession is a challenge. If you want time off, teach.
by Matigas
Wed Jun 18, 2014 7:56 pm
Forum: Personal Consumer Issues
Topic: 2013 RAV4 design flaws
Replies: 15
Views: 2419

Re: 2013 RAV4 design flaws

When I was in high school, my friend Tony and I were driving back from basketball practice in his 1970 Dodge Charger. Right down the street from my house, the u-joint on the transaxle broke and we had to push it back down the hill. In college, my friend Joe had an Alfa Romeo Spyder. It wouldn't run...
by Matigas
Fri May 16, 2014 5:48 pm
Forum: Investing - Theory, News & General
Topic: why do investors keep buying actively managed funds?
Replies: 106
Views: 11610

Re: why do investors keep buying actively managed funds?

larryswedroe wrote:http://www.cbsnews.com/news/why-do-inve ... ged-funds/

One of the great puzzles in finance (:-))
Piece covers two papers on the subject
Best wishes
Larry
The same reason people buy books, marketing. Next question please.
by Matigas
Wed May 14, 2014 5:06 pm
Forum: Investing - Theory, News & General
Topic: Why is Two Fund Less Popular Than Three Fund Portfolio?
Replies: 151
Views: 17830

Re: Why is Two Fund Less Popular Than Three Fund Portfolio?

Jeez, someone has their white coat in a wad.
by Matigas
Tue Apr 22, 2014 7:44 pm
Forum: Investing - Theory, News & General
Topic: Let's say we live for 150 years...
Replies: 20
Views: 4602

Re: Let's say we live for 150 years...

How would you invest if you knew you would die at twenty four?
by Matigas
Tue Jan 07, 2014 11:10 am
Forum: Personal Consumer Issues
Topic: How much a baby costs?
Replies: 86
Views: 8357

Re: How much a baby costs?

Rough guide, about as much as one would spend per month driving a new(er) vehicle.
by Matigas
Thu Dec 26, 2013 10:39 pm
Forum: Personal Investments
Topic: Taylor Larimore requesting your comments[Morningstar thread]
Replies: 26
Views: 6056

Re: Taylor Larimore requesting your comments[Morningstar thr

Sorry, but at seventy years old, going from MM to bonds will make no appreciable difference for you, if you plan to leave this for heirs, invest it as they would, or spend it.
by Matigas
Mon Dec 16, 2013 10:08 pm
Forum: Personal Finance (Not Investing)
Topic: NC Introduces "Flat Tax"
Replies: 26
Views: 3537

Re: NC Introduces "Flat Tax"

Social Security is not taxed in North Carolina.