Search found 1568 matches

by harrychan
Mon Nov 11, 2019 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Homebuying in Los Angeles - Advice Needed
Replies: 54
Views: 3553

Re: Homebuying in Los Angeles - Advice Needed

I know LA market really well. The $1.25M is not an investment figure but a lifestyle. If you are tired of living under the rules of a landlord and having to move every year and want homeownership then go for it. 15 years will be enough to make it financially make sense to buy a home vs renting. 10 y...
by harrychan
Sat Nov 09, 2019 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Do you charge your employer for the time that you spend working on your off days?
Replies: 145
Views: 7411

Re: Do you charge your employer for the time that you spend working on your off days?

General advice from strangers with a different career, boss and employer is not going to help. You need to evaluate your boss, job and company and decide what works. I look at this both as a boss and having a boss too. And my approach with my bosses was to understand or ask criticality. Do what is ...
by harrychan
Tue Nov 05, 2019 1:50 am
Forum: Personal Finance (Not Investing)
Topic: New Job, Depressed, Money issues
Replies: 89
Views: 11602

Re: New Job, Depressed, Money issues

Update: Is there any way to keep this current job and try out the new job (given I have some sense it is less complex vs current one but 30K less) ? 3. Should I say something to my current manger and try to take a 2 weeks out from my current job to try out the new job offer yet keeping the current ...
by harrychan
Mon Nov 04, 2019 3:21 pm
Forum: Personal Consumer Issues
Topic: Airbnb - Guide a beginner
Replies: 64
Views: 6230

Re: Airbnb - Guide a beginner

Our experience with Airbnb have been mixed where 50% went well, 25% subpar and 25% where we had to leave upon arrival and demand money back. Because of this, if I am with my family, we almost always go the hotel route unless we know someone who stayed there prior and attest to it.
by harrychan
Sun Nov 03, 2019 11:42 pm
Forum: Personal Consumer Issues
Topic: Wedding gift from brother
Replies: 28
Views: 3828

Re: Wedding gift from brother

Hard cold cash
Gift card to any airline or major hotel chain
One year subscription to Netflix
by harrychan
Sun Nov 03, 2019 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: New Job, Depressed, Money issues
Replies: 89
Views: 11602

Re: New Job, Depressed, Money issues

Stay on it. If you leave, not only will you fail at your job but you'll become a quitter. What will happen if you go to job B and it turns out there also is a learning curve? Are you going to look for another 'easier' job? Truth is, in the IT world, nothing is easy or given. What you have here is a ...
by harrychan
Thu Oct 31, 2019 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: Timeshare offer experience
Replies: 92
Views: 8929

Re: Timeshare offer experience

So how do you get the teaser deals in the first place? We sat through one in Cabo on our honeymoon years ago... great rewards for it, including a free stay to come back... which we did... sat through the same guys sales pitch. Still no sale, but I'm all for a promo deal Funny you say Cabo. One time...
by harrychan
Wed Oct 30, 2019 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Timeshare offer experience
Replies: 92
Views: 8929

Re: Timeshare offer experience

I've been waiting for that offer. I'll take it in a heartbeat. My DW and I are dead set in not purchasing so giving 78 min in exchange for a stay in their resort is a no brainer. We got the same promo a while back for Kauai and Scottsdale but the timing didn't work out.
by harrychan
Mon Oct 21, 2019 12:11 am
Forum: Personal Consumer Issues
Topic: Ordering Model Y now - free option on price changes?
Replies: 13
Views: 1667

Re: Ordering Model Y now - free option on price changes?

If you need a car in the immediate future then the Y can't be your first option. Either a) get a used car to fill in the gap or b) get a S, X or 3 instead.
by harrychan
Sun Oct 20, 2019 11:03 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1082
Views: 119656

Re: What frugal thing did you do today?

For lunch, the whole family went out and got in-n-out burgers except me. I came home and made a salad with leftover chicken from two nights ago. I did go get a $1.25 fish taco for snack.
by harrychan
Sat Oct 12, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7685

Re: When is private (elementary) school worth it?

4. Are there other options besides private school? Should I ask to schedule a meeting and come up with a better plan? Any suggestions? Rather than a private school, how about a private tutor (in addition to the public school)? 2-3 hours per week should do it. With tutors you get what you pay for so...
by harrychan
Sat Oct 12, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7685

Re: When is private (elementary) school worth it?

4. Are there other options besides private school? Should I ask to schedule a meeting and come up with a better plan? Any suggestions? Rather than a private school, how about a private tutor (in addition to the public school)? 2-3 hours per week should do it. With tutors you get what you pay for so...
by harrychan
Fri Oct 11, 2019 11:29 pm
Forum: Personal Consumer Issues
Topic: When is private (elementary) school worth it?
Replies: 100
Views: 7685

Re: When is private (elementary) school worth it?

We were exactly in your shoes 5 years ago and decided to go the private route. Our son was already reading and writing full sentences in kindergarten. In 1st grade, he was bored. The teacher didn't bother doing anything as a teacher with 30 students in her class. Her priorities were to ensure the bo...
by harrychan
Wed Oct 09, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Should I download Android 10?
Replies: 12
Views: 777

Re: Should I download Android 10?

I'm waiting. I have everything set up including work apps (pingid). I would hate to have to go back to carrying two phones because of Android 10.
by harrychan
Thu Oct 03, 2019 12:15 am
Forum: Personal Consumer Issues
Topic: Solar Installation - 0.75 Year Later
Replies: 72
Views: 9691

Re: Solar Installation - 0.75 Year Later

How much was your electric bill before?
by harrychan
Sun Sep 29, 2019 10:00 am
Forum: Personal Consumer Issues
Topic: Going to a wedding party
Replies: 48
Views: 4332

Re: Going to a wedding party

Just came back from a wedding reception last night. The rule of thumb my DW and I use is we give gift in line with the amount we think the reception cost per head. If it was a modest venue, then the gift would be $60-80 per head. If it were a more high end venue, anywhere from $100-120 per head. In ...
by harrychan
Sun Sep 29, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 36
Views: 2713

Re: When and should I buy dream car? 1997 Toyota Supra

As a person whose dream car is the R34 GTR, I also love the 2JZ Supras. Driving any Skyline here in California is extremely difficult. I've done my research and I can probably get a R32 imported and modded to the satisfaction of federal regulations / DMV and get it registered for $35k. I have the in...
by harrychan
Sat Sep 28, 2019 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Employer is relocating - how to be allowed to work remotely
Replies: 51
Views: 3765

Re: Employer is relocating - how to be allowed to work remotely

I don't think there is anything scientific about it. Either they value you or they don't and those who can make the decision are aware of your contributions. This isn't something you can negotiate since this impacts everyone and the two choices offered are clear. The only thing you can do is ask.
by harrychan
Tue Sep 24, 2019 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: College Student Internships
Replies: 45
Views: 2219

Re: College Student Internships

I hired a summer intern last year. It was extremely competitive. My company had up to 80 summer internships available and just my requisition had close to 50-60 applicants. I preferred candidates that were 3rd or 4th year but was open to bringing on sophomores also. I believe we paid $18 but we're a...
by harrychan
Tue Sep 24, 2019 7:37 pm
Forum: Personal Consumer Issues
Topic: Uber - first time user - will I get picked up
Replies: 36
Views: 3689

Re: Uber - first time user - will I get picked up

If you want to try technology, just take uber or lyft to a restaurant nearby where parking is a hassle.
by harrychan
Sun Sep 22, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Someone stole my wife's phone number (ie. ported to another carrier)
Replies: 52
Views: 5401

Re: Someone stole my wife's phone number (ie. ported to another carrier)

Supposedly this "shouldn't" have happened since we have a PIN in the account. This is concerning. Do you have a pin on the account or do you have a pin to specifically block number porting. There is a difference. If you don't have a pin set up to block number porting, all they need is the last 4 of...
by harrychan
Thu Sep 19, 2019 8:18 pm
Forum: Personal Consumer Issues
Topic: moving retired/elderly parents to soCal? sane or insane?
Replies: 29
Views: 2447

Re: moving retired/elderly parents to soCal? sane or insane?

Very similar to my situation except they are currently overseas in a LCOL area with exception national healthcare. I have thought numerous times for them to bring them over but the health insurance wouldn't work as my father has a lot of needs. Moving them in some remote area that is more cost-effec...
by harrychan
Sun Sep 15, 2019 4:07 pm
Forum: Personal Consumer Issues
Topic: Phones with longest battery life?
Replies: 18
Views: 1478

Re: Phones with longest battery life?

I have oneplus 7 pro 4000mah battery. 8 hours after work I still have around 60% medium use. If I don't use the phone it will last around 2-3 days. It comes with 30 watt charger so the phone charges 0 to 50% in 20 mins... Unlike iRipoff 3x slower :sharebeer Same here. The 7T and 7T pro will launch ...
by harrychan
Fri Sep 13, 2019 1:37 pm
Forum: Personal Consumer Issues
Topic: Visit to Tokyo
Replies: 17
Views: 1900

Re: Visit to Tokyo

Really depends on what you are interested in. You can take a day trip to Yokohama. Also don't sleep on places like Daikan-yama and Tsukiji outer market. Even though the fish auction moved, I find it more authentic.

For travel, make sure you pick up a Suica card. We have one for each family member.
by harrychan
Thu Sep 12, 2019 9:08 am
Forum: Personal Consumer Issues
Topic: New iPad
Replies: 9
Views: 1609

Re: New iPad

The iPad pro and iPad air has an external magnetic connector for their propietary keyboard which is fantastic and they are compatible with their pencil. If you have no need for either, just get the standard iPad + cellular.
by harrychan
Tue Sep 03, 2019 8:42 pm
Forum: Personal Investments
Topic: How do you let go of decisions that turned out to be the wrong ones?
Replies: 63
Views: 5139

Re: How do you let go of decisions that turned out to be the wrong ones?

1) Stop looking at how bonds are doing. It's irrelevant.
2) Do you still have sufficient funds to take your kids through college? If so, the gains were irrelevant.
3) Are you and your kids healthy? Everything else is irrelevant.
by harrychan
Mon Sep 02, 2019 10:41 am
Forum: Personal Consumer Issues
Topic: Neighbor wants me to sell her my driveway but parking is tight. Detailed analysis help
Replies: 45
Views: 5857

Re: Neighbor wants me to sell her my driveway but parking is tight. Detailed analysis help

You are too kind. I know we all want to help out others especially your neighbor but this is the property she bought and it shouldn't have been a secret. No to rent and absolutely no to selling. She should move.
by harrychan
Mon Sep 02, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 15938

Re: What is your hobby and how did it come to be your hobby?

Aquariums specifically aqua-scaping planted tanks. I've always had aquariums (salt water and fresh water) growing up as it was my father's hobby. A few years ago, I came across a craigslist or facebook ad of someone nearby who was upgrading their tank and was selling their setup of tank, filter, LED...
by harrychan
Wed Aug 28, 2019 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for elderly parent's care
Replies: 29
Views: 1566

Re: Paying for elderly parent's care

I'm in a similar situation but contribute much less to my parents' expenses. They also live overseas in a LCOL country with exceptional healthcare so that helps. The first thing is her expense. $4000 / mo seems extremely high. Is that all from necessities? Anyway to cut this?
by harrychan
Wed Aug 28, 2019 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Bought a home a year back, thinking of selling now
Replies: 51
Views: 5343

Re: Bought a home a year back, thinking of selling now

Thanks we do think we should be able to stay in this house for a decade or so. The fear is not only job loss but with home values trending down, losing money in this investment and not be able to recover in the near future. I would take the advice of treating it as an expense and not an investment ...
by harrychan
Wed Aug 28, 2019 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Should I purchase a $30k car?
Replies: 112
Views: 7886

Re: Should I purchase a $30k car?

If I were you, I wouldn't buy a $30k car especially a used car. At that price point, there are a lot of options for used and even new for just a bit more. $400k portfolio is ok but not great. I would be more focused on saving for a home if I were in your shoes. Good point regarding focusing on savi...
by harrychan
Wed Aug 28, 2019 12:38 am
Forum: Personal Finance (Not Investing)
Topic: Should I purchase a $30k car?
Replies: 112
Views: 7886

Re: Should I purchase a $30k car?

If I were you, I wouldn't buy a $30k car especially a used car. At that price point, there are a lot of options for used and even new for just a bit more. $400k portfolio is ok but not great. I would be more focused on saving for a home if I were in your shoes.
by harrychan
Sun Aug 25, 2019 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Sudden Death: Sorting Estate in sorrow
Replies: 17
Views: 6555

Re: Sudden Death: Sorting Estate in sorrow

IANAL I'm sorry to hear. My understanding is that if the departed did not have a trust then it goes to probate. Unfortunately, on paper, the fiance will have no legal claim for the estate. That will have to be discussed between the family if you choose to include him, it seems like you should. First...
by harrychan
Sat Aug 24, 2019 11:44 am
Forum: Personal Finance (Not Investing)
Topic: White collars- How much is your work downtime?
Replies: 203
Views: 17620

Re: White collars- How much is your work downtime?

Very interesting thread. In my previous company, I got a new role to complete a massive network migration. At that time, my "downtime" was just between 10% through -25% due to migrations happening across the globe. Once the migrations ended, I took on a director level job managing 100+ outsourced en...
by harrychan
Fri Aug 23, 2019 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Grass is greener on the other side - Need inputs
Replies: 25
Views: 3029

Re: Grass is greener on the other side - Need inputs

Goal: To have sound financial and comfortable (low stress) living & enjoy life responsibly Option2: Stay the course Is it already looking good? No brainer. Stay. You can potentially make more money in the private sector but if you are satisfied with your current standard of living, have home and in...
by harrychan
Wed Aug 21, 2019 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Life Advice: deciding what you want to do.
Replies: 49
Views: 4875

Re: Life Advice: deciding what you want to do.

Your first goal should be independent of your parents support. Set a deadline when that will happen. You are legally an adult. I moved to the US when was 17 and it didn't take long for me to be completely independent. My parents were uneducated and did not give one advice to me. I started working Su...
by harrychan
Sun Aug 18, 2019 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

Maybe there’s a way you can work from home more frequently during the times you’re in LA to make up for the travel or maybe shift your hours when you’re in LA so you work half day in the office then go home to spend time with your family and finish working at night to make up for the time away. Ano...
by harrychan
Sun Aug 18, 2019 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

Different cultures are different but imo your hugely primary, and perhaps only, considerations in this ought to be your wife and children, the ones who will bear the direct brunt of your decision. If I were your spouse, I might be cross knowing that taking this position in part to remit more money ...
by harrychan
Sun Aug 18, 2019 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

No way. way too much travel and away from kids. You’re in LA, I assume flying out of LAX? That alone is a hard No for me! Or Burbank/Long beach? At $160k today, with a small 3% bump you’ll be at 165 at the end of the year. That gap looks smaller and smaller. If they paid you $50k extra I guess I’d ...
by harrychan
Sun Aug 18, 2019 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

Do you want to spend half the month away from your family in order to retire 2-3 years earlier or go on slightly fancier vacations or own nicer cars? I would only consider if it would truly turbocharge career and you set a time limit (~2yrs) that you would do it It'll likely go beyond 2 years but t...
by harrychan
Sun Aug 18, 2019 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

To get higher in your career, sometimes you do need to make certain sacrifices, and simply weighing your immediate options may limit your future growth path. I would think about your opportunity as, if I take this job, will it lead to even more greater opportunities and exposure vs staying in your ...
by harrychan
Sun Aug 18, 2019 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

I would take the role. Your company’s travel policy is reasonable which tells me they care enough about their employees to try to make the travel more comfortable for them. Since getting a director level role is so challenging st your company, you may never have the chance again. If you take the po...
by harrychan
Sun Aug 18, 2019 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

What are the company travel policies? I would assume that business travel is all on personal time, so you still work a full week, you just lose most of two days a week to travel. Can you arrange your own (maybe not the least expensive) travel or does the company make you connect two times instead o...
by harrychan
Sun Aug 18, 2019 1:28 am
Forum: Personal Consumer Issues
Topic: How to save on international business class fares for family
Replies: 29
Views: 2451

Re: How to save on international business class fares for family

If you are traveling during peak time in 3.5 months then you are already behind. There's no way you can accumulate enough points in time to qualify and spend any points. Your best option would be to fly premium and buy a seat for your 20 mo old. I had a larger toddler and we purchased a trans Pacifi...
by harrychan
Sun Aug 18, 2019 1:28 am
Forum: Personal Consumer Issues
Topic: How to save on international business class fares for family
Replies: 29
Views: 2451

Re: How to save on international business class fares for family

If you are traveling during peak time in 3.5 months then you are already behind. There's no way you can accumulate enough points in time to qualify and spend any points. Your best option would be to fly premium and buy a seat for your 20 mo old. I had a larger toddler and we purchased a trans Pacifi...
by harrychan
Sun Aug 18, 2019 1:03 am
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

I worked in a conservative healthcare company as IT Sr. Manager too, except I am retired now and never traveled. If you have already submitted your name to the selection process, once you are selected you may have no choice but to accept the job. Otherwise, you may be rejected for future advancemen...
by harrychan
Sat Aug 17, 2019 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

What are the company travel policies? I would assume that business travel is all on personal time, so you still work a full week, you just lose most of two days a week to travel. Can you arrange your own (maybe not the least expensive) travel or does the company make you connect two times instead o...
by harrychan
Sat Aug 17, 2019 9:48 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

The positive is that this company will almost always return you home on the weekends so there will be limited business trips where I will be staying over the weekend. One thing to watch out for is there may be many times when you do no get home until 10:00 PM on Friday night and you may have to fly...
by harrychan
Sat Aug 17, 2019 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Uber Driving
Replies: 30
Views: 2399

Re: Uber Driving

Not worth it. I doubt you can get a newer car that will pass inspection and make it worthwhile. Keep in mind, you can't drive with your current insurance. you need to get a certain insurance that covers while you are driving for a shared service.
by harrychan
Sat Aug 17, 2019 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Go for new job (more pay but travel) or stay?
Replies: 65
Views: 3925

Re: Go for new job (more pay but travel) or stay?

Traveling can really take a toll on you and in terms of time away from family. I would not take that job for what is only a $20-30k pay increase unless you really enjoy travel and your wife is very comfortable being a single parent half the month. Agree. I've been in discussion with friends who tra...