Search found 937 matches

by Grasshopper
Sun Jan 20, 2019 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Best Credit Card for International Travel
Replies: 47
Views: 2599

Re: Best Credit Card for International Travel

+1 on CapOne Quicksilver, my other travel card is Wyndham Barclays CC no fee, no FTF, chip and pin when needed. I have never had a fraud alert when traveling overseas with Quicksilver.
by Grasshopper
Fri Jan 18, 2019 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Advantage Account - Bill Pay
Replies: 4
Views: 386

Re: Vanguard Advantage Account - Bill Pay

I use my VA account for the 2 bills in my life without online billpay or accept credit cards, easy to set up.
by Grasshopper
Wed Jan 16, 2019 5:34 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 847
Views: 43454

Re: John Bogle is dead at 89

So sorry to hear, RIP Jack.
by Grasshopper
Wed Jan 16, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 175
Views: 10102

Re: Are You Dumping Netflix?

Let me see Netflix or nothing where I live, Netflix it is.
by Grasshopper
Tue Jan 15, 2019 4:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Roth Tax Accounts Distribution Code Errors
Replies: 16
Views: 611

Re: Vanguard Roth Tax Accounts Distribution Code Errors

I think the same thing holds true on (Box 11) of 1099-R 1st year of designated Roth contribution. Always unmarked in my yearly conversions.
by Grasshopper
Fri Jan 11, 2019 7:03 am
Forum: Personal Finance (Not Investing)
Topic: How did you solve the pre-medicare healthcare riddle?
Replies: 81
Views: 5624

Re: How did you solve the pre-medicare healthcare riddle?

Wouldn't help new early retires, But we were on private HI for years before retiring at 54/50. We were lucky to have a grandfathered policy that mostly just raised prices as we aged. Every time I did the math and also looked at income restriction and roth conversion possibilities I believe I chose t...
by Grasshopper
Sun Jan 06, 2019 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Career Switch Pt. 2 (IT > Fire Fighter)
Replies: 19
Views: 2019

Re: Career Switch Pt. 2 (IT > Fire Fighter)

Retired twice 2nd time as a Wildland FF at age 65. There are plenty of fire season jobs available here in SE Arizona. About 6 day FF training a fitness level test and annual refresher course is all that is required. Absolutely an advance fire behavior and a serious weather course I consider a minim...
by Grasshopper
Sat Jan 05, 2019 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Anybody use Vanguard Advantage do you need 1 million to avoid fees?
Replies: 23
Views: 3045

Re: Anybody use Vanguard Advantage do you need 1 million to avoid fees?

I have used VA for 14 years, I autopay most all of my bills with it, or use billpay when I can't. I still have a brick and mortar bank which I use only for medical expenses, and a CapOne checking for international ATM travel cash. I like the CapOne checking I lock the debit card down when not travel...
by Grasshopper
Fri Jan 04, 2019 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8247

Re: What Do You Spend The Most On Annually?

Travel
Medical
Groceries
Pets
After these all our other expenses are less than 1%
by Grasshopper
Thu Jan 03, 2019 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Career Switch Pt. 2 (IT > Fire Fighter)
Replies: 19
Views: 2019

Re: Career Switch Pt. 2 (IT > Fire Fighter)

Retired twice 2nd time as a Wildland FF at age 65. There are plenty of fire season jobs available here in SE Arizona. About 6 day FF training a fitness level test and annual refresher course is all that is required. Absolutely an advance fire behavior and a serious weather course I consider a minimu...
by Grasshopper
Thu Dec 27, 2018 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: Strange Vanguard download to Quicken
Replies: 11
Views: 409

Re: Strange Vanguard download to Quicken

44V....... reminds me of a brokerage account number from ye olde daz.
by Grasshopper
Tue Dec 18, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3085

Re: Holiday Card [from Vanguard]

Housedoc wrote:
Tue Dec 18, 2018 9:59 am
If you send VG a direct message on twitter requesting a mug they will send you one in the past. Include address info.
+! or replace a broken coffee mug, Facebook too.
by Grasshopper
Tue Dec 18, 2018 9:25 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2299
Views: 399888

Re: What are you up YTD? [Year To Date]

Retired 14 years coming up, age late 60's. Down 2.80 YTD on stocks/bonds 50% of my portfolio, up about 1.75% on 50% cash/CD's. Good guess would say -1% altogether YTD. :beer
by Grasshopper
Tue Dec 18, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Holiday Card [from Vanguard]
Replies: 29
Views: 3085

Re: Holiday Card [from Vanguard]

yousha wrote:
Mon Dec 17, 2018 10:33 pm
Several years ago, I received a Vanguard coffee cup for participating on their Blog.
Me too, I now have a bountiful 4 free Vanguard mugs, about six years ago I got a 30 year client thank you card. :sharebeer
by Grasshopper
Mon Dec 17, 2018 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Should I file an insurance claim?
Replies: 6
Views: 891

Re: Should I file an insurance claim?

Get your free C.L.U.E. report and see if the accident is listed. C.L.U.E. Personal Property Report DESCRIPTION: Report includes your C.L.U.E. Personal Property loss history, inquiry history, and information on how to dispute the claims in your report. https://personalreports.lexisnexis.com/fact_act_...
by Grasshopper
Wed Dec 12, 2018 3:10 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 249
Views: 20311

Re: What Happened to you during the Financial crisis of 2007–2008

I was 54 just retired sold my home and moved to the mountains in southern Arizona. Our new place was 1/3 of the price of the home we sold. We were well into 7 figures before the house sale, so we just left a big chunk of cash in prime paying 5% at the time, more than enough for us. Even with all thi...
by Grasshopper
Wed Dec 05, 2018 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Medicare Sign Up
Replies: 22
Views: 2170

Re: Medicare Sign Up

Changed supp F to G in 2018, and Humana D to Aetna for 2019.
by Grasshopper
Sat Dec 01, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: Wellington Management Company LLP
Replies: 2
Views: 719

Re: Wellington Management Company LLP

Thanks for the info. :beer
by Grasshopper
Thu Nov 29, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).
Replies: 32
Views: 3446

Re: $25k -18 days Galapagos & Machu Picchu Trek (family of 4).

Take a deep breathe and make the reservation, you will be glad you did it. Did 18 days Galapagos/Machu Picchu in 2016 paid $25k for 2 adults only.
by Grasshopper
Wed Nov 28, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: RedPocket - any reason not to use Verizon?
Replies: 12
Views: 994

Re: RedPocket - any reason not to use Verizon?

This is what we do, my Moto e4 on FreedomPop ATT $49 a year free calls free messages 1gb data per month. MsG has an older LTE CDMA Moto on Freedom Pop with the free service but spend $4 a month to roll her unused data, which she than shares with me. Works for us as most of the month we are using wif...
by Grasshopper
Wed Nov 28, 2018 9:09 am
Forum: Investing - Theory, News & General
Topic: Confused about the Vanguard cap gains distribution estimates
Replies: 14
Views: 1410

Re: Confused about the Vanguard cap gains distribution estimates

Grasshopper wrote:
Wed Nov 28, 2018 9:08 am
Also another reason to use ETF's in taxable, they don't have to throw off capital gains.
by Grasshopper
Wed Nov 28, 2018 9:08 am
Forum: Investing - Theory, News & General
Topic: Confused about the Vanguard cap gains distribution estimates
Replies: 14
Views: 1410

Re: Confused about the Vanguard cap gains distribution estimates

Also another reason to use ETF's in taxable, they don't have to throw capital gains.
by Grasshopper
Wed Nov 28, 2018 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3461

Re: Quicken 2019 and forward

[/quote] Thanks. My latest download summary as follows: 2 banks and 1 credit card fail all the time. Vanguard is 1/2 correct in the transactions, I end up fixing them. I suspect when the time comes I will manually update. [/quote] Qkn 2019 seemed to fix my Vanguard brokerage downloads, I use VAdvant...
by Grasshopper
Tue Nov 27, 2018 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3461

Re: Quicken 2019 and forward

I paid $30 in February this year for one year, plus a bonus of a couple of months. Can't remember the whos or whats.
by Grasshopper
Sun Nov 25, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Galapagos Islands-Land based day tours worth it?
Replies: 9
Views: 762

Re: Galapagos Islands-Land based day tours worth it?

Cruise yes, smaller is better some islands limit the number of folks on the island. So many shifts of people to and from an island may limit your enjoyment. June 2016
by Grasshopper
Mon Nov 19, 2018 7:19 am
Forum: Investing - Help with Personal Investments
Topic: Current Retirees: Do you touch your principal?
Replies: 79
Views: 8361

Re: Current Retirees: Do you touch your principal?

Thirteen years into retirement and late 60's in age, no I can't live on SS and dividends alone. That being said after 13 years my principle has increased by neatly another million bucks and we have spent $150,000. in travel in that time period. Plus I have no one to leave the wad of cash to. :beer
by Grasshopper
Fri Nov 16, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: Home sale etiquette: wall repair
Replies: 53
Views: 3680

Re: Home sale etiquette: wall repair

I always patch and have sold 8 homes, I always paint the whole interior in eggshell white on moving in, a bit of spackle fixes everything.
by Grasshopper
Mon Nov 12, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: 20th Anniversary vacation ideas wanted
Replies: 29
Views: 1944

Re: 20th Anniversary vacation ideas wanted

Costa Rica and Panama Canal, Delta nonstop LAX to SJO 5 1/2 hours. This is a great cruise do as little or as much as you like. Ms G and I did this in our 60's and had a blast all inclusive.

https://www.uncruise.com/destinations/c ... nal-cruise
by Grasshopper
Tue Nov 06, 2018 1:41 pm
Forum: Investing - Theory, News & General
Topic: Household statements
Replies: 15
Views: 1182

Re: Household statements

Weird. I called them and the Flagship rep told me that their system is not currently supporting household statements and he did not know when they would be reactivated. If that is really the case I am surprised no one else here is having the same issue...I dunno... I have a vague memory (don't hold...
by Grasshopper
Wed Oct 31, 2018 6:14 am
Forum: Personal Consumer Issues
Topic: Scottsdale Arizona is there heartworm disease?
Replies: 5
Views: 876

Re: Scottsdale Arizona is there heartworm disease?

No but worry about Valley Fever, with all the construction going on.

https://www.tripsavvy.com/valley-fever-in-dogs-2679918
by Grasshopper
Sun Oct 28, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 42
Views: 2338

Re: Does your Capital One 360 reimburse international ATM?

Sounds like people are confusing "the ATM didn't charge a fee" with "does my bank refund me when the ATM does charge a fee?", which C360 does not. The OP was asking about foreign ATM fees from Cap One 360 checking, I have never been charged a fee out of the country, but I also look for Allpoint in ...
by Grasshopper
Sun Oct 28, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 42
Views: 2338

Re: Does your Capital One 360 reimburse international ATM?

Back to Cap One 360 Saving debit card I used mine in Italy this month at the airport and other places I never saw an ATM fee and the conversion was spot on. :beer
by Grasshopper
Thu Oct 25, 2018 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: account security
Replies: 8
Views: 785

Re: account security

For 2fa on my Chromebook and Vanguard I use a yubikey.

https://en.wikipedia.org/wiki/YubiKey
by Grasshopper
Sun Oct 21, 2018 3:01 pm
Forum: Personal Consumer Issues
Topic: Help with reattaching a wooden door knob
Replies: 6
Views: 490

Re: Help with reattaching a wooden door knob

FiveK wrote:
Sun Oct 21, 2018 1:56 pm
One possibility: jam a bunch of wooden toothpicks, coated with wood glue, into the knob hole. Let dry, saw the toothpicks flush to the knob, then reuse the same screw.
+1 :D
by Grasshopper
Sun Oct 14, 2018 11:43 am
Forum: Investing - Theory, News & General
Topic: Vanguard does not recognize my restricted computer
Replies: 10
Views: 1280

Re: Vanguard does not recognize my restricted computer

This happened to Ms.G's chromebook this week. She was doing her once a year tIRA to Roth conversion. No biggie since we have cross agent authorization. She did it from my CB and called VG in the morning and they just unchecked recognized computer. Kinda strange because we use 2fa with yubie keys, I ...
by Grasshopper
Thu Oct 11, 2018 4:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 24
Views: 3098

Re: Jack Bogle Bobblehead

Naw, I'll stick with free Vanguard coffee mugs.
by Grasshopper
Thu Oct 11, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3311

Re: Budget Coffee

WalMart has Seattle's Best organic dark roast 12 oz $5.50 +-.
by Grasshopper
Wed Oct 10, 2018 12:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 187
Views: 25730

Re: Vanguard - You'll need to sign up for security codes soon

Can anyone confirm that the new Yubico Security Key - U2F and FIDO2, USB-A, Two-Factor Authentication (2nd gen FIDO key) works with the Vanguard FIDO U2F deployment (1st gen FIDO)? The FIDO U2F (1st gen) keys are no longer available at Amazon or Yubico, and in today's conversation with a Vanguard a...
by Grasshopper
Tue Oct 02, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Found credit cards - annoying interaction with Bank of America
Replies: 31
Views: 3675

Re: Found credit cards - annoying interaction with Bank of America

I lost my wallet in Costco a while back. I received a call from a woman saying she had found it but was already 1 hour away from the store. She said I could come to her home and pick it up. About 10 minutes from her home I called the local law enforcement, I met a uniformed officer in a shopping cen...
by Grasshopper
Tue Sep 11, 2018 5:58 am
Forum: Investing - Theory, News & General
Topic: A Boglehead explains the simplest way to manage your money
Replies: 18
Views: 5387

A Boglehead explains the simplest way to manage your money

Taylor Larimore is a big advocate of keeping investing simple — simple enough to be handled with just three mutual funds. He says it means he doesn’t need to spend more than about an hour a year managing his money. https://www.marketwatch.com/story/a-boglehead-mentor-explains-the-simplest-way-to-man...
by Grasshopper
Fri Aug 31, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Ally online savings now at 2.20%]
Replies: 283
Views: 47366

Re: [Ally online savings now at 1.80%]

Cap One is at 1.85% been since mid August, sneaky Discover just moved to 1.80% this morning. :beer
by Grasshopper
Sun Aug 26, 2018 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 38
Views: 5231

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

A couple of questions to those having the VanguardAdvantage accounts, please! I knew the bank used was PNC, and there is a PNC bank nearby our home. Is a VanguardAdvantage account holder able to use PNC brick and mortar banks for things like notary services, safe deposit boxes? IOW, does PNC treat ...
by Grasshopper
Sun Aug 26, 2018 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 38
Views: 5231

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

We have used VanguardAdvantage for 15 years, not one problem. If you download from Quicken I think it fills the register out better than plain old brokerage. I use bill pay for 2 accounts that won't autopay or take credit cards. You do have to email your rep for international travel to use the card.
by Grasshopper
Sat Aug 18, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Recent Trip to Naples, Italy
Replies: 14
Views: 1939

Re: Recent Trip to Naples, Italy

Thanks for the tips we are in Naples and the Amalfi Coast and Capri in the fall on a walking tour. :beer
by Grasshopper
Sat Aug 18, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 40
Views: 2344

Re: Soap for hand washing dishes

+1 Dr Bronner’s I use the liquid that I dilute and use in a spray bottle.
by Grasshopper
Sun Aug 05, 2018 2:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you become a Boglehead?
Replies: 53
Views: 3975

Re: How did you become a Boglehead?

I did a lot of research almost 40 years ago, first thing I knew was I didn't want to pay loads. I dipped my toe in the water with Prime Portfolio, and after I became comfortable with that I bought Windsor. Today I only own Wellington in tax advantaged accounts and Total World ETF in my taxable accou...