Search found 2744 matches

by JupiterJones
Tue Apr 16, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 100
Views: 5392

Re: What Are Your Simple Pleasures?

Plopping down on the couch on a weekend morning with a mug of coffee and a good book or crossword puzzle. Going for a bike ride. No, not a "training ride" or anything involving Lycra or special shoes. Just a simple bike ride on a normal bicycle, maybe to the park, or the store to pick up a few thing...
by JupiterJones
Fri Apr 12, 2019 11:27 am
Forum: Personal Investments
Topic: Please wrap your Boglehead around this
Replies: 31
Views: 5638

Re: Please wrap your Boglehead around this

Only responding because I love your name Villanelle . Probably due to my love of Berlioz's Les nuits d'été of which the first song is indeed entitled Villanelle . I too am responding because i love the screen name, though my associations with it are poetic rather than musical. The villanelle is a d...
by JupiterJones
Wed Apr 10, 2019 9:38 am
Forum: Personal Consumer Issues
Topic: Seeking ideas for name of Project
Replies: 27
Views: 664

Re: Seeking ideas for name of Project

"There are only two hard things in Computer Science: cache invalidation and naming things." -- Phil Karlton
by JupiterJones
Mon Apr 08, 2019 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off the mortgage simply?
Replies: 13
Views: 1780

Re: Pay off the mortgage simply?

RetiredNewbie wrote:
Mon Apr 08, 2019 4:10 pm
as of today, I AM TOTALLY DEBT FREE!!!!!!!
"FREEEEEDOOOOOM!!!!!!"

[Cue inspiring orchestral music]

:P

Congrats! :sharebeer
by JupiterJones
Mon Apr 08, 2019 10:16 am
Forum: Personal Consumer Issues
Topic: French movies on Netflix
Replies: 40
Views: 1917

Re: French movies on Netflix

jhfenton wrote:
Sat Apr 06, 2019 1:34 pm
I started a few years by switching my iPhone, iPad, and computers to French.
Along those same lines, you can set the clocks on your various devices to 24-hour time and your GPS to kilometers.

Doesn't really help much with learning French, but does prep you for going to France. :D
by JupiterJones
Mon Apr 08, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: New homeowner wants to DIY, but disappointed today
Replies: 50
Views: 4926

Re: New homeowner wants to DIY, but disappointed today

Suggestion: when the plumber comes, watch closely and learn all you can. ^^^ This. Don't think of it as calling a plumber. Think of it as hiring a DIY tutor. Nothing wrong with mucking something up now and then. That's all part of the process. Good judgement comes from experience, and experience co...
by JupiterJones
Fri Apr 05, 2019 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 49
Views: 4501

Re: Intro and Personal Finance Advice

I have an update. When I first started this thread, we had over $10,000 in credit card debt, spread across 4 credit cards. I am very excited to say that we are now down to the last credit card, with the remaining balance being exactly $2,500. We should get this paid off very quickly. We just elimin...
by JupiterJones
Fri Apr 05, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: 4 days in Munich, Germany
Replies: 28
Views: 1545

Re: 4 days in Munich, Germany

Rothenburg is a total tourist trap, and it's not a great day trip from Munich (around 3 hours one-way by train with lots of connections, about the same driving). I'll agree only partially with you on that. Yes it is touristy, but I wouldn't call it a "trap". You get what's advertised, and I thought...
by JupiterJones
Fri Apr 05, 2019 1:38 pm
Forum: Personal Consumer Issues
Topic: 4 days in Munich, Germany
Replies: 28
Views: 1545

Re: 4 days in Munich, Germany

Is Uber prevalent in Munich? Yes. But there they call it "Over". :P j/k. Apparently they really do have it though, as well as Lyft and some others. But I can't imagine there being too many reasons for a tourist to use them, given how well served the touristy stuff is by public transit in Munich. (O...
by JupiterJones
Fri Apr 05, 2019 1:24 pm
Forum: Personal Consumer Issues
Topic: French movies on Netflix
Replies: 40
Views: 1917

Re: French movies on Netflix

Amelie is an R movie? Huh. One of my faves, but never struck me as very "R". You can't stream it on Netflix currently though, so I guess it's a moot point. Actually, now that I look at it, Netflix is pretty lame in its French movie content. No "The Closet". No "The Artist". Not even "Umbrellas of Ch...
by JupiterJones
Wed Apr 03, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 1960

Re: Summer Europe trip - overwhelming to plan!

phil64 wrote:
Wed Apr 03, 2019 9:21 am
The best thing you can do is pack light.
Strongly seconded. Especially in Europe. And especially when you have multiple stops on the itinerary and multiple modes of travel.

https://www.youtube.com/watch?v=58HdRSTAFec

https://www.ricksteves.com/travel-tips/ ... king-smart
by JupiterJones
Wed Apr 03, 2019 10:22 am
Forum: Personal Consumer Issues
Topic: 4 days in Munich, Germany
Replies: 28
Views: 1545

Re: 4 days in Munich, Germany

You can get around Munich--and to/from Munich from the airport--just fine with public transit. Things to do (some mentioned already): Catch the glockenspiel "show" at Marienplatz. https://en.wikipedia.org/wiki/Rathaus-Glockenspiel Check out the surfers at the south end of the English Garden https://...
by JupiterJones
Wed Apr 03, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Boglehead Pilots...advice
Replies: 36
Views: 3228

Re: Boglehead Pilots...advice

I flew 150s and a Champ. One thing they can do is glide; I am not aware of any helicopter that is anything but a rock if it loses power. Well, they become rocks that can autorotate: https://en.wikipedia.org/wiki/Autorotation 8-) But yeah, I consider flying to have a perfectly acceptable degree of r...
by JupiterJones
Tue Apr 02, 2019 9:49 am
Forum: Personal Consumer Issues
Topic: Want to see a concert! Ideas?
Replies: 50
Views: 2447

Re: Want to see a concert! Ideas?

Great article in the NYTimes a week or so ago on these "classic" acts that still tour without most (or in some cases, any!) of the original members: "Once a band name turns into a brand name, there’s a strong incentive to continue on, even with a lineup that makes fans ask, 'Who are these guys?' As ...
by JupiterJones
Tue Apr 02, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Boglehead Pilots...advice
Replies: 36
Views: 3228

Re: Boglehead Pilots...advice

Another vote for just studying the ground school material on your own, if that works for you. I read Machado's book and watched the Sporty's videos (on DVD back then). I think I might've watched some of the King videos too. Studied the FAA books too. Anything I could get my hands on, really. Wound u...
by JupiterJones
Mon Apr 01, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 1960

Re: Summer Europe trip - overwhelming to plan!

I don't think Austria would be too out-of-the-way if you focused on southern Germany (Bavaria). It's an easy train trip or drive from Vienna to Munich, and you get Salzburg as a bonus along the way. Time permitting, you could then tack on eastern Switzerland (Bernese Oberland, specifically). Fly hom...
by JupiterJones
Fri Mar 29, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Want to see a concert! Ideas?
Replies: 50
Views: 2447

Re: Want to see a concert! Ideas?

If I were in your neck of the woods, I'd go see this:

https://capitalonearena.viewlift.com/ev ... jeff-lynne

But I'm kinda old too. :D
by JupiterJones
Fri Mar 29, 2019 8:35 am
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1000 hours in...
Replies: 212
Views: 32908

Re: Learning Violin as an adult...One Year later!

mariezzz wrote:
Tue Mar 26, 2019 9:36 pm
George Harrison played ukelele!
And if that's not enough of a recommendation, this guy plays one too...

Image
by JupiterJones
Fri Mar 29, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1000 hours in...
Replies: 212
Views: 32908

Re: Learning Instrument/Violin as an adult...2 Years Later

investingdad wrote:
Tue Mar 26, 2019 10:34 am
I recorded myself playing Simple Gifts and I'm happy with the fairly clean string crossings. I also like the increasing confidence in bowing that I hear.
Intonation is also quite good!
by JupiterJones
Thu Mar 28, 2019 10:44 am
Forum: Investing - Theory, News & General
Topic: Dave Ramsey's Advice - Evaluated with Actual Returns from His Company's 401K
Replies: 101
Views: 13016

Re: Dave Ramsey's Advice - Evaluated with Actual Returns from His Company's 401K

letsgobobby wrote:
Thu Mar 28, 2019 8:38 am
He doesn't say. By the way they're no longer "ELPs", they are "smartvestor pros." :)
He must've finally been sued by Emerson, Lake & Palmer. :D
by JupiterJones
Thu Mar 28, 2019 10:34 am
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 8461

Re: Tattoos and Bogleheads

I was never cool enough to get a tatoo. Now everyone has them and its more anti-mainstream to not have one - LOL This ^^^. When I was a youth, tattoos were simply not something anyone other than bikers, heavy metal guitarists, and old-timey sailors got. But I did get my ear pierced. It was the '80s...
by JupiterJones
Thu Mar 28, 2019 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Paid off mortgage!
Replies: 88
Views: 7135

Re: Paid off mortgage!

For many people there is a peace of mind and change of outlook that comes with knowing you are free of that burden. Yup. There's something to be said for getting a paycheck and being able to actually keep all of it rather than being on the hook to have to turn around and give it to someone else. An...
by JupiterJones
Tue Mar 26, 2019 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Paid off mortgage!
Replies: 88
Views: 7135

Re: Paid off mortgage!

That's awesome, fittan! Congrats. :beer
by JupiterJones
Fri Mar 22, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 108
Views: 5019

Re: Do you still wear a necktie to work?

I have always heard "dress like your boss," assuming he/she isn't a slob. I've thought about doing that, but it's tough to find skirts that fit a guy of my size. :D Anyway, I do usually wear a tie still. It's not required, I just like wearing one. (I don't really see why people hate them so much in...
by JupiterJones
Fri Mar 15, 2019 2:29 pm
Forum: Personal Investments
Topic: Most NON obvious thing for new investors
Replies: 58
Views: 6856

Re: Most NON obvious thing for new investors

This: https://cdn.corporatefinanceinstitute.com/assets/CAL7-300x176.png Given it isn't obvious it might be helpful to explain what this is. I think it is saying that you can add some amount of stocks to a bond portfolio and both decrease risk and increase returns via diversification. After that, bo...
by JupiterJones
Thu Mar 07, 2019 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 49
Views: 4501

Re: Intro and Personal Finance Advice

Thanks for the update! Glad to hear of your success so far.
by JupiterJones
Thu Mar 07, 2019 11:03 am
Forum: Personal Investments
Topic: Why aren’t Fido’s lower ERs a reason to switch from VG?
Replies: 43
Views: 2881

Re: Why aren’t Fido’s lower ERs a reason to switch from VG?

There's also Vanguard's unique corporate structure, which counts for something: https://www.investopedia.com/articles/investing/110515/who-are-owners-vanguard-group.asp But yeah, Fido's a good company too, and if the lower expense ratio makes it worth the switch for you, I don't think there are many...
by JupiterJones
Wed Mar 06, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: Objective news source?
Replies: 69
Views: 1568

Re: Objective news source?

climber2020 wrote:
Wed Mar 06, 2019 10:20 am
How about NPR? That's my usual go-to news source.
Same here. I wouldn't give them a 5, necessarily, but they're pretty close, and it's quality journalism. Very little editorializing.

The BBC is also quite good too, plus you get more international content and perspective.
by JupiterJones
Tue Mar 05, 2019 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Median net worth of Bogleheads?
Replies: 17
Views: 2433

Re: Median net worth of Bogleheads?

You want people to guess what they think the median net worth of Bogleheads? What then? So we have a bunch of guesses, how would we know if any of the guesses are correct? If we had enough guesses, then one school of thought says that we could just average the guesses to get a reasonable estimate o...
by JupiterJones
Tue Mar 05, 2019 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Median net worth of Bogleheads?
Replies: 17
Views: 2433

Re: Median net worth of Bogleheads?

snackdog wrote:
Tue Mar 05, 2019 11:37 am
A result from the 2015 survey >
Oof. I've got some catching up to do...

Edited to add: Oh, that's including some sort of valuation of one's Social Security expectation? I don't feel as bad now. :happy
by JupiterJones
Fri Mar 01, 2019 2:59 pm
Forum: Personal Consumer Issues
Topic: What vacation travel "extras" do you find worthwhile? (and why?)
Replies: 43
Views: 4512

Re: What vacation travel "extras" do you find worthwhile? (and why?)

When we’re in cities, we find out what shows and concerts are playing, and get tickets. We enjoy this too. Heck, sometimes a particular show playing in a city is what leads us to go there in the first place! We then just build the rest of the trip around that. What's really interesting is seeing a ...
by JupiterJones
Fri Mar 01, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: What vacation travel "extras" do you find worthwhile? (and why?)
Replies: 43
Views: 4512

Re: What vacation travel "extras" do you find worthwhile? (and why?)

I use taxis to get from airports to hotels because too many things can go wrong on public transportation in foreign cities when you are lugging a heavy suitcase and a carry-on. On the other hand, I prefer public transit from the airport to the hotel because, well, that's what the locals do. I chalk...
by JupiterJones
Fri Feb 22, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need a degree?
Replies: 73
Views: 4336

Re: Do I need a degree?

I am in the same boat, and will be pursuing my degree at WGU. 20 years in IT btw. Seems like success in IT depends on certifications more than a degree these days. Not discouraging a degree though. It would be very valuable if you want to advance in the company. That's another genius thing about WG...
by JupiterJones
Wed Feb 20, 2019 10:39 am
Forum: Personal Finance (Not Investing)
Topic: Do I need a degree?
Replies: 73
Views: 4336

Re: Do I need a degree?

I was about the OP's age when I finally finished my Bachelor's (online, but from a B&M state school). It wasn't super-expensive and I paid for it out-of-pocket. Took me a couple of years of studying during any free moment I could scrape up--mornings, lunch breaks, and even staying late at the office...
by JupiterJones
Mon Feb 18, 2019 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 49
Views: 4501

Re: Intro and Personal Finance Advice

Bump for anymore input. I posted all my interest rates/debts to see which ones are the worst You'll get a lot of different opinions on payoff order, but here are my thoughts, for what it's worth: If your goal is get out of debt as quickly as possible and pay as little interest as possible while you...
by JupiterJones
Mon Feb 18, 2019 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 49
Views: 4501

Re: Intro and Personal Finance Advice

JuniperJones: How will this change once we are married? I know we will have to file differently (or do we?). I need to learn more about tax withholdings and figure out what we should put on our documents. It depends. There might be either a "marriage penalty" or a "marriage bonus", depending on wha...
by JupiterJones
Mon Feb 11, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Dayton, Ohio -- Worth Visiting?
Replies: 41
Views: 3562

Re: Dayton, Ohio -- Worth Visiting?

Realized I never followed-up on this. Bottom line: We went to Dayton. Yes, it is worth visiting. Got in in the late afternoon. Checked into one of the few downtown hotels--the Crowne Plaza. Convenient, free parking in the garage across the street. Walked just a couple of blocks east to the "Oregon D...
by JupiterJones
Thu Feb 07, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: My wife going back to school for Masters in Counseling - online
Replies: 48
Views: 2760

Re: My wife going back to school for Masters in Counseling - online

We are are looking into a MSW program from Fordham NY - private non profit. It is highly ranked and only slightly more than Capella (and not 100k). We looked into ASU which is less expensive but it has a mandatory requirement for two classes to be taken which are not readily available. This option ...
by JupiterJones
Thu Feb 07, 2019 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 49
Views: 4501

Re: Intro and Personal Finance Advice

We're getting about $3,000 back in taxes this year combined. If this is something that you expect to usually be the case (that is, it's not due to one-time credits or unusual deductions), then you and/or your wife should talk to your HR departments and adjust the amounts withheld from your paycheck...
by JupiterJones
Thu Feb 07, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: My wife going back to school for Masters in Counseling - online
Replies: 48
Views: 2760

Re: My wife going back to school for Masters in Counseling - online

She understands the stigma with online for profit - like Capella UOP - however Capella is much better (none of that group project nonsense - where you do all the work and others skate by.) Regardless I suggested she look at non-profit state universities - which really do not differentiate between o...
by JupiterJones
Thu Feb 07, 2019 10:21 am
Forum: Personal Consumer Issues
Topic: When is leaving your job that pays well a good idea?
Replies: 97
Views: 10139

Re: When is leaving your job that pays well a good idea?

First, this is a resurrected old thread from six months ago. I suspect the OP has either made peace with his situation or changed it already. But second, I do like the posts that have pointed out the misleading fantasy of the "job you love so much you never 'work' a day in your life'". But you shoul...
by JupiterJones
Tue Feb 05, 2019 5:50 pm
Forum: Investing - Theory, News & General
Topic: Crypto Exchange goes bankrupt after owner dies with only password
Replies: 90
Views: 10682

Re: Crypto Exchange goes bankrupt after owner dies with only password

Iorek wrote:
Mon Feb 04, 2019 11:05 pm
I saw someone on twitter refer to cryptocurrency as dunning-krugerrands.
LOL! :mrgreen:
by JupiterJones
Tue Jan 29, 2019 9:35 am
Forum: Personal Investments
Topic: Should I pay off my mortgage?
Replies: 37
Views: 2496

Re: Should I pay off my mortgage?

Well, there's always this argument: If it makes more sense to use the money to invest in the market rather than pay back the amount you borrowed to buy your house, why not borrow even more money against your house and invest that in the market too? Or, to put it another way, if terms of the inherita...
by JupiterJones
Mon Jan 21, 2019 10:32 am
Forum: Personal Investments
Topic: Emergency Savings
Replies: 24
Views: 2143

Re: Emergency Savings

A good old-fashioned savings account is tough to beat. Easy/quick to get the money, and interest rate doesn't have to be terrible if you go with something like Ally bank. (Their online savings account is paying about as much as their 11-month, no-penalty CD.) You can get somewhat higher returns by g...
by JupiterJones
Mon Jan 21, 2019 9:31 am
Forum: Investing - Theory, News & General
Topic: xkcd Webcomic Weighs in on Technical Analysis
Replies: 15
Views: 1480

xkcd Webcomic Weighs in on Technical Analysis

I though some of my fellow BHs would get a kick out of today's xkcd:

Image

(Hope this is "news" enough to qualify for posting here. Apologies if not...)
by JupiterJones
Thu Jan 17, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 63
Views: 5528

Re: MMORPG games

But I hear they're coming out with an "Classic" option this summer, where you can play the game essentially as it was circa 2006. I'm definitely going to check that out! Sounds interesting as I quit playing due to complications with game play and I was tired of 12 year olds handing me my lunch!! I ...
by JupiterJones
Tue Jan 15, 2019 3:23 pm
Forum: Personal Consumer Issues
Topic: Ideas for Nashville trip?
Replies: 41
Views: 4368

Re: Ideas for Nashville trip?

The Time Jumpers (which were mentioned several times before) are now playing at 3rd and Lindsley most Monday evenings. I scrolled up an looked at the post I made here over seven years ago(!), and it's interesting what has changed since: The Time Jumpers are still a must-see show, but as you mention...