Search found 86 matches

by mickeyvee
Sun Jul 16, 2017 7:28 pm
Forum: Personal Consumer Issues
Topic: what's your secret to cleaning inside car windows?
Replies: 47
Views: 3947

Re: what's your secret to cleaning inside car windows?

I use my winter leather gloves. The film wipes right off without streaking or damage to the gloves. I moved from Chicago to Arizona last year so I use them all the time now! 8-)
by mickeyvee
Fri Jan 29, 2016 7:56 am
Forum: Personal Finance (Not Investing)
Topic: How to pay for prep for house sale?
Replies: 14
Views: 1934

Re: How to pay for prep for house sale?

Yes, jfn111, that's what we're doing! Quick question for anyone...does it make sense to take some of the money from the HELOC to cover ROTH contributions for both of us too? I know our equity is not a bottomless pit, but if this is the way to scrounge up extra cash does this make sense too?
by mickeyvee
Fri Jan 29, 2016 6:38 am
Forum: Personal Finance (Not Investing)
Topic: How to pay for prep for house sale?
Replies: 14
Views: 1934

Re: How to pay for prep for house sale?

You guys are right on the money. The HELOC makes the most sense. I never did one of those before so I naively didn't include it in my list. Thanks for your help! Enjoy the weekend!

MickeyVee 8-)
by mickeyvee
Thu Jan 28, 2016 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay for prep for house sale?
Replies: 14
Views: 1934

How to pay for prep for house sale?

Hi All, I plan on "re-birthing" next year. Also, my wife and I plan to sell our house early next year so we need to do some flooring, painting, repairing etc. to get the house presentable to sell. My question is...What do we use to pay for the tasks needed to sell? I'm guessing I'll need a...
by mickeyvee
Wed Jan 06, 2016 7:54 pm
Forum: Personal Consumer Issues
Topic: Christmas Fail
Replies: 54
Views: 8371

Re: Christmas Fail

Gonna bite on this post... My wife's daughter bought her two gifts from Amazon this year. 1) A workout weight rack to hold dumbbells (my wife works out) The package was large, heavy and unopened by our daughter. When my wife opened the small crate, it was a large Cockatiel bird cage! It had bird dow...
by mickeyvee
Mon Nov 09, 2015 8:37 pm
Forum: Investing - Theory, News & General
Topic: The 60/40 stock-and-bond portfolio mix is dead in 2016?
Replies: 34
Views: 9552

Re: The 60/40 stock-and-bond portfolio mix is dead in 2016?

Thank you all for your insight and perspective. What I took from the article is that when you retire at age 65-ish, it's not the end of the road and you then go to 100% cash. You need to maintain that portfolio "growth engine" and keep nurturing it because you will probably need more $$$ l...
by mickeyvee
Mon Nov 09, 2015 9:03 am
Forum: Investing - Theory, News & General
Topic: The 60/40 stock-and-bond portfolio mix is dead in 2016?
Replies: 34
Views: 9552

The 60/40 stock-and-bond portfolio mix is dead in 2016?

Skimming the web this morning w/ my coffee, I stumbled on this article in USA Today: http://www.usatoday.com/story/money/personalfinance/2015/11/09/60-40-stock-bond-portfolio-mix-dead-2016/75042316/ I thought it was an interesting article from a different perspective. The risk we all talk about isn'...
by mickeyvee
Sun Oct 04, 2015 9:05 am
Forum: Personal Consumer Issues
Topic: Wintertime Tires
Replies: 28
Views: 4036

Re: Wintertime Tires

Hi amd2135...that's what I thought but I had to ask. Thanks for the feedback! 8-)
by mickeyvee
Sat Oct 03, 2015 9:28 am
Forum: Personal Consumer Issues
Topic: Wintertime Tires
Replies: 28
Views: 4036

Re: Wintertime Tires

Hey RoC...I have a 2006 Infiniti G35 coupe. I live in Chicago and use snows & summer tires that I swap out at the beginning of each season. My challenges are these: > The fronts are smaller than the rears (so no rotation) > High HP engine w/ light back end (also rear wheel drive) > Both my sets ...
by mickeyvee
Sat Aug 22, 2015 7:58 am
Forum: Personal Consumer Issues
Topic: Orange is the New Black
Replies: 17
Views: 3104

Re: Orange is the New Black

My wife and I have watched all 3 seasons and think it's a great show. It was created by Jenji Kohan who also created WEEDS (Just finished binge watching that show). Like others, yes, some parts can be a little annoying. I listened to the Orange is the New Black audiobook in the car. The beginning is...
by mickeyvee
Tue Jul 07, 2015 6:57 pm
Forum: Personal Consumer Issues
Topic: Productivity Apps that you pay for
Replies: 21
Views: 2385

Re: Productivity Apps that you pay for

Android Apps...
Ultimate to-do list: syncs well with Toodledo.com
Nitrodesk Touchdown for Exchange email & calendar client
by mickeyvee
Fri Jun 05, 2015 4:15 pm
Forum: Personal Consumer Issues
Topic: What do you do to relax just after returning from work
Replies: 59
Views: 8391

Re: What do you do to relax just after returning from work

Tanqueray Martini with Bleu cheese olives 8-)
by mickeyvee
Sat Mar 07, 2015 5:34 pm
Forum: Personal Consumer Issues
Topic: Just cut my cable bill...
Replies: 58
Views: 8141

Re: Just cut my cable bill...

I would be impressed if one is able to cut cable and internet, because most people are essentially replacing cable with high-speed internet. The difference is the internet gives you interactive access to the outside world for work, play, knowledge, information and pleasure. Cable TV by itself is &q...
by mickeyvee
Sat Dec 13, 2014 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: At what age did you find dream job?
Replies: 32
Views: 3583

Re: At what age did you find dream job?

I was in my "degree" career for 15 years (marketing communication) and HATED it. I was unemployed and found myself playing with a computer that I purchased to do my resume. One day while I was explaining something to a buddy, he commented that I should be a computer trainer. That was back ...
by mickeyvee
Sat Dec 06, 2014 8:08 am
Forum: Investing - Help with Personal Investments
Topic: Combine Roth IRA's
Replies: 7
Views: 902

Re: Combine Roth IRA's

I'm 60 and my wife is 53. I have access to my portion of my Roth NOW if we need the money for something. Even if it has to sit in there for 5 years, I'll still have access to it before she will. We use her Roth as "spill over". The Admiral shares issue is another good reason.
by mickeyvee
Fri Oct 31, 2014 5:02 pm
Forum: Personal Consumer Issues
Topic: Trick or Treating Minimum Requirements
Replies: 20
Views: 1809

Re: Trick or Treating Minimum Requirements

Just having this post on Boglehead is FRIGHTENING!!!!! :oops:
by mickeyvee
Thu Oct 09, 2014 7:12 am
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 17215

Re: What have you done to cut costs this year?

Compound wrote... We dropped cable leading to savings of about $100/mo. I'm so glad we made the change as we rarely watch TV. Only drawback for me is not being able to watch the sporting events that I previously enjoyed watching (which typically are aired on cable channels nowadays). I bought a dig...
by mickeyvee
Wed Oct 08, 2014 8:58 pm
Forum: Personal Consumer Issues
Topic: What have you done to cut costs this year?
Replies: 134
Views: 17215

Re: What have you done to cut costs this year?

Refinanced Mortgage- saved $290/month
Dropped Life insurance - Saved $120/month
Dropped Cable - Saved $75/month

Yea! I have extra $500/month to put in ROTH! (Already max out 401K ...cut taxes because of 401K maxed 8-) )
by mickeyvee
Mon Oct 06, 2014 12:34 pm
Forum: Personal Consumer Issues
Topic: Road trip to Chicago with kids- what to do/recommendations?
Replies: 44
Views: 5044

Re: Road trip to Chicago with kids- what to do/recommendatio

Take them to the Chicago Board of Trade between 9am - 1pm. It's just West of the Loop. Spend an hour...It's cool to see the pits, the traders and all the "refined chaos". My kids got a big kick out of it and they learned something too! http://www.chicagotraveler.com/attractions/chicago-boa...
by mickeyvee
Sun Jul 20, 2014 8:59 am
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Re: Help me reduce portfolio from 16 to 3!

I would recommend: Her 403b: S&P 500 His 401k: Spartan Total Bond His Roth: divvy it up to match your AA I had a majority in VIIIX when I had 16 funds (including small & small value) I was trying to streamline my portfolio. I guess with your suggestion, I could do this: Since I just turned ...
by mickeyvee
Sun Jul 20, 2014 6:32 am
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Re: Help me reduce portfolio from 16 to 3!

Good morning retireddjg, Agreed…Ultimately, I am going with the solution above (DSInvestor / Livesoft suggestion). I guess I wasn't sure about the Stable Value/ PTRAX mix for fixed income and wanted to explore other options. I also didn’t post all my options the first time around. I’m not fond of Th...
by mickeyvee
Sat Jul 19, 2014 1:47 pm
Forum: Investing - Help with Personal Investments
Topic: Seeking Alternative Solution for her 403B…
Replies: 7
Views: 735

Re: Seeking Alternative Solution for her 403B…

Hi retireddjg, I can't picture your whole situation from just the information given. Please see previous post http://www.bogleheads.org/forum/viewtopic.php?f=1&t=139702&p=2066063 In Nutshell: Trying to simplify portfolio Three primary sources: (401K, 403b, & Roth) Much flexibility with t...
by mickeyvee
Sat Jul 19, 2014 10:10 am
Forum: Investing - Help with Personal Investments
Topic: Seeking Alternative Solution for her 403B…
Replies: 7
Views: 735

Re: Seeking Alternative Solution for her 403B…

sschullo, She has a small <$10k Roth in Vanguard. We want to max out tax advantaged. The issue I'm struggling with is how to allocate her large contribution to our portfolio (28%) with bad choices. Another thought of mine was to use one of the balanced funds I listed and even out the portfolio by pu...
by mickeyvee
Sat Jul 19, 2014 8:04 am
Forum: Investing - Help with Personal Investments
Topic: Seeking Alternative Solution for her 403B…
Replies: 7
Views: 735

Seeking Alternative Solution for her 403B…

I’m in the process of re-sculpting our portfolio to be more in line with a “3-fund” approach. http://www.bogleheads.org/forum/viewtopic.php?f=1&t=139702&p=2066063 I’m also trying to coordinate 3 separate accounts (one that has bad choices): Current Retirement Portfolio: Upper 6 figures Desir...
by mickeyvee
Wed Jun 25, 2014 5:45 pm
Forum: Personal Consumer Issues
Topic: Keeping mold out of bath/shower
Replies: 32
Views: 4253

Re: Keeping mold out of bath/shower

We have a floor fan with a timer. After shower, the fan runs for an hour to dry the shower. Then we use bleach in spray bottle 1x every 2 months to make the bathroom smell like a swimming pool! 8-)
by mickeyvee
Tue Jun 17, 2014 7:50 am
Forum: Forum Issues and Administration
Topic: Saving Topics Offline
Replies: 2
Views: 921

Re: Saving Topics Offline

Yes, you can save the page as a file to access it later. In Chrome: 1) be on the page you want to save 2) Click on the far right side with the 3 small horizontal lines (or key board_ Ctrl S) 3) give the file a name and save it in a place you'll remember. IE: 1) be on the page you want to save 2) cli...
by mickeyvee
Wed May 28, 2014 5:25 pm
Forum: Personal Consumer Issues
Topic: New Roof?
Replies: 25
Views: 3137

Re: New Roof?

mrsevansc
FYI, Here's my post from earlier this month...still figuring out what to do.
http://www.bogleheads.org/forum/viewtopic.php?f=11&t=138311&newpost=2044285
by mickeyvee
Fri May 23, 2014 6:36 am
Forum: Personal Consumer Issues
Topic: I need a new coffee maker, any recommendations?
Replies: 66
Views: 17733

Re: I need a new coffee maker, any recommendations?

My wife and I have a love/hate relationship with ours...It's a Kitchen Aid. http://www.kohls.com/product/prd-1472877/kitchenaid-14-cup-coffee-maker.jsp We have our coffee maker 6 feet from the sink, tucked under a cabinet by the stove. Aside from making great coffee, it has a detachable reservoir so...
by mickeyvee
Thu May 22, 2014 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Re: Help me reduce portfolio from 16 to 3!

mnvalue said You might also consider 30% of stocks international instead of 20%, but they're both within the recommended 20-40% range. I was thinking about that...but I have to be careful. The next thing I know is I'll start slicing, dicing, and tilting back to 16 funds again! LOL! Thanks all for t...
by mickeyvee
Thu May 22, 2014 6:07 am
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Re: Help me reduce portfolio from 16 to 3!

DSInvestor...

AHRP Capital Preservation Account (stable value)
1 year yield: 2.75
ER: .44
by mickeyvee
Wed May 21, 2014 11:18 pm
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Re: Help me reduce portfolio from 16 to 3!

Hi Livesoft...I was hoping to hear from you! Her 401(k) could be put 100% into the Stable Value fund and never rebalanced. It would be in set-and-forget mode. I just started using this fund in lieu of Bond in her account. Why would it be "...never rebalanced. It would be in set-and-forget mode&...
by mickeyvee
Wed May 21, 2014 10:55 pm
Forum: Investing - Help with Personal Investments
Topic: Help me reduce portfolio from 16 to 3!
Replies: 15
Views: 2473

Help me reduce portfolio from 16 to 3!

Ok…I’m feeling lazy and have been trying to figure out how to do a three fund Portfolio with my situation. (I currently have 16 funds combined!) Current Retirement Portfolio: Upper 6 figures Desired AA: 60/40 We have 3 separate accounts. The two 401ks have monthly contributions of $1800/month each: ...
by mickeyvee
Thu May 01, 2014 8:14 pm
Forum: Personal Consumer Issues
Topic: Daughter getting married
Replies: 57
Views: 6889

Re: Daughter getting married

TomatoTomahto wrote: You should spend more time on this forum. You're ignoring many of us who follow BH principles to a point, but live quite well. There is no greater pleasure for me, for example, than paying for my kids' education. Totally irrelevant. I asked a Boglehead question...HOW do you swi...
by mickeyvee
Thu May 01, 2014 5:59 pm
Forum: Personal Consumer Issues
Topic: Daughter getting married
Replies: 57
Views: 6889

Re: Daughter getting married

Where do you get the extra money to give daughter that much money when you are scrapping & scrimping to save for retirement? Everyone at this forum says stash as much as you can for retirement and don't have any debt...then you have a daughter that says "show me the money" and you say ...
by mickeyvee
Wed Apr 30, 2014 5:56 am
Forum: Personal Consumer Issues
Topic: Roof Restoration legit or scam
Replies: 22
Views: 2537

Roof Restoration legit or scam

I was approached last weekend by a gentleman who owns a roofing & siding company. He markets it as a " Hail Restoration for roofing & siding". He said he will contact my home owner's insurance company directly and negotiate an acceptable price to have my roof "restored". ...
by mickeyvee
Thu Jan 02, 2014 9:49 pm
Forum: Investing - Help with Personal Investments
Topic: Retirement and my new car
Replies: 37
Views: 3556

Re: Retirement and my new car

Ok...everyone's ignoring the 50,000 lb elephant in the room! StarbuxInvestor...What 'cha thinking of getting??? :confused :confused :confused
by mickeyvee
Sun Dec 22, 2013 6:38 pm
Forum: Personal Consumer Issues
Topic: Gas mileage quiz
Replies: 57
Views: 4107

Re: Gas mileage quiz

BTW, for all of you physics strategists, I pose a similar question regarding heating & set back thermostats...

http://www.bogleheads.org/forum/viewtopic.php?f=11&t=128869
by mickeyvee
Sun Dec 22, 2013 6:35 pm
Forum: Personal Consumer Issues
Topic: Heating/Air conditioning/ "Set back" thermostat strategy?
Replies: 54
Views: 6233

Heating/Air conditioning/ "Set back" thermostat strategy?

I have been struggling for the right answer to this . Let’s use round numbers for discussion… One strategy is to set back your thermostat DOWN by 10 degrees during work days and at night to save on heating gas and set back thermostat UP by 10 degrees in summer to save on electric. Let’s also say an ...
by mickeyvee
Sun Sep 29, 2013 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Accessing Retirement in Emergency
Replies: 4
Views: 929

Accessing Retirement in Emergency

It has been a horrendous weekend and I need your advice. I am in the process of checking my wife into rehab. This has been a sad sojourn and not certain where our journey will end. That being said, I need you’re your assistance to think this through. We are both full time professionals and require t...
by mickeyvee
Wed Sep 04, 2013 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Best technology to know for independent contractors?
Replies: 12
Views: 1428

Re: Best technology to know for independent contractors?

In a similar vein, I am an IT professional too (59 yo)...I am an IT trainer. I started out in the early 90s training end user apps (MS office & Lotus SmartSuite - Intro through Advanced). My "product" was my knowledge and I was always looking to be "opportunistic" based on my...
by mickeyvee
Sun Aug 11, 2013 5:08 pm
Forum: Personal Consumer Issues
Topic: "Getting Things Done"-David Allen
Replies: 71
Views: 5228

Re: "Getting Things Done"-David Allen

Another thing I love about Toodledo... With Toodledo, you can send emails with the "task" in the subject line and the email becomes a task in the Toodledo database. What's cooler, is you can "Forward" your emails that require work/follow up to Toodledo and then, it stays on your ...
by mickeyvee
Sun Aug 11, 2013 9:35 am
Forum: Personal Consumer Issues
Topic: "Getting Things Done"-David Allen
Replies: 71
Views: 5228

Re: "Getting Things Done"-David Allen

I use Toodledo. Been using it for free the last 4 years. Just subscribed for the Silver Edition for $15/year. Very robust "to do list" site and can sync with Android or iPhone. I highly recommend checking it out. There are also tutorial videos on You Tube. http://www.toodledo.com I've list...
by mickeyvee
Thu Jul 04, 2013 7:14 am
Forum: Personal Consumer Issues
Topic: Re-do Quicken based on old Quicken file
Replies: 7
Views: 1085

Re: Re-do Quicken based on old Quicken file

Thanks for the replies everyone. I'm going to EXPLODE my Quicken account on the 4th of July and attempt to trim it down based on your advice! :sharebeer
by mickeyvee
Wed Jul 03, 2013 6:13 am
Forum: Personal Consumer Issues
Topic: Re-do Quicken based on old Quicken file
Replies: 7
Views: 1085

Re-do Quicken based on old Quicken file

I have about 10 years of historical and current information in Quicken. Over the years, the investment portion of my portfolio has become a real nightmare and not accurate. I would like to strip out all the investment and securities info and start that part over again. I can’t directly delete the co...
by mickeyvee
Tue Jun 25, 2013 5:24 am
Forum: Local Chapters and Bogleheads Community
Topic: Chicago Meeting #3
Replies: 21
Views: 3156

Re: Chicago Meeting #3

I would be interested too
by mickeyvee
Tue May 07, 2013 5:45 am
Forum: Investing - Help with Personal Investments
Topic: Where to contribute new $$$ to 401K?
Replies: 5
Views: 446

Where to contribute new $$$ to 401K?

I haven't run into this situation and need some suggestions I recently re-balanced (first time ever) my tax-advantaged portfolio back to my desired asset allocation (Large Cap domestic, Small Cap Value Dom, Large Cap Intl, Small Cap Intl, Reit, Bond & TIPS…all index funds). In this current upswi...
by mickeyvee
Sat Apr 27, 2013 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Your best financial move
Replies: 98
Views: 10291

Re: Your best financial move

My best move was finally understanding what an asset allocation was and then implementing it. Back in 2010, I had my IRA slopped together in American funds and my 401K was a arbitrary disaster. I started doing some research and discovered 3 things: >Asset Allocation >Bogleheads.org >Vanguard Now I j...
by mickeyvee
Sun Apr 14, 2013 8:08 am
Forum: Personal Finance (Not Investing)
Topic: What does one TRILLION dollars look like?
Replies: 25
Views: 2905

Re: What does one TRILLION dollars look like?

For those of you that are impressed with "the size of things"...I stumbled onto this intriguing website. It is an interactive tool to learn about the scale of the universe. Suggestion: Drag the slide bar to the far left and use your keyboard "left and right arrows" to control the...
by mickeyvee
Mon Apr 01, 2013 5:52 am
Forum: Personal Consumer Issues
Topic: TV show recommendations?
Replies: 554
Views: 211579

Re: TV show recommendations?

The Americans
by mickeyvee
Sat Mar 02, 2013 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Nursing as a career: Bogleheads' perspective?
Replies: 34
Views: 4599

Re: Nursing as a career: Bogleheads' perspective?

Another often overlooked nursing angle is EMR (electronic medical records). Health care providers (hospitals and practices) will have to implement an EMR by 2015 or face punitive fees. It is a very "happening" nursing niche that is over looked...not the act of using it but the act of assis...