Search found 65 matches
- Wed Feb 08, 2012 3:17 pm
- Forum: Personal Finance (Not Investing)
- Topic: Day Care / Child Care - Discussion
- Replies: 39
- Views: 3609
Re: Day Care / Child Care - Discussion
I have a discounted daycare rate through work. It is about half the going rate in this area. Yay. We did not like the in-home daycare feel because there was a lot of TV being the caregiver and I did not feel comfortable with that. In the center, there is not even a television in the room with the ch...
- Fri Feb 03, 2012 10:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Have you ever actually used Paypal to pay a pal?
- Replies: 38
- Views: 3783
Re: Have you ever actually used Paypal to pay a pal?
I use it between friends when I am doing large group orders so people do not have to take time off work or work around their busy schedule to meet with me twice. I also have paid people who do group amusement park ticket orders in the area so I do not have to drive 1/2 hour out of my way to meet the...
- Thu Feb 02, 2012 9:53 am
- Forum: Personal Finance (Not Investing)
- Topic: Why do people think different when buying housing?
- Replies: 89
- Views: 6463
Re: Why do people think different when buying housing?
No house yet but here's what I'm looking for: -Sidewalks (at least 3-6 miles so I can run on without much worry) -Low traffic -3-5 miles from a major highway or highways -3-7 miles from shopping area -1-5 miles from schools/parks -Not in a thoroughfare style area or neighborhood with pinch point en...
- Wed Jan 25, 2012 9:39 pm
- Forum: Personal Investments
- Topic: Do you hold your age in bonds?
- Replies: 133
- Views: 9915
Re: Do you hold your age in bonds?
I've been working my way there.
- Sun Jan 22, 2012 2:40 pm
- Forum: Personal Consumer Issues
- Topic: Justifying 2007 Acura MDX purchase
- Replies: 42
- Views: 3323
Re: Justifying 2007 Acura MDX purchase
Folks, We got a 2011 Toyota Sienna AWD with 5000 miles. At what cost? A loaded AWD Limited with premium entertainment and nav package for 34k (which lists at 46k) new. @julie, I hear you - my inside voice just trying to justify my long term purchase. Then again, we're going from a rear wheel sedan ...
- Sun Jan 22, 2012 12:36 pm
- Forum: Personal Finance (Not Investing)
- Topic: Cubicle talk
- Replies: 36
- Views: 3567
Re: The perils of the "cubicle investor"
The cubicle investors (TM) attitudes are promulgated by the authoritative advice they encounter throughout the day, day-in and day-out. 1. "Sell your losers!" Without any specific guidance, is not it clear that "losers" are the stocks that have declined? 2. "These stocks/se...
- Sun Jan 22, 2012 12:32 pm
- Forum: Personal Consumer Issues
- Topic: Justifying 2007 Acura MDX purchase
- Replies: 42
- Views: 3323
Re: Justifying 2007 Acura MDX purchase
airahcaz-- I have no problem with those who "want" a SUV. But to justify it by saying that there's no way one could fit 3 car seats across is not a defendable excuse. In my second link, the infant seat that is portable is on the passenger side so it is easily removed from the base. In the ...
- Sun Jan 22, 2012 11:02 am
- Forum: Personal Consumer Issues
- Topic: Does the cruise ship sinking make you reconsider cruising?
- Replies: 58
- Views: 5007
Re: Does the cruise ship sinking make you reconsider cruisin
I have cruised in the past and will continue to do so. One isolated incident has no bearing on my future plans.
- Sun Jan 22, 2012 11:01 am
- Forum: Personal Finance (Not Investing)
- Topic: Cubicle talk
- Replies: 36
- Views: 3567
Re: Cubicle talk
That sounds like a conversation I had with my (retired) father. Dad: The market is doing really bad lately. I've been losing a lot of money, but I've figured out a way to beat it. Me: So what have you been doing? Dad: I sold the bad stocks for good ones. Me: so... you sold the stocks that went down ...
- Sun Jan 22, 2012 10:56 am
- Forum: Personal Investments
- Topic: Time to overweigh International?
- Replies: 50
- Views: 4894
Re: Time to overweigh International?
No. I have been investing 30% of my portfolio in International since I started. I'm holding steady at this point.
- Sun Jan 22, 2012 10:37 am
- Forum: Personal Consumer Issues
- Topic: Justifying 2007 Acura MDX purchase
- Replies: 42
- Views: 3323
Re: Justifying 2007 Acura MDX purchase
Folks, We got a 2011 Toyota Sienna AWD with 5000 miles. Congrats. I've been following this thread. We are a 3 car family. I have an AWD sedan, but I classify it as a want vs. need. My Honda Civic fits 2 carseats (recently 2 rearfacing carseats!) and 2 adults fine. It also drives OK in the snow as l...
- Sun Jan 22, 2012 5:07 am
- Forum: Personal Consumer Issues
- Topic: Justifying 2007 Acura MDX purchase
- Replies: 42
- Views: 3323
Re: Justifying 2007 Acura MDX purchase
Folks, We got a 2011 Toyota Sienna AWD with 5000 miles. Congrats. I've been following this thread. We are a 3 car family. I have an AWD sedan, but I classify it as a want vs. need. My Honda Civic fits 2 carseats (recently 2 rearfacing carseats!) and 2 adults fine. It also drives OK in the snow as l...
- Sat Jan 21, 2012 7:39 pm
- Forum: Personal Consumer Issues
- Topic: Justifying 2007 Acura MDX purchase
- Replies: 42
- Views: 3323
Re: Justifying 2007 Acura MDX purchase
Folks, We got a 2011 Toyota Sienna AWD with 5000 miles. Congrats. I've been following this thread. We are a 3 car family. I have an AWD sedan, but I classify it as a want vs. need. My Honda Civic fits 2 carseats (recently 2 rearfacing carseats!) and 2 adults fine. It also drives OK in the snow as l...
- Sat Jan 21, 2012 1:13 am
- Forum: Personal Finance (Not Investing)
- Topic: What Percentage of your Gross Income for Housing & Auto?
- Replies: 87
- Views: 9060
Re: What Percentage of your Gross Income for Housing & Auto?
18.7% if we don't count the extra payments I make to the principal.
31.1% with the extra payments.
31.1% with the extra payments.
- Fri Jan 20, 2012 7:02 pm
- Forum: Personal Consumer Issues
- Topic: Boglehead food cost Poll
- Replies: 85
- Views: 6444
Re: Boglehead food cost Poll
I think there are regional differences. I polled about 20+ of my friends in the area and found that they were in the thrifty to low-cost range. We just have a lot of options for cheaper fresh food in the area I live.
- Fri Jan 20, 2012 9:15 am
- Forum: Personal Consumer Issues
- Topic: Boglehead food cost Poll
- Replies: 85
- Views: 6444
Re: Boglehead food cost Poll
When I was a kid, I ate what my mother put on my plate. If I didn't want to eat it, I could sit there all night for all she cared. My kids got pretty much the same. Of course, we didn't serve peanuts to the one who was allergic to peanuts, but the rest of the family still get pb&j. Just serve t...
- Thu Jan 19, 2012 7:42 am
- Forum: Personal Consumer Issues
- Topic: Boglehead food cost Poll
- Replies: 85
- Views: 6444
Re: Boglehead food cost Poll
We are in the "thrifty" category based on dollars. I buy seafood, fresh vegetables/fruits, and mostly whatever I want. But we have a Chinese grocery store half hour away that I buy a lot of it from. I also try to not overfeed the family on meat. It seems to give one of my kids digestive is...
- Wed Jan 18, 2012 3:56 pm
- Forum: Personal Consumer Issues
- Topic: Best Cell Phone Plan for unlimited everything - $30
- Replies: 52
- Views: 10042
Re: Best Cell Phone Plan for unlimited everything - $30
I put in 02113 for Boston, MA. In bold red print, inside the descriptor of the top 4 phones, it says: * Includes NET10 Unlimited Airtime Card (Unlimited Talk, Text, Web/Email, and calls to 411and 30 days of service) now only $30.00 (was $50.00) * To continue to receive the special price of $30.00 a ...
- Wed Jan 18, 2012 2:26 pm
- Forum: Personal Consumer Issues
- Topic: Best Cell Phone Plan for unlimited everything - $30
- Replies: 52
- Views: 10042
Re: Best Cell Phone Plan for unlimited everything - $30
Net10 offers unlimited talk, text, web for $30 a month. They sell Android phones. No contract. link? It shows me $50 plan : https://www.net10.com/direct/Purchase?payGo=true Go here http://www.net10.com/e_store.jsp Put your zip code in, and make as if to buy a phone. You will see that if you buy a s...
- Wed Jan 18, 2012 2:07 pm
- Forum: Personal Consumer Issues
- Topic: Best Cell Phone Plan for unlimited everything - $30
- Replies: 52
- Views: 10042
Re: Best Cell Phone Plan for unlimited everything - $30
Net10 offers unlimited talk, text, web for $30 a month. They sell Android phones. No contract.
- Wed Jan 18, 2012 2:04 pm
- Forum: Personal Consumer Issues
- Topic: cut the land line with magicjack plus
- Replies: 42
- Views: 5533
Re: cut the land line with magicjack plus
My parents use it so they can make/receive calls to the US when they are in their other house, but it is far from reliable.
We just did away with the landline altogether and use our cells.
We just did away with the landline altogether and use our cells.
- Wed Jan 18, 2012 11:31 am
- Forum: Personal Consumer Issues
- Topic: Did you ever regret your career choice
- Replies: 54
- Views: 6211
Re: Did you ever regret your career choice
Tim_in_GA -- That's very interesting. My BIL has a Bachelor's in Music and works as a software engineer today. It seems that his is not the only case of someone who enjoys/excels in music/art doing well in engineering.
- Tue Jan 17, 2012 10:54 pm
- Forum: Personal Consumer Issues
- Topic: Who is your favorite classical composer?
- Replies: 85
- Views: 6684
- Tue Jan 17, 2012 10:51 pm
- Forum: Personal Consumer Issues
- Topic: Need some advice on shredder
- Replies: 39
- Views: 3880
Re: Need some advise on shredder
I picked up a cross-cut shredder from staples for about $5 about 7 years ago. It still works, but I don't bother using shredders anymore. We have a giant incinerator at work for documents that need shredding and I'm too lazy to open everything so they will fit through the shredder without jamming it...
- Tue Jan 17, 2012 10:48 pm
- Forum: Personal Consumer Issues
- Topic: Did you ever regret your career choice
- Replies: 54
- Views: 6211
Re: Did you ever regret your career choice
Ooh, that might be fun. But then I'd have to live in Nevada. :lolImperabo wrote:Ever thought of combining the two? There's definitely a demand.JULIE wrote:No. It was either be an engineer or a sex worker. I think engineer turned out ok for me.
- Tue Jan 17, 2012 10:31 pm
- Forum: Investing - Theory, News & General
- Topic: Improved Net Worth by Age [and plot]
- Replies: 250
- Views: 47328
- Tue Jan 17, 2012 10:28 pm
- Forum: Personal Finance (Not Investing)
- Topic: Where are the best places to do a home ReFi right now?
- Replies: 29
- Views: 2620
Re: Where are the best places to do a home ReFi right now?
Another vote for Amerisave here. The process was pretty painless.
As for credit score, try credit karma?
As for credit score, try credit karma?
- Tue Jan 17, 2012 10:27 pm
- Forum: Personal Consumer Issues
- Topic: Did you ever regret your career choice
- Replies: 54
- Views: 6211
Re: Did you ever regret your career choice
No. It was either be an engineer or a sex worker. I think engineer turned out ok for me. 

- Tue Jan 17, 2012 5:05 pm
- Forum: Personal Consumer Issues
- Topic: Sherlock - BBC series on Holmes set in 21st Century
- Replies: 67
- Views: 6937
Re: Sherlock - BBC series on Holmes set in 21st Century
I can't wait for season 3. I really enjoyed Moffat's readaptations of classics like Jekyll and now Sherlock.
- Tue Jan 17, 2012 5:04 pm
- Forum: Personal Consumer Issues
- Topic: Question for Obstructionist Drivers
- Replies: 171
- Views: 9276
Re: Question for Obstructionist Drivers
When I first read the title, I was thinking of obstructionist as someone who speeds around cutting off other cars just to cut in front of you just to slam on the brakes in front of you. Or is that just called being a jerk? I don't consider myself that slow of a driver, but I've had that happen to me...
- Tue Jan 17, 2012 4:38 pm
- Forum: Personal Consumer Issues
- Topic: Health Bloggers/Researchers/etc.
- Replies: 2
- Views: 481
Re: Health Bloggers/Researchers/etc.
I have a coworker in the same boat who is using a book called "Weightlifting for Women" It might be worth a look-over.
- Mon Jan 16, 2012 10:05 pm
- Forum: Personal Consumer Issues
- Topic: Good walking hiking shoes?
- Replies: 27
- Views: 4279
Re: Good walking hiking shoes?
I really like the Merrells for hiking. Mine had weathered several different climates and keep on ticking. The only issue is that if you get the gore-tex for waterproofness, it does not ventilate like .. well... running sneakers 

- Fri Jan 13, 2012 1:07 pm
- Forum: Personal Consumer Issues
- Topic: Do you own Apple products?
- Replies: 114
- Views: 8289
Re: Do you own Apple products?
2 older ipods (video and classic) that were both won from 2 different work raffles (free).
- Sun Sep 05, 2010 9:29 pm
- Forum: Personal Finance (Not Investing)
- Topic: Can I afford to quit my job or do we need to refi first?
- Replies: 21
- Views: 3914
I'm not going to rehash all the previous posters' comments even though I agree with them. I just want to say that once you have a baby, driving, although cheaper, may not be the best way to get somewhere. It depends on the baby. My first child was a dream in the car. She would go to sleep. She was v...
- Wed Sep 01, 2010 8:40 pm
- Forum: Personal Consumer Issues
- Topic: Love the home, but the spiral staircase...
- Replies: 39
- Views: 25836
I have a little girl turning 2 this month as well as a 5 month old. My first thought upon seeing that staircase is absolutely not. My toddler is dangerous enough on our regular stairs. It is also not easy to carry a struggling tantruming child up the stairs. A spiral staircase can be very dangerous....
- Sun Aug 29, 2010 10:43 am
- Forum: Personal Investments
- Topic: Can I afford it?
- Replies: 35
- Views: 4674
I am in my late 20s and my husband is 30. We were in the same boat. Yes, you can afford it, but if you do not live in a high cost of living area, I would reconsider getting a house that fits your needs. You did not mention if this is a very large home or a medium-sized home. If I were in your shoes,...
- Sat Aug 21, 2010 9:13 am
- Forum: Personal Finance (Not Investing)
- Topic: What is your savings rate?
- Replies: 146
- Views: 21220
- Sat Aug 21, 2010 9:06 am
- Forum: Personal Consumer Issues
- Topic: Death of the 'McMansion': Era Of Supersized Homes Is Over
- Replies: 135
- Views: 16565
We live in a home just under 3000 sq. ft on the East Coast. I like it. I wouldn't want any smaller; this is just the right size. We also have a fully finished basement. My older daughter can go downstairs and play with her daddy while our colicky and very sensitive baby is sleeping or resting. My mo...
- Wed Aug 18, 2010 4:09 am
- Forum: Personal Investments
- Topic: TSP and TIPS
- Replies: 9
- Views: 2225
- Tue Aug 10, 2010 9:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Should my son pay me rent, utilities, etc...?
- Replies: 124
- Views: 13210
cosmic - I did not mean for OP to let his son know what he is doing with the rent. I also am glad I am not your child. I think I am quite strict but probably not as much as you are. As for what your son should be doing, here is a comparison: My 22 month old sweeps up after herself when she eats. She...
- Mon Aug 09, 2010 7:11 pm
- Forum: Investing - Theory, News & General
- Topic: How rich is rich?
- Replies: 73
- Views: 10832
- Mon Aug 09, 2010 7:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Should my son pay me rent, utilities, etc...?
- Replies: 124
- Views: 13210
Charge him rent. Invest in Roth for him. Make him do chores. You (or your SO) do not cook/clean for him anymore. He better be cutting your lawn. I'm 27 and I see too many people in my age range that are slackers for life. He needs to contribute, especially since he does not plan to go to college. Ma...
- Sun Aug 08, 2010 9:43 pm
- Forum: Personal Finance (Not Investing)
- Topic: Washington, DC vs Charlotte, NC
- Replies: 42
- Views: 10231
- Sun Aug 08, 2010 9:51 am
- Forum: Personal Consumer Issues
- Topic: BWI off site parking..
- Replies: 9
- Views: 1898
- Sat Aug 07, 2010 10:54 am
- Forum: Personal Consumer Issues
- Topic: What's your college ROI?
- Replies: 47
- Views: 6645
My ROI ends up being undefined (divide by 0) because the cost of my college was 0. In my opinion, that makes it the best ROI. I was accepted to Harvard and MIT, but I decided to go to a state school with a full scholarship and a stipend. Never regretted it for one second. I love that I never ever ha...
- Sat Aug 07, 2010 10:41 am
- Forum: Personal Consumer Issues
- Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
- Replies: 1507
- Views: 386097
- Wed Aug 04, 2010 5:30 pm
- Forum: Personal Finance (Not Investing)
- Topic: Are you obsessed with your NET WORTH?
- Replies: 97
- Views: 15724
- Tue Aug 03, 2010 6:45 pm
- Forum: Personal Investments
- Topic: Kids "sharing" a 529 account?
- Replies: 21
- Views: 3178
- Tue Aug 03, 2010 6:38 pm
- Forum: Personal Consumer Issues
- Topic: What's your extravagance?
- Replies: 98
- Views: 13184
- Tue Aug 03, 2010 6:35 pm
- Forum: Personal Consumer Issues
- Topic: Blackberry or Droid
- Replies: 96
- Views: 18210