Search found 615 matches

by yukonjack
Tue Nov 12, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: acura rdx or mercedes glc300 small luxury suv
Replies: 13
Views: 748

Re: acura rdx or mercedes glc300 small luxury suv

I personally like the new look RDX so my vote is for the Acura. I’ve had the MDX for 4.5 years and have enjoyed it and hope to get 10 to 12 years out of it
by yukonjack
Tue Nov 12, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3251

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

Both Durango and Steamboat have good public schools so you shouldn’t have issues there. I personally would choose Durango over Steamboat but only to avoid some of the extreme weather you get in Steamboat. After all that is why the skiing is so good in Steamboat. But really you can’t go wrong with ei...
by yukonjack
Wed Oct 30, 2019 8:02 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay. Does anyone use it?
Replies: 178
Views: 10555

Re: Apple Pay. Does anyone use it?

I’m using it more and more. I find it convenient to use with the Apple watch. Not sure I would feel the same way if I had to pull out my phone every time I made a purchase.
by yukonjack
Sun Oct 27, 2019 8:29 am
Forum: Personal Consumer Issues
Topic: Adventures in iPhoning [should I upgrade now?]
Replies: 14
Views: 1005

Re: Adventures in iPhoning [should I upgrade now?]

I recently upgraded from the 6 to the 11 and have been quite pleased with the change. Most of what I’ve read online says the 6s has useful life left in it. If you use your phone quite a bit I would recommend upgrading. If not I would hold on to the 6s until at least September 2020.
by yukonjack
Tue Oct 01, 2019 7:49 am
Forum: Personal Consumer Issues
Topic: Non stick pan preference?
Replies: 46
Views: 3529

Re: Non stick pan preference?

Wirecutter suggests this one. They are usually pretty good about what they suggest so I tend to trust them. https://www.amazon.com/Tramontina-80114-535DS-Professional-Restaurant/dp/B009HBKQ16 https://thewirecutter.com/reviews/best-nonstick-pan/ I’ve had this pan for about 5 years and have been very...
by yukonjack
Mon Sep 30, 2019 7:32 am
Forum: Personal Consumer Issues
Topic: Midtown NYC Hotel w/ Kids?
Replies: 17
Views: 1872

Re: Midtown NYC Hotel w/ Kids?

I stayed at the www.elysee.com in May and enjoyed it very much. It’s at 54th and Madison midtown east. They have a nice breakfast and a very generous happy hour. I would definitely stay there again.
by yukonjack
Wed Sep 04, 2019 7:35 am
Forum: Personal Consumer Issues
Topic: Italy in September
Replies: 35
Views: 2359

Re: Italy in September

With such a broad range of questions I would highly recommend reading Rick Steves Italy. He very capably answers all of your questions.
by yukonjack
Tue Aug 27, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: A bike tour from Bolzano to Vienna (update: photos added)
Replies: 17
Views: 1590

Re: A bike tour from Bolzano to Vienna

Thanks for the informative stories about your bike touring in Europe. You seem to be doing more international touring of late. Any plans to do an extended bike trip in the US? As always I enjoy reading about your travels.
by yukonjack
Mon Aug 26, 2019 9:59 pm
Forum: Personal Consumer Issues
Topic: Crested Butte, CO, Bh's??
Replies: 14
Views: 1388

Re: Crested Butte, CO, Bh's??

CB is a harsh environment in winter. I have seen it where the snow was so deep it was up to the roof of single story houses and they had to haul snow from the roads as it was piled up 20' on either side of the road. Cost of living is expensive as for gas and groceries. Gunnisson does have a small u...
by yukonjack
Sat Aug 17, 2019 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Uber Driving
Replies: 30
Views: 2399

Re: Uber Driving

Are you prepared to clean up the vomit from the drunken college kids who have had too many :beer :beer :beer :beer :beer :beer :beer :beer This. I had an Uber driver in Atlanta tell me that he won’t pickup young people at night because of this very problem. You can’t make enough driving to put up w...
by yukonjack
Mon Aug 12, 2019 8:06 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3251

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

I think Durango would be a good choice if it fits your lifestyle. One thing that hasn’t been discussed is Durango’s many tourists. You would have to be okay with being around a fair number of tourists especially in the summer. The downtown streets get pretty clogged up but I’m sure the locals know h...
by yukonjack
Sat Aug 10, 2019 5:42 pm
Forum: Personal Consumer Issues
Topic: Trail running shoes for light hiking
Replies: 48
Views: 3451

Re: Trail running shoes for light hiking

I made this same decision several years ago and have been pleased with trail running shoes. I would recommend getting one of the higher quality brands since trails can be tough on shoes. I personally have had good luck with la sportivas but they do run fairly narrow. I would agree with the earlier p...
by yukonjack
Fri Jul 26, 2019 7:29 am
Forum: Personal Consumer Issues
Topic: Selling A Car
Replies: 19
Views: 1628

Re: Selling A Car

It depends on where you live but I have had success quickly selling vehicles by simply parking it near a busy part of my suburban neighborhood. I place one of those generic for sale signs in the car and wait for the calls to come in. I park it at home overnight.
by yukonjack
Mon Jul 15, 2019 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Relocation to Denver
Replies: 9
Views: 1338

Re: Relocation to Denver

I'm most likely moving to Denver for work which has a much higher cost of living than I'm used to. Can yall give me any advice on areas to look into to rent? I'm 26 and single. I'll be working in the commerce city area. I like the outdoors but still want to be around an urban-enough area to meet pe...
by yukonjack
Mon Jun 24, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Best place to buy Pistachio and Salmon?
Replies: 30
Views: 3197

Re: Best place to buy Pistachio and Salmon?

I would start with Costco for both items.
by yukonjack
Sat Jun 22, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 17530

Re: what was your worst major purchase? mine is a 2019 mazda3

This is quite an enlightening thread. Reading all of the posts makes me feel quite fortunate that I have avoided most of the big stuff. I probably owe a lot to dumb luck.
by yukonjack
Fri Jun 14, 2019 8:34 am
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 4934

Re: Selected Photos

Would love to see some pictures. I took nearly 2000 photos. I've selected 56 pictures to give an idea of the trip . Magnificent photos Raybo. Thanks for sharing. I recognized a number of towns that are often part of the Tour de France. It must have been thrilling to ride over some of the same roads...
by yukonjack
Mon Jun 10, 2019 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Costco Visa credit limit
Replies: 48
Views: 3453

Re: Costco Visa credit limit

I have not had a similar experience to yours. In fact Costco Visa set my credit limit so high that I’ll probably never get close to using the max amount. Although unlike you I only have one Citi card.
by yukonjack
Fri May 31, 2019 2:23 pm
Forum: Personal Consumer Issues
Topic: Chipped windshield getting worse
Replies: 16
Views: 915

Re: Chipped windshield getting worse

Thanks, guys. I did the online quote with safelite and got a quote of $230 for a total replacement (out of pocket) as I don't have comprehensive coverage on my car (car paid off for a while and not worth much) . Does $230 sound like a reasonable price? It sounds a little high but not unreasonable. ...
by yukonjack
Thu May 23, 2019 7:15 pm
Forum: Personal Consumer Issues
Topic: My bicycle ride from Florence, Italy to Bern, Switzerland [journal added]
Replies: 52
Views: 4934

Re: 3 Alpine passes in 3 days by bicycle

Thanks for posting Raybo. I always enjoy reading about your travels and I do recognize several Tour de France cities.
by yukonjack
Thu May 23, 2019 2:38 pm
Forum: Investing - Theory, News & General
Topic: "Investing in Total Markets"
Replies: 45
Views: 5025

Re: "Investing in Total Markets"

Thanks for posting Taylor. This was an informative read that summarizes boglehead investing.
by yukonjack
Tue May 21, 2019 9:18 am
Forum: Personal Consumer Issues
Topic: Relocate to Charleston SC?
Replies: 57
Views: 6125

Re: Relocate to Charleston SC?

Hi there, I’ve posted over the last months trying to manage an unexpected retirement at age 58 Based on all your advice I’ve adjusted investments (switched to VG, index funds, rebalance allocations) . And other stuff (deciding to sell some property). And I’m trying to get new consulting work (have ...
by yukonjack
Sat May 18, 2019 2:02 pm
Forum: Personal Consumer Issues
Topic: Arc'teryx - Anyone else here splurge?
Replies: 30
Views: 4168

Re: Arc'teryx - Anyone else here splurge?

I tend to purchase more Patagonia stuff which is quite similar to Arc. I find the higher end brands fit better and last longer. And I appreciate Patagonia’s free repairs. Like you I try to buy the higher price stuff when it is on sale and I consider REI’s spring sale to be one of the better ones.
by yukonjack
Wed Apr 17, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 11288

Re: seriously thinking about leaving S. CA but where to?

You mentioned family/friends in Canada. Not sure where they are in Canada but since there have been many PNW recommendations you might want to also consider southern BC. It checks off a number of your boxes and is relatively close to California.
by yukonjack
Sun Apr 14, 2019 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: Please help, foreign tax credit
Replies: 25
Views: 1560

Re: Please help, foreign tax credit

Hi All Finishing off our 2018 Fed taxes using Turbo Tax online as usual. Paid total of $915 in foreign tax per our 1099-Div forms, but the foreign tax credit recieved on Line 48 is only $158. Can anyone explain why so low or share some info on how I can figure that out? Last couple of years it was ...
by yukonjack
Tue Apr 09, 2019 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Limitations on foreign tax credit
Replies: 6
Views: 527

Re: Limitations on foreign tax credit

I suggest that you might have filled out the FTC Form 1116 incorrectly. It can be tricky and the HRBlock Deluxe download tax prep software takes some experience getting that form filled out correctly. So if you are limited, it means you are probably not paying any US taxes anyways, right? If you ar...
by yukonjack
Tue Apr 09, 2019 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Limitations on foreign tax credit
Replies: 6
Views: 527

Limitations on foreign tax credit

With the recent changes to the tax laws I have for the first time in many years taken the standard deduction. After finalizing my 2018 taxes I noticed one downside to taking the standard deduction. My foreign tax credit has been significantly limited. I paid $911 in foreign tax but am able to use on...
by yukonjack
Wed Mar 27, 2019 7:38 pm
Forum: Personal Consumer Issues
Topic: Decent hiking/trekking clothing?
Replies: 50
Views: 2398

Re: Decent hiking/trekking clothing?

I’m surprised at the amount you quote from REI. That would be my starting place. Not sure what you are looking for but I’m certain I could outfit myself for a trip like that for less than $500. On the bright side if you buy quality clothing it will last many years.
by yukonjack
Wed Mar 20, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: Cell Phone Case and Screen Protector?
Replies: 5
Views: 397

Re: Cell Phone Case and Screen Protector?

I’ve had good luck with a brand called Spigen from Amazon. Although it is on the light side which works for me. Since you drop your phone a lot you might want to look at something like an Otter Box.
by yukonjack
Fri Mar 15, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: 2 days in New York City
Replies: 57
Views: 4226

Re: 2 days in New York City

Another highly recommended Broadway show is To Kill a Mockingbird. I’m surprised no one has mentioned going to the top of the Empire State Building and/or 30 Rock. It’s been years since I’ve done so not sure if it’s worth the money now.
by yukonjack
Tue Mar 12, 2019 8:52 pm
Forum: Personal Consumer Issues
Topic: Peanut Butter recommendations
Replies: 84
Views: 6830

Re: Peanut Butter recommendations

I’ve been eating Kirkland’s Organic Creamy PB for several years and think it’s one of the better ones. It’s basically just the peanuts with a little sea salt.
by yukonjack
Wed Mar 06, 2019 9:38 am
Forum: Personal Consumer Issues
Topic: Best Car Values
Replies: 155
Views: 11656

Re: Best Car Values

What you are saying makes very good sense however I personally subscribe to the belief especially with the better Japanese makes is to buy new, drive 10+ years and then sell or trade. Once you can afford more expensive vehicles it then becomes a matter of personal preference.
by yukonjack
Wed Feb 06, 2019 8:07 am
Forum: Personal Consumer Issues
Topic: Costco for Mercedes tire set
Replies: 29
Views: 1753

Re: Costco for Mercedes tire set

I’ve been buying tires from Costco for many years and find them to be totally trustworthy. And unlike some tire centers they don’t try to up sell you. I’ve yet to be dissatisfied with their service or products.
by yukonjack
Tue Feb 05, 2019 8:02 pm
Forum: Investing - Theory, News & General
Topic: VMMXX - Why so popular? [Vanguard Prime Money Market Fund]
Replies: 23
Views: 3970

Re: VMMXX - Why so popular?

I’ve had money in VMMXX for about 14 years and like the ease of buying shares via an exchange. While it might not have the highest rate it is pretty close and seems to adjust the rate quickly based on market conditions.
by yukonjack
Thu Jan 31, 2019 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Were you 100% debt free at retirement
Replies: 163
Views: 11893

Re: Were you 100% debt free at retirement

Yes to both questions. Everyone is different, but for me it goes beyond payments eating into cash flow. I just hate owing money to someone. I hate every part of it: I don't like filling out credit applications, I don't like needing their "approval" for a loan, I don't like sending someone money eac...
by yukonjack
Thu Jan 17, 2019 8:39 pm
Forum: Investing - Theory, News & General
Topic: My trend following strategy and experience
Replies: 974
Views: 75592

Re: My trend following strategy and experience

Will I always enjoy reading your posts and appreciate your investment knowledge. I personally go with what I perceive as a more simplified approach (a traditional 3 fund option). I would not feel comfortable making important investment decisions on an ever changing landscape. It’s enough for me to d...
by yukonjack
Tue Jan 15, 2019 9:37 am
Forum: Personal Investments
Topic: Qualified Dividends
Replies: 20
Views: 2267

Re: Qualified Dividends

I have never adjusted Qualified Dividends based on purchase date. I have never seen a prompt for that in TurboTax, and have been doing my taxes with TurboTax since 1995. I have also input the numbers off my 1099-DIVs. So I went to Vanguard's 1099-DIV instructions (see below), and my understanding i...
by yukonjack
Mon Jan 07, 2019 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Costco Ameriprise Car Insurance
Replies: 12
Views: 1666

Re: Costco Ameriprise Car Insurance

I’ve been with Ameriprise through Costco executive for about 10ish years with home and auto. Several claims and all have been handled to my satisfaction. The annual increases have been minimal, about what I would expect. I’ve only shopped around 2 or 3 times and have always found them to be the lowe...
by yukonjack
Wed Jan 02, 2019 10:07 am
Forum: Personal Consumer Issues
Topic: Nicer Denver Areas
Replies: 19
Views: 2424

Re: Nicer Denver Areas

With such limited time I would also recommend downtown. Denver is quite safe so you would really have to get off the beaten path to get into trouble and while parking isn’t a breeze it is much easier than most large metropolitan areas. Check trip advisor for hotels since quite a few new boutique sty...
by yukonjack
Fri Dec 28, 2018 8:43 am
Forum: Personal Consumer Issues
Topic: Economy car vs Luxury - confirmation of a good decision
Replies: 29
Views: 1804

Re: Economy car vs Luxury - confirmation of a good decision

Also bought a 2018 Accord a couple months ago. Sprung for the EX-L model. Love it. A relative had bought an Acura at almost double the price I paid for the Accord. I like my car better and has some features the Acura lacks. Apple CarPlay for one. Not sure what more I'd want in a car. It's terrific....
by yukonjack
Fri Dec 21, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 2866

Re: London Neighborhood Recommendation

I was there in June staying in South Kensington. I found it to be a great location with just a 5 minute walk to the tube. I would highly recommend SK but most especially West London on the Piccadilly line with an Oyster Card. You’ll pay more in West London but totally worth it.
by yukonjack
Wed Dec 19, 2018 9:31 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Putting Panic In Perspective
Replies: 6
Views: 885

Re: Larry Swedroe: Putting Panic In Perspective

Thanks for posting. A timely read with good reminders to stay the course.
by yukonjack
Thu Dec 13, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2771

Re: The red tide in Florida [algae bloom at Florida coast]

I would highly recommend doing thorough research and have a backup locations such as the Florida east coast or even another state. I was in the Sarasota area in early August and the conditions were horrible. I’ve been going there off and on for 15 years and based on my recent visit I’m not sure that...
by yukonjack
Tue Dec 04, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Looking for a nice travel watch... recommendations?
Replies: 41
Views: 2673

Re: Looking for a nice travel watch... recommendations?

A little background.. I have a nice dress watch home, a Rolex I bought 20 years ago and I don't travel outside the US with it. We cruise and do mostly foreign travel and I have a new $9 Black Plastic Casio I purchased recently when my last travel watch died. While this is adequate for ground excurs...
by yukonjack
Sun Nov 25, 2018 9:11 am
Forum: Personal Investments
Topic: Tax Loss Harvesting Suggestions - Nov 1, 2018
Replies: 10
Views: 1052

Re: Tax Loss Harvesting Suggestions - Nov 1, 2018

Bogleheads: In my opinion, Tax-Loss Harvesting can be very simple or numbingly complex -- as this 38 page PDF illustrates. This is my simple suggestion for obtaining most of the benefit of tax-loss harvesting: After my fund has a loss of 5% or more, I exchange my losing shares into a money market f...
by yukonjack
Wed Oct 31, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Anybody use CenturyLink for internet service?
Replies: 25
Views: 1868

Re: Anybody use CenturyLink for internet service?

I have Centurylink for internet only. I strongly dislike the company as I experienced fraud in their sales pitch and in fact am not along--there's a big class action law suit in my state against them. They constantly do bait and switches, as I know first hand. I can't stand the fact that I still us...
by yukonjack
Mon Oct 29, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Vehicle recommendations for long commutes in CO mountains
Replies: 72
Views: 5228

Re: Vehicle recommendations for long commutes in CO mountains

Wanted to get some feedback on what specific vehicle might fit the bill for these driving conditions. 54 miles one way about 12-13 days a month. In Colorado where winters can be harsh. Have to drive to work in ALL conditions, no matter how bad. Drive on highway and narrow dirt back roads. Want comf...
by yukonjack
Wed Oct 24, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Georgia Tech Online Masters Programs
Replies: 6
Views: 1352

Re: Georgia Tech Online Masters Programs

Has any BH enrolled, completed or known anyone to take one of the Georgia Tech online masters programs? By what is advertised they seem pretty reputable but would love to see if anyone has first hand experience. Or with any rigorous online masters for that matter. https://pe.gatech.edu/degrees Cons...
by yukonjack
Sun Oct 14, 2018 9:14 am
Forum: Personal Investments
Topic: Practical tips to do TLH...
Replies: 3
Views: 479

Re: Practical tips to do TLH...

You don’t need an app just google Livesoft’s threads on this website. Warning: he/she has written quite a bit on this subject but it is very informative.
by yukonjack
Thu Oct 11, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3758

Re: Budget Coffee

tommy85 wrote:
Thu Oct 11, 2018 5:24 pm
+1 for Costco Columbian. It ranked high in consumer report ranking.
Another vote for the 3 pound can of Kirkland 100% Colombian coffee. I find it be consistently good and it’s under your price point.