Search found 299 matches

by Reubin
Sun Feb 11, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 64
Views: 5492

Re: Should I Do My Own Taxes Or Pay A CPA $500?

I just started my TurboTax Deluxe 2017 taxes however I can't figure out how to import my Vanguard information. What should I do now?

I guess that the tax forms haven't come out as of yet. Can I just put the project on hold until I get them?
by Reubin
Tue Jan 30, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 64
Views: 5492

Re: Should I Do My Own Taxes Or Pay A CPA $500?

Thanks for the responses on which Turbotax to get. I'll go for the desktop/download version rather than the online one. Desktop because you can switch to forms back and forth, no hassle. No form mode in Online Version. Desktop because you can pass along the CD to your friends, coworkers, and a lot ...
by Reubin
Mon Jan 29, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 64
Views: 5492

Re: Should I Do My Own Taxes Or Pay A CPA $500?

If you don't have multiple rental properties or a business why not just go to HRB for about 100 bucks or do it yourself. Well, my return was complicated by the aftermath of Hurricane Sandy and I used the CPA to help me revise some tax returns from previous years. I definitely needed his help for th...
by Reubin
Sun Jan 28, 2018 3:55 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 64
Views: 5492

Re: Should I Do My Own Taxes Or Pay A CPA $500?

Start Turbotax online and see how it goes. You can complete it, and then pay at the end. 1099s are automatically imported from the major financial institutions like Vanguard; TT asks you about the itemized deductions. Should take about 30 minutes tops to do - and see what you think. Thanks. Aren't ...
by Reubin
Sun Jan 28, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Should I Do My Own Taxes Or Pay A CPA $500?
Replies: 64
Views: 5492

Should I Do My Own Taxes Or Pay A CPA $500?

I've always had my tax returns done by an accountant but that person passed away 2 years ago. I went to a CPA who I know and he did a good job but charged me $500. He charged me the same the following year. I have some Vanguard investments with a few capital gains and the usual deductions. Am I wast...
by Reubin
Wed Jan 17, 2018 3:09 pm
Forum: Personal Consumer Issues
Topic: Travel to Rome Italy - Recommendations
Replies: 23
Views: 1606

Re: Travel to Rome Italy - Recommendations

Yes, I second the recommendation for the hop on hop off bus. It gives you tremendous freedom and also allows you to relax when you get tired of constant walking.
by Reubin
Mon Jan 15, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 742

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

I've sailed out of Port Canaveral and used to have an annual pass to KSC. You don't need to go with a tour operator; just take a taxi/Uber/Lyft over there. KSC does offer some special tours that you might be interested in, but the normal pass gets you access to many things: multiple static displays...
by Reubin
Sat Jan 13, 2018 11:48 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 742

Advice On A Tour From Port Canaveral To Kennedy Space Center

We will be taking a cruise shortly that will be stopping at Port Canaveral and we are trying to figure out the best way to spend the day at the Kennedy Space Center. We have a long day there and the ship's guided tour is already sold out. Would you recommend finding a private tour operator, taking a...
by Reubin
Sun Jan 07, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Effects of extreme cold weather
Replies: 107
Views: 9836

Re: Effects of extreme cold weather

Watch out for freezing pipes in your home which can eventually burst. Keep cold water at least at a trickle at your faucet to help prevent this. Even pipes near exterior walls can freeze quickly in these bitter conditions. A few years ago, while I was vacationing, the water pipes into the house at ...
by Reubin
Thu Jan 04, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: Effects of extreme cold weather
Replies: 107
Views: 9836

Re: Effects of extreme cold weather

Watch out for freezing pipes in your home which can eventually burst. Keep cold water at least at a trickle at your faucet to help prevent this. Even pipes near exterior walls can freeze quickly in these bitter conditions. A few years ago, while I was vacationing, the water pipes into the house at t...
by Reubin
Wed Dec 27, 2017 12:54 am
Forum: Personal Consumer Issues
Topic: Uber vs Ambulance - HUGE cost difference
Replies: 85
Views: 11036

Re: Uber vs Ambulance - HUGE cost difference

I live just outside of Manhattan and would rather use an Uber or a taxi to take me to the excellent hospitals in Manhattan. I've had experiences with ambulances refusing to transport family members to these great facilities and instead insisting on bringing you to the closer hospitals just outside o...
by Reubin
Mon Dec 25, 2017 12:38 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me [Recover] My Bitcoin!

bob60014 wrote:
Sun Dec 24, 2017 11:59 am
Now this is a recovery! :)
http://www.independent.co.uk/life-style ... 91371.html
You know, I think that I may still have my old PC where the original blockchain wallet was created. Hmmm.
by Reubin
Fri Dec 22, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me [Recover] My Bitcoin!

No point recovering it now...it's practically worthless. :happy Spoke too soon...now it's worth something again! :) If anything, my experiment with crypto has underscored the fact that you can't time the market. With crypto you just learn the lesson at internet-speed and with gut wrenching swings. ...
by Reubin
Thu Dec 21, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I didn't think that I would do this but here is the link to the blockchain page where the original transaction took place 4 years ago. 1ot2durorPj3oGTeYNJ4vWLi9U7dJP48f If anyone goes to blockchain.info and types this into the search engine and presses enter you'll see the original transaction. It ...
by Reubin
Wed Dec 20, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Window Selection and Shopping
Replies: 18
Views: 1305

Re: Window Selection and Shopping

We always go to Home Depot because they have deep pockets. When something goes wrong they will fix it. We bought a new back door 4 years ago and the storm door was poor quality as it turned out - we only paid $250. We replaced it with an Andersen storm door, cost us $350 plus tax and installation. ...
by Reubin
Wed Dec 20, 2017 4:05 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

You have no issue around the private key because you are using hosted wallet. As long as the fee part is taken care of, your transfer will go through. He created a NEW wallet. His OLD hosted wallet had the bitcoin in it. Him mucking around with his NEW wallet over and over and over again is doing n...
by Reubin
Tue Dec 19, 2017 9:52 pm
Forum: Personal Consumer Issues
Topic: Window Selection and Shopping
Replies: 18
Views: 1305

Re: Window Selection and Shopping

I have new Pella windows and they're terrible. On a cold, windy day the cold air comes blowing right in like they're not even there. And they cost a fortune. Did whomever installed them insulate the cracks around the perimeter before trimming them out? I've installed a lot of windows from the cheap...
by Reubin
Tue Dec 19, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I may delve into litecoin now that I've failed at bitcoin. Smaller sub sandwich?
by Reubin
Tue Dec 19, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

pondering wrote:
Tue Dec 19, 2017 7:52 pm
The state can no longer escheat your funds. Another possible way to get bitcoin regulated.

Oh! You mean steal. Why didn't you say that? :happy
by Reubin
Tue Dec 19, 2017 7:32 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Thank you! This was very informative. I'm ready to transfer my BTC into my new coinbase wallet but I still don't have the private key for it. If coinbase accepts the BTC (and charges me) won't the BTC still be in a "watch only" status and unavailable to be spent by me? All exchanges including coinb...
by Reubin
Tue Dec 19, 2017 9:20 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Thank you! This was very informative. I'm ready to transfer my BTC into my new coinbase wallet but I still don't have the private key for it. If coinbase accepts the BTC (and charges me) won't the BTC still be in a "watch only" status and unavailable to be spent by me? All exchanges including coinb...
by Reubin
Tue Dec 19, 2017 9:11 am
Forum: Personal Consumer Issues
Topic: Window Selection and Shopping
Replies: 18
Views: 1305

Re: Window Selection and Shopping

angelescrest wrote:
Tue Dec 19, 2017 8:23 am
Reubin wrote:
Tue Dec 19, 2017 12:10 am
I have new Pella windows and they're terrible. On a cold, windy day the cold air comes blowing right in like they're not even there. And they cost a fortune.
Is it the window itself or a bad install?
Both.
by Reubin
Tue Dec 19, 2017 12:10 am
Forum: Personal Consumer Issues
Topic: Window Selection and Shopping
Replies: 18
Views: 1305

Re: Window Selection and Shopping

I have new Pella windows and they're terrible. On a cold, windy day the cold air comes blowing right in like they're not even there. And they cost a fortune.
by Reubin
Mon Dec 18, 2017 10:17 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

4. In your case, since you used a wallet provider, you may be in luck. Try to login to the online wallet - reset password etc. as long as you have the email used and the wallet provider is around, you should be able to get to wallet. Once there, you can transfer the money out to another wallet you ...
by Reubin
Mon Dec 18, 2017 10:00 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I can’t wait for this BS to crash so I can stop reading about it everywhere Amen to that brother (or sister). I feel the same way. Never before have I ever wanted something to fail in such an epic way. by Reubin » Mon Dec 18, 2017 10:28 pm If you were in my position you might care a little more abo...
by Reubin
Mon Dec 18, 2017 9:52 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Okay. I logged into my blockchain.info wallet and I see the .05 BTC there. Its now worth $946. The wallet says that I received the BTC on Nov. 9th, 2013, which is correct. When I click on Settings and then Addresses it shows the BTC and the public key but says Watch Only. Now how do I export it? Ca...
by Reubin
Mon Dec 18, 2017 9:28 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

RRAAYY3 wrote:
Mon Dec 18, 2017 9:09 pm
I can’t wait for this BS to crash so I can stop reading about it everywhere
If you were in my position you might care a little more about it.
by Reubin
Mon Dec 18, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Okay. I logged into my blockchain.info wallet and I see the .05 BTC there. Its now worth $946. The wallet says that I received the BTC on Nov. 9th, 2013, which is correct. When I click on Settings and then Addresses it shows the BTC and the public key but says Watch Only. Now how do I export it? Ca...
by Reubin
Mon Dec 18, 2017 7:09 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I have opened up a coinbase wallet and I could transfer the BTC from my blockchain wallet to the coinbase wallet for a fee of $9, it says. I think that I might be able to accomplish this. But I fear it'll still be a Watch only account because of not having the private key. Is it worth a try?
by Reubin
Mon Dec 18, 2017 7:04 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Hoping this helps others: 1. When you download a wallet app or have an online wallet, here is what happens: a. The wallet will have a id/password for you to login to wallet. This is wallet specific and will only work for that wallet provider. b. The wallet will generate a pair of keys(random alpha-...
by Reubin
Mon Dec 18, 2017 4:02 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

If you don't have your private key, you don't own it anymore. Nobody owns it anymore. I've never known Bogleheads to quit this easily. Do you remember when Elaine on Seinfeld went through holy hell to get her free sub sandwich? Well that''s how I feel about this. At least you're being a good sport ...
by Reubin
Mon Dec 18, 2017 12:59 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I have my wallet ID and password for my blockchain wallet. I also have a 12 word recovery phrase that was provided which I have no idea how to use. Do you have it for you new wallet or for your old wallet? (or both) I have it for the new wallet. However, as I previously stated, when I paste the ori...
by Reubin
Mon Dec 18, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

I have my wallet ID and password for my blockchain wallet. I also have a 12 word recovery phrase that was provided which I have no idea how to use.
by Reubin
Mon Dec 18, 2017 9:28 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Do you have the wallet ID number? Search through the email of which you signed up on the account with. If you still have that email, it will have your wallet ID. You then can try to guess your password. If that doesn't work, you might be able to email them and get some help. Also, you can have them...
by Reubin
Mon Dec 18, 2017 12:51 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

Why don’t you have the private key? Did you lose it? You know I'm really not certain. When the person was offering the free BTC I must have gone to blockchain.info and generated a wallet address because I posted this address beginning with the number 1 on the forum. Then the donator deposited the ....
by Reubin
Mon Dec 18, 2017 12:13 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

alwayshedge wrote:
Mon Dec 18, 2017 12:11 am
If you don't have your private key, you don't own it anymore. Nobody owns it anymore.
I've never known Bogleheads to quit this easily.
Do you remember when Elaine on Seinfeld went through holy hell to get her free sub sandwich? Well that''s how I feel about this.
by Reubin
Mon Dec 18, 2017 12:10 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

HomerJ wrote:
Sun Dec 17, 2017 11:56 pm
Reubin wrote:
Sun Dec 17, 2017 11:34 pm
The only problem is that I do not have the private key
Then you don't own it. Be happy it's only $930 you're never going to get.

There are people who lost their private key and have millions of dollars they cannot access.
Well that makes me feel much better :)
by Reubin
Mon Dec 18, 2017 12:08 am
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Re: Help Me Cash Out My Bitcoin!

The only problem is that I do not have the private key Then you don't own it. Be happy it's only $930 you're never going to get. There are people who lost their private key and have millions of dollars they cannot access. When I recently created my blockchain.info wallet they provided me with a 12 ...
by Reubin
Sun Dec 17, 2017 11:34 pm
Forum: Personal Consumer Issues
Topic: Help Me [Recover] My Bitcoin!
Replies: 93
Views: 12184

Help Me [Recover] My Bitcoin!

Hi. Four years ago someone online on a different forum was giving out small amounts of bitcoin as he was touting and promoting it. I signed up for an account on blockchain.info and sent him my blockchain address which I created (but I don't remember how exactly) and he generously gave me .05 bitcoin...
by Reubin
Mon Nov 27, 2017 1:12 am
Forum: Personal Consumer Issues
Topic: Trip to Hawaii - what do I need to know
Replies: 46
Views: 4436

Re: Trip to Hawaii - what do I need to know

Be careful of sunburn. Especially when snorkeling or in the water. On my last day there I thought that my skin was ready for full sun without sunscreen and it was by far the worst sunburn of my life. Call it sun poisoning. Was dreadful.
by Reubin
Mon Oct 23, 2017 6:32 pm
Forum: Personal Consumer Issues
Topic: Running shoes/insoles
Replies: 35
Views: 2440

Re: Running shoes/insoles

Calling all runners! I've picked up running a year ago, and I'm struggling with finding the right shoe fit. Shoes I've used: Asics (old pair no longer used due to getting shin splints often), and Nike (I like them, but I guess my feet are too wide for the narrow shape of the shoe causing my right b...
by Reubin
Mon Oct 23, 2017 6:28 pm
Forum: Personal Consumer Issues
Topic: Favorite HIIT Workouts
Replies: 24
Views: 1956

Re: Favorite HIIT Workouts

Hayden wrote:
Mon Oct 23, 2017 8:37 am
Right now I'm really enjoying spinning classes. At my gym, each day's class is taught by a different instructor, so they're all a bit different, which keeps it interesting.
Spinning classes hurt my backside.
by Reubin
Mon Oct 09, 2017 10:53 am
Forum: Personal Consumer Issues
Topic: Chrome vs Firefox
Replies: 34
Views: 5095

Re: Chrome vs Firefox

I've used Opera for years and it's been flawless. They even have a free VPN that is available on a toggle switch.
by Reubin
Thu Feb 02, 2017 6:43 pm
Forum: Personal Consumer Issues
Topic: Please help buying new Avalon limited!
Replies: 51
Views: 4692

Re: Please help buying new Avalon limited!

Save yourself close to half the money and just buy a 2017 Camry LE. They are great cars. Quiet, smooth, roomy and reliable. I've recently bought one and its the best car I've owned in 40 years.
by Reubin
Mon Nov 14, 2016 7:39 pm
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

Another bad day for gold and treasuries! Is this the absolute worst time to even consider this portfolio?
by Reubin
Mon Nov 14, 2016 12:38 am
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

One should also remember that there are hidden drags on owning physical gold that don't show up and reduce overall gains of the portfolio. These include purchase commissions, shipping costs, storage fees and insurance. These all reduce gains to below the numbers usually stated for the portfolio. Plu...
by Reubin
Sun Nov 13, 2016 5:21 pm
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

But 2% over the last five years? I have a guaranteed CD that pays that.
by Reubin
Sun Nov 13, 2016 4:53 pm
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

What about when both gold and long term treasuries both falter, as we saw this past week?

If soboggled's figures are correct, then the average return for the permanent portfolio before inflation eats into it is just over 2% per annum for the past five years.
by Reubin
Sun Nov 13, 2016 4:21 pm
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

That's about a meager 4.5% return over the past 5 years as I calculate. What was the typical Boglehead's return?

Isn't it true that you don't even follow its principles precisely?
by Reubin
Sun Nov 13, 2016 12:32 pm
Forum: Investing - Theory, News & General
Topic: The Permanent Portfolio as an accumulation portfolio
Replies: 67
Views: 10801

Re: The Permanent Portfolio as an accumulation portfolio

Small cap and small cap value aren't parts of the permanent portfolio. Actually small cap and small cap value are part of the portfolio since they are components of the total stock market. Although this may be partially true, the small cap portion of a permanent portfolio is a measly 2-3% which is ...