Search found 900 matches

by Grasshopper
Sun Oct 14, 2018 11:43 am
Forum: Investing - Theory, News & General
Topic: Vanguard does not recognize my restricted computer
Replies: 10
Views: 1138

Re: Vanguard does not recognize my restricted computer

This happened to Ms.G's chromebook this week. She was doing her once a year tIRA to Roth conversion. No biggie since we have cross agent authorization. She did it from my CB and called VG in the morning and they just unchecked recognized computer. Kinda strange because we use 2fa with yubie keys, I ...
by Grasshopper
Thu Oct 11, 2018 4:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 24
Views: 2873

Re: Jack Bogle Bobblehead

Naw, I'll stick with free Vanguard coffee mugs.
by Grasshopper
Thu Oct 11, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3111

Re: Budget Coffee

WalMart has Seattle's Best organic dark roast 12 oz $5.50 +-.
by Grasshopper
Wed Oct 10, 2018 12:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 177
Views: 22488

Re: Vanguard - You'll need to sign up for security codes soon

Can anyone confirm that the new Yubico Security Key - U2F and FIDO2, USB-A, Two-Factor Authentication (2nd gen FIDO key) works with the Vanguard FIDO U2F deployment (1st gen FIDO)? The FIDO U2F (1st gen) keys are no longer available at Amazon or Yubico, and in today's conversation with a Vanguard a...
by Grasshopper
Tue Oct 02, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Found credit cards - annoying interaction with Bank of America
Replies: 31
Views: 3486

Re: Found credit cards - annoying interaction with Bank of America

I lost my wallet in Costco a while back. I received a call from a woman saying she had found it but was already 1 hour away from the store. She said I could come to her home and pick it up. About 10 minutes from her home I called the local law enforcement, I met a uniformed officer in a shopping cen...
by Grasshopper
Tue Sep 11, 2018 5:58 am
Forum: Investing - Theory, News & General
Topic: A Boglehead explains the simplest way to manage your money
Replies: 18
Views: 5286

A Boglehead explains the simplest way to manage your money

Taylor Larimore is a big advocate of keeping investing simple — simple enough to be handled with just three mutual funds. He says it means he doesn’t need to spend more than about an hour a year managing his money. https://www.marketwatch.com/story/a-boglehead-mentor-explains-the-simplest-way-to-man...
by Grasshopper
Fri Aug 31, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Ally online savings now at 1.80%]
Replies: 233
Views: 39093

Re: [Ally online savings now at 1.80%]

Cap One is at 1.85% been since mid August, sneaky Discover just moved to 1.80% this morning. :beer
by Grasshopper
Sun Aug 26, 2018 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 23
Views: 3439

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

A couple of questions to those having the VanguardAdvantage accounts, please! I knew the bank used was PNC, and there is a PNC bank nearby our home. Is a VanguardAdvantage account holder able to use PNC brick and mortar banks for things like notary services, safe deposit boxes? IOW, does PNC treat ...
by Grasshopper
Sun Aug 26, 2018 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 23
Views: 3439

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

We have used VanguardAdvantage for 15 years, not one problem. If you download from Quicken I think it fills the register out better than plain old brokerage. I use bill pay for 2 accounts that won't autopay or take credit cards. You do have to email your rep for international travel to use the card.
by Grasshopper
Sat Aug 18, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Recent Trip to Naples, Italy
Replies: 14
Views: 1898

Re: Recent Trip to Naples, Italy

Thanks for the tips we are in Naples and the Amalfi Coast and Capri in the fall on a walking tour. :beer
by Grasshopper
Sat Aug 18, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 40
Views: 2262

Re: Soap for hand washing dishes

+1 Dr Bronner’s I use the liquid that I dilute and use in a spray bottle.
by Grasshopper
Sun Aug 05, 2018 2:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you become a Boglehead?
Replies: 53
Views: 3809

Re: How did you become a Boglehead?

I did a lot of research almost 40 years ago, first thing I knew was I didn't want to pay loads. I dipped my toe in the water with Prime Portfolio, and after I became comfortable with that I bought Windsor. Today I only own Wellington in tax advantaged accounts and Total World ETF in my taxable accou...
by Grasshopper
Thu Jul 26, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Yubikey for Dummies
Replies: 21
Views: 2733

Re: Yubikey for Dummies

Just for info Vanguard also will register FIDO2 also. :beer
by Grasshopper
Wed Jul 25, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: negative comments about "Brazil nuts"
Replies: 32
Views: 3885

Re: negative comments about "Brazil nuts"

I didn't know it until I just looked bit Brazil nuts have a lot of selenium, which is good to a point but can become toxic. You can eat only 4 a day and reach the recommended upper limit. Recommended is 2 per day. I usually buy cans of deluxe mixed nuts, which includes Brazil nuts. I may need to pa...
by Grasshopper
Sat Jul 21, 2018 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card - Keep Getting Denied
Replies: 27
Views: 2205

Re: Credit Card - Keep Getting Denied

He can get a free credit report from the firm that denied him credit.
by Grasshopper
Tue Jul 17, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Are Credit Cards Actually Convenient?
Replies: 91
Views: 7207

Re: Are Credit Cards Actually Convenient?

Only declined once I was bailing my dog out of the vets after a 3 day visit for a rattlesnake bite, I was declined on the $1500 vet bill. I have to say it wasn't the CC fault, we were shopping all morning in a town 3 hours from home, and had probably rang up $2k in purchases. :beer
by Grasshopper
Tue Jul 17, 2018 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Where to get a $100 bill?
Replies: 49
Views: 5358

Re: Where to get a $100 bill?

Walmart customer service, when I need crisp clean bills for travel, this is where I go my WM always hands out fresh bills in CS. :beer
by Grasshopper
Sun Jul 15, 2018 2:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 177
Views: 22488

Re: Vanguard - You'll need to sign up for security codes soon

I don't have a phone (recently retired with no cell or landline nor any intention of obtaining one anytime soon). The majority of my investments are with Vanguard. I have an iPad I use to text and email, but apparently Vanguard is insisting upon a telephone number. Am I going to have to quit Vangua...
by Grasshopper
Sun Jul 15, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: How do you back up Quicken?
Replies: 15
Views: 906

Re: How do you back up Quicken?

rgs92 wrote:
Sun Jul 15, 2018 12:27 pm
You can do it all on Microsoft OneDrive if you have it.
I use my OneDrive to copy my Quicken file also automatically, forgot about that. :beer
by Grasshopper
Sun Jul 15, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: How do you back up Quicken?
Replies: 15
Views: 906

Re: How do you back up Quicken?

I never use any Quicken backup, I just copy the file I am using to Seagate expansion drive every day after I update my accounts. My app is there also trouble is I use Chromebooks for everything but Quicken and TurboTax. :beer
by Grasshopper
Sat Jul 14, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 9127

Re: Be Careful Using Mailboxes

I rarely write checks, even so I get an alert by text on every dime that leaves my checking account, brokerage account, and everywhere else I keep my money. :beer
by Grasshopper
Thu Jul 12, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2184

Re: Should I contact GMC about A/C issues?

An unnamed german auto some years back had ac compressors that sent metal filings through the whole ac system, Compressors were changed out but the metal filings just continued to ruin all the new parts that were just installed. The fix was to replace hoses, driers, condensers, the whole enchilada. ...
by Grasshopper
Sat Jul 07, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 304
Views: 52932

Re: The Spend More Thread

Crossing trips off my travel bucket list. :beer
by Grasshopper
Thu Jul 05, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Tipping at non sit down places
Replies: 94
Views: 8597

Re: Tipping at non sit down places

Carry out $0
Counter pickup no server $0
Buffets, Sweet Tomatoes, Hibachi Grill, $1 a head if the plates get picked up
Sit down server 15-20%
I always tip in cash, the server can chose if the tip is reported.
At bars usually 20% and 100% of any comped drinks. :beer
by Grasshopper
Tue Jul 03, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 61
Views: 5894

Re: Rodents ate my car!

I have a barn owl that lives in the barn where I garage my truck. :beer
by Grasshopper
Mon Jun 25, 2018 2:32 pm
Forum: Investing - Help with Personal Investments
Topic: How much of your taxable holdings is unrealized capital gains?
Replies: 58
Views: 5446

Re: How much of your taxable holdings is unrealized capital gains?

I only own Total World (VT) in my brokerage. I already took my yearly LTCG so only what is growing in the ETF is possible unrealized. Disclaimer I have paid 0 federal income tax the last 3 years with about $90K in income. Age, FRA. From Vanguards distribution page Realized/unrealized gains as of 05/...
by Grasshopper
Sun Jun 24, 2018 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Compliments for Vanguard?
Replies: 40
Views: 3393

Re: Compliments for Vanguard?

35+ year Vanguard client, started before a web presence when Vanguard went online the only ISP that Vanguard would let you connect with was AOL. I have nothing but praise for the company, born out by my early retirement at age 54. Every problem has always been a transfer, and always by the firm doin...
by Grasshopper
Mon Jun 18, 2018 1:50 pm
Forum: Investing - Help with Personal Investments
Topic: STAR vs. 3-Fund Portfolio
Replies: 14
Views: 1719

Re: STAR vs. 3-Fund Portfolio

I really like STAR had it for a decade, and started getting killed on end of year capital gains. Plus trying to convert tIRAs and not knowing until the end of the month wasn't fun. Use STAR in a tax advantaged account especially with the bond allocation. I swapped out for ETFs.
by Grasshopper
Mon Jun 18, 2018 1:38 pm
Forum: Investing - Theory, News & General
Topic: New Capital One 360 ACH limits
Replies: 63
Views: 14418

Re: New Capitol One 360 ACH limits

I'm not sure what the criteria is for seeing the "simplified" interface. I wonder if it has to do with having a credit card associated with your username? When my wife logs in, she sees the simplified user interface. She has a Capital One credit card. When I log in, I see the same old interface tha...
by Grasshopper
Mon May 14, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Considerations in selecting a hearing aid
Replies: 21
Views: 1444

Re: Considerations in selecting a hearing aid

Ms G and I are both starting our second year with Costco Resound aids. Make sure you get the executive membership. I think I am still on my first set of $17 batteries. Their audiologist are first class, it is all done by technology anyway. I go to them about every 3 months for a free cleaning and ne...
by Grasshopper
Wed May 09, 2018 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: SpecID for noncovered shares at Vanguard
Replies: 12
Views: 1155

Re: SpecID for noncovered shares at Vanguard

Just a true life story, YMMV. I have been selling gifted DRIP shares for the last 10 years. I had to reconstruct most of the cost basis from dividend dates and selling prices in historical data from the internet. I use a professional looking spreadsheet (not that hard) file online and send my spread...
by Grasshopper
Sun May 06, 2018 6:38 pm
Forum: Investing - Help with Personal Investments
Topic: Mobile Deposit Gone Wrong
Replies: 19
Views: 2992

Re: Mobile Deposit Gone Wrong

Yikes, when I make a mobile deposit I get an email/SMS alert, and when that deposit clears I get another email/SMS alert. Than I file the emails away until I get my statement. Never a problem. :beer
by Grasshopper
Wed May 02, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance
Replies: 24
Views: 1646

Re: Flood Insurance

I never thought I would need it in the mountains of SE Arizona. Well luckily I had it at a free add on on my homeowners policy. Hurricane Odile changed that, what was normally a 20 ft wide wash in the monsoon season, became a 200 ft wide wash. Caused about $20K worth of damage to a sunroom.
by Grasshopper
Tue May 01, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 3095

Re: What Android browser do you use?

Chrome on Chromebooks,
Chrome on W10 PC
Chrome on Android phones
Chrome on Android tablets
Bought a Nexus tablet 5 years ago Google gave me enough cloud space to last a lifetime. :beer
by Grasshopper
Tue May 01, 2018 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Question on Vanguard Money Market Account Check wise
Replies: 15
Views: 1867

Re: Question on Vanguard Money Market Account Check wise

I use the Vanguard Advantage Account for our primary checking account. You can transfer to/from the account electronically from any other bank, and you can transfer money within your Vanguard accounts. It really functions like a checking account and the checks are drawn on a New York Mellon Bank. T...
by Grasshopper
Tue May 01, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Nontraditional Cruising
Replies: 21
Views: 2656

Re: Nontraditional Cruising

For small ship active cruising I like UnCruise Adventures. snorkeling kayaking hiking, rarely go to ports mostly small islands.

https://www.uncruise.com/destinations
by Grasshopper
Mon Apr 30, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: Avocado Timing
Replies: 40
Views: 3273

Re: Avocado Timing

Living 30 miles from Mexico, we always have 4 for a dollar avocados. $3 would buy 4 of each category of ripeness. I buy avocados a little hard/green 3 days in a basket when soft to the touch than to the fridge and use over the next couple of days. :beer
by Grasshopper
Mon Apr 30, 2018 7:53 pm
Forum: Personal Consumer Issues
Topic: Avocado Timing
Replies: 40
Views: 3273

Re: Avocado Timing

Living 30 miles from Mexico, we always have 4 for a dollar avocados. $3 would buy 4 of each category of ripeness. I buy avocados a little hard/green 3 days in a basket than to the fridge and use over the next couple of days. :beer
by Grasshopper
Thu Apr 26, 2018 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Denial- How to Proceed?
Replies: 12
Views: 1874

Re: Medicare Denial- How to Proceed?

If a lab procedure is "medically necessary", I have never had one denied. I have PSA tests done twice a year no problem, so I am not sure about the 1 year one day rule. :beer
by Grasshopper
Sun Apr 22, 2018 3:00 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Surveys
Replies: 47
Views: 3405

Re: Vanguard Surveys

35 year Vanguard client, 15 year Flagship, I have never been asked to do a survey for them. :beer
by Grasshopper
Sun Apr 22, 2018 6:53 am
Forum: Investing - Theory, News & General
Topic: Floating Net Worth w/ VT after 5 Years
Replies: 52
Views: 7712

Re: Floating Net Worth w/ VT after 5 Years

I use 100% VT for my taxable account and Wellington with its bond component for 100% of my retirement accounts. A perfect 2 fund portfolio.
by Grasshopper
Thu Mar 29, 2018 6:58 am
Forum: Local Chapters and Bogleheads Community
Topic: A lot of heavy hitters this morning
Replies: 244
Views: 22636

Re: A lot of heavy hitters this morning

Ms G.thinks we are poor, I don't tell her otherwise.
by Grasshopper
Tue Mar 27, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: CBP (INS) Global Entry program worth it?
Replies: 65
Views: 5778

Re: CBP (INS) Global Entry program worth it?

We use the android app Mobile Passport, it really gets you through the lines fast, just a couple of old fuddy duddies we always get precheck.
by Grasshopper
Tue Mar 27, 2018 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Medicare - lab test and signing an ABN
Replies: 26
Views: 3777

Re: Medicare - lab test and signing an ABN

I like Sonora Quest, but there is one thing that throws me off. I had a test done and I had to either sign a ABN or pay out of pocket $30. Here in AZ we can get most common lab tests without a doctors request, so if I pay now the test is $30, but if it goes through billing the test is $130. Quite a ...
by Grasshopper
Sat Mar 24, 2018 7:45 am
Forum: Personal Finance (Not Investing)
Topic: changing my signature when signing checks and credit card receipts
Replies: 47
Views: 3849

Re: changing my signature when signing checks and credit card receipts

My favorite is having to sign docs with your full name and full MI. Mine is sorta cursive fist and last with MI printed. For my passport renewal I had to practice my signature. :oops:
by Grasshopper
Sun Mar 18, 2018 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: What address do people put if they live in their car?
Replies: 37
Views: 5657

Re: What address do people put if they live in their car?

In the 70's in the bay area I was going to school living on the beach in my VW bus and taking showers in gym. I would have my mail sent to general delivery Pacifica CA.