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ddelapasse

We have a system that we rarely arm for the reasons listed above. However, check with your homeowners insurance for alarm discounts. The discount we get pays for 80% of our alarm monitoring expense which makes it worthwhile and makes the signs legit

!

ddelapasse

My kids & I love the Galaxy IIs. I know the IIIs are out, but I bet the older model would be fine for her and you can probably get some great deals since the new ones are out.

ddelapasse

I worked 4 10s for a while (contract job for 18 months) when I had a 1.5 hour commute and 2 boys with competitive soccer in the evenings. I left at 3:45AM, started work at 5am, worked until 3:30 (30 min lunch) and home by 5pm. I was exhausted by Thursday, but loved, loved, loved my Fridays off! Now ...

ddelapasse

As I understand it basically you trade them getting sick now vs when they hit schools. This is what our pediatrician confirmed to me when I expressed the concern. Both my boys attended a VERY high quality daycare with large windows and NO privacy (which is what I desired). The owner was a genius wh...

ddelapasse

I just refinanced our remaining 7 years to a 10 year (pretty sure 15 year was the same) @ 2.875%. Plan to pay the same amount we've been paying and pay it off early. Total cost was $3058. They let me reuse our old survey. I'm happy to send you the HUD form if you'd like to use it for bargaining :-)....

ddelapasse

I googled and it found that article, but I couldn't read it either (not authorized). Weird.

ddelapasse

Yes! I called them. It's the second part of the individual holdings number.

I just was sure it should have been in the header and I didn't look hard enough.

thanks!!!

ddelapasse

I have a rollover IRA at Vanguard. Is there a single account # that identifies my holdings? Or do I have to always use the individual fund account #s? I'm looking at my statement and that is all that I see.

Trying to do a refi and I need my official "account number".

ddelapasse

I recently heard that there's a new reality show that sounded like Dave Ramsey's philosophy! They make the person put their money into a set of glass jars (similar to Ramsey's envelopes). I listen to his show sometimes. I think it's similar to how my college son explains his affinity for "Jerse...

ddelapasse

If it is a Master's you may consider going back to school to get a Doctorate. It does not have to be in the same specialty as your current degree. What about following Victoria's advice and getting an advanced degree in Biomedical Engineering? My husband returned to school for this and was so psych...

ddelapasse

Many ebay purchases - generally camera accessories.

Cragislist for college textbooks (huge savings) and used cell phones.

ddelapasse

We have TWO of those dreaded "youthful" drivers and 4 cars insured. The auto insurance is obscene, but the umbrella is $288 for 1Mil. We have Nationwide.

ddelapasse

My mom taught science and we always liked her tangram puzzles. You create pictures from a bunch of geometrical shapes. Definitely a problem-solving math-oriented fun activity!

ddelapasse

Very true! I love my job/field. I have an engineering degree, but have always been employed on the software side developing engineering applications. One of my kids has clear cut math/science interest & skills, but the other one is just generally 'adequate' (my standards are high). He's a junior...

ddelapasse

I was afraid it sounded too good to be true.

thanks!

ddelapasse

I have an ESPP (Employee Stock Purchase Plan) at work and I also have some company stock that will be released to me each year on the next few years on my anniversary date. I have no interest in holding this stock long-term and currently plan to cash everything in as soon as it's eligible for long-t...

ddelapasse

My son does file his own taxes (well, he did last year which was the first year he had income). I just didn't see why you felt it necessary to offer parenting advice instead of answering the OP's question. I did go to my son's place of summer employment and pickup his W2 and mail it to him at colleg...

ddelapasse

No, but my son is receiving departmental scholarships for his good grades. I prefer he focus on that as I am funding the rest of his education.

Yeesh...guessing parents didn't help you and you're still bitter?

ddelapasse

My .02...I would much rather have my son attending a OChem practice session than figuring out stuff like this!!! The pace of college is crazy these days and I do think parents should help with these kinds of things if possible.

ddelapasse

I was surprised by a connection "suggestion" made by LinkedIn. It had to come from my google contacts which made me unhappy. I try to keep my internet life separated Facebook for social friends and LinkedIn for work, but it's getting more and more difficult! Like a previous poster I am get...

ddelapasse

So there's nothing to keep a terminally ill person from playing Santa? I would try selling off whatever he bought to pay the debt.

ddelapasse

Bought the 2011 version last night!

Thanks to all of you!!!

ddelapasse

Excellent! Thanks very much.

Can any of you tell me your "workflow" using Quicken?

ddelapasse

Yes.. I showed him how to do that at Thanksgiving (we live in another town), but he's not really "savvy" enough to reference the raw data from the other pages and create his own macros.

I was hoping that there might be some tool out there I could get him to help.

ddelapasse

I know this mostly a Vanguard forum, but I'm hoping some of you may be able to help me! My Dad just switched from a pricey broker to using ScottTrade for his portfolio (he is retired). He asked me to show him how to download his transactions into Excel, but he would like to be able to "group&qu...

ddelapasse

5 or more...and I hope my Tigers have all of them.

Agree that at least a couple will be scored by our defense!!!

ddelapasse

I paid a lot of money for my boys to play competitive soccer. On the one hand: total waste of money as neither will play professionally. On the other hand: they loved it, it kept them away from video games and it was cheaper than bail

.

ddelapasse

No!

I kind of enjoy replying back with a shocked look "Wait...why would I need the extended warranty? Are these appliances not built to last??"

ddelapasse

Slightly off-topic, but I am a fan of Melinda (and Bill) Gates. I was just reading that they are offering a substantial prize for the best invention of a stand-alone, flushable toilet with no electricity. There are universities all over competing for the prize. I thought that was a really smart idea...

ddelapasse

A coworker wrote that he was having a meeting to "clearify" an issue. We still use that word

.

Another coworker from Sweden keeps me entertained:

"I'm just talking out loud here"
"It was the straw that hurt the camel"

ddelapasse

The boy scouts in our area offer the most wonderful fundraising activity. For $30-40 per year they put these beautiful flags out on all flag-type holidays: Flag Day, 4th of July, Labor Day... I love opening my front door and seeing the flags in all the yards (they insert poles in the ground near the...

ddelapasse

Can you tell your daughter that she must try it until winter break? And then move her back if she hates it? I have a son who hated seeming "nerdy" in high school, but has discovered that in college it is very cool to be smart. I think your daughter will be fine either way, but she might be...

ddelapasse

I've completed the FAFSA twice now and it does require the parents' assets (excludes home, but includes all 529s). I haven't seen where it would matter if the money was in my son's name (or mine) and in fact I have to list the total amount saved for BOTH kids as assets even though only the older one...

ddelapasse

What is wrong with Dallas or Dallas-Ft Worth? Or, Arlington? I don't think this is such a big mystery. The stadium is in Arlington, Texas which is between Dallas & Ft Worth. I think most people hearing Arlington would assume it referred to Arlington, Virginia so they used "North Texas"...

ddelapasse

We have a 3500 sq foot house. I pay $80 every 2 weeks (they bring their own supplies). Forces us to de-clutter every 13 days. If we leave clutter they will pile it all on the kitchen table (an implied scolding I think). This has greatly improved my quality of life as we both work FT and have 2 kids ...

ddelapasse

Thanks for the help! Last night was the first time I looked at the Vanguard website and I was pretty overwhelmed.

I will work on this again tonight. Appreciate the help.

ddelapasse

The stable value I have now is getting around 2%, but I couldn't find anything parallel. These allocations were set for me by a professional (for free). The guy works for a firm where minimizing loss is key. I'm not his client, but he has a local radio show and I have emailed him a few times for adv...

ddelapasse

I'm rolling over a 401k into a Vanguard IRA and want to keep my current John Hancock allocations. I have to move the money quickly (my company was purchased and they are closing that 401k) and have limited time for research. Would appreciate any input on if these funds are appropriate and at least d...

ddelapasse

They must ask your employer info to confirm you are not considered an 'insider' or on the board of directors of a public company. Also to confirm you are not employed by a brokerage firm and under a 407 letter requirement. There was a page that asked those 3 questions directly. This 'new' screen wa...

ddelapasse

Our company was purchased and the current 401k is being dissolved. We are free to roll it over to the purchasing company, but I thought I would just move mine to an Ameritrade IRA since I have some accounts there already. I started through the application and there is a page wanting my work info (em...

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Re: Placing security sign in your yard w/out having security

Re: Wife shattered her smartphone

Re: coping with 9/80 schedule ?

Re: Hiring a baby sitter instead of day care

Re: Are these refinance closing fees reasonable?

Re: Thread gone and no PM?

Re: Vanguard Account Question

Vanguard Account Question

Re: If I listened to Dave Ramsey

Re: Medical career at 37?

Re: what items do Bogleheads buy off Craigslist/Ebay?

Re: Umbrella insurance

Re: how do you teach a kid who likes math

Re: Best financial decision you can make is get a job you lo

Re: Moving Stocks to 529 plans?

Moving Stocks to 529 plans?

Re: w-2 for a kid

Re: w-2 for a kid

Re: w-2 for a kid

Re: Anyone dropping Google (Accounts)

Re: Deceased had CC widow did not know of

Re: Please Help me choose software for my Dad

Re: Please Help me choose software for my Dad

Re: Please Help me choose software for my Dad

Please Help me choose software for my Dad

Re: How many touchdowns in BCS championship?

Re: What is "North Texas"??

Mapping allocation categories into Vanguard

Re: Nosey 401k rollover application

Nosey 401k rollover application