Search found 340 matches

by Reubin
Wed Aug 15, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24213

Re: most compelling TV character ever

Gus Fring from Breaking Bad and Better Call Saul. You know, the owner of Los Pollos Hermanos, the fast food chicken restaurant.

He may not be the most compelling character ever but I find him extremely compelling.

https://en.wikipedia.org/wiki/Gus_Fring
by Reubin
Wed Aug 15, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 57
Views: 4594

Re: Men’s Underwear recommendation

TMI..
by Reubin
Fri Aug 10, 2018 3:25 pm
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4561

Re: Should I pay 6000.00 to repair wife's car....

$600,000 seems a little bit high to me. I'd try to negotiate it down some.
by Reubin
Sun Aug 05, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Good/Cheap Glucose Monitoring System.
Replies: 15
Views: 1100

Re: Good/Cheap Glucose Monitoring System.

Reli-On at Walmart. $15. for meter, $9. For 50 strips. Less expensive than ablot of insurance coverages. That's the one that I've used for many years, being prediabetic. I am intrigued, though, by the new continuous monitoring glucose monitors that no longer require one to prick their finger. Can I...
by Reubin
Sun Aug 05, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Good/Cheap Glucose Monitoring System.
Replies: 15
Views: 1100

Re: Good/Cheap Glucose Monitoring System.

Reli-On at Walmart. $15. for meter, $9. For 50 strips. Less expensive than ablot of insurance coverages. That's the one that I've used for many years, being prediabetic. I am intrigued, though, by the new continuous monitoring glucose monitors that no longer require one to prick their finger. Can I...
by Reubin
Mon Jul 30, 2018 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Well, the free attorney associated with the hospital says that a will with a trust is too complicated for the free service that they provide and that my friend's assets are too great. I will now have to find another attorney to handle this affair and hope that they will come to the hospital quickly....
by Reubin
Mon Jul 30, 2018 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Should the title of this thread be "What Should my Dying Friend do About His Assets?", or did the original poster (OP) have it right originally? It might make it clearer what's happening here. My friend is near death and I am trying to assist him for his sake and his sister's. I know if I do nothin...
by Reubin
Mon Jul 30, 2018 4:14 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Who is the trustee? Who is the beneficiary of the remainder after the sister dies? I'll be the trustee and there won't be another beneficiary. That answer doesn't make sense. If he has $550K now, and the sister dies within a year of his death and there is still $500K in the trust, where does it go?...
by Reubin
Mon Jul 30, 2018 3:18 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Some of the comments above strike me as ironic considering how much time and effort go into discussion of strategies to minimize taxes on this forum. I've never really thought of the government as a charity either. That whole concept makes me laugh. Not everyone thinks like you, especially this cou...
by Reubin
Mon Jul 30, 2018 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

NotWhoYouThink wrote:
Mon Jul 30, 2018 3:06 pm
Who is the trustee? Who is the beneficiary of the remainder after the sister dies?
I'll be the trustee and there won't be another beneficiary.
by Reubin
Mon Jul 30, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

While the OP is futzing around with strategies, his friend is going to die without a will and the money will be distributed as state law specifies. If I were him, I'd ask the attorney to promptly draw up a will leaving everything to the sister, and then if there is more time, a subsequent will can ...
by Reubin
Mon Jul 30, 2018 9:44 am
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Some of the comments above strike me as ironic considering how much time and effort go into discussion of strategies to minimize taxes on this forum. I've never really thought of the government as a charity either. That whole concept makes me laugh. Edited to add: Sorry for your impending loss. Goo...
by Reubin
Mon Jul 30, 2018 9:41 am
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

OP, Here's another way of saying what has already been said. Your friend's assets are his until he dies. After he dies and all debts have been settled and taxes are filed, they belong to whoever the state says are the default beneficiaries for his state, unless he draws up a will or trust to say ot...
by Reubin
Sun Jul 29, 2018 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Three points: 1. Perhaps the friend's assets would provide a higher standard of care for his sister. 2. The OP's friend has stated that he wants the assets to go to the sister. As the OP stated in a subsequent post, these are his friend's assets and he has indicated his choice. So, I don't see wher...
by Reubin
Sun Jul 29, 2018 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

... Thank you very much for this! So, just to verify, he could set up a trust for his sister with discretionary distributions with the balance at her death going to or in further trust for whomever he would leave his estate to if she predeceased him. Should he name someone as executor to distribute...
by Reubin
Sun Jul 29, 2018 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

Three points: 1. Perhaps the friend's assets would provide a higher standard of care for his sister. 2. The OP's friend has stated that he wants the assets to go to the sister. As the OP stated in a subsequent post, these are his friend's assets and he has indicated his choice. So, I don't see wher...
by Reubin
Sun Jul 29, 2018 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

If he wants to provide for his sister (even though as a practical matter, as you point out, it may not accomplish anything), he should provide for her in trust rather than outright, with the balance at her death going to or in further trust for whomever he would leave his estate to if she predeceas...
by Reubin
Sun Jul 29, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

If he wants to provide for his sister (even though as a practical matter, as you point out, it may not accomplish anything), he should provide for her in trust rather than outright, with the balance at her death going to or in further trust for whomever he would leave his estate to if she predeceas...
by Reubin
Sun Jul 29, 2018 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

If he wants to provide for his sister (even though as a practical matter, as you point out, it may not accomplish anything), he should provide for her in trust rather than outright, with the balance at her death going to or in further trust for whomever he would leave his estate to if she predeceas...
by Reubin
Sun Jul 29, 2018 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

If he wants to provide for his sister (even though as a practical matter, as you point out, it may not accomplish anything), he should provide for her in trust rather than outright, with the balance at her death going to or in further trust for whomever he would leave his estate to if she predeceas...
by Reubin
Sun Jul 29, 2018 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

What Should I Do About A Dying Friend's Assets?

I have an elderly friend (89) who is dying and has entered hospice care. He has a short time left and is bedridden but still somewhat functional mentally. He has 2 siblings and none of the three of them have any other relatives at all. His brother is estranged and 93 years old. His sister, who he ha...
by Reubin
Wed Jul 11, 2018 4:15 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4201

Re: Tipping in a hotel room/cruise ship room

Cruises are now automatically taking $15 pp per day. For a couple that's $30 per day, $210 per week, or $300 for a 10 day cruise. That's a lot of money, sometimes half of the actual cost of the entire cruise. What I do is to go to the front desk at the end of the cruise and reduce these automatic ti...
by Reubin
Tue Jun 12, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: What To Do About 2001 Honda Odyssey With No AIr
Replies: 16
Views: 1420

What To Do About 2001 Honda Odyssey With No AIr

We have a 2001 Honda Odyssey that still drives well and is used as a transport vehicle for my wife's flea market business. This spring the air conditioning failed as the refrigerant all leaked out. The mechanic added more refrigerant and it leaked out again but he used a dye and said that he located...
by Reubin
Tue Jun 12, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: When should you consider removing the collision coverage on a car?
Replies: 70
Views: 5845

Re: When should you consider removing the collision coverage on a car?

I removed the collision/comprehensive on my 10 year old Toyota Avalon with 330,000 miles on it as soon as I retired, because I wouldn't need to use the car as much for commuting. A month later the car was washed away in Hurricane Sandy. It cost me about 10K!
by Reubin
Mon Jun 04, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Dehumidifier for humid basement. I want one that lasts.
Replies: 37
Views: 9791

Re: Dehumidifier for humid basement. I want one that lasts.

Buy one from Bed Bath and Beyond. I know it sounds crazy, but their return policy is quietly ridiculously awesome. They'll exchange basically anything if it quits working on you, and it technically doesn't even matter how long ago you made the purchase. You don't even need a receipt or the packagin...
by Reubin
Mon Jun 04, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: steel cut oats in bulk
Replies: 50
Views: 4275

Re: steel cut oats in bulk

atlanta_dad wrote:
Thu May 31, 2018 1:25 pm
Where do you buy Bob's red mill steel cut oats in larger quantities like 5 lbs or more. On Amazon.com I found 25 lbs bag, which is too much for me and all others are 24 oz or less,

Thanks in advance
Buying steel cut oats in bulk will lead to bulk in more ways than one. Sorry, I couldn't resist.
by Reubin
Mon Jun 04, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3658
Views: 1039201

Re: What Movie Have You Recently Watched?

Trading Places , on Netflix. This is a very funny 1983 movie starring Eddie Murphy, Dan Ackroyd, Jamie Lee Curtis, Ralph Bellamy, Don Ameche and Denholm Elliott. I was inspired to watch again by a Boglehead's forum discussion about commodities trading, link . Apparently the portion of Dodd-Frank pr...
by Reubin
Mon Jun 04, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3658
Views: 1039201

Re: What Movie Have You Recently Watched?

We just went to see Solo and we loved it. I recommend it. Solo: A Star Wars Story, about the beginnings of Han Solo, was excellent. Saw it today. The young actor gave a plausible interpretation of the character that Harrison Ford took on. And Woody Harrelson was just excellent. As was the young Lan...
by Reubin
Tue May 29, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3658
Views: 1039201

Re: What Movie Have You Recently Watched?

We just went to see Solo and we loved it. I recommend it.
by Reubin
Sat May 05, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 11187

Re: Have you quit eating sugar? Tell me how!

Sugar is the new bogeyman. I noticed it when all my obese friends and relatives started telling me about it because of Katie Couric. Yet they refuse to follow simple, time tested advice like eat more fruit and veggies. Also, when people say stuff like “studies are beginning to suggest,” it’s like s...
by Reubin
Wed May 02, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Have you quit eating sugar? Tell me how!
Replies: 129
Views: 11187

Re: Have you quit eating sugar? Tell me how!

Peanut butter, the natural kind like Smuckers, is about the only thing that stops my sugar cravings. It has plenty of protein in it too.
by Reubin
Sun Apr 29, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: Lake Tahoe
Replies: 28
Views: 2549

Re: Lake Tahoe

With boys that age, they may be interested in some of the amazing mountain biking. We took a shuttle from the lake up to Spooner Pass, then rode the Tahoe Rim trail south a few miles, then eventually descended back to the mountain bike shop's parking lot via the Flume trail. I think my wife and I c...
by Reubin
Sat Apr 28, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Lake Tahoe
Replies: 28
Views: 2549

Re: Lake Tahoe

Stay in Tahoe. There's so much to do there. Visit Incline Village. It's a beautiful town. Consider some whitewater rafting on the Truckee River too. Enjoy! https://whitewatertours.com/lake-tahoe- ... r-rafting/
by Reubin
Sun Apr 22, 2018 9:36 pm
Forum: Personal Consumer Issues
Topic: Traveling to italy.........
Replies: 19
Views: 2178

Re: Traveling to italy.........

You can use Trenatalia or Italo. Trenatalia is state run and offers more options. Italo has all high speed trains, more classy ambience and less choices on schedules. If you are traveling long distances look for the high speed trains (on either line) to save yourself a lot of time. Be alert to the r...
by Reubin
Wed Apr 04, 2018 9:33 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 16565

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

Hello! Oh my gosh. I have having the EXACT same problem. I bought a brand new, Honda HRV one week ago and from the moment I drove it I am having excruciating lower back and leg pain. I KNOW it's the car, I've never had such a thing! I am wondering if you have found a fix? I ordered some support pro...
by Reubin
Mon Apr 02, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 110
Views: 16565

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

I agree. I bought a Honda Accord a couple of years ago and I couldn't tolerate the horribly uncomfortable seats either. They dug into my thighs and caused me back pain. I've always liked the comfort of my Toyotas and traded in my Accord for a Camry after just one short year.
by Reubin
Fri Mar 30, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Venice Suggestions
Replies: 14
Views: 1064

Re: Venice Suggestions

My wife and I are going to Venice soon. I have been there twice before and am looking for things to see and do beyond the obvious. I have been to St. Marks Cathedral (and will go again), the Doge's Palace (twice), Murano (and will go again), The Scuola of San Rocco (and will go again), the Guggenhe...
by Reubin
Thu Mar 29, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Venice Suggestions
Replies: 14
Views: 1064

Re: Venice Suggestions

You can do day trips from the train station in Venice. I would suggest Padua and also Verona, two wonderful cities to visit that are less than an hour from Venice. The train fare to get to either of these cities is under 5 euros per person so very affordable. If you catch an 8 AM train you can be ba...
by Reubin
Fri Mar 23, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: New vs Used Camry vs Accord
Replies: 64
Views: 4396

Re: New vs Used Camry vs Accord

Let me answer the original questions. Simple stuff: 1 - Buy N E W 2 - Buy Honda Accord I have made the decision for you, now you can wash your hands and blame ME if something goes wrong with the vehicle. Good luck y gracias por leer / cfs I had a Honda Accord a few short years ago and found it to b...
by Reubin
Sat Mar 10, 2018 7:05 pm
Forum: Personal Consumer Issues
Topic: Walking shoes for plantar faciatis?
Replies: 61
Views: 5223

Re: Walking shoes for plantar faciatis?

My suggestion is to be barefoot as much as possible and wear the most minimal shoes you can find. Wide toe box is part of it as well. Feet need to be feet. Wrong, wrong wrong. I've had PF a few times over the years and a firm insert like Superfeet or SofSole Fit (my personal life saver) will do the...
by Reubin
Sat Mar 10, 2018 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: H&R Block vs TurboTax (spoiler: HRB is awful)
Replies: 70
Views: 7120

Re: H&R Block vs TurboTax (spoiler: HRB is awful)

I have been a hardcore TurboTax user my entire adult life, but made the switch to H&R Block Premium this year out of frustration with TurboTax's little games which are often discussed here. In my situation, I've found that H&R Block's software is terrible. Never before have I had to delve into so m...
by Reubin
Sun Feb 11, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 65
Views: 6720

Re: Should I Do My Own Taxes Or Pay A CPA $500?

I just started my TurboTax Deluxe 2017 taxes however I can't figure out how to import my Vanguard information. What should I do now?

I guess that the tax forms haven't come out as of yet. Can I just put the project on hold until I get them?
by Reubin
Tue Jan 30, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 65
Views: 6720

Re: Should I Do My Own Taxes Or Pay A CPA $500?

Thanks for the responses on which Turbotax to get. I'll go for the desktop/download version rather than the online one. Desktop because you can switch to forms back and forth, no hassle. No form mode in Online Version. Desktop because you can pass along the CD to your friends, coworkers, and a lot ...
by Reubin
Mon Jan 29, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 65
Views: 6720

Re: Should I Do My Own Taxes Or Pay A CPA $500?

If you don't have multiple rental properties or a business why not just go to HRB for about 100 bucks or do it yourself. Well, my return was complicated by the aftermath of Hurricane Sandy and I used the CPA to help me revise some tax returns from previous years. I definitely needed his help for th...
by Reubin
Sun Jan 28, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 65
Views: 6720

Re: Should I Do My Own Taxes Or Pay A CPA $500?

Start Turbotax online and see how it goes. You can complete it, and then pay at the end. 1099s are automatically imported from the major financial institutions like Vanguard; TT asks you about the itemized deductions. Should take about 30 minutes tops to do - and see what you think. Thanks. Aren't ...
by Reubin
Sun Jan 28, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 65
Views: 6720

Should I Do My Own Taxes Or Pay A CPA $500?

I've always had my tax returns done by an accountant but that person passed away 2 years ago. I went to a CPA who I know and he did a good job but charged me $500. He charged me the same the following year. I have some Vanguard investments with a few capital gains and the usual deductions. Am I wast...
by Reubin
Wed Jan 17, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: Travel to Rome Italy - Recommendations
Replies: 23
Views: 1974

Re: Travel to Rome Italy - Recommendations

Yes, I second the recommendation for the hop on hop off bus. It gives you tremendous freedom and also allows you to relax when you get tired of constant walking.
by Reubin
Mon Jan 15, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 932

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

I've sailed out of Port Canaveral and used to have an annual pass to KSC. You don't need to go with a tour operator; just take a taxi/Uber/Lyft over there. KSC does offer some special tours that you might be interested in, but the normal pass gets you access to many things: multiple static displays...
by Reubin
Sat Jan 13, 2018 11:48 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 932

Advice On A Tour From Port Canaveral To Kennedy Space Center

We will be taking a cruise shortly that will be stopping at Port Canaveral and we are trying to figure out the best way to spend the day at the Kennedy Space Center. We have a long day there and the ship's guided tour is already sold out. Would you recommend finding a private tour operator, taking a...
by Reubin
Sun Jan 07, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Effects of extreme cold weather
Replies: 107
Views: 10861

Re: Effects of extreme cold weather

Watch out for freezing pipes in your home which can eventually burst. Keep cold water at least at a trickle at your faucet to help prevent this. Even pipes near exterior walls can freeze quickly in these bitter conditions. A few years ago, while I was vacationing, the water pipes into the house at ...