"Free to Choose" by Milton and Rose Friedman (1980); along with an accompanying PBS TV series by the same name.
I bought the book then ($3.50 at a used-book store), and it is three feet away from me as I type this.
Search found 104 matches
- Mon Feb 03, 2020 4:50 pm
- Forum: Personal Consumer Issues
- Topic: [Books that changed your life]
- Replies: 577
- Views: 62914
- Sat Jan 25, 2020 12:49 am
- Forum: Personal Finance (Not Investing)
- Topic: Making funeral arrangements? Consider "pre-need" insurance
- Replies: 35
- Views: 4383
Re: Making funeral arrangements? Consider "pre-need" insurance
My mother, in a HCOL city, joined a non-profit memorial society about 10 years before she died. It negotiates prices with local mortuaries and publishes a fixed price schedule, updated each year. At the time of her death two years ago, I simply called one of the listed mortuaries, gave them the memo...
- Sat Jan 25, 2020 12:14 am
- Forum: Personal Consumer Issues
- Topic: Thicker/Flatter Dental Floss or Tape?
- Replies: 34
- Views: 2655
Re: Thicker/Flatter Dental Floss or Tape?
Another vote for Dr. Tung’s, which I get from Amazon.
I used Glide for a few decades (including prior to its acquisition by Procter & Gamble) but perceived that its quality has declined; it seemed to break more often.
I used Glide for a few decades (including prior to its acquisition by Procter & Gamble) but perceived that its quality has declined; it seemed to break more often.
- Wed Dec 18, 2019 9:31 pm
- Forum: Personal Consumer Issues
- Topic: Should I buy a new or used Toyota Camry?
- Replies: 83
- Views: 4693
Re: Should I buy a new or used Toyota Camry?
I have thought about buying a used Hertz car. Hertz has a great, straightforward car sales website. My thinking is a Camry renter on average is different than, say, the renter of a rental company’s cheapest subcompact option or sports car option. I would think the subcompact or sports car on average...
- Thu Aug 22, 2019 6:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Prepare for Recession?
- Replies: 80
- Views: 13926
Re: Prepare for Recession?
For what it is worth, consumer confidence in July 2007 hit a nearly six year high, five months before the start of the Great Recession.
Here is a story about that.
https://money.cnn.com/2007/07/31/news/e ... /index.htm
Here is a story about that.
https://money.cnn.com/2007/07/31/news/e ... /index.htm
- Sat Aug 17, 2019 3:57 pm
- Forum: Personal Consumer Issues
- Topic: Best price/timing to buy 2019 Toyota Corolla Hatchback?
- Replies: 18
- Views: 2189
Re: Best price/timing to buy 2019 Toyota Corolla Hatchback?
Toyota Aug. 15 announced the specs for the 2020 Corolla Hatchback. Here is the press release. I read elsewhere that it likely will be in dealerships in November. It appears still to be missing rear cross traffic alert but does get Android Auto (the hatchback already had Apple CarPlay in model year 2...
- Fri Jun 28, 2019 12:36 am
- Forum: Personal Consumer Issues
- Topic: firm large mattress
- Replies: 9
- Views: 959
Re: firm large mattress
Sleep EZ, http://www.sleepez.com, which has been discussed in various Bogleheads posts, lets you configure one person’s side of bed differently from his or her partner’s side.
It has a calculator to input your stats to help on the configuration.
It has a calculator to input your stats to help on the configuration.
- Sun Feb 03, 2019 3:12 pm
- Forum: Personal Consumer Issues
- Topic: The real dog food diet...
- Replies: 59
- Views: 4359
Re: The real dog food diet...
We've settled on the Gold brand from Fromm pet foods. Have to go to the fancier-than-PetCo pet store for it, but dog seems to like it, the company has a good reputation, and the ingredients seem sound. We also use that brand. Our small dog is very particular and often won’t eat. A friend referred u...
- Sun Feb 03, 2019 1:54 pm
- Forum: Personal Consumer Issues
- Topic: The real dog food diet...
- Replies: 59
- Views: 4359
Re: The real dog food diet...
I’ve found the following site useful.
https://www.dogfoodadvisor.com/
Costco’s Kirkland products do well on that review site.
https://www.dogfoodadvisor.com/
Costco’s Kirkland products do well on that review site.
- Thu Jan 17, 2019 11:57 pm
- Forum: Personal Consumer Issues
- Topic: Infiniti QX30 - MB platform
- Replies: 8
- Views: 851
Re: Infiniti QX30 - MB platform
This story says the QX30 has been something of a disappointment to Infiniti.
https://www.carscoops.com/2019/01/infin ... ent-works/
https://www.carscoops.com/2019/01/infin ... ent-works/
- Thu Jan 10, 2019 12:32 am
- Forum: Personal Consumer Issues
- Topic: Opinions on 2019 RAV4 and/or 2019 Santa Fe
- Replies: 23
- Views: 2522
Re: Opinions on 2019 RAV4 and/or 2019 Santa Fe
Regarding the previous generation RAV’s (the version that ended with the 2018 RAV) poor passenger crash rating: After that generation RAV launched, Toyota strengthened the driver side, improving its driver side IIHS offset crash results. It didn’t bother doing a fix on the passenger side. This is di...
- Wed Jan 09, 2019 11:46 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ally bonus question
- Replies: 26
- Views: 3677
Re: Ally bonus question
I figured Ally’s play was to boost its 12-31-18 reported deposits for some reason.
- Thu Jul 12, 2018 9:13 pm
- Forum: Investing - Theory, News & General
- Topic: COMING SOON: BOGLEHEADS PODCASTS
- Replies: 367
- Views: 24546
Re: COMING SOON: BOGLEHEADS PODCASTS
The Bogleheads Cast
- Thu Jul 12, 2018 8:58 pm
- Forum: Investing - Theory, News & General
- Topic: COMING SOON: BOGLEHEADS PODCASTS
- Replies: 367
- Views: 24546
Re: COMING SOON: BOGLEHEADS PODCASTS
Boglehead Honchos.
- Fri May 18, 2018 1:10 am
- Forum: Personal Finance (Not Investing)
- Topic: prearranged funeral plans-Neptune Society
- Replies: 10
- Views: 1396
Re: prearranged funeral plans-Neptune Society
Service Corp. International (NYSE: SCI), the biggest player in the so-called deathcare industry, bought 100% of Neptune Society from a private equity firm in a series of transactions from 2011 through 2014. You could probably get a better deal by joining a not-for-profit local memorial society that ...
- Mon May 14, 2018 5:41 pm
- Forum: Personal Investments
- Topic: Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
- Replies: 6
- Views: 1041
Re: Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
That's fantastic, ofckrupke. I also had been wondering why Fidelity's recent yield was higher. Your explanation makes sense. I had been ignoring Fidelity's slight apparent yield advantage (and assuming it to be temporary) since, based on 1 year, 3 year, 5 year and 10 year results, Vanguard beats it ...
- Mon May 14, 2018 1:52 pm
- Forum: Personal Investments
- Topic: Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
- Replies: 6
- Views: 1041
Re: Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
That's good perspective, ofckrupke. Thank you.
- Mon May 14, 2018 1:04 pm
- Forum: Personal Investments
- Topic: Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
- Replies: 6
- Views: 1041
Vanguard Calif Municipal MMF vs. Fidelity Calif AMT Tax-Free MMF
I'm in California and currently have cash parked in Vanguard Prime Money Market Fund (VMMXX). I want to move cash to either: Vanguard California Municipal Money Market Fund (VCTXX) or Fidelity California AMT Tax-Free Money Market Fund (FSPXX). Vanguard ($3,000 minimum) has 7-day SEC yield of 1.33% (...
- Tue Mar 06, 2018 11:51 pm
- Forum: Personal Consumer Issues
- Topic: Anyone have expereince driving a Corolla iM or know much about the car?
- Replies: 6
- Views: 1085
Re: Anyone have expereince driving a Corolla iM or know much about the car?
The Corolla iM, formerly Scion iM, is the U.S. version of the Toyota Auris, a car sold in Europe. Toyota today unveiled an all-new version of the Auris. Here is a story about that: https://www.autoblog.com/2018/03/06/toyota-auris-corolla-im-redesign-hybrids/ There is talk that the redesigned Auris w...
- Sat Feb 03, 2018 4:30 pm
- Forum: Personal Consumer Issues
- Topic: Cheapest funeral options
- Replies: 40
- Views: 4266
Re: Cheapest funeral options
My mother was a proud member of the non-profit San Diego Memorial Society, which negotiates set prices with local mortuaries. Her cremation cost less than $1,000, including death certificates that I requested. Perhaps there is a similar non-profit memorial society in your area. https://sdmsonline.co...
- Tue Jan 23, 2018 1:36 am
- Forum: Personal Consumer Issues
- Topic: Car Stereo Questions
- Replies: 25
- Views: 2608
Re: Car Stereo Questions
I have an older Toyota (2005 Camry) with original OEM stereo/CD player.
Do such OEM radios have security features that would mean a) my radio, if stolen, wouldn’t work in someone else’s car and b) an OEM radio salvaged from a wreck wouldn’t work in my car?
Do such OEM radios have security features that would mean a) my radio, if stolen, wouldn’t work in someone else’s car and b) an OEM radio salvaged from a wreck wouldn’t work in my car?
- Sat Jan 20, 2018 11:11 pm
- Forum: Personal Consumer Issues
- Topic: Car Stereo Questions
- Replies: 25
- Views: 2608
Re: Car Stereo Questions
Crutchfield has been in the game a long time. I bought and installed a car stereo and speakers from Crutchfield—in 1980.
- Thu Jan 04, 2018 2:52 pm
- Forum: Personal Consumer Issues
- Topic: PSA: H&R Block Deal of the Day on Amazon (1/4)
- Replies: 15
- Views: 2272
Re: PSA: H&R Block Deal of the Day on Amazon (1/4)
As mentioned above, today marks the second time this tax season that Amazon has had a Deal of the Day on H&R Block software. I think (not positive) that the deal prices were same both days. Here is a link to discussion of the previous Deal of the Day (Nov. 29, 2017, a few days after Black Friday...
- Thu Jan 04, 2018 12:44 pm
- Forum: Personal Consumer Issues
- Topic: PSA: H&R Block Deal of the Day on Amazon (1/4)
- Replies: 15
- Views: 2272
Re: PSA: H&R Block Deal of the Day on Amazon (1/4)
Thank you, iceport.
I think there was a similar deal of the day in December on H&R Block that I missed. I was happy to grab this one.
I moved to Block from TurboTax some years ago when TurboTax took some features out of TurboTax Deluxe.
I think there was a similar deal of the day in December on H&R Block that I missed. I was happy to grab this one.
I moved to Block from TurboTax some years ago when TurboTax took some features out of TurboTax Deluxe.
- Sun Dec 31, 2017 11:54 pm
- Forum: Personal Consumer Issues
- Topic: residential gas furnace/air conditioner recommendations
- Replies: 15
- Views: 1536
Re: residential gas furnace/air conditioner recommendations
Lennox appears to be a stand-alone NYSE-listed company and not part of United Technologies (parent of Carrier).
http://www.lennoxintl.com/
http://www.lennoxintl.com/
- Sat Dec 09, 2017 1:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: H&R Block 2017 Tax Software $9.95 , State $14.95
- Replies: 61
- Views: 13103
Re: H&R Block 2017 Tax Software $9.95 , State $14.95
Any calculus on taking this deal vs. waiting for another Amazon deal (which would include rebate in form of Amazon 5% gift card)? Seems Amazon deal would be better for Amazon shoppers like me.
- Tue Sep 05, 2017 2:40 pm
- Forum: Personal Consumer Issues
- Topic: Did Charmin UltraSoft TP become "UltraThin"?
- Replies: 61
- Views: 6497
Re: Did Charmin UltraSoft TP become "UltraThin"?
The New York Times Co.'s Sweethome had a good roundup in February 2017 on toilet paper:
http://thesweethome.com/reviews/the-best-toilet-paper/
It concluded Charmin UItra Soft
http://thesweethome.com/reviews/the-best-toilet-paper/
It concluded Charmin UItra Soft
was not ultra-soft, or ultra-anything to our panelists.
- Tue Sep 05, 2017 2:33 pm
- Forum: Personal Consumer Issues
- Topic: Did Charmin UltraSoft TP become "UltraThin"?
- Replies: 61
- Views: 6497
Re: Did Charmin UltraSoft TP become "UltraThin"?
Costco sells various brands of toilet paper ( https://www.costco.com/CatalogSearch?keyword=Toilet+Paper&pageSize=96 ), including: Charmin Ultra Soft discussed in the August 2017 Costco Connection article ( http://www.costcoconnection.com/connection/201708?pg=56#pg56) ... Link to that product: ht...
- Tue Sep 05, 2017 11:06 am
- Forum: Personal Consumer Issues
- Topic: Did Charmin UltraSoft TP become "UltraThin"?
- Replies: 61
- Views: 6497
Re: Did Charmin UltraSoft TP become "UltraThin"?
Costco's magazine had a discussion in its August 2017 issue on Costco's version of Charmin Ultra Soft. Costco says the version it sells is "exclusive to Costco" and "is the best-quality Charmin Ultra Soft that Procter & Gamble produces." It is wider (4.5" vs. 3.92" ...
- Wed Jun 28, 2017 7:00 pm
- Forum: Personal Consumer Issues
- Topic: Consumer Reports Renewal (or not?)
- Replies: 53
- Views: 7464
Re: Consumer Reports Renewal (or not?)
I've been reading the magazine since I discovered it in my junior high library in the seventh grade, and I've subscribed to the print edition as an adult for at least 30 years. I've also had the CR online sub on and off. I attended one of Consumers Union's annual meetings and lab tours (a fun day). ...
- Thu Feb 02, 2017 7:34 pm
- Forum: Personal Consumer Issues
- Topic: Simple small countertop microwave for 90-year-old mother?
- Replies: 11
- Views: 1318
Re: Simple small countertop microwave for 90-year-old mother?
OP here. Thanks for the suggestions. I'm going to go with a digital-keypad model; the one suggested by magazinewriter looks good.
And I will be sure to get one with a 30-second or one-minute button.
And I will be sure to get one with a 30-second or one-minute button.
- Thu Feb 02, 2017 2:56 pm
- Forum: Personal Consumer Issues
- Topic: Simple small countertop microwave for 90-year-old mother?
- Replies: 11
- Views: 1318
Simple small countertop microwave for 90-year-old mother?
Hi, everyone.
My mother has asked me to get her a small countertop microwave--something to warm up a cup of coffee or cook a frozen dinner.
She is age 90 and gets frustrated with overly complex gadgets and electronics.
Any suggestions for a simple microwave?
Thank you.
My mother has asked me to get her a small countertop microwave--something to warm up a cup of coffee or cook a frozen dinner.
She is age 90 and gets frustrated with overly complex gadgets and electronics.
Any suggestions for a simple microwave?
Thank you.
- Wed Jan 18, 2017 1:04 pm
- Forum: Investing - Theory, News & General
- Topic: Why should mutual funds have expense ratios, and not expense fees
- Replies: 10
- Views: 1405
Re: Why should mutual funds have expense ratios, and not expense fees
My company's 401(K) charges each employee an annual fee (something like $50 or $100) to cover administrative expenses. It also charges an expense ratio percentage fee (somewhere south of 10 basis points for an index fund, say). That works out to more than Vanguard charges. But the concept of chargin...
- Wed Jan 18, 2017 12:09 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard's old "free" TurboTax. Was it really free?
- Replies: 11
- Views: 2370
Re: Vanguard's old "free" TurboTax. Was it really free?
No way. Because it doesn't cost 100 times to service an account 100x the size even if they call in the same frequency and for the same duration, large accounts subsidize small accounts. Yup. I work at a Financial Institution and it's usually the smaller account that takes more work than the larger ...
- Tue Jan 17, 2017 11:42 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard's old "free" TurboTax. Was it really free?
- Replies: 11
- Views: 2370
Re: Vanguard's old "free" TurboTax. Was it really free?
Those are good points.
I heard a Vanguard marketing executive a few years ago explain the efforts Vanguard goes to prove ROI on ad spending--ads were intended to attract assets that ultimately would benefit mutual fund owners through lower fees.
I heard a Vanguard marketing executive a few years ago explain the efforts Vanguard goes to prove ROI on ad spending--ads were intended to attract assets that ultimately would benefit mutual fund owners through lower fees.
- Tue Jan 17, 2017 10:53 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard's old "free" TurboTax. Was it really free?
- Replies: 11
- Views: 2370
Vanguard's old "free" TurboTax. Was it really free?
I've seen various posts lamenting Vanguard's decision, a year or two back, to stop offering free TurboTax software to Flagship customers. But I'm thinking it really wasn't "free"--because Vanguard, under its structure, ultimately passes on all its costs to customers. So my question: Who ul...
- Sun Dec 18, 2016 2:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: H&R Block Tax Software for 2016
- Replies: 76
- Views: 11791
Re: 12/18/16 Deal - H&R Block 2016 @ Amazon
For Block (Deluxe) download, is it "10%" Amazon bonus on refund or, as the sticker on package image says, "up to 10%" (but in reality 5%)?
I recall that it was "10%" on the year-ago version.
I recall that it was "10%" on the year-ago version.
- Fri Dec 16, 2016 1:17 am
- Forum: Personal Consumer Issues
- Topic: How old is your vehicle?
- Replies: 200
- Views: 20929
Re: How old is your vehicle?
2005 Camry. Bought it new because I wanted side airbags (option at the time) and couldn't find a CPO with side airbags.
- Fri Dec 09, 2016 3:10 pm
- Forum: Personal Consumer Issues
- Topic: Advice on Medical Alert System
- Replies: 15
- Views: 1628
Re: Advice on Medical Alert System
While watching a TV ad for one of these alert systems, what occurred to me is just how emergency assistance folks could access the residence - if the person cannot let them in? Break down the front door? Philips' setup included a real-estate-agent lockbox for the front door; Philips knew the code a...
- Fri Dec 09, 2016 2:36 pm
- Forum: Personal Consumer Issues
- Topic: Advice on Medical Alert System
- Replies: 15
- Views: 1628
Re: Advice on Medical Alert System
I two years ago investigated options for an elderly family member and went with Philips. I was disappointed by Philips' antiquated technology during the one-plus year that my family had a need for this service. There was no website where we could remotely observe the status of the system or monitor ...
- Mon Dec 05, 2016 11:56 pm
- Forum: Personal Consumer Issues
- Topic: Best printers for home use
- Replies: 67
- Views: 8743
Re: Best printers for home use
Bought a Brother laser for my partner. Then one for my mother. Then, most recently, a Brother all in one to replace HP in home office. I recall my family's Brother electric typewriter circa 1974 that was a piece of junk. So I was skeptical about the brand. But I really like the simplicity and value ...
- Tue Nov 29, 2016 7:38 am
- Forum: Investing - Theory, News & General
- Topic: Great CD Promo! Andrews FCU 84 mo 3.01%
- Replies: 256
- Views: 47233
Re: Great CD Promo! Andrews FCU 84 mo 3.01%
I just opened the savings account and want to ACH money into that account to fund a CD. But at first glance, it appears I can only ACH in $5,000 per day. Am I reading that right? That seems low. What you need to do is connect an external bank and then push the money into Andrews from the external b...
- Tue Nov 29, 2016 1:48 am
- Forum: Investing - Theory, News & General
- Topic: Great CD Promo! Andrews FCU 84 mo 3.01%
- Replies: 256
- Views: 47233
Re: Great CD Promo! Andrews FCU 84 mo 3.01%
I just opened the savings account and want to ACH money into that account to fund a CD. But at first glance, it appears I can only ACH in $5,000 per day. Am I reading that right? That seems low.
- Sat Nov 26, 2016 10:48 pm
- Forum: Personal Consumer Issues
- Topic: Cowskin Leather Jackets
- Replies: 12
- Views: 2904
Re: Cowskin Leather Jackets
I bought one of these for my partner, and he's been very happy with it. Made in USA. May not have a style you like, though, since mostly bomber jackets.
http://www.uswings.com
http://www.uswings.com
- Thu Nov 03, 2016 7:17 pm
- Forum: Personal Consumer Issues
- Topic: Computing Device - Laptop or Table - for an Elderly Person
- Replies: 35
- Views: 4802
Re: Computing Device - Laptop or Table - for an Elderly Person
I gave my partner a Chromebook a year ago, and he loves it. But he likes using a regular mouse instead of a touchpad, so I got this one for him for about $20 from Amazon: http://www.logitech.com/en-us/product/wireless-mouse-m320 Not sure, but an older person new to computers might find a mouse easie...
- Thu Sep 29, 2016 12:04 am
- Forum: Personal Consumer Issues
- Topic: All-in-one Printer Recommendation
- Replies: 65
- Views: 15306
Re: All-in-one Printer Recommendation
I've had the Brother L2740DW for a few months. Bought it based on good experiences with cheap Brother lasers and poor experiences with HP.
It works well with my MacBook and with my Toshiba Chromebook.
I really like the 2740DW's touchscreen.
It works well with my MacBook and with my Toshiba Chromebook.
I really like the 2740DW's touchscreen.
- Fri Sep 23, 2016 4:49 pm
- Forum: Personal Consumer Issues
- Topic: Minor fender bump question
- Replies: 17
- Views: 2594
Re: Minor fender bump question
Let's suppose I am at fault in an accident. And let's suppose police won't come because it is a minor fender bender. What happens if the other party wants my insurance information but refuses to provide his/her insurance since he/she is not at fault? Do I willingly provide my insurance information a...
- Sat Sep 17, 2016 6:44 pm
- Forum: Personal Consumer Issues
- Topic: Reccomendations for decent patio furniture
- Replies: 9
- Views: 1784
Re: Reccomendations for decent patio furniture
I also like https://www.polywoodinc.com. Polywood also sells similar furniture under the Trex brand https://www.trexfurniture.com.
- Sat Sep 17, 2016 6:30 pm
- Forum: Personal Consumer Issues
- Topic: Sawzall and Batt Operated tools questions?
- Replies: 25
- Views: 2503
Re: Sawzall and Batt Opertated tools questions?
As for a source, you might consider factory reconditioned tools from http://cpooutlets.com. I bought a recon Sawzall and one other tool.
- Thu Aug 25, 2016 11:31 am
- Forum: Personal Consumer Issues
- Topic: Office Chair
- Replies: 36
- Views: 5013
Re: Office Chair
I work at home and bought a new Aeron from an internet store about two years ago based on Bogleheads comments. I like it. Maybe a better answer would be that I don't even notice it when I'm sitting in it for a long day. That's a measure of a good chair; you only notice a desk chair when it causes pa...