Search found 212 matches

by lostinjersey
Fri Jun 28, 2019 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Relocate to Seattle or NYC
Replies: 129
Views: 5961

Re: Relocate to Seattle or NYC

I mean, neither is cheap, but your salary will go a lot further in Seattle than NYC (I have lived in both metros, currently in SEA).
by lostinjersey
Mon Jun 24, 2019 4:41 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 82
Views: 6789

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

OP we have been on a similar journey/similar decision points. I'm from a Rocky Mountain state; my DH is an immigrant but CA-based since he moved here in his early 20s. We met and got married in CA, then moved to NJ for our careers. Had a kid and knew we didn't want her to grow up so far from family ...
by lostinjersey
Thu Jun 20, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: A week or so in West Virginia
Replies: 9
Views: 1098

Re: A week or so in West Virginia

We really loved the Frontier Culture Museum in Stanton, VA (just across the border). It has homes and outbuildings that are replicas of those from different times on the frontier. So you can see how the houses got more comfortable as the years went by. It’s very interactive so you can draw water fro...
by lostinjersey
Mon Jun 17, 2019 12:49 am
Forum: Personal Consumer Issues
Topic: Restore Corrupted External Hard Drive
Replies: 20
Views: 1305

Re: Restore Corrupted External Hard Drive

Good question. It's been a while, I think I tried that already, but I will try again tomorrow and report back with the actual error message. Thanks for your reply.
by lostinjersey
Mon Jun 17, 2019 12:11 am
Forum: Personal Consumer Issues
Topic: Restore Corrupted External Hard Drive
Replies: 20
Views: 1305

Restore Corrupted External Hard Drive

Around 2010-2012, I backed up all my digital pictures to date on a couple external hard drives. I recently tried to open the picture files and was dismayed that they weren't accessible; the entire hard drive appears to be corrupted. Should I take this to the Geek Squad at Best Buy, or is there a bet...
by lostinjersey
Sun Jun 16, 2019 6:34 pm
Forum: Personal Consumer Issues
Topic: 70th Birthday Party Ideas
Replies: 11
Views: 771

Re: 70th Birthday Party Ideas

Thanks everyone! Unfortunately there aren’t many pix, but we will get what we can. It will be a surprise for one twin but not the other. They have lived totally separate lives since high school, so no shared experiences or friends. Setting aside the twins’ aspect, any other ideas for a 70th party? M...
by lostinjersey
Sun Jun 16, 2019 4:56 pm
Forum: Personal Consumer Issues
Topic: 70th Birthday Party Ideas
Replies: 11
Views: 771

70th Birthday Party Ideas

I'm planning a 70th birthday party for my mom and her twin. They have not celebrated their birthday together in at least 50 years. I'm gathering old photos but what else would make it memorable?
by lostinjersey
Fri Jun 14, 2019 11:59 pm
Forum: Personal Investments
Topic: A 401k only partially vested
Replies: 10
Views: 1075

Re: A 401k only partially vested

They’re tracking it and will forfeit your nonvested funds at the appropriate time. Probably the earlier of 5 years with less than 1,000 hours, or when you take a distribution. Could be different but there’s no need to remind them...they do this all the time.
by lostinjersey
Fri May 31, 2019 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Working for the Airlines - Value of Free Travel
Replies: 62
Views: 5001

Re: Working for the Airlines - Value of Free Travel

Thanks for the replies everyone. I’d be working in the main hub, and there lots of flights to our main destination. We also just have one kiddo, and both DH and I travel solely with her from time to time. Like, the two of them will fly to main destination for the weekend, to visit his parents, at le...
by lostinjersey
Fri May 31, 2019 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Working for the Airlines - Value of Free Travel
Replies: 62
Views: 5001

Re: Working for the Airlines - Value of Free Travel

Assume when you travel with your kids that you'll be in 19B, one kid will be in 22E, the other in 33A and your spouse in the jump seat. Yeah I get that. I was a travel agent in another life, so I understand how it works. But I'd still like to hear thoughts on quantifying the value, mostly because I...
by lostinjersey
Fri May 31, 2019 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Working for the Airlines - Value of Free Travel
Replies: 62
Views: 5001

Working for the Airlines - Value of Free Travel

I'm interviewing with an airline and considering how to quantify the travel benefits. Sounds like my family (me + spouse + children) can travel for free as long as there is space, plus I'd get an allotment of 'buddy passes' for extended family use. It's a non-trivial benefit in my opinion since we t...
by lostinjersey
Sun May 26, 2019 9:50 pm
Forum: Personal Consumer Issues
Topic: Seeking Suggestions for Greater Baltimore Area Communities & Neighborhoods
Replies: 6
Views: 445

Re: Seeking Suggestions for Greater Baltimore Area Communities & Neighborhoods

Have you checked out the city-data.com forums? Lots of good info there for folks relocating.
by lostinjersey
Sun May 26, 2019 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Job Offers, Relocation - Stuck & Need Advice
Replies: 18
Views: 2254

Re: 2 Job Offers, Relocation - Stuck & Need Advice

Seems like a smart decision to me. As you get older, being close to family/friends gets more important, I’ve discovered.

Good luck with the move and the reset.
by lostinjersey
Thu May 23, 2019 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Planning question risk of DNA services with half brother relatives filing against estate
Replies: 48
Views: 3915

Re: Estate Planning question risk of DNA services with half brother relatives filing against estate

You can leave your estate to whomever you wish and have no obligation to a half brother. Gill Gill not that I don't believe your statement do you have any case law or principle this is base on? sorry to make you work. The only requirement that exists in most states is that a spouse can’t be complet...
by lostinjersey
Thu May 23, 2019 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Planning question risk of DNA services with half brother relatives filing against estate
Replies: 48
Views: 3915

Re: Estate Planning question risk of DNA services with half brother relatives filing against estate

You can leave your estate to whomever you wish and have no obligation to a half brother. Gill Gill not that I don't believe your statement do you have any case law or principle this is base on? sorry to make you work. The only requirement that exists in most states is that a spouse can’t be complet...
by lostinjersey
Thu May 16, 2019 3:54 pm
Forum: Personal Investments
Topic: Impact of early semi-retirement on SS when the time comes?
Replies: 15
Views: 1665

Re: Impact of early semi-retirement on SS when the time comes?

My general take is that once you’re past the second SS bend point, future benefit increases are negligible.

You can google for bend point calculators.
by lostinjersey
Wed May 08, 2019 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: 2 Job Offers, Relocation - Stuck & Need Advice
Replies: 18
Views: 2254

Re: 2 Job Offers, Relocation - Stuck & Need Advice

We left SV for Minnesota. It was a huge mistake. Financially, of course we were way ahead, but culturally it was not a fit. Now we are in Seattle and much happier, if with a lower savings rate.

Think long and hard about moving to the Midwest if you’ve never lived there.
by lostinjersey
Tue May 07, 2019 9:21 am
Forum: Personal Investments
Topic: Reaching desired AA for 63 yr old Dependent Mothers funds
Replies: 18
Views: 1061

Re: Advice for 63 yr old Dependent Mothers IRA

I agree that she should make an appt with the local SSA office to discuss spousal benefits. If she was married more than 10 years she can get half her ex-husband’s benefit. He doesn’t even need to know. The folks at the SSA office are very knowledgeable and helpful, so going in is a good idea.
by lostinjersey
Mon May 06, 2019 7:19 pm
Forum: Personal Investments
Topic: Reaching desired AA for 63 yr old Dependent Mothers funds
Replies: 18
Views: 1061

Re: Advice for 63 yr old Dependent Mothers IRA

Why is her SS benefit so low? Is she eligible for a spousal benefit?
by lostinjersey
Wed Apr 03, 2019 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Am I being silly (too cheap) to not buy a new minivan?
Replies: 23
Views: 1628

Re: Am I being silly (too cheap) to not buy a new minivan?

I buck the Bogleheads on this topic. My opinion is that, once you have 3 kids, you are firmly in minivan territory.

You are going to get a lot of utility out of a minivan and you can clearly afford it. I would buy it and not look back.
by lostinjersey
Thu Mar 28, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: Upgrading iPhone 5S to SE
Replies: 18
Views: 820

Re: Upgrading iPhone 5S to SE

I too would skip the SE. It's too old at this point. Go for at least the 7.

(I have an SE and love it, but I wouldn't buy it today).
by lostinjersey
Thu Mar 28, 2019 3:45 pm
Forum: Personal Consumer Issues
Topic: High School Senior Pictures
Replies: 91
Views: 4859

Re: High School Senior Pictures

This topic struck a chord with me. I am a girl, my family was poor, and my mom took my senior pictures when I graduated high school. I'm almost 50 and I still regret it. A LOT. These aren't beach snapshots. They will be in her yearbook and on people's walls. They will be one of a handful of pictures...
by lostinjersey
Fri Mar 22, 2019 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: When to increase house size with a growing family?
Replies: 43
Views: 2670

Re: When to increase house size with a growing family?

I’m on team New House. You clearly can afford it, and you’ll be much happier with more space. Some of the responses border on the absurd. Money is for making life more enjoyable, not a means unto itself. If I were you, I’d buy the home that fits my family and my grand piano, and enjoy the hell out o...
by lostinjersey
Fri Mar 15, 2019 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Another Can I Retire Question
Replies: 27
Views: 2650

Re: Another Can I Retire Question

If you’re going to move while your daughter is in school, now is the time. Sounds like she’s still in elementary so I would work really hard to get back to MS before middle school starts. Transitions are going to get tougher as she gets older, so do y’all a favor and rip the bandaid off now. She wi...
by lostinjersey
Fri Mar 15, 2019 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Another Can I Retire Question
Replies: 27
Views: 2650

Re: Another Can I Retire Question

If you’re going to move while your daughter is in school, now is the time. Sounds like she’s still in elementary so I would work really hard to get back to MS before middle school starts. Transitions are going to get tougher as she gets older, so do y’all a favor and rip the bandaid off now. She wil...
by lostinjersey
Thu Mar 14, 2019 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 6663

Re: How many companies have you worked for?

#9 at age 48. Thinking about finding #10...
by lostinjersey
Sat Mar 02, 2019 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Advice at 60
Replies: 52
Views: 4845

Re: Advice at 60

I’m going to be more blunt than some of the other posters. You are in a very dangerous position. You have no job, no prospects, a huge mortgage, and not nearly enough savings to fully retire. Both you and your wife need to face up to reality that hard choices are coming, and then make them. Sit down...
by lostinjersey
Thu Jan 31, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Condor moved me from Business to Economy. Recourse?
Replies: 87
Views: 7352

Re: Condor moved me from Business to Economy. Recourse?

Actually, social media is the fastest route to get this fixed. Companies want to avoid negative publicity like the plague, so they have dedicated departments whose job is to respond to complaints and criticisms exactly like yours. One well worded tweet is guaranteed to get their attention, where a m...
by lostinjersey
Thu Jan 31, 2019 1:00 pm
Forum: Personal Consumer Issues
Topic: Condor moved me from Business to Economy. Recourse?
Replies: 87
Views: 7352

Re: Condor moved me from Business to Economy. Recourse?

I don’t have Twitter either, but I would be tempted to set up an account to tweet at Condor about this issue. I know many folks whose problems were going nowhere until they tagged the party on social media. Then, like magic, a fix! It’s worth a try, especially if you’re getting nowhere with other ro...
by lostinjersey
Thu Jan 31, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: Condor moved me from Business to Economy. Recourse?
Replies: 87
Views: 7352

Re: Condor moved me from Business to Economy. Recourse?

I skimmed but am surprised no one mentioned taking this to social media. A tweet or Facebook tag is likely to get some actual results quickly.
by lostinjersey
Tue Jan 22, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: Buying Property in Northwest USA - Advice?
Replies: 18
Views: 2093

Re: Buying Property in Northwest USA - Advice?

I'm sorry but your post made me laugh a little. I went to college in Bozeman in the early 1990s and EVERYONE complained about the Californians moving in in droves and driving up prices. Almost 30 years later, still happening. If you want to move to Bozeman, I'd suggest you bite the bullet and do it....
by lostinjersey
Sun Jan 20, 2019 10:37 pm
Forum: Personal Consumer Issues
Topic: Is it wise to move from NewYorkCity to Sunnyvale CA, Lifestyle choice to be more outdoorsy - warm weather
Replies: 61
Views: 5805

Re: Is it wise to move from NewYorkCity to Sunnyvale CA, Lifestyle choice to be more outdoorsy - warm weather

Fremont to Sunnyvale may look close, but that is not an easy commute. Check google maps for actual commute times during rush hour. Probably an hour plus.
by lostinjersey
Tue Jan 15, 2019 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Potentially being laid off with a 401k loan
Replies: 12
Views: 1332

Re: Potentially being laid off with a 401k loan

Most plans will require you to repay the loan within the 60 day window after termination.

Some will allow you to continue making payments on your own. But those are pretty rare.

Check with your 401(k) plan administrator or HR. It will be plan-specific.
by lostinjersey
Mon Jan 14, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: How do I stop jeans from ripping in the thighs?
Replies: 70
Views: 4629

Re: How do I stop jeans from ripping in the thighs?

dratkinson wrote:
Sun Jan 13, 2019 4:29 pm
Try to avoid situations that upset you. For example, stop watching the market news, Lou Ferrigno.
This made me laugh so hard.
by lostinjersey
Mon Jan 14, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: Bogleheads-type forum for Genealogy Research?
Replies: 11
Views: 994

Bogleheads-type forum for Genealogy Research?

Hi all, I'm starting to research my family tree and discovering a whole, huge world out there. I'm wondering if there are any Bogleheads who are also into genealogy and have found helpful resources as they learn the ropes. I have an ancestry.com account and have poked around a little, but really am ...
by lostinjersey
Wed Dec 26, 2018 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Referral for elder care attorney in Bay Area (Oakland/East Bay)
Replies: 2
Views: 343

Referral for elder care attorney in Bay Area (Oakland/East Bay)

We need to speak to an elder care attorney in the East Bay. Any recommendations?
by lostinjersey
Wed Dec 12, 2018 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Pension being sold, advice?
Replies: 5
Views: 624

Re: Pension being sold, advice?

Assuming it’s a qualified pension plan, the insurer can’t alter the terms.

They could go bankrupt, but that’s a different risk.
by lostinjersey
Wed Nov 28, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Calling all 50-60 year old homeowners with kids/families
Replies: 36
Views: 4309

Re: Calling all 50-60 year old homeowners with kids/families

I would absolutely spend money today to make my home more livable, if I was already paying ahead on the mortgage AND saving in taxable. Actually, I would stop doing both those things to renovate my home. Especially if I had young kids and no plans to move. Money is for making like more enjoyable, no...
by lostinjersey
Sat Sep 22, 2018 11:15 pm
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Re: Another job interview ‘skip the tie’ question

This has been a great discussion. Thanks to everyone who chimed in. I shared this thread with DH, and it must have resonated. He is in CA right now visiting family, I called him earlier and he was at Banana Republic shopping with his brother for dark jeans and new shoes and belt. The brother is an e...
by lostinjersey
Sat Sep 22, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Re: Another job interview ‘skip the tie’ question

The problem with some of these replies are that regardless of what the day-to-day dress code is in the office, that doesn't always apply to people being interviewed there. I work in IT at a major company, and most guys wear jeans, a sports polo or t-shirt, etc. -- all perfectly acceptable. But for ...
by lostinjersey
Sat Sep 22, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Re: Another job interview ‘skip the tie’ question

The problem with some of these replies are that regardless of what the day-to-day dress code is in the office, that doesn't always apply to people being interviewed there. I work in IT at a major company, and most guys wear jeans, a sports polo or t-shirt, etc. -- all perfectly acceptable. But for ...
by lostinjersey
Sat Sep 22, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Re: Another job interview ‘skip the tie’ question

This is super helpful all. Thanks so much for weighing in. I have shared this thread with DH. I see a trip to the mall in his future. :)
by lostinjersey
Sat Sep 22, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Re: Another job interview ‘skip the tie’ question

Thank you boomstick ! Super helpful! The founder is a 20-something East Coast guy. DH is leaning toward professional suit, dress shirt, no tie. Does that sound OK?
by lostinjersey
Sat Sep 22, 2018 7:54 am
Forum: Personal Consumer Issues
Topic: Another job interview ‘skip the tie’ question
Replies: 29
Views: 2168

Another job interview ‘skip the tie’ question

DH has a job interview at a tech startup in Seattle. The role is Marketing Manager. His last few jobs have been at CPG companies, and he’s always worn a suit and tie when interviewing. The interview instructions for this job specifically say dress code is ‘Casual or whatever you feel most comfortabl...
by lostinjersey
Sat Sep 08, 2018 12:08 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 9279

Re: Can Sneakers go with Business Casual?

More than a faux pas.

Just no.
by lostinjersey
Thu Sep 06, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: Go to Istanbul next week. Any suggestions
Replies: 50
Views: 4030

Re: Go to Istanbul next week. Any suggestions

Good suggestions above. Don't miss Hagia Sophia, Blue Mosque, Suluman's Mosque. Rustam Pasha mosque is a lesser known mosque, small and absolutely stunning tile work. Also loved the river cruise. Some other highlights for us: the palaces (both), Egyptian Spice Bazaar, Basilica Cistern, and Rumeli Fo...
by lostinjersey
Mon Aug 27, 2018 7:05 pm
Forum: Non-US Investing
Topic: Retiring to USA from Australia
Replies: 22
Views: 1538

Re: Retiring to USA from Australia

My 65+ inlaws are green card holders living in CA (my DH is a naturalized citizen who is sponsoring them). They have health insurance through Obamacare (Covered CA exchange). You should see if WA state offers this kind of coverage. Hint: it might not be easy to figure it out and you may need to talk...
by lostinjersey
Thu Aug 09, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Plan for Parental Care in my road to financial independence
Replies: 34
Views: 2850

Re: Plan for Parental Care in my road to financial independence

Under current law, after 5 years as a green card holder, your MIL will be eligible for Medicare when she is 65. She will have to pay Part A premiums but she is not subject to the ‘40 quarters of work’ requirement.