Search found 160 matches

by Dadarkar
Mon Jan 22, 2024 7:01 pm
Forum: US Chapters
Topic: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂
Replies: 429
Views: 43329

Re: 🎁 🎉Happy 100th Birthday to Taylor Larimore 🎊🎂

Happy Birthday Taylor
Thank you for everything you have contributed to this forum and Guide to Three Fund Portfolio book!
by Dadarkar
Tue Nov 28, 2023 3:25 pm
Forum: Investing - Theory, News & General
Topic: Charlie Munger dies at 99
Replies: 63
Views: 13384

Re: Charlie Munger dies at 99

Rest in peace.
Poor Charlie's Almanack - I learnt a lot from this great man.
by Dadarkar
Sat Feb 04, 2023 1:06 pm
Forum: Personal Consumer Issues
Topic: In-ground pool: renovate or remove?
Replies: 35
Views: 3699

Re: In-ground pool: renovate or remove?

We were in similar situation. Vinyl liner needed replacement, needed new cover and filter was getting clogged frequently.
After son moved to college, we did not use pool much . We called for three estimates from Homeadviser.com , and hired a company who took of everything , including town inspections. Cost was around 12 k , six years ago. it saved us $700 in annual property taxes, plus ongoing cost of opening/closing and maintenance. Very happy with the decision.
by Dadarkar
Mon Jan 23, 2023 6:02 pm
Forum: US Chapters
Topic: 🎊Happy 99th Birthday to Taylor Larimore🎉
Replies: 247
Views: 15936

Re: 🎊Happy 99th Birthday to Taylor Larimore🎉

Happy Birthday - Taylor
Thank you for your guidance on Three -Fund Portfolio and a book!
by Dadarkar
Mon Jul 26, 2021 6:37 am
Forum: Personal Finance (Not Investing)
Topic: Paper Checks - Single, Duplicate, High Security?
Replies: 21
Views: 2284

Re: Paper Checks - Single, Duplicate, High Security?

Use free checks from ally bank checking account.
by Dadarkar
Thu Apr 29, 2021 8:49 pm
Forum: Investing - Theory, News & General
Topic: The Bogleheads Guides - Books
Replies: 33
Views: 2855

Re: The Bogleheads Guides - Books

Bill Bernstein- " If you can : How millennials get rich slowly"
Taylors : The Bogleheads guide to three fund portfolio."
I have given two books as gifts who are interested in learning investment principles.
Written in simple language, concepts easy to understand .
by Dadarkar
Sat Apr 17, 2021 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax "Date of Withdrawal" - electronic paymet of Federal
Replies: 28
Views: 3363

Re: Turbotax "Date of Withdrawal" - electronic paymet of Federal

Okay, I do not feel anxious anymore.
My date was April 12th and guess will be waiting for another days/weeks???.
NY state withdrawal happened on April 12 as instructed.
by Dadarkar
Sat Jan 26, 2019 3:08 pm
Forum: US Chapters
Topic: Happy Birthday Taylor! 96 years young!
Replies: 77
Views: 9303

Re: Happy Birthday, Taylor!

Happy Birthday
Thank you for writing a wonderful book on Three funds
by Dadarkar
Wed Jan 16, 2019 7:06 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 82091

Re: John Bogle is dead at 89

Vary sad news
"Father of Indexing "as he will be remembered for ever
by Dadarkar
Tue May 15, 2018 12:03 pm
Forum: US Chapters
Topic: How did you fall in love with investing?
Replies: 49
Views: 5438

Re: How did you fall in love with investing?

I did not enjoy investing in In Individual stocks, however after reading Four Pillars of investing and switching my most of the portfolio to Vanguard, i love investing. Since my portfolio moves up and down with market (Mostly in 3 funds) , I am a happy investor
by Dadarkar
Mon Dec 26, 2016 12:27 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 23317

Re: How old is your vehicle?

2007 Toyota Highlander 2007 with 110,000 miles. Love it.
by Dadarkar
Sun Sep 27, 2015 9:07 am
Forum: Personal Investments
Topic: 457(b) Plan Follow up
Replies: 9
Views: 1239

Re: 457(b) Plan Follow up

Than you for all the responses.
I have decided to go ahead with the plan and will bring up these points before signing up.
by Dadarkar
Mon Sep 21, 2015 8:09 pm
Forum: Personal Investments
Topic: 457(b) Plan Follow up
Replies: 9
Views: 1239

457(b) Plan Follow up

After meeting with the plan administrator I found out following details: (1) I can put in max 18 k per year (no catch up) (2) Two options in the plan a) Fixed account credits with a current annual rate declared by Pacific Life and annuity is 4.55% (guaranteed minimum 2%) (b) Indexed accounts interest based in part on the performance of their underlying index either 1 year US S & P 500 or 1 year international In addition, this is tied to the whole life insurance so there is Life insurance Death Benefit Whole life insurance costs are paid by the employer. (3) Can not be rolled over to IRA plan, I like the idea of saving up to 18 k per year, earning current yield of 4.55% (Fixed income) I have read about 457 b plan's risk Am I missing some...
by Dadarkar
Sat Sep 12, 2015 4:21 pm
Forum: Personal Investments
Topic: 457(b) Plan question
Replies: 3
Views: 469

457(b) Plan question

My employer is offering this plan starting next year. We (Mostly Physicians) will be meeting with the person who manages the plan for our employer.
I am 52 year old and currently contribute maximum in my 401 k plan.
Tax savings is the main reason, for considering this plan.
I have read 457 b plan description on Wiki which was very useful.
In addition to the usual questions (Choices of funds, expense rations etc) what other question should I raise at this meeting? especially related to 527 b plan?
Is there extra layer of fees added for the plan administration?
by Dadarkar
Sun Apr 26, 2015 10:40 am
Forum: Personal Consumer Issues
Topic: Nutribullet or Ninja extractor?
Replies: 20
Views: 7498

Nutribullet or Ninja extractor?

We had Nutribullet 900 which died after less than one year use. We liked the the product as we enjoyed the fruits/Veggies combination juices.
Now wondering what should be next purchase? another Nutribullet or Ninja juicer?
Cost Of Nutribullet is $100 and Ninja is $200.
Thanks
by Dadarkar
Wed Jan 28, 2015 9:16 am
Forum: Investing - Theory, News & General
Topic: What mutual fund companies do you use?
Replies: 63
Views: 6654

Re: What mutual fund companies do you use?

Taxable:Vanguard
My 401k: Fidelity (No choice of Vanguard)
My wife's 401 k: American (No choice of Vanguard/Fidelity)
by Dadarkar
Sat Nov 29, 2014 8:05 am
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 30179

Re: Documentaries to recommend?

As whomever suggested I will watch anything Ken Burns makes !
Roosevelt's recently aired on PBS is a masterpiece
by Dadarkar
Sun Oct 19, 2014 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Deleted
Replies: 151
Views: 20033

Re: "I've had it" at work - how often

51 years, Field: Pediatrics
Recently "I have had it"feeling happening frequently. As number of patients seen per day are important than quality of care. And of course EMR , where you spend more time on computer instead of talking to the patients!
by Dadarkar
Thu Sep 04, 2014 9:14 pm
Forum: Investing - Theory, News & General
Topic: POLL: What was the first stock you ever bought?
Replies: 74
Views: 6280

Re: POLL: What was the first stock you ever bought?

ORCL (Oracle) at Merrill Lynch full service broker in 1997. Bought 100 stocks at $3500. I think paid !% fee ($35). Afterwards bought many stocks until 2000 with ML and transferred account to TD.
Sold all individual stock after Boglehead conversion since 2005-6.I have not bought single individual stock or bond since. Best turning point of my investing life!
by Dadarkar
Sat Jul 12, 2014 7:34 pm
Forum: Personal Consumer Issues
Topic: SAT preparation
Replies: 33
Views: 5833

Re: SAT preparation

My son is strong student in Math,but not so strong in English. So we hired a tutor for English. Maybe he would have done well without a tutor,but we did not want to take a chance as SAT exam is a tricky one. He took SAT in early October of junior year as per his tutor's recommendation and did well (2330). He was able to focus on AP courses and research, and extra curricular activities for the rest of junior year
His friends were stressed with SAT and AP tests in Spring of Junior year.
So we were happy with his tutor's recommendation that he was ready in early October.
by Dadarkar
Fri Jun 27, 2014 9:51 am
Forum: Investing - Theory, News & General
Topic: Recorded Q&A with Rick Ferri and the RTP Bogleheads
Replies: 25
Views: 4703

Re: Recorded Q&A with Rick Ferri and the RTP Bogleheads

Steve:Thanks for posting
Rick: Thanks. This was an excellent advice put in simple words.
by Dadarkar
Sun Apr 27, 2014 11:53 am
Forum: Investing - Theory, News & General
Topic: POLL: the WORST financial advice you've given/received?
Replies: 61
Views: 18274

Re: POLL: the WORST financial advice you've given/received?

During Dot.com bubble, I was buying dot.com stocks, like Inktomi, Sycamore, Lucent AOL etc. etc. and was telling others to buy same
by Dadarkar
Sat Mar 29, 2014 10:41 am
Forum: Personal Consumer Issues
Topic: The Boglehead Car -- What is It?
Replies: 150
Views: 17499

Re: The Boglehead Car -- What is It?

I think a Boglehead car is any no-frills car that is bought entirely with cash.

Agree 100%
by Dadarkar
Mon Mar 17, 2014 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: What premium items are least worth it?
Replies: 105
Views: 11057

Re: What premium items are least worth it?

Good quality string instrument or Piano
by Dadarkar
Thu Mar 13, 2014 6:53 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 17444

Re: Amazon Prime Increase

We rarely watch Amazon Prime movies/TV shows. Although two day shipping was a good deal, I will cancel my Prime membership next month.
by Dadarkar
Sun Mar 09, 2014 4:38 pm
Forum: Investing - Theory, News & General
Topic: How Many Funds Do You Have in Taxable?
Replies: 97
Views: 8604

Re: How Many Funds Do You Have in Taxable?

Four (Had seven four years ago)
Total Stock
Total International
Intermediate Tax Exempt
NY Long term tax exempt(Small percentage)
by Dadarkar
Fri Feb 14, 2014 7:17 pm
Forum: Investing - Theory, News & General
Topic: Great Finance History Book
Replies: 33
Views: 5610

Re: Great Finance History Book

Dr.Bernstein,Thank you for all your advice including this book recommendation.
by Dadarkar
Sat Feb 08, 2014 10:39 am
Forum: Investing - Theory, News & General
Topic: Windsor Fund VWNDX
Replies: 17
Views: 3837

Re: Windsor Fund VWNDX

http://dqydj.net/sp-500-return-calculator/

For historical returns of S&P 500 with inflation adjustment
by Dadarkar
Fri Jan 31, 2014 7:35 pm
Forum: Investing - Theory, News & General
Topic: Joined the "Two Comma Club" Today
Replies: 47
Views: 6607

Re: Joined the "Two Comma Club" Today

Oops! Bad error on my part. Three comma is not Ten million, I missed one zero!
by Dadarkar
Fri Jan 31, 2014 7:02 pm
Forum: Investing - Theory, News & General
Topic: Joined the "Two Comma Club" Today
Replies: 47
Views: 6607

Re: Joined the "Two Comma Club" Today

Buzz kill. :wink: At 27? Don't think so. Congrats OP!
If OP adds annual 401k contribution of 17.5K per year until age 65 and assuming his portfolio grows at 6% per year he will be in "Three Comma Club!"
by Dadarkar
Mon Jan 27, 2014 1:55 pm
Forum: Investing - Theory, News & General
Topic: Do Bogleheads see this market dip as a buying point?
Replies: 127
Views: 18660

Re: Do Bogleheads see this market dip as a buying point?

As livesoft pointed out it makes sense to buy more if you have already started Dollar Cost Averaging. Morel like Value Cost Averaging.
by Dadarkar
Sun Jan 26, 2014 2:41 pm
Forum: Personal Investments
Topic: Need advice for $120k sitting in bank with no purpose.
Replies: 35
Views: 4412

Re: Need advice for $120k sitting in bank with no purpose.

Pay off the mortgage. Start investing monthly mortgage amount in three fund portfolio. That's what we did. We use Intermediate tax exempt fund (VWIUX) in out taxable accounts. So far very happy with the outcome!
by Dadarkar
Wed Jan 22, 2014 7:09 pm
Forum: US Chapters
Topic: Taylor's 90th Birthday
Replies: 272
Views: 43232

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday. Thanks for all the advice in simple plain language, since Morningstar forum days.
by Dadarkar
Sun Jan 12, 2014 7:09 pm
Forum: Personal Consumer Issues
Topic: Thinking about buying a 2014 Acura RDX
Replies: 44
Views: 18028

Re: Thinking about buying a 2014 Acura RDX

We were confused between the choice of RDX and BMW X3 and we finally bought X3. We bought on Dec.29th 2013 and we paid 6k more than RDX. However BMW offers four years of free maintenance and ride was superior than RDX. Repair costs of BMW will be higher than RDX after four years, hopefully we wont be stuck with BIG bills!
by Dadarkar
Sat Jan 04, 2014 11:47 am
Forum: Non-US Investing
Topic: Need help investing from India
Replies: 7
Views: 2183

Re: Need help investing from India

At his age 66 with portfolio size of half million dollars, and CDs earling 10% per year ( 7% after tax) why would your want to start investing in the market? Life style expenses are much lower in India and he has"Enough" assets to cover his retirement age. When you've won the game, why keep playing it? or start playing?
by Dadarkar
Thu Jan 02, 2014 4:32 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST
Replies: 537
Views: 44148

Re: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST

My guess is 2026, I hope I will be in the top 25 percent next year!
by Dadarkar
Tue Dec 17, 2013 8:47 pm
Forum: Personal Consumer Issues
Topic: U Penn Engineering choice
Replies: 14
Views: 1590

Re: U Penn Engineering choice

JamesSFO,Thanks for the reply. What are you practicing currently? How did you put the training in both these fields in practical life? Both my wife and I are physicians and do not have much insight into non medical fields.
by Dadarkar
Tue Dec 17, 2013 8:37 pm
Forum: Personal Consumer Issues
Topic: U Penn Engineering choice
Replies: 14
Views: 1590

U Penn Engineering choice

My son was happy to hear early decision acceptance from The School of Engineering and Applied Sciences at the University of Pennsylvania. He has been a strong student of Physics, Chemistry and Math which led him to decide on U Penn Engineering program. In addition, Penn students have good interaction with other Penn schools like Wharton, Arts and Sciences and Nursing. My question is - as many of you are engineers - which field of engineering would you encourage him to pursue? How many of you have acquired dual degrees like finance or medicine after completing engineering at same or other institutes?
by Dadarkar
Sun Dec 15, 2013 12:03 pm
Forum: Personal Consumer Issues
Topic: Dessert anyone?
Replies: 34
Views: 4089

Re: Dessert anyone?

A square of dark chocolate a day- enough to satisfy sweet cravings :happy
by Dadarkar
Wed Dec 04, 2013 6:28 pm
Forum: Personal Consumer Issues
Topic: Comfort food
Replies: 68
Views: 6790

Re: Comfort food

A ( or more) slice of Brick oven pizza in New York!