Search found 145 matches

by Dadarkar
Tue May 15, 2018 12:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: How did you fall in love with investing?
Replies: 49
Views: 3497

Re: How did you fall in love with investing?

I did not enjoy investing in In Individual stocks, however after reading Four Pillars of investing and switching my most of the portfolio to Vanguard, i love investing. Since my portfolio moves up and down with market (Mostly in 3 funds) , I am a happy investor
by Dadarkar
Mon Dec 26, 2016 1:27 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 19266

Re: How old is your vehicle?

2007 Toyota Highlander 2007 with 110,000 miles. Love it.
by Dadarkar
Sun Sep 27, 2015 9:07 am
Forum: Investing - Help with Personal Investments
Topic: 457(b) Plan Follow up
Replies: 9
Views: 1069

Re: 457(b) Plan Follow up

Than you for all the responses.
I have decided to go ahead with the plan and will bring up these points before signing up.
by Dadarkar
Mon Sep 21, 2015 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: 457(b) Plan Follow up
Replies: 9
Views: 1069

457(b) Plan Follow up

After meeting with the plan administrator I found out following details: (1) I can put in max 18 k per year (no catch up) (2) Two options in the plan a) Fixed account credits with a current annual rate declared by Pacific Life and annuity is 4.55% (guaranteed minimum 2%) (b) Indexed accounts interes...
by Dadarkar
Sat Sep 12, 2015 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: 457(b) Plan question
Replies: 3
Views: 365

457(b) Plan question

My employer is offering this plan starting next year. We (Mostly Physicians) will be meeting with the person who manages the plan for our employer. I am 52 year old and currently contribute maximum in my 401 k plan. Tax savings is the main reason, for considering this plan. I have read 457 b plan de...
by Dadarkar
Sun Apr 26, 2015 10:40 am
Forum: Personal Consumer Issues
Topic: Nutribullet or Ninja extractor?
Replies: 20
Views: 4058

Nutribullet or Ninja extractor?

We had Nutribullet 900 which died after less than one year use. We liked the the product as we enjoyed the fruits/Veggies combination juices.
Now wondering what should be next purchase? another Nutribullet or Ninja juicer?
Cost Of Nutribullet is $100 and Ninja is $200.
Thanks
by Dadarkar
Wed Jan 28, 2015 10:16 am
Forum: Investing - Theory, News & General
Topic: What mutual fund companies do you use?
Replies: 63
Views: 5523

Re: What mutual fund companies do you use?

Taxable:Vanguard
My 401k: Fidelity (No choice of Vanguard)
My wife's 401 k: American (No choice of Vanguard/Fidelity)
by Dadarkar
Sat Nov 29, 2014 9:05 am
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 25589

Re: Documentaries to recommend?

As whomever suggested I will watch anything Ken Burns makes !
Roosevelt's recently aired on PBS is a masterpiece
by Dadarkar
Sun Oct 19, 2014 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: "I've had it" at work - how often
Replies: 151
Views: 17476

Re: "I've had it" at work - how often

51 years, Field: Pediatrics
Recently "I have had it"feeling happening frequently. As number of patients seen per day are important than quality of care. And of course EMR , where you spend more time on computer instead of talking to the patients!
by Dadarkar
Thu Sep 04, 2014 9:14 pm
Forum: Investing - Theory, News & General
Topic: POLL: What was the first stock you ever bought?
Replies: 74
Views: 5253

Re: POLL: What was the first stock you ever bought?

ORCL (Oracle) at Merrill Lynch full service broker in 1997. Bought 100 stocks at $3500. I think paid !% fee ($35). Afterwards bought many stocks until 2000 with ML and transferred account to TD. Sold all individual stock after Boglehead conversion since 2005-6.I have not bought single individual sto...
by Dadarkar
Sat Jul 12, 2014 7:34 pm
Forum: Personal Consumer Issues
Topic: SAT preparation
Replies: 33
Views: 4765

Re: SAT preparation

My son is strong student in Math,but not so strong in English. So we hired a tutor for English. Maybe he would have done well without a tutor,but we did not want to take a chance as SAT exam is a tricky one. He took SAT in early October of junior year as per his tutor's recommendation and did well (...
by Dadarkar
Fri Jun 27, 2014 9:51 am
Forum: Investing - Theory, News & General
Topic: Recorded Q&A with Rick Ferri and the RTP Bogleheads
Replies: 25
Views: 4246

Re: Recorded Q&A with Rick Ferri and the RTP Bogleheads

Steve:Thanks for posting
Rick: Thanks. This was an excellent advice put in simple words.
by Dadarkar
Sun Apr 27, 2014 11:53 am
Forum: Investing - Theory, News & General
Topic: POLL: the WORST financial advice you've given/received?
Replies: 61
Views: 17283

Re: POLL: the WORST financial advice you've given/received?

During Dot.com bubble, I was buying dot.com stocks, like Inktomi, Sycamore, Lucent AOL etc. etc. and was telling others to buy same
by Dadarkar
Sat Mar 29, 2014 10:41 am
Forum: Personal Consumer Issues
Topic: The Boglehead Car -- What is It?
Replies: 150
Views: 15116

Re: The Boglehead Car -- What is It?

I think a Boglehead car is any no-frills car that is bought entirely with cash.

Agree 100%
by Dadarkar
Mon Mar 17, 2014 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: What premium items are least worth it?
Replies: 105
Views: 9331

Re: What premium items are least worth it?

Good quality string instrument or Piano
by Dadarkar
Thu Mar 13, 2014 6:53 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 14559

Re: Amazon Prime Increase

We rarely watch Amazon Prime movies/TV shows. Although two day shipping was a good deal, I will cancel my Prime membership next month.
by Dadarkar
Sun Mar 09, 2014 4:38 pm
Forum: Investing - Theory, News & General
Topic: How Many Funds Do You Have in Taxable?
Replies: 97
Views: 7381

Re: How Many Funds Do You Have in Taxable?

Four (Had seven four years ago)
Total Stock
Total International
Intermediate Tax Exempt
NY Long term tax exempt(Small percentage)
by Dadarkar
Fri Feb 14, 2014 8:17 pm
Forum: Investing - Theory, News & General
Topic: Great Finance History Book
Replies: 33
Views: 5114

Re: Great Finance History Book

Dr.Bernstein,Thank you for all your advice including this book recommendation.
by Dadarkar
Sat Feb 08, 2014 11:39 am
Forum: Investing - Theory, News & General
Topic: Windsor Fund VWNDX
Replies: 17
Views: 2893

Re: Windsor Fund VWNDX

http://dqydj.net/sp-500-return-calculator/

For historical returns of S&P 500 with inflation adjustment
by Dadarkar
Fri Jan 31, 2014 8:35 pm
Forum: Investing - Theory, News & General
Topic: Joined the "Two Comma Club" Today
Replies: 47
Views: 5827

Re: Joined the "Two Comma Club" Today

Oops! Bad error on my part. Three comma is not Ten million, I missed one zero!
by Dadarkar
Fri Jan 31, 2014 8:02 pm
Forum: Investing - Theory, News & General
Topic: Joined the "Two Comma Club" Today
Replies: 47
Views: 5827

Re: Joined the "Two Comma Club" Today

Buzz kill. :wink: At 27? Don't think so. Congrats OP!
If OP adds annual 401k contribution of 17.5K per year until age 65 and assuming his portfolio grows at 6% per year he will be in "Three Comma Club!"
by Dadarkar
Mon Jan 27, 2014 2:55 pm
Forum: Investing - Theory, News & General
Topic: Do Bogleheads see this market dip as a buying point?
Replies: 127
Views: 16856

Re: Do Bogleheads see this market dip as a buying point?

As livesoft pointed out it makes sense to buy more if you have already started Dollar Cost Averaging. Morel like Value Cost Averaging.
by Dadarkar
Sun Jan 26, 2014 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Need advice for $120k sitting in bank with no purpose.
Replies: 35
Views: 3855

Re: Need advice for $120k sitting in bank with no purpose.

Pay off the mortgage. Start investing monthly mortgage amount in three fund portfolio. That's what we did. We use Intermediate tax exempt fund (VWIUX) in out taxable accounts. So far very happy with the outcome!
by Dadarkar
Wed Jan 22, 2014 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 33160

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday. Thanks for all the advice in simple plain language, since Morningstar forum days.
by Dadarkar
Sun Jan 12, 2014 8:09 pm
Forum: Personal Consumer Issues
Topic: Thinking about buying a 2014 Acura RDX
Replies: 44
Views: 15135

Re: Thinking about buying a 2014 Acura RDX

We were confused between the choice of RDX and BMW X3 and we finally bought X3. We bought on Dec.29th 2013 and we paid 6k more than RDX. However BMW offers four years of free maintenance and ride was superior than RDX. Repair costs of BMW will be higher than RDX after four years, hopefully we wont b...
by Dadarkar
Sat Jan 04, 2014 12:47 pm
Forum: Investing - Help with Personal Investments
Topic: Need help investing from India
Replies: 7
Views: 1827

Re: Need help investing from India

At his age 66 with portfolio size of half million dollars, and CDs earling 10% per year ( 7% after tax) why would your want to start investing in the market? Life style expenses are much lower in India and he has"Enough" assets to cover his retirement age. When you've won the game, why keep playing ...
by Dadarkar
Thu Jan 02, 2014 5:32 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST
Replies: 537
Views: 30773

Re: REGISTRATION FOR THE 2014 BOGLEHEAD CONTEST

My guess is 2026, I hope I will be in the top 25 percent next year!
by Dadarkar
Tue Dec 17, 2013 9:47 pm
Forum: Personal Consumer Issues
Topic: U Penn Engineering choice
Replies: 14
Views: 1328

Re: U Penn Engineering choice

JamesSFO,Thanks for the reply. What are you practicing currently? How did you put the training in both these fields in practical life? Both my wife and I are physicians and do not have much insight into non medical fields.
by Dadarkar
Tue Dec 17, 2013 9:37 pm
Forum: Personal Consumer Issues
Topic: U Penn Engineering choice
Replies: 14
Views: 1328

U Penn Engineering choice

My son was happy to hear early decision acceptance from The School of Engineering and Applied Sciences at the University of Pennsylvania. He has been a strong student of Physics, Chemistry and Math which led him to decide on U Penn Engineering program. In addition, Penn students have good interactio...
by Dadarkar
Sun Dec 15, 2013 1:03 pm
Forum: Personal Consumer Issues
Topic: Dessert anyone?
Replies: 34
Views: 3523

Re: Dessert anyone?

A square of dark chocolate a day- enough to satisfy sweet cravings :happy
by Dadarkar
Wed Dec 04, 2013 7:28 pm
Forum: Personal Consumer Issues
Topic: Comfort food
Replies: 68
Views: 5574

Re: Comfort food

A ( or more) slice of Brick oven pizza in New York!
by Dadarkar
Sun Nov 17, 2013 11:47 am
Forum: Personal Consumer Issues
Topic: Acura RDX or BMW X3?‏
Replies: 34
Views: 13787

Re: Acura RDX or BMW X3?‏

The RDX is often referred to as the CRV V-6. It's built on the CRV chassis and wrapped in an upgraded package
+1, this might explain low maintaince cost for RDX as they use honda parts!
by Dadarkar
Wed Nov 13, 2013 10:01 pm
Forum: Personal Consumer Issues
Topic: Acura RDX or BMW X3?‏
Replies: 34
Views: 13787

Re: Acura RDX or BMW X3?‏

Thanks for all the replies. We are leaning towards Acura RDX after considering all the options. They also have 0.9% incentive until end of November. We have always bought our cars with cash. If we were to consider 0.9% financing, are there any hidden costs (like house closing) we should be looking i...
by Dadarkar
Sat Nov 09, 2013 7:41 pm
Forum: Personal Consumer Issues
Topic: Acura RDX or BMW X3?‏
Replies: 34
Views: 13787

Re: Acura RDX or BMW X3?‏

Navigation is optional. We are debating is it worth paying 5 k more for BMW and cost of maintenance as car gets older?
by Dadarkar
Sat Nov 09, 2013 6:06 pm
Forum: Personal Consumer Issues
Topic: Acura RDX or BMW X3?‏
Replies: 34
Views: 13787

Acura RDX or BMW X3?‏

We are looking into buying a new compact SUV. Our son soon will be driving my wife's VW passat so we need a new car for her. We have narrowed down to Acura RDX and BMW X3 . I would like your input on the these two cars. We found X3 superior when we took the test drive over RDX, as the latter felt li...
by Dadarkar
Fri Nov 01, 2013 9:52 pm
Forum: Investing - Theory, News & General
Topic: Did you wish you were more aggressive when you were younger?
Replies: 47
Views: 5410

Re: Did you wish you were more aggressive when you were youn

I'm not sure I wish I were more agressive, but, I wish I had been a bit smarter with saving and investments.

agree 100%. When I was aggressive, but all over with my investments,when I was young. I did not have any plan with my savings or investment.
by Dadarkar
Fri Oct 18, 2013 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Just hit the million mark net worth today
Replies: 98
Views: 11957

Re: Just hit the million mark net worth today

Congrats for reaching important milestone!
by Dadarkar
Sun Sep 22, 2013 9:10 pm
Forum: Investing - Theory, News & General
Topic: Six lessons You Should Have Learned
Replies: 12
Views: 3705

Re: Six lessons You Should Have Learned

Thanks for sharing nice article.
by Dadarkar
Fri Sep 13, 2013 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: Where would you put your fresh fixed income money right now?
Replies: 18
Views: 2023

Re: Where would you put your fresh fixed income money right

Livesoft wrote: Don't be fooled by the idea that folks on this board don't time the market. That's a myth. It's all about market timing, uh, I mean rebalancing, uh, I mean opportunistic rebalancing, uh, I mean short-term opportunistic rebalancing due to a short-term change in one's asset allocation....
by Dadarkar
Tue Sep 10, 2013 5:14 pm
Forum: Personal Consumer Issues
Topic: Are you an Iphone or Android guy?
Replies: 112
Views: 10194

Re: Are you an Iphone or Android guy?

I had/have I phone. But I will be switching to android as I store all my files in google drive
by Dadarkar
Sat Aug 31, 2013 2:02 pm
Forum: Investing - Theory, News & General
Topic: Individual Stocks - Do you own any?
Replies: 97
Views: 9583

Re: Individual Stocks - Do you own any?

None since 2009. Best thing I have done so I can ignore quarterly earnings and sleep well.
by Dadarkar
Sun Aug 18, 2013 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Poll: $ monthly contribution to 529/college savings
Replies: 60
Views: 11141

Re: Poll: $ monthly contribution to 529/college savings

We started saving 1k per month when our son was 5 year old. We selected age based conservative option in NY 529 plan , so we did fine during 2008-2009 crisis. Recently I switched to interest only option plan as bonds were taking the hit and he will start college next summer. We have saved around 160...
by Dadarkar
Mon Jul 29, 2013 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Paid off all debt - what to do with extra money?
Replies: 25
Views: 2981

Re: Paid off all debt - what to do with extra money?

Split the same amount in three fund ( Muni fund instead of TBM) in a taxable account.
by Dadarkar
Thu Jul 25, 2013 6:55 pm
Forum: Local Chapters and Bogleheads Community
Topic: Larry Swedroe is next to 10,000 posts
Replies: 38
Views: 4077

Re: Larry Swedroe is next to 10,000 posts

Thank you very much to both Larry and Bogleheads group. Without this forum I would have never learnt Larry's wisdom and teachings.
by Dadarkar
Sat Jun 29, 2013 4:30 pm
Forum: Investing - Theory, News & General
Topic: What do you wish you had learned sooner?
Replies: 104
Views: 17092

Re: What do you wish you had learned sooner?

1 Inflation slowly erodes your wealth
2. Brokerage and financial advisers sell expensive products
3. Have IPS and review it regularly