Search found 1501 matches

by harrychan
Thu Jul 11, 2019 2:26 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 471
Views: 57195

Re: Your USER NAME...what does it mean?

Means nothing. I randomly chose it. It has zero association to my real name or interests.
by harrychan
Sat Jul 06, 2019 5:57 pm
Forum: Personal Consumer Issues
Topic: Job Promotion - How to Show on Resume
Replies: 40
Views: 3214

Re: Job Promotion - How to Show on Resume

Resume or CV, I wouldn't put it on.
by harrychan
Tue Jul 02, 2019 5:21 pm
Forum: Personal Consumer Issues
Topic: We got scammed out of our personal info
Replies: 18
Views: 3269

Re: We got scammed out of our personal info

If your credit isn't frozen, get it done. It should be free for now since the latest security breach. Chart it as a lessons learned.
by harrychan
Sat Jun 29, 2019 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Underpaid in bay area, seeking advice negotiating salary
Replies: 30
Views: 3465

Re: Underpaid in bay area, seeking advice negotiating salary

I recommend a 3rd option - turn down the current offer and keep looking. If you were able to secure an offer just 2.5 weeks into your job search, I feel you can find another offer where you get a similar increase, interesting and fulfilling.
by harrychan
Sun Jun 23, 2019 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: Career advice
Replies: 20
Views: 1912

Re: Career advice

I've done something similar where I moved from an ops manager at a large EMEA networking company to healthcare IT role as a program project manager. It is possible and most if not all FAANG + MSFT type companies will value experience outside the industry. With that said, you need to disassociate you...
by harrychan
Sun Jun 23, 2019 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Frugal or cheap?
Replies: 106
Views: 8929

Re: Frugal or cheap?

IMO you can afford it and should move forward if: 1. the house’s market value will increase by at least the addition cost; 2. you love your property, house and neighborhood; 3. there is no other house for sale in the $280k range that you like better; 4. Kids are in the near future - adding space be...
by harrychan
Wed Jun 12, 2019 4:18 am
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 5535

Re: Job opportunity - KSA/Bahrain

I would not do it. I know a family who excitedly moved there in working for construction-related contract for a LARGE global company. One of their children passed away due to an unknown health condition and the parents ended up in jail. It took months and a lot of money to fight in court to be exone...
by harrychan
Sat Jun 08, 2019 5:19 am
Forum: Personal Consumer Issues
Topic: Is it possible to custom build a laptop?
Replies: 26
Views: 1991

Re: Is it possible to custom build a laptop?

No. Not possible.
by harrychan
Wed May 29, 2019 11:58 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford this 2.3 million dollar home?
Replies: 272
Views: 25708

Re: Can I afford this 2.3 million dollar home?

You can afford it with your income if everything goes well. Not sure how long you have been making this amount but you should have much more in your savings and retirement by now. That's my red flag. With a $2.3 million home is going to come with expensive renovations, furnishings, etc. You should b...
by harrychan
Mon May 27, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Unemployment OVER ! New job dilemma
Replies: 32
Views: 4050

Re: Unemployment OVER ! New job dilemma

My experience interviewing for positions in the Bay Area the past few months has been that there is little to no value attributed to people management skills unless you've managed large teams (1000+). Middle managers, typically aged 40+, who have managed teams sized 10 to 100 are not very valued. T...
by harrychan
Mon May 27, 2019 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Should I encourage my kids to work in high school/college?
Replies: 221
Views: 12785

Re: Should I encourage my kids to work in high school/college?

High School Yes, for Summer. No, during school year. College Yes to on campus, max 10 hours a week. This is basically what I did growing up and would support my children if they chose to do this. I started working when I was 13 and worked every Summer. Those Summers were the most brutal as we were ...
by harrychan
Mon May 27, 2019 1:35 am
Forum: Personal Finance (Not Investing)
Topic: Unemployment OVER ! New job dilemma
Replies: 32
Views: 4050

Re: Unemployment OVER ! New job dilemma

Job 1. In my experience, having two core competencies (people manager and technology sme) and being good at it makes you that much more valuable. An IC is after all an IC. The difference in pay just seals it.
by harrychan
Sat May 25, 2019 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Close to making an offer on a home
Replies: 65
Views: 5312

Re: Close to making an offer on a home

Don't be penny wise pound foolish. Imagine if you missed out on a home because of oil stains on the driveway that could've been taken care of by a $50 pressure washer. Focus on the big items that can cost over 5 figures or things that cannot be fixed such as location. Everything else can be fixed. T...
by harrychan
Thu May 23, 2019 5:52 pm
Forum: Personal Consumer Issues
Topic: Legal Advice Needed: Immigration and employment question
Replies: 13
Views: 1241

Re: Legal Advice Needed: Immigration and employment question

You won't be able to hire her despite yours and the school's best intentions. There is no legal way for her to obtain a work permit or visa. If she entered the US with a visa and was processed, her daughter may be able to sponsor her when she is 21. If she entered illegally, the road to legalization...
by harrychan
Tue May 21, 2019 9:40 am
Forum: Personal Consumer Issues
Topic: Expensive front load washer/dryer worth it?
Replies: 53
Views: 3343

Re: Expensive front load washer/dryer worth it?

No. When we purchased our home, we splurged a bit and got a mid-high end washer and dryer pair. It had all the bells and whistles. Very soon we realized that features like steam refresh or wrinkle care for the dryer doesn't work. If anything, it made my shirt so wet I couldn't wear it unless I put i...
by harrychan
Sun May 19, 2019 7:50 pm
Forum: Personal Consumer Issues
Topic: de-googling my life: Keep Notes alternatives
Replies: 46
Views: 6574

Re: de-googling my life: Keep Notes alternatives

I use Evernote and seems to fit the bill. What measures does Evernote take to safeguard your data? Can the people in the company access/read it? Read it yourself. https://evernote.com/privacy Note, I do not work for Evernote. If you use any cloud service, there will be some level of risk associated...
by harrychan
Sun May 19, 2019 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Churning Credit Cards
Replies: 84
Views: 8148

Re: Churning Credit Cards

I would only consider it if I had a company where I regularly need to spend for business use. Otherwise, it simply isn't worth the effort and the limitations of using points brings more frustration than is rewarding.
by harrychan
Sun May 19, 2019 2:30 pm
Forum: Personal Consumer Issues
Topic: de-googling my life: Keep Notes alternatives
Replies: 46
Views: 6574

Re: de-googling my life: Keep Notes alternatives

OneNote with password protected (encrypted) sections for those things that you think require extra privacy. https://support.office.com/en-us/article/Password-protect-your-notes-E5FFD8FD-E811-441A-AA02-E13F0F445933 I looked at Onenote. I use it on my desktop PC as a lab notebook but with no personal...
by harrychan
Sat May 18, 2019 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Very High Net Worth, elite private or “good” public
Replies: 278
Views: 18253

Re: High net worth, elite private or “good” public

TL:DR. My vote is for private. We were at similar cross roads except we did not sell a business although we have a comfortable nest egg ($1mil+) and good income ($150k+). Our compromise was we found a great private school that didn't cost an arm and a leg. It was the best decision. Our public school...
by harrychan
Sun May 12, 2019 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Move out or stay at my parents?
Replies: 70
Views: 4889

Re: Move out or stay at my parents?

Unless you have significant debt you are paying off, move out to be on your own. I moved out to another country by myself when I was 17. It forced me to mature at the light of speed and in turn helped me in many areas indirectly particularly my career and maturity.
by harrychan
Sat May 11, 2019 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Continue working for benefit of adult children or retiring earlier?
Replies: 87
Views: 6373

Re: Continue working for benefit of adult children or retiring earlier?

Depends. Kids are young now but from my observation, they won't have a problem graduating and finding a job or having a business that will make them financially independent. My own experience is that my parents supported me through college and I was on my own the moment I got my first job out of col...
by harrychan
Wed May 08, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: wedding gift value
Replies: 80
Views: 4440

Re: wedding gift value

I go by some rule of thumb. First, the min. I will give is the cost of venue of the reception. I can gauge how much each venue costs which can range from $80-150 based on my circle of friends. With my DW, that is double. The most I gave was $500 as they were someone whom I've mentored both the bride...
by harrychan
Tue May 07, 2019 11:23 am
Forum: Personal Finance (Not Investing)
Topic: What if I Never Buy a House?
Replies: 109
Views: 16061

Re: What if I Never Buy a House?

can i ask? For renters (and single), do you rent the whole place (i.e., a whole house) or a room? If former, isn't it rather pricey in terms of rent down the road? and i suppose that if we rent, we go for fully furnished house? if moving frequently is an option, it might not be good to have too man...
by harrychan
Thu May 02, 2019 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone down-shifted in their career?
Replies: 59
Views: 6955

Re: Has anyone down-shifted in their career?

The only time I took a step back was to advance forward at my first job. I worked as a technical front line role but at a dead end company. I took a order processor role at another company that had a much higher ceiling. It paid off. In 1.5 years, I was promoted to a network engineer and shortly bec...
by harrychan
Sun Apr 28, 2019 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Whats the Point of Climbing the Corporate Ladder?
Replies: 164
Views: 17189

Re: Whats the Point of Climbing the Corporate Ladder?

For me, climbing the corporate ladder allowed me to maximize my skill set which increased my pay and flexibility. I graduated as an engineer and entered corporate America as a techie. Very soon I realized that I couldn't keep up with the technology to be a great engineer and intentionally found ways...
by harrychan
Thu Apr 25, 2019 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle courses
Replies: 45
Views: 5190

Re: Side Hustle courses

I wouldn't pay for a side hustle course. There are plenty of blogs and podcasts out there that walk you through basic ways of bringing in side hustle. For my side hustle, I created blogs and got some beer money by placing google ads (adsense) and amazon affiliate links. You have to be careful as the...
by harrychan
Tue Apr 23, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: How to fix foundation damaged by neighbor's car
Replies: 23
Views: 2474

Re: How to fix foundation damaged by neighbor's car

Have it properly fixed by a professional that doesn't have a conflict of interest.
by harrychan
Fri Apr 19, 2019 12:04 am
Forum: Personal Consumer Issues
Topic: Buying a bed
Replies: 42
Views: 3145

Re: Buying a bed

We're in the process of replacing our mattress. First and foremost, only buy from a retailer that has a generous return policy. Mattress matching is a very personal thing and you simply need to sleep on it a few weeks before you can tell if it is comfortable or not. We're on our 3rd one and will pro...
by harrychan
Fri Apr 12, 2019 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Unique Hit and Run Situation
Replies: 40
Views: 4716

Re: Unique Hit and Run Situation

File SR1 and SR19c. You can find the form on ca dmv website.
by harrychan
Thu Apr 11, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: Wifi range from Ring doorbell
Replies: 8
Views: 723

Re: Wifi range from Ring doorbell

I don't know if people consider this frugal, but you can buy a Google Wifi 4-pack at Costco for $300. I have a Ring doorbell, 1 stickup cam in the garage, and 5 floodlights around my house and they all work flawlessly with my Google wifi. Prior to my Google Wifi, I had an Apple Airport Time Capsule...
by harrychan
Sat Apr 06, 2019 12:40 pm
Forum: Personal Consumer Issues
Topic: Huge AirBNB Cancellation Charge
Replies: 123
Views: 7678

Re: Huge AIrBNB Cancellation Charge

I had something similar dealing with Airbnb host. Luckily, Airbnb sided with me and gave me credit for what the host didn't refund me. In your case, I would file a dispute with the credit card issuer and see who they side with.
by harrychan
Wed Apr 03, 2019 6:44 pm
Forum: Non-US Investing
Topic: Your opinion on debt?
Replies: 111
Views: 6866

Re: Your opinion on debt?

I think you should rename the thread to "Your Opinion on Mortgage?". The issue with debt is that the forces of nature, temptations with keeping up with the jones and what is deemed "normal" is because of debt. It is much easier to sign away years of your life and paycheck with just a signature than ...
by harrychan
Wed Apr 03, 2019 6:26 pm
Forum: Personal Consumer Issues
Topic: Do any of you have a fear of changing jobs?
Replies: 73
Views: 4716

Re: Do any of you have a fear of changing jobs?

I was in your position a few years back. I had to stay in my 2nd company for an extended period of time due to green card processing. After I obtained it, I was already 10 years in and had to fulfill my obligations of working there a few more years. By then, I was the global head of the group and h...
by harrychan
Tue Apr 02, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: Do any of you have a fear of changing jobs?
Replies: 73
Views: 4716

Re: Do any of you have a fear of changing jobs?

I was in your position a few years back. I had to stay in my 2nd company for an extended period of time due to green card processing. After I obtained it, I was already 10 years in and had to fulfill my obligations of working there a few more years. By then, I was the global head of the group and ha...
by harrychan
Sun Mar 31, 2019 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Stretching? (Home purchase)
Replies: 20
Views: 2847

Re: Stretching? (Home purchase)

Physician? Retirement savings is on the low end so not sure you want to jump into such a project which can further impede on your retirements. How experienced are you in home remodels? Do you have someone you can trust to give you guidance? From your post, it seems a lot more work that I would recom...
by harrychan
Thu Mar 28, 2019 10:38 am
Forum: Personal Consumer Issues
Topic: Why are used cars now so expensive?
Replies: 63
Views: 5370

Re: Why are used cars now so expensive?

Financing.

People no longer bat an eyelid when buying a car they really don't need through financing. If people stop thinking debt is normal, it would force them to buy the car they need using cash.
by harrychan
Wed Mar 27, 2019 8:16 pm
Forum: Personal Finance (Not Investing)
Topic: Shipping DD away....
Replies: 14
Views: 2064

Re: Shipping DD away....

I would give a mix of yen that you exchanged at the bank and debit card. The bank exchange will be at a bad rate, but it'll be worth it to have some cash in hand upon arrival. I would also equip her with an ATM which she could use at any bank or post office ATM that has the Cirrus / Maestro logo. Wh...
by harrychan
Mon Mar 25, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: What's a good external hard drive?
Replies: 15
Views: 916

Re: What's a good external hard drive?

Don't get SanDisk or Seagate. I've had failures within two years from these companies. Stick with Western digital.
by harrychan
Sun Mar 24, 2019 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: Do the wife and I have house fever? Want to buy 550k home
Replies: 30
Views: 3266

Re: Do the wife and I have house fever? Want to buy 550k home

Glad you came to this conclusion. I was crafting a response in your head that you are on the low end of savings and if you need a new car, that'll eat I to your down. We still didn't discuss the loan you have on your current vehicle! Cut your expenses and save like a madman. Then you will get a true...
by harrychan
Sun Mar 24, 2019 9:51 am
Forum: Personal Consumer Issues
Topic: Uber - Fare Estimator question
Replies: 11
Views: 505

Re: Uber - Fare Estimator question

You won't be able to use pool in your situation. I use pool when I send my cleaning lady home.
by harrychan
Sat Mar 23, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Lease a car or buy a car
Replies: 49
Views: 3206

Re: Lease a car or buy a car

wije wrote:
Sat Mar 23, 2019 9:05 am
harrychan wrote:
Sat Mar 23, 2019 12:14 am
Also consider this. If you put say $5000 down and the car gets totalled the minute you drive off the lot. That $5000 is gone.
How does auto insurance play with leased cars?
They pay the dealer. You get nothing.
by harrychan
Sat Mar 23, 2019 12:14 am
Forum: Personal Consumer Issues
Topic: Lease a car or buy a car
Replies: 49
Views: 3206

Re: Lease a car or buy a car

Ask the dealer what happens after leasing the 3 cars. The answer is you have no car.

Also consider this. If you put say $5000 down and the car gets totalled the minute you drive off the lot. That $5000 is gone.
by harrychan
Fri Mar 22, 2019 5:08 pm
Forum: Personal Consumer Issues
Topic: Being a Boglehead and car enthusiast stinks
Replies: 72
Views: 4583

Re: Being a Boglehead and car enthusiast stinks

I really really really want a Nissan GTR. I have wanted one since I was 19 in 2009 and I became determined to get one. As a result of my frugalness and saving/investing, I have 99k in a vanguard account, 9k in a bank saving account, 5k in checking, own a house in which i have roommates paying the m...
by harrychan
Thu Mar 14, 2019 11:38 pm
Forum: Personal Consumer Issues
Topic: Trip to Osaka in late July early Aug. Must see. Things to do.
Replies: 26
Views: 2206

Re: Trip to Osaka in late July early Aug. Must see. Things to do.

@kramer May I ask where you got the Japanese sim from? I was looking for something similar. I purchased a Japan Rail Pass by Japan Experience, and also bought a Japanese sim card in the same order. In late 2017, the price was $260 for an unlimited 7 day rail pass and $41 for a nano Sim card with a ...
by harrychan
Thu Mar 14, 2019 10:37 am
Forum: Personal Consumer Issues
Topic: Trip to Osaka in late July early Aug. Must see. Things to do.
Replies: 26
Views: 2206

Re: Trip to Osaka in late July early Aug. Must see. Things to do.

@kramer

May I ask where you got the Japanese sim from? I was looking for something similar.
by harrychan
Thu Mar 14, 2019 10:28 am
Forum: Personal Consumer Issues
Topic: Replacing burned out headlight in 2012 Subaru Impreza
Replies: 12
Views: 636

Re: Replacing burned out headlight in 2012 Subaru Impreza

To replace the headlight for HID's, you need to remove the bulb which is connected to ballast. If I remember correctly, the ballast is in a location that is only accessible by removing the bumper. I have the 2012 Subaru Legacy and I installed HID's and had to remove the bumper in order to do so. Thi...
by harrychan
Wed Mar 13, 2019 10:36 pm
Forum: Personal Consumer Issues
Topic: Best New Car buying Websites
Replies: 4
Views: 559

Re: Best New Car buying Websites

I had success using truecar. I would use a throwaway email and Google voice number and engage them until they give their best out the door price. Once I have that, I will make them compete each other until I get the lowest cost.
by harrychan
Wed Mar 13, 2019 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 6654

Re: How many companies have you worked for?

39 years old 4 since college 2 and 3 were through an acquisition. At one point they combined the name so not sure if that counts as another company? After the acquisition was final and the 2 name was dissolved, it completely became 3. Prior to college, I also had a dozen or so job. Some under the ta...