Search found 2866 matches

by JupiterJones
Thu Sep 17, 2020 7:35 pm
Forum: Personal Consumer Issues
Topic: Another Digital Piano Thread
Replies: 15
Views: 970

Re: Another Digital Piano Thread

One question I have is do they ever go on sale? I may wait to make the purchase on Black Friday or Cyber Monday and hopefully could get some $ off. Online retailers like Sweetwater Music and Musician's Friend have occasional sales..... Musician's Friend, in particular, has a "stupid deal of the day...
by JupiterJones
Thu Sep 17, 2020 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: What one Book to read about personal finance?
Replies: 40
Views: 2418

Re: What one Book to read about personal finance?

My personal favorite for a beginner is Personal Finance for Dummies by Eric Tyson. This is the correct answer, IMHO. There are lots of good personal finance books, but I had to pick only one, this would be it. Engagingly and clearly written, covers most of the bases, and is Boglehead-y. Highly reco...
by JupiterJones
Thu Sep 17, 2020 9:57 am
Forum: Personal Consumer Issues
Topic: Is this guy trying to scam me on a car I'm selling?
Replies: 171
Views: 12676

Re: Is this guy trying to scam me on a car I'm selling?

I don't understand all the drama and back and forth. I have sold a number of cars on Craigslist etc. Its quite simple. Meet me at the bank with cash . Give me the cash . Drive away. Can't do that? Ok. Have a nice day. Move on. The amount of time and effort on this boggles my mind. If you can't meet...
by JupiterJones
Wed Sep 16, 2020 10:51 am
Forum: Personal Consumer Issues
Topic: Is this guy trying to scam me on a car I'm selling?
Replies: 171
Views: 12676

Re: Is this guy trying to scam me on a car I'm selling?

Americans dont use 24-hour clock time. We do if we’re pilots! :happy. Military or healthcare folks might as well. I agree with your point that it’s fairly uncommon. I use it myself a lot too. My cellphone is set to display it, in fact. But I wouldn't presume to slip into it when setting up a meetin...
by JupiterJones
Wed Sep 16, 2020 8:54 am
Forum: Personal Consumer Issues
Topic: codakids for coding lessons
Replies: 22
Views: 1123

Re: codakids for coding lessons

When I was kid, you turned the computer in, you were at the basic prompt, and you could get started. And we had magazines full of programs you could type in, which really helped learn it. Now, it’s much harder. I started the same way and consider myself lucky for it. But you know, there's a thrivin...
by JupiterJones
Wed Sep 16, 2020 8:36 am
Forum: Personal Consumer Issues
Topic: Is this guy trying to scam me on a car I'm selling?
Replies: 171
Views: 12676

Re: Is this guy trying to scam me on a car I'm selling?

My wife, who has Facebook page for her business (involving contracted services), gets scams like this about once every year. They're always written in this almost-but-not-quite-normal style of English. They always toss in that weird degree of uncalled-for specificity and those awkward attempts at fl...
by JupiterJones
Tue Sep 15, 2020 5:03 pm
Forum: Personal Consumer Issues
Topic: codakids for coding lessons
Replies: 22
Views: 1123

Re: codakids for coding lessons

This might make for some worthwhile reading: https://slate.com/human-interest/2018/12/against-teaching-kids-to-code-creativity-problem-solving.html From the article... Coding books for kids present coding as a set of problems with “correct” solutions. And if your children can just master the syntax,...
by JupiterJones
Thu Sep 10, 2020 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Old friend joined Northwestern Mutual -- how to politely explain they're awful
Replies: 87
Views: 6449

Re: Old friend joined Northwestern Mutual -- how to politiely explain they're awful

petulant wrote: Thu Sep 10, 2020 4:32 pm Life insurance, disability insurance, long-term care insurance, annuities, mutual funds, probably anything a BD would sell.
What's a BD?

Bogle-dead?

Is that what we call non-Bogleheads? :D
by JupiterJones
Wed Sep 09, 2020 8:14 am
Forum: Personal Investments
Topic: Second Job vs Learning a 'Skill'
Replies: 18
Views: 1757

Re: Second Job vs Learning a 'Skill'

If you're not already mastering all the classes you're currently taking--not just "passing", but acing --then I'd use that free time toward that. But if you are already knocking it out of the park at school, then maybe you could accelerate your progress by taking on a extra class or two, or by study...
by JupiterJones
Wed Aug 26, 2020 12:01 pm
Forum: Investing - Theory, News & General
Topic: Why does Vanguard hide its phone number?
Replies: 52
Views: 4466

Re: Why does Vanguard hide its phone number?

Vanguard is low cost not high quality. Low cost and high quality are generally exclusive of each other. They would rather you interact with them online than through the phone. The phone number has been hard to find for several years now. Reminds me of Aldi's policy: They do not make any of the indi...
by JupiterJones
Tue Aug 25, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Thoughts on Tennessee
Replies: 116
Views: 13328

Re: Thoughts on Tennessee

- speaking of alcohol, they have weird rules about when and were it can be purchased, almost like they don't want you to get any This has gotten much better over the past few years. At least in Nashville. You can now buy wine in grocery stores (used to be just beer), even on Sunday. You still have ...
by JupiterJones
Wed Aug 19, 2020 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Did any inheritance make positive effect on your life?
Replies: 229
Views: 18965

Re: Did any inheritance make positive effect on your life?

flyingaway wrote: Sat Aug 15, 2020 10:41 am In fact, I have been experiencing negative inheritance, as I give my parents some money every year to thank them for raising me.
I guess that would make it an "outheritance"?
by JupiterJones
Wed Aug 19, 2020 2:54 pm
Forum: Personal Consumer Issues
Topic: Courses/ Certificates Worth Doing?
Replies: 9
Views: 1334

Re: Courses/ Certificates Worth Doing?

I guess it depends on what you mean by "worth doing". I've taken several MOOCs and other forms of self-directed learning that I found to be very worthwhile from a personal knowledge, self-growth aspect. If you're looking for something to help you in your career, bear in mind that a course that might...
by JupiterJones
Wed Aug 19, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: E-Bike- where to start
Replies: 19
Views: 1977

Re: E-Bike- where to start

Do you do your own maintenance? Get a wheel hub conversion kit, and keep riding your trek. If you go this route, don't cheap out on the battery. You can also easily spend as much as a Rad (~$1500), but you'll have better components on a familiar bike. I was about to suggest the same thing. Note tha...
by JupiterJones
Mon Aug 17, 2020 2:51 pm
Forum: Personal Consumer Issues
Topic: Is Ting messing with us?
Replies: 23
Views: 2106

Re: Is Ting messing with us?

However, as someone mentioned, the really outstanding benefit of Ting is their customer service. Ting has been bought by Dish Network. You can probably kiss customer service goodbye soon. I've been Ting user and big fan for several years, but I also wonder what the Dish purchase will do to poor Tin...
by JupiterJones
Mon Aug 17, 2020 2:45 pm
Forum: Personal Consumer Issues
Topic: USPS shipping: Caveat Emptor
Replies: 79
Views: 4708

Re: USPS shipping: Caveat Emptor

I know that the plural of "anecdote" is not "data", but I had an item shipped to me via USPS from a neighboring state. It would up getting misrouted to a distant state, completely in the wrong direction, and hasn't been seen since. That was over a month ago. I put in an inquiry and did hear back a c...
by JupiterJones
Mon Aug 17, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: Car alarm worth it?
Replies: 20
Views: 2353

Re: Car alarm worth it?

Car alarms are totally worth it. Before I got mine, when I wanted all my neighbors to hate me, I had to wake up and 3 in the morning, walk out onto the street with a trumpet, and blow a single note into it as loud as I could, over and over and over again, for 20 minutes straight. It was exhausting! ...
by JupiterJones
Fri Aug 14, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: Dance Lessons
Replies: 13
Views: 833

Re: Dance Lessons

I'd prefer to avoid any discussion tinted with Covid, so feel free to discuss indoor lessons. And I'd prefer that COVID wasn't a 100% necessary factor in any discussion of indoor lessons at this particular moment, yet here we all are. But really, even in the "before times" I'd still recommend start...
by JupiterJones
Tue Aug 11, 2020 9:17 am
Forum: Personal Consumer Issues
Topic: More fun: drone or RC plane?
Replies: 32
Views: 2073

Re: More fun: drone or RC plane?

Does learning to fly RC planes give you any insight into flying "real" planes?

If so, I'd imagine that would be a point in its favor.
by JupiterJones
Thu Aug 06, 2020 10:00 am
Forum: Personal Consumer Issues
Topic: My gym is reopening - are you going back to yours?
Replies: 42
Views: 1833

Re: My gym is reopening - are you going back to yours?

One of the interesting side-effects of the pandemic is that many of us will come out of it questioning the need for a lot of things. I suspect "going to a gym in order to work out" will be on a lot of those lists.
by JupiterJones
Tue Aug 04, 2020 11:49 am
Forum: Personal Consumer Issues
Topic: Cyclists...where are you getting your masks?
Replies: 65
Views: 5643

Re: Cyclists...where are you getting your masks?

If you really want to be hard core try running distance with a N95. I'm veering off-topic but... I wonder if that could be a valid training technique, if executed cautiously? Sort of along the lines of how elite athletes sometimes train at high elevations to increase their VO2 max. Or how people wi...
by JupiterJones
Tue Aug 04, 2020 11:40 am
Forum: Investing - Theory, News & General
Topic: What happens if you run out of money in retirement?
Replies: 175
Views: 15238

Re: What happens if you run out of money in retirement?

I would hope that I notice that I am in danger of running out long before I actually run out. This ^^^ It probably wouldn't happen all of a sudden. Ideally, you're always keeping an eye on your retirement funds and reassessing the likelihood that they'll last you long enough. If at , let's say, 75,...
by JupiterJones
Mon Aug 03, 2020 9:02 am
Forum: Personal Consumer Issues
Topic: Cyclists...where are you getting your masks?
Replies: 65
Views: 5643

Re: Cyclists...where are you getting your masks?

SR II wrote: Sat Aug 01, 2020 8:32 pm Gaiters have been worn by cyclists in our area for a long time, pre-pandemic, to protect against both sun and dust/sand.
And cold. I wear mine all the time when biking in the winter. Keeps my face from freezing off.
by JupiterJones
Sun Aug 02, 2020 11:55 am
Forum: Personal Consumer Issues
Topic: "Hobby" Money: Planes, cars, boats etc...
Replies: 113
Views: 7068

Re: "Hobby" Money: Planes, cars, boats etc...

I guess it depends on the plane you buy and how much you fly it, but I feel like <$1,000 a month could be underestimating things, once you factor in the annuals, sinking fund for engine overhaul, oil/fuel, hanger/tie-down, insurance, etc. There are cheaper ways to go, as I'm sure you know. Joint/clu...
by JupiterJones
Sun Aug 02, 2020 11:41 am
Forum: Personal Consumer Issues
Topic: Virtual Zoom Backgrounds and iPhone
Replies: 4
Views: 344

Re: Virtual Zoom Backgrounds and iPhone

I could be wrong, but it might depend on whether or not you're using a green screen. Without a green screen, the phone has to try to calculate what part of the image is background and what part is "you", which requires a more powerful (newer) phone. Since you can buy a green screen set up from place...
by JupiterJones
Fri Jul 31, 2020 1:35 pm
Forum: Personal Investments
Topic: Is 25 too young for paid off house?!
Replies: 72
Views: 5218

Re: Is 25 too young for paid off house?!

We drank the dave ramsey cool aid..Nothing has changed really, Just want to be effecient as possible with our money I guess. Ah, well then you also know what Dave always says to callers (and I often repeat here) about paying off their mortage: If you decide you don't like it, you can always get ano...
by JupiterJones
Fri Jul 31, 2020 1:09 pm
Forum: Personal Investments
Topic: Is 25 too young for paid off house?!
Replies: 72
Views: 5218

Re: Is 25 too young for paid off house?!

lakpr wrote: Fri Jul 31, 2020 10:07 am
JupiterJones wrote: Fri Jul 31, 2020 8:40 am Not owing money is sort of like a nice suit. It looks good on you no matter how old you are. :sharebeer
Beautiful word-smithy! I would like permission to steal your line above and reuse it, sir!
Granted. 8-)
by JupiterJones
Fri Jul 31, 2020 8:40 am
Forum: Personal Investments
Topic: Is 25 too young for paid off house?!
Replies: 72
Views: 5218

Re: Is 25 too young for paid off house?!

Mr.Chlorine wrote: Fri Jul 31, 2020 8:26 am Never too young to have a paid off anything.
This ^^^
Not owing money is sort of like a nice suit. It looks good on you no matter how old you are. :sharebeer
by JupiterJones
Thu Jul 30, 2020 10:00 am
Forum: Personal Consumer Issues
Topic: Anyone study math, physics or science for fun?
Replies: 54
Views: 3943

Re: Anyone study math, physics or science for fun?

Sure. I've enjoyed material from The Great Courses (I get them through Audible). I very much enjoyed Einstein's Relativity and the Quantum Revolution: Modern Physics for Non-Scientists, 2nd Edition for example. Note that many of the Great Courses may be available at your local library for FREE. Aro...
by JupiterJones
Thu Jul 30, 2020 9:47 am
Forum: Personal Investments
Topic: Newbie to investing!
Replies: 26
Views: 798

Re: Newbie to investing!

Will you and your partner be married when you buy the house? I won't comment on the personal implications of buying a house with someone you're not married to, but it could complicate things for you financially. Yeah, this isn't really part of the OP's question, but in true Boglehead style, we'll a...
by JupiterJones
Tue Jul 28, 2020 12:27 pm
Forum: Investing - Theory, News & General
Topic: Buy, sell, or hold my Microsoft shares? [Hypothetical situation]
Replies: 36
Views: 2559

Re: Buy, sell, or hold my Microsoft shares? [Hypothetical situation]

If nothing else, this is a good demonstration of how few people fully read a thread's original post before replying. :P
by JupiterJones
Tue Jul 28, 2020 12:21 pm
Forum: Personal Consumer Issues
Topic: Modem and Router (C4000XG vs Asus RT-AC68U)
Replies: 10
Views: 1136

Re: Modem and Router (C4000XG vs Asus RT-AC68U)

If you're paying a monthly charge to "rent" the device, then I'd recommend going out and buying a new, modern, good-quality modem and wifi router (separate devices), setting them up, then returning the rental. If you got it for free, then I guess there's no harm in using it if its performance meets ...
by JupiterJones
Thu Jul 23, 2020 12:11 pm
Forum: Investing - Theory, News & General
Topic: Buy, sell, or hold my Microsoft shares? [Hypothetical situation]
Replies: 36
Views: 2559

Re: Buy, sell, or hold my Microsoft shares?

To me, it's also an argument against holding single stocks in any significant portion in the first place?

Who knows what to buy? Or when to buy them? Or when to sell them?

Better to just buy a big basket and leave all the guesswork out of it. :sharebeer
by JupiterJones
Thu Jul 23, 2020 12:06 pm
Forum: Personal Consumer Issues
Topic: Which image looks better online, jpeg or pdf?
Replies: 5
Views: 454

Re: Which image looks better online, jpeg or pdf?

They are fundamentally different formats. Jpeg was designed for things like photos/images, so if your documents are scans , that's what I'd go with. For documents that originated as vector graphics (scalable descriptions of shapes), such as a word doc that you're exporting, PDF will give you the bes...
by JupiterJones
Wed Jul 15, 2020 1:56 pm
Forum: Personal Consumer Issues
Topic: Which household items have made your life easier/more convenient/happier?
Replies: 82
Views: 6580

Re: Which household items have made your life easier/more convenient/happier?

A small, inexpensive digital kitchen scale. Once you get used to measuring things by weight, it's tough to go back to using measuring spoons/cups for anything other than liquid ingredients. I use ours every morning when I make coffee. Roll-up silicon drying rack. You can get these at Amazon, etc. R...
by JupiterJones
Tue Jul 14, 2020 11:44 am
Forum: Personal Investments
Topic: Paying off Mortgage
Replies: 19
Views: 1904

Re: Paying off Mortgage

I agree with the "pay it off" folks.

If you later decide it was a mistake and you hate having a paid-off home, you can always go out and get another mortgage.
by JupiterJones
Mon Jun 08, 2020 10:56 am
Forum: Personal Investments
Topic: Target Date worth it?
Replies: 21
Views: 2128

Re: Target Date worth it?

#1: I agree with 02nz. Parking money is not a terrible idea in-and-of-itself, but the fact that it's motivated by uncertainty in your AA is a bit of an eyebrow-raiser. How would another 30 days make you feel comfortable about it anyway? I wonder if you're going for an AA that's more aggressive that ...
by JupiterJones
Thu Jun 04, 2020 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Lost my job yesterday
Replies: 68
Views: 11918

Re: Lost my job yesterday

So sorry to hear. Job loss is always very tough, but all you can do is focus on the controllables, which it sounds like you're doing. I'm surprised that pharmacy is a tough market. With all the pharmacies popping up on every corner and in every grocery store and Target/Wal-Mart around, I would've th...
by JupiterJones
Thu Jun 04, 2020 10:12 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Membership Question [Considering to drop membership]
Replies: 136
Views: 9780

Re: Amazon WITHOUT Prime?

Just a sidebar. Amazon Whole Foods delivery just came to my town a couple/three weeks ago with contactless home delivery. We're in a very restricted area, with no pickup or delivery generally available, plus often wait lines at groceries. We were very happy with 2 orders with 3 hr and 4 hr delivery...
by JupiterJones
Tue May 26, 2020 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: investmenting books
Replies: 28
Views: 1661

Re: investmenting books

Investing-ok. Investments-got it. Investmenting?... I kinda like it! Reminds me of this website where someone trained an AI on some dictionaries and had it come up with new words. They sound like they should exist, but they don't. https://www.thisworddoesnotexist.com/ A few I just pulled from it ju...
by JupiterJones
Fri May 22, 2020 9:50 am
Forum: Personal Finance (Not Investing)
Topic: investmenting books
Replies: 28
Views: 1661

Re: investmenting books

You've received a number of good suggestions in the responses above. Perhaps my favorite for someone such as your niece is Personal Finance for Dummies by Eric Tyson. You might also look at some of Tyson's other books. Agreed. Of the ones mentioned, you can't go wrong with: Any of the Tyson "Dummie...
by JupiterJones
Fri May 01, 2020 9:11 am
Forum: Personal Consumer Issues
Topic: Music experts - troubleshoot a microphone
Replies: 10
Views: 553

Re: Music experts - troubleshoot a microphone

As an aside, vocals through an electric instrument combo amplifier will not sound particularly good True, and I was about to mention the same thing. But I don't think the OP specified what type of "Fender amp" he/she had. I considered the possibility that might be one of the little portable PA syst...
by JupiterJones
Mon Apr 27, 2020 2:20 pm
Forum: Personal Consumer Issues
Topic: Music experts - troubleshoot a microphone
Replies: 10
Views: 553

Re: Music experts - troubleshoot a microphone

A little bit of in/out play wouldn't be too unusual. But more than a little, or a lot of side-to-side play, would. Yeah, the first thing I'd do is buy a new cable. If the mic is an SM-58, those things can take a real beating, so any intermittent cutting out is probably the cable. And if not... well ...
by JupiterJones
Tue Apr 14, 2020 8:50 am
Forum: Investing - Theory, News & General
Topic: My theory about FIRE
Replies: 419
Views: 31565

Re: My theory about FIRE

Maybe it needs to be FIFE (Financial Independence, Freedom Early). Regardless, a worthy goal. I think Financial Independence, Retire Early (FIRE) should be renamed to Financial Independence, Pursue Alternatives (FIPA). I've always thought it should be FIRO. Financially Independent. Retirement Optio...
by JupiterJones
Mon Apr 06, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 107
Views: 8635

Re: Budget Coffee

I went through the "semi-fancy whole bean coffee" phase for awhile. Thought Aldi was good for the price, and can second 8 O'Clock.

But nowadays? Kroger Breakfast Blend, ground, in a big ol' can. I save money and time, and to my untrained palate, it's actually quite good.
by JupiterJones
Thu Mar 26, 2020 1:19 pm
Forum: Personal Consumer Issues
Topic: Documentaries?
Replies: 14
Views: 1363

Re: Documentaries?

Not really any of the topics you asked for, but if I were a 3rd or 5th grader, I'd probably get a kick out of either of these two very entertaining documentaries: Mad Hot Ballroom (2005) Spellbound (2002) Both follow a group of kids as they prepare for and compete in a competition (a dance competiti...
by JupiterJones
Wed Mar 25, 2020 8:22 am
Forum: Personal Consumer Issues
Topic: Online piano sheet music resources
Replies: 14
Views: 620

Re: Online piano sheet music resources

I was wondering if anyone knew a good source for the piano music for the song, "Everybody's Gonna Have a Wonderful Time Up There."? I wouldn't mind paying for the song if I knew the website was legit. https://www.sheetmusicplus.com/title/a-wonderful-time-up-there-everybody-s-gonna-have-a-wonderful-...
by JupiterJones
Tue Mar 24, 2020 2:44 pm
Forum: Personal Consumer Issues
Topic: New Amazon order & delivery processes?
Replies: 30
Views: 3207

Re: New Amazon order & delivery processes?

I've found that it depends on what you're getting. HDMI cables aren't coming in until next month, pretty much no matter what brand. Same for a couple of books I looked at. But batteries were next-day/two-day still. I figured it was a combination of their prioritizing certain "essential" items and th...
by JupiterJones
Tue Mar 24, 2020 2:38 pm
Forum: Personal Consumer Issues
Topic: Online piano sheet music resources
Replies: 14
Views: 620

Re: Online piano sheet music resources

The above-mentioned IMSLP is the gold standard. If it's classical (and public domain), they'll have it--and probably in several editions. This includes etude/exercise books like Hanon/Czerny/Beringer/etc. For modern sheet music, you're probably going to have to (and, let's face it, should) pay somet...
by JupiterJones
Tue Mar 17, 2020 3:23 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 57221

Re: How to get Toilet Paper ? seriously.

rich126 wrote: Tue Mar 17, 2020 10:59 am Someone on another thread actually thought bitcoin would be a safe haven investment, now we know it isn't bitcoin or gold, it is toilet paper. :D
I guess you could call it "buttcoin"?

Anyhoo... I've read, but cannot vouch for the fact, that rolls of those blue shop towels work very well as TP.