Search found 910 matches

by Grasshopper
Mon Nov 19, 2018 7:19 am
Forum: Investing - Help with Personal Investments
Topic: Current Retirees: Do you touch your principal?
Replies: 41
Views: 3785

Re: Current Retirees: Do you touch your principal?

Thirteen years into retirement and late 60's in age, no I can't live on SS and dividends alone. That being said after 13 years my principle has increased by neatly another million bucks and we have spent $150,000. in travel in that time period. Plus I have no one to leave the wad of cash to. :beer
by Grasshopper
Fri Nov 16, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: Home sale etiquette: wall repair
Replies: 53
Views: 3443

Re: Home sale etiquette: wall repair

I always patch and have sold 8 homes, I always paint the whole interior in eggshell white on moving in, a bit of spackle fixes everything.
by Grasshopper
Mon Nov 12, 2018 7:06 pm
Forum: Personal Consumer Issues
Topic: 20th Anniversary vacation ideas wanted
Replies: 29
Views: 1871

Re: 20th Anniversary vacation ideas wanted

Costa Rica and Panama Canal, Delta nonstop LAX to SJO 5 1/2 hours. This is a great cruise do as little or as much as you like. Ms G and I did this in our 60's and had a blast all inclusive.

https://www.uncruise.com/destinations/c ... nal-cruise
by Grasshopper
Tue Nov 06, 2018 1:41 pm
Forum: Investing - Theory, News & General
Topic: Household statements
Replies: 15
Views: 1159

Re: Household statements

Weird. I called them and the Flagship rep told me that their system is not currently supporting household statements and he did not know when they would be reactivated. If that is really the case I am surprised no one else here is having the same issue...I dunno... I have a vague memory (don't hold...
by Grasshopper
Wed Oct 31, 2018 6:14 am
Forum: Personal Consumer Issues
Topic: Scottsdale Arizona is there heartworm disease?
Replies: 5
Views: 857

Re: Scottsdale Arizona is there heartworm disease?

No but worry about Valley Fever, with all the construction going on.

https://www.tripsavvy.com/valley-fever-in-dogs-2679918
by Grasshopper
Sun Oct 28, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 42
Views: 2284

Re: Does your Capital One 360 reimburse international ATM?

Sounds like people are confusing "the ATM didn't charge a fee" with "does my bank refund me when the ATM does charge a fee?", which C360 does not. The OP was asking about foreign ATM fees from Cap One 360 checking, I have never been charged a fee out of the country, but I also look for Allpoint in ...
by Grasshopper
Sun Oct 28, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Does your Capital One 360 reimburse international ATM?
Replies: 42
Views: 2284

Re: Does your Capital One 360 reimburse international ATM?

Back to Cap One 360 Saving debit card I used mine in Italy this month at the airport and other places I never saw an ATM fee and the conversion was spot on. :beer
by Grasshopper
Thu Oct 25, 2018 1:01 pm
Forum: Investing - Help with Personal Investments
Topic: account security
Replies: 8
Views: 752

Re: account security

For 2fa on my Chromebook and Vanguard I use a yubikey.

https://en.wikipedia.org/wiki/YubiKey
by Grasshopper
Sun Oct 21, 2018 3:01 pm
Forum: Personal Consumer Issues
Topic: Help with reattaching a wooden door knob
Replies: 6
Views: 476

Re: Help with reattaching a wooden door knob

FiveK wrote:
Sun Oct 21, 2018 1:56 pm
One possibility: jam a bunch of wooden toothpicks, coated with wood glue, into the knob hole. Let dry, saw the toothpicks flush to the knob, then reuse the same screw.
+1 :D
by Grasshopper
Sun Oct 14, 2018 11:43 am
Forum: Investing - Theory, News & General
Topic: Vanguard does not recognize my restricted computer
Replies: 10
Views: 1203

Re: Vanguard does not recognize my restricted computer

This happened to Ms.G's chromebook this week. She was doing her once a year tIRA to Roth conversion. No biggie since we have cross agent authorization. She did it from my CB and called VG in the morning and they just unchecked recognized computer. Kinda strange because we use 2fa with yubie keys, I ...
by Grasshopper
Thu Oct 11, 2018 4:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 24
Views: 2979

Re: Jack Bogle Bobblehead

Naw, I'll stick with free Vanguard coffee mugs.
by Grasshopper
Thu Oct 11, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3246

Re: Budget Coffee

WalMart has Seattle's Best organic dark roast 12 oz $5.50 +-.
by Grasshopper
Wed Oct 10, 2018 12:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 187
Views: 24900

Re: Vanguard - You'll need to sign up for security codes soon

Can anyone confirm that the new Yubico Security Key - U2F and FIDO2, USB-A, Two-Factor Authentication (2nd gen FIDO key) works with the Vanguard FIDO U2F deployment (1st gen FIDO)? The FIDO U2F (1st gen) keys are no longer available at Amazon or Yubico, and in today's conversation with a Vanguard a...
by Grasshopper
Tue Oct 02, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Found credit cards - annoying interaction with Bank of America
Replies: 31
Views: 3550

Re: Found credit cards - annoying interaction with Bank of America

I lost my wallet in Costco a while back. I received a call from a woman saying she had found it but was already 1 hour away from the store. She said I could come to her home and pick it up. About 10 minutes from her home I called the local law enforcement, I met a uniformed officer in a shopping cen...
by Grasshopper
Tue Sep 11, 2018 5:58 am
Forum: Investing - Theory, News & General
Topic: A Boglehead explains the simplest way to manage your money
Replies: 18
Views: 5330

A Boglehead explains the simplest way to manage your money

Taylor Larimore is a big advocate of keeping investing simple — simple enough to be handled with just three mutual funds. He says it means he doesn’t need to spend more than about an hour a year managing his money. https://www.marketwatch.com/story/a-boglehead-mentor-explains-the-simplest-way-to-man...
by Grasshopper
Fri Aug 31, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Ally online savings now at 1.80%]
Replies: 246
Views: 42148

Re: [Ally online savings now at 1.80%]

Cap One is at 1.85% been since mid August, sneaky Discover just moved to 1.80% this morning. :beer
by Grasshopper
Sun Aug 26, 2018 2:09 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 38
Views: 4844

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

A couple of questions to those having the VanguardAdvantage accounts, please! I knew the bank used was PNC, and there is a PNC bank nearby our home. Is a VanguardAdvantage account holder able to use PNC brick and mortar banks for things like notary services, safe deposit boxes? IOW, does PNC treat ...
by Grasshopper
Sun Aug 26, 2018 2:04 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus more?
Replies: 38
Views: 4844

Re: Anyone using VanguardAdvantage with free checking, Visa Gold Debit/ATM, electronic bill pay, direct deposit, plus mo

We have used VanguardAdvantage for 15 years, not one problem. If you download from Quicken I think it fills the register out better than plain old brokerage. I use bill pay for 2 accounts that won't autopay or take credit cards. You do have to email your rep for international travel to use the card.
by Grasshopper
Sat Aug 18, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Recent Trip to Naples, Italy
Replies: 14
Views: 1920

Re: Recent Trip to Naples, Italy

Thanks for the tips we are in Naples and the Amalfi Coast and Capri in the fall on a walking tour. :beer
by Grasshopper
Sat Aug 18, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Soap for hand washing dishes
Replies: 40
Views: 2294

Re: Soap for hand washing dishes

+1 Dr Bronner’s I use the liquid that I dilute and use in a spray bottle.
by Grasshopper
Sun Aug 05, 2018 2:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you become a Boglehead?
Replies: 53
Views: 3923

Re: How did you become a Boglehead?

I did a lot of research almost 40 years ago, first thing I knew was I didn't want to pay loads. I dipped my toe in the water with Prime Portfolio, and after I became comfortable with that I bought Windsor. Today I only own Wellington in tax advantaged accounts and Total World ETF in my taxable accou...
by Grasshopper
Thu Jul 26, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Yubikey for Dummies
Replies: 21
Views: 2799

Re: Yubikey for Dummies

Just for info Vanguard also will register FIDO2 also. :beer
by Grasshopper
Wed Jul 25, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: negative comments about "Brazil nuts"
Replies: 32
Views: 3958

Re: negative comments about "Brazil nuts"

I didn't know it until I just looked bit Brazil nuts have a lot of selenium, which is good to a point but can become toxic. You can eat only 4 a day and reach the recommended upper limit. Recommended is 2 per day. I usually buy cans of deluxe mixed nuts, which includes Brazil nuts. I may need to pa...
by Grasshopper
Sat Jul 21, 2018 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card - Keep Getting Denied
Replies: 27
Views: 2259

Re: Credit Card - Keep Getting Denied

He can get a free credit report from the firm that denied him credit.
by Grasshopper
Tue Jul 17, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Are Credit Cards Actually Convenient?
Replies: 91
Views: 7386

Re: Are Credit Cards Actually Convenient?

Only declined once I was bailing my dog out of the vets after a 3 day visit for a rattlesnake bite, I was declined on the $1500 vet bill. I have to say it wasn't the CC fault, we were shopping all morning in a town 3 hours from home, and had probably rang up $2k in purchases. :beer
by Grasshopper
Tue Jul 17, 2018 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Where to get a $100 bill?
Replies: 49
Views: 5458

Re: Where to get a $100 bill?

Walmart customer service, when I need crisp clean bills for travel, this is where I go my WM always hands out fresh bills in CS. :beer
by Grasshopper
Sun Jul 15, 2018 2:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 187
Views: 24900

Re: Vanguard - You'll need to sign up for security codes soon

I don't have a phone (recently retired with no cell or landline nor any intention of obtaining one anytime soon). The majority of my investments are with Vanguard. I have an iPad I use to text and email, but apparently Vanguard is insisting upon a telephone number. Am I going to have to quit Vangua...
by Grasshopper
Sun Jul 15, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: How do you back up Quicken?
Replies: 15
Views: 939

Re: How do you back up Quicken?

rgs92 wrote:
Sun Jul 15, 2018 12:27 pm
You can do it all on Microsoft OneDrive if you have it.
I use my OneDrive to copy my Quicken file also automatically, forgot about that. :beer
by Grasshopper
Sun Jul 15, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: How do you back up Quicken?
Replies: 15
Views: 939

Re: How do you back up Quicken?

I never use any Quicken backup, I just copy the file I am using to Seagate expansion drive every day after I update my accounts. My app is there also trouble is I use Chromebooks for everything but Quicken and TurboTax. :beer
by Grasshopper
Sat Jul 14, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 9250

Re: Be Careful Using Mailboxes

I rarely write checks, even so I get an alert by text on every dime that leaves my checking account, brokerage account, and everywhere else I keep my money. :beer
by Grasshopper
Thu Jul 12, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Should I contact GMC about A/C issues?
Replies: 42
Views: 2318

Re: Should I contact GMC about A/C issues?

An unnamed german auto some years back had ac compressors that sent metal filings through the whole ac system, Compressors were changed out but the metal filings just continued to ruin all the new parts that were just installed. The fix was to replace hoses, driers, condensers, the whole enchilada. ...
by Grasshopper
Sat Jul 07, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 307
Views: 53850

Re: The Spend More Thread

Crossing trips off my travel bucket list. :beer
by Grasshopper
Thu Jul 05, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Tipping at non sit down places
Replies: 94
Views: 8738

Re: Tipping at non sit down places

Carry out $0
Counter pickup no server $0
Buffets, Sweet Tomatoes, Hibachi Grill, $1 a head if the plates get picked up
Sit down server 15-20%
I always tip in cash, the server can chose if the tip is reported.
At bars usually 20% and 100% of any comped drinks. :beer
by Grasshopper
Tue Jul 03, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Rodents ate my car!
Replies: 61
Views: 5968

Re: Rodents ate my car!

I have a barn owl that lives in the barn where I garage my truck. :beer
by Grasshopper
Mon Jun 25, 2018 2:32 pm
Forum: Investing - Help with Personal Investments
Topic: How much of your taxable holdings is unrealized capital gains?
Replies: 58
Views: 5487

Re: How much of your taxable holdings is unrealized capital gains?

I only own Total World (VT) in my brokerage. I already took my yearly LTCG so only what is growing in the ETF is possible unrealized. Disclaimer I have paid 0 federal income tax the last 3 years with about $90K in income. Age, FRA. From Vanguards distribution page Realized/unrealized gains as of 05/...
by Grasshopper
Sun Jun 24, 2018 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Compliments for Vanguard?
Replies: 40
Views: 3436

Re: Compliments for Vanguard?

35+ year Vanguard client, started before a web presence when Vanguard went online the only ISP that Vanguard would let you connect with was AOL. I have nothing but praise for the company, born out by my early retirement at age 54. Every problem has always been a transfer, and always by the firm doin...
by Grasshopper
Mon Jun 18, 2018 1:50 pm
Forum: Investing - Help with Personal Investments
Topic: STAR vs. 3-Fund Portfolio
Replies: 14
Views: 1755

Re: STAR vs. 3-Fund Portfolio

I really like STAR had it for a decade, and started getting killed on end of year capital gains. Plus trying to convert tIRAs and not knowing until the end of the month wasn't fun. Use STAR in a tax advantaged account especially with the bond allocation. I swapped out for ETFs.
by Grasshopper
Mon Jun 18, 2018 1:38 pm
Forum: Investing - Theory, News & General
Topic: New Capital One 360 ACH limits
Replies: 63
Views: 15161

Re: New Capitol One 360 ACH limits

I'm not sure what the criteria is for seeing the "simplified" interface. I wonder if it has to do with having a credit card associated with your username? When my wife logs in, she sees the simplified user interface. She has a Capital One credit card. When I log in, I see the same old interface tha...
by Grasshopper
Mon May 14, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Considerations in selecting a hearing aid
Replies: 21
Views: 1663

Re: Considerations in selecting a hearing aid

Ms G and I are both starting our second year with Costco Resound aids. Make sure you get the executive membership. I think I am still on my first set of $17 batteries. Their audiologist are first class, it is all done by technology anyway. I go to them about every 3 months for a free cleaning and ne...
by Grasshopper
Wed May 09, 2018 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: SpecID for noncovered shares at Vanguard
Replies: 12
Views: 1213

Re: SpecID for noncovered shares at Vanguard

Just a true life story, YMMV. I have been selling gifted DRIP shares for the last 10 years. I had to reconstruct most of the cost basis from dividend dates and selling prices in historical data from the internet. I use a professional looking spreadsheet (not that hard) file online and send my spread...
by Grasshopper
Sun May 06, 2018 6:38 pm
Forum: Investing - Help with Personal Investments
Topic: Mobile Deposit Gone Wrong
Replies: 19
Views: 3034

Re: Mobile Deposit Gone Wrong

Yikes, when I make a mobile deposit I get an email/SMS alert, and when that deposit clears I get another email/SMS alert. Than I file the emails away until I get my statement. Never a problem. :beer
by Grasshopper
Wed May 02, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Flood Insurance
Replies: 24
Views: 1691

Re: Flood Insurance

I never thought I would need it in the mountains of SE Arizona. Well luckily I had it at a free add on on my homeowners policy. Hurricane Odile changed that, what was normally a 20 ft wide wash in the monsoon season, became a 200 ft wide wash. Caused about $20K worth of damage to a sunroom.
by Grasshopper
Tue May 01, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 3219

Re: What Android browser do you use?

Chrome on Chromebooks,
Chrome on W10 PC
Chrome on Android phones
Chrome on Android tablets
Bought a Nexus tablet 5 years ago Google gave me enough cloud space to last a lifetime. :beer
by Grasshopper
Tue May 01, 2018 6:45 pm
Forum: Personal Finance (Not Investing)
Topic: Question on Vanguard Money Market Account Check wise
Replies: 15
Views: 2003

Re: Question on Vanguard Money Market Account Check wise

I use the Vanguard Advantage Account for our primary checking account. You can transfer to/from the account electronically from any other bank, and you can transfer money within your Vanguard accounts. It really functions like a checking account and the checks are drawn on a New York Mellon Bank. T...
by Grasshopper
Tue May 01, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Nontraditional Cruising
Replies: 21
Views: 2714

Re: Nontraditional Cruising

For small ship active cruising I like UnCruise Adventures. snorkeling kayaking hiking, rarely go to ports mostly small islands.

https://www.uncruise.com/destinations