Search found 1042 matches

by Grasshopper
Sun Jun 28, 2020 1:12 pm
Forum: Personal Consumer Issues
Topic: About to buy a car. What am I forgetting?
Replies: 38
Views: 2301

Re: About to buy a car. What am I forgetting?

Just a reminder CA may go all electric vehicles before your next 15 years is up. :oops:
by Grasshopper
Thu Jun 18, 2020 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Signature strip on credit card
Replies: 73
Views: 5563

Re: Signature strip on credit card

I returned from a shopping trip in March sanitized my CC now no signature strip. :oops:
by Grasshopper
Wed Jun 17, 2020 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited land with taxes, but appears to be county road!
Replies: 28
Views: 3090

Re: Inherited land with taxes, but appears to be county road!

I have 2.68 acres carved out of my 40 acre property for easements. I can't tell if I pay taxes on it or not, or who is liable for damages.
by Grasshopper
Thu Jun 11, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Backyard renovation: lawn vs pollinator garden
Replies: 24
Views: 1415

Re: Backyard renovation: lawn vs pollinator garden

If you lived in Phoenix I would say go to The Desert Botanical Garden they have different gardens with different ideas. When I lived in Phoenix I volunteered my time there as a docent and Master Gardener in a "Ask the Gardener program".
by Grasshopper
Wed Jun 03, 2020 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax to save Tax files
Replies: 17
Views: 1303

Re: Turbo Tax to save Tax files

I save a pdf copy and a file copy. As a heads up if you order from Amazon they keep copy of the software for use years later. I needed the program from 2015 and I was able to download in 2020.
by Grasshopper
Sat May 30, 2020 6:46 am
Forum: Personal Investments
Topic: What to do when bank CD rate is much lower than promised?
Replies: 19
Views: 1854

Re: What to do when bank CD rate is much lower than promised?

I had something similar happen and nothing changed until my new statement.
by Grasshopper
Fri May 29, 2020 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you change passwords on your investment accounts?
Replies: 42
Views: 2815

Re: How often do you change passwords on your investment accounts?

Never, Chromebook, LastPass,Yubikey for Google and Vanguard, G Authenticator where I can, 2FA to G Voice for the rest.
by Grasshopper
Tue May 19, 2020 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Discarding old tax returns
Replies: 62
Views: 5549

Re: Discarding old tax returns

Keeping my fingers crossed but I had some drip shares gifted to me from 20 years ago, between Computershare and Vanguard basis got screwed up. I only had the drip amount and date found historical prices and came up with my own spreadsheet of non covered long term basis, long term covered, and short...
by Grasshopper
Mon May 18, 2020 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Discarding old tax returns
Replies: 62
Views: 5549

Re: Discarding old tax returns

Keeping my fingers crossed but I had some drip shares gifted to me from 20 years ago, between Computershare and Vanguard basis got screwed up. I only had the drip amount and date found historical prices and came up with my own spreadsheet of non covered long term basis, long term covered, and short ...
by Grasshopper
Fri May 15, 2020 3:22 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 492
Views: 17767

Re: Bird watchers – what birds are you seeing?

I had the fun of chasing two Curved-bill thrasher babies, catching, and moving them to the other side of the fence where mom and dad were waiting. We have a 3 foot tall hardware cloth fence to keep the rattlesnakes out and my 2 african tortoises in. I have 2 nests inside the fence, so I will probabl...
by Grasshopper
Tue May 12, 2020 6:54 am
Forum: Personal Consumer Issues
Topic: Need to update my GMail PW
Replies: 12
Views: 932

Re: Need to update my GMail PW

This, Yubikey and Google Authenicator.
by Grasshopper
Mon May 11, 2020 12:45 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 492
Views: 17767

Re: Bird watchers – what birds are you seeing?

And our cats are indoor only. Our cat is indoors. Eagle can take a cat easily but we live on the water so fish are plentiful. As killing machines, not much can top a Great Horned Owl which are regulars around here. GHOs have been known to take a porcupine. Again around here GHO love skunk, I don't ...
by Grasshopper
Mon May 11, 2020 11:44 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 492
Views: 17767

Re: Bird watchers – what birds are you seeing?

In my neighborhood it's the Golden eagles that displace the vultures on road kill. Unfortunately being big birds, they sometimes end up as road kill. We have a nest in the canyon behind mi casa. And our cats are indoor only.
by Grasshopper
Sun May 10, 2020 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 369
Views: 33082

Re: Quicken 2019 and forward

For what it costs Quicken is valuable as a security alert that someone is stealing my money. :oops:
by Grasshopper
Fri May 08, 2020 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 Savings Promo
Replies: 108
Views: 13102

Re: Capital One 360 Savings Promo

In my Cap One 360 MM I am still getting 1.3% for over $10K, only .5% for under $10K. I keep two open because of the 6 withdrawal limits.
by Grasshopper
Sat May 02, 2020 5:42 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 492
Views: 17767

Re: Bird watchers – what birds are you seeing?

I haven't heard of Lucifer Hummingbirds so looked them up. It seems they're mostly in Mexico. Very pretty - purple on the male: https://www.allaboutbirds.org/guide/Lucifer_Hummingbird/overview I live 30 miles from Mexico in the Chiricahua Mountains. Chiricahua Mountain bird checklist presently stan...
by Grasshopper
Sat May 02, 2020 4:02 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 492
Views: 17767

Re: Bird watchers – what birds are you seeing?

This morning walking the dogs we flushed about 20 small birds that flew from a very large patch of New Mexico thistle. The birds flew about 20 ft to some Ocotillo whips. I had no binoculars so I suspect that they were all Lesser Goldfinches, but I have had the trifacta of Lesser, Lawrence's, and Ame...
by Grasshopper
Thu Apr 09, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: Coffee Grinders
Replies: 69
Views: 3159

Re: Coffee Grinders

Here is one, I received it as a wedding present 40 years ago, Great burr grinder hopper holds just enough beans for one big morning pot and 1 small after lunch pot maybe 9 cups total, so I grind every day. I am half tempted to purchase the same grinder on ebay brand new $70. https://www.ebay.com/i/1...
by Grasshopper
Thu Apr 09, 2020 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Capital One QuickSilver credit card limit
Replies: 36
Views: 1877

Re: Capital One QuickSilver credit card limit

I just don't get it I have Cap One World CC with a $30K limit, Ms G had a $10K limit on a QS CC asked for an increase and got another $1K. We both are at around 825 out of 850 credit score. We average $2K in purchases on both cards every month, paid in full.
by Grasshopper
Wed Mar 11, 2020 9:28 am
Forum: Personal Consumer Issues
Topic: what to do with older Android tablets
Replies: 18
Views: 1280

Re: what to do with older Android tablets

Use it as a dedicated Android Auto device.
by Grasshopper
Thu Feb 27, 2020 8:31 am
Forum: Personal Finance (Not Investing)
Topic: How quickly did you receive your 2019 tax refund?
Replies: 111
Views: 8497

Re: How quickly did you receive your 2019 tax refund?

Submitted electronically TT Feb 13, in my account Feb 26
by Grasshopper
Thu Feb 20, 2020 7:10 am
Forum: Personal Consumer Issues
Topic: Progressive Auto Insurance
Replies: 19
Views: 1653

Re: Progressive Auto Insurance

Just went through this exercise again this week. I haven't had a claim except glass for 30 years no tickets excellent credit score. It seems that every 3 years I have to switch between Progressive and Geico, to get better rates. My last policy for the next 6 month,$404, Geico $445 Costco $479.
by Grasshopper
Sat Feb 15, 2020 6:27 am
Forum: Personal Investments
Topic: PSA : Turbotax cannot import vanguard brokerage 1099 ?
Replies: 25
Views: 2510

Re: PSA : Turbotax cannot import vanguard brokerage 1099 ?

I was able to download my Vanguard Brokerage 1 day earlier (Jan 31) than TT said that it would be available. Brokerage only.
by Grasshopper
Fri Feb 14, 2020 5:17 pm
Forum: Personal Consumer Issues
Topic: Short week in New Orleans
Replies: 24
Views: 1506

Re: Short week in New Orleans

+1 on Central Grocery muffaletta.
+1 Acme Oyster House
+ 1 Zoo
+ 1 Commanders, no shorts allowed
Anyplace that serves mudbugs(crawdads)
by Grasshopper
Fri Feb 14, 2020 5:00 pm
Forum: Personal Consumer Issues
Topic: How are you spending Valentine's day?
Replies: 64
Views: 3923

Re: How are you spending Valentine's day?

Double trouble day for me as it is my wedding anniversary also, Walmart 5 cheese pizza with all veggie topping a bottle of Prosecco (Italy in the fall), Netflix this evening. :beer
by Grasshopper
Thu Feb 13, 2020 11:50 am
Forum: Personal Finance (Not Investing)
Topic: PSA Form 8606 available on TurboTax
Replies: 18
Views: 1393

PSA Form 8606 available on TurboTax

Got my taxes done this morning, electronic for Federal accepted in less than 15 minutes. :beer
by Grasshopper
Tue Feb 11, 2020 4:04 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27569

Re: What is the best concert you ever witnessed?

Ms.G and I were at the Club Med in St George Bermuda. in the 80's we met a nice young couple from England, John Lydon was his name. We had no clue who he was even though we had dinner and drinks with them a couple of times. The younger CM'ers seem to know who he was, but we never inquired, because w...
by Grasshopper
Mon Feb 10, 2020 8:25 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27569

Re: What is the best concert you ever witnessed?

All the talk of Tom Petty, and The Dead remind me of DC RFK July 6 1986 along with Dylan. Wasn't my favorite but I had won tickets for a sky box with free food and beer. The temperature on the ground was over 100 and 100% humidity, I felt like the Queen of Sheba. :sharebeer
by Grasshopper
Fri Feb 07, 2020 5:36 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27569

Re: What is the best concert you ever witnessed?

Allman Brothers Band Oct 1971 Winterland SF one week before Duane was killed. Left Winterland with the sun coming up that morning. :beer
by Grasshopper
Tue Feb 04, 2020 8:33 am
Forum: Personal Consumer Issues
Topic: Update: Vanguard required re-registration of Yubikeys
Replies: 6
Views: 826

Re: Update: Vanguard required re-registration of Yubikeys

I had no problem, tried both my Yubikeys.
by Grasshopper
Thu Jan 23, 2020 11:34 am
Forum: Personal Consumer Issues
Topic: Sharing a Business Class Seat
Replies: 51
Views: 4534

Re: Sharing a Business Class Seat

Ms G and I did this once, but she was business one way and I the return. She showed the attendant our return ticket info the attendant laughed and even bought me a drink to the cattle class. Had the same attendant on the way back and we continued the game. I believe it was Delta to Costa Rica. :D
by Grasshopper
Mon Jan 20, 2020 10:28 am
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 188
Views: 14326

Re: Some possible luxury SUV choices to buy: Opinions?

Every single time there is a post about vehicles there are absurd claims about MPG. Never ceases to amaze me. Hyundai Santa Fe: http://www.fuelly.com/car/hyundai/santa_fe Macan: http://www.fuelly.com/car/porsche/macan Could be but I leave the casa drive 100 miles to grocery shop, one stop sign no s...
by Grasshopper
Sun Jan 19, 2020 5:55 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 188
Views: 14326

Re: Some possible luxury SUV choices to buy: Opinions?

Going to third the Hyundai Santa Fe, has a real 8 speed transmission, all the tech you are looking for. 10 year power train warranty, I average close to 35 mpg, and this is the basic model, no Sirius, or heated steering wheel. When I want to look like a cowboy I drive my GMC Sierra.
by Grasshopper
Sun Jan 19, 2020 3:17 pm
Forum: Investing - Theory, News & General
Topic: stop loss order to protect again a unexpected recession
Replies: 77
Views: 5460

Re: stop loss order to protect again a unexpected recession

I put stop orders in while hiking in Yosemite, for several weeks with no cell service. Katrina hit NO the market dropped and rebounded. I came home looked at the S&P and said looks like I made some money while I was gone. Nope missed the whole up swing after getting stopped out.
by Grasshopper
Tue Jan 14, 2020 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: I Bought Myself Quicken - Now What?
Replies: 40
Views: 3546

Re: I Bought Myself Quicken - Now What?

35 posts and no one has mentioned Lifetime Planner, I think this is under utilized but a great retirement planning tool. Retired almost 15 years now and I will go and change different assumptions to make sure I am on tract to bounce that last check.
by Grasshopper
Sun Jan 05, 2020 7:20 pm
Forum: Personal Consumer Issues
Topic: Jumper cables
Replies: 83
Views: 5556

Re: Jumper cables

^ Should have waved a $20 with the free hand. I am old school I have a nice set of cables in my truck and always refuse a tip. :D
by Grasshopper
Fri Jan 03, 2020 7:47 am
Forum: Personal Investments
Topic: When does Vanguard MMA pay interest?
Replies: 28
Views: 1885

Re: When does Vanguard MMA pay interest?

Federal MM pays at the end of the month, Prime MM pays first of the month.
by Grasshopper
Sat Dec 28, 2019 12:29 pm
Forum: Personal Investments
Topic: Asset bloat and Wellington
Replies: 15
Views: 1838

Re: Asset bloat and Wellington

Wellington 26.1% turnover as of end of November at fiscal end. Looks pretty light footed to me.
by Grasshopper
Sun Dec 08, 2019 7:47 am
Forum: Investing - Theory, News & General
Topic: Wellington vs Total Market in Taxable.
Replies: 13
Views: 2291

Re: Wellington vs Total Market in Taxable.

I would only have ETF's in my taxable account, so that I get to take capital gains when I want to. Wellington has been throwing off a lot of taxable distributions the last couple of years. With the bond allotment in Wellington I only use it in tax advantaged space. My portfolio is VT Total World onl...
by Grasshopper
Tue Dec 03, 2019 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 369
Views: 33082

Re: Quicken 2019 and forward

Quicken changes policy like I change socks. When the subscriber model first came on board you could load more than one subscription at a time. as shown in my Quicken report 8/14/1995 through 12/3/2019 Date Account Num Description Memo Category Tag Clr Amount 2/8/2018 CapOne 0771 Quicken QUICKEN INC ...
by Grasshopper
Mon Dec 02, 2019 8:15 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 369
Views: 33082

Re: Quicken 2019 and forward

Just to clarify you can buy all the subscriptions you want, you only can add them 6 months before you expire. If you buy from Amazon they have your digital order on file, just but it on your calendar to activate at 6 months before your subscription expires,
by Grasshopper
Thu Nov 28, 2019 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare: Just Starting Down The Rabbit Hole
Replies: 53
Views: 4360

Re: Medicare: Just Starting Down The Rabbit Hole

OP you mentioned travel not all Medigap plans offer some covered expenses while out of the country.
by Grasshopper
Sun Nov 10, 2019 8:31 am
Forum: Personal Consumer Issues
Topic: House for Sale--How Much to Tell Potential Buyer
Replies: 35
Views: 2991

Re: House for Sale--How Much to Tell Potential Buyer

You won't believe this but I had a disclosure on my buyers sheet that listed a neighbor. It seems he sued everyone for just about anything, we get along fine I only see him when he is out mending fences. I guess the old saying that good fences make good neighbors apply. By the way the disclosure nev...
by Grasshopper
Sat Nov 02, 2019 5:13 pm
Forum: Personal Investments
Topic: Nice surprise from Computershare after transfer to VG
Replies: 10
Views: 1803

Re: Nice surprise from Computershare after transfer to VG

Not to be mean spirited, but I was never that lucky when I transferred some drips into VG. I had my own numbers but would have liked a CS hard copy when it came to LTCG and STCG.
by Grasshopper
Sat Nov 02, 2019 2:11 pm
Forum: Personal Investments
Topic: Why can't I break up with Wellington? (Roth Conversion question)
Replies: 17
Views: 2429

Re: Why can't I break up with Wellington? (Roth Conversion question)

I keep it simple all tax deferred in Wellington, taxable in Total World and use Total Bond to balance my allocation. So when I convert to Roth's it is just moving shares around, easy peasy.
by Grasshopper
Wed Oct 30, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: Unnecessary blood tests
Replies: 51
Views: 3437

Re: Unnecessary blood tests

Concerning unnecessary urine tests at the urologist, I checked my last MSN from my last visit and my doctor actually looked at my urine specimen with a microscope, did a test strip and was paid $3.52. All to make sure that an infection wasn't the cause of my condition. If there was a ripoff I think ...
by Grasshopper
Tue Oct 29, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Part D Drug Plan - chemotherapy drugs not covered?
Replies: 10
Views: 1450

Re: Part D Drug Plan - chemotherapy drugs not covered?

Luckily, neither one needs these (knock wood!) but ewhat happens if one DOES need them? Why be worried under those circumstances? With that thought process you could search around for all kinds of things that, knock on wood, could happen. New on Medicare Ms G thought the same thing when researching...
by Grasshopper
Mon Oct 28, 2019 7:50 am
Forum: Personal Consumer Issues
Topic: Favorite brand of tofu?
Replies: 7
Views: 777

Re: Favorite brand of tofu?

We only use hard block tofu, our favorite is Trader Joe's sprouted tofu.
by Grasshopper
Sat Oct 26, 2019 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Flagship clients no longer have a personal rep
Replies: 48
Views: 4977

Re: Flagship clients no longer have a personal rep

Made me look I have a new rep in the last 30 days, has held an industry securities registration for 20 years and is subject to FINRA oversight.
by Grasshopper
Sat Oct 26, 2019 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: First Republic Bank doesn’t have physical coins
Replies: 76
Views: 5761

Re: First Republic Bank doesn’t have physical coins

The last time I saw/used a one dollar coin was Equador.