Search found 573 matches

by yukonjack
Thu Dec 13, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2544

Re: The red tide in Florida [algae bloom at Florida coast]

I would highly recommend doing thorough research and have a backup locations such as the Florida east coast or even another state. I was in the Sarasota area in early August and the conditions were horrible. I’ve been going there off and on for 15 years and based on my recent visit I’m not sure that...
by yukonjack
Tue Dec 04, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Looking for a nice travel watch... recommendations?
Replies: 41
Views: 2350

Re: Looking for a nice travel watch... recommendations?

A little background.. I have a nice dress watch home, a Rolex I bought 20 years ago and I don't travel outside the US with it. We cruise and do mostly foreign travel and I have a new $9 Black Plastic Casio I purchased recently when my last travel watch died. While this is adequate for ground excurs...
by yukonjack
Sun Nov 25, 2018 9:11 am
Forum: Investing - Help with Personal Investments
Topic: Tax Loss Harvesting Suggestions - Nov 1, 2018
Replies: 10
Views: 942

Re: Tax Loss Harvesting Suggestions - Nov 1, 2018

Bogleheads: In my opinion, Tax-Loss Harvesting can be very simple or numbingly complex -- as this 38 page PDF illustrates. This is my simple suggestion for obtaining most of the benefit of tax-loss harvesting: After my fund has a loss of 5% or more, I exchange my losing shares into a money market f...
by yukonjack
Wed Oct 31, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Anybody use CenturyLink for internet service?
Replies: 25
Views: 1679

Re: Anybody use CenturyLink for internet service?

I have Centurylink for internet only. I strongly dislike the company as I experienced fraud in their sales pitch and in fact am not along--there's a big class action law suit in my state against them. They constantly do bait and switches, as I know first hand. I can't stand the fact that I still us...
by yukonjack
Mon Oct 29, 2018 2:55 pm
Forum: Personal Consumer Issues
Topic: Vehicle recommendations for long commutes in CO mountains
Replies: 72
Views: 4767

Re: Vehicle recommendations for long commutes in CO mountains

Wanted to get some feedback on what specific vehicle might fit the bill for these driving conditions. 54 miles one way about 12-13 days a month. In Colorado where winters can be harsh. Have to drive to work in ALL conditions, no matter how bad. Drive on highway and narrow dirt back roads. Want comf...
by yukonjack
Wed Oct 24, 2018 8:00 am
Forum: Personal Consumer Issues
Topic: Georgia Tech Online Masters Programs
Replies: 6
Views: 1252

Re: Georgia Tech Online Masters Programs

Has any BH enrolled, completed or known anyone to take one of the Georgia Tech online masters programs? By what is advertised they seem pretty reputable but would love to see if anyone has first hand experience. Or with any rigorous online masters for that matter. https://pe.gatech.edu/degrees Cons...
by yukonjack
Sun Oct 14, 2018 9:14 am
Forum: Investing - Help with Personal Investments
Topic: Practical tips to do TLH...
Replies: 3
Views: 414

Re: Practical tips to do TLH...

You don’t need an app just google Livesoft’s threads on this website. Warning: he/she has written quite a bit on this subject but it is very informative.
by yukonjack
Thu Oct 11, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3274

Re: Budget Coffee

tommy85 wrote:
Thu Oct 11, 2018 5:24 pm
+1 for Costco Columbian. It ranked high in consumer report ranking.
Another vote for the 3 pound can of Kirkland 100% Colombian coffee. I find it be consistently good and it’s under your price point.
by yukonjack
Wed Oct 10, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: Anyone done a Hair Transplant?
Replies: 79
Views: 6008

Re: Anyone done a Hair Transplant?

Google Joe Buck hair transplant. It didn’t go well for him and he obviously has the means and motivation to do it. A couple years ago I heard an interview with Joe shortly after he released his autobiography. He goes into great detail about how the whole process went off the rails and he finally gav...
by yukonjack
Mon Oct 08, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: REI Adventures
Replies: 16
Views: 1960

Re: REI Adventures

I looked into an REI trip to Machu Picchu as a single but at the time I thought the single occupancy premium was a bit high. I have noticed trip discounts usually during their May sale.
by yukonjack
Fri Sep 28, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 7117

Re: Got my new Iphone Xs

I have a max coming today and will be interested to see the difference from my 6s. I was recently reading that some folks with the new Xs phones are complaining about how long it takes to charge the phone up to 100%. Have you noticed an increase in charging time? I think some people were reporting t...
by yukonjack
Wed Sep 12, 2018 7:50 am
Forum: Personal Finance (Not Investing)
Topic: The Atlantic: 'Why is College In America So Expensive?'
Replies: 27
Views: 2724

Re: The Atlantic: 'Why is College In America So Expensive?'

To me, the most economical way to get a college education is 1) Do first two years at a community college especially the general education classes, 2) Transfer to an in-state university, a local public university, if possible. I am seeing both 1 and 2 more frequently in my neighborhood. And I live ...
by yukonjack
Mon Sep 10, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6726

Re: Hurricane Florence - survival guide

Lessons from living thru multiple disastrous hurricanes (I have posted this elsewhere too): 1) Two days out everything will be sold out. You should stock up and prepare 4-5 days before. 2) No electricity=no gasoline. My generator drinkes 5 gallons in about 7 hours. If you do not have electricity fo...
by yukonjack
Mon Aug 20, 2018 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Retire and become an Adventure Guide
Replies: 34
Views: 2854

Re: Retire and become an Adventure Guide

My son of 24 does this very thing for an outfit called Wildland Trekking. He loves it. The only specific requirement was taking courses and becoming certified in Wilderness First Responder Training. I don’t think your age would be an impediment but you would need to be okay working with and being ma...
by yukonjack
Wed Aug 15, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Almost 30 - Check In
Replies: 33
Views: 4010

Re: Almost 30 - Check In

I agree with most of the previous posts in that $15k is way too much but if you decide to go down that path do lots of research on diamonds and learn how to use a jeweler’s microscope. It is a common practice for jewelers to sell flawed diamonds for an inflated price. At the very least you might be ...
by yukonjack
Tue Aug 14, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 107
Views: 8366

Re: Retire in Florida or Alabama?

The fact that the Alabama coast is referred to as the “Redneck Riviera “ would give me pause. And if I’m not mistaken that same vibe exists in northern Florida.
by yukonjack
Wed Jul 25, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: How to Learn Italian (a little) Before Trip to Italy
Replies: 34
Views: 2259

Re: How to Learn Italian (a little) Before Trip to Italy

In preparation for a recent trip to France I stumbled onto the linguistics coach Paul Noble. I found his methods to be both useful and unique. I checked out his audio book from my local library and found it to be helpful for a basic “tourist” understanding. I only completed book one but I believe he...
by yukonjack
Mon Jul 16, 2018 8:16 pm
Forum: Personal Consumer Issues
Topic: Passport expiration time rules for France
Replies: 34
Views: 2586

Re: Passport expiration time rules for France

FWIW Rick Steves recommends renewing at 6 months. I renewed 3 family members earlier this year and it only took about 3 weeks so you should have plenty of time.
by yukonjack
Mon Jul 09, 2018 12:58 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford to buy house in Bay Area?
Replies: 19
Views: 2992

Re: Can we afford to buy house in Bay Area?

Facing a difficult financial decision. We live in Bay Area and want to buy a house. Current situation: - Salary + Bonus: 210K - RSU: 300K a year - 401k: ~100K total, maxing out every year - Current house equity: ~400K (assuming I sell it today and exclude all closing costs) - Cash: 250K in money ma...
by yukonjack
Wed Jul 04, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: 1991 Honda Civic, 160k. Is it time for a new car? or newer used car?
Replies: 25
Views: 1688

Re: 1991 Honda Civic, 160k. Is it time for a new car? or newer used car?

You must be suffering since the first week of June. It’s been smoking in most of Colorado. You seem to be the type of person that keeps vehicles for the long haul. For that reason I would suggest buying new and driving it into the ground. There are usually deals to be had in September and October as...
by yukonjack
Sun Jul 01, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: Should I cancel my Colorado trip due to wildfires??
Replies: 19
Views: 2086

Re: Should I cancel my Colorado trip due to wildfires??

I personally wouldn’t change the trip that you outlined. This has been a fairly typical fire season in Colorado. The only part of your trip that might be changed is the train ride. I know in Durango the narrow gauge train rides were being tweaked a bit. Of course the company that runs the train can ...
by yukonjack
Mon Jun 25, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: 2019 trip to France and Switzerland
Replies: 10
Views: 940

Re: 2019 trip to France and Switzerland

A couple of weeks ago I did a day trip from Paris to Bayeux and enjoyed it. I left Paris on a 7am train to Bayeux and returned to Paris around 9pm. My main focus was to see Bayeux tapestry and the town. I did go to the WW II museum. If you want to tour the sites and beaches I would suggest spending ...
by yukonjack
Sun Jun 24, 2018 7:50 am
Forum: Personal Finance (Not Investing)
Topic: Compliments for Vanguard?
Replies: 40
Views: 3449

Re: Compliments for Vanguard?

I have completed two rollovers with Vanguard and all went well and timely. In my 12 years of being a Vanguard customer I have rarely needed to talk with someone but when I do it has been handled to my satisfaction.
by yukonjack
Sun Jun 17, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 9478

Re: Which Supermarket are you?

I have numerous convenient choices. An approximate percentage would be 60% Costco, 20% Target, 15% Trader Joe’s and 5% Whole Foods. As for the organic information I do believe the part about certain vegetables and fruits are more risky as non organic. Food with thin skins that are fully consumed suc...
by yukonjack
Wed May 23, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing a house, downpayment vs. retirement and other considerations
Replies: 170
Views: 8850

Re: Purchasing a house, downpayment vs. retirement and other considerations

This is a very interesting thread. The OP is a 20 something, inexperienced individual and the responses seem to be from individuals that have far more experience in life and more importantly with finances. It reminds me when I as a parent would try to explain life to my teenagers. If for no other re...
by yukonjack
Mon May 21, 2018 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a Vacation Rental Property as an Investment
Replies: 53
Views: 5095

Re: Buying a Vacation Rental Property as an Investment

Regardless of whether you fully buy into global warming and the related issues I would highly recommend that you fully research how your beach front property has been affected over the last decade. As well as trying to ascertain how the area is projected to do in the next decade.
by yukonjack
Mon May 21, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Riding from the mountains of Slovenia to the mountains of Italy
Replies: 15
Views: 1766

Re: Riding from the mountains of Slovenia to the mountains of Italy

Always enjoy reading your adventures Raybo. Stay safe.
by yukonjack
Mon May 21, 2018 8:27 am
Forum: Investing - Theory, News & General
Topic: Good read on why to keep a simple indexed fund portfolio
Replies: 11
Views: 2437

Re: Good read on why to keep a simple indexed fund portfolio

Thanks for posting. I found it to be a nice reminder of the basic importance of Boglehead style investing. While it isn’t new information it is a helpful reminder.
by yukonjack
Tue May 08, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Which City to spend 4-6 weeks?
Replies: 48
Views: 5510

Re: Which City to spend 4-6 weeks?

I would also vote for staying in 2 or 3 different cities. Air travel within Europe is quite reasonable.
by yukonjack
Sat Apr 21, 2018 10:20 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Philosophy Open To Change?
Replies: 197
Views: 11725

Re: Boglehead Philosophy Open To Change?

IMO that’s the beauty of the boglehead philosophy...you don’t have to worry what the next trend will be.
by yukonjack
Sat Apr 21, 2018 5:16 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 9415

Re: Do you buy new or used cars?

My main reason to buy new is that you never really know what accidents / damage the used car had. Not all are reported. Other, smaller reasons: - recent price difference between new vs used does not seem as big as it used to be - latest safety features - I'd keep a car that was bought new for longe...
by yukonjack
Wed Apr 18, 2018 5:48 pm
Forum: Personal Consumer Issues
Topic: How do you know what price to negotiate when buying a used car?
Replies: 28
Views: 2194

Re: How do you know what price to negotiate when buying a used car?

This is one of the main reasons I prefer buying new. As you can tell by all of the responses there are numerous ways to try to find a “fair” price. I’ve never felt comfortable in knowing when I’ve reached a good price other than livesoft’s idea of knowing that your price is probably too low if you k...
by yukonjack
Tue Apr 10, 2018 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: K-1 form and TurboTax questions
Replies: 2
Views: 392

Re: K-1 form and TurboTax questions

I had this come up years ago when I used Turbo Tax. It will deduct the amount based on how you answer the questions. Go back to the section that asks about health insurance. In all likelihood you will have to change your answer relating to insurance paid through your workplace.
by yukonjack
Thu Apr 05, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 75
Views: 7592

Re: Tequila and Magaritas

If you are looking to make a garden variety marg and not to impress I wouldn’t go any higher than Jose Cuervo. And it’s quite cheap at places like Costco. Although personally I gave up margs when I discovered that drinking one margarita is approximately equivalent to eating one piece of pie. I belie...
by yukonjack
Wed Apr 04, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 3967

Re: Health club memberships

Costco has deals for 24hr fitness - I bought one years ago. Around $400 and $650 for 2 years (2 prices depending if you want their upper tier gyms). Here's a link: https://www.costco.com/CatalogSearch?dept=All&keyword=24+Hour+Fitness&refine=ads_fbrand_ntk_cs%253A%252224%2BHour%2BFitness%2522 +1 I w...
by yukonjack
Wed Apr 04, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: Want/need some income in semi-retirement
Replies: 90
Views: 7763

Re: Want/need some income in semi-retirement

Local public library. I have seen a number of retired folks working at my local library. Generally they restock shelves and do other miscellaneous work. The pay is generally $1 to $2 above minimum wage. They also employ drivers to move books between locations.
by yukonjack
Tue Apr 03, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: Health club memberships
Replies: 34
Views: 3967

Re: Health club memberships

Costco has deals for 24hr fitness - I bought one years ago. Around $400 and $650 for 2 years (2 prices depending if you want their upper tier gyms). Here's a link: https://www.costco.com/CatalogSearch?dept=All&keyword=24+Hour+Fitness&refine=ads_fbrand_ntk_cs%253A%252224%2BHour%2BFitness%2522 +1 I w...
by yukonjack
Mon Apr 02, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: How did you file your income taxes?
Replies: 77
Views: 6255

Re: How did you file your income taxes?

I used H&R Block for federal and the free efile provided by the state of Colorado.
by yukonjack
Wed Mar 28, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Need wireless earbuds recommendations
Replies: 19
Views: 2059

Re: Need wireless earbuds recommendations

Thanks so much to the Bogleheads for all the great suggestions. I now feel confident about getting a solid pair of earbuds.
by yukonjack
Tue Mar 27, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: Need wireless earbuds recommendations
Replies: 19
Views: 2059

Re: Need wireless earbuds recommendations

zeep wrote:
Tue Mar 27, 2018 4:03 pm
FWIW, I find the Wirecutter's reviews very helpful and they just updated their wireless earbud reviews.

https://thewirecutter.com/reviews/best- ... -earbuds/
Thanks for the wirecutter idea. I’ll have a look.
by yukonjack
Tue Mar 27, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: Need wireless earbuds recommendations
Replies: 19
Views: 2059

Need wireless earbuds recommendations

I am looking to purchase wireless (Bluetooth) earbuds and would love to get some recommendations from trusted Bogleheads. I have done a a fair amount of website research as well as reading consumer reports recommendations and haven’t come up with a consensus. CR recommends around 8 brands but when I...
by yukonjack
Fri Mar 23, 2018 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: What car should I get
Replies: 35
Views: 3074

Re: What car should I get

We are in the market for a new car. We tend to keep our car for a long time. Our 2002 hyundai still drives fine (I replaced a bunch of parts) but it has 160k miles and the suspension is rusting thru. I don't like SUV. These are the cars we are thinking about buying. 1. 2018 Camry 2. 2018 CHR 3. Hyu...
by yukonjack
Mon Mar 19, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4817

Re: 2018 Honda Accord LX ... is this a good deal?

For those that don't know, the 2018 is a redesign and the car magazines are in love with it. Some have said that it's better than most $50k+ luxury cars. On the other hand, Honda is having trouble selling them (Sales down 20%) because everyone thinks they need an SUV and everyone else can only "aff...
by yukonjack
Mon Mar 19, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord LX ... is this a good deal?
Replies: 44
Views: 4817

Re: 2018 Honda Accord LX ... is this a good deal?

Yes I would say that is a very good deal. I bought a 2018 Accord EX-L 2.0 three weeks ago and I felt like I got a pretty good deal but not as good as yours. I was surprised at the discount offered for the new Accord. I really wasn’t expecting much going into the deal but was satisfied with the outco...
by yukonjack
Mon Mar 19, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: small non-folding bicycle recommendations
Replies: 12
Views: 691

Re: small non-folding bicycle recommendations

Basically what you are describing is a Bike Friday www.bikefriday.com which is a folding bike. The bikes are actually not that heavy. I believe in the 20 to 27 pound range. What you are paying for is the semi- custom build and the convenience of a folding bike. I personally wouldn’t recommend gettin...
by yukonjack
Fri Mar 09, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Frameless Shower Glass Thickness?
Replies: 8
Views: 1360

Re: Frameless Shower Glass Thickness?

I have the very same setup in my master bathroom. When I had my glass installed 5 years ago the company (very reputable Denver metro business) used 3/8 inch glass all around. IMO it seems plenty thick and stable, not sure why you would need even more glass. Personally I would go with the company tha...
by yukonjack
Wed Mar 07, 2018 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: What are your auto insurance limits?
Replies: 59
Views: 6257

Re: What are your auto insurance limits?

I think I have this well optimized but wanted to see what others are doing. We have the following auto insurance limits: - Bodily injury: 250k individual / 500k incident - Property damage: 100k - Uninsured / underinsured: same as bodily injury & property damage above - Collision - $1000 deductible ...
by yukonjack
Wed Mar 07, 2018 9:22 pm
Forum: Personal Consumer Issues
Topic: Best Colorado Skiing
Replies: 26
Views: 2106

Re: Best Colorado Skiing

The further from I-70 the better is a good general rule. This year has been below average due to the lack of snow so hopefully you are planning for next year. As a previous post mentioned skiing in Utah is very good if you are okay with the Utah vibe which is quite a bit different than Colorado.