Search found 1493 matches

by gunn_show
Tue Jan 15, 2019 6:25 pm
Forum: Personal Consumer Issues
Topic: School staff threatened to call social worker
Replies: 54
Views: 2753

Re: School staff threatened to call social worker

Schools are often paid from government funding that is based on the number of students each day in attendance, so they don't get paid as much if students don't show up. Thus, they are incentivized to get kids into the schools and make sure they show up. The solution is to follow the school schedule...
by gunn_show
Tue Jan 15, 2019 3:48 pm
Forum: Personal Consumer Issues
Topic: Any good reason to get a smartwatch?
Replies: 93
Views: 3911

Re: Any good reason to get a smartwatch?

For the Google Home/ Alexa, I think the biggest benefit for me is home automation. So for example, I come downstairs in the morning and with a simple 'Good Morning' my lights turn on, TV turns on and I get the current weather outside, lot of possibilities. This set up entails installing smart switc...
by gunn_show
Mon Jan 14, 2019 2:43 pm
Forum: Personal Consumer Issues
Topic: Anyone have TCL Series 4 65” TV?
Replies: 21
Views: 1809

Re: Anyone have TCL Series 4 65” TV?

I have that model line in a 49" size, and so far, I love it. Great picture and decent sound, and very reasonable price ($280 on sale.) The Roku features, which I thought were probably lame, turned out to be awesome. Many of the cable networks have an app that you can install and link to your cable/...
by gunn_show
Mon Jan 14, 2019 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Is buying a $700K first home crazy?
Replies: 70
Views: 7303

Re: Is buying a $700K first home crazy?

You might be my twin based on how similar we are, at least financially. Only difference is we’ve already bought the ($800k) house. I think you can make it work. But I’d advise against moving until you decide whether to have kids. This is a huge variable. 1. You’ll want to factor in child care to yo...
by gunn_show
Mon Jan 14, 2019 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: What deductible for Comprehensive and Collision Insurance?
Replies: 34
Views: 1519

Re: What deductible for Comprehensive and Collision Insurance?

We don't have collision and have $1k on comprehensive. This is truly a YMMV and personal question, since it has to do with your personal finances, appetite to gamble a bit, and betting on yourself Like runner3081, I do not carry collision but do carry $1k on comp. The comp is in case someone steals...
by gunn_show
Mon Jan 14, 2019 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: What deductible for Comprehensive and Collision Insurance?
Replies: 34
Views: 1519

Re: What deductible for Comprehensive and Collision Insurance?

We don't have collision and have $1k on comprehensive. This is truly a YMMV and personal question, since it has to do with your personal finances, appetite to gamble a bit, and betting on yourself Like runner3081, I do not carry collision but do carry $1k on comp. The comp is in case someone steals...
by gunn_show
Fri Jan 11, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring (Affordable)
Replies: 138
Views: 7341

Re: Engagement Ring (Affordable)

didn't comb through the responses to see if it was mentioned, but google "moissanite rings" and look into it When the time came, we went to local jewelers just to see what style and setting she wanted, all the specs, options, to see them in person. And had no desire to overspend at a local jeweler. ...
by gunn_show
Fri Jan 11, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Free Southwest Companion Pass for 2019
Replies: 7
Views: 1123

Re: Free Southwest Companion Pass for 2019

Not as good of a deal as the other options for a CP pass. Do your research on reddit/churning You can get a 50k bonus using an inflight link (posted online) for a priority, premier, or plus personal card. And you can get a 60k bonus for the SW business premier card. 110k points and CP pass for 2019...
by gunn_show
Thu Jan 10, 2019 5:40 pm
Forum: Personal Consumer Issues
Topic: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?
Replies: 82
Views: 5535

Re: Anyone raised 3 kids WITHOUT buying a 3-row vehicle?

Wife wants a minivan, but is flexible...our financial situation is age 39, net worth of $1.85M, live in modest house in low COL area, income above 6-figures. Goodness, you could have just said that up front so I could have stopped reading. Get the Hybrid Pacifica, I hear they're nice. :beer this. a...
by gunn_show
Thu Jan 03, 2019 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10871

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

Without seeing his resume and actually knowing what he is doing for job creation and submissions, it is tough to answer. As others pointed out, he should spend a lot of time tweaking his resume to fit the ATS (applicant tracking system) game for what he wants. And yes, referrals are often the best w...
by gunn_show
Tue Jan 01, 2019 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: How to afford a sports car?
Replies: 128
Views: 8943

Re: How to afford a sports car?

very well said KyleAAA Your income could double or triple over the next decade. Mine is almost 10x what it was at 22. mine is also around 10-11x what it was at 22 .. and growing. I think I added 2-3x this year. Keep at it and you'll be able to afford nice things, although you may change your mind ab...
by gunn_show
Tue Jan 01, 2019 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: How to afford a sports car?
Replies: 128
Views: 8943

Re: How to afford a sports car?

S2000s hold their value very well unlike most other cars. Honda reliability and very fun to drive. When you get tired of it as a daily driver you can likely sell it for what you paid for it years later. You may even make a few bucks. What other cars can you buy in that price range and not lose mone...
by gunn_show
Tue Jan 01, 2019 12:48 pm
Forum: Personal Finance (Not Investing)
Topic: How to afford a sports car?
Replies: 128
Views: 8943

Re: How to afford a sports car?

best solution is to invest in yourself to raise your income. work harder than others, and enjoy the job and the company mission, and you will advance also. good luck. this. I mean, you're 24 dude. You could spend the next 10 years trying and failing, and you'd still only be 34 with more years left ...
by gunn_show
Mon Dec 31, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: Shoes to wear with jeans to the office?
Replies: 87
Views: 5605

Re: Shoes to wear with jeans to the office?

anything made by Cole Haan .... I wear Vans otherwise as well, but all my work / outdoor / nice shoes are some sort of CH shoe, be it low top sneaker, chukkas, boots, etc... they have tons of sales, can be found half off at Nordstroms Rack, or hunt deals on eBay (usually eBay sellers just scour loca...
by gunn_show
Mon Dec 31, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Sound bar as only music speaker?
Replies: 38
Views: 2396

Re: Sound bar as only music speaker?

jarhead1 wrote:
Sun Dec 30, 2018 11:26 am
I have a sonos sound bar and I love it.
+1 Sonos soudbar... but paired with the sub... could not imagine going soundbar-only if you love sound / music / movies with bass incorporated...

{also have pair of Sonos 3's but who's asking...}
by gunn_show
Mon Dec 31, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: Best bet for streaming YouTube TV on my TV?
Replies: 27
Views: 2008

Re: Best bet for streaming YouTube TV on my TV?

I’m using Roku streaming stick on two TV’s in my home for YouTube TV, and very happy with it. Easy to set up, Roku remote is simple and controls TV and all apps, so no need for TV remote. Great interface for Netflix, Amazon, and Hulu as well. +1 .. Roku on all my TVs, and 2 of them are actual Roku ...
by gunn_show
Mon Dec 31, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Corvette vs Cayman/Boxster......anyone owned both?
Replies: 57
Views: 4560

Re: Corvette vs Cayman/Boxster......anyone owned both?

jcpct wrote:
Sat Dec 29, 2018 11:13 am
Another vote for Porsche Boxster or Cayman. I would suggest a model year of 2009(no IMS issues) or newer and an "S" version. I've owned my Cayman S for 6 years. No problems and still a blast to drive. Great fit and finish.
+1 '09 or newer Cayman S all the way ...
by gunn_show
Fri Dec 28, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle? Passive Income?
Replies: 71
Views: 8426

Re: Side Hustle? Passive Income?

"Side hustle" and "passive income" seem to in direct conflict. Side hustle = extra work / second job which I do sometimes. Passive income is return on investments etc which do not require extra activity on my part. this. no such thing as side hustle AND passive income as a single idea. a side hustl...
by gunn_show
Fri Dec 28, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Trying to understand my wife's dental school loans
Replies: 26
Views: 2395

Re: Trying to understand my wife's dental school loans

Mainly typing answer to subscribe to the topic, and to say 1000x to what "mhalley" wrote. This is for real rice and beans level. I don't listen to Ramsey much, as I have no debt aside from my mortgage, but I did listen to a few of his podcasts last year for giggles while on long 8 hour drives to/fro...
by gunn_show
Wed Dec 26, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Cancun in January
Replies: 26
Views: 2668

Re: Cancun in January

....or just ask your hotel concierge or doorman to hire you a taxi for the day to drive you around. I think we paid like $200 to have a guy drive us down to Tulum and playa del carmen and back to the hotel. +1 That is what we did and for three people it was roughly the same price as a tour bus. We ...
by gunn_show
Wed Dec 26, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: Life Insurance - Is this too much?
Replies: 22
Views: 1850

Re: Life Insurance - Is this too much?

Do you really need 30 years of coverage? By then your youngest kid will be 29. Is there a point to having life insurance if your youngest child is 29? Good additional point ... I think my $1m policy might be 20 or 25 years for this exact reason, bought enough to get kid to/through college, then rea...
by gunn_show
Wed Dec 26, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Life Insurance - Is this too much?
Replies: 22
Views: 1850

Re: Life Insurance - Is this too much?

It is very difficult to comment realistically on anything related to insurance and "how much should I" questions because there are so many "YMMV" and person-specific data points to consider, that are so different between people and incomes and living location and cost of living .. on and on Question...
by gunn_show
Wed Dec 26, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: MIL looking for a large "luxury" sedan
Replies: 51
Views: 4987

Re: MIL looking for a large "luxury" sedan

Work provided me with a brand spanking new Toyo Avalon XLE for a couple years, leather, 275hp engine was peppy, very nice stereo, very large and comfortable. I was very impressed. I would recommend it. Dead body sized trunk and very big backseats, assuming that is what MIL needs for a "large luxury ...
by gunn_show
Wed Dec 26, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: Cancun in January
Replies: 26
Views: 2668

Re: Cancun in January

We used these people several times. http://www.usa-transfers.com They will send you all the info about the airport and how to find them. If you have never arrived at the Cancun airport, it will be confusing to you. All kinds of well dressed people will solicit you for transport. Keep walking and fo...
by gunn_show
Wed Dec 19, 2018 8:49 pm
Forum: Personal Consumer Issues
Topic: Should I buy a Tesla?
Replies: 123
Views: 6058

Re: Should I buy a Tesla?

I would not buy one (and I see the OP replied that he changed his mind), especially if I had to drive a ton of miles (OP stated 25000 per year). Also imagine how many stops sitting at charging stations across 25000 miles? Man... So instead of plugging your car in when you get home, you would rather...
by gunn_show
Wed Dec 19, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: Should I buy a Tesla?
Replies: 123
Views: 6058

Re: Should I buy a Tesla?

I'll just leave this right here: https://www.marketwatch.com/story/firefighter-battling-tesla-model-s-blaze-were-gonna-be-here-all-night-2018-12-19 Guy gets a flat tire warning, pulls over, gets towed to tire shop, Model S becomes bonfire. WOW. That is insane. Had not seen that one. I wonder if / w...
by gunn_show
Wed Dec 19, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Should I buy a Tesla?
Replies: 123
Views: 6058

Re: Should I buy a Tesla?

Just a friendly reminder that Tesla's are far and away the worst cars made. God help you if you get into even a minor accident. If it was my only car I would steer well clear of Tesla for this reason alone. They do not have sufficient back up parts, repair centers, etc. to support the poorly made c...
by gunn_show
Tue Dec 04, 2018 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Megacorp vs Small Company
Replies: 23
Views: 1993

Re: Megacorp vs Small Company

So they emailed me back and what to have a call with the CEO, the hiring manager, and myself in 3 days. Not sure what to think or prepare... Across all the various threads (not sure why you keep starting new ones), you have honestly come across very unprepared and wishy-washy. Just my opinion, take...
by gunn_show
Mon Dec 03, 2018 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Megacorp vs Small Company
Replies: 23
Views: 1993

Re: Megacorp vs Small Company

So they emailed me back and what to have a call with the CEO, the hiring manager, and myself in 3 days. Not sure what to think or prepare... Across all the various threads (not sure why you keep starting new ones), you have honestly come across very unprepared and wishy-washy. Just my opinion, take...
by gunn_show
Sun Dec 02, 2018 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Small Company- Negotiating Compensation
Replies: 32
Views: 2270

Re: Small Company- Negotiating Compensation

23% raise, especially from a "small company" - is pretty big. Dreaming of a 30% SALARY raise, especially from a smaller company, and especially if you are -not- a senior executive level position, is just simply unrealistic unless you are truly really underpaid or a 10x coder. So perhaps you set too ...
by gunn_show
Wed Nov 28, 2018 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Small Company- Negotiating Compensation
Replies: 32
Views: 2270

Re: Small Company- Negotiating Compensation

Update... So I have avoided giving a specific number, however, they keep asking. They are flexible on work from home. Should I just throw out a number? how far along in the process are you? starting gates or have finished final / in-person stage? either way.. GET ON THE PHONE... do not do this over...
by gunn_show
Wed Nov 28, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Small Company- Negotiating Compensation
Replies: 32
Views: 2270

Re: Small Company- Negotiating Compensation

Salary unknown - not sure what to ask yet Office every day 1 hour commute each way with traffic how far along in the hiring process are you, if at all? I never, ever, get past the first call with a recruiter or hiring manager without knowing their target total comp range. Ever. Otherwise you sit in...
by gunn_show
Mon Nov 19, 2018 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Millennial behind - but still have time to [catch up]
Replies: 20
Views: 2246

Re: Millennial behind - but still have time to ketchup

"still have time to ketchup" Is this Patrick Mahomes? Don't worry, just keep playing the way you are and you'll get that big paycheck! Concentrate on tonight! I just want to acknowledge this as a pretty funny play on words :) .. should be a great game tonight as for the OP and article... "meh" ... ...
by gunn_show
Sun Nov 18, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiating offer when you gave a number early in the interview
Replies: 23
Views: 2641

Re: Negotiating offer when you gave a number early in the interview

a card laid is a card played. you already told them what you wanted... changing it might forever leave a bad taste in their mouth. the suggestion of sweetening your compensation with stock/options or some other form might be reasonable. as you know think twice, speak once. this. you gave your numbe...
by gunn_show
Thu Nov 15, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: Lexus NX vs RX
Replies: 10
Views: 1139

Re: Lexus NX vs RX

More pothole resistant: steel, smaller wheel, high-profile tire. Less pothole resistant: aluminum, larger wheel, low-profile tire. based on his history of speeding and driving directly into potholes, perhaps the OP should consider an old Toyota Tacoma with big knobby tires on it or something along ...
by gunn_show
Thu Nov 15, 2018 11:45 am
Forum: Personal Consumer Issues
Topic: Mesh versus Range extender
Replies: 27
Views: 2004

Re: Mesh versus Range extender

I'll 4th Google Wi-Fi. Everyone I know with them, including myself, love them. Over the years I tried everything including internet through electrical, extenders, etc. +1 for Google Wifi. Installed in my ~2500sqft multi-level home, with home offices for remote tech worker (thus consistent high spee...
by gunn_show
Thu Nov 15, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Lexus NX vs RX
Replies: 10
Views: 1139

Re: Lexus NX vs RX

1- pothole avoidance is the key. do that. 2- any current car can easily go >100mph. dont be dangerous to those around you. 3- you read the spec sheet. These are accurate, not sure what more you are looking for. Lexus RX 350 has 295 HP ... you can get plenty of speeding tickets with 295 HP if you do...
by gunn_show
Wed Nov 14, 2018 1:20 am
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 99
Views: 7571

Re: Too many choices for my next TRUCK

If those are your 3 options, and you truly intend to keep it until it dies, Toyota is a no-brainer. Ford sells a lot of trucks to the builder/construction industries who wear them out and the vast majority never get to 10 years old. Anecdotally, driving around notice how many 1st generation Tacomas...
by gunn_show
Wed Nov 14, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 111
Views: 10060

Re: Granddaughter needs $ help for university

1. She needs some guidance. Please take up this job... help her learn how to plan for her finances... 2. She should have done a FAFSA last year for this school year. If she did not, she will learn a hard lesson. - a. help her negotiate with the school to keep her scholarship and put her attendance ...
by gunn_show
Thu Oct 25, 2018 11:20 am
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2786

Re: How to deal with recruiters when not actively looking for job?

Thanks for all very helpful tips. What are folks thoughts on long-term contract positions with hourly rate? I honestly have no clue what this means, pertaining to the high-tech megacorp field. Can you elaborate? It's basically when some company puts you to work in a mega-corp as a contractor. So yo...
by gunn_show
Wed Oct 24, 2018 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2786

Re: How to deal with recruiters when not actively looking for job?

Thanks for all very helpful tips. What are folks thoughts on long-term contract positions with hourly rate? I honestly have no clue what this means, pertaining to the high-tech megacorp field. Can you elaborate? No way I would sign any long term contracts with hourly rates, but I am a sales guy on ...
by gunn_show
Wed Oct 24, 2018 11:53 am
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2786

Re: How to deal with recruiters when not actively looking for job?

I work in the tech field for a mega-corp. I am happy with my job but have some concerns I may get laid off ( ~50% chance ) in another few years. I am open to other opportunities, but not quite ready to jump ship yet unless it is the right opportunity. So do I tell recruiters upfront I am looking fo...
by gunn_show
Fri Oct 19, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11074

Re: Should we move to San Diego from east coast?

Ok, 300-400% was off for all of SD county but that’s why I put the question mark was asking for links to properties that are currently for sale. Fair enough, I appreciate you admitting fault. SD is expensive, but it is not wharf-front SF or central park Manhattan expensive. It takes all of 5-10 min...
by gunn_show
Thu Oct 18, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11074

Re: Should we move to San Diego from east coast?

But for example how much would a place like this cost in San Diego - https://www.realtor.com/realestateandhomes-detail/4256-Terrace-St_Philadelphia_PA_19128_M32048-83356?view=qv Probably a 300-400% difference? 300-400% difference? where are you people from, fairy magic land?? no offense but it is c...
by gunn_show
Wed Oct 17, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11074

Re: Should we move to San Diego from east coast?

I don't think your annual income of 195K (remember that is pre-tax) is sufficient to give you a decent lifestyle in San Diego.My income is $250k and I don't think I can afford it. Are you willing to live in a neighborhood that you would not consider in your current location? Weather is great there,...
by gunn_show
Tue Oct 16, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: tablet or small laptop for general and travel computer?
Replies: 41
Views: 2363

Re: tablet or small laptop for general and travel computer?

I'm looking for a WIN machine to use in place of a tablet. I like to surf the web, read ebooks, watch a video, etc... I had a tablet but hate entering text via touscreen. A MS Surface is very nice but very pricey. I'd like to be < $800. What do other folks use??? Recommendations?? I use the MSFT Su...
by gunn_show
Tue Oct 16, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11074

Re: Should we move to San Diego from east coast?

We are a young family and live in the east cost now and have family who live in San Diego. Whenever we go to SD we always think of moving there, the weather there is good almost most of the year. This mindset is what brought roughly 50-75% of current SD residents here. Most of my friends are from M...
by gunn_show
Thu Oct 04, 2018 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 12156

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

To the people who suggested that the OP pay to see a real estate attorney... just no. No! That is absurd. Things break. Things break the day before closing. Things break the day after closing. And things break two days after closing. We had a large crack appear in the plaster of a ten year old pool...
by gunn_show
Sat Sep 15, 2018 12:24 am
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 99
Views: 10682

Re: Side Hustle Options/Suggestions.

what city do you live in? do they have Bird (or Lime) scooters? I recently signed up to be a "charger" and joined a massive FB group for Bird Chargers...there are dozens and dozens of posts daily with incredible data... this is done after 9pm and they have to be dropped back out (after charging to 1...
by gunn_show
Fri Aug 17, 2018 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Cheapest Home Insurance ?
Replies: 34
Views: 3249

Re: Cheapest Home Insurance ?

You may want to reconsider your approach to insurance and instead focus on value. When I pay premiums, I'm doing so based on the expectation that the company will be solvent (able to pay for the damages I cause), provide outstanding claims service, and answer any premium / coverage related question...