Search found 1459 matches

by gunn_show
Thu Nov 15, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: Lexus NX vs RX
Replies: 10
Views: 1066

Re: Lexus NX vs RX

More pothole resistant: steel, smaller wheel, high-profile tire. Less pothole resistant: aluminum, larger wheel, low-profile tire. based on his history of speeding and driving directly into potholes, perhaps the OP should consider an old Toyota Tacoma with big knobby tires on it or something along ...
by gunn_show
Thu Nov 15, 2018 11:45 am
Forum: Personal Consumer Issues
Topic: Mesh versus Range extender
Replies: 27
Views: 1853

Re: Mesh versus Range extender

I'll 4th Google Wi-Fi. Everyone I know with them, including myself, love them. Over the years I tried everything including internet through electrical, extenders, etc. +1 for Google Wifi. Installed in my ~2500sqft multi-level home, with home offices for remote tech worker (thus consistent high spee...
by gunn_show
Thu Nov 15, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Lexus NX vs RX
Replies: 10
Views: 1066

Re: Lexus NX vs RX

1- pothole avoidance is the key. do that. 2- any current car can easily go >100mph. dont be dangerous to those around you. 3- you read the spec sheet. These are accurate, not sure what more you are looking for. Lexus RX 350 has 295 HP ... you can get plenty of speeding tickets with 295 HP if you do...
by gunn_show
Wed Nov 14, 2018 1:20 am
Forum: Personal Consumer Issues
Topic: Too many choices for my next TRUCK
Replies: 90
Views: 6316

Re: Too many choices for my next TRUCK

If those are your 3 options, and you truly intend to keep it until it dies, Toyota is a no-brainer. Ford sells a lot of trucks to the builder/construction industries who wear them out and the vast majority never get to 10 years old. Anecdotally, driving around notice how many 1st generation Tacomas...
by gunn_show
Wed Nov 14, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 103
Views: 8410

Re: Granddaughter needs $ help for university

1. She needs some guidance. Please take up this job... help her learn how to plan for her finances... 2. She should have done a FAFSA last year for this school year. If she did not, she will learn a hard lesson. - a. help her negotiate with the school to keep her scholarship and put her attendance ...
by gunn_show
Thu Oct 25, 2018 11:20 am
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2741

Re: How to deal with recruiters when not actively looking for job?

Thanks for all very helpful tips. What are folks thoughts on long-term contract positions with hourly rate? I honestly have no clue what this means, pertaining to the high-tech megacorp field. Can you elaborate? It's basically when some company puts you to work in a mega-corp as a contractor. So yo...
by gunn_show
Wed Oct 24, 2018 6:23 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2741

Re: How to deal with recruiters when not actively looking for job?

Thanks for all very helpful tips. What are folks thoughts on long-term contract positions with hourly rate? I honestly have no clue what this means, pertaining to the high-tech megacorp field. Can you elaborate? No way I would sign any long term contracts with hourly rates, but I am a sales guy on ...
by gunn_show
Wed Oct 24, 2018 11:53 am
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2741

Re: How to deal with recruiters when not actively looking for job?

I work in the tech field for a mega-corp. I am happy with my job but have some concerns I may get laid off ( ~50% chance ) in another few years. I am open to other opportunities, but not quite ready to jump ship yet unless it is the right opportunity. So do I tell recruiters upfront I am looking fo...
by gunn_show
Fri Oct 19, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10868

Re: Should we move to San Diego from east coast?

Ok, 300-400% was off for all of SD county but that’s why I put the question mark was asking for links to properties that are currently for sale. Fair enough, I appreciate you admitting fault. SD is expensive, but it is not wharf-front SF or central park Manhattan expensive. It takes all of 5-10 min...
by gunn_show
Thu Oct 18, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10868

Re: Should we move to San Diego from east coast?

But for example how much would a place like this cost in San Diego - https://www.realtor.com/realestateandhomes-detail/4256-Terrace-St_Philadelphia_PA_19128_M32048-83356?view=qv Probably a 300-400% difference? 300-400% difference? where are you people from, fairy magic land?? no offense but it is c...
by gunn_show
Wed Oct 17, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10868

Re: Should we move to San Diego from east coast?

I don't think your annual income of 195K (remember that is pre-tax) is sufficient to give you a decent lifestyle in San Diego.My income is $250k and I don't think I can afford it. Are you willing to live in a neighborhood that you would not consider in your current location? Weather is great there,...
by gunn_show
Tue Oct 16, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: tablet or small laptop for general and travel computer?
Replies: 41
Views: 2322

Re: tablet or small laptop for general and travel computer?

I'm looking for a WIN machine to use in place of a tablet. I like to surf the web, read ebooks, watch a video, etc... I had a tablet but hate entering text via touscreen. A MS Surface is very nice but very pricey. I'd like to be < $800. What do other folks use??? Recommendations?? I use the MSFT Su...
by gunn_show
Tue Oct 16, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10868

Re: Should we move to San Diego from east coast?

We are a young family and live in the east cost now and have family who live in San Diego. Whenever we go to SD we always think of moving there, the weather there is good almost most of the year. This mindset is what brought roughly 50-75% of current SD residents here. Most of my friends are from M...
by gunn_show
Thu Oct 04, 2018 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: Sold Home - 2 days after buyer claims they found an issue with A/C
Replies: 119
Views: 11960

Re: Sold Home - 2 days after buyer claims they found an issue with A/C

To the people who suggested that the OP pay to see a real estate attorney... just no. No! That is absurd. Things break. Things break the day before closing. Things break the day after closing. And things break two days after closing. We had a large crack appear in the plaster of a ten year old pool...
by gunn_show
Sat Sep 15, 2018 12:24 am
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 99
Views: 10322

Re: Side Hustle Options/Suggestions.

what city do you live in? do they have Bird (or Lime) scooters? I recently signed up to be a "charger" and joined a massive FB group for Bird Chargers...there are dozens and dozens of posts daily with incredible data... this is done after 9pm and they have to be dropped back out (after charging to 1...
by gunn_show
Fri Aug 17, 2018 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Cheapest Home Insurance ?
Replies: 34
Views: 3095

Re: Cheapest Home Insurance ?

You may want to reconsider your approach to insurance and instead focus on value. When I pay premiums, I'm doing so based on the expectation that the company will be solvent (able to pay for the damages I cause), provide outstanding claims service, and answer any premium / coverage related question...
by gunn_show
Tue Aug 14, 2018 3:20 pm
Forum: Personal Consumer Issues
Topic: As an American, where are some great places in the world to retire?
Replies: 151
Views: 15151

Re: As an American, where are some great places in the world to retire?

San Diego. Or what livesoft said. Jokes aside.. you say nothing about where he lives now... does he want to move... what can they afford... what does your dad and mom like, to eat, do, climate, types of neighborhoods... you asked a completely open ended question with no guided background.. I have no...
by gunn_show
Tue Aug 14, 2018 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Almost 30 - Check In
Replies: 33
Views: 3986

Re: Almost 30 - Check In

A $15,000 ring is insane given your current financial situation. Insane. Do not buy a $15,000 ring. I know you love your girlfriend. Like, a lot. I get it. But $15,000 is far too much to spend. It constitutes 30% of your yearly take home pay. That's too much. You say you want to buy a house soon, b...
by gunn_show
Mon Aug 13, 2018 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Few weeks into new job recieved significantly better offer elsewhere
Replies: 103
Views: 10423

Re: Few weeks into new job recieved significantly better offer elsewhere

You now have all the information to make a decision, which is to go with your gut and stay put. Mark your calendar for today + 1 year and revisit your situation. Act on your decision now, as further thinking is no longer productive and will become a source of unnecessary stress. I tried this. Thoug...
by gunn_show
Mon Aug 13, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Mid 30s Crisis: Personal budget, savings and goals
Replies: 36
Views: 7390

Re: Mid 30s Crisis: Personal budget, savings and goals

Here is where I am at and am looking for suggestions, I don’t feel like we are on a great track but DW is comfortable with our situation and wants us to reasonably enjoy life. It’s probably good I have her or I’d be a hermit. Anything glaring jumping out? Should I feel more comfortable than I do? I...
by gunn_show
Mon Aug 13, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Housing affordability - what is your take?
Replies: 74
Views: 7698

Re: Housing affordability - what is your take?

Are only very high income dual income people buying real estate in the large metros? Yes. How are single income individuals affording homes with traditional affordability metrics? Or are they using different metrics? They get married or shack up or rent out part of the house or get help from others...
by gunn_show
Sat Aug 11, 2018 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor Mandatory?
Replies: 36
Views: 3397

Re: Financial Advidor Mandatory?

I am 40, wife is 35. $535K Net Worth. $125K Gross Income. Zero Debt. Saving near 18% in a mix of 401K's and Roth IRA's. no children currently. Do we need a financial advisor? (Two absolutely terrible experiences with financial advisors in the past who tried to sell us insurance we don't need) No. S...
by gunn_show
Fri Aug 10, 2018 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1701

Re: Rental Property with Sibling Questions

I'd buy it to capture the differential between the flippers discount and the market value, less selling and carrying costs. I wouldn't buy it with the intention of renting it since that would not follow from the reason you want to buy it in the first place: your parents want to sell the home under ...
by gunn_show
Fri Aug 10, 2018 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Should I accept a large cash gift from my mother?
Replies: 44
Views: 5966

Re: Should I accept a large cash gift from my mother?

If the choices are you invest it or she invest it, there are more advantages to her investing it. I have some experience with this, as my mom's mother passed away in the last couple years, and I helped mom go through the estate and accounts and divvy out the extensive inheritances to several entiti...
by gunn_show
Fri Aug 10, 2018 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1701

Re: Rental Property with Sibling Questions

I would suggest that you do not do it. Sell the home and split the proceeds. You will be far better off and have a better relationship with your sister. This. Sell, split proceeds, then go buy other property separately. Or, one sister buys this property and manages it. Would not do it together. Bot...
by gunn_show
Fri Aug 10, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: Moving soon; whom to hire to help me move?
Replies: 27
Views: 2488

Re: Moving soon; whom to hire to help me move?

Professional moving company every time. Just not worth the risk in my opinion. Top 10 pet peeve in life is friends who make decent incomes asking their friends to help them move. That was fine at 20 but not at 50. Embarrassing. I realize you aren't asking for that. I am just going off topic. :) thi...
by gunn_show
Thu Aug 09, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: SPG rewards....sucks?
Replies: 24
Views: 2973

Re: SPG rewards....sucks?

argghhhhh....i really cannot stand it any more! I just found a hotel I like with good value. For example, Sheraton Brooklyn, market rate is $370 and it cost only 10K points (awesome!) but when I click on it....it shows all the options to pay EXCEPT there is no option to pay with points. as with any...
by gunn_show
Wed Aug 08, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Few weeks into new job recieved significantly better offer elsewhere
Replies: 103
Views: 10423

Re: Few weeks into new job recieved significantly better offer elsewhere

I asked about that. The recruiting agency tells me that it shouldn't be an issue but it's their job to sell me like any other salesman. So yes there is some concern there. But it's my impression given the role and work that the work will be there after 6 months. The bigger risk is will my job perfo...
by gunn_show
Fri Aug 03, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: New job commute
Replies: 64
Views: 3829

Re: New job commute

1 1/2 hours for 34 miles each way sounds truly miserable. + I would do anything, (anything) to not have a 3 hour commute. Life is too short. Including making less money. Money is not the end all. + OP, do the math; calculate how much that extra commute (at your hourly pay rate) is actually making y...
by gunn_show
Mon Jul 30, 2018 3:49 pm
Forum: Personal Consumer Issues
Topic: Flooring: Hard wood vs Ceramic Tile that looks like wood
Replies: 26
Views: 2824

Re: Flooring: Hard wood vs Ceramic Tile that looks like wood

We put in 6x36 wood look porcelain planks 2 years ago. We love it in every way. We have a slab foundation, a dog, and live in a warm climate. It took us a long time to find one we liked that had the right size, texture, and color variation but once we did we knew it was exactly what we wanted. You ...
by gunn_show
Sun Jul 29, 2018 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Question for the sales/business development reps
Replies: 4
Views: 503

Re: Question for the sales/business development reps

I do outside sales for wholesale wine/spirits distribution company for 11 years now. Pay is okay but not great, but I enjoy the work. They way they structure the pay- there is no other choice than to stay motivated. I'm motivated by my need to beef up retirement at the moment. 15+ years in sales ca...
by gunn_show
Sun Jul 29, 2018 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Bonus at Job - Weird Situation
Replies: 34
Views: 6207

Re: Bonus at Job - Weird Situation

OP - For whatever this is worth, I've taken the view that my professional loyalties rest in the following order of priority: 1. Myself and my own career 2. My profession 3. My employer This doesn't mean that I don't do quality professional work for my employer or that I would cut ethical corners to...
by gunn_show
Fri Jul 27, 2018 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: Career advice
Replies: 20
Views: 1789

Re: Career advice

That said, my desire to get an MBA is to increase my earning potential. Director level and above in my current organization is where the good money is earned ($150-$175k plus 20%-30% bonus and RSUs) and I believe an MBA would allow me to fast track that process. But maybe I just need an opportunity...
by gunn_show
Fri Jul 27, 2018 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Career advice
Replies: 20
Views: 1789

Re: Career advice

I would stay in sales, but potentially change companies. I have come to learn that everyone is in sales, so it’s best to embrace it and ensure you’re compensated for it. Find a product/industry that you’re passionate about and the skies the limit. If it’s a numbers game currently and you’re cold ca...
by gunn_show
Fri Jul 27, 2018 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3801

Re: Decision for Stay at Home Wife?

Wife is SAHM and not returning to work anytime soon. Her barely-above average pay combined with crappy work environment deemed it I am a little jealous, my wife is staying home but will be finishing up her Master in Teaching and will be going back to work next year. If she told me tomorrow she want...
by gunn_show
Fri Jul 27, 2018 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3801

Re: Decision for Stay at Home Wife?

Does she want to be a stay at home mom? If so, I'd say she should go for it. And it sounds like you may have too high of expectations for the baby years as for what she can accomplish in addition to child care. Is she not driven and self motivated? If she is, she will do as much as she can handle; ...
by gunn_show
Wed Jul 25, 2018 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Giving money to adult kids
Replies: 23
Views: 3986

Re: Giving money to adult kids

I'm not well versed in this, but it seems like this is exactly the sort of situation a trust is designed to handle. You can set it up so that an outside person (lawyer, trusted friend or family member, etc.) administers the money on behalf of the kids, and only disburses funds to cover things appro...
by gunn_show
Tue Jul 24, 2018 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Possible Job Change
Replies: 6
Views: 767

Re: Possible Job Change

The comp made it clear you are not in IT / pharma sales, without a doubt, no need to confirm it. Also figured not HCOL. But that doesn't really matter with remote AE positions anyway. The question as posed... doesn't make a lot of sense. High level view - ... current job pays $96000 (78 + 18 bonus)....
by gunn_show
Tue Jul 24, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Possible Job Change
Replies: 6
Views: 767

Re: Possible Job Change

If I’m reading this right your currrent sales role does not pay commission?? The whole point of working in sales is the potential upside of eating what you kill. That’s what makes the added stress of the job worth it. If you don’t get commission I’m sure there are plenty of 9-5 desk jobs available ...
by gunn_show
Tue Jul 24, 2018 12:40 pm
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 7347

Re: Daughter wants to travel on her own to Montreal

Pretty much everything is in French so she better have a plan for that. What would one do for 4-5 days in Montreal? Can think of plenty of better places, but to each his own False. Have you actually ever been there? Everyone and everything is in English. Come on man. Steak at Moishes? English. Sand...
by gunn_show
Tue Jul 24, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: Are laminate floors better-wearing than real hardwood?
Replies: 36
Views: 2920

Re: Are laminate floors better-wearing than real hardwood?

You really can't compare laminate to hardwoods. Laminate is easily scratched/damaged and cannot be repaired or refinished. It also looks cheap and you can easily tell its laminate when you walk on it. If you can't afford regular hardwood flooring there is a third alternative...engineered hardwood. ...
by gunn_show
Mon Jul 23, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Is it possible to change one's career in their 40s?
Replies: 88
Views: 8326

Re: Is it possible to change one's career in their 40s?

I have been in IT for almost 20 years. My career has stagnated and I've been reading a lot of stuff about ageism in the IT industry. Some people on this very forum have posted that as well. Seems that after a certain point, the more experience one has is a liability. Or maybe just stay in IT and gr...
by gunn_show
Mon Jul 23, 2018 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Good Job but "Plan B"???
Replies: 4
Views: 520

Re: Good Job but "Plan B"???

So, am I making something out of nothing or is it wise to always be thinking of what else is out there? Something else at play here? Bored? Underpaid? (you said make a decent paycheck, not awesome or rad or overpaid or top end of compensation). On surface you said a lot of positive things. Under su...
by gunn_show
Thu Jul 19, 2018 11:56 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 57391

Re: Flaunt Your High-Mileage Car

Good morning Bogleheads: I drive a 2003 Lexus GX 470, 345,000 miles. Love the car OldTimer, This is a vehicle I am looking at to buy used. How were the repair costs over the years? Did you notice a spike in repair and maintenance costs when your vehicle got over 150k miles? Thanks. Francis This is ...
by gunn_show
Mon Jul 16, 2018 9:45 pm
Forum: Personal Finance (Not Investing)
Topic: Job Change?
Replies: 7
Views: 888

Re: Job Change?

Considering you could easily live off the wife's income alone and still save some, you have the freedom to do whatever floats your boat. You could even both retire now and be in pretty safe position, so why continue doing something you hate? If the new job appeals to you, try it, but you don't real...
by gunn_show
Wed Jul 11, 2018 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: looking for a new (online) savings account home
Replies: 23
Views: 2271

Re: looking for a new (online) savings account home

Larry2623 wrote:
Tue Jul 10, 2018 8:37 pm
I use GS Marcus...happy with rate and service
set my mom up with GS Marcus recently for savings + CD's, very easy to use, easy simple clean interface, very solid rates, would highly recommend
by gunn_show
Wed Jul 11, 2018 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Saving for MBA or Putting Money into ROTH/401k
Replies: 7
Views: 650

Re: Saving for MBA or Putting Money into ROTH/401k

I would put it in the Roth. I'm sure you have thought this through, but just make sure you are getting an MBA for more than just the 3 letters after your name. this and this, although you didn't ask our opinion on the second piece with nearly zero net worth and retirement savings, you need to get t...
by gunn_show
Tue Jul 10, 2018 3:01 pm
Forum: Personal Consumer Issues
Topic: Masterbath Remodel - Tub or No Tub ?
Replies: 57
Views: 3704

Re: Masterbath Remodel - Tub or No Tub ?

Please provide opinions on the following 1) Would you remodel and get rid of tub in YOUR current master bath - why ? why not? 2) If you were looking at buying a home -- thoughts on NOT having a tub in the master ? Would that be a big reason for you to not buy the house? 3) if you are a real estate ...
by gunn_show
Tue Jul 10, 2018 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Dad asked for my help on pension decision that I do not understand
Replies: 43
Views: 3651

Re: Dad asked for my help on pension decision that I do not understand

There are lots of issues that he should take into consideration. One thing to consider is how much in savings your father has. Another consideration is his other income when he retires. Finally, how do the above sources of income compare to his expected expenses in retirement? +1 lot of great quest...
by gunn_show
Mon Jul 09, 2018 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Dealing with recruiters
Replies: 20
Views: 2189

Re: Dealing with recruiters

I get contacted by recruiters regularly. I'm thinking about implementing a policy of not giving them a resume until they at least tell me the salary range. Of course this chases some of them off. Does this sound reasonable? "I understand that you can't tell me the exact company or job, but to avoid...