Search found 2 matches

by Velvet4268
Tue Oct 01, 2024 1:10 pm
Forum: Spain
Topic: First time investor
Replies: 3
Views: 1551

Re: First time investor

Thanks so much for the advice! Really appreciate it, and you bring up some great points. 1. That'd be real post inflation yeah. Assuming, that we could live on a current 18k (36k with inflation). (Also, there would be the state pension too, which I need to look into more, but seems like it'd be 11.5k?) 2. Yes, I agree with your calculations, and it's the reason I added that 4% increase. However, now you point it out, that's a crazy assumption I can do that continuously. 2b. It was more that I couldn't find an index fund that tracked the full world at myinvestor.es, so assumed I'd have to track it myself with 2 funds. But yes, if there was one that could do that, I'd be up for that. Let me have another look. 3. Yes, I'm not really sure how I ...
by Velvet4268
Mon Sep 23, 2024 3:03 am
Forum: Spain
Topic: First time investor
Replies: 3
Views: 1551

First time investor

Hi all! I'm a first time 38 year old investor living in Spain now, and would really appreciate if you could look over my IPS, and let me know if it's OK. So far, I've opened a myinvestor account and am waiting for the money to transfer in. For the RV MSCI World Index, I see 3 very similar funds I could choose: iShares Developed World Index Fund (IE) D Acc EUR (IE00BD0NCM55) Fidelity MSCI World Index Fund P-ACC-EUR (IE00BYX5NX33) Vanguard Global Stock Index Fund Investor EUR Acc (IE00B03HCZ61) I'm not sure, but the datasheet of the iShares seems to suggest a huge minimum investment amount (100k). If so, I'll go to the Fidelity. Investment objectives 1. To have over 900k euro when 60 in 22 years 2. Invest 20-30% income monthly, starting at ...