Search found 1204 matches
- Sat Mar 23, 2024 9:00 am
- Forum: Personal Investments
- Topic: Can't purchase T-Bills with recent deposit to Vanguard
- Replies: 51
- Views: 5413
Re: Can't purchase T-Bills with recent deposit to Vanguard
VMFXX 7 day yield 5.27, T-bills paying 5.3?, what are you losing?
- Fri Mar 15, 2024 7:59 am
- Forum: Personal Investments
- Topic: Vanguard settlement account
- Replies: 3
- Views: 786
Re: Vanguard settlement account
I bought a T-Bill on Monday, had a T-Bill redeem on Thursday, balance as expected on Friday morning.
- Wed Mar 13, 2024 8:08 am
- Forum: Investing - Theory, News & General
- Topic: Any investors from the 1981 - 1984 time period here???
- Replies: 36
- Views: 4417
Re: Any investors from the 1981 - 1984 time period here???
What a deep rabbit hole. Married in 1981 combined our savings and bought VG Money Market. Just a year or two latter bought Windsor and Nicholas Fund after Forbes Honor Roll, which we kept for about 10 years.
- Wed Feb 21, 2024 8:26 am
- Forum: Personal Consumer Issues
- Topic: Yellowstone trip - Advice
- Replies: 37
- Views: 3818
Re: Yellowstone trip - Advice
Old Faithful Lodge was worth staying at just for the back in time affect.
- Sun Feb 18, 2024 6:18 am
- Forum: Personal Consumer Issues
- Topic: Gettysburg day trip from Washington D.C.
- Replies: 29
- Views: 2990
Re: Gettysburg day trip from Washington D.C.
If nothing else have lunch or dinner at Dobbin House Tavern
This circa-1860 B&B and tavern is 0.5 miles from downtown Gettysburg and 1.1 miles from Gettysburg National Military Park Museum and Visitor Center.
Rooms have antique decorations and traditional features, as well as private bathrooms and TVs. Suites add sitting rooms, kitchenettes or porches, and some feature 4-poster beds. A 5-bedroom farmhouse includes a gas fireplace, a kitchen and laundry facilities.
Amenities include complimentary cooked breakfast served in a colonial-style tavern (B&B only). There’s also a country store, a bakery and a ballroom.
This circa-1860 B&B and tavern is 0.5 miles from downtown Gettysburg and 1.1 miles from Gettysburg National Military Park Museum and Visitor Center.
Rooms have antique decorations and traditional features, as well as private bathrooms and TVs. Suites add sitting rooms, kitchenettes or porches, and some feature 4-poster beds. A 5-bedroom farmhouse includes a gas fireplace, a kitchen and laundry facilities.
Amenities include complimentary cooked breakfast served in a colonial-style tavern (B&B only). There’s also a country store, a bakery and a ballroom.
- Sat Jan 20, 2024 1:14 pm
- Forum: Personal Consumer Issues
- Topic: Two Weeks New Orleans in March
- Replies: 25
- Views: 2349
Re: Two Weeks New Orleans in March
Pat O'Brien's on the 17th of March.
- Fri Jan 19, 2024 6:06 am
- Forum: Investing - Theory, News & General
- Topic: Is anyone else having problems with Vanguard's "RMD Snapshot" calculator?
- Replies: 12
- Views: 1975
Re: Is anyone else having problems with Vanguard's "RMD Snapshot" calculator?
Fixed for me this morning.
- Wed Jan 17, 2024 6:50 am
- Forum: Investing - Theory, News & General
- Topic: Is anyone else having problems with Vanguard's "RMD Snapshot" calculator?
- Replies: 12
- Views: 1975
Re: Is anyone else having problems with Vanguard's "RMD Snapshot" calculator?
Dear Grasshopper Thank you for taking the time to contact us. Please accept my apology for the delayed response. Anyone who is reaching the RMD age this year will be automatically enrolled in RMD Calculation-Only Service generally in-or-around the 3rd week of January. If you would like to enroll sooner, please give us a call and a Vanguard representative will be able to assist you with calculating your RMD. You can contact us at 877-662-7447. You can reach us on business days from 8 a.m. to 8 p.m., Eastern time. You can also contact us via TDD at 800-749-7273 on business days from 8 a.m. to 8 p.m., Eastern time. Please leave a message with a phone number where you can be reached, and we'll return your call. We apologize for any inconvenience.
- Fri Jan 05, 2024 4:24 am
- Forum: Personal Investments
- Topic: When does Vanguard update its RMD calculations?
- Replies: 24
- Views: 3967
Re: When does Vanguard update its RMD calculations?
First year for taking RMD, I have a brokerage acct at VG, shows not calculated on website. But I learned how to multiply numbers 60+ years ago.
- Sat Dec 23, 2023 10:41 am
- Forum: Personal Consumer Issues
- Topic: Alaska "Adventure/Expedition" Cruises
- Replies: 7
- Views: 1345
Re: Alaska "Adventure/Expedition" Cruises
10 years ago my wife wanted to take a cruise to Alaska, We are very active travelers, and I thought a cruise may not be for us. Well I have now been on 7 UnCruise Adventure trips. My first was the inside passage cruise. I was really impressed with UCA and went on 6 more trips and was never disappointed. No dress up night no casinos, snorkeling with whale sharks, sea turtles, kayaking, hiking and lots of great food. We went on the Summer solstice, long days, and great weather.
I am trying a Lindblad trip in January to Belize and Guatemala at age 73, so I can report on them also.
I am trying a Lindblad trip in January to Belize and Guatemala at age 73, so I can report on them also.
- Thu Dec 14, 2023 8:28 am
- Forum: Investing - Theory, News & General
- Topic: Has your portfolio recovered since Q1 2022?
- Replies: 104
- Views: 13626
Re: Has your portfolio recovered since Q1 2022?
Yes, yesterday.
- Mon Dec 11, 2023 8:07 am
- Forum: Personal Consumer Issues
- Topic: Found rodent droppings on engine, any cause for further concern?
- Replies: 26
- Views: 4227
Re: Found rodent droppings on engine, any cause for further concern?
Been parking in the same carport for almost 10 years with no prior issues. But yesterday I opened the engine and found droppings on the engine, looked to be either rat or squirrel (probably former). I cleaned it up and moved the car to another spot. Checked today and no more droppings, so I think/hope the rodent moved on. I did a visual inspection and couldn't see any apparent damage to wiring, and car appears to run fine with no warning lights. Can I just write this off as a one time issue and move on? I've heard some scary story of cars suddenly stopping or other issues due to rodent damage in the engine. I'm leaving on a 1000 mile road trip this week so kind of bad timing, but I'm hoping nothing to worry about? Where do you live? If it'...
- Mon Dec 11, 2023 7:43 am
- Forum: Personal Consumer Issues
- Topic: Food related travel
- Replies: 108
- Views: 20464
Re: Food related travel
Another fan of walking food tours, especially in Europe. Athens Greece and Naples Italy, are notable.Iorek wrote: ↑Sun Dec 10, 2023 9:38 am Not exactly what OP was asking but we have started doing food walking tours the first we get to a city. We find it’s a great way to get some orientation to both the physical geography and the food, and the best ones really give some good history and some good food/restaurant recommendations. Learned and ate a lot on a tour of Old San Juan for example.
Maybe more on topic but if you head to New England you can get great fried seafood at a clam shack and if you are lucky some of the country’s best ice cream for dessert.
- Sun Dec 10, 2023 7:40 am
- Forum: Personal Consumer Issues
- Topic: Where do you buy glasses?
- Replies: 70
- Views: 8294
Re: Where do you buy glasses?
I won't buy glasses from Costco because of the required coating. I just bought from Zenni, only time will tell. I went cheap with bifocals with the line, sunglasses only for driving. Received in 7 days, no ear adjustment necessary pay attention to sizing.
- Tue Dec 05, 2023 4:12 am
- Forum: Personal Consumer Issues
- Topic: Closed loop Mexico cruise with birth certificate
- Replies: 34
- Views: 3841
Re: Closed loop Mexico cruise with birth certificate
I live 30 miles from Mexico in Arizona. I have a passport but have walked across the border many times on a Real ID DL many times.
- Sat Dec 02, 2023 7:52 am
- Forum: Personal Consumer Issues
- Topic: Used car sold as new car
- Replies: 74
- Views: 7001
Re: Used car sold as new car
I think someone needed a nice car for the night and returned it, Like the big screen TV returned after the Super Bowl, or the prom dress returned the next day. Sorry no help for your friend.
- Mon Nov 20, 2023 5:46 am
- Forum: Investing - Theory, News & General
- Topic: Vanguard Flagship Tier still active?
- Replies: 71
- Views: 11032
Re: Vanguard Flagship Tier still active?
What no more free coffee cups.
- Sun Nov 12, 2023 8:20 am
- Forum: Personal Finance (Not Investing)
- Topic: waiting to pay CC bill to earn interest?
- Replies: 71
- Views: 6868
Re: waiting to pay CC bill to earn interest?
Remember Vanguards Advantage account, paid all my bills autopay on the due date. Now I use CapOne for checking but keep my stash in Performance savings 4.3% and transfer to checking twice a month 1st and 15th.
- Mon Oct 30, 2023 10:05 am
- Forum: Personal Consumer Issues
- Topic: Your ****Coffee Bean*** discoveries and preferences: Brand-type-source? Grinds? Brews? Presses? Drips? Perks? Pour overs
- Replies: 272
- Views: 27216
Re: Your Coffee Bean discoveries and preferences: Brand-type-source? Brews?
As a true Boglehead I buy Jose's Organic Mayan Blend, 2 1/2 lbs whole bean $12.99.
- Tue Oct 10, 2023 6:56 am
- Forum: Personal Finance (Not Investing)
- Topic: Does a 71 year old need his birth certificate?
- Replies: 43
- Views: 4364
Re: Does a 71 year old need his birth certificate?
I only had a hospital certificate for 29 years without a problem. I did get a certified birth certificate before I was married at 30. My wife to be insisted.
- Thu Sep 21, 2023 2:42 pm
- Forum: Personal Consumer Issues
- Topic: 2023 San Francisco, 1 day stay
- Replies: 78
- Views: 8268
- Tue Sep 12, 2023 4:16 pm
- Forum: Investing - Theory, News & General
- Topic: Vanguard: "Important: We've been unable to reach you by email"
- Replies: 129
- Views: 15253
Re: Vanguard "We've been unable to reach you by email" letters
My purchase confirmation emails come from vbs@transactional.vanguard.com Cheers
- Sat Sep 02, 2023 1:14 pm
- Forum: Personal Consumer Issues
- Topic: Bird watchers – what birds are you seeing?
- Replies: 2857
- Views: 230116
Re: Bird watchers – what birds are you seeing?
I was taking a native grass course in Portal AZ at the Southwest Research Station a branch of The Museum of Natural History. On a field study walk we had an Elegant Trogon in Cave Creek Canyon.
Back at my home on the east side of the Chiricahua Mountains, I am still entertaining 3 male and 3 female Lucifer Hummingbirds at my feeders. They will head back to Mexico soon.
Back at my home on the east side of the Chiricahua Mountains, I am still entertaining 3 male and 3 female Lucifer Hummingbirds at my feeders. They will head back to Mexico soon.
- Wed Aug 16, 2023 7:55 am
- Forum: Personal Consumer Issues
- Topic: Athens Hotels for one night
- Replies: 11
- Views: 1254
Re: Athens Hotels for one night
I would recommend Electra Palace Athens also, we stayed there in May. As cableguy said.
- Tue Aug 15, 2023 11:49 am
- Forum: Personal Consumer Issues
- Topic: 3 Day Trip - New Orleans
- Replies: 43
- Views: 3492
Re: 3 Day Trip - New Orleans
Take the trolley to the garden district, there is a stop at Commander's Palace. Get a muffuletta at the Central Grocery.
- Tue Aug 08, 2023 6:58 am
- Forum: Personal Consumer Issues
- Topic: Car dealer upset with me for completing the "Seller" form on the vehicle title
- Replies: 57
- Views: 6459
Re: Car dealer upset with me for completing the "Seller" form on the vehicle title
In Arizona when I sell/trade a vehicle I go to azdot.gov and fill out Sold Notice-Submit notice. After that I am off the hook.
- Tue Jul 25, 2023 10:59 am
- Forum: Personal Consumer Issues
- Topic: Chip and Pin when in Europe [Greece and Italy specifically, Europe in general]
- Replies: 65
- Views: 6635
Re: Chip and Pin when in Europe [Greece and Italy specifically, Europe in general]
Was in Athens in June first restaurant I used my Citi Costco card 3% dining, signature required. Second restaurant I used my Barclaycard, no pin no signature required, both purchases over 50 euro. My CapOne debit card never worked, but my Wells Fargo debit card did. Everyone had travel notifications, but CapOne said not required.
- Tue Jul 25, 2023 10:43 am
- Forum: Investing - Theory, News & General
- Topic: one treasury bill matures same day as new issue settles
- Replies: 7
- Views: 1110
Re: one treasury bill matures same day as new issue settles
On Sundays I place my 6 month Treasury order on Vanguard, with dollars for a Treasury that matues on Thursday, and my buy order settles on Thursday. So yes.
- Sun Jul 23, 2023 4:09 pm
- Forum: Personal Consumer Issues
- Topic: Long wait at Hyundai dealership for service (resolved)
- Replies: 27
- Views: 2804
Re: Long wait at Hyundai dealership for service (resolved)
I own a 2019 Hyundai Santa Fe, It takes me two weeks to get an appointment, and I have to call. Why you asked it's because you can only schedule an appointment 8-5, except I know they start service at 7. So I am first in and usually done before most customers start showing up. Oh and the 7 am slots fill up fast.
- Mon Jun 26, 2023 9:50 am
- Forum: Personal Consumer Issues
- Topic: International Long Haul Flight - Premium Economy?
- Replies: 61
- Views: 6422
Re: International Long Haul Flight - Premium Economy?
+ Reserved overhead, and preferred boarding.
- Mon Jun 05, 2023 5:55 pm
- Forum: Personal Consumer Issues
- Topic: IRS forcing new Login
- Replies: 74
- Views: 14783
Re: IRS forcing new Login
I use my yubikey for login.gov, I like having 2fa that can't be spoofed.
- Sat May 27, 2023 2:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: State Farm Stops Writing New Homeowners' Insurance Policies in Calif
- Replies: 166
- Views: 17077
Re: State Farm Stops Writing New Homeowners' Iinsuarnce Policies in Calif
Arizona resident here I just had a nonrenewal from my HO, saying my home is in a fire prone area. My agent could only find one company that would insure us. The good news is my new policy is $100 a year cheaper with the same level of protection.
- Sun Mar 05, 2023 11:04 am
- Forum: Personal Consumer Issues
- Topic: Greece trip March
- Replies: 16
- Views: 1692
Re: Greece trip March
I am going to Athens in May. I bought tickets for a walking food tour for half a day, even before tickets for the Acropolis. Other food tours I have done like Napolis, was guided and included history and great food. Gave me a better sense of the layout of the city.
Ciao.
Ciao.
- Thu Feb 16, 2023 3:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: 1099s must be attached?
- Replies: 11
- Views: 1612
Re: 1099s must be attached?
Arizona requires a copy of 1099-R for snail mail state tax filing.
- Sun Jan 22, 2023 5:56 am
- Forum: Personal Consumer Issues
- Topic: Luggage looks bad after one use
- Replies: 39
- Views: 2930
Re: Luggage looks bad after one use
On a safari a couple of years ago, you were only allowed a soft bag for the puddle jumpers that were used. A couple of recommendations were to get my bag wrapped, I did worked great.
- Sat Dec 24, 2022 5:58 am
- Forum: Personal Investments
- Topic: How to cancel VG RMD service
- Replies: 8
- Views: 1376
Re: How to cancel VG RMD service
Just like you I turn 72 in 2023. I also signed up for RMD service at Vanguard. But I chose to have Vanguard do the calculation and not the withdrawal. Maybe to could change your service to calculate only.
- Wed Dec 21, 2022 5:06 am
- Forum: Personal Finance (Not Investing)
- Topic: Anyone else have [Google Voice] as 2FA for Ally Bank stop working?
- Replies: 56
- Views: 6576
Re: Anyone else have [Google Voice] as 2FA for Ally Bank stop working?
After a couple of years Chase finally started accepting SMS from GV just this past month. Chase had always sent a call 2FA but, wouldn't text on GV
- Thu Dec 08, 2022 5:43 am
- Forum: Personal Consumer Issues
- Topic: Costco hearing aid test
- Replies: 32
- Views: 5152
Re: Costco hearing aid test
I have had Costco hearing aids for 8 years. I repeat the hearing test every 2 years.
At one test I was told my hearing was getting worst and a ENT was recommended to rule out physical damage.
My ENT did a test and a physical exam. test results were the same as Costco.
Rinse and repeat 2 years later and the ENT and Costco had the same results. Costco does a great free test, YMMV.
At one test I was told my hearing was getting worst and a ENT was recommended to rule out physical damage.
My ENT did a test and a physical exam. test results were the same as Costco.
Rinse and repeat 2 years later and the ENT and Costco had the same results. Costco does a great free test, YMMV.
- Wed Nov 16, 2022 12:30 pm
- Forum: Personal Consumer Issues
- Topic: Propane tank: When to replace nearly empty tank?
- Replies: 43
- Views: 3614
Re: Propane tank: When to replace nearly empty tank?
I used this before I started filling from my 350 gal tank at home
Https://www.amazon.com/GASPRO-Indicator ... 7854&psc=1
Https://www.amazon.com/GASPRO-Indicator ... 7854&psc=1
- Mon Oct 31, 2022 5:03 pm
- Forum: Personal Consumer Issues
- Topic: Weird to communicate directly with seller during escrow?
- Replies: 37
- Views: 3986
Re: Weird to communicate directly with seller during escrow?
We had a situation where our agent told our buyers that it was OK to move our settlement date. Except it wasn't,
I knew the buyer had a store close by and so i spoke face to face with him. He was just as upset with the agent as we were, but kept the closing going.
I knew the buyer had a store close by and so i spoke face to face with him. He was just as upset with the agent as we were, but kept the closing going.
- Mon Oct 31, 2022 5:35 am
- Forum: Personal Consumer Issues
- Topic: 6 month delay in dentist appointment
- Replies: 39
- Views: 4630
Re: 6 month delay in dentist appointment
I make my appointments 1 year in advance, I get 4 cleanings a year. Last week I had my June 2023 appointment moved back 2 weeks. I have used the same hygienist for 12 years now.
- Sat Oct 29, 2022 6:23 pm
- Forum: Personal Finance (Not Investing)
- Topic: Anyone buy a much bigger house than they need?
- Replies: 133
- Views: 14312
Re: Anyone buy a much bigger house than they need?
With 7 corporate moves in 11 years we have always bought bigger homes than the 2 of us needed. We bought for resale, and found it easier to sell a larger home. Plus there were were always buyouts to fall back on.
- Thu Oct 27, 2022 6:44 am
- Forum: Personal Consumer Issues
- Topic: Medicare Payment For Biopsy Second Opinion
- Replies: 7
- Views: 1014
Re: Medicare Payment For Biopsy Second Opinion
I had a second opinion on a prostate biopsy read by Johns Hopkins Hospital.
The Medicare code was....88321 - Surgical pathology consultation and report on referred slides prepared elsewhere.....
Medicare paid 80% of the second opinion and my medigap paid the balance.
The Medicare code was....88321 - Surgical pathology consultation and report on referred slides prepared elsewhere.....
Medicare paid 80% of the second opinion and my medigap paid the balance.
- Wed Oct 26, 2022 6:24 am
- Forum: Personal Consumer Issues
- Topic: Dentist Cleaning Prices
- Replies: 77
- Views: 9838
Re: Dentist Cleaning Prices
My dentist has a one year plan. $250 LCOL
2 cleanings,
all x-rays,
all exams,
10% off any dental work
and if I go on the right day a periodontist exam included.
I have 2 additional cleanings a year so I am charged $75 for each.
2 cleanings,
all x-rays,
all exams,
10% off any dental work
and if I go on the right day a periodontist exam included.
I have 2 additional cleanings a year so I am charged $75 for each.
- Fri Oct 14, 2022 7:56 am
- Forum: Personal Consumer Issues
- Topic: Group Travel - Alternatives to Road Scholar?
- Replies: 17
- Views: 3664
Re: Group Travel - Alternatives to Road Scholar?
For a more active group we like Country Walkers international and domestic. Small groups and great guides. While in Italy we were scheduled to take a boat out to Capri. It was windy and no boats were going out that day, but flexible guides made different plans for another day, no problem.
- Fri Oct 07, 2022 2:46 pm
- Forum: Personal Consumer Issues
- Topic: Planning first trip to Italy for next year
- Replies: 29
- Views: 2891
Re: Planning first trip to Italy for next year
One of the first things that we do in a new city is a walking food tour. For the price of a sit down lunch, plenty of fun and eats, and a guide to show you around. Taste your way through Rome's street food scene on this gourmet walking tour. Sample a variety of street foods, such as zucchini flowers, suppli, pastries, and pizza, while taking in the impressive scenery of historic Rome all around you. This tour is ideal for first-time visitors to Rome and for foodies who want to learn more about Roman cuisine. Street food tasting tour in Rome Sample some of the Eternal City's favorite street food staples Try suppli, pizza, pastries, and seasonal produce Do some sightseeing in Rome as you walk from tasting to tasting Read more about Rome Stree...
- Tue Oct 04, 2022 5:26 am
- Forum: Investing - Theory, News & General
- Topic: Did switch to brokerage change something?
- Replies: 29
- Views: 1987
Re: Did switch to brokerage change something?
Reinvestment date is before payable date, check to make sure your dividend disbursement is correct.
- Fri Sep 30, 2022 3:45 pm
- Forum: Personal Consumer Issues
- Topic: Which is the best pizza in a chain store?
- Replies: 110
- Views: 10030
Re: Which is the best pizza in a chain store?
Costco really liked the veggie pie, but plain cheese is pretty good. Ms G and I are sub 24 BMI and we can eat a whole pie on the 3 hour trip back home from our nearest Costco after shopping.
- Sat Sep 24, 2022 10:57 am
- Forum: Personal Consumer Issues
- Topic: a more leisurely travel experience
- Replies: 24
- Views: 3985
Re: a more leisurely travel experience
We found found this to be a problem in Africa with day walks and night game drives. At our last camp we finally said no, stayed and watched the critters from our porch and drank cold beers. Turned out to be some of the best quality time we had.
Also agree with UnCruise Adventures, we like active travel, but there is always time to just enjoy being on board and chilling.
Also agree with UnCruise Adventures, we like active travel, but there is always time to just enjoy being on board and chilling.
- Sat Sep 17, 2022 4:36 pm
- Forum: Personal Consumer Issues
- Topic: Tipping for a 10-day guided tour in Peru
- Replies: 18
- Views: 2329
Re: Tipping for a 10-day guided tour in Peru
If you tip in cash US$ get some newer crisp bills from the bank. No dog eared, torn, dirty bills. I had a guide in Africa ask me to exchange a $10 bill that his bank wouldn't accept because someone had written a phone number on it. I took it and spent it in the states, and made his life a little better.