Search found 419 matches

by texas_archer
Sun Sep 04, 2016 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay a nanny
Replies: 9
Views: 1754

How to pay a nanny

Anyone here have a nanny to help with their kids? We are looking into hiring one and want to make sure we pay her correctly (taxes, etc.). Does anyone have a spreadsheet or advice on how to calculate taxes properly? We live in Texas so there will be no State Taxes, however we have to pay unemploymen...
by texas_archer
Mon Aug 10, 2015 9:52 pm
Forum: Investing - Help with Personal Investments
Topic: Gummy's Macro for pulling quotes
Replies: 2
Views: 448

Gummy's Macro for pulling quotes

Anyone else having a hard time getting Gummy's Excel macro to work today?

Its telling me that http://download.finance.yahoo.com cannot be found, which is correct. Anyone know if yahoo changed their website and if so, how do I correct the macro?
by texas_archer
Tue Aug 04, 2015 7:13 am
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting Question
Replies: 7
Views: 513

Re: Tax Loss Harvesting Question

Hypothetically, If I sold Exxon stock (XOM) and on the same day purchased Vanguard Energy Index (VDE), would that create a Wash Sale?
by texas_archer
Mon Aug 03, 2015 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting Question
Replies: 7
Views: 513

Re: Tax Loss Harvesting Question

Currently 3.7%, but it is adding up fast as both my wife and I work there and receive shares.
by texas_archer
Mon Aug 03, 2015 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting Question
Replies: 7
Views: 513

Re: Tax Loss Harvesting Question

newer stocks are issued at a price on the day they vest. Once vested, it takes about two-three days to show up in the account. I typically treat company stock as income and sell when I need it.
by texas_archer
Mon Aug 03, 2015 7:18 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting Question
Replies: 7
Views: 513

Tax Loss Harvesting Question

Is there a difference in Short Term/Long Term holdings for Tax Loss Harvesting? I have 131 shares of my company that vested on September 9, 2014 and currently have a $4300 loss. I have more shares that will vest on September 9th of this year. My goal was to hold the shares till after they were consi...
by texas_archer
Sat Aug 01, 2015 11:34 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1584
Views: 281655

Re: What are you up YTD? [Year To Date]

Personal Return 9.36%
1 Month 0.67%
3 Month -0.83%
YTD 2.48%
1 Year 4.40%
3 Year 9.17%
5 Year -
10 Year -
by texas_archer
Mon Apr 13, 2015 7:36 pm
Forum: Personal Consumer Issues
Topic: How should I name my home Wi-Fi network?
Replies: 55
Views: 9844

Re: How should I name my home Wi-Fi network?

Just add _nomap to the end of it to keep Google from mapping it.
by texas_archer
Fri Apr 03, 2015 9:18 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1584
Views: 281655

Re: What are you up YTD?

Personal Return 10.90%
1 Month -0.34%
3 Month 2.72%
YTD 2.72%
1 Year 7.16%
3 Year 8.62%
5 Year -
10 Year -

60/40
by texas_archer
Tue Jan 20, 2015 9:14 am
Forum: Investing - Help with Personal Investments
Topic: 1099-DIV error(?)
Replies: 14
Views: 1868

Re: 1099-DIV error(?)

Mine is incorrect also.
by texas_archer
Mon Dec 22, 2014 9:12 am
Forum: Investing - Theory, News & General
Topic: Poll: How important is rebalancing?
Replies: 51
Views: 8343

Re: Poll: How important is rebalancing?

Buy - Hold - REBALANCE

It's Important.
by texas_archer
Sun Jul 14, 2013 6:48 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Full View
Replies: 23
Views: 6135

Re: Fidelity Full View

I sent them a email before I came here and posted. The new Full View also does not work on the ipad.
by texas_archer
Sun Jul 14, 2013 11:43 am
Forum: Investing - Theory, News & General
Topic: Fidelity Full View
Replies: 23
Views: 6135

Fidelity Full View

Not sure how many of you use this feature at Fidelity. But, Ive been using it for about 2 years now and find it a very powerful tool to keep up with expenses and account balances all in one location. Anyway, Fidelity updated Full View this weekend and its now almost useless. Ok, not useless, but not...
by texas_archer
Thu Jun 20, 2013 7:48 pm
Forum: Investing - Help with Personal Investments
Topic: Things are getting interesting...
Replies: 12
Views: 2173

Re: Things are getting interesting...

Bought vnqi, fstvx, fsevx, dfevx, & fsgux today
by texas_archer
Tue Jun 11, 2013 5:23 pm
Forum: Investing - Theory, News & General
Topic: Gummy's Microsoft Excel Macro
Replies: 2
Views: 726

Gummy's Microsoft Excel Macro

Anyone else find that the macro is not working as of yesterday? Anyone generated a workaround yet or come up with a better way to pull the data?

Thanks.
by texas_archer
Sat Mar 09, 2013 8:40 pm
Forum: Investing - Theory, News & General
Topic: Build Your Own Annuity
Replies: 157
Views: 17082

Re: Build Your Own Annuity

...My understanding is that, once the bond is issued, the fixed rate for the EE bond will not change for the first 20 years. For example, it will stay at 0.2% for the entire 20 years. However, at the 20 year mark, a one time adjustment will be made such that the bond reaches it's face value i.e. do...
by texas_archer
Thu Jan 10, 2013 10:02 pm
Forum: Investing - Theory, News & General
Topic: What was your 2012 return?
Replies: 275
Views: 25219

Re: What was your 2012 return?

Just curious to know: how is everyone here calculating their return? Isn't that a tedious exercise? I have multiple retirement accounts with multiple funds in them. I rebalanced twice last year. I added the max 401(k) & Roth IRA limit to each account and my employer matched some % of my salary....
by texas_archer
Wed Jan 02, 2013 12:25 pm
Forum: Investing - Theory, News & General
Topic: What was your 2012 return?
Replies: 275
Views: 25219

Re: What was your 2012 return?

13.49% on 60/40 portfolio.

See portfolio in signature.
by texas_archer
Sun Oct 28, 2012 11:12 am
Forum: Investing - Help with Personal Investments
Topic: Saving for house deposit - tax effective place for savings?
Replies: 21
Views: 2520

Re: Saving for house deposit - tax effective place for savin

Not sure about your city, but what I heard about Perth, rent on a decent home is running $2k/ week. One large oil company's monthly housing allowance was $10k/month for technical people.
by texas_archer
Sun Oct 28, 2012 10:44 am
Forum: Investing - Help with Personal Investments
Topic: Saving for house deposit - tax effective place for savings?
Replies: 21
Views: 2520

Re: Saving for house deposit - tax effective place for savin

Not for all, but I put mine in Vanguard Limited Term Tax Exempt.

I bonds would be another option.
by texas_archer
Sun Oct 28, 2012 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Invest or take a 15/30 year mortgage
Replies: 23
Views: 2336

Re: Invest or take a 15/30 year mortgage

My wife and I asked ourself the same question. We are the same age as you, one kid, both have good jobs. We went with the 30 year at 3.125% on a 417k loan.
by texas_archer
Wed Aug 29, 2012 8:41 am
Forum: Personal Finance (Not Investing)
Topic: New Home Downpayment - which would you tap first...
Replies: 3
Views: 600

Re: New Home Downpayment - which would you tap first...

There is a very good chance that we will purchase a home before we sell our old home, otherwise yes, the equity from the sell would take care of the downpayment on the buy. The cash is going to take care of the bulk of the downpayment, I would just need a little more to get the downpayment to 20%, s...
by texas_archer
Tue Aug 28, 2012 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: New Home Downpayment - which would you tap first...
Replies: 3
Views: 600

New Home Downpayment - which would you tap first...

Looks like we will be relocating to a different city soon and I need to start thinking about a downpayment on a house. I have a 3 tier emergency fund: 1) cash in bank 2) Ibonds 3) Vanguard Limited-Term Tx-Exempt Admiral and Vanguard Interm-Term Tx-Exempt Admiral Given the choice, which would you go ...
by texas_archer
Mon Aug 06, 2012 1:07 pm
Forum: Personal Consumer Issues
Topic: Should We Stock Up On Food Now?
Replies: 73
Views: 7598

Re: Should We Stock Up On Food Now?

I have three months of MRE's for me and my family. However I purchased them for a range of situations, including Hurricaines.
by texas_archer
Mon Aug 06, 2012 1:05 pm
Forum: Personal Consumer Issues
Topic: Good fitness site in the spirit of Bogleheads?
Replies: 27
Views: 6482

Re: Good fitness site in the spirit of Bogleheads?

Im a regular on Bodybuilding.com but you have to ignore 90% of the meat-heads there. Im typically in the Over 35 forum and read the research and science post.
by texas_archer
Mon Aug 06, 2012 1:02 pm
Forum: Investing - Help with Personal Investments
Topic: Why VWITX is considered risky..
Replies: 8
Views: 3103

Re: Why VWITX is considered risky..

I hold Admiral Shares in both Limited-Term and Intermediate Term Tax Exempt funds and consider them my "Tier 2" Emergency Fund. As Nisiprius said, if you can live with the risk of the Inter-Term Fund that fine, but Im more curious as to why your are looking at these two funds. What tax bra...
by texas_archer
Wed Aug 01, 2012 10:59 pm
Forum: Investing - Help with Personal Investments
Topic: Ibond calculator
Replies: 26
Views: 3949

Re: Ibond calculator

Thanks,

I updated my bookmark
by texas_archer
Wed Aug 01, 2012 10:39 pm
Forum: Investing - Help with Personal Investments
Topic: Ibond calculator
Replies: 26
Views: 3949

Ibond calculator

This website use to have a very usefull Ibond calculator that would tell you what your Ibond is worth after telling it what month/year you purchased it. However, it is no longer active. Do you guys know of any other Ibond websites that do the same thing?

http://web.me.com/rlhinkley/ibonds/index.html
by texas_archer
Sun Jul 29, 2012 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Trouble with Fidelity
Replies: 15
Views: 2337

Re: Trouble with Fidelity

If your company is the one switching between Vanguard and Fidelity then you should not be doing a thing. The whole process should be taken care of by your HR rep and benifits commettee.
by texas_archer
Thu Jul 19, 2012 9:01 am
Forum: Investing - Help with Personal Investments
Topic: 401k Fees
Replies: 16
Views: 1273

Re: 401k Fees

What 401k company?
by texas_archer
Thu Jul 12, 2012 8:06 pm
Forum: Personal Consumer Issues
Topic: Amazon’s Same Day Delivery Will Kill Local Retailers
Replies: 29
Views: 4745

Re: Amazon’s Same Day Delivery Will Kill Local Retailers

We will see if it works out. Now that they are collecting taxes in Texas Im shopping around more to see if I can get better deals on other sites.
by texas_archer
Tue Jul 10, 2012 9:46 am
Forum: Personal Consumer Issues
Topic: Changes to My Yahoo Portfolio
Replies: 19
Views: 3119

Re: Changes to My Yahoo Portfolio

Have you tried Morningstar's Portfolio Manager?
by texas_archer
Sun Jul 08, 2012 8:16 pm
Forum: Investing - Theory, News & General
Topic: Post your AA
Replies: 135
Views: 19444

Re: Post your AA

In signature
by texas_archer
Sat Jul 07, 2012 10:35 pm
Forum: Personal Consumer Issues
Topic: Jly 9 Computer Virus - DNS Malware
Replies: 21
Views: 2824

Re: Jly 9 Computer Virus - DNS Malware

What a great way for the FBI to get everyone to let them scan your computer for free.

:wink:
by texas_archer
Wed Jul 04, 2012 3:00 pm
Forum: Personal Consumer Issues
Topic: Recumbent exercise bike recommendations needed
Replies: 26
Views: 6379

Re: Recumbent exercise bike recommendations needed

Or get one that also comes with a heart rate strap.
by texas_archer
Wed Jul 04, 2012 8:07 am
Forum: Personal Consumer Issues
Topic: Recumbent exercise bike recommendations needed
Replies: 26
Views: 6379

Re: Recumbent exercise bike recommendations needed

I just went through the same exact debate..... 1) ordered a life Core fitness bike from Amazon - poor packing and handling by UPS = damaged bike so I had to send it back. 2). Amazon sent a second bike and the same thing happened - damaged. 3) I ended up ordering a Spirit XBR95 from a local dealer fo...
by texas_archer
Thu Jun 28, 2012 9:05 pm
Forum: Investing - Theory, News & General
Topic: ETFs and the Uselessness of iNAV
Replies: 54
Views: 6441

Re:

I continue to have the uneasy feeling that ETFs really, truly are a bit trickier and more complicated than mutual funds. Some of it is naïvete and inexperience on my part, of course. And Rick Ferri is talking about subtleties here--after all he showed that due to the use of different indices even s...
by texas_archer
Wed Jun 20, 2012 5:31 am
Forum: Investing - Help with Personal Investments
Topic: Long Term cash awards
Replies: 3
Views: 597

Re: Long Term cash awards

It should be taxed at your regular tax level as income (salary, bonus, etc). So, depending on your company, if you can invest a portion of it in your 401k plan, that portion will not be taxed. If you cannot invest it in your 401k plan, the full amount will be taxed and what is invested will be just ...
by texas_archer
Wed Jun 13, 2012 7:31 am
Forum: Investing - Help with Personal Investments
Topic: Morningstar premium worth it?
Replies: 34
Views: 4504

Re: Morningstar premium worth it?

click the link in my signature, that is my shared portfolio through M*. Congrats on outperforming "96.00% of similar mutual funds over the last three years" according to M* Interesting to see you have a heavy tilt to small cap (extended market), emergent markets, and some REIT. Honestly, ...
by texas_archer
Wed Jun 13, 2012 7:26 am
Forum: Investing - Help with Personal Investments
Topic: Morningstar premium worth it?
Replies: 34
Views: 4504

Re: Morningstar premium worth it?

As far as entering all your transactions into portfolio monitor, if you know the original date of purchase and cost basis that's all you really need.
by texas_archer
Wed Jun 13, 2012 3:51 am
Forum: Personal Consumer Issues
Topic: Gadgets you use, gadgets you don't, etc.
Replies: 50
Views: 5433

Re: Gadgets you use, gadgets you don't, etc.

Use: 1) iPad 3 - use it every day, even to log into my desktop to update my financial spreadsheet. 2) iPhone 3GS 3) Big Green Egg - best grill/smoker in the world 4) roku - with a two year old we use this every day to watch curious George Don't use: 1) play station 3 2) elliptical machine - I just c...
by texas_archer
Tue Jun 12, 2012 2:40 pm
Forum: Investing - Help with Personal Investments
Topic: Morningstar premium worth it?
Replies: 34
Views: 4504

Re: Morningstar premium worth it?

thats correct, you will have to add your transactions when you buy/sell/rebalance, but thats easy.
by texas_archer
Tue Jun 12, 2012 2:31 pm
Forum: Investing - Help with Personal Investments
Topic: Morningstar premium worth it?
Replies: 34
Views: 4504

Re: Morningstar premium worth it?

I don't think so. I had it for two years and really enjoy the monthly updates they send you on your portfolio. But, the portfolio manager is free and if you share your portfolio on their discussion board you can get a x-ray for free. To see what Im talking about, just click the link in my signature...
by texas_archer
Tue Jun 12, 2012 2:21 pm
Forum: Investing - Help with Personal Investments
Topic: Morningstar premium worth it?
Replies: 34
Views: 4504

Re: Morningstar premium worth it?

No, you can also use a free version that requires you to type in your funds and # shares of each fund into a box and it will run for free.

http://portfolio.morningstar.com/RtPort ... =0.7055475