Search found 1877 matches

by TedSwippet
Tue Dec 18, 2018 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: [Germany] Trading from US
Replies: 7
Views: 380

Re: [Germany] Trading from US

Do you know what kind of taxation consequences it would have if I use a US broker and move back to Germany? Would I still need to submit tax returns in the US? Assuming you do not take out a green card or US citizenship before moving back to Germany, you would probably not have to complete any US t...
by TedSwippet
Tue Dec 18, 2018 11:20 am
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

If I'm gonna swing the portfolio, probably after the 4Q dividends would be a good time as it will be a new cycle assuring I'm eligible for dividends in 19Q1. That would be just about the worst time to pick. Before the Q4 ex-dividend date is far better. If you wait, your share holdings' NAV will fal...
by TedSwippet
Tue Dec 18, 2018 9:47 am
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

I probably rather just leave these positions as is until they at least break even. I'm currently close to 10% negative right now. You are falling victim to anchoring bias : In the context of investing, one consequence of anchoring is that market participants with an anchoring bias tend to hold inve...
by TedSwippet
Tue Dec 18, 2018 3:50 am
Forum: Investing - Help with Personal Investments
Topic: Long term investment - please, critisize my portfolio. [Russia]
Replies: 4
Views: 381

Re: Long term investment - please, critisize my portfolio. [Russia]

Russia has an income tax treaty with the US that provides a relatively beneficial (at least, compared to other treaty and non-treaty countries) 10% US tax rate on dividends. However, it has no estate tax treaty with the US, meaning that anything above a miserly $60k in US situated assets is at risk ...
by TedSwippet
Mon Dec 17, 2018 4:51 am
Forum: Investing - Help with Personal Investments
Topic: Novice investor in need of (emotional) support
Replies: 15
Views: 1462

Re: Novice investor in need of (emotional) support

I suppose my main question is: can I ignore my insecurities and keep adding monthly contributions to this portfolio for the next 20+ years (with yearly rebalancing)? Personally, I'd say Yes. This portfolio looks fine to me. If I were to be picky, it is light on Japan and Pacific ex-Japan and so til...
by TedSwippet
Mon Dec 17, 2018 4:31 am
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

However, I've now started to slowly shift my portfolio towards Irish domiciled funds (VUSD@LSE) which cuts the tax on dividends to 15% and I also don't need to bother about estate tax. It is a time-consuming a slow process as things have dropped 5-10% since I bought.. and I'm awaiting some recovery...
by TedSwippet
Sun Dec 16, 2018 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

Hyperborea wrote:
Sun Dec 16, 2018 5:26 pm
Are you an American in Singapore?
The OP is apparently Swedish and resident in Singapore. No unwanted and undesirable US tax ties, but also no US estate tax or income tax treaty coverage or protection of any kind, then.
by TedSwippet
Sun Dec 16, 2018 5:54 pm
Forum: Investing - Help with Personal Investments
Topic: Question about US inheritance tax
Replies: 6
Views: 769

Re: Question about US inheritance tax

If you decide to get a green card as a residential holder, non-US citizen which could be in the future as current laws stands for estate tax purposes you be taxed highly. ... You are right to note that non-US citizens living in the US can be treated appallingly by US estate tax laws. However, I am ...
by TedSwippet
Sun Dec 16, 2018 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: Question about US inheritance tax
Replies: 6
Views: 769

Re: Question about US inheritance tax

I'm a French citizen living in France currently, but going to live abroad (China and Peru) for the next 5 years. Do I have to worry about the inheritance tax? The short answer is, perhaps. Here are the ground rules. In the general case, US domiciled stocks and ETFs and any cash holding in a US brok...
by TedSwippet
Sun Dec 16, 2018 8:26 am
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

I assume that for distributing ETFs the dividend is credited to the account, and for accumulating ETF positions, there is no price drop equal to the dividend amount (?) Right. If so, this could be a good reason for me considering CSPX or other accumulating ETFs as they remove the burden of managing...
by TedSwippet
Sun Dec 16, 2018 4:27 am
Forum: Investing - Help with Personal Investments
Topic: Understanding dividends (NRA in SG)
Replies: 19
Views: 1232

Re: Understanding dividends

For the 'ex-data' which seem to be an important cut off date which you wanna make sure you buy the shares/ETFs before to be eligible for dividends ... Note however that you do not gain by buying just before the ex-dividend date. The ETF's share price will drop by the dividend amount on that date --...
by TedSwippet
Sat Dec 15, 2018 4:09 am
Forum: Investing - Help with Personal Investments
Topic: (U.K Investor) Would you recommend this index?
Replies: 12
Views: 560

Re: (U.K Investor) Would you recommend this index?

Thirdly is what currency the fund distributes in. If it has to be converted back and forth for distributions to be reinvested, it may cause drag. This is where a bit of drag can creep in. It looks like VEVE pays out dividends in USD. These would typically trigger a 1% to 1.5% forex fee in the broke...
by TedSwippet
Fri Dec 14, 2018 5:31 pm
Forum: Investing - Help with Personal Investments
Topic: (U.K Investor) Would you recommend this index?
Replies: 12
Views: 560

Re: (U.K Investor) Would you recommend this index?

LongTermInvestor88 wrote:
Fri Dec 14, 2018 4:31 pm
Am I also right in believing that upon selling shares in the ETF the conversion rate I would pay shouldn't be any real concern?
Right. VEVE is denominated in USD but trades in GBP, so for you there should be no forex friction or cost when buying or selling.
by TedSwippet
Fri Dec 14, 2018 3:51 pm
Forum: Investing - Help with Personal Investments
Topic: (U.K Investor) Would you recommend this index?
Replies: 12
Views: 560

Re: (U.K Investor) Would you recommend this index?

At further look this funds base currency as well as distributing is U.S Dollars. This is a concern for me ... A fund's base or denomination currency is only an accounting device. It is just a way of "keeping score". What matters is the (change in) relationship between your home currency and the the...
by TedSwippet
Thu Dec 13, 2018 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: Live in USA / Selling Old Canadian Mutual Fund
Replies: 3
Views: 158

Re: Live in USA / Selling Old Canadian Mutual Fund

Peculiar_Investor wrote:
Thu Dec 13, 2018 1:18 pm
What is your citizenship? If you are American citizens and subject to US taxes ...
From the look of the first post, the OP appears to be resident in the US. Add both annual FBAR and annual FATCA reporting to your list of woes, then.
by TedSwippet
Mon Dec 10, 2018 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Can US investor buy non-distributing mutual funds?
Replies: 8
Views: 369

Re: Can US investor buy non-distributing mutual funds?

Would the US investor be subject to additional taxes to perhaps the non-US domicile of the accumulating funds? Yes, at punitive rates. See these links for more: https://www.bogleheads.org/wiki/Passive_foreign_investment_company https://thunfinancial.com/home/american-expat-financial-advice-research...
by TedSwippet
Thu Dec 06, 2018 7:01 am
Forum: Investing - Help with Personal Investments
Topic: Switching out US domiciled ETFs for Irish domicilied ETFs (living in Hong Kong)
Replies: 10
Views: 475

Re: Switching out US domiciled ETFs for Irish domicilied ETFs (living in Hong Kong)

OK, sorry didn't catch the second part of your question, two schools of thought here: - all in one go - dollar cost averaging The OP has already built out a portfolio using one or the other of these. The question now revolves around changing the enclosing ETF framework but leaving the current asset...
by TedSwippet
Thu Dec 06, 2018 6:58 am
Forum: Investing - Help with Personal Investments
Topic: Switching out US domiciled ETFs for Irish domicilied ETFs (living in Hong Kong)
Replies: 10
Views: 475

Re: Switching out US domiciled ETFs for Irish domicilied ETFs (living in Hong Kong)

... should I just sell all my existing ETF and buy the new ones in one go? Or should I sell over a period of time? Assuming IB will allow you to buy with the (uncleared) proceeds of earlier sales -- and most if not all brokers do, at least any I have encountered, but no direct experience of IB -- a...
by TedSwippet
Wed Dec 05, 2018 12:26 pm
Forum: Investing - Help with Personal Investments
Topic: Irish domiciled version of BND/VTI/VXUS lazy portfolio
Replies: 3
Views: 485

Re: Irish domiciled version of BND/VTI/VXUS lazy portfolio

I find BND/VTI/VXUS portfolio appealing. However, as non US resident, I lean towards Irish accumulating ETFs rather than US distributing ones. The wiki now offers a couple of sample portfolios using Ireland-domiciled ETFs, including one made up of accumulating ETFs. You did not say which country yo...
by TedSwippet
Tue Dec 04, 2018 1:58 pm
Forum: Investing - Help with Personal Investments
Topic: Accumulating Developed Markets Ex-U.S. ETF or second best solution
Replies: 5
Views: 444

Re: Accumulating Developed Markets Ex-U.S. ETF or second best solution

Welcome. ... despite my best efforts I have not been able to find a single developed market ex-US ETF with accumulating dividends. I guess that these ETFs are primarily meant to offer exposure to foreign developed markets for US investors, but it still seems strange that there is not a single offer ...
by TedSwippet
Sun Dec 02, 2018 10:27 am
Forum: Investing - Help with Personal Investments
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 40
Views: 1899

Re: AGGG vs AGGU? (French, 30, living in Singapore)

... I don't see any evidence that the SGD is more stable against the USD than against the Yen or Euro. I was assuming that it was, and that may be an incorrect assumption. Not sure where one would derive the volatility stats (and of course they'd be very subject to end point). The European Banking ...
by TedSwippet
Tue Nov 27, 2018 7:06 am
Forum: Personal Finance (Not Investing)
Topic: UK pension considerations for US resident
Replies: 6
Views: 616

Re: UK pension considerations for US resident

We've heard it may affect her US social security? This is probably a reference to the spiteful Windfall Elimination Provision . The SSA tries to explain (emphasis is mine): The Windfall Elimination Provision can affect how we calculate your retirement or disability benefit. If you work for an emplo...
by TedSwippet
Sun Nov 25, 2018 6:20 am
Forum: Investing - Help with Personal Investments
Topic: Starting a global 2-fund portfolio [Australian based in Europe]
Replies: 16
Views: 857

Re: Starting a global 2-fund portfolio [Australian based in Europe]

Peter G wrote:
Sat Nov 24, 2018 10:16 pm
Does this mean you are paying the management fee for each underlying etf, as well as then paying the management fee for IWLD?
Very unlikely. The fee quoted for an ETF generally encompasses everything the ETF holds.
by TedSwippet
Sat Nov 17, 2018 2:45 pm
Forum: Investing - Help with Personal Investments
Topic: Investing as Expat / Currency Exchange
Replies: 2
Views: 388

Re: Investing as Expat / Currency Exchange

Welcome. Am I better off just taking the hit on the currency and exchanging every month to USD to invest in ROTHs and taxable Vanguard funds? Any tips from other expats that have been in a similar situation would be greatly appreciated. Short of renouncing your US citizenship, you don't really have ...
by TedSwippet
Thu Nov 15, 2018 7:13 am
Forum: Investing - Theory, News & General
Topic: Is Ireland taxing dividends on Accumulating ETF share classes UK domiciled for non Irish people?
Replies: 27
Views: 1723

Re: Is Ireland taxing dividends on Accumulating ETF share classes UK domiciled for non Irish people?

Singapore is not covered in the ETF Domicile Recommendations table, ... It is, sort of. Just under ' Other Countries '. Singapore has no US tax treaties of any kind, so Singaporean residents will want to avoid holding US domiciled funds and stick to Ireland domiciled ones. In the case I am investin...
by TedSwippet
Mon Nov 12, 2018 3:39 pm
Forum: Investing - Help with Personal Investments
Topic: Using Growth funds for tax efficiency? [Ukraine]
Replies: 6
Views: 419

Re: Using Growth funds for tax efficiency? [Ukraine]

Does holding Ireland domiciled ETFs in a US-based Brokerage account makes me the subject of Ireland taxes instead of US? And I should use an estate tax treaty between my country and Ireland? Holding Ireland domiciled ETFs would mean that you hold 'Irish situated' assets rather than US domiciled ETF...
by TedSwippet
Sun Nov 11, 2018 4:16 pm
Forum: Investing - Help with Personal Investments
Topic: Using Growth funds for tax efficiency? [Ukraine]
Replies: 6
Views: 419

Re: Using Growth funds for tax efficiency? [Ukraine]

Welcome. According to a tax treaty, I am subjected to no tax on capital gains but a 15% tax on dividends. Ukraine has an income tax treaty but no estate tax treaty with the US, so if you invest through the US domiciled ETFs that you mentioned, you risk losing up to 40% of everything you hold above $...
by TedSwippet
Wed Nov 07, 2018 7:14 am
Forum: Personal Finance (Not Investing)
Topic: Withholding tax on US Mutual Funds for UAE investor
Replies: 11
Views: 697

Re: Withholding tax on US Mutual Funds for UAE investor

Thanks for the link to justETF.com, that is very helpful. If you haven't already stumbled onto them, these model portfolios might be a decent starting point for you to work from. Simple, clean, cheap, efficient, and free of unwelcome and expensive US tax entanglements: EU investing - Accumulating/c...
by TedSwippet
Wed Nov 07, 2018 3:44 am
Forum: Personal Finance (Not Investing)
Topic: Withholding tax on US Mutual Funds for UAE investor
Replies: 11
Views: 697

Re: Withholding tax on US Mutual Funds for UAE investor

- I have not spent much time one ETFs, but thought that in terms of performance they also mainly track the indices, ie they may have a long term return of 8-9%, but they do generally not have much higher returns (vs some of the well performing MFs that manage to achieve 13-15%). Is that correct? A ...
by TedSwippet
Tue Nov 06, 2018 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Withholding tax on US Mutual Funds for UAE investor
Replies: 11
Views: 697

Re: Withholding tax on US Mutual Funds for UAE investor

1) As long as I hold a stake in a US based MF, would distributions received from the fund be subject to withholding tax? If you do this -- and it will be better for you if you do not -- 30% withholding and US tax liability on dividends. No withholding on capital gains or interest. Be aware, though,...
by TedSwippet
Tue Nov 06, 2018 11:57 am
Forum: Investing - Help with Personal Investments
Topic: Best Mutual Fund selection for non-US resident (based in UAE)
Replies: 3
Views: 243

Re: Best Mutual Fund selection for non-US resident (based in UAE)

Welcome. Hi, I want to start setting up a portfolio of mutual funds (maybe also ETFs), ... You can find recommendations for non-US residents in this part of the wiki: https://www.bogleheads.org/wiki/Outline_of_Non-US_domiciles The tl;dr for you is likely to be that you will need to use ETFs rather t...
by TedSwippet
Sat Nov 03, 2018 12:44 pm
Forum: Investing - Help with Personal Investments
Topic: UK Investor - One Fund Portfolio
Replies: 9
Views: 528

Re: UK Investor - One Fund Portfolio

I like the idea of having a UK investing section to translate the Bogle way of thinking for UK investors. However, I think the issue that arises is his advice is complex to translate to UK investors (for the complex reasons you have implied, regarding home bias). It seems there are two separate que...
by TedSwippet
Sat Nov 03, 2018 12:23 pm
Forum: Investing - Help with Personal Investments
Topic: UK Investor - One Fund Portfolio
Replies: 9
Views: 528

Re: UK Investor - One Fund Portfolio

Why this shift to World over time? Why not make the stocks portion 100% World from the beginning until the end? Not sure. The page has been this way since first drafted in 2009, and I guess it's simply that nobody questioned it until now. I know I didn't. What do we think this section should read? ...
by TedSwippet
Sat Nov 03, 2018 4:27 am
Forum: Investing - Help with Personal Investments
Topic: Three-fund portfolio strategy: ETF accumulation version [Portugal]
Replies: 8
Views: 730

Re: Three-fund portfolio strategy: ETF accumulation version [Portugal]

Portugal has a treaty with the United States to reduce double taxation . I think it also applies to the income distributed by ETFs (15%). This is right. However, this treaty does not protect Portuguese investors from the threat of US estate taxes . At up to 40% of everything above $60k, this is les...
by TedSwippet
Thu Nov 01, 2018 4:50 pm
Forum: Investing - Help with Personal Investments
Topic: Three-fund portfolio strategy: ETF accumulation version [Portugal]
Replies: 8
Views: 730

Re: Three-fund portfolio strategy: ETF accumulation version [Portugal]

Welcome. However, It turns out that these are distribution ETFs and that leads to double taxation in my country. Are there any accumulation ETFs equivalents to the above ETFs? Portugal lacks an estate tax treaty with the US. This means that you would not want to hold more than $60k in US domiciled E...
by TedSwippet
Tue Oct 30, 2018 8:22 am
Forum: Investing - Theory, News & General
Topic: Giving up on GoogleSpreadsheets. Need alternative.
Replies: 29
Views: 3933

Re: Giving up on GoogleSpreadsheets. Need alternative.

I am mostly using cells rather than ticker symbols, where the cells have the VSS or VTSMX in it, without quotes. Ie, googlefinance (A1, "name") where A1 holds VSS. Does that seem correct? Yes. I've used this spreadsheet for almost a decade so I believe I'm entering the arguments correctly. What is ...
by TedSwippet
Tue Oct 30, 2018 7:33 am
Forum: Investing - Theory, News & General
Topic: Giving up on GoogleSpreadsheets. Need alternative.
Replies: 29
Views: 3933

Re: Giving up on GoogleSpreadsheets. Need alternative.

=Googlefinance(VTSMX,"price") or =googlefinance(a1,"price") where a1 is VTSMX. At the risk of stating the obvious... this should read =GoogleFinance("VTSMX", "price") . The VTMSX part needs quotes around it. More here . Your mention of "Parse error" suggests a problem with the local formula rather ...
by TedSwippet
Sun Oct 28, 2018 12:06 pm
Forum: Investing - Help with Personal Investments
Topic: Investing a $1.5m windfall [Great Britain]
Replies: 17
Views: 2231

Re: Investing a $1.5m windfall [Great Britain]

Meanwhile of course those already over £1m were protected - no voters harmed there! The protection, such that it is, is not without a sting in the tail. If over £1m you could take out 'individual protection' and avoid the LTA eating into what you already had, but its 55% excess rate still bites on ...
by TedSwippet
Sun Oct 28, 2018 10:10 am
Forum: Investing - Help with Personal Investments
Topic: Investing a $1.5m windfall [Great Britain]
Replies: 17
Views: 2231

Re: Investing a $1.5m windfall [Great Britain]

George Osborne became Chancellor and implemented a huge stealth tax rise (the £1m lifetime limit) but did it in such a way that the 55+ s could protect themselves -thus losing no votes with his core constituency of affluent older voters. And neatly screwing the likes of me. I shall pay 55% tax rate...
by TedSwippet
Sat Oct 27, 2018 2:46 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard life strategy [UK]
Replies: 7
Views: 680

Re: Vanguard life strategy [UK]

I currently have some savings in a lifetsrategy 100 account (£4k) and im hoping to hold on for 10 years at least. I currently deposit money in every month and was wondering if this is a good long tearm strategy or if you feel i should be investing elsewhere for better returns? I chose the LS due to...
by TedSwippet
Sat Oct 27, 2018 2:38 am
Forum: Investing - Help with Personal Investments
Topic: 28yo looking for advice on starting [international]
Replies: 24
Views: 2504

Re: 28yo looking for advice on starting [international]

But.. I don't know what else to get to diversify my portfolio with international equities. Should I just get VWRD/IWDA and stop overthinking things? Yes. See DJN's post upthread. I benchmark to the SP500 and they don't seem to grow the same though. They won't, but then neither would an equivalent b...
by TedSwippet
Thu Oct 25, 2018 3:55 pm
Forum: Investing - Theory, News & General
Topic: Buying on LSE or NYSE [from Ireland]
Replies: 7
Views: 375

Re: Buying on LSE or NYSE [from Ireland]

... but as far as I know I don't have to worry about tax jurisdictions and all that. I could be wrong! Ireland's tax rules for funds are weird. Or at least, very much appear so for those of us who are not Irish residents. Here is an article from The Irish Times that spells out most of the details: ...
by TedSwippet
Tue Oct 23, 2018 1:17 pm
Forum: Investing - Help with Personal Investments
Topic: EU-Investing if tax resident in Spain but not retiring there
Replies: 4
Views: 381

Re: EU-Investing if tax resident in Spain but not retiring there

... *don’t like Interactive Brokers because of Estate tax laws* ... Husband: 51 yrs old, British citizenship, Spanish tax resident Me: 47 yrs old. British and Canadian Citizenship, Spanish tax resident. As far as US estate taxes go -- I'm assuming these are the ones about which you are concerned --...
by TedSwippet
Tue Oct 23, 2018 6:11 am
Forum: Investing - Help with Personal Investments
Topic: VWRL vs FTSE Global All Cap
Replies: 16
Views: 1779

Re: VWRL vs FTSE Global All Cap

4. The ETF distributes dividends while the mutual fund accumulates. As a UK fiscal resident it does not make much difference from a tax POV but you may have more/less complexity depending if you have a taxable account or not (https://www.bogleheads.org/wiki/UK_investing#Taxes). Discussed in this ar...
by TedSwippet
Mon Oct 22, 2018 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: UK capital but US resident alien
Replies: 8
Views: 603

Re: UK capital but US resident alien

Can you explain why? I found an interesting addendum: "You do not pay Capital Gains Tax on other UK assets [i.e. not property], for example shares in UK companies, unless you return to the UK within 5 years of leaving." Nothing to do with your addendum (it says that if you leave the UK and then sel...
by TedSwippet
Mon Oct 22, 2018 3:33 am
Forum: Investing - Help with Personal Investments
Topic: UK capital but US resident alien
Replies: 8
Views: 603

Re: UK capital but US resident alien

Thanks, yes also Vanguard UK has a residency requirement to open an account. But Interactive Investor seems fine. They aren't though, for you. From their Terms of Service : 14.3 You confirm that you are neither a resident of Canada nor a US person. ... 20 Power to sell or close out ... 20.3 Specifi...
by TedSwippet
Sun Oct 21, 2018 5:48 pm
Forum: Investing - Help with Personal Investments
Topic: Investing a $1.5m windfall [Great Britain]
Replies: 17
Views: 2231

Re: Investing a $1.5m windfall [Great Britain]

Why are you talking about $ rather than £? Are you American? The implicit assumption above is, No. If Yes, that would change everything . You would hope the OP would have said by now, though. Regarding ISAs, do they lose their tax exempt status if you cease to be a U.K. citizen? ISAs are not tied t...
by TedSwippet
Sun Oct 21, 2018 5:04 pm
Forum: Investing - Help with Personal Investments
Topic: Investing a $1.5m windfall [Great Britain]
Replies: 17
Views: 2231

Re: Investing a $1.5m windfall [Great Britain]

We are also very flexible as far as retirement countries (though we haven't decided yet, it probably won't be the UK as we are neither British born, nor have family in the UK) - hence my implicit accounting is USD - as I still think it is the most relevant currency for our situation. That puts a di...
by TedSwippet
Sun Oct 21, 2018 2:44 pm
Forum: Investing - Help with Personal Investments
Topic: Assistance with adjusting portfolio for a US/UK citizen moving to the UK
Replies: 6
Views: 559

Re: Assistance with adjusting portfolio for a US/UK citizen moving to the UK

1) Thanks for the help with the UK tax lookup tool. It does look like almost all of vanguard's ETFs are UK Reporting. I couldn't seem to find any of their mutual funds though. Not a big deal. Sadly it does look like Primecap is out and maybe FXIAX. Regarding FXIAX, Google is showing hints that FXIA...
by TedSwippet
Sun Oct 21, 2018 3:49 am
Forum: Investing - Help with Personal Investments
Topic: Investing a $1.5m windfall [Great Britain]
Replies: 17
Views: 2231

Re: Investing a $1.5m windfall [Great Britain]

Welcome. Invest $300k in US Government bonds (assuming as a non-resident I am allowed to) as I currently do not own any bonds. I would ladder that across maturity ranging from 3months to 3 years as the yield curve is virtually flat after that. I would say that there is far, far too much uncompensate...