Search found 2635 matches

by JupiterJones
Tue May 22, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: How have you upgraded your wardrobe?
Replies: 96
Views: 4035

Re: How have you upgraded your wardrobe?

Jack FFR1846 wrote:
Tue May 22, 2018 9:07 am
I go by the old mantra.....wear what your boss's boss wears.
Not sure I'd be able to pull off a skirt and blouse.

I've also heard you should dress for the job you want, not the job you have. Anyone know where I can find a spacesuit? :P
by JupiterJones
Mon May 21, 2018 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Dave Ramsey it or keep low interest debt
Replies: 132
Views: 7966

Re: Dave Ramsey it or keep low interest debt

$500/yr is a 0.1% fee discount on a $500k portfolio. Is it worth opening a Vanguard account and moving your half-a-million into low-cost index funds to save that much? Is that somehow more worthwhile than the cheap car loans? Maybe to some. Maybe not to others. (Especially when there are small non-...
by JupiterJones
Mon May 21, 2018 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Dave Ramsey it or keep low interest debt
Replies: 132
Views: 7966

Re: Dave Ramsey it or keep low interest debt

Yes, mathematically (and ignoring any cash-flow considerations) you would be better off having the money in an essentially risk-free investment that pays more than your loans' interest rates. But better off by how much ? Your 58K in vehicle debt is costing you about $700 a year right now (obviously ...
by JupiterJones
Fri May 18, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Renting storage unit
Replies: 24
Views: 1677

Re: Renting storage unit

Yes, for short-term use (when you're remodeling, etc.), storage sheds can be very useful. But long term it gets expensive, and the silliness of paying that much money for a place to put things that you have so little use for that you don't even need to keep them in your own house soon becomes appare...
by JupiterJones
Tue May 08, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: annualcreditreport
Replies: 13
Views: 1103

Re: annualcreditreport

I put reminders on my calendar. Each of the three in rotation, scheduled about 4 months apart.

Once I check one (just did Experian last week, for example), I'll schedule my next check with that bureau for the same date next year, plus one day.
by JupiterJones
Fri May 04, 2018 9:12 am
Forum: Personal Consumer Issues
Topic: My first week of cycling in Slovenia and Croatia
Replies: 16
Views: 1978

Re: My first week of cycling in Slovenia and Croatia

Great report. Thanks for posting!
by JupiterJones
Thu May 03, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 7850

Re: Bucket List Adventures/Activities

For some reason I think it'd be cool to travel somewhere by cargo ship. Especially if the ship's route crosses the equator, so I can cross two things off my list at once. :D
by JupiterJones
Thu May 03, 2018 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Auto loan or dip into emergency fund?
Replies: 48
Views: 3364

Re: Auto loan or dip into emergency fund?

The OP has already resolved this, but here are my thoughts. There are many ways to do this. The obvious one is to have money in the bank for when you need a new car. I'm taking a different approach. I probably have more money in the bank than I need since my job is unlikely to go away. My plan when...
by JupiterJones
Fri Apr 27, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 10764

Re: Amazon to raise Prime membership in US to $119 from $99

So that's another $1.67 a month?

I'll probably cover that with the cash-back I recently started getting at Whole Foods when I use my Amazon Prime card. Should be essentially a wash when all is said an done.
by JupiterJones
Fri Apr 27, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

Bylo Selhi wrote:
Fri Apr 27, 2018 6:10 am
manuelku wrote:
Thu Apr 26, 2018 8:30 pm
After ahem getting started I noticed there was no paper in the stall. However I had a frommer's italy book...
Good thing it wasn't an, ahem, Rough guide ;)
Aaaaand Bylo has won the thread. Thanks to everyone who participated. We can all go home now. :D
by JupiterJones
Wed Apr 25, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

Have you moved to a new apartment situated precisely at the magnetic north pole? Fun fact: If she did, then the observed phenomenon would only last a few hours, since magnetic north drifts at a rate of several feet per day. (Assuming the apartment is stationary relative to the earth and not on an i...
by JupiterJones
Tue Apr 17, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Mozart in the morning, please
Replies: 18
Views: 2352

Re: Mozart in the morning please

...But Bose Wave Radios break after a few years and replacement is $ Any other solutions? Thanks, RbH A few years back retiredbuthappy discussed his/her $3 million portfolio. How's it been doing? I think retiredbuthappy deserves a new Bose Wave Radio if that worked for him/her before. Spend a littl...
by JupiterJones
Mon Apr 16, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

So you save 10 minutes at the airport by not having to wait for a checked bag but then have to go shopping for basic necessities? Similar to the "Don't want to spend time doing laundry" thing I mentioned above - seems like a trade-off (and one that might favor a checked bag to many people). Well, I...
by JupiterJones
Mon Apr 16, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

We travel with flexible shoes such as Skechers with socks and stuff packed inside them. Yeah, that's the secret. If you take advantage of the space inside a shoe to put socks, underwear, a rolled-up belt, etc., then a packed pair of shoes really doesn't take up too awful much extra space in the bag...
by JupiterJones
Mon Apr 16, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

I go to Europe or Latin America twice a year, and I always check a 50 pound suitcase with enough clothing for two weeks. I try to carry on as little as possible. After I take my seat on the aircraft, I amuse myself by watching all those folks with the oversized backpacks trying to squeeze them into...
by JupiterJones
Mon Apr 16, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 192
Views: 13654

Re: BH travel tips?

I would love to travel with no check in baggage. But how? There is the whole liquids thing issue - so I end up checking one bag that I could do without. I can see using substitute bottles for a weekend, but what about longer trips when you're going to places that are unlikely to have some of the pr...
by JupiterJones
Mon Apr 16, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 3194

Re: Las Vegas hotel

You might consider a Las Vegas Advisor membership. Great monthly newsletter with the scoop on all the latest bargains. Plus you get their yearly coupon book, which has tons of deals, including their famous $50 comp coupon at the Palms (really a half-off coupon that can be applied to up to $100, and ...
by JupiterJones
Tue Apr 10, 2018 9:53 am
Forum: Personal Finance (Not Investing)
Topic: 0% credit card to pay off student loan?
Replies: 25
Views: 1608

Re: 0% credit card to pay off student loan?

Okanedo wrote:
Tue Apr 10, 2018 9:25 am
My job is super stable.
Yeah, I've thought that a few times in my life before too.

[Narrator]: "It would, in fact, turn out not to be stable."
by JupiterJones
Tue Apr 10, 2018 8:30 am
Forum: Personal Consumer Issues
Topic: Would you pay off the student loan or keep the $$$
Replies: 48
Views: 2277

Re: Would you pay off the student loan or keep the $$$

ThriftyPhD wrote:
Mon Apr 09, 2018 3:22 pm
One vehicle for each foot
That is a brilliant turn of phrase, BTW.

:sharebeer
by JupiterJones
Tue Apr 10, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: 0% credit card to pay off student loan?
Replies: 25
Views: 1608

Re: 0% credit card to pay off student loan?

Nate79 wrote:
Mon Apr 09, 2018 11:24 pm
You can not borrow yourself out of debt. While no one likes paying interest the reality is that the interest rate isn't really that important. You should just buckle down and throw as much money at the student loans as you can.
This ^^^
by JupiterJones
Mon Apr 09, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: How to re-wire an antique lamp
Replies: 15
Views: 936

Re: How to re-wire an antique lamp

Nails poked in a board with copper wire or string woven in and out until you wind up with a ship or an owl or something. (Maybe these were on the same page in the catalog as the rain lamps?) Could you even buy those? I thought so. Although I guess they could've been selling the kit and the photo in...
by JupiterJones
Mon Apr 09, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Would you pay off the student loan or keep the $$$
Replies: 48
Views: 2277

Re: Would you pay off the student loan or keep the $$$

you lost me at sell z06 Good grief, why? It's a toy. You don't need it. You have debt. Makes sense to me. Imagine that your wife had some fancy princess dress that she never really wore anywhere and that just hung in the closet. Except on some weekends when she puts it on and spins around looking a...
by JupiterJones
Fri Apr 06, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: How to re-wire an antique lamp
Replies: 15
Views: 936

Re: How to re-wire an antique lamp

I used to ride my bicycle to Service Merchandise to watch those lights because they were so fascinating. I never saw one in anyone's house, though. Ah yes, these lamps always make me think of Service Merchandise too. I miss that store. They also make me think of those "wire art" things that were po...
by JupiterJones
Wed Apr 04, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: How did you file your income taxes?
Replies: 77
Views: 4028

Re: How did you file your income taxes?

Rob54keep wrote:
Mon Apr 02, 2018 5:05 pm
I do my own taxes via Excel spreadsheets that I have setup for each year. I then do it in TurboTax to see if I missed something. They were within $3 so I submitted via e-file in TurboTax.
Same here. Only I used H&R Block software.
by JupiterJones
Wed Apr 04, 2018 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Career Move: Please convince me why I should not work in tech
Replies: 59
Views: 4832

Re: Career Move: Please convince me why I should not work in tech

My main motivation is compensation and growth opportunities. Then I'd advise that you don't make the jump. Call me an idealist, but I feel that your main motivation should be that you are really jazzed about data science, love digging into data and finding what insights it may hold, enjoy the chall...
by JupiterJones
Wed Apr 04, 2018 9:55 am
Forum: Investing - Theory, News & General
Topic: Boglehead-approved personal finance podcasts?
Replies: 27
Views: 3783

Re: Boglehead-approved personal finance podcasts?

About 50% of Dave Ramsey's podcast would probably qualify for Boglehead approval. Just heard him give some solid real estate advice on the drive to work this morning. And he'll be the first to tell you to stay the course during market downturns, eschew whole life in favor of term, etc. The other 50%...
by JupiterJones
Tue Mar 27, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Purchasing an instrument
Replies: 25
Views: 1219

Re: Purchasing an instrument

As long as the used harp depreciates less than $75 a month, seems like that's the way to go. So if she loses interest in a year, you'd have to be able to get at least $2,900 for the harp at resale at that point. Of course, if your daughter sticks with it for a little over four years more, then you'r...
by JupiterJones
Tue Mar 27, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11509

Re: Underrated places to visit in U.S.?

GCD wrote:
Tue Mar 27, 2018 12:19 pm
Detroit style pizza is its own thing, you want it.
I had no idea Detroit style pizza was a thing.
There's a chain (out of Michigan, oddly) called Jet's Pizza that does Detroit-style pizza. No idea how authentic it is, but whatever it is they're doing, it is absurdly good.
by JupiterJones
Tue Mar 27, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: Favorite vacations that don’t involve travel
Replies: 13
Views: 2019

Re: Favorite vacations that don’t involve travel

It's great to "play tourist" in your own town now and again. Hit museums and tourist traps and all that fun stuff.
by JupiterJones
Tue Mar 27, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11509

Re: Underrated places to visit in U.S.?

Idaho is big on my list of places to see more of. Thus far, I've only passed through Coeur d'Alene on I-90. Can you suggest some places to see in Idaho? If it applies to you, how was Boise? Boise was great! It reminded me of Portland 20 years ago. Beautiful riverwalk/greenway. Bicycle-friendly. Up-...
by JupiterJones
Tue Mar 27, 2018 8:43 am
Forum: Personal Consumer Issues
Topic: Savannah or Charleston?
Replies: 49
Views: 4194

Re: Savannah or Charleston?

This is what I think you should do, and I say this with the experience of pretty much having done it myself last year: Do both. :sharebeer Leave Atlanta in the morning and drive to Savannah. Stop in Macon for lunch, maybe. (A bit run-down downtown, but there's not really any better place to stop bet...
by JupiterJones
Mon Mar 26, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Underrated places to visit in U.S.?
Replies: 126
Views: 11509

Re: Underrated places to visit in U.S.?

Anywhere in Idaho For those keeping score at home, this is the correct answer. :D My wife and I vacationed in Idaho last year. When I told my coworkers I was going, I got one of two reactions. Most people said "Idaho? Why in the world are you going there?" But the few who had actually been to Idaho...
by JupiterJones
Mon Mar 26, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: New car?
Replies: 46
Views: 3322

Re: New car?

I think even Bogleheads would be willing to replace a car after 14 years. A car that still runs perfectly fine (and will likely continue to do so for many years)? Whose only main problem is one that can be fixed for a fraction of what replacing the entire car would cost? Yeah, I guess the typical B...
by JupiterJones
Thu Mar 22, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 22651

Re: Anyone Deleting Facebook?

Another one here who has never had a Facebook account in the first place.
by JupiterJones
Fri Mar 16, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Bicycle Commuting in LA - Thoughts?
Replies: 100
Views: 5108

Re: Bicycle Commuting in LA - Thoughts?

Whew! In before the lock! :D Anyway, getting back to the OP's question... I'd say that, if you can find a good route to take (as mentioned, it almost certainly won't be the same way you'd drive to work) then get a cheap bike and give it a shot! I also agree that an eBike is an option worth keeping i...
by JupiterJones
Fri Mar 16, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Should I join Mensa?
Replies: 39
Views: 2113

Re: Should I join Mensa?

miamivice wrote:
Fri Mar 16, 2018 1:29 pm
I happened to be born smart
Really? When I was born, I was stupid as hell.

Didn't even know my hands and feet existed for months. Don't even get me started on object permanence...
by JupiterJones
Fri Mar 16, 2018 1:38 pm
Forum: Personal Consumer Issues
Topic: Should I join Mensa?
Replies: 39
Views: 2113

Re: Should I join Mensa?

I don't think it is exclusive enough to mean much as far as bragging rights go. I joined many years ago. Which sort of proves your point. :D I only went to a couple of gatherings, but they were enjoyable. As I recall, it was really just a group of nice, somewhat dorky people, sitting around talking...
by JupiterJones
Thu Mar 08, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3556

Re: Luggage/travel recommendations?

Just a heads-up that there's currently a sale going on for Rick Steves' line of luggage through Sunday, 3/18/18: https://store.ricksteves.com/shop/travel-bags His "convertible carry-on" is a the go-to bag for both me and my wife (and the one Rick uses himself). I talk more about it in this thread fr...
by JupiterJones
Tue Feb 27, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 2934

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

2. Jaywalking. Don't do it. They take it seriously. True. Although if you're lucky (depending on what part of the country you're in), you may be in the company of the charming Ampelmännchen while you wait to lawfully cross. It softens the blow a bit. :D 3. Drifting into a bike lane while driving. O...
by JupiterJones
Mon Feb 26, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Which debt to pay down first?
Replies: 30
Views: 1598

Re: Which debt to pay down first?

Assuming you do want to pay down your debt, then here's another vote for "student loan first, because it's smaller".

(And, as an aside, are you certain you'll still be itemizing your deductions anymore, even using the batched method, given the tax law changes?)
by JupiterJones
Wed Feb 14, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: C-Suite etiquette advise needed
Replies: 27
Views: 3870

Re: C-Suite etiquette advise needed

I can't imagine anyone would make it to a C-Suite level position without knowing that not everybody drinks and not everybody eats foie gras. Or to put it another way, anyone who would give two figs about you drinking an iced tea at the wine tasting or enjoying the TVE* at the dinner is probably not ...
by JupiterJones
Wed Feb 14, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 2996

Re: Digital alarm clock suggestions?

Sounds like you should get a mechanical rather digital alarm clock. This ^^^ I've been using a reissue of the classic Westclox "Moonbeam" alarm clock. More than $20, but worth it, IMHO. The big analog dial makes it readable even without glasses, and it looks great on the bedside table. Easy-to-set?...
by JupiterJones
Mon Feb 12, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Driving a rental car in Western Europe
Replies: 46
Views: 1740

Re: Driving a rental car in Western Europe

I've driven in Germany, Austria, and Slovenia. Didn't have any problems, really. It helps to know how to drive a stick shift, of course. I agree that, if your itinerary is exclusively cities with good/easy rail access, a rental car isn't necessary. For larger cities, having a car is a pain in the bu...
by JupiterJones
Thu Feb 08, 2018 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Financial Hole
Replies: 163
Views: 14105

Re: Financial Hole

JoSo, Go back and re-read this whole thread. Look at all the great advice that has been given, and notice all the creative energy and thought you've put into figuring out how to justify why you can't follow any of it. If you could take even a small portion of that brainpower and redirect it toward f...
by JupiterJones
Tue Feb 06, 2018 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7494

Re: Stay the course?

I don't know what you guys are talking about. I just checked my account, and I have the exact same number of shares I had last week. Haven't lost a thing! (Granted, the amount those shares are currently selling for seems to have dropped. But since I don't plan on selling any for many years, why woul...
by JupiterJones
Wed Jan 24, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 9183

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

I'm still rockin' a Galaxy S4 that's coming up on five years old.

Love having a headphone jack. And an easy-to-swap battery. :D
by JupiterJones
Mon Jan 22, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Short Commute or Nicer House?
Replies: 142
Views: 8479

Re: Short Commute or Nicer House?

Some people handle living in a smaller house better then others, while the same can be said for driving longer commutes. If you're not sure what category you're in, I suggest asking yourself what is easier to rationalize: living in a smaller house or having a longer commute? I'm someone who tolerat...
by JupiterJones
Thu Jan 18, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Short Commute or Nicer House?
Replies: 142
Views: 8479

Re: Short Commute or Nicer House?

Charming, on a leafy street, plenty of nearby amenities...

Seems like the house with the short commute is the nicer house.
by JupiterJones
Mon Jan 15, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 2934

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

Not sure you need more advice, but here's mine anyway... :D Good call on the half-marathon. I love destination races, although I prefer to schedule my trip so the race is on the first full day or two. They're great ways to see the city and get your bearings, discover places you want to go back to as...
by JupiterJones
Fri Jan 12, 2018 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Resource on good financial practices for a graduate student?
Replies: 17
Views: 646

Re: Resource on good financial practices for a graduate student?

Personal Finance for Dummies by Eric Tyson is great, whether or not you're a graduate student. Beyond that (and this is a bit esoteric), realize that your debt is part of a deal you willingly made. You could have just worked somewhere without a graduate degree, saved up a bunch of money, then paid ...